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Marliyah, Marliyah
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PEMANFAATAN LINGKUNGAN SEBAGAI SUMBER BELAJAR FIQIH DI MADRASAH IBTIDAIYAH SE-KECAMATAN CIPUTAT Marliyah, Marliyah
FIKRAH Vol 6 No 2 (2022): DESEMBER
Publisher : Ibn Khaldun University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/fikrah.v6i2.20577

Abstract

Penelitian ini berawal dari keresahan peneliti melihat kondisi Madrasah di wilayah Tangerang Selatan yang sebagian besar dengan kondisi sarana dan prasarana yang sangat terbatas karena kekurangan lahan dan posisinya yang sangat sulit untuk berkembang. Namun demikian madrasah menjadi lembaga yang tetap diminiati oleh warga tangerang selatan. Dengan keterbatasan sarana dan prasarana yang ada hendaknya madrasah mengadakan perbaikan pada aspek kompetensi pembelajaran. Materi fiqih adalah pelajaran yang dapat menjadi ikon keberahasilan pendidikan di Madrasah, karena mengajarkan pengetahuan dasar tentang ibadah dan tata caranya. Dan usia anak-anak yang masih mampu diberi dan menerima iinformasi dengan baik. Oleh karena itu dalam membelajarkan fiqih perlu direncanakan dengan sebaik-baiknya dan mampu memilih sumber belajar yang sesuai. Di antara sumber belajar yang dapat digunakan yaitu lingkungan, meliputi lingkungan alam , lingkungan sosial dan lingkungan buatan. Penelitian ini bertujuan untuk menemukan seberapa luas pemanfaaatan lingkungan sebagai sumber belajar fikih digunakan oleh guru-guru madrasah dengan pendekatan kualitatif dengan metode deskritif analisis dan sumber data madrasah sebanyak 7 madrasah dengan mengelompokannya menjadi dua situs. teknik pengumpulan data dilakukan dengan cara mengirimkan baahan peneltian melalui media google form, wawancara, observasi dan dokumentasi. Hasil penelitian menemukan bahwa pemanfaatan lingkungan dalam pembelajaran fiqih secara umum digunakan sesuai dengan objek yang dipelajari juga keterampilan guru dalam mengelola perencanaan pembelajaran Fiqih seperti mendesign sumber belajar yang digunakan serta perhatian yang cukup dari pimpinan dan penyelenggara Madrasah untuk menyiapkan sarana dan prasarana yang menunjang pembelajaran Fiqih di Madrasah.
Pengaruh Self-Efficacy dan Pemberian Reward Melalui Motivasi Terhadap Peningkatan Kinerja Agen: (Studi Kasus PT. Prudential Pruaini Cabang Medan) Virdinia, Thasya; Rahma, Tri Inda Fadhila; Marliyah, Marliyah
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 8 No 3 (2025)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v8i3.4353

Abstract

In the competitive insurance industry, agent performance is a key factor in achieving company success. Various factors can affect an agent's performance, including motivation, self-efficacy, and the reward system implemented by the company. This study aims to analyze the influence of self-efficacy and reward on the performance of insurance agents of PT. Prudential Pruaini Medan Branch, with motivation as a mediation variable. Using a quantitative approach with the Partial Least Squares Structural Equation Modeling (PLS-SEM) method, data was collected through a questionnaire distributed to 60 agents using a non-probability sampling method and analyzed using SmartPLS software. The results of the study show that self-efficacy has a significant influence on the motivation and performance of agents. Giving rewards has a positive effect on motivation, but does not have a direct effect on performance. Interestingly, motivation was shown to significantly mediate the relationship between self-efficacy and rewarding and agent performance. This study confirms that intrinsic factors (self-efficacy) and extrinsic (reward) factors contribute significantly in improving the motivation and performance of insurance agents. The practical implication of this research is the need to develop training programs to increase self-efficacy as well as performance-based reward systems to increase agent effectiveness.
Analisis Strategi Pengawasan Dalam Pemberian Pembiayaan Murabahah Guna Meminimalisir Resiko Pembiayaan Bermasalah Bagi Bank PT BPRS Alwashliyah Medan Fattonah, Rindang Dwi; Marliyah, Marliyah; Syarvina, Wahyu
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.29913

