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Journal : Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam

POTENSI DAN EFEKTIVITAS PENGELOLAAN ZAKAT DI KABUPATEN KONAWE SELATAN Sodiman, Sodiman; Mustafa, P; Hadi, Muhammad; Ahmadi, Ahmadi; Hadisi, La
Li Falah: Journal of Islamic Economics and Business Vol. 1 No. 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.483

Abstract

Abstract Zakat is an Islamic instrument for poverty reduction and achieving the welfare of the community equally and fairly. This religious instrument has tremendous economic potential to garner a sense of social solidarity of the rich (aghniya) to the poor (fuqara), to provide aid to the poor on the basis of love, so that the poor can be free from poverty. In the context of the local area, zakat is also a great potential, including in Konsel, to eradicate poverty. But the zakat has not been able to work properly. From this research it is known that the potential zakat fitrah in Konawe Selatan high enough. The potential is there on the Muslim population that is 250 818 inhabitants (93% of the population Konawe Selatan) which annually pay zakat fitrah. The percentage of tithe payment Konsel which amounted to 99.2% claimed regular pay tithes annually. With the level of awareness of paying zakat, zakat fitrah Konawe Selatan community life 250 818 X 2.5 Kg Rice = 627 045, or if in the form of money 250 818 X Rp 20,000 = US $ 5.01636 billion. Zakat mal potention, viewed by the average level of public income per month, which is the level of income above US $ 4,600,000.00 per month of 0.8%. This figure shows the potential of tax payers mall in Konawe Selatan. While zakat agriculture, plantation, farming, trading, gold, silver and mining have not been explored in this study. The effectiveness of the management of zakat fitrah and zakat mal in Konawe Selatan yet effective. The management system is still conventional, not to use a wellorganized system; still through small groups from mosques every region, has not been done in a centralized or without a centralized management that gives direction to better and more effective. Indicators ineffectiveness are: (1) the low level of public understanding of zakat, (2) the level of public confidence in the amil zakat institutions are not yet fully developed well, as is evident by the many muzaki who pay zakat directly to mustahiq, (3) management amil zakat by not completely worked according to the principles of good management, (4) has not impacted the growing prosperity of the people who receive zakat (mustahiq), or it can be said that zakat in Konawe Selatan still categories of zakat zakat consumptive yet productive.
Contribution of Mui-Dsn Fatwa on Operational Products of Mudharabah-Wadi’ah Bank Sharia Indonesia Hadi, Muhammad
Li Falah: Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): December 2022
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v7i2.8476

Abstract

Fatwa of the Indonesian Ulema Council and the Indonesian Sharia Council recommend non-interest-based banking institutions that are built on the basis of the Qur’an and Hadith. Along with the issuance of the fatwa above, Islamic banking continues to experience rapid growth, even with the merging of Bank Syariah Mandiri, BNI Syariah, and B.R.I. Syariah into one umbrella of Bank Syariah Indonesia (B.S.I.). More complete than other banks in Kendari. The purpose of Islamic banks is not only to function as funding and loan services. Currently, Islamic banks are expanding to develop other financial services, including gold pawning, Western Union, hajj bailouts and others. This article uses qualitative methods through observation, research, and data collection). This method can be used to understand the role of the fatwa on mudharabah-wadi’ah contract products at B.S.I., which is not yet known. To fully understand the role of the MUI-DSN fatwa, the researcher uses the maqashid al-Syari’ah al-Syatibi approach, which is expressed in dharuriyat, which includes khifd al-dien, aql, nafs, aql, and mal. From the data collected, the findings in this article have not shown a significant effect since the merger of the three B.S.M., BNI sharia, and B.R.I. sharia transformed into B.S.I., which has not had any progress for customers. To prove that “The role of the MUI-DSN fatwa in the operationalization of mudharabah-wadi’ah contract products at the B.S.I. Kendari bank” illustrated the existence of different contract implementation regulations in each product integrated with customers, for example, wadi’ah contracts for safekeeping, mudharabah for financing buying or building a house, musharaka for financing business development, and others. This research can later become an additional academic reference, especially for the Faculty of Economics and Islamic Business IAIN Kendari, because it seeks to explain the financing model through the contract system carried out by Bank BNI Syariah Kendari City.
Co-Authors Agung, Rizki Nugraha Agustiany Dumeva Putri, Agustiany Dumeva Agustria Wijaksono, Azhar Ahmad Nasir Pulungan AHMADI Alland Kelana, Bagus Alvis, Zacky Alwahidin Angelina, Marchel Arofiati, Fitri Audi, Ajeng Asri Dayastri, Zibril Khaidir Dian Rosdiana, Dian Dina Rahmawati Dodi Pramana Endri, Gunawan Eni Widiastuti, Eni Fadilah, Harif Fadillah, Harif Fajarini, Melati Fitri Haryanti Hari Purwanto Haryanto, Rohadi Hasanah, Idyatul Hasibuan, Muhammad Irvan Heny Purwati, Nyimas Husyairi, Khoirul Aziz Iyonu, Mentari Ariesta Junifa Layla Sihombing, Junifa Layla Kartika, Rini Fatma Kurniati, Tri Kurwiyah, Neneng La Hadisi, La Li Yoong , Tang Lisna Efiyanti Luthfyah Mawaddah, Siti Mahmudah, Laili Marwan, Aji Meliani, Eti Meliani Nabila, Najha Naryati, Naryati Natashia, Dhea Nellyta Notoatmojo, Notoatmojo Novia Sari, Asih Nur Ainun, Tina Nursalam Nursalam Nursanti, Irna Okiyana, Soviyani Oktafiona, Fani P Mustafa, P Pardede, Muliadi Prabawati, Dewi Pratami, Arifa Prihandoko . Prihandoko Prihandoko Prima Astuti Handayani Purwati, Nyimas Heny Puspitasari, Nia Ayu Radiamoda, Anwar M. Rahayu Rahayu Rahim Kamil, Abdu Ramdan, Edi Yulia Riza Agustiani, Riza Rohilah, Neneng Ilah Romawati, Pita Rum, Jalaluddin Safira, Juni Safira Saputri, Anggun Meylani Saragih, Desvita Satinah, Satinah Simanjuntak, Janter Pangaduan Slametiningsih, Slametiningsih Sodiman Sodiman, Sodiman Sofiani, Yani Solehah, Asna Markhotun Sopani, Ahmad Sri Mulyani Subekti, Siti Rohmah Suhendar Suhendar, Suhendar Sulaeman, Suhendar Sumartini, Tini Suminarti, Tini Sunandar, Mas Asep Syamsul Anwar, Syamsul Threesnaldy, Muhammad Rezky Tintin Sukartini Sukartini, Tintin Sukartini Tonasa , Muh Tuti Nuraini Wahyu Hidayati Wahyudin Maguni, Wahyudin Widiastuti , Eni Wiramukthi, Supangkat Yanny Trisyani Yuliyanti, Sasteri Yunus, Syarifudin Zahra, Atika