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Analisis Pengambilan Keputusan Investasi Menggunakan Metode Discounted Cash Flow pada Saham Sub Sektor Perbankan Syariah Sari, Widya
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 1 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i1.1117

Abstract

The financial sector, especially the banking subsector, has a market capitalization value ranked in the top 10 on the Indonesian Stock Exchange. Investors do not only rely on existing phenomena, but in deciding to invest they need to carry out stock analysis using a basic approach that can reduce losses and increase profits. This research aims to make investors know how to apply the best techniques in predicting stock prices for the next five years. The fundamental analysis used is the Discounted Cash Flow (DCF) method with the Free Cash Flow to Firm (FCFF) approach. This research is descriptive research with a quantitative approach without testing hypotheses. The pusposive sampling method was used in this research to select 2 sharia banks that met the criteria in accordance with this research which had the stock code BTPS (Bank BTPN Syariah) and PNBS (Bank Panin Dubai Syariah). By assessing share price valuation, the results obtained in this research are that BTPS and PNBS shares are in the undervalued category, the best investment decision that investors can choose is to buy them. However, to obtain optimal results it needs to be combined with other analyzes, namely technical analysis and money management.
Konsep Akad dan Perjanjian Dalam Perspektif Hukum Islam Dan Hukum Perdata Arif, Muhammad; Sari, Widya
Berasan: Journal of Islamic Civil Law Vol. 1 No. 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/berasan.v1i2.6054

Abstract

This paper aims to examine the concept of contract and agreement in the perspective of Islamic and Civil law. This is a literature review (library research). The data analysis method used is content analysis. The findings of this study reveal that both the provisions of Islamic law and the Civil Law related to contracts and agreements do not clearly describe the specific things that make a difference from the provisions of Islamic law and the provisions contained in the Civil Law. Based on this, of course at a glance it can be understood that contracts and agreements based on the provisions of Islamic law and the Civil Law are no different, because each requires the existence of a legal subject, legal object and legal substance itself which in real terms must be disclosed in the contract and agreement.
Konsep Pernikahan dalam Perspektif Feminisme dan Hukum Islam Sari, Widya; Arif, Muhammad
USRATY : Journal of Islamic Family Law Vol. 1 No. 1 (2023): Juni 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/usraty.v1i1.6532

Abstract

Tulisan ini bertujuan untuk mengkaji konsep pernikahan dalam perspektif feminisme dan hukum perkawinan Islam. Ini adalah kajian kepustakaan (library research) Metode analisis data yang digunakan adalah content analysis. Temuan penelitian ini mengungkapkan bahwa dalam wacana feminisme, terjadi pro-kontra  tentang  institusi lembaga perkawinan. Kaum feminis ada yang menolak mentah-mentah institusi perkawinan dan ada kubu yang pro. Kubu yang pro umumnya berasal dari kubu psikoanalisis dan postmodernis yang tidak melarang perempuan menjatuhkan pilihan bebasnya untuk menikah, namun bermaksud untuk mendefinisikan ulang makna perkawinan bagi perempuan dan laki-laki secara setara. Pernikahan dalam hukum perkawinan Islam menggambarkan bahwa keluarga adalah fondasi inti pembangunan masyarakat yang ditegakkan di atas dasar fitrah serta sistem yang kukuh. Keluarga merupakan kebutuhan vital bagi individu dan anggota masyarakat. Membinasakan keluarga  berarti menentang hukum alam dalam kehidupan sosial.This paper aims to examine the concept of marriage in the perspective of feminism and Islamic marriage law. This is a literature review (library research). The data analysis method used is content analysis. The findings of this study reveal that in the discourse of feminism, there are pros and cons regarding the institution of marriage. There are feminists who reject the institution of marriage outright and there are those who are pro. The pro camp generally comes from the psychoanalytic and postmodernist camps which do not prohibit women from making their free choice to marry, but intend to redefine the meaning of marriage for women and men equally.Marriage in Islamic marriage law illustrates that the family is the core foundation of community development which is upheld on the basis of nature and a strong system. Family is a vital need for individuals and members of society. Annihilating the family means going against the laws of nature in social life.
THE IMPROVEMENT OF CORPORATE PROFITABILITY AND ITS POLICIES Sari, Widya; Chandra, Camelia; Ciawan, William
Jurnal Aplikasi Manajemen Vol. 19 No. 1 (2021)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2021.019.01.03