Abstract

Supervision activities are crucial for banks to prevent potential problems that may arise due to various factors during financing. This study aims to analyze the supervision strategies employed b.y PT BPRS al-Washliyah Medan, specifically on Murabaha contracts. A qualitative descriptive meth.od was used, emplo.ying da.ta colle.ction techn.iques through observ.ation, interv.iews, and documentation. Additionally, SWOT analysis was utilized as an instrument to evaluate the supervision strategies. The results show that PT BPRS al-Washliyah can implement proactive strategies by leveraging existing strengths and opportunities. Understanding this strategy will enable the bank to take more effective measures to enhance their supervision quality. This is expected to measure the role and ability of PT BPRS al-Washliyah in financing monitoring, as it has a positive impact on the bank
PERAN SWAP SYARIAH DALAM MENDUKUNG STABILITAS KEUANGAN DAN BISNIS ISLAM DI INDONESIA Cania, Ema Saswita; Marliyah, Marliyah; Sugianto, Sugianto
International Journal Mathla’ul Anwar of Halal Issues Vol. 5 No. 1 (2025)
Publisher : Universitas Mathla’ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30653/ijma.202551.122

Abstract

This research aims to analyze the role of sharia swaps in supporting financial stability and Islamic business in Indonesia. Sharia swaps are a risk mitigation instrument designed to minimize the impact of exchange rate fluctuations in international transactions, in accordance with sharia principles. This research uses a descriptive qualitative method with a literature study approach. The data used includes primary data, such as interviews with practitioners and academics, as well as secondary data, including annual reports of Islamic banks, related regulations, and scientific journals. The analysis was carried out using thematic techniques to identify the relationship between sharia swaps and financial stability and Islamic business. The research results show that Islamic swaps provide significant benefits for Islamic financial institutions, including supporting international transactions, maintaining competitiveness, and strengthening financial stability. However, its implementation still faces challenges, such as a lack of understanding among sharia financial players, limited infrastructure, and the need for a clearer legal framework. Sharia swaps also open opportunities for further development to strengthen Indonesia's role in the global sharia financial market. The conclusion of this research is that sharia swaps not only function as a risk mitigation instrument but also as a driver of sustainable Islamic business growth. This research recommends increasing education, strengthening regulations, and collaboration between stakeholders to optimize the use of sharia swaps in Indonesia.
ANALYSIS OF PRODUCTION COST CALCULATION USING THE VARIABLE COSTING METHOD AT PT. SUMBER TANI AGUNG (PKS SABUNGAN) Nasution, Ferdi Dermawan; Marliyah, Marliyah; Lubis, Fauzi Arif
International Journal of Cultural and Social Science Vol. 6 No. 2 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i2.1075

Abstract

PT Sumber Tani Agung Resources has implemented a systematic financial recording system as a commitment to accountability and transparency. However, the researcher's observations indicate that production cost reports have not yet classified costs in detail, particularly in separating fixed and variable costs. This study aims to analyze the calculation of the cost of goods manufactured (COGS) using the Variable Costing method as an alternative to the company's current method. The study was conducted using a qualitative descriptive approach through observation, interviews, and document studies at PT Sumber Tani Agung (PKS Sabungan). The results show that the COGS calculated using the company's method is higher than the Variable Costing method. This difference is caused by the company's treatment of fixed overhead costs, which are included entirely in COGS, while the Variable Costing method only considers variable costs as a component of production. The difference in value between the two methods is Rp 14,017,007.00 per month, which can affect the accuracy of selling price determination and profit planning. These findings emphasize the importance of implementing appropriate cost accounting principles to support effective managerial decision-making. This study provides practical contributions for companies in evaluating COGS calculation strategies as well as academic implications in managerial accounting studies.
The Influence Of Islamic Social Capital And Islamic Financial Behavior On The Welfare Of Fishermen (Case Study Of Fishermen In Perupuk Village, Batu Bara Regency) Sahri, Riadil Jannah; Marliyah, Marliyah; Daulay, Aqwa Naser
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12534

