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Memahami Nilai Tukar Kripto dalam Ekonomi Digital: Pendekatan Investasi di Masa Kini Rolando, Benediktus; Al-Amin, Al-Amin; Rahmat, Rahmat; Zuwardi, Zuwardi; Izmuddin, Iiz
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 6 (2024): Oktober
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

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Abstract

This research aims to understand the role of crypto exchange rates in the context of the digital economy and current investment approaches through the literature study method. The study utilized relevant literature to explore crypto market volatility and value, the influence of government regulation, blockchain technology, and investment diversification strategies. It was found that crypto exchange rates exhibit high volatility but remain attractive as an investment instrument due to the potential for significant returns. Government regulations and policies play a crucial role in determining the stability and adoption of cryptocurrencies. Blockchain technology provides security and transparency that increases investor confidence and opens up new opportunities in the digital finance sector. The COVID-19 pandemic has accelerated the adoption of crypto as an investment and transaction tool, emphasizing its role in the digital economy. Cryptocurrencies are now an important component in portfolio diversification strategies, helping investors adapt to modern market dynamics. Through this research, it is hoped that investors and policymakers can gain a deeper insight into crypto and its impact on investment in the digital era.
Pembelajaran Hybrid pada Pencapaian Kompetensi Pengetahuan Siswa Sekolah Dasar dalam Kurikulum Merdeka Al-Amin, Al-Amin; Rohman, Ahmad Fadlu; Rahmat, Rahmat; Zuwardi, Zuwardi; Izmuddin, Iiz
COSMOS : Jurnal Ilmu Pendidikan, Ekonomi dan Teknologi Vol 1 No 6 (2024): Oktober
Publisher : PUSDATIN Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

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Abstract

This study discusses the effect of hybrid learning on the achievement of knowledge competencies of elementary school students within the framework of the Merdeka Curriculum. Hybrid learning, which combines online and face-to-face methods, is an alternative education needed in this digital era. This literature study reviews various literatures to identify the advantages, challenges and effectiveness of this learning model. Research reveals that hybrid learning can increase student engagement, provide flexibility in accessing materials, and encourage independent learning. However, effective implementation requires adequate technological support and teacher readiness in designing and managing learning. This finding is relevant in the context of Merdeka Curriculum, which emphasizes freedom in teaching methods to achieve optimal learning outcomes. This study recommends developing teacher competence in educational technology, as well as providing infrastructure that supports hybrid learning. Thus, it is expected that hybrid learning can improve students' understanding and skills in accordance with the demands of the modern curriculum. This research is important as a foundation for adaptive and innovative education policies in the future.
Income and Cost Analysis of Profitability in the Baitul Maal Wa Tamwil Sidogiri Savings and Loans Cooperative, Mempawah Branch Al-Amin, Al-Amin; Andespa, Wira
JOVISHE : Journal of Visionary Sharia Economy Vol. 1 No. 1 (2022): Edition June 2022
Publisher : Yayasan Lembaga Studi Makwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57255/jovishe.v1i1.169

Abstract

BMT cabang mempawah sidogiri sebagai lembaga atau koperasi keuangan syariah yang memberikan jasa keuangan, tentunya menghasilkan pendapatan dan beban sebagai bagian dari kegiatan operasionalnya. Tujuan dari penelitian ini adalah untuk melihat profitabilitas pendapatan biaya. Metode penelitian ini bersifat deskriptif dengan pendekatan kuantitatif dan analisis SPSS windows. Hasil dari penelitian ini adalah hasil uji signifikansi individu (t-test) diperoleh skor signifikansi terhadap pendapatan sebesar 0,001 yang lebih kecil dari 0,05 atau 5%, artinya pendapatan berpengaruh terhadap profitabilitas simpan pinjam syariah. kooperatif . Berdasarkan hasil uji signifikansi individual (Uji-t), diperoleh nilai signifikansi biaya sebesar 0,002, nilai ini kurang dari 5% yang berarti biaya berpengaruh terhadap profitabilitas Koperasi Simpan Pinjam Syariah. Berdasarkan perhitungan koefisien determinasi (R-squared) diperoleh nilai R-squared sebesar 0,990 yang berarti bahwa 99% profitabilitas simpan pinjam syariah dipengaruhi oleh biaya dan pendapatan dan sisanya. Abstract BMT mempawah sidogiri branch As a sharia financial institution or cooperative that provides financial services, of course it generates income and expenses as part of its operational activities . The purpose of this research is to look at the profitability of cost revenues. This research method is descriptive with a quantitative approach and SPSS windows analysis. The results of this study are the results of the individual significance test (t-test) obtained a significance score for income of 0.001 which is less than 0.05 or 5%, meaning that income affects the profitability of Islamic Savings and Loans. cooperative . Based on the results of the individual significance test (t-test), the cost significance value is 0.002, this value is less than 5%, which means that costs affect the profitability of Islamic Savings and Loans Cooperatives. Based on the calculation of the coefficient of determination (R-squared), an R-squared value of 0.990 is obtained, which means that 99% of the profitability of sharia savings and loans is influenced by costs and income and the rest.
Factors influencing the development of the cashless payment system: Comprehending the function of the involved participants Tanha, Moutusi; Dolon, Md. Mohibul Alam; Al-Amin, Al-Amin; Nadi, Nusrat Afrin; Islam, Md. Monirul; Ali, Md. Hazrat
Annals of Management and Organization Research Vol. 5 No. 4 (2024): May
Publisher : goodwood publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/amor.v5i4.1959

Abstract

Purpose: The prevalence of cashless payments has increased globally owing to their myriad benefits. Furthermore, the use of cashless payments has also increased. Nevertheless, there is a need for more comprehensive research on the acceptance and current methodologies of cashless transactions. This study aims to gain a thorough understanding by identifying the entities involved and their pivotal functions in the payment ecosystem. Research Methodology: This report seeks to answer two research questions: i) Which factors are involved in the cashless payment ecosystem? What key elements influence the players in adopting a cashless payment ecosystem? Six key ecosystem players and their influencing elements were identified by comprehensively evaluating 63 publications published between 2015 and 2021. Results: Several benefits are associated with cashless payments, which have led to their growing popularity worldwide. Furthermore, during the COVID-19 epidemic, there was a significant increase in the use of cashless payment methods. Limitations: On the other hand, more holistic studies on the widespread use of cashless payment methods and their respective modern behaviors are needed. Contribution: In addition to providing a foundation for further empirical research, this study contributes to resolving adoption-related concerns. Novelty: This study’s original approach to understanding the various elements driving cashless payment system development by focusing on participant roles and functions is unique. Unlike previous studies, this study examines human dynamics rather than technology or regulatory issues.