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IB Hijrah KPR Financing Mechanism with Murabahah Akad at Bank Muamalat Mutiara Umi, Olga; Adetio Setiawan, Romi; Syaifudin, Syaifudin; Andika Eko Prasetiyo
Sharia Economic and Management Business Journal (SEMBJ) Vol. 5 No. 1 (2024): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i1.1201

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This research aims to comprehend the mechanism of financing for Islamic Home Ownership Credit (Kredit Pemilikan Rumah - KPR), particularly KPR IB Hijrah, and seeks solutions to address financing issues arising through the application of the murabahah contract at Bank Muamalat Bengkulu Kc S. Parman. The research method employed is field research with a qualitative descriptive approach. Data were gathered through observation, interviews, and documentation. The study concludes that the KPR IB Hijrah financing process involves stages such as application submission, fulfillment of requirements, scrutiny of document prerequisites, financing approval, and the execution of the murabahah contract. Customer responses to the financing mechanism indicate a clear understanding of requirements and administrative costs. To address emerging financing problems, the researcher recommends several solutions. Firstly, a direct approach to customers to provide a deeper understanding of the issues they face. Secondly, proactive and periodic debt collection efforts to prevent payment delinquencies. Additionally, issuing warning letters can serve as an initial step in resolving issues. In more complex cases, restructuring of financing is suggested as an alternative solution. Finally, if necessary, collateral execution can be implemented as a last resort in resolving problematic financing.
KOMPARASI PENGEMBANGAN KURIKULUM PENDIDIKAN SEJARAH DI INDIA DAN INDONESIA TINGKAT SEKOLAH MENENGAH ATAS Alfarez, Sidqi; Syaifudin, Syaifudin; Abrar, Abrar
Jurnal Pendidikan Sejarah Indonesia Vol 7, No 2 (2024)
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um0330v7i2p233-253

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Abstract: The study aims to compare the curriculum of history education at the high school level in India and Indonesia. Especially on the basis of the problem of a decline in the Human Development Index in 2021 due to the COVID-19 pandemic which has an impact on the education sector. With that, we want to see how India and Indonesia can improve the human development index in the field of education through curriculum development. Method: The research method uses qualitative with a descriptive comparative approach with sources obtained through report ministry education. Findings: The results of the study show that India and Indonesia have a way of developing the curriculum. Especially in history education, the high school level has characteristics in approaches, foundations, allocations, and learning materials. Conclusion: India emphasizes humanism and essentialism as the foundation for history learning through interdisciplinary and local history learning, while Indonesia emphasizes the foundation of the philosophy of independent learning derived from humanism. Where the approach to learning history comes from chronological and thematic, especially the study material is in accordance with periodidation and historical themes. Abstrak: Penelitian ini bertujuan untuk membandingkan kurikulum pendidikan sejarah di tingkat sekolah menengah di India dan Indonesia. Terutama atas dasar permasalahan penurunan Indeks Pembangunan Manusia pada tahun 2021 akibat pandemi COVID-19 yang berdampak pada sektor pendidikan. Dengan itu, kami ingin melihat bagaimana India dan Indonesia dapat meningkatkan indeks pembangunan manusia di bidang pendidikan melalui pengembangan kurikulum. Metode: Metode penelitian menggunakan pendekatan kualitatif dengan pendekatan komparatif deskriptif dengan sumber yang diperoleh melalui pendidikan kementerian laporan. Temuan: Hasil penelitian menunjukkan bahwa India dan Indonesia memiliki cara untuk mengembangkan kurikulum. Khusus dalam pendidikan sejarah, jenjang SMA memiliki karakteristik dalam pendekatan, yayasan, alokasi, dan materi pembelajaran. Kesimpulan: India menekankan humanisme dan esensialisme sebagai landasan pembelajaran sejarah melalui pembelajaran sejarah interdisipliner dan lokal, sedangkan Indonesia menekankan landasan filosofi pembelajaran mandiri yang berasal dari humanisme. Dimana pendekatan pembelajaran sejarah berasal dari kronologis dan tematik, terutama materi kajiannya sesuai dengan periodidasi dan tema sejarah.
GENERATIVE ADVERSARIAL NETWORKS (GAN) DALAM FOTOGRAFI: MENCIPTAKAN IMAJI DARI NOL Syaifudin, Syaifudin
specta Vol 8, No 2 (2024): Specta: Journal of Photography, Arts, and Media
Publisher : Institut Seni Indonesia Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24821/specta.v8i2.13910