Abstract

This study aims to analyze the influence of Islamic Social Capital and Islamic Financial Behavior on the welfare of fishermen in Perupuk Village, Batu Bara Regency. This is a quantitative study using associative analysis. The sampling technique used is the saturated sample method, in which the entire population is used as research respondents. In this study, the population consisted of 95 fishermen, all of whom were included as the research sample. The data analysis techniques used include validity and reliability test, classical assumption test, and multiple linier regression analysis to examine the influence of the dependent variable. The result show that: 1) Islamic social capital and Islamic financial behavior have a significant influence, both partially and simultaneously, on the welfare of fishermen, indicating that social relationships, participation in religious activities, and the application of Islamic financial principles can improve the well-being of fishermen. 2) the influence of Islamic social capital reflects strong ukhuwah (brotherhood) and social solidarity among fishermen. Meanwhile, Islamic financial behavior reflects an awareness of sharia-based financial management. This indicates that Islamic values, when implemented in social life and financial behavior, make a tangible contribution to improving the welfare of fishermen. This study suggest that Islamic social capital and Islamic financial behavior play an important role in enhacing fishermen’s welfare. Therefore, policies that strengthen social networks and improve financial literacy and access to Islamic financial services for fishermen are needed.
The influence of Product Layout, Service, and Product Prices on Purchasing Interest in Traditional Market Retail Stores in Medan Rifaldi Dwi Syahputra; Marliyah, Marliyah; Ahmad Syakir
International Journal of Community Engagement Payungi Vol. 5 No. 3 (2025): International Journal of Community Engagement Payungi
Publisher : Yayasan Payungi Smart Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58879/ijcep.v5i3.70

Abstract

Competition between traditional markets and modern retailers is increasing, especially because traditional markets are sometimes considered less than optimal in terms of product layout, service quality, and price. However, some consumers still shop at traditional markets. This study aims to analyze how product layout, service, and price influence shopping interest in traditional market retail stores in Medan City. The selected population was customers shopping at retail stores in the Padang Bulan traditional market area of Medan, with a purposive sample of 80 participants. Data were processed using multiple linear regression analysis. The results obtained are that the product layout variable has a significant and positive effect on purchasing interest (p-value = 0.009). The service variable has a significant and positive effect on purchasing interest (p-value = 0.006). The product price variable has a significant and positive effect on purchasing interest (p-value = 0.000). It is recommended that further research expand the variables that influence purchasing interest, for example by including other variables such as advertising and product quality. To make the findings of this study more applicable and generalizable, further research can also be conducted in different locations with different market characteristics. Future research should include additional variables such as advertising, product quality, and digital engagement to gain a more comprehensive view of consumer behavior. Studies in other regions with different socio-economic or cultural backgrounds are also recommended to broaden the findings' applicability. This study provides valuable insights into traditional market competitiveness, showing that improving product layout, service quality, and pricing can enhance purchasing interest and help traditional markets remain relevant amid modern retail competition.
Strategies For Survival Of Traditional Small And Medium Enterprises In The Digital Age From An Islamic Economic Perspective Fatimah zahrah Harahap; Marliyah, Marliyah; Harahap, Muhammad Ikhsan
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This qualitative study analyzes the survival strategies of traditional MSMEs in the digital era through a case study of Enrico Pasar Horas Traditional Spice MSME, which has been operating for more than 30 years, using the SOAR (Strengths, Opportunities, Aspirations, Results) analysis method to identify effective strategies for maintaining business existence without comprehensive digital technology adoption. The research findings indicate that SMEs can survive through three main strategies: value-based differentiation rooted in Islamic principles, emphasizing honesty and trustworthiness in maintaining product quality; Islamic relationship marketing that builds long-term relationships based on trust and fairness; and holistic sustainability that integrates economic, social, and environmental responsibilities in accordance with the objectives of Islamic law (maqashid syariah). The implementation of Islamic economic principles such as ash-shidq (honesty), amanah (trust), al-adl (justice), and mas'uliyyah (responsibility) has proven to create a sustainable competitive advantage through financial stability and strong customer loyalty, enabling SMEs to maintain their existence without relying entirely on digital technology in the modern economic transformation.
Manajeman Penerapan Harga Dan Inflasi Dalam Tinjauan Fiqh Muamalah Dan Maqashid Syariah Di Sumatera Utara MayaPutra, Muhammad Umar; Sudiarti, Sri; Marliyah, Marliyah
JURNAL MANAJEMEN DAN BISNIS Vol 3 No 3 (2025): Edisi Januari 2025 - April 2025
Publisher : Fakultas Ekonomi Universitas Tjut Nyak Dhien Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/jmdb.v3i3.1654

