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All Journal IQTISHODUNA JURNAL SOSIAL HUMANIORA (JSH) IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Al-Ihkam: Jurnal Hukum dan Pranata Sosial Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam Hayula: Indonesian Journal of Multidisciplinary Islamic Studies AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam al-Uqud : Journal of Islamic Economics FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Jurnal Ekonomi Islam AFEBI Islamic Finance and Economic Review Journal of Islamic Economic Laws Istinbath: Jurnal Hukum dan Ekonomi Islam Iqtishoduna: Jurnal Ekonomi Islam IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal MEBIS (Manajemen dan Bisnis) Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat CSID Journal of Infrastructure Development (CSID-JID) International Journal of Zakat (IJAZ) Journal of halal product and research (JHPR) Jurnal Layanan Masyarakat (Journal of Public Service) ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal Mu'allim SEMAR Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Business Review and Case Studies Jurnal Ekonomika dan Bisnis Islam Islamiconomic: Jurnal Ekonomi Islam Journal of Management and Digital Business Akademika : Jurnal Pemikiran Islam Journal of Halal Science and Research JEBI (Jurnal Ekonomi dan Bisnis Islam) Journal of Accounting Research, Organization and Economics (JAROE) Jurnal Ekonomi Islam Multifinance Review of Islamic Social Finance and Entrepreneurship Journal of Infrastructure Policy and Management (JIPM) Journal of Islamic Economic Laws CSID Journal of Infrastructure Development
Tika Widiastuti
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Veterinary Other

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Economic Empowerment of Dhuafa Families Through Digital Business and Financial Management Based on Maqashid Sharia in Tambakrigadung, Lamongan Tika Widiastuti; Puji Sucia Sukmaningrum; Lina Nugraha Rani; Muhammad Ubaidillah Al Mustofa; Ninda Ardiani
Jurnal Pengabdian kepada Masyarakat (Indonesian Journal of Community Engagement) Vol 8, No 3 (2022)
Publisher : Direktorat Pengabdian kepada Masyarakat Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (525.269 KB) | DOI: 10.22146/jpkm.67976

Abstract

Indonesia has an agricultural sector that contributes significantly to the Indonesian economy. However, when the COVID-19 pandemic affected the agricultural industry, it impacted much on the Maju Mulyo Farmer Group in Tambakrigadung, Lamongan. The majority of members of the Maju Mulyo Farmer Group were classified as dhuafa, which means that they had limitations in developing their businesses, planning family finances, and in using technology optimally to support business continuity. The solution provided was through community economic empowerment activities related to Maqashid Sharia-based financial management and digital marketing. The method began by identifying the existing conditions of the Maju Mulyo Farmer Group. Subsequently, it was proceeded with the training stages which included product development training, business management, recording simple accounting reports, e-commerce, digital marketing, and family financial management. The last stage consisted of mentoring, empowering, monitoring, and evaluation. The results of community service activities and providing training with regular assistance could open new insights for rural communities regarding financial and business management amid the COVID-19 Pandemic. Financial management and digital business could facilitate the daily activities of residents and improve the ability of villagers to survive during the COVID-19 pandemic.
PENINGKATAN PENDAPATAN NELAYAN TRADISIONAL MELALUI PENDAMPINGAN MANAJEMEN USAHA DAN PEMASARAN PRODUK OLAHAN IKAN Imron Mawardi; Tika Widiastuti; Yossy Imam Candika; Muhammad Ubaidillah Al Mustofa
Jurnal Layanan Masyarakat Vol. 6 No. 2 (2022): JURNAL LAYANAN MASYARAKAT
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jlm.v6i2.2022.267-276

Abstract

Desa Weru merupakan salah satu dari dua Pusat Pendaratan Ikan (PPI) di Kecamatan Paciran, Kabupaten Lamongan. Kelompok Nelayan Desa Weru merupakan kelompok nelayan yang dibentuk untuk membantu para nelayan masyarakat desa Weru dalam memenuhi kebutuhan melaut hingga sebagai naungan badan hukum. Berdasarkan survei pendahuluan, Kelompok Nelayan Desa Weru memiliki dua permasalahan utama dalam menghasilkan produk olahan ikan, yaitu aspek produksi dan pemasaran. Tidak adanya standarisasi dalam memproduksi makanan olahan ikan menjadi permasalahan pada aspek produksi. Sedangkan pada aspek pemasaran, masyarakat selama ini menjual produk olahan ikan tanpa memperhatikan aspek pemasaran yang baik. Program Pemberdayaan Masyarakat yang bekerjasama dengan Dinas Koperasi dan Dinas Kelautan dan Perikanan memberikan pelatihan mengolah ikan belo dan memasarkannya dengan baik. Ikan belo merupakan ikan yang sangat melimpah di desa tersebut. Pelatihan ini diharapkan mampu membekali para ibu-ibu nelayan untuk menghasilkan produk yang memiliki nilai jual tinggi serta meningkatkan taraf ekonomi.
PENGEMBANGAN SOCIO ENTREPRENEURSHIP DAN INTRAPRENEURSHIP DALAM MENDUKUNG TERBENTUKNYA EKO-WISATA DI DESA SUGIHWARAS, KABUPATEN NGANJUK Tika Widiastuti; Dien Mardhiyah; Imron Mawardi; Aufar Fadlul Hady; Dzikri Nurrohman
Jurnal Layanan Masyarakat Vol. 6 No. 2 (2022): JURNAL LAYANAN MASYARAKAT
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jlm.v6i2.2022.463-474

