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Prospects for the development of Sharia financing contract on KPR Syariah iB Hebat at BPRS Dana Amanah Surakarta Sup, Devid Frastiawan Amir; Firdaus, Muhammad Irkham; Bilhaq, Aqil Mutashim
Journal of Islamic Economics Lariba Vol. 10 No. 2 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss2.art8

Abstract

IntroductionThe KPR Syariah iB Hebat product at BPRS Dana Amanah Surakarta currently uses murabahah, istishna', and MMQ contracts. However, from the perspective of regulations and fatwa, the KPR Syariah can also be developed using the salam contract, IMBT contract, IMFD contract, and MMBT contract.ObjectivesThis research aims to analyze the prospects for developing Sharia financing contracts on KPR Syariah iB Hebat at BPRS Dana Amanah Surakarta.MethodThis research uses a qualitative, descriptive, field research approach. Primary data are in the form of literature review results and field data findings, while secondary data are in the form of other data sources that support primary data, such as books, journal articles, and websites. Data were obtained using observation, interview, and documentation methods and then analyzed using the inductive method.ResultsAccording to the results obtained, BPRS Dana Amanah Surakarta should consider six risks: credit risk, operational risk, compliance risk, liquidity risk, reputation risk, and strategic risk.ImplicationsBased on the analysis of the characteristics of the KPR Syariah iB Hebat at BPRS Dana Amanah Surakarta, the contract prospects to be developed are the salam contract, IMBT contract, and IMFD contract.Originality/NoveltyThis research made an important contribution in the form of contract prospects to be developed in the context of BPRS in Indonesia, which has similarities with KPR Syariah iB Hebat at BPRS Dana Amanah Surakarta.
Sharia Financing Contracts on KPR Syariah iB Hebat Products at BPRS Dana Amanah Surakarta in the Perspective of Fatwa DSN-MUI Sup, Devid Frastiawan Amir; Firdaus, Muhammad Irkham; Bilhaq, Aqil Mu’tashim
Ta’wiluna: Jurnal Ilmu Al-Qur'an, Tafsir dan Pemikiran Islam Vol. 5 No. 2 (2024): Ta’wiluna: Jurnal Ilmu Al-Qur’an, Tafsir dan Pemikiran Islam
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/takwiluna.v5i2.1646

Abstract

This research aims to positions the current contract conditions as a basis for future contract development in KPR Syariah iB Hebat product at BPRS Dana Amanah Surakarta. This research uses qualitative, descriptive, and field research methods. The results is, KPR Syariah iB Hebat products at BPRS Dana Amanah Surakarta currently still use murabahah contracts, istishna' parallel contracts, and musyarakah mutanaqisah contracts. Therefore, along with the continued development of BPRS Dana Amanah Surakarta and increasing customer interest in KPR Syariah iB Hebat product, contract development has become a very important need to be able to accommodate customer needs. So, having various contract variations will give rise to many product variations, so that customers have more options to meet their needs for KPR Syariah iB Hebat products at BPRS Dana Amanah Surakarta.
Upaya Kontribusi melalui Keterlibatan Pengabdian Mahasiswa dalam Proses Konstruksi Pondasi Bored Piled Jembatan Timbang: Contribution of Student Community Service Involvement in the Bored Piled Weigh Bridge Foundation Construction Process Zulfikar, Ryan; Noor, Rusandi; Firdaus, Muhammad Irkham
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 9 No. 3 (2024): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v9i3.6053

Abstract

This activity is a community service carried out by UMKT Civil Engineering students who are integrated with UMKT Civil Engineering Lecturers for two months. The collaboration carried out by students with industry partners in the weighing-bridge construction project showed an essential contribution to the integration of actual and theory. The focus of this community service activity is the implementation of work methods on bored pile foundation work. Student activities include direct observation, interviews, and comparative theory analysis with field practice. The activity results focus on Standard Penetration Test (SPT) soil testing data, determining weighing-bridge bored pile points, and implementation methods. Through this activity, students and lecturers play an active role in providing accurate contributions to industrial partners in ensuring the efficiency and quality of the implementation of bored pile foundations. Thus, this activity not only provides solutions to problems faced by industrial partners but also serves as a direct learning medium for students. This emphasizes the importance of an interdisciplinary approach that combines science, technology, practical expertise, and academic theory in planning bored pile foundations for weighbridges.
Pendampingan Metode 4T 1 IM (Tasmi’, Tilawah, Tafhim, Tikrar dan Murojaah) Untuk Peningkatan Hafalan Al-Qurán Santri TPA Jannatul Firdaus Siman Ponorogo Septrianto, Wahyu; Zubaidi, Sujiat; Anggara, Deki Ridho Adi; Firdaus, Muhammad Irkham; Muhammad, Emyr; Sasongko, Yogi Banar
Journal Of Human And Education (JAHE) Vol. 5 No. 1 (2025): Journal of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v5i1.2198