Abstract

Penelitian ini bertujuan untuk menganalisis peran pemerintah dalam pengendalian inflasi dan penetapan harga dalam perspektif fiqh muamalah dan maqashid syariah di Sumatera Utara. Fiqh muamalah sebagai cabang hukum Islam yang mengatur aktivitas ekonomi umat mencakup prinsip-prinsip keadilan, transparansi, serta perlindungan terhadap kemaslahatan manusia di dunia dan akhirat. Metode yang digunakan adalah pendekatan kualitatif dengan teknik pengumpulan data melalui studi dokumentasi terhadap data inflasi, kemiskinan, serta kebijakan ekonomi yang berlaku di Sumatera Utara. Hasil penelitian menunjukkan bahwa inflasi yang tidak terkendali berpotensi menurunkan daya beli masyarakat, memperburuk distribusi pendapatan, serta memperlambat pertumbuhan ekonomi. Sebaliknya, inflasi yang stabil dapat mendorong investasi dan meningkatkan kesejahteraan. Dalam konteks fiqh muamalah dan maqashid syariah, peran negara sangat penting untuk memastikan aliran harta yang adil melalui penciptaan lapangan kerja, subsidi, dan investasi yang etis. Pemerintah juga berperan menjaga harga agar tidak melampaui batas kewajaran, serta menjamin pemenuhan kebutuhan dasar masyarakat sesuai dengan skala prioritas: dharuriyyah, hajjiyah, dan tahsiniyyah. Kesimpulan, integrasi nilai-nilai fiqh muamalah dan maqashid syariah dalam kebijakan ekonomi mampu menjadi solusi strategis dalam menghadapi tantangan inflasi dan ketimpangan ekonomi. Dengan pendekatan ini, pembangunan ekonomi di Sumatera Utara dapat diarahkan pada tercapainya keadilan, kemaslahatan, dan stabilitas jangka panjang.
Social and Economic Factors Influencing the Choice of Halal-Labeled Food and Beverages Among Muslim Generation Z: A Case Study of FEBI UINSU Students Putri, Diva Anisyah; Marliyah, Marliyah; Imsar, Imsar
JURNAL AT-TURAS Vol 12, No 3 (2025)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/at-turas.v12i3.12627