Abstract

Program pengabdian masyarakat ini bertujuan untuk mengembangkan kemampuan socio entrepreneurship dan intrapreneurship Kelompok Karang Taruna di Desa Sugihwaras, Kabupaten Nganjuk dalam mendukung terbentuknya Ekowisata. Pada program ini, Kelompok Karang Taruna diposisikan sebagai pemilik usaha dan karyawan sebagaimana konsep entrepreneurship dan intrapreneurship, sehingga pemahaman akan Desa Wisata dapat menyeluruh. Program pengabdian yang dilakukan meliputi pelatihan manajemen Desa Ekowisata, pelatihan penyusunan studi kelayakan, pelatihan promosi berbasis digital, dan pelatihan dalam menyusun laporan keuangan. Selain itu, pendampingan dilakukan untuk meninjau pemahaman Kelompok Karang Taruna terkait materi pelatihan yang telah disampaikan. Hasil yang dicapai adalah meningkatnya pengetahuan dan kemampuan dalam manajemen Ekowisata, meningkatnya kemampuan dalam menyusun studi kelayakan, meningkatnya pengetahuan dan kemampuan dalam pemasaran digital, dan meningkatnya pengetahuan dalam pelaporan keuangan Ekowisata. Program Pengabdian Masyarakat ini berhasil memberikan dampak positif dalam persiapan perwujudan Ekowisata pada aspek socio entrepreneurship dan intrapreneurship guna mewujudkan Ekowisata di Desa Sugihwaras.
Analysis of Factors Affecting Zakat Collection: Evidence from Four ASEAN Countries Febrian Tito Zakaria Muchtar; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 5 (2022): September-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20225pp658-671

