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All Journal Jurnal Teknologi Industri Pertanian Jurnal Manajemen dan Organisasi Jurnal Manajemen dan Agribisnis Forum Pasca Sarjana Jurnal Manajemen Teknologi Jurnal Social Economic of Agriculture TELKOMNIKA (Telecommunication Computing Electronics and Control) Jurnal Ilmiah Teknik Elektro Komputer dan Informatika (JITEKI) Jurnal Ilmu Komputer dan Agri-Informatika Jurnal Penelitian Pascapanen Pertanian JAM : Jurnal Aplikasi Manajemen Journal of Engineering and Management in Industrial System Indonesian Journal of Business and Entrepreneurship (IJBE) Sinergi Jurnal Pengelolaan Sumberdaya Alam dan Lingkungan (Journal of Natural Resources and Environmental Management) Jurnal Riset Industri agriTECH Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Jurnal Industri Hasil Perkebunan Register: Jurnal Ilmiah Teknologi Sistem Informasi Proceeding of the Electrical Engineering Computer Science and Informatics Jurnal Teknologi dan Sistem Komputer Jurnal RESTI (Rekayasa Sistem dan Teknologi Informasi) International Journal of Artificial Intelligence Research Jurnal Sistem dan Manajemen Industri JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) Jurnal Bina Praja International Research Journal of Business Studies (E-Journal) Albacore : Jurnal Penelitian Perikanan Laut Communications in Science and Technology CYBERNETICS Jurnal Nasional Pendidikan Teknik Informatika (JANAPATI) International Journal of Supply Chain Management Warta Penelitian Perhubungan STI Policy and Management Journal JURNAL PANGAN Systematics Indonesian Journal of Electrical Engineering and Computer Science Industry Xplore Journal of Computer Networks, Architecture and High Performance Computing International Journal of Mechanical Engineering Technologies and Applications (MECHTA) BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi International Journal of Social Service and Research AGRI-TEK : Jurnal Penelitian Ilmu-ilmu Eksakta JURNAL TEKNIK INDUSTRI Mamangan Social Science Journal Journal of Scientific Research, Education, and Technology Policy Brief Pertanian, Kelautan, dan Biosains Tropika International Research Journal of Business Studies JURNAL REKAYASA KIMIA & LINGKUNGAN Warta Penelitian Perhubungan
Yandra Arkeman
Department Of Agroindustrial Technology, Faculty Of Agricultural Engineering And Technology, Bogor Agricultural University PO BOX 220, Campus IPB Dramaga, Bogor 16602
Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mechanical Engineering Social Sciences Transportation

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Journal : International Journal of Social Service and Research

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The Impact of Quick Response Adoption of Payment Code on MSMEs’ Financial Performance in Indonesia Wardhani, Ratih Anindita; Arkeman, Yandra; Ermawati, Wita Juwita
International Journal of Social Service and Research Vol. 3 No. 3 (2023): International Journal of Social Service and Research (IJSSR)
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v3i3.294