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Generative Adversarial Networks (GAN) merupakan salah satu terobosan penting dalam kecerdasan buatan yang telah memberikan dampak signifikan pada dunia fotografi. Teknologi ini memungkinkan pembuatan imaji foto realistis dari data acak, selanjutnya menciptakan peluang baru dalam produksi foto. Penelitian ini mengeksplorasi sejumlah hasil penelitian tentang penerapan GAN dalam fotografi serta mengkaji implikasi estetika dan etika yang muncul seiring penggunaannya. Metode yang digunakan adalah pendekatan kualitatif dengan studi literatur, mengumpulkan data dari berbagai artikel ilmiah, buku, dan publikasi akademis yang berfokus pada GAN dan aplikasinya dalam pembuatan imaji foto. Hasil penelitian menunjukkan bahwa GAN memungkinkan kreasi imaji foto baru yang sebelumnya tidak mungkin dilakukan, serta memberikan kemampuan untuk memodifikasi secara kreatif. Namun, penerapan teknologi ini juga memunculkan tantangan terkait keaslian dan kredibilitas foto yang dihasilkannya, terutama dalam konteks deepfake dan manipulasi. Selain itu, terdapat kekhawatiran mengenai dampak penggunaan GAN terhadap persepsi publik mengenai otentisitasnya. Penelitian ini menyimpulkan bahwa GAN memberikan kontribusi besar dalam pengembangan estetika fotografi, namun diperlukan regulasi dan perhatian lebih terhadap aspek etika untuk menjaga integritas seni fotografi di era digital. Generative Adversarial Networks (GAN) in Photography: Creating Images from Scratch. Generative Adversarial Networks (GAN) represent a significant breakthrough in artificial intelligence that has profoundly impacted the world of photography. This technology enables the creation of photorealistic images from random data, thereby opening up new opportunities in photo production. This study explores a range of research on applying GANs in photography and examines the aesthetic and ethical implications that arise from their use. The method employed is a qualitative approach with a literature review, gathering data from various scientific articles, books, and academic publications focused on GANs and their applications in image creation. The findings indicate that GANs enable the creation of new photographic images that were previously impossible while also providing the ability to creatively modify pictures. However, the application of this technology also raises challenges regarding the authenticity and credibility of the photos it generates, particularly in the context of deepfakes and manipulation. Furthermore, there are concerns about the impact of GAN usage on public perception of its authenticity. This research concludes that GANs significantly contribute to the development of photographic aesthetics. Still, regulation and greater attention to ethical aspects are needed to maintain the integrity of photographic art in the digital age.
Evaluation of Environmental Education Learning in the Era of the Merdeka Belajar Curriculum Syaifudin, Syaifudin; Purwanto, Agung; Budiaman, Budiaman
International Journal of Business, Law, and Education Vol. 5 No. 2 (2024): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v5i2.871

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This article investigates the evaluation of Environmental Education learning in the era of the Independent Learning curriculum. The Independent Learning Curriculum, issued by the Ministry of Education and Culture of Indonesia, aims to provide freedom and autonomy to educational institutions in managing the learning process. With this policy, it is hoped that students can develop their competencies and character more optimally. This study analyzes how Environmental Education learning has been applied within the framework of Freedom of Learning, as well as evaluates the effectiveness and challenges faced. The findings of this study show that although Merdeka Belajar has had a positive impact, such as increasing student engagement and reducing the administrative burden on teachers, there are still some challenges in its implementation, especially related to the adjustment of learning methods and assessments.
Measuring Well-Being Index with Environmental in Mind: Evidence Forest Land Use in Indonesia Wahyuni, Krismanti Tri; Purwanto, Agung; Sumargo, Bagus; Sitorus, Agnes Vera Yanti; Kurniawan, Robert; Nugroho, Yoga Dwi; Syaifudin, Syaifudin
International Journal of Business, Law, and Education Vol. 5 No. 2 (2024): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v5i2.873

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This project aims to create an objective composite wellbeing index from the point of view of the whole by using a complete welfare methodology and suggested weightings to take into account the differences between the components. Forestry total productivity (TFP) was also compared because of the importance of the environmental component in preparing the well-being index. This study examined 64 social, economic, environmental, and institutional indicators from the BPS-Statistics Indonesia, the Ministry of Environment and Forestry, and the National Disaster Management Agency. Three primary analysis elements were highlighted in this investigation. First, PCA created a weighted index of eleven important domains. Second, it creates a well-being index model for Indonesia's environmental sustainability. Third, comparing forestry's environmental dimension to its TFP. This study found that the Indonesian wellbeing model under construction weighs environmental quality, living conditions, including housing, and happiness. Indonesia's disaster-prone locations make environmental quality important, unlike other wellbeing indices. Forest degradation has decreased the composite wellbeing index, notwithstanding other socio-economic improvements. This study stands out from past research by being the first to compare the environmental dimension with forestry total factor productivity (TFP). Deforestation significantly affects the well-being index in Indonesia.
Analisis Butir Soal Penilaian Akhir Tahun Mata Pelajaran Matematika dengan Item And Test Analysis Syaifudin, Syaifudin
JURNAL JENDELA MATEMATIKA Vol. 1 No. 2 (2023): Jurnal Jendela Matematika: Edisi Juli 2023
Publisher : CV. Jendela Edukasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57008/jjm.v1i2.559