Abstract

ABSTRAK Artikel ini bertujuan untuk menyelidiki secara empiris pengaruh dari variabel makroekonomi, Indeks Pembangunan Manusia (IPM), dan jumlah penduduk terhadap penghimpunan zakat di ASEAN periode 2010-2020. Faktor makroekonomi yang digunakan dalam penelitian ini meliputi Inflasi dan Produk Domestik Bruto (PDB). Pendekatan yang digunakan dalam penelitian ini adalah kuantitatif dengan menggunakan regresi data panel untuk mengestimasi model empiris dengan melibatkan empat negara di ASEAN diantaranya Indonesia, Malaysia, Singapura, dan Brunei Darussalam. Dalam artikel ini juga menemukan bahwa model terbaik yang digunakan yakni Fixed Effect Model. Hasil penelitian artikel ini menunjukkan bahwa variabel IPM dan jumlah penduduk memiliki pengaruh positif dan signifikan terhadap penghimpunan zakat pada empat negara di ASEAN. Sementara untuk variabel makroekonomi yang diproksikan dengan inflasi dan PDB menunjukkan hasil bahwa tingkat inflasi tidak memiliki pengaruh signifikan, sedangkan PDB memiliki pengaruh negatif dan secara statistik signifikan terhadap penghimpunan zakat. Adapun rekomendasi yang diungkapkan dalam artikel ini yang ditujukan untuk lembaga pengelola zakat masing-masing negara adalah dengan menciptakan sebuah program kerja zakat yang dapat memaksimalkan potensi zakat masing-masing negara, namun harus disertai dengan adanya dukungan dari pemerintah melalui kebijakan yang dikeluarkan sehingga dapat memaksimalkan penghimpunan zakat di empat negara tersebut. Kata kunci: Penghimpunan Zakat, Makroekonomi, Indek Pembangunan Manusia, Jumlah Penduduk.   ABSTRACT This article aims to empirically investigate the effect of macroeconomic variables, the Human Development Index (HDI), and population on zakat collection in ASEAN for the 2010-2020 period. Macroeconomic factors used in this study include Inflation and Gross Domestic Product (GDP). The approach used in this study is quantitative using panel data regression to estimate the empirical model involving four countries in ASEAN including Indonesia, Malaysia, Singapore, and Brunei Darussalam. This article also finds that the best model used is the Fixed Effect Model. The results of this article show that the HDI variable and population have a positive and significant influence on zakat collection in four ASEAN countries. Meanwhile, the macroeconomic variables proxied by inflation and GDP show that the inflation rate does not have a significant effect, while GDP has a negative and statistically significant effect on zakat collection. The recommendations expressed in this article aimed at zakat management institutions in each country are to create a zakat work program that can maximize the zakat potential of each country, but must be accompanied by support from the government through policies issued so as to maximize the collection of zakat. zakat in these four countries. Keywords: Collection of Zakat, Macroeconomics, Human Development Index, Population.   DAFTAR PUSTAKA Afifah, N. (2017). Pengaruh produk domestik bruto (PDB) dan indeks pembangunan manusia (IPM) terhadap jumlah penghimpunan dana zakat, infaq dan shadaqah (ZIS) di Indonesia tahun 2010 - 2015. Skripsi tidak dipublikasikan. Tulungagung: UIN SATU. Ahmad, Z. M. (2011). Pengaruh indikator makroekonomi terhadap besarnya jumlah zakat yang terkumpul di lembaga amil zakat dompet dhuafa republika tahun 1993 – 2009. Skripsi tidak dipublikasikan. Depok: Universitas Indonesia. Ahmaddien, I., & Susanto, B. (2020). Eviews 9: Analisis regresi data panel. Gorontalo: Ideas Publishing. Aksar, N. Al. (2019). Pengaruh variabel ekonomi makro dan mikro terhadap jumlah penerimaan zakat di Indonesia. Tesis tidak dipublikasikan. Yogyakarta: Universitas Islam Indonesia. Armina, S. H., & A’yun, A. A. (2019). Pengaruh