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All Journal El Dinar Jurnal Al-Qardh FENOMENA Mazahib Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen al-Afkar, Journal For Islamic Studies Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan SEIKO : Journal of Management & Business JASF (Journal of Accounting and Strategic Finance) Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Darma Agung Jurnal Ekonomi JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Brilliant International Journal of Management and Tourism (BIJMT) Borneo International Journal of Islamic Studies (BIJIS) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam FENOMENA: Jurnal Penelitian Profit: Jurnal Manajemen, Bisnis dan Akuntansi International Journal of Economics and Management Research International Journal of Management and Business Economics Transformasi: Journal of Economics and Business Management Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Jurnal Manajemen Riset Inovasi Borneo Islamic Finance and Economics Journal (BIFEJ) INASJIF Alkhidmah: Jurnal Pengabdian dan Kemitraan Masyarakat Journal of Information Systems Management and Digital Business Proceedings of Femfest International Conference on Economics, Management, and Business Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Asian Journal of Management, Entrepreneurship and Social Science Proceedings of Femfest International Conference on Economics, Management, and Business Brilliant International Journal of Management and Tourism
Norvadewi
Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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EMPLOYEE FINANCING SYSTEM ANALYSIS WITH MURABAHAH CONTRACTS AT BPRS BAITUR RIDHA BANDUNG Akhmad Baidun; Syamsu Rijal; Yeti Yeti; Norvadewi Norvadewi; Akhmad Nur Zaroni
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 2 No. 2 (2023): Mei : Profit : Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v2i2.736

Abstract

This research This study was motivated by the products offered by BPRS Baitur Ridha Bandung, specifically employee financing products with murabahah, which have recently received a lot of attention from customers. Employee financing is available to internal and general employees of BPRS Baitur Ridha Bandung for personal use. This study is a field study. Data sources include primary and secondary data gathered through observations, interviews and documentation. After collecting the data, the writer analyzes it using qualitative descriptive methods with descriptive, inductive and deductive methods. The findings show that the employee financing system with murabahah in BPRS Baitur Ridha Bandung is primarily in accordance with Islamic economics. It has a significant positive impact and influence. Similarly, elements of irregularities according to the Islamic economic system have yet to be discovered in the implementation. Keywords: ;;
DIGITAL ENTREPRENEURSHIP STRATEGY IN ONLINE BUSINESS COMPANIES IN WEST JAVA Anton Priyo Nugroho; Norvadewi Norvadewi; Murwani Wulansari; Farida Akbarina; Muhammad Yusuf
Transformasi: Journal of Economics and Business Management Vol. 2 No. 2 (2023): June : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i2.687

Abstract

The goal of this study is to ascertain how digital entrepreneurship strategies are applied by online business organizations in West Java from an Islamic perspective. This is a field research with a qualitative approach and descriptive qualitative approaches. Data were gathered through interviews, observations, documentation, and literature searches. Data analysis approaches make use of inventory or data collection, identification, analysis, and interpretation. The study's conclusions show that the four tenets of client orientation, transparency, fair competition, and fairness serve as the foundation for the digital entrepreneurship strategy employed by online business firms in West Java. The customer-oriented philosophy is first put into practice by providing polite, soft, and friendly service and by always being prepared to offer solutions. Second, the concept of openness is put into practice, and product specifications are truly communicated. Third, the idea of fair competition is put into practice through prompt delivery, no-cost advice, special offers, and higher-quality products. Fourth, the concept of fairness is put into practice by treating customers fairly and providing them with benefits.
Increase Sales Volume Through Marketing Mix at Balubur Town Square Frans Sudirjo; Sandra Sriwendiah; Norvadewi Norvadewi; Kadeni Kadeni
SEIKO : Journal of Management & Business Vol 6, No 1 (2023): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i1.3968

Abstract

This study aims to determine the strategy of increasing sales volume through the marketing mix at Balubur Town Square (Baltos). The results showed that the products sold at Baltos were not as diverse as most of the women's and children's clothing, the prices offered were relatively the same for the same products, the location of Baltos was strategically located in downtown Balubur, sales promotion had not been maximized by Baltos towards the activities of selling its products, the buying and selling process takes place face to face at Baltos, the employees who work are workers who specifically sell clothes according to the products being sold, the arrangement of shops is not much different from one shop to another. The strategy that is expected to increase sales volume is to offer a wider variety of products at lower prices and to carry out more vigorous promotions to attract buyers. The buying and selling process should also be carried out online by utilizing skilled employees and displaying the uniqueness of the shop that sells the product. Keywords: Strength; Weakness; Opportunity; Threat; Marketing Mix.
SOCIAL MEDIA ON CONSUMER PURCHASE INTENTION IN SHOPEE MARKETPLACE Akmal Abdullah; Adrian Febriana Dima; Norvadewi Norvadewi; I Nyoman Tri Sutaguna; Sumarni Sumarni
International Journal of Economics and Management Research Vol. 2 No. 2 (2023): August : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i2.90

