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Maryadi Maryadi
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Journal : EconBank : Journal Economics and Banking

 1 
Artificial Intelligence to Control the Consumption of Islamic Banking Customers Maryadi, Maryadi; Arief, Zaenal; Nuriasari, Selvia; Rodoni, Ahmad; Amelia, Erika
EconBank: Journal of Economics and Banking Vol 6 No 1 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i1.311

Abstract

This study aims to complete literacy about the application of artificial intelligence technology in business functions, namely in the consumption function. This research method is a literature review by analyzing books and literature from various databases related to the research theme. The data used in this study is qualitative data from literature studies obtained from books and articles through various databases such as Scopus, Web of Science, Google Scholar, and other valid online sources to obtain research-themed material during March and April 2023. The use of mobile banking continues to increase. The features available in mobile banking provide comfort and convenience in making transactions. This can lead to consumption patterns that are not in accordance with the rules set out in Islamic law. Artificial intelligence technology can be applied in various business functions including production, distribution, procurement, and so on. In the consumption function, artificial intelligence can be designed to control consumption so that it conforms to Islamic principles, for example consuming halal goods, excessive amounts, and so on. The artificial intelligence technology adopted in mobile banking services is expected to become one of the monitoring tools to encourage Islamic banking customers to always commit to consumption rules, and prevent all forms of deviation from the correct consumption path.
Co-Authors Agus Supriyoko Agustina, Nora Ahmad Rodoni Akhmad, Bahrudin Al Haniyah, Ilya Wahyu Andaruningtyas, N. F. Annur, Rifat Arfilia Wijayanti Ariastuti, Anik Arief, Zaenal Arifiansah, Arifiansah Asqolani, Asqolani Asyroflie, Farrel Ayu Sulastri, Merna Baharuddin, Andi Harnas Baktiar, Syahrial BIDARTI, AGUSTINA Cahyani, Anggun Nur Cut Susan Octiva D, Saripuddin Damayanthy, D. Damrah, Damrah DESSY ADRIANI Dikky Suryadi Djalal Fuadi Dwi Wulan Sari Eko Supriyanto Elfita Elfita Eliza Eliza Endang Fauziati Erika Amelia Erni Purbiyanti, Erni Ervina Eka Subekti Erwin Purwanto Fauziah, Dita Anggun Ferlinahayati Ferlinahayati Fikoyati, Meira Rohmah Firdareza, Rizka Mafida Feby Fitri Lestari, Fitri Fitrya Fitrya Hadir Kaban, Hadir Handayani, Duwi Handayani, Sri Handayaningsih, Andriani Chondro Retno Heni Yohandini Hepy Adityarini, Hepy Heri Susanto Indra Indra Ismail Ismail Jorena Jorena, Jorena Julinar Julinar Khan, M. Dawud Arif Kitta, Syafruddin Koesoemo Ratih Laila, Fitri Nur Lantip Diat Prasojo Latifa, Helmia Lufiana, Lufiana M. Huanza Mantasia Mantasia Maryadi Maulidiya, Khusnul Mauly Halwat Hikmat Merna Ayu Sulastri Mufrih, Ahmad Muhammad Hidayat Muhammad Idris Muharni Muharni Mutasar Muthali'in, Achmad Mutia, Wahyu Nasly, Nasly Nasution, Herry Syahbannuddin Novitasari, S. Nur Aisyah Kustiani, Nur Aisyah Nurhidayat Nurhidayat Nursalim Nursalim Purbiyanti, E. Rahayuningtyas, Asri Ratnasari, Eni Rohmah, Warotur S., M. Salim Saepullah, Saepullah Salim, M Sari, Kiki Nirmala Sari, Mulyani Indah Sari, Serly Novita Sartika Sartika Selvia Nuriasari Septiani, D. Setiabudi, A. Sigit Haryanto Solly Aryza Sopian sopian Sudarti Sudarti supriyatno supriyatno Suryani, Latifah Sutiono, Edi Syahrul Anwar, Syahrul syam, akbar Sylvia, Sylvia Teguh Waluyo Trisna Wahyu Swasdiningrum Putri Ulfa, khais Nur Vinota, Livia Wafiq, ‘Aina Wahyu Widodo Wahyuddin, H.M. Wahyuni, R. Widuri Widuri, Widuri Widyasari, Erna Wijaya, Adje Wulandari, Herlina Tri Yahya, M Zamzami Yuli Vianasih, Yuli Yurnita, Amelia Yusman Yusman, Yusman Zaeni, Nur Haeda Zainal Arifin Zainuddin, Zainuddin