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All Journal IQTISHODUNA IQTISHADIA JURNAL SOSIAL HUMANIORA (JSH) IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Al-Ihkam: Jurnal Hukum dan Pranata Sosial Ziswaf : Jurnal Zakat dan Wakaf Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam Hayula: Indonesian Journal of Multidisciplinary Islamic Studies AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam al-Uqud : Journal of Islamic Economics FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Jurnal Ekonomi Islam AFEBI Islamic Finance and Economic Review Journal of Islamic Economic Laws Istinbath: Jurnal Hukum dan Ekonomi Islam Iqtishoduna: Jurnal Ekonomi Islam IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal MEBIS (Manajemen dan Bisnis) CSID Journal of Infrastructure Development (CSID-JID) International Journal of Zakat (IJAZ) Journal of halal product and research (JHPR) Jurnal Layanan Masyarakat (Journal of Public Service) ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal Mu'allim Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Business Review and Case Studies Jurnal Ekonomika dan Bisnis Islam Islamiconomic: Jurnal Ekonomi Islam Journal of Management and Digital Business Akademika : Jurnal Pemikiran Islam Journal of Halal Science and Research JEBI (Jurnal Ekonomi dan Bisnis Islam) Journal of Accounting Research, Organization and Economics (JAROE) Jurnal Ekonomi Islam Multifinance Review of Islamic Social Finance and Entrepreneurship Journal of Infrastructure Policy and Management (JIPM) Journal of Islamic Economic Laws

Tika Widiastuti

Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga

Author-ID : 515179

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Veterinary Other

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Empowerment Model of Migrant Workers Tika Widiastuti; Muhammad Nafik Hadi Ryandono; Imron Mawardi
Perisai : Islamic Banking and Finance Journal Vol 1 No 2 (2017): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i2.877

The profession of migrant workers in some cases bring the person concerned to get the treasures expected success, but not rarely contain a number of risks that need to get the attention of government authorities. A number of problems that might be experienced when Indonesian Labor not available works. Therefore it takes a model economic empowerment for the labor of Indonesia, when he returned to his country was able to survive and improve the well-being of himself and of his family. This research aims to know the role of zakah's institution towards the empowerment of Indonesia's labor and to devise appropriate empowerment model for Indonesian Workforce by Institution of Zakah. Data analysis was done with a qualitative approach. Analytical techniques in the study will be conducted with qualitative analysis approach, a case study of eksplanation to explain how the empowerment model right for Indonesia in Labor Studies. Based on the data and the results of the analysis that has been done can be known that Dompet Dhuafa has role in Indonesia Workforce empowerment. The empowerment Model implemented by Dompet Dhuafa form the Groove program that may help the former workforce of Indonesia after plunging back to life in his native region. Former Indonesian workforce empowerment meant to monitor and nurture the entrepreneurial activities are continuously carried out by former Indonesian labor so that it can be a permanent effort.

ANALISIS KETIDAKBERHASILAN PROGRAM PEMBIAYAAN USAHA SYARIAH (PUSYAR) DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT KOTA MOJOKERTO Finna Dewi Pratiwi; Tika Widiastuti
al-Uqud : Journal of Islamic Economics Vol. 1 No. 2 (2017): July
Publisher : Universitas Negeri Surabaya

The background on this research that there are many people who have not managed a prosperous but has received funding from the program pusyar in Mojokerto. It thus indicates that the program pusyar conducted in Mojokerto experiencing the failure. The purpose of this study was to analyze the failure of programs to improve the welfare pusyar. The method used is a qualitative exploratory methods. The primary data obtained from interviews, observation and documentation of the parties associated with programs such as the SRB pusyar, Baznas, MES and also people who have not managed to prosper. While secondary data in this study were obtained from the print media or internet about pusyar, supporting data from a variety of journals, books that are relevant to the research. The results of the analysis carried out indicates that there are six factors to failure program pusyar in improving the well-being, namely: the level of income of the people that there is no improvement, the length of the process undertaken by the pusyar, funds provided to large businesses more than for small businesses, a guarantee that burden the people , the absence of assistance and facilities of the parties pusyar, and MES is not performing its role to the fullest.

