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All Journal Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan EQUILIBRIUM Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam IMAGE Journal of Business Management Education (JBME) Jurnal Ilmiah Ekonomi Islam Jurnal EMT KITA Economica: Jurnal Ekonomi Islam Jurnal ASPIKOM Ganaya: Jurnal Ilmu Sosial dan Humaniora SEIKO : Journal of Management & Business Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman Jurnal Kolaboratif Sains Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL PENDIDIKAN TAMBUSAI FIKRAH AT-TURAS: Jurnal Studi Keislaman Journal of Humanities and Social Studies Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship JESI (Jurnal Ekonomi Syariah Indonesia) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam International Journal of Financial, Accounting, and Management SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Sains dan Teknologi Jurnal ABDINUS : Jurnal Pengabdian Nusantara Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Aghniya: Jurnal Ekonomi Islam JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Fikrah : Journal of Islamic Education Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Journal of Management - Small and Medium Enterprises (SME's) JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Quantitative Economics and Management Studies Journal La Sociale International Journal of Health, Economics, and Social Sciences (IJHESS) JURNAL MANAJEMEN AKUNTANSI (JUMSI) Jurnal Ekonomi Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Proceeding International Seminar of Islamic Studies Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam International Journal Mathla'ul Anwar of Halal Issues Journal of Computer Science and Information Systems (JCoInS) Jurnal Manajemen dan Bisnis Sci-Tech Journal Genderang Asa: Journal of Primary Education Journal of Islamic Economics Lariba Journal of Management and Administration Provision IDARAH : Jurnal Pendidikan dan Kependidikan International Journal of Community Engagement Payungi Moneter : Jurnal Keuangan dan Perbankan International Journal of Emerging Issues in Islamic Studies Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Journal of Modern Islamic Studies and Civilization Journal of Business Management and Economic Development Equilibrium: Jurnal Ekonomi Syariah GEMAH RIPAH: Jurnal Bisnis IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Tashdiq: Jurnal Kajian Agama dan Dakwah Jurnal Pengabdian Sosial Journal of Islamic Economics and Finance An-Nisbah: Jurnal Ekonomi Syariah Journal of Elementary School
Marliyah, Marliyah
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Pengaruh Financial Literacy dan Risk Perception terhadap Keputusan Investasi Saham Syariah pada Mahasiswa FEBI UINSU Sabrina, Zafira; Marliyah, Marliyah; Harahap, Muhammad Ikhsan
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15376

Abstract

This study employs a descriptive qualitative research method. It was conducted directly on the Psychologically, students have emotional maturity in managing their finances, preparing investment plans, but are not necessarily more precise in making decisions, even though they have a fairly good understanding of finances. Thus, if students as investors want to improve their investment decisions, then students need to increase their financial literacy and risk perception, conversely if students do not increase their financial literacy and risk perception, then their investment decisions will be low. This article aims to analyze the influence of financial literacy and risk perception on sharia investment decisions of students at the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra. The sample for this research was 71 respondents. This article uses quantitative methods and data is collected through distributing questionnaires. The analysis method uses validity, reliability, hypothesis testing, and multiple linear regression analysis. The analysis findings show that financial literacy has a significant influence on sharia investment decisions, risk perception has a significant influence on sharia investment decisions. Financial literacy and risk perception simultaneously have a significant influence on sharia investment decisions of students at the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra.
ANALYSIS OF THE DEVELOPMENT STRATEGY OF UMKM FASHION HALAL LANGGAM BATIK BASED ON SUSTAINABILITY Fitri, Syahruna; Marliyah, Marliyah; Inayah, Nurul
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 1: January - March 2025
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i1.29532