Abstract

With this exploration directs to explore the effect of Current Ratio (CR), Debt to Equity Ratio (DER), and Total Asset Turnover (TATO) on Return on Equity (ROE) to Dividend Payout Ratio (DPR) and Corporate Social Responsibility (CSR) in the Basic Industrial and Chemical sector which was listed on Indonesia Stock Exchange (IDX) 2015-2019. The population in this exploration amounted to 78 companies and the sample used was 13 companies. The method used in this research is an analysis of multiple linear regression and classical assumption test. The results showed that simultaneously CR, DER, TATO had sig effect on ROE. But, partially CR, DER had no significant effect on ROE, while TATO had sig affect ROE. Partially ROE had a negative sig effect on DPR and Corporate Social Responsibility. The result of coefficient determination with an Adjusted R 2 was 38.8% means the change of ROE had 38.8% can be explained by CR, DER, and TATO meanwhile 61.2% can be explained by the other variables outside from this study. For another analyst, it is suggested to attach other variables as reference material for further research.
VARIASI PAKAN DALAM MENDUKUNG PRODUKTIVITAS SAPI ACEH DAN SAPI BALI DI INDONESIA Umaira, Syifa Thifal; Sahira, Rasyadhifa As; Firdus, Firdus; Allaily, Allaily; Sari, Widya
Kandang : Jurnal Peternakan Vol. 16 No. 2 (2024): Edisi Juli - Desember 2024
Publisher : Prodi Ilmu Peternakan Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jkd.v16i2.6529

Abstract

The survival of Acehnese and Balinese cattle is affected by feed that contains nutrients to support the growth and productivity of livestock. Feed quality, quantity and continuity are problems that affect the productivity of local cattle in Indonesia. The most commonly used forages in feeding Aceh and Bali cattle are elephant grass dan field grass, while the most commonly used concentrates are palm fronds and corn. A combination of 80% forage and 20% concentrate tends to be better for increasing daily weight gain of Aceh and Bali cattle.
INDONESIAN INHERITANCE SYSTEM BASED ON ISLAMIC LAW, CIVIL CODE, MATRILINEAL CUSTOMS, AND GENDER EQUALITY PERSPECTIVES Gusti Malayudha, Achmad; Sari, Widya; Asiandu, Angga Puja
SANGKéP: Jurnal Kajian Sosial Keagamaan Vol. 6 No. 1 (2023): Addressing Radicalism and Cultural Dynamics in Indonesia
Publisher : UIN Mataram dan Asosiasi Sosiologi Agama Indonesia (ASAGI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/sangkep.v6i1.6286

Abstract

In this article, the author discussed the inheritance system in Indonesia. The inheritance distribution system in Indonesia is based on Islamic law, civil code, and customary law. On the other hand, gender equality activists have their perspectives regarding the justice of the distribution system based on the proportion received by men and women. Based on the discussion, it was known that there are similarities and differences among Indonesian inheritance distribution systems. Each of the systems regulates that the testator must die and the main heirs are blood-related to the decedent. In Islam law, men receive more than a woman with a ratio of  2:1 due to men’s responsibility to their family. Meanwhile, the proportion between men and women regulated by the Indonesian civil code is equal. In Minangkabau matrilineal customary law, as a system based on the mother's lineage, the proportion of inheritance is distinguished between high inheritance and low inheritance. The high inheritance will be given to the woman and the low inheritance will be shared equally between men and women. However, some gender equality activists might see those proportions as a form of injustice. But, each of the systems has its perspective regarding justice.
Cananga Flower (Cananga Odorata) Extract Gum's Efficacy In Reducing The Index Of Gingivitis-Causing Plaque Of Teuku Nyak Arif Fatih Bilingual Schools Students Fachri, Navifa; Fitri, Alia Kamila; Keumalasari, Dewi; Shifani, Nadya; Suhartono, Suhartono; Ismi, Nuzulul; Sari, Widya; Sayuti, Muhammad
AVERROUS: Jurnal Kedokteran dan Kesehatan Malikussaleh Averrous, Vol.9 No.2 November 2023
Publisher : Fakultas Kedokteran Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/averrous.v9i2.13339