PENGARUH PELATIHAN DAN MODAL BERGULIR BAZNAS (BADAN AMIL ZAKAT NASIONAL) JAWA TIMUR TERHADAP PENDAPATAN USAHA MUSTAHIQ Fadhilah Fadhilah; Tika Widiastuti
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

This research aims to analyze the effect of trainig and rolling capital of BAZNAS in East Java on operating revenue of mustahiq both partially and simultaneously. It uses quantitative approach method. Sampling technique used is non-probability sampling with purposive sampling technique which is a technique of sample determination with certain consideration. Data collecting techniques used are questionnaire, interview, observation and documentation. Data analysis technique used is multiple linear regression analysis. The result processed by SPSS progeam version 23.0 for Windows shows that the value of Adjusted R Square of 0,711 means that 71,1% of operating revenue of mustahiq in BAZNAS East Java is influenced by the training and rolling capital.

Cash Waqf for Developing Islamic Economy: Case Study in Indonesia Aam Slamet Rusydiana; Yayat Hidayat; Tika Widiastuti; Solihah Sari Rahayu
al-Uqud : Journal of Islamic Economics Vol. 5 No. 1 (2021): January
Publisher : Universitas Negeri Surabaya

This study attempts to identify the causes and dominant factors that hinder the development of cash waqf in Indonesia, using the IFE-EFE Matrix and SWOT methods, while offering solutions to solve it. Based on the results of IFE analysis, the highest-rank of strengths is the ability of cash waqf in expanding the base of waqf fund sources followed by the ease and zero cost of funds. In comparison, the top weaknesses are the lack of socialisation to the community and the lack of professional nazhir human resources. The results of EFE analysis imply the highest-rank opportunity is the potential of unlimited cash waqf followed by the emergence of many sharia financial institutions and Islamic economics study programs in universities. Meanwhile, the top threat is a weak political will of authorities, followed by the majority of traditional nazhir. It is expected that there will be a joint commitment from various parties, both from policymakers and academics and practitioners to support and encourage efforts to develop the Islamic (social) finance industry, especially in developing cash waqf in Indonesia.

Do Indonesian Islamic Microfinance Institutions Need Lender of the Last Resort? Imron Mawardi; Tika Widiastuti; Muhammad Ubaidillah Al Mustofa; Ari Prasetyo
al-Uqud : Journal of Islamic Economics Vol. 4 No. 2 (2020): July
Publisher : Universitas Negeri Surabaya

Liquidity risk is one of significant risk managed by financial intermediaries including Islamic Microfinance Institutions (IMFIs). The financial intermediaries accept short-term deposits and disburse these deposits in the form of long-term loans. This situation makes IMFI desperately need a lender of last resort (LOLR). Nevertheless, there has been no formal LOLR for Indonesian IMFIs. This study intends to construct the LOLR model for IMFI in Indonesia. This qualitative study applies a case study analysis. This study's subjects are IMFIs in East Java Province that was selected purposively with thirty managers as the key informants. Research findings show that the best model of LOLR is developing a secondary cooperative since the majority form of IMFIs in Indonesia are cooperative entities. With all members of a secondary cooperative deposit for reserve requirements, they can place excess liquidity in the secondary cooperative and ask for financial support.

Does Zakat and Non-Zakat Empowerment Affect Mustahiq Welfare Based on Maqashid Shariah? Tika Widiastuti; Ilmiawan Auwalin; Lina Nugraha Rani; Imron Mawardi; Muhammad Ubaidillah Al Mustofa; Norma Rosyidah; Siti Nur Mahmudah
al-Uqud : Journal of Islamic Economics Vol. 5 No. 1 (2021): January
Publisher : Universitas Negeri Surabaya