Abstract

This study explores how social and economic factors simultaneously influence the choice of halal-labeled food and beverages among Muslim Generation Z, with a particular focus on students of the Faculty of Islamic Economics and Business at the State Islamic University of North Sumatra. Previous research has largely examined these factors in isolation, leaving limited attention to their simultaneous effects in shaping halal consumption. Employing a quantitative survey of 100 respondents analyzed using confirmatory factor analysis (CFA), the study reveals that social factors, such as family and peer influence, serve as the strongest drivers of halal choices, while economic factors, including price and accessibility, function as moderating conditions. The findings contribute to the halal consumption literature by integrating social and economic dimensions within the context of Islamic higher education, thereby addressing a gap concerning young Muslim consumers. Practically, the study suggests that policymakers and halal certification bodies should enhance community-based halal literacy, while businesses may strengthen market engagement through price affordability strategies and the utilization of family and peer influence.
Co-Authors - Afrizal A. Rasyid, Sofya Abd.Majid, M.Shabri Abduh, Arridho Abdul Majid, Shabri Abdul Muis Abdul Rahim Saleh Agisty Fiannisa Agustin, Lismaini Agustina, Surya Ahmad Fadli Ahmad Syakir Ahmadi Bi Rahmani, Nur Aini, Ihdi Alfi Amalia Alfi, Laila Alfian, Ian Amin, Haris Al Amini, Salisa Amiruddin Amiruddin Amsari, Syahrul Andi Putri, Fahresya Nuradinda Andrean, Piter Andri Soemitra Annesca, Elfara Aqilah, Rakha Aqwa Naser Daulay Arianja, Haidir Arifah, Iif Arifin Arifin Arifin Fauzi Lubis Arnida Wahyuni Lubis Asmaul Husna Asriadi, Ari Aswinanta, Asrul Aulia, Lina Awaliya, Awaliya Ayu Kartika Sari Ayunda, Antin Azahar Siregar, Rahmat Azhari Akmal Tarigan Baehaqi Barus, Dana Syahputra Batubara, Maryam Berutu, Irsyadiah Dermaini Bi Rahmani, Nur Ahmadi br Rangkuti, Putri Apriyani Bunga Dwi Fani Ritonga Cania, Ema Saswita Caniago, Putri Ranggaini Chairani, Zizah Daulay, Muthia Aulia Azhari Dharma, Budi Dhian Rosalina, Dhian Dua, Patta Erwin SP, M. Fachrina, Rifka Fadhila Rahma, Tri Inda Fajarillah Sitohang, Sahala Falahuddin, Falahuddin Fatimah zahrah Harahap Fattonah, Rindang Dwi Fauzan , M. Fauzi, Muhammad Firdaus, Rayyan Fitrah, Habib Fitri, Mulyana Fitri, Syahruna Fuadi Fuadi Gaja, Enita Indramayani Gea, Dalmaisyah hafiz, Achmad Al-Hafiz Lubis Halimatussakdiyah Halimatussakdiyah, Halimatussakdiyah Hamdun, Nizar Hani, Zulfa Harahap, Arman Syafii Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Haris Al Amin Hasanah, Annisa Javalia Hasibuan, Muhammad Rizal Hasmari Noer Hendra Hendra Hilman Fauzi, Hilman Hutagalung , M. Wandisyah R. Ibrahim, Patmawati Bte Hj Ikhsan Harahap, Muhammad Imsar, Imsar Irma Suryani Lubis Irwan Irwan Irwansyah Putra Marpaung Ismail Ismail Ismail Isnaini Harahap Jarwati, Nega Jaya, Kasman Juhji, Juhji Juliana Nasution Kamila, Kamila Kamilah K Kaswinata, Kaswinata Kesuma, Suci Andini Khairunnisa, Ira Amalia Khinaya, Mutiara Kresna Riady, Dwi Kurnia, Ahmad Laseari, Indah Lubis, Farah Fadhila Lubis, Rafika Amalia Lubis, Rizky Aulia Luh Putu Ratna Sundari M. Ridwan M. Shabri Abd. Majid Mahyudin Mahyudin Manurung, Sakinah Halim Marlya Fatira AK Maulia Pratidina MayaPutra, Muhammad Umar Meutia Dewi, Meutia Mohoridju, Sufian Muhammad Agung Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Muhammedi, Ssonko Mukhlis Mukhlis Munifan, Munifan Munthe, Yuli Noviah Muslim, Rany Nadia Nadia Nasrun, Muhammad Syaifuddin Nasution, Adanan Murroh Nasution, Edi Marjan Nasution, Ferdi Dermawan Nasution, Hamidah Fadly Nasution, Juliana Nasution, Junita Muharani Nasution, Muhammad Irwan Padli Nasution, Nurdin Nasution, Rizka Nasution, Rizki Aulia Putri Mujur Nasution, Zena Aini Natzmi, Alvi Nazli, Putri Neila Susanti Nofinawati Nofinawati, Nofinawati Nst, M. Ziqhri Anhar Nur Fadhilah Ahmad Hasibuan Nurbaiti , Nurbaiti Nurganti, Nurganti Nurlaili Nurlaili Nurlita, Okky Budi Nursantri Yanti Nurul Inayah Nurwani Nurwani, Nurwani Pratama, Muhammad Rifky Puspita, Rini Putri, Diva Anisyah Putri, Rafika Chudriana Rafli, Mhd Rahma, Tri Inda Fadhila Rahmat Daim Harahap Rahmawati, Widya Ayu Rahmi Syahriza, Rahmi Raihanah Daulay Ratnawati Ratnawati Ratni, Ratni Razak, Ahmad Buchori Ridho Erianto Rifaldi Dwi Syahputra Rispan, Rispan Rita Handayani, Rita Ritonga, Hanny Rahmadani Ritonga, Vera Ayu Ningsih Romadhoni, Fajri Rosalina Simbolon, Linda Royhan Alihasim Hutapea Ruchiyani, Yolanda Sabri Abd. Majid, M. Sabrina, Zafira Sagala, Syarah Asda Pratiwi Sahri, Riadil Jannah Salsabilla, Salsabilla Samri Juliati Nasution, Yenni Saparuddin Siregar Saprinal Manurung Saputra, Julfan Shabri Abd. Majid, M Shifa, Mutiara Silalahi, Purnama Ramadani Simahatie, Mai Siregar, Haposan Matua Siregar, Lanina Siregar, Pani Akhiruddin Siregar, Zulhazzi Siti Aisyah Siti Hansyah Dewi Zai Solly Aryza Sri Jumiati, Sri Sri Sudewi sri sudiarti Sri Wahyuni Suci Indah Sari Sudarmansyah, Sudarmansyah Sugianto Sugianto Suhailah, Suhailah Susanti, Widya Syahfitri, Rina Syahida, Tiara Nurul Syahputra, Angga Syahraini, Syahraini Syamsul Bahri Syawal Harianto, Syawal Tanjung, Selvira Wardani Tiara Fitriani Fadilah Tuti Anggraini Virdinia, Thasya Waeno, Muhamadaree Wahyu Syarvina Waqqosh, Abi Wifka Yunita Wiwik Handayani Yanti Sirait, Frida YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuannisa, Rizka Adlia Zahrowaini, Taqiya Zaimsyah, Annisa Masruri Zuhrinal M. Nawawi ‘Alimah, Nur