Abstract

In 2018, the percentage of Indonesians who have gingivitis was 96.58%. Accumulation of plaque and Porphyromonas gingivalis bacteria cause gingivitis, an inflammation of the gingival tissue. Cananga (Cananga odorata), according to research by Anggraini (2021), has an antibacterial activity against Porphyromonas gingivalis. Gum chewing can boost saliva production and reduce bacterial-produced acid. This study aimed to provide an alternative for gingivitis prevention. In general, the three steps of this research are in vitro test, preclinical test, and clinical test. Using the well diffusion method, the antibacterial potential of the cananga flower extract at concentrations of 2.5%, 5%, 10%, 20%, and 40% was examined. Tetracycline 30 μg was the control (+), while ethanol 96% was the control (-). In preclinical test, Lethal Concentration 50% (LC50) was established using the Brine Shrimp Lethality Test (BSLT) method. The clinical test was done using a pretest and posttest control group design method for a week. According to the study's findings, the average inhibition zones were 9.06 mm, 10.53 mm, 12.2 mm, 13.43 mm, and 14.8 mm at doses of 2.5%, 5%, 10%, 20%, and 40%, respectively. Based on the preclinical test, the product material's LC50 is 850.191 ppm. The clinical test showed a decrease in the plaque index of the treatment group by 0.344375. This study concluded that cananga flower extract have antibacterial activity against Porphyromonas gingivalis and cananga flower extract chewing gum has the potential to be effective in preventing and lowering the plaque index that causes gingivitis. 
POTENSI KEBERADAAN ORANGUTAN DI HUTAN GAMBUT RAWA TRIPA - ANALISIS SARANG DAN POHON PAKAN Kusuma, Hendrix Indra; Rayhannisa; Akbar, Novrizal; Fithri, Aida; Sari, Widya; Ruskhanidar
KENANGA : Journal of Biological Sciences and Applied Biology Vol. 5 No. 1 (2025): April 2025
Publisher : Program Studi Biologi Fakultas Sains dan Teknologi Universitas Islam Negeri Ar-Raniry Banda Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/kenanga.v5i1.5959

Abstract

The orangutan, a vital component of the rainforest ecosystem, is increasingly threatened by habitat loss and fragmentation. Identifying orangutan nests and feeding trees is an important elements in understanding the habitat's capacity to sustain this species. Using the transect method, this study was conducted on 40 grids out of a total of 623 grids in the Tripa area that are still covered by forest. This study aimed to record the presence of orangutan nests and identify various plant species that serve as food sources for orangutans. The result revealed the discovery of orangutan nests in 7 locations, most of which were categorized as type C (old) and type D (very old). A total of 13 potential orangutan food plant species were found in the Rawa Tripa forest area, consisting of the families Moraceae, Euphorbiaceae, Annonaceae, Myrtaceae, Myristicaceae, Apocynaceae, Piperaceae, Dipterocarpaceae, Urticaceae, and Pandanaceae. This suggest that these areas may have supported a significant orangutan population in the past, but their current activity appears to be declining. The findings underscore the need for conservation efforts, as the continued survival of orangutans is crucial not only for their species but also for the ecological health of the forests they inhabit. Keywords : orangutan, peat swamp forest Tripa, Leuser Ecosystem, nest analysis, habitat loss, conservation
Liquid Biofertilizer Made from Fermented Egg Shells, Fish Scales, and Chicken Feathers as A Plant Growth Stimulator Alternative to Chemical Fertilizer Ramadhan, Muhammad Nadhif Rasendriya; Arfarifki, Muhammad Farel; Khalisa, Fachira; Khalief, Raffi; Fadhil, Muhammad; Sari, Widya; Asiandu, Angga Puja
Biology, Medicine, & Natural Product Chemistry Vol 14, No 1 (2025)
Publisher : Sunan Kalijaga State Islamic University & Society for Indonesian Biodiversity

