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Muhammad Rusdi
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Journal : Journal of Economics and Development

 1 
THE EFFECT OF PERCEIVED SECURITY, PERCEIVED USEFULNESS AND PERCEIVED EASE OF USE ON DECISIONS TO USE QRIS (QR CODE INDONESIAN STANDARD) IN PALEMBANG CITY THROUGH SATISFACTION AS AN INTERVENING VARIABLE Syakia Ramadhani; Deky Anwar; Muhammad Rusdi
Journal of Economics and Development Vol. 2 No. 1 (2025): Journal of Economics and Development (JEnD)
Publisher : CV. Cendikiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/jend.v2i1.251

Abstract

This study aims to analyze the effect of perceived security, perceived usefulness, perceived ease of use on decisions to use QRIS in Palembang City through satisfaction as an intervening variable. This study uses a quantitative approach method, the population in this study were QRIS users in Palembang City with a sample size of 226 respondents. The data collection technique uses primary data in the form of distributing questionnaires using a Likert scale. The data analysis technique in this study uses Outer Model Analysis, Inner Model Analysis, Bootstrapping using the Smart-PLS 3.0 program. The results showed that: (1) Perceived Security has no direct effect on Usage Decisions, (2) Perceived Usefulness has a direct positive and significant effect on Usage Decisions, (3) Perceived Ease of Use has a direct positive and significant effect on Usage Decisions, (4) Perceived Security has a direct positive and significant effect on Satisfaction, (5) Perceived Usefulness has a direct positive and significant effect on Satisfaction, (6) Perceived Ease of Use has a direct positive and significant effect on Satisfaction, (7) Satisfaction has a direct positive and significant effect on Usage Decisions, (8) Perceived Security has an indirect effect on Usage Decisions through Satisfaction, (9) Perceived Usefulness has an indirect effect on Usage Decisions through Satisfaction, (10) Perceived Ease of use has an indirect effect on Usage Decisions through Satisfaction. Keywords: Perceived Security, Perceived Usefulness, Perceived Ease of Use, Usage Decision, Satisfaction.
Co-Authors , Haslindah A Asrul Abdul Jabbar Abdul Razak Samal abubakar abubakar Adam Latif Afif Osamah Hermansyah Agun Sutrianto Ahmad Fadhil Kasim Andi Hardianti Andi Zahra Auliya Akram Anggi Yulistia Anisum Annisa Nurul Irviani Anti Zalika Antok Kurniawan Anwar Deli Arman Maulana Ahmad Ayunita Rahma Bagus Anwar Hidayatulloh Barika Barika Benny Kurniawan Cici Ariska A dahriah dahriah Dedi . DEKY, DEKY ANWAR Dhani Aryanto Dian Elvandri Saski Dian Rifany Kurniaty Dina Citra Resmi Edy Miswar Emiliyana Varida Sholehah Erwin Hafid Essy Harnelly Evi Evi Faisal Abdullah Fakhrina Haeruddin Syarifuddin HAIZAH HAIZAH Haji Sirajudin Hartanto Haslindah Hasmira Rahmadani Hasniati Hasniati Hawa Liberna Herman Dema Herman, Bahtiar Hikmawati Hikmawati Hilma Suryani Hugo Aries Suprapto Ilyas Mansur Irga Ayu Permadi Izharudin Izharudin Jefri Marzal Jules Nurhatmi Kamid Kamid Lela Rospida M. ISNANDO TAMRIN MAHMUD ALFAN JAMIL Marwah Umar Mhd. Ilham Amri Mijahamuddin Alwi Muh. Taufik Rusli Muh. Yusuf Hasanuddin Muh.Fajri Apriansya M.S Muh.Syawal Muhammad Agung Abdullah Muhammad Amin Muhammad Arsyad Muhammad Edya Rosadi Muhammad Idham Jamal Muhammad Irham Muhammad Jufri Dullah Muhammad Riandi Muhammad Saddam Muhiddinur Kamal Nadia Vega Nairatul Anisah Nizlel Huda Nofrianto Akbar Nur Aisyah Nur Selviati Nuramaliah Isra Nurul Ainun Salsabila Nurwijayanti Pahmi Barus Rabiatun Adawiah Rahma Yulia Rahman Yakub Rahmi Raja Batar Hasibuan Ramlah Ramlan, Pratiwi Rayandra Asyhar Refli Sepriandito Rizqy Amaliah Ardhiani Rosderia Purba Rulitawati, Rulitawati Said Munawar Salmi Wati Samsul Rizal Sangkala Sangkala Senah Wati Sepniyanti Sepniyanti Sinsin Asmy Sofyan B SRG, Syifa Chairunnisa Azzahra Suci Pratama Putri Sudirman Supriyadi Kahar Syaiful Syakia Ramadhani Syarifah Huriyah Syifa Chairunnisa Azzahra SRG Syindi Putri Padillah Wanda Wedra Aprison Winda Kustiawan Wulan Gontina Yan Kondo