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Pengaruh Third Party Funds, Non Performing Financing, dan Financing to Deposit Ratio terhadap Murabahah Financing pada Bank Pembiayaan Rakyat Syariah Purwita, Anis; Fauzi, Achmad; Susanti, Santi
Bukhori: Kajian Ekonomi dan Keuangan Islam Vol. 4 No. 1 (2024): Juli
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/bukhori.v4i1.3269

Abstract

Purpose: The aim of this research is to determine whether Third Party Funds (TPF) influence Murabahah Financing, Non-Performing Financing (NPF) influences Murabahah Financing, Financing to Deposit Ratio (FDR) influences Murabahah financing, and Third Party Funds (TPF), Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR) influence Murabahah financing at BPRS in Indonesia for the 2023 period. Research methodology: This type of research is quantitative and uses associative analysis. The data used is Secondary data were obtained from the financial statements of the Sharia People's Financing Bank (BPRS) and the annual financial ratio from the Financial Services Authority (OJK) website. The sampling technique used purposive sampling by determining the criteria so that 145 BPRS were obtained as samples. Data analysis techniques consisted of descriptive statistics, analysis requirements tests (Normality Test and Linearity Test), Classical Assumption Test (Multicollinearity Test, Heteroscedasticity Test, Autocorrelation Test), Multiple Linear Regression, T Test, F Test, and Correlation Coefficient and Determination Test. Statistical analysis was performed using SPSS 25. Results: Based on the research results, it can be concluded (1) Partially. TPF has a positive and significant effect on murabahah financing in the BPRS Indonesia for the period 2023. (2) Partially, NPF has a negative and significant effect on murabahah in the Indonesian BPRS in 2023. (3) Partial FDR has a positive and significant effect on murabahah in the Indonesian BPRS for the period 2023. (4) TPF, NPF, and FDR have a significant influence on murabahah financing in BPRS Indonesia for the 2023 period. Limitations: The limitation of this study is that there are many factors that affect Murabahah financing, but the researcher only takes three factors: Third Party Funds (TPF), Non-Performing Financing (NPF), and Financing To Deposit Ratio (FDR). No independent variables or moderation effects were included. Contribution: This research is useful for Islamic People's Financing Banks (BPRS), which aim to analyze customer eligibility, avoid congestion, and reduce financing risks. Thus, in the future, the BPRS can maximize other financing products.
THE MEANING OF SUNDA CULTURAL CONSTRUCTION FOR JAVANESE INDIVIDUALS IN BANDUNG Susanti, Santi; Sukaesih, Sukaesih
Sosiohumaniora Vol 26, No 1 (2024): Sosiohumaniora: Jurnal Ilmu-Ilmu Sosial dan Humaniora, MARCH 2024
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/sosiohumaniora.v26i1.50196

Abstract

The aim of this study was to investigate how Javanese individuals in Bandung perceive and apply the Sundanese culture, otherwise known as Kasundaan. We utilized a qualitative research approach, employing phenomenology, and interviewed seven Javanese informants with Kasundaan experience in their daily lives. Our data collection methods included interviews, observations, documentation, and literature studies. This study revealed that there was an extrinsic and Intrinsic Motivating Aspects as well as aspects of hope that motivated Javanese individuals in applying Kasundaan. Family environment, social environment, and the natural environment played a very big role in the formation of the meaning of Kasundaan on the Javanese and Chinese individual subjects of  this research through their cultural literary experience in their lives.  Being a Sundanese, for the research subjects was interpreted philosophically as a perspective and “nyunda” mindset and manifested in the form of a real contribution to the Sunda. This interpretation gives rise to self meaning of the Javanese individual in being a Sundanese, namely the self that explores Sundanese cultural knowledge and the self as a preserver of Sundanese culture.
THE INFLUENCE OF LEARNING DISCIPLINE AND PEER ENVIRONMENT ON LEARNING OUTCOMES OF BUSINESS ECONOMY IN CLASS X AT ONE OF SMK NEGERI IN JAKARTA Rahmadi, Rico Tri; Zulaihati, Sri; Susanti, Santi
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 1 No. 1 (2020): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0101.03

Abstract

This research aims to determine the effect of learning discipline and peer environment on learning outcomes of business economics subjects in class X at one of SMK Negeri in Jakarta. The population of this research was 252 students. The sampling technique used proportional random sampling to obtain a sample of 147 students. The results of this research are: (1) There is a positive and significant influence between learning disciplines on learning outcomes as indicated by tcount> ttable which is 5.097> 1.97658. (2) There is a positive and significant influence between the peer environment on learning outcomes as indicated by tcount> ttable which is 3.232> 1.97658. (3) There is a positive and significant influence between learning discipline and peer environment on learning outcomes as indicated by the value of Fcount> Ftable which is 33.833> 3.06.
THE EFFECT OF MINDSET AND MOTIVATION ON GRIT BECAME ACCOUNTANT OF ACCOUNTING STUDENTS UNIVERSITY IN JAKARTA Pebrian, Rizky; Susanti, Santi; Sumiati, Ati
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 1 No. 1 (2020): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0101.02