Abstract

The success of MSMEs in developing the sustainability-based halal fashion sector will largely depend on the implementation of effective strategies, as well as their ability to compete in the local and international markets. Sustainability in the context of halal fashion MSMEs involves several aspects, including the use of environmentally friendly materials, efficient management of natural and human resources, and attention to the social and economic welfare of workers. This study aims to analyze the development strategy of Sustainability-Based Halal Fashion Batik Style MSMEs. This study uses a qualitative motto by using the Nvivo application that supports searching for common words in data processing frequencies, displaying analysis in the form of tables and word frequencies that often appear based on the results of data coding. The results show that the words that appear most often are development, environment, society, growth, sustainable, meaning there is a relationship between these factors. The results of the study show that Langgam Batik develops its business based on three main pillars of sustainability, namely economic, social, and environmental. In terms of economy, product diversification and marketing with social media. From the social aspect, these MSMEs play a role in community empowerment through job creation and the preservation of cultural heritage through North Sumatran batik motifs. From an environmental perspective, there are opportunities to implement more environmentally friendly processes, such as the use of natural dyes that are less polluting. Therefore, support from the government, academics, and the business community is urgently needed to expand market reach and increase the competitiveness of halal fashion MSMEs at the national and international levels.
Analysis of the Implementation of Honda Motor ECU Remap in Increasing Customer Engagement and Sales br Rangkuti, Putri Apriyani; Nurlaila, Nurlaila; Marliyah, Marliyah
Image : Jurnal Riset Manajemen Vol 13, No 1 (2025): Image : Jurnal Riset Manajemen
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/image.2025.001

Abstract

This research aims to find out how the Panjol Motorbike repair shop can increase customer engagement and sales in its workshop business through the use of Honda Motor ECU Remap. By using an effective customer engagement strategy, workshop businesses can increase customer loyalty, retain existing customers, and increase new sales opportunities. The research method used is a qualitative descriptive method with data collection in the form of interviews and literature studies to strengthen the results of the writing. The results of the study show that the successful implementation of ECU remap at Bengkel Panjol increases customer engagement, satisfaction, and loyalty. However, sales at the Panjol Motorbike repair shop did not increase 100% due to the implementation of this ECU remap but from standard or daily services. The implementation of the remap has not fully increased workshop sales due to the lack of consumer understanding in suburban areas such as Tanjung Morawa. Several strategies, such as providing education to customers, conducting promotions, providing special packages to regular customers, and providing test drives and warranties can be carried out to increase customer engagement and sales in the future at the Tanjung Morawa District Panjol Workshop.
Implementasi Keuangan Sosial Islam : Melalui Pengelolaan Zakat Untuk Kesejahteraan Umat Daulay, Raihanah; Siregar, Saparuddin; Marliyah, Marliyah
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 25, No 1 (2025)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v25i1.18041

Abstract

Islamic finance is a form of financial system that as a whole uses concepts and principles that are derived from the values contained in Islamic law, namely the Quran and Hadith. It often happens that the application of Islamic social finance has not been optimal, providing benefits for the welfare of the community in general and expecting blessings from Allah. The implementation of Islamic social finance can be done by establishing an effective zakat fund management program so that through this program it is very helpful for the community, meeting needs and helping micro business capital. The problem that often occurs is that the recipients have not been maximized the use of the capital assistance provided so that it does not provide results for the long term. So that it is not able to improve the welfare of the wider ummah, an integrated program in managing Islamic social finance from institutions can be the optimal solution in helping to improve people's lives more prosperously.
PEMANFAATAN LINGKUNGAN SEBAGAI SUMBER BELAJAR FIQIH DI MADRASAH IBTIDAIYAH SE-KECAMATAN CIPUTAT Marliyah, Marliyah
FIKRAH Vol 6 No 2 (2022): DESEMBER
Publisher : Ibn Khaldun University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/fikrah.v6i2.20577