Abstract

This study aims to determine how social media affects consumers' purchase intentions. 181 respondents were given questionnaires as part of a nonprobability sampling strategy that also included a quantitative methodology in this study. The data analysis approach used in this study was multiple linear regression analysis. When using the Likert scale approach of validity, operational variables were measured using SPSS 25.0, a computer measuring tool. The results showed that brand image, social media, electronic word-of-mouth, perceived value, and brand image were all significantly positive predictors of purchase intention. The component in this study that has the most effect on consumers' motivation to purchase is perceived value.
Pengaruh Bauran Pemasaran Syariah Terhadap Keputusan Pembelian Handphone Di Toko Surya Phone Samarinda Marisa Ayu Ningsih; Norvadewi Norvadewi; Anwaril Hamidy
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 1, NO. 2, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (745.85 KB) | DOI: 10.21093/bifej.v1i2.3877

Abstract

Surya Phone's relationship with the sharia marketing mix can be seen from the price of Surya Phone in determining the price determination based on the value or price of a product that follows the cellphone market in Samarinda and the clarity of the prices listed in the store, not only the profit that is made in the market. own Surya Phone. In terms of promotion, Surya Phone also conveys clear information about the products being promoted to potential consumers or customers, there is no element of fraud or mere lies. The quality of the product that will be marketed by Surya Phone is also clearly agreed upon by both parties, between the seller and the buyer of the product. Thus, various efforts are certainly made by the Surya Phone store to be able to improve product quality, price, place and promotion so that purchasing decisions by customers can also improve. This study aims to determine the effect of the Islamic marketing mix on the decision to purchase mobile phones at Surya Phone.The method used in this study is a quantitative method. The type of research used in this scientific work is associative research. The number of samples used in this study were 100 customers at the Surya Phone Samarinda store. The technique used in sampling is incidental sampling. Data collection techniques with questionnaires. The analytical method used in this research is multiple regression analysis. The results of this study indicate that partially the product has no significant effect on the decision to purchase cellphones at the Surya Phone store, the price has a significant effect on the decision to purchase cellphones at the Surya Phone store, the place has a significant effect on the decision to purchase cellphones at the Surya Phone store, and promotions have no significant effect on the purchase decision. decision to purchase mobile phones at the Surya Phone store. Simultaneously, the product, price, place, and promotion variables have a significant effect on the decision to purchase cellphones at the Surya Phone store.
Pemberdayaan Ekonomi Masyarakat Melalui Pengembangan Pariwisata Dalam Perspektif Ekonomi Islam (Studi Di Pantai Biru Kersik Kecamatan Marang Kayu) Desi Ratna Sari; N Norvadewi; Angrum Pratiwi
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 1, NO. 2, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (729.941 KB) | DOI: 10.21093/bifej.v1i2.3896

Abstract

Efforts to empower the community's economy in the tourism sector have been regulated and contained in Law No. 10 of 2009. One of the areas that are currently empowering and developing tourism potential is Marang Kayu District, located in Kutai Kartanegara Regency, East Kalimantan Province. One of the attractions owned by Marang Kayu District is Blue Beach Kersik which is located in Kersik Village. The development of the potentials that exist on the beach has received attention from the government as seen from the selection of Kersik Village as one of the Tourism Villages in Kutai Kartanegara Regency, East Kalimantan. Community economic empowerment through tourism villages is expected to be able to contribute to the economy, either directly or indirectly to the local community and in improving social life. Judging from the purpose of this study, namely to find out the model of community economic empowerment through tourism development at Blue Beach Kersik and to determine community economic empowerment through tourism development at Blue beach Kersik in an Islamic economic perspective.This type of research is a field research and a descriptive qualitative approach. Sources of data in this study using primary data, in this study data collection techniques through observation, interviews with the informant Head of Kersik Village, Tourism Awareness Group which collected three people, and business owners who opened seven people. With data analysis techniques, namely data reduction, data presentation and conclusion drawing.Based on the results of this study, it shows that the model of community economic empowerment through the development of Blue Beach Kersik tourism is seen from the form of empowerment through micro, small and medium enterprises. empowerment strategy by developing a creative economy and the use of social media, community participants and the government. The economic independence of the community comes from the use of the beach in Kersik Village so that it has an impact on the community's economy. from the view of Islamic Economics that community economic empowerment through tourism development at Blue Beach Kersik has been carried out in a good way so as to provide benefits and welfare for people's lives.
PENGARUH FASILITAS MOBILE BANKING DAN KUALITAS LAYANAN TERHADAP KEPUASAN NASABAH BANK SYARIAH DI PERUMAHAN BUMI PRESTASI KENCANA SAMARINDA Mohd. Cahyo Situmorang; Norvadewi Norvadewi; Irma Yuliani
Indonesian Scientific Journal of Islamic Finance Vol 1 No 1 (2022): Indonesian Scientific Journal of Islamic Finance
Publisher : FEBI Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i1.4717