This study explores the effect of zakat and non-zakat empowerment programs on the beneficiaries' welfare (mustahiq). This study focuses on the influence of the intervening variable, namely the mustahiq businesses' growth on mustahiq welfare. This study also examines the role of demographic characteristics, such as age, gender, and years of education on mustahiq business growth. This study employs the Partial Least Square-Structural Equation Model (PLS-SEM) using data from 100 respondents who received empowerment assistance from three different zakat institutions. The sample of mustahiq was selected from three zakat institutions to provide a diversity of respondents. The results indicate that zakat and non-zakat programs' empowerment through business growth has significantly affected mustahiq welfare. With these results, both zakat and non-zakat productive programs should be more developed to assist the community businesses' growth optimally. Previous studies measure the welfare of mustahiq with material aspects. In this study, the indicator of welfare is based on maqashid sharia, which includes the protection of Ad-Din (religion), An-Nafs (Soul), Al-Aql (intellect), Al-Nasl (descendant), and Al-Maal (wealth). Examining the impact of two variables, namely productive empowerment programs through zakat and non-zakat, on mustahiq business growth and welfare is the novelty of this study.

Efficiency Analysis of Zakat Institutions Based on The Organizational Cluster in Indonesia: Free Disposal Hull (FDH) Approach Muhamad Nafik Hadi Ryandono; Tika Widiastuti; A. Syifaul Qulub; Eko Fajar Cahyono; Denizar Abdurrahman Mi'raj; Taqiyah Dinda Insani
al-Uqud : Journal of Islamic Economics Vol. 5 No. 2 (2021): July
Publisher : Universitas Negeri Surabaya

This study aims to analyse the level of efficiency of zakat institutions in Indonesia between 2014 and 2018. Zakat institutions are divided into three clusters based on the organisation's nomenclature: the government, public, and private groups. The division of these clusters aims to see differences in the management of zakat funds between each group. This study uses a quantitative research approach through the Free Disposal Hull (FDH) method to produce a more comprehensive average efficiency estimation than the Data Envelopment Analysis (DEA). The sampling technique is purposive, and there are fourteen research objects observed. The government cluster is the cluster with the highest efficiency value. The private set comes in second, and the public group comes in third ranking. The high score that the government cluster earns is due to their primary business purpose, which focuses on managing zakat funds. The results of this study can be used as references for the policy establishment of zakat institutions in Indonesia.

Linkage Program of Islamic Institutions and Government Institution for Empowering MSMEs: Evidence from Indonesia Raditya Sukmana; Imron Mawardi; Tika Widiastuti; Taqiyah Dinda Insani; Nova Rini
IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i1.5139

The purpose of this study is to analyze how the linkage program of Islamic institutions and government institution in empowering MSMEs and analyze the increase in the range of empowerment. By using a qualitative research approach and descriptive analysis method, the results of this study indicate that there are four parties involved in the empowerment linkage program and each party has their respective roles in the aim of empowering MSMEs. Furthermore, there is also increasing in the range of empowerment in terms of the amount of empowerment program funding and improving the quality of MSME after participating in the empowerment program.

Impact Of Income On Consumption Behavior Of Urban Muslim Community In Kediri City (Case Study at Bandar Kidul Village Kecamatan Mojoroto Kediri) Siti Nur Mahmudah; Tika Widiastuti; Achsania Hendratmi
Ekonomi Islam Vol. 9 No. 1 (2018): Jurnal Ekonomi Islam (MEI)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (448.511 KB)

The income of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri is mostly a woven cloth businessman who became the livelihood for the Muslim community in Bandar Bandar Kidul. This effort has been fostered by Bank Indonesia which is the Central Bank which is very supportive of this ikat business. Most of the Muslim community's income in Bandar Bandar Kidul comes from ikat business. When the ikat orders surged high, the income of the community will also increase and affect the consumption behavior of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This research uses the descriptive qualitative method with case study research strategy. Methods of data collection using interview method. Interviews were conducted with eight informants, namely ikat weaving businessmen and caretakers of pesantren huts. Based on the results of the study, the researcher can conclude that income has a very big impact on consumption behavior of urban Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri with some indicators namely; The first indicator with the amount of expenditure, the second indicator with the indicator of Islamic consumption, and the third indicator is the indicator of need fulfillment. Of the three indicators above can be seen that income has a positive impact on the consumption behavior of urban Muslim communities in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This is evidenced by the amount of expenditure that is adjusted to the income, pay attention to the goods consumed for halal and thayyib and not extravagant and exaggerated, the fulfillment of income-adjusted needs.