inflasi, kurs dollar, dan bi 7-day repo rate terhadap penghimpunan zakat (Periode 2015-2018). Jurnal Ekonomi Syariah dan Hukum Ekonomi Syariah, 5(2), 151-163. http://dx.doi.org/10.31602/al%20iqtishadiyah.v5i2.2411 Azam, M., Iqbal, N., & Tayyab, M. (2014). Zakat and economic development: Micro and macro level evidence from Pakistan. Bulletin of Business and Economics, 3(2), 85–95. Beik, I. S. (2015). Towards international standardization of zakat system. Fiqh Zakat International Conference, December, 3–17. https://doi.org/10.13140/RG.2.1.4490.1207 DetikEdu. (2021). 3 Negara di Asia Tenggara dengan Penduduk Mayoritas Islam. Retrieved from. https://www.detik.com/edu/detikpedia/d-5718027/3-negara-di-asia-tenggara-dengan-penduduk-mayoritas-islam Diniati, B. T. (2021). Pengaruh bi rate, penanaman modal dalam negeri, produk domestik bruto, jumlah penduduk, indeks produksi industri terhadap penghimpunan dana zakat di indonesia tahun 2015.01-2019.12. Journal of Economic and Policy Studies, 2(1), 44-55. https://doi.org/10.21274/jeps.2021.2.1.44-55 Dornbusch, R., & Stanley, F. (2003). Moderate inflation. World Bank Economic Review, 7, 1–44. Dwitama, R. B., & Widiastuti, T. (2016). Pengaruh indikator makroekonomi: Infasi dan nilai tukar rupiah terhadap jumlah zakat terkumpul di lembaga amil zakat dompet dhuafa periode 1997-2013. Jurnal Ekonomi Syariah Teori Dan Terapan, 3(7), 584-599. Eko, S., Aslam, M., & Harun, A. (2017). Zakat and SDGs : Impact zakat on human development in the five states of Malaysia. International Journal of Zakat, 2(1), 61–69. https://doi.org/10.37706/ijaz.v2i1.15 Fahmi, Z., & Muhammad Nur, M. (2018). Pengaruh pengetahuan, pendapatan, dan kepercayaan, terhadap minat muzakki dalam membayar zakat di baitul mal kota Lhokseumawe. Jurnal Ekonomi Regional Unimal, 1(3), 89. https://doi.org/10.29103/jeru.v1i3.592 Febrianti. (2011). Praktek pengelolaan zakat di negara Muslim (Studi Kasus Pada Negara Brunei Darussalam). Skripsi tidak dipublikasikan. Jakarta: UIN Syarif Hidayatullah Global Religious Futures. (2021). The future of the global Muslim population. Retrieved from http://www.globalreligiousfutures.org/religions/muslims Harjanto, I. (2011). Teori pembangunan. Malang: UB Press. Hidayatie, H. (2018). Analisis pengelolaan zakat di Indonesia dan Malaysia. Skripsi tidak dipublikasikan: Banjarmasin: Politeknik Negeri Banjarmasin. Hutabarat, A. R. (2005). Determinan Inflasi Indonesia. Occasional Paper no. 6/2, Biro Riset Ekonomi,  Direktorat Riset Ekonomi dan Kebijakan Moneter Bank Indonesia. Islamiyati, D., & Hany, I. H. (2019). Pengaruh inflasi, indeks produksi industri, dan kurs terhadap penghimpunan zakat, infaq, dan sedekah. Telaah Bisnis, 20(2), 25–36. http://dx.doi.org/10.35917/tb.v20i2.167 Junaidi, & Hardiani. (2009). Dasar-dasar teori ekonomi kependudukan. Jakarta: Hamada Prima. Kahf, M. (1999). Principle of socioeconomics justice in the contemporary fiqh of zakah. Retrieved from http://monzer.kahf.com/papers/english/socioeconomic_justice.pdf Kusmono, H. (2011). Analisis determinan penerimaan pajak di Indonesia. Skripsi tidak dipublikasikan. Medan: Universitas Sumatera Utara. Kusumawardhani, N. M. S., Srinadi, I. G. A. M., & Susilawati, M. (2012). Faktor-faktor yang memengaruhi PDB Indonesia dengan persamaan simultan 2SLS. E-Jurnal Matematika, 1(1), 99–102. https://doi.org/10.24843/MTK.2012.v01.i01.p018 Mankiw, N. G. (2007). Principles of economics. Singapore: Cengage Learning. McEachern, W. A. (2000). Ekonomi makro: Pendekatan kontemporer. Jakarta: Salemba Empat. Mu’is, F. (2011). Zakat A-Z; Panduan mudah, lengkap dan praktis tentang zakat. Solo: Tinta Medina. Nasim Shah, S., & Amin, B. (2009). Providing for the resource shortfall for poverty elimination through potential zakat collection