Abstract

In this new normal era, people are increasingly aware of the importance of technology to facilitate transactions, especially during the Covid-19 virus era, considering that no one knows when the Covid-19 Virus will end. In the beginning, the residents of Bumi Kencana Residence became customers, many of whom came from mortgage financing (House Ownership Credit) and then continued as customers of Islamic Banks. banking and service quality on customer satisfaction of Islamic Banks. The purpose of this study was to determine the effect of Mobile-Banking Facilities on customer satisfaction of Islamic banks. Knowing the effect of Service Quality on customer satisfaction of Islamic banks, Knowing the effect of Mobile-Banking Facilities and service quality simultaneously on customer satisfaction of Islamic banks. research is quantitative research using primary data types. In this case, the researcher uses questionnaires to obtain data information. And secondary data In this case the researcher obtains secondary data from various references such as books related to research. the dependent variable used is customer satisfaction and the independent variable is mobile-banking facilities and service quality. The results showed that mobile-banking facilities and service quality had a significant effect on customer satisfaction using mobile-banking at Bumi Prestasi Kencana Housing Estate Samarinda. In the variable of mobile-banking facilities, namely tcount 2.619 > ttable 0.227, then H0 is rejected and Ha is accepted, meaning that the mobile-banking facility variable has a significant effect on customer satisfaction variables. on the service quality variable, namely tcount 4.245 > ttable 0.227, then H0 is rejected and Ha is accepted, meaning that the service quality variable has a significant effect on the customer satisfaction variable.
Factors Affecting Employee Performance At Bank Syariah Indonesia KCP Balikpapan Baru Nuratfal Romadhan Asmi; Norvadewi; Yovanda Noni
International Journal of Management and Business Economics Vol. 2 No. 1 (2023): October
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/ijmebe.v2i1.430

Abstract

The background of this research is competition in providing services in the Islamic banking industry, which has led to a large increase in public trust. Therefore, companies must have competent human resources and be able to compete with other companies because human resources are the most important element in the success and continuity of operational activities in a company. This study uses quantitative research. With the population used, namely all employees of Islamic banks at PT. Bank Syariah Indonesia KCP Balikpapan Baru, and the samples used, there were 20 respondents with saturated sampling technique.  The results of this study are, partially, leadership style with a value of (THitung > TTabel) 2.891 > 2.14479, work environment with a value of 2.865> 2.14479, and motivation with a value of 19.558 >2.14479, so that they influence and are significant on the performance of employees of PT. Bank Syariah Indonesia, KCP Balikpapan Baru. Then the work ethic has a value of (THitung < TTabel) 1.332 < 2.14479, so it does not have a significant influence on the performance of employees of PT. Bank Syariah Indonesia New Balikpapan KCP. Then simultaneously, leadership style, work ethic, work environment, and motivation equally affect the performance of employees of PT. Bank Syariah Indonesia, KCP Balikpapan Baru, with a value of 103.263 > 3.06 and has an R2 contribution value of 96.8%.
Determinant of Purchase Decision of Halal Cosmetics Among Generation Z Norvadewi; Fitria Rahmah; Indah Hermayulia
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Halal living trends gave birth to innovation and revolution in the cosmetic industry with the advent of halal cosmetic products. Halal cosmetics are considered capable of meeting the needs of Muslim consumers. However, the Muslim community, especially generation Z, is increasing awareness of halal cosmetics. Therefore, halal cosmetics must compete with various other cosmetic brands. This study reveals the factors influencing purchasing halal cosmetics among generation Z in Samarinda city. This research is a quantitative study. Data collection techniques use questionnaires and documentation—the questionnaire was distributed to 234 samples selected by purposive sampling. Data analysis techniques use multiple regression analysis. The results showed that halal labels had no significant effect on purchasing decisions. In contrast, the price and quality of products significantly affected halal cosmetic purchase decisions in generation Z of Samarinda city. Simultaneously, halal labels, price, and product quality significantly affect the purchasing of halal cosmetics in generation Z of Samarinda city because the significance level is 0,000 < 0.05 or F count 149,066 > F table 3.01. The magnitude of the determination coefficient value is 0.660, meaning that the influence of independent variables on dependent variables is 66%. The remaining 34% is determined by other variables not studied.
The Influence Of Problem Financing and Liquidity On The Profitability Of Sharia Business Units (Period 2018-2022) Ilham Saleh; Norvadewi; Nur Rahmatullah
International Journal of Management and Business Economics Vol. 2 No. 1 (2023): October
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/ijmebe.v2i1.466