Abstract

Increasing memorization of the Al-Qur'an among children is an important step in forming a generation with noble morals and a deep understanding of religion. TPA Jannatul Firdaus Siman, located in Siman District, Ponorogo, applies the Ummi method to teach the Koran effectively. However, the problems faced by this TPA are related to the students' difficulty in memorizing Juz 30, which is caused by various factors, including limited time, lack of innovative strategies, and lack of motivation from the surrounding environment. This article explains the importance of mentoring in implementing the 4T 1M method to improve students' memorization abilities. Through the application of the Tasmi', Tilawah, Tafhim, Tikrar, and Murajaah methods, it is hoped that students can memorize the Al-Qur'an better and understand its content. Keywords: Memorizing the Qur'an, 4T 1M Method, TPA Al-Qur'an Education
Pemberdayaan Santri dalam Pengeloaan Akun Youtube sebagai Wakaf Produktif Pesantren Darul Hikmah Ponorogo Muhammad Irkham Firdaus; Alafianta, Novan Fatchu; Utomo, Bambang Setyo; Wahyudi, Fajar Satriyawan
Jurnal Aksi Afirmasi Vol. 5 No. 1 (2024): February 2024
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/jurnalaksiafirmasi.v5i1.1223

Abstract

Mitra dalam pengabdian masyarakat ini adalah pondok Pesantren Darul Hikmah Ponorogo. Yang mana Pesantren ini merupakan lembaga yang berbasis wakaf, sehingga seluruh aset pada Pesantren tersebut adalah aset wakaf. Salah satu aset wakaf yang berpotensi untuk dikembangkan adalah channel YouTube Darul Himah TVJadi kegitan pengabdian masyarakat ini adalah tindak lanjut dari kegiatan mitra, yang bertujuan meningkatkan pengetahuan dan manajemen pengelolan wakaf produktif yang berupa konten YouTube, dan sekaligus melatih pembuatan konten video yang lebih menarik, sehingga dapat mendukung tujuan utama PKM ini yaitu keberlangsungan Ekonomi Digital. Akan tetapi terdapat beberapa permasalahan yang dihadapi oleh pihak mitra, pertama permasalahan pengetahuan, dimana pihak mitra minim pemahaman dan kesadarannya dalam mengelola wakaf produktif berupa konten video YouTube, serta minimnya skill dan kreatifitas santri dalam membuat konten video. Kedua permasalahan manajemen, minimnya keaktifan santri dalam memberdayakan channel Darul Hikmah TV Maka solusi yang ditawarkan dalam mengatasi permasalahan-permasalahan tersebut adalah mengupayakan meningkatkan pemahaman santri terhadap pengelolaan wakaf produktif yang berupa konten video YouTube, serta meningkatkan keaktifan, skill, dan kreatifitas santri dalam pembuatan konten video. Motede yang digunakan adalah penyuluhan terhadap penggolaan wakaf produktif yang berupa konten video YouTube, pelatihan skill dan kreativitas pembuatan konten video, dan pendampingan dalam mengupayakan keaktivan santri.
Implementation of Fiqh Muamalah Contracts in Electronic Money (E-Money) Transactions Firdaus, Muhammad Irkham; Daniswara, Aliyya Lathifa; Alafianta, Novan Fatchu; Asari, Aang
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.21087

Abstract

Money is a medium of exchange in economic activities that always changes from time to time, both in form, intrinsic value, and extrinsic value. Electronic money (e-money) is currently emerging, which is used as a means of micro-payments that can process payments more quickly, easily, efficiently, and safely. The research objective is to discuss the implementation of muamalah fiqh contracts in electronic money transactions. This type of research is qualitative research with library methods. The results of this study show that electronic money transactions in fiqh muamalah are legally permissible or permissible as long as they do not conflict with the principles of Islamic law. Muamalah fiqh contracts implemented in electronic money transactions are divided into two. The first is between the issuer and the holder of electronic money using a wadiah contract and a qard contract. Second, the publisher and organizer use ijarah, sell, and wakalah bil ujrah contracts. In conclusion, electronic money transactions (e-money) can use fiqh muamalah contracts.
Parents' Attention Relationship with Student Learning Motivation in The Process Education Learning Irkham, Muhammad; Istiningsih, Galih; Rahmawati, Puji
Prosiding University Research Colloquium Proceeding of The 15th University Research Colloquium 2022: Mahasiswa (Student Paper Presentation) B
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the relationship between parents with student learning motivation in the learning process in class IV, V and VI SDN Tlogorejo, Grabag District, Magelang Regency. This study uses a quantitative method with a type of correlational research. The sampling technique used is random sampling, samples are taken randomly. The data collection technique used in this study is to use a questionnaire. The results showed that there was a positive relationship between parents' attention and student learning motivation in learning. The result were obtained from the correlation coefficient of 0,407 > from rtable 0,273 with a significance level of 0.002<0,05 with a correlation coefficient at intervals of 0,410-0.600 Which means having a moderate level of relationship, with the value of R Square 0,165 which means the parent’s attention variables have an effect of 16,5% of student learning motivation, while 83,5% are influenced by other factors.
The analysis of sharia compliance in the implementation of KPR Syariah iB Hebat product at BPRS Dana Amanah Surakarta Sup, Devid Frastiawan Amir; Firdaus, Muhammad Irkham; Bilhaq, Aqil Mutashim
Journal of Islamic Economics Lariba Vol. 9 No. 2 (2023)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol9.iss2.art1