Abstract

The COVID-19 and digitalization trends have brought changes to the way producers and consumers interact, especially in payment transactions. In Indonesia, one method of using digital payments is using a QR code standard known as the Quick Response Code Indonesian Standard (QRIS). In accepting technology, the Technology Acceptance Model (TAM) can help predict one's acceptance of technology. The purpose of this research is to see the effect of adopting QR codes for payment on the financial performance of MSMEs in Indonesia and identify the factors and indicators that influence MSMEs in adopting QRIS. There were 296 respondents, who are users and non-users of QRIS from micro businesses throughout Indonesia. Questionnaires were distributed online, and data processing used the Structural Equation Model (SEM). The results show that the intention to adopt QRIS can significantly affect the financial performance of MSMEs, which in this case relates to an increase in the number and nominal transactions, sales turnover, business cash flow, and sales records. Perceived convenience, social influence, perceived usefulness, and perceived cost have a significant effect on influencing micro businesses to use QRIS. On the other hand, perceived compatibility, trust, personal innovativeness, and moderation variable such as length of business and experience of using digital payment does not significantly affect the micro business intention of using QRIS.
Co-Authors A. Aziz Darwis A.A. Ketut Agung Cahyawan W AA Gede Rai Gunawan Abdul Aziz Adisalamun Adisalamun Agus Buono Agus Maulana Ahmad Dading Gunadi Aji Hermawan Alfian Nur Ubay Alim Setiawan S Alvian Abdul Jabar Anak Agung Gede Rai Gunawan ANDIYONO, ANDIYONO Andreas Murti Ani Suryani Ani Suryani Anny Ratnawati Arief Rakhman Aries Suharso Arif Imam Suroso Asma Assa Aulijati Wachjudiningsih Bambang Mulyana Hermanto Bimahri Qaulan Tsaqiela Budhi Hascaryo Iskandar Bunasor Sanim Bustanul Arifin Casnan Casnan Catur Winarto Dadan Umar Daihani Darsasa Herdiana Anggriyanto Deasy Kartika Rahayu Kuncoro Deni Achmad Soeboer Denni, Alex Dewi Auditiya Marizka Dewi Sondari Dian Ardifah Iswari Dian Junita Arisusanty Djumali Mangunwidjaja Djumali Mangunwidjaja Djumali Mangunwidjaja Dorina Hetharia Edi Sukmadirana Eka Sudarmaji Ekaterina Setyawati Ekaterina Setyawati Eko Agus Prasetio Eriyatno . Erliza Hambali Erliza Noor Erni Krisnaningsih Etty Riani Etty Susilowati Fadhillah Fairuzzahira Fajar Agustian Fajarina Budiantari Faqih Udin Farohaji Kurniawan Farohaji Kurniawan Fasika Khaerul Zaman Faza Adhzima Gibtha Fitri Laxmi Gunawan Gunawan Gusfa Arlian Putra Hari Wibisono Hartoyo Hartoyo Hartrisari Hardjomidjojo Herry Purnomo Herry Purnomo I Nyoman Sujana Idqan Fahmi Imam Ahmad Indah Yuliasih Indra Jaya Indrajani Sutedja Iphov Kumala Sriwana Irawadi Jamaran Irman Hermadi Irwansyah Saputra Iveline Anne Marie Iwan A Soenandi Iwan Sudirlan Jayawarsa, A.A. Ketut Joko Affandi Joko Affandi Joko Ratono Joko Ratono Julfi Restu Amelia, Julfi Restu Julia Kantasubrata Junardi Junardi Kadarwan Soewardi Kapelle, Imanuel B. D. Karlisa Priandana Khaswar Syamsu Kirbrandoko Kirbrandoko Kudang Boro Seminar Kunandi Kunandi kusnadi, adhi Liesbetini Hartoto M. Syamsul Maarif M. Syamsul Ma’arif Machfud Machfud Machfud Machfud Machfud Machfud Marimin , Marimin Marimin Meidhianto Usman Meidhianto Usman Mira Maulida Misgiyarta Misgiyarta Muhammad Agus Muljanto Muhammad Alkaff Muhammad Alkaff Muhammad Firdaus Muhammad Romli dan Suprihatin Andes Ismayana Muslich Muslich . Nora Azmi Nova Oktavia Nunung Nuryartono Nur Arifin Akbar Nur Choiriyati Nur Shabrina Nur Shabrina, Nur Ono Suparno Pamungkas, Wahyu Widji Petir Papilo Putri Yuli Utami Ratna Ekawati Ratna Ekawati Rina Oktaviani Rini Prasetyani, Rini Rizal Bahara Rizal Broer Bahaweres Rizal Syarief Rizal Syarief Rizal Syarief Siaiful Nazli RR. Ella Evrita Hestiandari Samhuri, Refita Yunie Sapta Raharja Saputra, Irwansyah Sarinah Sarinah Setiadi Djohar Siti Jahroh Sony Hartono Wijaya Sri Hartoyo Sri Nurdiati Sri Rahardjo Subowo, Eko Sudirlan, Iwan Sugiarto S Sukardi Sukardi Sukardi Sukardi Sukardi Sukardi Suprihatin Suprihatin Suprihatin Suprihatin Suprihatin Suprihatin Suprihatinr, Suprihatinr Suria Darma Tarigan Suripto Suripto Sutedja, Indrajani Syamsu , Khaswar Syamsul Ma'arif Syamsul Ma’arif Syarifuddin Nasution, Syarifuddin Taufik Djatna Teguh Rahardjo Teja Primawati Utami Titi Candra S Titi Candra S. Titi Candra Sunarti Tobing, Adil Trias Andati Trisna Trisna Try Kusuma Wardana Tun Tedja Irawadi Umi Marfuah Velica Yoyellia Vonny Indah Sari Wardhani, Ratih Anindita Wibisono Chandra Widodo CK, Agus Puji Wilda Sukmawati Winarto, Catur Winnie Septiani Wisnu Ananta Kusuma Yonvitner - Yuana, Rivira Yudi Yudistira Zaman, Fasika Khaerul Zenal Asikin Zulfiandri Zulfiandri