in OIC-member countries: Reappraised. Jounal of Islamic Economic Banking and Finance. Nasrulloh, A. (2012). Peran zakat dalam meningkatkan kesejahteraan masyarakat di provinsi daerah istimewa Yogyakarta. Skripsi tidak dipublikasikan. Yogyakarta: Universitas Islam Indonesia. Nasution, L. (2005). Fiqih 1. Tangerang Selatan: Logos. Niswah, I. D. (2021). The comparison of zakat utilization in Muslim minority and majority country. Islamic Social Finance, 1(1), 1-6. Niswah, I. D., Marlina, L., & Rahayu, S. S. (2020). A review of zakat studies in ASEAN. Jurnal Ekonomi Islam Indonesia, 2(April), 1–13. Omar, N. (2020). The growth trend of zakat collection based on gold price, nisab and macroeconomic variables. E-Proceeding: Seminar Antarabangsa Islam Dan Sains (SAIS 2020). Universiti Sains Islam Malaysia Pratiwi, I. (2019). Analisis pengaruh inflasi, nilai tukar rupiah dan jumlah penduduk terhadap penghimpunan dana zakat infaq dan shadaqah (ZIS) di Indonesia tahun 2003-2015. Skripsi tidak dipublikasikan. Surakarta: Universitas Muhammadiyah Surakarta. Puskas BAZNAS. (2021). Outlook zakat 2021. Retrieved from https://puskasbaznas.com/publications/books/1418-outlook-zakat-indonesia-2021 Rahayu, A., Harto, P. P., & Syamsul Bahri, E. (2021). The impact of macroeconomic indicators on zakah receipt during the covid-19 pandemic era. Jurnal Ekonomi Syariah, 6(2), 60–74. https://doi.org/10.22219/jes.v6i1.16394 Ratu, M. K., & Meiriasari, V. (2021). Analisis perbandingan audit syariah pada lembaga keuangan islam di Asia Tenggara (Studi literatur di Indonesia, Malaysia, Dan Brunei). Jurnal Proaksi, 8(1), 50–57. https://doi.org/10.32534/jpk.v8i1.1526 Rusmawati, R. (2019). Analisis pengaruh produk domestik regional bruto (PDRB), indeks pembangunan manusia (IPM), upah minimum regional (UMR) dan jumlah penduduk terhadap penghimpunan zakat infaq dan shodaqoh (ZIS) di Indonesia tahun 2012-2016. Skripsi tidak dipublikasikan. Surakarta: Universitas Muhammadiyah Surakarta. Saadillah, R., Kusnendi., & Firmansyah. (2019). Impact of inflation, interest rate, and industrial production index (IPI) on the amount of zakat in central baznas period 2011-2017. KnE Social Sciences, 3(13), 1371. https://doi.org/10.18502/kss.v3i13.4291 Samuelson, P. A., & Nordhaus, W. D. (2004). Ilmu makroekonomi. Surabaya: Media Global Edukasi. Sari, W. I., Nasution, L. N., & Novalina, A. (2021). Analisis leading indicator kebijakan moneter dalam mengatasi kemiskinan di 5 negara Asia Tenggara. Jurnal Kajian Ekonomi Dan Kebijakan Publik, 6(2), 610–618. Senawi, A. R., Isa, M. P. M., & Harun, A. (2018). ZakāT collection and the effects of the macroeconomic factors: Malaysia evidence. Asia International Multidisciplinary Conference, July, 607–614. https://doi.org/10.15405/epsbs.2018.05.49 Sitinjak, N. D. (2016). Dampak inflasi, pertumbuhan jumlah pekerja, dan pertumbuhan PDB per kapita terhadap penerimaan pajak. Eksis: Jurnal Riset Ekonomi Dan Bisnis, 11(2), 165-171. https://doi.org/10.26533/eksis.v11i2.41 Subardi, H. M. P., Sukmadilaga, C., & Yuliafitri, I. (2020). Analisis tingkat efisiensi badan pengelola zakat di tiga negara ASEAN (Indonesia, Malaysia dan Singapura). Islamiconomic: Jurnal Ekonomi Islam, 11(1), 55–76. https://doi.org/10.32678/ijei.v11i1.139 Sukirno, S. (2013). Makro ekonomi, teori pengantar. Jakarta: PT Raja Grafindo Persada. UNDP. (1993). Human development report. New York: UNDP UNDP. (2013). Human development report. New York: UNDP
Empirical Model of Poverty Alleviation in Islamic Economic Perspective: Evidence from Indonesia Muhammad Anis; Tika Widiastuti; Najim Nur Fauziah
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 8, No 2 (2022): 11 Articles, Pages 189-376
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/fitrah.v8i2.5961