Abstract

The research used in this research is a quantitative method, the data used is secondary data, namely quarterly financial reports for the 2018-2022 period obtained from the official OJK (Financial Services Authority) website. The population in this study is Sharia Business Units in Indonesia and the sample uses porposive sampling so that there are 3 Sharia Business Units as samples, namely PT Bank Tabungan Negara, PT BPD Yogyakarta, and PT BPD DKI. The data analysis method used is panel data regression analysis for processing research data using the Eviews version 12 statistical test tool. Hypothesis tests carried out are the F test, t test, and the Adjusted coefficient of determination. The results obtained in this research based on partial hypothesis testing are that the problematic financing variable has a significant negative effect on profitability, while liquidity has a significant positive effect on the profitability of sharia business units (UUS) for the 2018-2022 period. Simultaneously (f test) shows that simultaneously the NPF and FDR variables have a significant effect on ROA. This means that NPF and FDR contribute to the profitability of the Sharia Business Unit. The results of the determination test show that the profitability variable is influenced by the problematic financing and liquidity variables by 69.53%, while the remaining 30.47% is influenced by other variables outside this regression equation or variables that were not studied.
Co-Authors Adrian Febriana Dima Akhmad Baidun Akhmad Nur Zaroni Akmal Abdullah Andri Haryono Andy Ismail Angga Kurniawan Anggara Setya Saputra Angrum Pratiwi Anizir Anizir Anton Priyo Nugroho Anwaril Hamidy Ardianto, Rian Arief Yanto Rukman Arief Yanto Rukmana Arifin Bagea Armadi Raga Arrifia Nurriqli Arum Kumala Dewi Aulia Rahman, Gusti Betty Rahayu Billy B.R. Manueke Cakranegara, Pandu Adi D Yadi Heryadi Daniel L. Pakiding Desi Ratna Sari Dina Zhifari Mahdiyyah Disma Marvianthi Edi Sofian Elleny Novia Rini Faadhilah, Rifdah Farida Akbarina Febry Ani Saputri Ferdinandus Sampe Filus Raraga Fitria Rahmah Fitriah, Desi Frans Sudirjo Hariandy Hasby I Nyoman Tri Sutaguna Ilham Saleh Indah Hermayulia Irma Yuliani Irma Yuliani Ivonne Ayesha Kadeni Kadeni, Kadeni Luckhy Natalia Anastasye Lotte Maria Lusiana Yulianti Marisa Ayu Ningsih Mohd. Cahyo Situmorang Muhammad Asir Muhammad Yusuf Muhammad Yusuf Murwani Wulansari Nada Watuzzahra Najma Maulidia Muniroh Nugraha, Muhammad Agung Nugraha Nur Rahmatullah Nuratfal Romadhan Asmi Nurul Fadhilah Okta Karneli, Okta Oti Kusumaningsih Panetir Bungkes Rahmah, Fitria Raihanah Raihanah Ratna Agustina Ratulia, Yaya Rebecha Prananta Rian Ardianto Risa Mayasari Risa Mayasari Sandra Sriwendiah Siti Mursyidah Sufyani HS Sumarni Sumarni Sunyoto Sutiyan, Ory Syafari Jamel Sy. Nurul Syobah Syamsu Rijal Tika Parlina Tika Parlina Tikawati , Tikawati Tikawati Tikawati Wahdatun Nisa Wandi Kurniadi Yanti, Dharma Yeti Yeti Yovanda Noni Yovanda Noni Yusran Yusran Zarkasi, Zarkasi