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/biomedich.2025.141.309-314

Abstract

As agricultural sectors rise due to increased human population, the demand for chemical fertilizer is also uplifted. However, the excessive use of chemical fertilizers reduces soil quality and natural properties. To address these issues, an alternative eco-friendly biofertilizer is needed. Here, we developed a liquid biofertilizer called ESSIK to substitute hazardous chemical fertilizers. It is made from environmentally friendly waste materials—including chicken feathers, egg shells, and fish scales—which are repurposed to provide vital nutrients for plant growth. Egg shells contain calcium useful in the synthesis of plant enzymes, fish scales contain calcium and phosphorus which play a role in accelerating fruit ripening, and chicken feathers contain high protein which can be a source of amino acids. These components were first fermented using effective microorganisms (EM4) to break down complex polymers into forms more readily absorbed by plants. The fermented biofertilizer was tested using mung bean (Vigna radiata) with concentrations of 0%, 5%, 10%, 20%, and 100%, and a positive control of 5% EM4. Based on the study, 20% was the best formulation to support the growth of mung bean (V. radiata) with a length of more than 41 cm, 16 leaves, and 9 stalks. Also, the leaf's length was approximately 6,6 cm, width 3,8 cm, with a healthy-green appearance. These findings suggest that it has significant potential as an eco-friendly and sustainable biofertilizer alternative to chemical fertilizers, promoting robust plant growth while contributing to waste recycling and environmental conservation for a better future.
RESPON PERTUMBUHAN TANAMAN HERBAL JAHE MERAH (Zingiber officinale var. Rubrum) TERHADAP KOMBINASI DOSIS KOMPOS ECENG GONDOK DAN KULIT KOPI Sari, Widya; Syamsiah, Melissa; Mujahidah, Ihviaty Aklamah
Pro-STek Vol 7, No 1 (2025): June
Publisher : Fakultas Sains Terapan Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/prs.v7i1.5296