Abstract

Penelitian ini berawal dari keresahan peneliti melihat kondisi Madrasah di wilayah Tangerang Selatan yang sebagian besar dengan kondisi sarana dan prasarana yang sangat terbatas karena kekurangan lahan dan posisinya yang sangat sulit untuk berkembang. Namun demikian madrasah menjadi lembaga yang tetap diminiati oleh warga tangerang selatan. Dengan keterbatasan sarana dan prasarana yang ada hendaknya madrasah mengadakan perbaikan pada aspek kompetensi pembelajaran. Materi fiqih adalah pelajaran yang dapat menjadi ikon keberahasilan pendidikan di Madrasah, karena mengajarkan pengetahuan dasar tentang ibadah dan tata caranya. Dan usia anak-anak yang masih mampu diberi dan menerima iinformasi dengan baik. Oleh karena itu dalam membelajarkan fiqih perlu direncanakan dengan sebaik-baiknya dan mampu memilih sumber belajar yang sesuai. Di antara sumber belajar yang dapat digunakan yaitu lingkungan, meliputi lingkungan alam , lingkungan sosial dan lingkungan buatan. Penelitian ini bertujuan untuk menemukan seberapa luas pemanfaaatan lingkungan sebagai sumber belajar fikih digunakan oleh guru-guru madrasah dengan pendekatan kualitatif dengan metode deskritif analisis dan sumber data madrasah sebanyak 7 madrasah dengan mengelompokannya menjadi dua situs. teknik pengumpulan data dilakukan dengan cara mengirimkan baahan peneltian melalui media google form, wawancara, observasi dan dokumentasi. Hasil penelitian menemukan bahwa pemanfaatan lingkungan dalam pembelajaran fiqih secara umum digunakan sesuai dengan objek yang dipelajari juga keterampilan guru dalam mengelola perencanaan pembelajaran Fiqih seperti mendesign sumber belajar yang digunakan serta perhatian yang cukup dari pimpinan dan penyelenggara Madrasah untuk menyiapkan sarana dan prasarana yang menunjang pembelajaran Fiqih di Madrasah.
Pengaruh Self-Efficacy dan Pemberian Reward Melalui Motivasi Terhadap Peningkatan Kinerja Agen: (Studi Kasus PT. Prudential Pruaini Cabang Medan) Virdinia, Thasya; Rahma, Tri Inda Fadhila; Marliyah, Marliyah
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 8 No 3 (2025)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v8i3.4353

Abstract

In the competitive insurance industry, agent performance is a key factor in achieving company success. Various factors can affect an agent's performance, including motivation, self-efficacy, and the reward system implemented by the company. This study aims to analyze the influence of self-efficacy and reward on the performance of insurance agents of PT. Prudential Pruaini Medan Branch, with motivation as a mediation variable. Using a quantitative approach with the Partial Least Squares Structural Equation Modeling (PLS-SEM) method, data was collected through a questionnaire distributed to 60 agents using a non-probability sampling method and analyzed using SmartPLS software. The results of the study show that self-efficacy has a significant influence on the motivation and performance of agents. Giving rewards has a positive effect on motivation, but does not have a direct effect on performance. Interestingly, motivation was shown to significantly mediate the relationship between self-efficacy and rewarding and agent performance. This study confirms that intrinsic factors (self-efficacy) and extrinsic (reward) factors contribute significantly in improving the motivation and performance of insurance agents. The practical implication of this research is the need to develop training programs to increase self-efficacy as well as performance-based reward systems to increase agent effectiveness.
Analisis Strategi Pengawasan Dalam Pemberian Pembiayaan Murabahah Guna Meminimalisir Resiko Pembiayaan Bermasalah Bagi Bank PT BPRS Alwashliyah Medan Fattonah, Rindang Dwi; Marliyah, Marliyah; Syarvina, Wahyu
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.29913

Abstract

Supervision activities are crucial for banks to prevent potential problems that may arise due to various factors during financing. This study aims to analyze the supervision strategies employed b.y PT BPRS al-Washliyah Medan, specifically on Murabaha contracts. A qualitative descriptive meth.od was used, emplo.ying da.ta colle.ction techn.iques through observ.ation, interv.iews, and documentation. Additionally, SWOT analysis was utilized as an instrument to evaluate the supervision strategies. The results show that PT BPRS al-Washliyah can implement proactive strategies by leveraging existing strengths and opportunities. Understanding this strategy will enable the bank to take more effective measures to enhance their supervision quality. This is expected to measure the role and ability of PT BPRS al-Washliyah in financing monitoring, as it has a positive impact on the bank
Campaigning Zakat on Social Media: The Role of Message Strategies in the Decision to Pay Zakat Nasution, Juliana; Nurhayati, Nurhayati; Marliyah, Marliyah
Jurnal ASPIKOM - Jurnal Ilmu Komunikasi Vol 8, No 1 (2023): Jurnal ASPIKOM
Publisher : Asosiasi Pendidikan Tinggi Ilmu Komunikasi (ASPIKOM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24329/aspikom.v8i1.1258