Zakat as an Obligatory System and its Implications for Social Psychology of Society (Social Tafsīr of Sūrah Al-Tawbah: 103) Abdul Wahid Al-Faizin; Taqiyah Dinda Insani; Tika Widiastuti
International Journal of Zakat Vol 2 No 2 (2017)
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

In the current literature, the study of the collective benefits of Zakat is more emphasized on the material economic aspects by using modern economic tools. Meanwhile, Zakat has a significant social role in the community. Therefore, Allah mentions in Qur'an the command of Zakat and prayer together as much as 22 times. It shows that the role of Zakat socially in human relationships with each other is comparable to the relationship with God. This paper will try to explore and analyze the social role (Social Psychology) of Zakat as an obligatory system from Sūrah al-Tawbah: 103. The method used in this paper is a qualitative method by using content analysis that combines tafsīr bi al-ra’yi with tafsīr bi al-ma’thūr. By using social tafsīr, it is found that Zakat should be an obligatory system and its management must be done centrally by the government. BAZNAS can be a representation of the government to perform the task. Then, it will result in the creation of equal degree and status between mustahiq and muzakki. Meanwhile, the implication of Zakat in the context of social interaction of the society is the creation of tranquility, security, and harmony for the whole society. Keywords: Zakat, Social Tafsīr, Social Psychology