Abstract

IntroductionBPRS Dana Amanah Surakarta, as part of a sharia entity, has an obligation to comply with sharia. One of the products implemented is KPR Syariah iB Hebat financing.ObjectivesThis research aims to analyze sharia compliance in the implementation of KPR Syariah iB Hebat products at BPRS Dana Amanah Surakarta, as well as the role of DPS in controlling and supervising every operational activity and product so that it remains in accordance with sharia regulations and principles. MethodThis research used a qualitative approach, in the form of field research, to describe the field data obtained and analyzed in this research.ResultsThe contract used in the KPR Syariah iB Hebat product at BPRS Dana Amanah Surakarta is a murabahah, istishna’ parallel, and musyarakah mutanaqishah contracts, based on DSN-MUI fatwa. The provisions listed in the DSN-MUI fatwa are then compiled into a letter of agreement. DPS supervises the development of new BPRS products and activities and supervises BPRS activities. Until now, there have been no findings of serious deviations from sharia aspects at BPRS Dana Amanah Surakarta, usually the findings are limited to administrative requirements that can be fulfilled. ImplicationsBPRS Dana Amanah Surakarta should maintain the sharia compliance for KPR Syariah iB Hebat and its other financial products. Other Islamic micro financial institutions can follow the steps taken by BPRS Dana Amanah Surakarta to engineer its financial products.Originality/NoveltyThis research made an important contribution in the form of concepts and implementation on sharia compliance, which is a part that should not be separated from the activities of sharia entities, as a reference for analyzing and developing the financial, economic, and Islamic business in the future.
Penyuluhan Status Harta Waris Islam Terhadap Anak Angkat kepada Seluruh Civitas Universitas Sains Islam Malaysia Firdaus, Muhammad Irkham; Ghozali, Mohammad; Sahputra, Jaya
An Naf'ah: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2024): Februari
Publisher : Lembaga Penelitian, Penerbitan dan pengabdian kepada masyarakat (LP3M) STIT Al-Urwatul Wutsqo Jombang.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54437/annafah.v2i1.1357

Abstract

This Community Service (PKM) focuses on providing counseling about the legal status of adopted children's inheritance rights from their adoptive parents. An adopted child is a child whose rights have been transferred from the family environment and authority of the biological parents, legal guardians, or other persons responsible for caring for, educating and raising the child. The legal status of adopted children in the perspective of laws in Indonesia and Malaysia is legal, however it then becomes an issue when faced with their rights within the inheritance assets of their adoptive parents. In Islamic inheritance law, adopted children do not have legal power over inheritance rights from their adoptive parents, except through obligatory wills (wasiat wajibah). Meanwhile, in positive law, adopted children obtain equal status as biological children, so that adopted children can become heirs. This PKM program is carried out for all USIM civitas (lecturers, staff, employees, workers) in collaboration with the USIM Faroid Study Center. This PKM program aims to provide an understanding of the inheritance rights status of adopted children. This PKM program uses socialization, counseling, and mentoring methods.
Pengembangan Marketing Budidaya Jamur Dengan Cara Branding Melalui Tiktok di Desa Prajegan Ponorogo Firdaus, Muhammad Irkham; Adityo P, Satrio Pamungkas; Slamat, Muhammad Arsyad; Ramadhan, Ahmad Fathullah; Aziz, Faiz Mustafa; Wahyu, Khuza Tri; Naufal, Muhammad Hilmi; Farroby, Muhammad Husayn; Naini, In’amul Fadholis; habrianto, Aulia Dian S
An Naf'ah: Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2024): Agustus
Publisher : Lembaga Penelitian, Penerbitan dan pengabdian kepada masyarakat (LP3M) STIT Al-Urwatul Wutsqo Jombang.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54437/annafah.v2i2.1570

