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Reconstruction of Maqāṣid al-Syarī‘ah fī Ḥifẓ al-Māl in Responding to Doom Spending Among Generation Z and the Implications for Family Economic Resilience Ubaidillah; Muhammad Yunus; Anita Mauliyanti; Asriadi; Bachrul Ulum; Mahmood Kooria
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 13 No. 1 (2026): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v13i1.53964

Abstract

Generation Z increasingly engage in doom spending driven by global economic uncertainty, diminished confidence in long-term financial security, and the pervasive influence of digital consumer culture. This behavior undermines individual financial stability and threatens family and societal economic resilience. The rising prevalence of doom spending among Generation Z has become a significant concern, particularly regarding family economic resilience. Consequently, this study reconstructs Maqāṣid al-Syarī‘ah fī Ḥifẓ al-Māl as a normative and ethical framework to address impulsive, emotion-based consumption among Generation Z couples in the digital economy. Integrating Islamic ethics, psychological coping theory, and contemporary consumption studies, this research employs a qualitative method with descriptive-analytical design. Findings indicate that doom spending negatively impacts family financial stability, exacerbates emotional stress, and conflicts with core Islamic principles including moderation (wasaṭiyyah), contentment (qanā‘ah), and prohibition of extravagance (tabżīr). The study underscores strengthening family economic resilience through digital financial literacy, open financial communication between couples, integration of Islamic consumption values, productive technology utilization, and community-based financial education. By implementing these strategies, Generation Z couples can achieve balanced financial management, enhance household resilience, and align consumption behavior with ethical and spiritual principles. This research contributes to the broader discourse on integrating Islamic value-based approaches into contemporary financial practices and offers a conceptual framework for sustainable, morally responsible household economic management.
Co-Authors 4Husnul Fadhilah Ham A. Dwi Putri Astrifa Sufina Ahmad Abd Kadir, Abd Abdul Gaffar Abdul Rahman Agusyarif Rezka Nuha Ainun Oktaviani Akmal Alfina Maysyurah Andika Isma Anggraini, Fitriana Anila Kosasih Putri Anita Mauliyanti Arabe, Zahra Paraditat Sauri Armayani Arsal Arnita Asham Bin Jamaluddin Asri Ismail Bachrul Ulum Bahar, Pratiwi Bertu Rianto Takaendengan Della Fadhilatunisa Didik Setyo Purwantoro Djihad Wungguli Fikra, Fikra Firdaus Halik, Sampara Hasnawati Hasnawati Herlina Arifin Herman Hesti Evrianti Idris Jafar Imam Zarkasyi Mubhar IRA NURIYA SANTI Isran K Hasan Janna, Miftahul Jumadil Ahmad Safi’i Jumriana K. Hasan, Isran K. Nasib, Salmun Kusnadi La Ibal La Ode Nashar M. Miftach Fakhri Mahmood Kooria Mahmud, Sri Lestari Makmur Nurdin, Makmur Mardi Moh. Rezky Saputra Mohammad Aris Muh. Alif Muhammad Idris Jafar Muhammad Ikbal Muhammad Rifai Katili Muhammad Yunus Mulham Jaki Asti Muliadi Muzakkir, Muh Fajar NISKY IMANSYAH YAHYA Nur Ainun Nur Azizah Nur Hadi Laisi Pasau Nur, Muhammad Awal Nurhayani Nurkhaerah Nurliani Nurliani Nurmardia Abdussamad, Siti Nurwan Patonangi Ponirin Pratiwi, Tasyah Putri Inombi, Syindikha Putri Nanda Sari Putri, Eliana Rahful A. Madaul Rahmawaty Isa, Dewi Rasyid, Kamelia Rasyid, Rasmeidah Reski Amalia Resmawan Resmawan Resmi Ridwan Rini Perdana Rosada, Ida Rosidah Rudhi Rukayah Saida Sakinah, Nurul Salmun K. Nasib Samsuddin Sastria, Andi Satriani DH Siti Nurmardia Abdussamad Sri Ayu Suci Maharani Sukaria, Muhammad Ikhsan Suwandi N Syamsul Bahri Syamsul Bahri Dg. Parani Tahir, Fauzia D. Taulia Damayanti Ubaidillah Wanti, Sri Wilis Sutiono wolah, Meitasya Wulandari, Poppy Yustus Fatemyo Zakiyah Zahara Zulkarnain, Zulkarnain Mubhar