Abstract

Zakat campaigns in Indonesia have utilized social media as a platform to address various zakat management problems. This research examines the message strategies used by zakat institutions in their campaigns on social media. Messages are an important component in the success of a campaign to influence the voluntary behavior of campaign targets. The message strategy theory applied in this study refers to Tafesse and Wien, including informational, transformational, and interactional messages. This research uses a quantitative approach, employing muzakki zakat in Dompet Dhuafa Waspada, North Sumatra, as the respondents. Data analysis technique used the SEM-PLS approach with SmartPLS 4.0 software. The research results show that the informational and transformational variables had a significant effect on the decision to pay zakat. Meanwhile, the interactional variables had no significant effect on the decision to pay zakat. Therefore, the role of message strategy in zakat campaigns on social media is important to increase zakat fundraising.   
PERAN SWAP SYARIAH DALAM MENDUKUNG STABILITAS KEUANGAN DAN BISNIS ISLAM DI INDONESIA Cania, Ema Saswita; Marliyah, Marliyah; Sugianto, Sugianto
International Journal Mathla’ul Anwar of Halal Issues Vol. 5 No. 1 (2025)
Publisher : Universitas Mathla’ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30653/ijma.202551.122

Abstract

This research aims to analyze the role of sharia swaps in supporting financial stability and Islamic business in Indonesia. Sharia swaps are a risk mitigation instrument designed to minimize the impact of exchange rate fluctuations in international transactions, in accordance with sharia principles. This research uses a descriptive qualitative method with a literature study approach. The data used includes primary data, such as interviews with practitioners and academics, as well as secondary data, including annual reports of Islamic banks, related regulations, and scientific journals. The analysis was carried out using thematic techniques to identify the relationship between sharia swaps and financial stability and Islamic business. The research results show that Islamic swaps provide significant benefits for Islamic financial institutions, including supporting international transactions, maintaining competitiveness, and strengthening financial stability. However, its implementation still faces challenges, such as a lack of understanding among sharia financial players, limited infrastructure, and the need for a clearer legal framework. Sharia swaps also open opportunities for further development to strengthen Indonesia's role in the global sharia financial market. The conclusion of this research is that sharia swaps not only function as a risk mitigation instrument but also as a driver of sustainable Islamic business growth. This research recommends increasing education, strengthening regulations, and collaboration between stakeholders to optimize the use of sharia swaps in Indonesia.
ANALYSIS OF PRODUCTION COST CALCULATION USING THE VARIABLE COSTING METHOD AT PT. SUMBER TANI AGUNG (PKS SABUNGAN) Nasution, Ferdi Dermawan; Marliyah, Marliyah; Lubis, Fauzi Arif
International Journal of Cultural and Social Science Vol. 6 No. 2 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i2.1075