Abstract

This study aims to examine the model of poverty alleviation by analyzing several aspects that in Islamic economics are considered to have an effect on poverty alleviation. Using a sample of provinces in Indonesia, this study applies to panel data analysis. The novelty of this research is using more variables, including some aspects rarely discussed in previous empirical models. The results of this study indicate a significant negative effect of mandatory and charity transfer variables on the poverty level. Although using different proxies, the results of this study are in line with and confirm previous theories and empirical research regarding the effect of zakat on poverty alleviation. In addition, the variable of increasing income was also found to have a significant effect on poverty alleviation. This provides an overview for the government to be able to optimize the role of zakat and increase income to reduce poverty, for example, by integrating the distribution of ziswaf through the provision of working capital more broadly and integrated towards economic improvement and growth so that it will bring a greater multiplier effect. In addition, the results of this study also provide recommendations for researchers to complement the limitations of this study. The limitation of this study is the lack of proxies in describing aspects that become variables of poverty alleviation in Islam as a whole. Whereas in Islam, poverty and its alleviation are multidimensional things and are not limited to material aspects but also spiritual.
PERBANDINGAN APBN PEMERINTAH ERA PRESIDEN SBY - JK DAN JOKOWI - JK: ANALISIS BELANJA NEGARA PERSPEKTIF MAQĀSID SYARI`AH SAYYIDATUL FITRIYAH; TIKA WIDIASTUTI; SRI HERIANINGRUM
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 4, No 1 (2019): Januari - Juni
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v4i1.544

Abstract

Impact Of Income On Consumption Behavior Of Urban Muslim Community In Kediri City (Case Study at Bandar Kidul Village Kecamatan Mojoroto Kediri) Siti Nur Mahmudah; Tika Widiastuti; Achsania Hendratmi
Ekonomi Islam Vol. 9 No. 1 (2018): Jurnal Ekonomi Islam (MEI)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (448.511 KB)