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Artikel ini menyajikan analisis butir soal Penilaian Akhir Tahun mata pelajaran matematika kelas X dengan menggunakan aplikasi Iteman. Penelitian ini bertujuan untuk menganalisis kualitas butir soal, termasuk reliabilitas, tingkat kesukaran, daya pembeda, dan distraktor. Hasil analisis menunjukkan bahwa sebagian besar butir soal memenuhi kriteria reliabilitas sangat tinggi dengan nilai alpha 0,894. Meskipun tingkat kesukaran butir soal bervariasi yaitu 12,5%(mudah), 80%(sedang), dan 7,5%(tinggi), namun sebagian besar masih sesuai dengan kemampuan siswa. Daya pembeda butir soal juga terdistribusi dengan baik yaitu sebesar 82,50% soal mampu membedakan kemampuan siswa. Untuk analisis distraktor mengungkapkan keberhasilan 45% soal efektif. Penelitian ini memberikan informasi penting bagi guru dan pengembang kurikulum dalam meningkatkan pembelajaran matematika dan mengevaluasi kemampuan matematika siswa khususnya di kelas X
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Nasabah Pada Bank Syariah Zalelawati, Sri; Marlita, Tiara; Syaifudin, Syaifudin
Jurnal Multidisiplin Indonesia Vol. 2 No. 6 (2023): Jurnal Multidisiplin Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jmi.v2i6.237

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Penelitian ini membahas tentang bagiamana pengaruh kualitas pelayanan terhadap kepuasan nasbah bank syariah. Tujuan dari penulisan ini yaitu untuk mengetahui apa itu kepuasan nasabah dan kualitas pelayanan bagaimana cara mengukur kualitas pelayanan, serta apa saja faktor yang menyebabkan kepuasan nasabah. Dipenulisan ini juga dapat dilihat bagaimana hubungan kualitas pelayanan dan kepuasan nasabah. Dalam melakukan penelitian penulis menggunakan metode studi pustaka, penulis mendapatkan referensi dari sumber yang terpercaya. Hasil penelitian menunjukkan Keseluruhan dimensi kualitas pelayanan memiliki pengaruh positif yang signifikan terhadap kepuasan pelanggan yang artinya semakin baik kualitas pelayanan mulai dari bukti fisik, data tanggap, kehandalan, jaminan dan empati yang diberikan oleh Perbankan syariah akan mampu meningkatkan kepuasan nasabah dan sebaliknya.
STEEP ROAD TOWARDS REGULATING FOR SUCCESS OF IMPLEMENTATION OF RECLAMATION AND POST MINING OF MINERAL AND COAL Barkatullah, Abdul Halim; Syaifudin, Syaifudin; Mahyuni, Mahyuni; Ifrani, Ifrani
Lambung Mangkurat Law Journal Vol. 2 No. 2 (2017): September
Publisher : Program magister Kenotariatan Fakultas Hukum Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32801/abc.v2i2.52

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Coal and Mineral mining activities have a high risk of ecosystem changesthat affect the environment, let alone the mining is carried out openly. In order torestore the condition of the land in such a way that it can function and to be effectivein line with its allocation, the ex-mining area must be restored. Reclamation andpost-mining activities shall be conducted by every holder of Mining Business Permit(IUP) Exploration and IUP Production. Holders of IUP Exploration must firstlyprepare reclamation and post-mining plans in the permit process. The implementationof reclamation and post-mining activities by holders of IUP Production Operationand Special Mining Business Permit (IUPK) Production Operation must complywith the principles of : (1)protection and management of mining environment; (2)working safety and health; and (3) mineral and coal conservation. To determinethe success of the land that has been reclaimed and the post-mining activities havebeen complied, if an evaluation has been made by the competent officials and it isstated that the reclamation and post-mining activitie shave been performed well in accordance with prevailing regulations.
Environmentally Conscious Behavior Through Ecoliteracy Activities At Sekolah Alam Depok Syaifudin, Syaifudin
International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v4i2.722

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The background of this research addresses the issue of the public's lack of attention to the surrounding environment, which was observed by the researcher prior to conducting the study. This is evidenced by the presence of some students who still litter and the general lack of student awareness towards the environment. The aim of this research is to identify strategies to enhance environmentally conscious behavior through ecoliteracy activities at Sekolah Alam Depok. The research method used is descriptive qualitative. The data obtained includes the results of interviews, observations, and documentation. The data analysis technique used is SWOT analysis. The results of this research indicate strategies that can enhance environmentally conscious behavior through various ecoliteracy activities.
Kegiatan Pembuatan Iklan Produk UMKM Pamulang dengan Doratoon, Animaker dan Animatron: Perbandingan dan Evaluasinya Pratiwi, Dian; Syaifudin, Syaifudin; Rochman, Abdul; Putri, Fitria Nabilah; Jubaidah, Ida
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 1 (2025): Jurnal Pengabdian kepada Masyarakat Nusantara Edisi Januari - Maret
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i1.5400