Abstract

Tanaman Jahe Merah (Zingiber officinale var. Rubrum) termasuk ke dalam famili Zingiberaceae dan merupakan salah satu tanaman obat komersial sehingga digolongkan sebagai tanaman obat atau biofarmaka. Penurunan produktivitas jahe disebabkan oleh kualitas benih yang kurang baik, teknologi budidaya yang kurang tepat, hama dan penyakit, serta kurangnya nutrisi tanah. Upaya peningkatan produksi jahe salah satunya dengan penyediaan bibit yang berkualitas, sehingga dibutuhkan adanya input teknologi dalam pembibitan seperti penggunaan kompos yang ramah lingkungan. Penelitian ini bertujuan untuk mengetahui respon pertumbuhan tanaman herbal jahe merah (Zingiber officinale var. Rubrum) terhadap pemberian kombinasi dosis kompos eceng gondok dan kompos kulit kopi. Penelitian ini dilakukan di Kp. Sukawargi yang beralamat di Desa Babakan Karet, Kecamatan Cianjur, Kabupaten Cianjur Jawa Barat. Terhitung dari bulan Maret 2024 sampai bulan Mei 2024. Penelitian ini menggunakan rancangan acak lengkap (RAL) faktorial, yang terdiri dari 2 faktor dan 4 taraf, Faktor pertama yaitu E (dosis kompos eceng gondok): E0 (Kontrol /0g), E1 (75g), E2 (100g), E3 (125g) dan Faktor ke dua yaitu K (kompos kulit kopi): K0 (kontrol/0g), K1 (30g), K2 (60g), K3 (90g). Hasil penelitian ini menunjukkan bahwa perlakuan kompos eceng gondok tidak berpengaruh nyata pada pertumbuhan tinggi tanaman, jumlah daun tanaman jahe merah pada 21-56 HST namun berpengaruh nyata pada parameter panjang daun 28 HST dan 35 HST dengan nilai rata-rata 11,9 cm. Perlakuan kompos kulit kopi tidak berpengaruh nyata pada pertumbuhan tinggi tanaman, jumlah daun tanaman jahe merah pada 21 HST-56 HST namun berpengaruh nyata pada panjang daun 42 HST dan 56 HST dengan nilai rata-rata 13.1 cm dan 15,2 cm. Perlakuan kombinasi kompos eceng gondok dan kulit kopi tidak berpengaruh nyata pada parameter tinggi tanaman dan jumlah daun, namun berpengaruh nyata pada parameter panjang daun. Perlakuan E3K0 (125g Kompos Eceng Gondok dan tanpa Kompos Kulit Kopi) merupakan perlakuan terbaik dengan nilai rata-rata panjang daun15,958 cm, dan E1K2 (75g Kompos eceng gondok dan 60g Kompos kulit kopi merupakan perlakuan terbaik dengan nilai rata-rata panjang daun 19.12 cm.
Co-Authors Achviana, Muhammad Adetia, Elsa Adhiguna, Made Aida Fithri Akbar, Novrizal Akmal, Atqo Al Azhar Al Chusna, Salsabila Allaily Allaily Amalia Amalia Amila Rambe, Dina Anandita, Munreza Andi Susilawaty Apriani, Dina Aprilliani, Devi Arfarifki, Muhammad Farel Asep Saepul Alam Asiandu, Angga Puja Azmy, Dara Septia Azriful Azriful Balqist Syifa, Syarifah Chandra, Camelia Ciawan, William Cut Nanda Devira Dedi Harianto Ediwan, Ediwan Elkhairati, Elkhairati Emmi Bujawati Fachri, Navifa Fadillah, Fadel Fadillah Fajarna, Nova Fathona, Citra Amira Putri Firdus Firdus Firdus Fitri, Alia Kamila Fitri, Maisyithoh Rahma Fitria Fitria Fitriana, Rizky Gusti Malayudha, Achmad Hardaya, Agus Hasibuan, Fika Ayu Cahaya HASIM PURBA Hastuti, Hera Husna, Fauzul Imansyah, Angga Adriana Irawan, Irwan Ismi, Nuzulul Istiqamah, Resi Nurul Iyah Faniyah, Iyah IZZAZAYA, ANNISA KARTINI ERIANI Ketang Wiyono Ketrin, Ketrin Keumalasari, Dewi Khadijah Khadijah Khadijah Khairun Nisa Khalief, Raffi Khalisa, Fachira Kusuma, Hendrix KUSUMA, HENDRIX INDRA Laila Sari Landong, Ahmad Lani, Lani Leonardo, Viona Lestari, Suin Liana, Rista Ade Liana Lie, Albert Steven Lingga, Zulfadli Lukman Hakim M. Yogi Riyantama Isjoni Maisun, Maisun Martleta, Sheilla Masykur Melissa Syamsiah Muhammad Arif Muhammad Fadhil Muhammad Hidayat Mujahidah, Ihviaty Aklamah Mulya, Sri Mutawaqil, Muhammad Arsyil Nini, Nini Novi Safitri Nur'aeni, Nur'aeni Nurdin Nurdiyanah Syarifuddin, Nurdiyanah Pratami, Syahla Nur Putri, Cut Widy Aulia Putri, Nur Azizah Hasna Rahmadani, Ika RAHMAZANIATI, LINDA Ramadhan, Muhammad Nadhif Rasendriya Rangkuti, Marlinda Nilan Sari Rani Sugiarni Ratnaningtyas, Endah Marendah Rayhannisa Rayhannisa, Rayhannisa Ria Ceriana, Ria Rosnizar Rosnizar, Rosnizar Rostina, Cut Fitri Ruskhanidar Sa’diyah, Khalimatus Sahira, Rasyadhifa As Salsabila Sary, Nirwana Lazuardi SAUDAH SAUDAH Sayuti, Muhammad Sembiring, Rinawati Septialti, Delita Setiyawan, Susilo Shifani, Nadya Silfanni, Silfanni Silmi, Syaifa Scholastika Sutinah Sutinah Syahfitri, Widya Syamsudin Syamsudin TATI NURHAYATI Taufik Suryadi, Taufik Umaira, Syifa Thifal Uswatun Hasanah Vianita, Etna VONNA, SARI MAULIDA Wahyudin, Dedi Wardatussaniah, Silpa Yasmin, Cut Yasmin, Cut Yuanita, Firdaus Annisa Yuliani Yuliani Yunita Yunita Zahra, Syifa Amaliah Zulvia Trinova Zumaidar Zumaidar