Abstract

The income of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri is mostly a woven cloth businessman who became the livelihood for the Muslim community in Bandar Bandar Kidul. This effort has been fostered by Bank Indonesia which is the Central Bank which is very supportive of this ikat business. Most of the Muslim community's income in Bandar Bandar Kidul comes from ikat business. When the ikat orders surged high, the income of the community will also increase and affect the consumption behavior of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This research uses the descriptive qualitative method with case study research strategy. Methods of data collection using interview method. Interviews were conducted with eight informants, namely ikat weaving businessmen and caretakers of pesantren huts. Based on the results of the study, the researcher can conclude that income has a very big impact on consumption behavior of urban Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri with some indicators namely; The first indicator with the amount of expenditure, the second indicator with the indicator of Islamic consumption, and the third indicator is the indicator of need fulfillment. Of the three indicators above can be seen that income has a positive impact on the consumption behavior of urban Muslim communities in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This is evidenced by the amount of expenditure that is adjusted to the income, pay attention to the goods consumed for halal and thayyib and not extravagant and exaggerated, the fulfillment of income-adjusted needs.
Analysis of Corporate Zakat on the Capital Structure of Islamic Banks in Indonesia Nanda Lismatiara Zubaid; Anwar M. Radiamoda; Risma Savhira Dwi Lestari; Tika Widiastuti; Mochammad Soleh
AFEBI Islamic Finance and Economic Review Vol. 7 No. 2 (2022)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat has similarities with taxes but also differs in several respects. Zakat is an Islamic commandment, while taxes are a government order; and zakat aims to meet the needs of the poor, while taxes aim to meet the expenditure of society as a whole. Companies that only pay taxes and companies that pay taxes and zakat have many differences such as in profitability and capital structure. Most Muslims are busy with tax matters for fear of being punished for the crime of tax evasion. But they forget Allah's right in wealth and anyone who refuses to fulfill it is unlawful. Contemporary application of zakat should be a concern of the people.
Determinants of Crowdfunder Intention on Using The Crowdfunding-Waqf Model: A Case Study of Kitabisa.Com Applications Anggun Adilah Maharani; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp290-304

Abstract

ABSTRACT   This study aimed to analyze the influence of variable factors in the UTAUT2 (Unified Theory of Acceptance and Use of Technology) model on behavioral intention to use CWM (Crowdfunding-Waqf Model) in the Kitabisa.com application. The population used in this study were active users of the Kitabisa.com application, which are spread throughout Indonesia. Data collection techniques in this study used survey techniques by distributing questionnaires online to 174 respondents. The sampling technique used in this study was purposive sampling, which is a sampling technique with certain criteria. This study used the SEM-PLS analysis technique. The results of this study indicate that the Effort Expectancy (EE) and Habit (HB) variables have a significant positive effect on behavioral intention to use CWM (Crowdfunding-Waqf Model) in the Kitabisa.com application, thus wakif really considers the ease of use of  technology and habits as a determining factor in the adoption of a technology, while 5 other variables, namely Performance Expectancy (PE), Price Value (PV), Social Influence (SI), Hedonic Motivation (HM), and Facilitating Condition (FC) variables have no significant positive effect on behavioral intention to use CWM (Crowdfunding-Waqf Model). The reason of these 5 variables are not significant is because the test results from the Hypothesis Test showed a number that was greater than the significance level of 5% or 0.05. Thus, the dependent variable in the form of Behavioral Intention to Use is only influenced by the Effort Expectancy (EE) and Habit (HB) variables. The contribution of this research is to encourage the policy makers to make policies or laws and regulations that can optimize the benefits of developing the waqf crowdfunding model (CWM) and protect all processes related to the use of productive waqf assets whose funds are collected from the Kitabisa.com application. Keywords: Crowdfunding Waqf Model, Kitabisa.com Application, Unified Theory of Acceptance and Use of Technology, Productive Waqf ABSTRAK Peneltian ini bertujuan untuk menganalisis pengaruh faktor variabel di dalam model UTAUT2 (Unified Theory of Acceptance and Use of Technology) terhadap behvioral intention to use CWM (Crowdfunding-Waqf Model) pada aplikasi Kitabisa.com. Populasi yang digunakan dalam penelitian ini adalah pengguna aktif aplikasi KitaBisa.com yang tersebar di seluruh Indonesia. Teknik pengumpulan data pada penelitian ini menggunakan Teknik survey dengan membagikan kuesioner secara online kepada 174 responden. Jenis pengambilan sampel yang digunakan Purposive sampling yaitu teknik penentuan sampel dengan kriteria tertentu. Penelitian ini menggunakan Teknik analisis SEM-PLS. Hasil penelitian ini menunjukkan bahwa variabel Effort Expectancy (EE) dan variabel Habit (HB) berpengaruh positif signifikan terhadap behvioral intention to use CWM (Crowdfunding-Waqf Model) dalam aplikasi Kitabisa.com, dengan demikian wakif sangat mempertimbangkan kemudahan dalam penggunaan suatu teknologi dan kebiasaan merupakan faktor penentu dalam adopsi suatu teknologi, sementara 5 variabel lainnya yaitu variabel Performace Expectancy (PE), Price Value (PV), Social Influence (SI), Hedonic Motivation (HM), dan variabel Facilitating Condition (FC) tidak berpengaruh positif signifikan terhadap behvioral intention to use CWM (Crowdfunding-Waqf Model). Adapun alasan 5 variabel tersebut tidak signifikan adalah karena hasil pengujian dari Uji Hipotesis menunjukkan angka yang lebih besardari tingkat signifikansi 5% atau 0.05. Dengan demikian, variabel dependen berupa Behavioral Intention to Use hanya dipengaruhi oleh variabel Effort Expectancy (EE) dan variabel Habit (HB) di dalam penelitian ini. Kontribusi dari adanya penelitian ini bagi para policy maker adalah dapat membuat kebijakan atau peraturan perundang-undangan yang dapat mengoptimalkan manfaat dari pengembangan Crowdfunding wakaf model (CWM) dan melindungi segala proses terkait pemanfaatan asset-aset wakaf produktif dan dana yang dikumpulkan dari aplikasi Kitabisa.com. Kata Kunci: Crowdfunding Wakaf Model, Aplikasi Kitabisa.com, Unified Theory of Acceptance and Use of Technology, Wakaf Produktif REFERENCES Alalwan, A. A. (2020). Mobile food ordering apps: An empirical study of the factors affecting customer e-satisfaction and continued intention to reuse. 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DETERMINANTS OF ZAKAT COMPLIANCE BEHAVIOR IN URBAN MUSLIM ENTREPRENEURS IN MATARAM CITY WEST NUSA TENGGARA Dahlia Bonang; Tika Widiastuti; Hanifiyah Yuliatul Hijriah; Shafinar Ismail
Akademika : Jurnal Pemikiran Islam Vol 28 No 1 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/akademika.v28i1.6409