Abstract

The impact of the Covid-19 pandemic has had a major impact on the economic sector in Indonesia. Several MSMEs experienced a decline in profits and the business ceased. This is also the case with mushroom cultivation in Prajegan village, Ponorgo. The aim of this service is to provide training on how to brand products via social media, especially TikTok, to mushroom cultivators in Prajegan Village and register IPR for these products. The method used is by creating a TikTok business account and registering IPR to protect goods from plagiarism. The results of this service resulted in MSMEs cultivating Pak Deki mushrooms as a product with digital branding via TikTok which has been registered with IPR in Prajegan village, Ponorogo.
Co-Authors Aang Asari Aang Asari Aang Asari Aang Asari Abdul Jalal, Ridwan Abdul, Muhammad Adityo P, Satrio Pamungkas Ahmad Fathullah Ramadhan Ainun Amalia Zuhroh Aisyah, Lisda Alafianta, Novan Fatchu Aliyya Lathifa Daniswara Angelicha, Windy Angger Raafiu Anhar , Zulfikar Yahya Annas Syams Rizal Fahmi Annas Syams Rizal Fahmi Aqil Mu’tashim Bilhaq Arif Dian Santoso Asari, Aang Aulia Dian S habrianto Averro, Muhammad Faruq Azidni Rofiqa Aziz, Faiz Mustafa Bambang Setyo Utomo Bilhaq, Aqil Mu'tasim Bilhaq, Aqil Mutashim Bilhaq, Aqil Mu’tashim Dakum Dakum Dakum, Dakum Daniswara, Aliyya Lathifa Daud Sukoco Deki Ridho Adi Anggara Devid Frastiawan Amir Sup Elsyafa, Thoriq Izza Fadhila Sukur Indra Faiz Mustafa Aziz Fajar Satriyawan Wahyudi Fajar Satriyawan Wahyudi Faridl Noor Hilal Farroby, Muhammad Husayn Fathin Nur Ihsan, Muhammad Fauzi Alfatoni Friska Setiya Pamungkas Galih Istiningsih, Galih habrianto, Aulia Dian S Haerul Akmal Hisyam Hawari, Muhammadudy Ihsan Hudiana In’amul Fadholis Naini Isman, Isman Jaya Sahputra Jaya Sahputra Khuza Tri Wahyu M. Abdurrozaq M. Akhlis Azamuddin Tifani Maharani Pradnya Paramita May Shinta Retnowati Meitria Cahyani Milenia Ayu Saraswati Mohammad Ghozali Mohammad Ghozali Mohammad Ghozali, Mohammad Mohammad Syifaurrosyidin Mufti Fitiyani Muhammad Abdul Aziz Muhammad Abdul Aziz Muhammad Arsyad Slamat Muhammad Fakhri Rasyadi Muhammad Faruq Averro Muhammad Hilmi Naufal Muhammad Husayn Farroby Muhammad Syaifuddin Muhammad, Emyr Naifah, Nurjihan Naini, In’amul Fadholis Namira Muthia Rosalina Nasution, Saiful Naufal, Muhammad Hilmi Nuarisa, Risma Hafida Nurwati Nurwati Nurwati Nurwati Pradhana , Theo Aditya Pradhana, Theo Aditya Prasetya, Teguh Eka Puti Aqilla Asary Arief Putri Amimah Nurfaidah Putri, Sri Firda Rahmi Aliya Ramadhan, Ahmad Fathullah Rasyadi, Muhammad Fakhri Restu Hilwani Azra Retnowati, May Shinta Reyhan, Muhammad Reyhan, Muhammad Reyhan Rif'at Husnul Ma'afi Rofiqa, Azidni Rohmatul Laily Al Faiqoh Royyan Firdaus Rusandi Noor Saefudin Saefudin Sahputra, Jaya Saiful Nasution Saipul Nasution Salwa Fuadia Saputri, Anggi Martiningtyas Januwati Sasongko, Yogi Banar Satrio Pamungkas Adityo P Selvia Namira Ahmad Septrianto, Wahyu Shinta, May Slamat, Muhammad Arsyad Sri Firda Rahmi Aliya Putri Sujiat Zubaidi Syakuro, Ardhian Ahmad Teguh Eka Prasetya Theo Aditya Pradhana Theo Aditya Pradhana Theo Aditya Pradhana Theo Aditya Pradhana Theo Aditya Pradhana Tifani, M. Akhlis Azamuddin Vina Fithriana Wibisono Wahyu, Khuza Tri Wahyudi, Fajar Satriyawan Wildan Taqiyuddin Yashinta Aulia Santoso Putro Yusuf Alayda Hafidz Zahro’, Khurun’in Zannuba, Yeni Zulfatus Sa’diah Zulfikar Yahya Anhar Zulfikar, Ryan Zulfikri Zulfikri Zulfikri Zulfikri, Zulfikri