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Keberadaan Usaha Mikro Kecil dan Menengah (UMKM) sangat penting untuk mendukung perekonomian Indonesia, dan hal ini perlu didukung dengan sarana promosi yang mudah dan terjangkau agar mereka tetap eksis. Teknologi animasi kini sudah mulai berkembang dan dipergunakan sebagai media promosi, namun belum banyak UMKM yang memanfaatkannya dan mayoritas masih menggunakan teknik promosi melalui media social. Oleh sebab itu, kegiatan pendampingan untuk para pelaku UMKM perlu dilakukan oleh tim untuk memberikan mereka pengetahuan, keterampilan dan pengalaman dalam membuat sarana promosi baru berupa iklan animasi 2D menggunakan aplikasi Animaker, Animatron dan Doratoon. Hasil dari kegiatan dan evaluasi pendampingan ketiga aplikasi tersebut didapat bahwa sebanyak 10 dari 20 orang dari peserta telah memanfaatkan aplikasi animasi tersebut untuk iklan produk UMKM mereka, dimana sebanyak 50% peserta menerapkan Animaker, 30% peserta menerapkan Animatron, dan 20% menerapkan Doratoon. Ketiga aplikasi tersebut juga dinilai sangat layak untuk diterapkan dalam membuat media promosi berbentuk animasi untuk pemula, khususnya UMKM.
Co-Authors Abdul Halim Barkatullah Abdul Kholiq Abdul Rochman Abdul, Kamaruddin Abrar Abrar Adetio Setiawan, Romi Adiani, Rosita Afnan, R. Agung Purwanto Akbar, M Riski Alfarez, Sidqi Ali, Muhammad Irfan Andhika, Muhammad Reza Andika Eko Prasetiyo Anggara Trisna Nugraha Anita Miftahul Maghfiroh Ardianto, Refi Ariswati, Her Gumiwang Arnadi Arnadi, Arnadi Auliya, Rizki Azizah, Wafiq Nur Bagus Sumargo, Bagus Bambang Guruh Irianto Budiaman, Budiaman Budianto, Erwin Cahya Nugraha, Priyambada Clara, Evy Dian Pratiwi Dyah Titisari, Dyah Endro Yulianto Fahrudin Y., Muhamad Fauzy, Ahmad Framono, Muhamad Dwi Gopal, Ram Gupta, Sandeep Kumar Hamzah, Torib Henriawan, Desan Huda Wildany, Miftakhul Huynh, and Phuoc-Hai Huynh, Phuoc-Hai Ifrani, Ifrani Is Mardianto, Is Isfahani, Ghina Jannah, Nikmatul Jannah, Siti Rohmatul Joko Riyono Jubaidah, Ida Julieta, Divani KHOLIQ, ABD. Kurniawan, Rifqi Lamidi, Lamidi Lawal, Kamilu O. Liliek Soetjiatie Luvi Antari, Luvi Mahyuni Mahyuni Marlita, Tiara Maulani, Salsabilla Kusuma Misra, Shubhrojit Mohammad Khasan Muhammad Kashif, Muhammad Mujahid, Muhammad Umer Farooq Murti, Roso Mutiara Umi, Olga Nabiel, Muhammad Nabilah Putri, Fitria Nike Astiswijaya Nugroho, Yoga Dwi Octantri, YB. Rischa Via Oviana, Rena Pramudia, Henrikus Pudji, Andjar Pujiastuti, Christina Eni Puput Ariyanti Purnama, Benni Putra, Aria Putri, Fitria Nabilah Ragimova, Nazila Rahim, Rika Ratna Indriawati, Ratna Rieno Septra Nery Riswandhani, Ingga Ariestya Robert Kurniawan, Robert Rofi’i, Mohammad Rohana, Melda Amelia Rohman Rohman Rukmiasih Rukmiasih Santoso, Clarissa Grace Saumur, Amanan Soleman Septiana, Silvi Dwi Setia Budi Sitorus, Agnes Vera Yanti Sofyan, Mochammad Sri Widawati Suliasih Suliasih Supriyadi Supriyadi Suzana, Anna Triana Rahmawati Utomo, Bedjo Wahyuni, Krismanti Tri Wakidi, Levana Forra Yoga Yuniadi Yosy Arisandy Zalelawati, Sri