Abstract

This research attempted to explore the determinants of small and medium enterprises (SMEs) compliance behavior in paying zakat (alms). This study involved business owners (SMEs) in the city of Mataram as the population and 176 people as the sample. The data were collected through online survey instruments employing the purposive sampling method. The testing technique and data analysis utilized Structural Equation Modeling (SEM). Hence, the findings discovered that zakat literacy, Islamic egalitarianism, and moral norms influence the intention of SMEs owners to pay zakat. On the other hand, intention affects the owner's choice and compliance to pay zakat. This study is essential for zakat institutions to have a new strategy to encourage SMEs owners to pay zakat, considering the great potential in Indonesia. Distribution of zakat funds to asnaf (noun group of people worthy of receiving a Muslim tithe) fairly and equitably will attract more owners to pay their zakat through zakat institutions. Transparency and fairness in the distribution of zakat funds can increase the level of trust of SMEs owners in zakat institutions.
Co-Authors A Syifaul Qulub Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Aang Kunaifi Ababil, Ryval Abdul Basit Abdul Wahid Al-Faizin Abdullah, Syahidah Ach. Yasin Achmad Rifkih Mansur Achsania Hendratmi Afief El Ashfahany Afifa, Ulfia Nur Ahsan, Muhamad Aini, Zahriya Nurul Al Marifatul A'la Al Mustofa, Muhammad Ubaidillah Al Mustofa, Muhammad Ubaidillah Al Mustofa, Muhammad Ubaidillajh Al-Mustofa, Muhammad Ubaidillah Almustofa, Muhammad Ubaidillah Amalia, Hani Khairo Andi Asmarani Husein Andi, Irfan Andi, Irfan Andika Ramadhanu Anggraini, Rachmasari Anggraini, Rachmasari Anggraini, Rachmasari Anggun Adilah Maharani Anindya, Annisa Sasri Anisa Nur Faizah Annisa, Duta Anwar M. Radiamoda Apriwiliza, Gita Ardiantono, Dewie Saktia Arfiani, Ninda Ari Prasetyo Asya'bani, Nispia Atiya, Nikmatul Aufar Fadlul Hady Aufar Fadlul Hady Azhar Alam Bachrotil Ilmiyah Bachrotil Ilmiyah, Bachrotil Baihaqi, Muhammad Nadif Baitul Hamdi Bin Mohd Dali, Nuradli Ridzwan Shah Bintang Hanifian Syahdana Boby Ardyan Muhammad Bonang, Dahlia Burhan Djamaluddin Candika, Yossy Imam Cholil, Muhammad Chorista Fitriani Dahlia Bonang Dani Rohmati Danty Safira Dewi Dewi Rionita Dewi, Eka Puspa Dian Berkah Diaz Tulus Anandri Diaz Tulus Anandri Dien Mardhiyah Dimas Kholiliur Rohman Dimas Rizky Syah Putra Dzikri Nurrohman Effendie Eka Puspa Dewi Eka Puspa Dewi Eko Fajar Cahyono, David Kaluge Ergun, Hüseyin Ersa Dwi Aprilianto Fadhilah Fadhilah Faisal Rusdi Faishol Luthfi Falah, Yusril Farid Nugroho Febrian Tito Zakaria Muchtar Febrianti, Puput Rosita Fihrist Rayhan Deqauni Finna Dewi Pratiwi Firda Nur Fadillah Firda Nur Fadillah, Firda Nur Firdayanti Zahro Firly Dwitya Kamilia Firman, Asmen Junaidi FITRIYAH, SAYYIDATUL Hafiz Minhajuel Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Hanoraga, Tony Hashfi Hizrian Atiqi Hasibuan, Widya Sartika Hikmah, Lailatul Holyness Nurdin Singadimedja Husanaa’, Rizqiyyah Al Ika Yunia Fauzia Ilmiawan Auwalin Imam Wahyudi Indrawan, Imam Wahyudi Imron Mawardi Inayah Rahman Indirwan, Syanisma Inna Kuswandari Insani, Taqiyah Dinda Insani, Taqiyah Dinda Iskandar Ritonga Ismail, Shafinar Kacung Marijan, Kacung Kamilia, Firly Dwitya Khurul Aimmatul Umah Krisnaningsih, Diah Kusuma, Aditya Lailatul Isfa Maghfiroh Larasati, Pradipta Puspita Leo Herlambang, Leo Lestari, Nurrizka Puji Luthfi Nur Rosyidi M. Fariz Fadillah Mardianto M. Ubaidillah Al-Mustofa Madani, Adinda Mahmudah, Siti Nur Mahmudah, Siti Nur Majid, Rifaldi Mamduh, Muhammad Faizul Maramis, Muhamad Iqbal Haqiqi Marisa Ayu Andarini Mas Suroto, Wisudanto Masruroh, Amalia Matsahri, Matsahri Maudy Rizqi Maghfirlana Mi'raj, Denizar Abdurrahman Muhamad Nafik Hadi Ryandono Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Anis Muhammad Dinullah Muhammad Madyan, Muhammad Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-mustofa Muhammad Wicaksono Hasdyani Putra Muhammad Wicaksono Hasdyani Putra Muryani Muryani Mustofa, Muhammad Ubaidillah Al Nahdliatul Amalia Najim Nur Fauziah Nanda Lismatiara Zubaid Nauval Fadhillah Gusti Wijaya Nico Stenly Yoshua Nikmatul Atiya Nikmatul Atiya Ninda Ardiani Nisa, Khairun Nisful Laila Norma Rosyidah Norma Rosyidah, Norma Nova Rini Nova Rini Noven Suprayogi, Noven Novitasari Novitasari Nur Shadrina Nadhilah Nur Syam Nurhayati Nurhayati Nurhayati Nurillah, Shinta Lintang Nurulita Ipmawati Oktari, Marina Pertiwi, Soraya Noer Pertiwi, Tanza Dona Pratiwi, Finna Dewi Puji Sucia Sukmaningrum Puput Aristina Puput Rosita Putra, Muhammad Wicaksono Hasdyani Qulub, A. Syifaul Rachmasari Anggraini Rachmasari Anggraini Rachmasari Anggraini Raditya Sukmana Rahadita Azda Izdihar Rahmah Yulisa Kalbarini, Rahmah Yulisa Ramadhan, Bagaus Mohammad Ramadhan, Bagus Mohamad Rani, Lina Nugraha Renny Oktafia Riesanda Najmi Sasmita Rio Budi Dwitama Risanda Alirastra Budiantoro Risca Putri Prasinanda Risma Savhira Dwi Lestari Rizqiyyah Al Husanaa' Robani, Anidah Binti Rohmati, Dani Rokhmah, Fatma Nur Romadhani, Karunia Rosidi, Dinda Oktaviona Rusanti, Ega Ryval Ababil Sadikin, Muhamat Ali Saiful Akhyar Lubis Saptowati, Errin Dwi Saputra, Deky Candra SAYYIDATUL FITRIYAH Setianto Setianto Setianto Setianto, Setianto Shafana Putri Sambas Shafinar Ismail Sinulingga, Rizky Amalia Siti Inayatul Faizah, Siti Inayatul Siti Nur Mahmudah Siti Nur Mahmudah Siti Zulaikha Siti Zulaikha Soleh, Mochamad Soleh, Mochammad Solihah Sari Rahayu Sri Hartini Sri Herianingrum Sri Ningsih Sudoto, Sudoto Sulaeman Sulaeman Sulistya Rusgianto Sunan Fanani, Sunan Suprayitno, Aryadimas Susanto, Arva Athallah Tania Megasari Taqiyah Dinda Insani Taqiyah Dinda Insani Taqiyah Dinda Insani Taqiyah Dinda Insani Wahab, Abd. Wahyu Ario Pratomo Wahyuningsih Wahyuningsih Weni Hawariyuni, Weni Wijaya, Nauval Fadhillah Gusti Wisudanto Wisudanto Yan Putra Timur Yayat Hidayat Yogiswara Karishma W Yuliatul Hijriah, Hanifiyah Zain, Nur Habiba Zainal Abidin Zustika, Anisa Fadilah