Co-Authors A Syifaul Qulub Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Aang Kunaifi Aang Kunaifi Ababil, Ryval Abdul Basit Abdul Wahid Al-Faizin Abdullah, Syahidah Ach. Yasin Achmad Rifkih Mansur Achsania Hendratmi Afief El Ashfahany Afifa, Ulfia Nur Ahsan, Muhamad Aini, Zahriya Nurul Al Mustofa, Muhammad Ubaidillah Al Mustofa, Muhammad Ubaidillah Al-Mustofa, Muhammad Ubaidillah Almustofa, Muhammad Ubaidillah Amalia, Hani Khairo Andi Asmarani Husein Andi, Irfan Andika Ramadhanu Anggraini, Rachmasari Anggraini, Rachmasari Anggraini, Rachmasari Anggun Adilah Maharani Anindya, Annisa Sasri Anisa Nur Faizah Annisa, Duta Anwar M. Radiamoda Apriwiliza, Gita Ardiantono, Dewie Saktia Arfiani, Ninda Ari Prasetyo Asya'bani, Nispia Atiya, Nikmatul Aufar Fadlul Hady Aufar Fadlul Hady Azhar Alam Bachrotil Ilmiyah Bachrotil Ilmiyah, Bachrotil Baihaqi, Muhammad Nadif Baitul Hamdi Bin Mohd Dali, Nuradli Ridzwan Shah Boby Ardyan Muhammad Bonang, Dahlia Burhan Djamaluddin Candika, Yossy Imam Cholil, Muhammad Dahlia Bonang Dani Rohmati Danty Safira Dewi Dewi Rionita Dewi, Eka Puspa Dian Berkah Diaz Tulus Anandri Dien Mardhiyah Dimas Kholiliur Rohman Dimas Rizky Syah Putra Dzikri Nurrohman Effendie Eka Puspa Dewi Eko Fajar Cahyono, David Kaluge Ergun, Hüseyin Ersa Dwi Aprilianto Fadhilah Fadhilah Faisal Rusdi Faisol Luthfi Falah, Yusril Farid Nugroho Febrian Tito Zakaria Muchtar Febrianti, Puput Rosita Finna Dewi Pratiwi Firda Nur Fadillah Firda Nur Fadillah, Firda Nur Firdayanti Zahro Firly Dwitya Kamilia FITRIYAH, SAYYIDATUL Hafiz Minhajuel Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Hanoraga, Tony Hashfi Hizrian Atiqi Hasibuan, Widya Sartika Hikmah, Lailatul Holyness Nurdin Singadimedja Husanaa’, Rizqiyyah Al Ika Yunia Fauzia Ilmiawan Auwalin Imam Wahyudi Indrawan, Imam Wahyudi Imron Mawardi Inayah Rahman Inna Kuswandari Insani, Taqiyah Dinda Insani, Taqiyah Dinda Iskandar Ritonga Ismail, Shafinar Kacung Marijan, Kacung Kamilia, Firly Dwitya Khurul Aimmatul Umah Krisnaningsih, Diah Kusuma, Aditya Lailatul Isfa Maghfiroh Leo Herlambang, Leo Lestari, Nurrizka Puji Luthfi Nur Rosyidi M. Fariz Fadillah Mardianto M. Ubaidillah Al-Mustofa Madani, Adinda Mahmudah, Siti Nur Mahmudah, Siti Nur Majid, Rifaldi Mamduh, Muhammad Faizul Marisa Ayu Andarini Masruroh, Amalia Matsahri, Matsahri Maudy Rizqi Maghfirlana Mi'raj, Denizar Abdurrahman Muhamad Nafik Hadi Ryandono Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Anis Muhammad Dinullah Muhammad Madyan, Muhammad Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Wicaksono Hasdyani Putra Muhammad Wicaksono Hasdyani Putra Muryani Muryani Mustofa, Muhammad Ubaidillah Al Nahdliatul Amalia Najim Nur Fauziah Nanda Lismatiara Zubaid Nico Stenly Yoshua Nikmatul Atiya Ninda Ardiani Nisa, Khairun Nisful Laila Norma Rosyidah Norma Rosyidah, Norma Nova Rini Nova Rini Novitasari Novitasari Nur Shadrina Nadhilah Nur Syam Nurhayati Nurhayati Nurhayati Nurillah, Shinta Lintang Nurulita Ipmawati Oktari, Marina Pertiwi, Soraya Noer Pertiwi, Tanza Dona Pradipta Puspita Larasati Pratiwi, Finna Dewi Puji Sucia Sukmaningrum Puput Aristina Puput Rosita Putra, Muhammad Wicaksono Hasdyani Qulub, A. Syifaul Rachmasari Anggraini Rachmasari Anggraini Rachmasari Anggraini Raditya Sukmana Rahadita Azda Izdihar Rahmah Yulisa Kalbarini, Rahmah Yulisa Ramadhan, Bagus Mohamad Rani, Lina Nugraha Renny Oktafia Riesanda Najmi Sasmita Rio Budi Dwitama Risanda Alirastra Budiantoro Risca Putri Prasinanda Risma Savhira Dwi Lestari Rizqiyyah Al Husanaa' Rohmati, Dani Rokhmah, Fatma Nur Romadhani, Karunia Rosidi, Dinda Oktaviona Rusanti, Ega Ryval Ababil Sadikin, Muhamat Ali Saiful Akhyar Lubis Saptowati, Errin Dwi Saputra, Deky Candra SAYYIDATUL FITRIYAH Sayyidatul Fitriyah Setianto Setianto Setianto Setianto, Setianto Shafinar Ismail Sinulingga, Rizky Amalia Siti Inayatul Faizah, Siti Inayatul Siti Nur Mahmudah Siti Nur Mahmudah Siti Zulaikha Siti Zulaikha Soleh, Mochamad Soleh, Mochammad Solihah Sari Rahayu Sri Hartini Sri Herianingrum Sri Ningsih Sudoto, Sudoto Sulaeman Sulaeman Sunan Fanani, Sunan Suprayitno, Aryadimas Susanto, Arva Athallah Tania Megasari Taqiyah Dinda Insani Taqiyah Dinda Insani Taqiyah Dinda Insani Taqiyah Dinda Insani Wahab, Abd. Wahyu Ario Pratomo Wahyuningsih Wahyuningsih Weni Hawariyuni, Weni Wijaya, Nauval Fadhillah Gusti Wisudanto Wisudanto Yan Putra Timur Yayat Hidayat Yogiswara Karishma W Yuliatul Hijriah, Hanifiyah Zain, Nur Habiba Zainal Abidin Zustika, Anisa Fadilah

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