Abstract

PT Sumber Tani Agung Resources has implemented a systematic financial recording system as a commitment to accountability and transparency. However, the researcher's observations indicate that production cost reports have not yet classified costs in detail, particularly in separating fixed and variable costs. This study aims to analyze the calculation of the cost of goods manufactured (COGS) using the Variable Costing method as an alternative to the company's current method. The study was conducted using a qualitative descriptive approach through observation, interviews, and document studies at PT Sumber Tani Agung (PKS Sabungan). The results show that the COGS calculated using the company's method is higher than the Variable Costing method. This difference is caused by the company's treatment of fixed overhead costs, which are included entirely in COGS, while the Variable Costing method only considers variable costs as a component of production. The difference in value between the two methods is Rp 14,017,007.00 per month, which can affect the accuracy of selling price determination and profit planning. These findings emphasize the importance of implementing appropriate cost accounting principles to support effective managerial decision-making. This study provides practical contributions for companies in evaluating COGS calculation strategies as well as academic implications in managerial accounting studies.
Co-Authors A. Rasyid, Sofya Abd.Majid, M.Shabri Abdul Muis Abdul Rahim Saleh Agisty Fiannisa Agustin, Lismaini Ahmad Syakir Aini, Ihdi Alfi Amalia Alfi, Laila Amin, Haris Al Amiruddin Amiruddin Amsari, Syahrul Andi Putri, Fahresya Nuradinda Andri Soemitra Annesca, Elfara Aqilah, Rakha Aqwa Naser Daulay Arifah, Iif Arifin Arifin Arifin Fauzi Lubis Arnida Wahyuni Lubis Asmaul Husna Asriadi, Ari Aswinanta, Asrul Aulia, Lina Awaliya, Awaliya Ayu Kartika Sari Azahar Siregar, Rahmat Azhari Akmal Tarigan Batubara, Maryam Bi Rahmani, Nur Ahmadi br Rangkuti, Putri Apriyani Bunga Dwi Fani Ritonga Cania, Ema Saswita Caniago, Putri Ranggaini Chairani, Zizah Daulay, Muthia Aulia Azhari Dharma, Budi Dua, Patta Fadhila Rahma, Tri Inda Falahuddin, Falahuddin Fatimah zahrah Harahap Fattonah, Rindang Dwi Fauzan , M. Fauzi, Muhammad Firdaus, Rayyan Fitrah, Habib Fitri, Mulyana Fitri, Syahruna Fuadi Fuadi Gaja, Enita Indramayani Halimatussakdiyah Halimatussakdiyah, Halimatussakdiyah Hani, Zulfa Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hasanah, Annisa Javalia Hasibuan, Nur Fadhilah Ahmad Hasmari Noer Hendra Hendra Hilman Fauzi, Hilman Hutagalung , M. Wandisyah R. Ibrahim, Patmawati Bte Hj Ikhsan Harahap, Muhammad Imsar, Imsar Irma Suryani Lubis Irwan Irwan Irwansyah Putra Marpaung Jarwati, Nega Jaya, Kasman Juhji, Juhji Juliana Nasution Kamila, Kamila Kamilah K Kaswinata, Kaswinata Kesuma, Suci Andini Khinaya, Mutiara Lubis, Rafika Amalia Lubis, Rizky Aulia Luh Putu Ratna Sundari M. Ridwan Manurung, Sakinah Halim Maulia Pratidina MayaPutra, Muhammad Umar Mohoridju, Sufian Muhammad Agung Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Muhammedi, Ssonko Mukhlis Mukhlis Munifan, Munifan Munthe, Yuli Noviah Muslim, Rany Nasrun, Muhammad Syaifuddin Nasution, Adanan Murroh Nasution, Ferdi Dermawan Nasution, Hamidah Fadly Nasution, Juliana Nasution, Junita Muharani Nasution, Rizka Natzmi, Alvi Neila Susanti Nofinawati Nofinawati, Nofinawati Nurbaiti Nurbaiti Nurhayati Nurhayati Nurlita, Okky Budi Nursantri Yanti Nurul Inayah Nurwani Nurwani, Nurwani Pratama, Muhammad Rifky Puspita, Rini Putri, Diva Anisyah Putri, Rafika Chudriana Rafli, Mhd Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmi Syahriza, Rahmi Raihanah Daulay Ratnawati Ratnawati Ratni, Ratni Rifaldi Dwi Syahputra Ritonga, Vera Ayu Ningsih Royhan Alihasim Hutapea Ruchiyani, Yolanda Sabrina, Zafira Sagala, Syarah Asda Pratiwi Sahri, Riadil Jannah Salsabilla, Salsabilla Saparuddin Siregar Saprinal Manurung Saputra, Julfan Shifa, Mutiara Silalahi, Purnama Ramadani Siregar, Lanina Siregar, Pani Akhiruddin Siti Aisyah Siti Hansyah Dewi Zai Solly Aryza Sri Jumiati, Sri Sri Sudewi sri sudiarti Sri Wahyuni Suci Indah Sari Sudarmansyah, Sudarmansyah Sugianto Sugianto Suhailah, Suhailah Suripto, Rahul Al Fatah Syahfitri, Rina Syahida, Tiara Nurul Syahputra, Angga Syamsul Bahri Syawal Harianto, Syawal Tiara Fitriani Fadilah Tuti Anggraini Virdinia, Thasya Waeno, Muhamadaree Wahyu Syarvina Waqqosh, Abi Wifka Yunita Wiwik Handayani Yuannisa, Rizka Adlia Zaimsyah, Annisa Masruri ‘Alimah, Nur