Abstract

This study aims to find out whether there is an influence between Mindset and Motivation with Grit of Students University in Jakarta. The Study was conducted for three months staring from November 2019 until January 2020. The research method used survey method. The Population in this research is 320 accounting students of University in Jakarta. The Sampling technique used random sampling so that the sample was 167 students. Data of variable (Y) Grit, (X1) Mindset, and (X2) Motivation were obtained from the questionnaire. The requirements analysis test done is to find regression equation that produces Ẏ = 5,177 + 0,477X1 + 0,677X2. The results of analysis show: (i) there is significant positive influence between mindset with grit, (ii) there is significant positive influence between motivation and grit, (iii) there is significant positive influence between mindset and motivation with grit. Basic on the results of the analysis it can be concluded that mindset and motivation stimultaneously affect grit.
THE INFLUENCE OF PARENTING PATTERNS OF PARENTS AND PEERS ON LEARNING DISCIPILINE OF VOCATIONAL HIGH SCHOOL STUDENTS IN EAST JAKARTA Kurniasari, Harini Dwi; Susanti, Santi; Sumiati, Ati
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 1 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0301.02

Abstract

The study aims to determine the infulence of parenting style and peers to the learning dicipline. The method used is a quantitative method. The research population reached 185 SMK students majoring in Accounting in East Jakarta. The sample used was 126 students using proportional random sampling technique. Data collection using a questionnaire instrument with a Likert scale. The data analysis technique used is descriptive statistical analysis, multiple regression equations, test requirements analysis, hypothesis testing and determination test. The results of data analysis show that the data used are normally distributed and linear. The coefficient of determination test results show that the percentage of parenting styles and peers to explain the learning discipline variable simultaneously is 33.9%. Simultaneously, the results showed that there was a significant influence between parenting styles and peers on learning discipline. Partially, there is a positive and significant influence between parenting styles on learning discipline, there is also a positive and significant influence between peers on learning discipline.
THE INFLUENCE OF STUDY MOTIVATION, STUDY HABITS, AND CONFIDENCE ON LEARNING OUTCOMES IN CLASSROOM TAX ADMINISTRATION SUBJECTS XI ACCOUNTING FOR SMK NEGERI 22 AND 51 JAKARTA. Khotimah, Ulfah Husnul; Susanti, Santi; Zulaihati, Sri
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 2 No. 3 (2021): Jurnal Pendidikan, Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine whether there is an influence between learning motivation, study habits, and self-confidence on learning outcomes in class XI students of SMKN 22 and 51 Jakarta. The research period was from March 2021-June 2021. The approach used in this research is a quantitative approach with a survey method. The affordable population for this study were all class XI SMKN 22 and 51 Jakarta, totaling 144 students. The sampling technique used proportional stratified random sampling so that the sample obtained was 108 students. The instrument used to obtain data on the variable X1 (Learning Motivation), Variable X2 (Study Habits), and Variable X3 (Self Confidence) were measured using a Likert scale using a questionnaire that had been tested for validity and reliability. Multiple regression equation model = 76.321 + 0.060X1 + 0.046X2 + 0.078X3. Normality and linearity tests show that the data are normally distributed and have a linear relationship. The results of the T test indicate that learning motivation, study habits, and self- confidence had a positive influence on learning outcomes. Then, the results of the F test show that learning motivation, study habits, and self-confidence have a significant effect on learning outcomes simultaneously. The results of this study indicate that learning motivation, study habits, and self- confidence have a contribution of 36.2% to learning outcomes.
THE EFFECT OF LEARNING HABITS AND LEARNING DISCIPLINE ON THE RESULT OF ACCOUNTING PRACTICE OF TRADE SERVICES COMPANY STUDENTS IN THE XI ACCOUNTING CLASS IN 48 AND 50 STATE VOCATIONAL HIGH SCHOOL JAKARTA Yuliwarni, Eka; Susanti, Santi; Zulaihati, Sri
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 2 No. 3 (2021): Jurnal Pendidikan, Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to find out whether study habits and study discipline affect the learning outcomes of students' accounting practicum trading services at SMK Negeri 48 and 50 Jakarta. The population in this study were students of class XI Accounting at 48 and 50 State Vocational School High School, totaling 150 students. Data were collected through the distribution of questionnaries. The data analysis technique used is descriptive statistical analysis, analysis requirements test, multiple regression analysis (t test and F test), multiple correlation coefficient test, and determination coefficient test using SPSS software. The results of the analysis of study habits data show the results of t count of 1,996 > t table of 1,982, which means study habits have a partial effect on learning outcomes. The same results were also obtained from learning discipline with t count 3,271 > t table 1,982, this means that learning discipline has partial effect on learning outcomes. Simultaneously there is an influence between study habits and learning discipline on learning outcomes. This can be seen from the calculated F value of 7.444 > F table 3.08. There is a positive relationship between study habits and learning discipline on learning outcomes and correlated with a multiple correlation coefficient score of 0.240, so the hypothesis is accepted. Then the coefficient of determination (R2) shows a result of 7.3% where this result is the percentage of the influence between study habits and learning discipline on learning outcomes, while the rest is the influence of other variables not included in this study.
STUDENT LEARNING OUTCOMES DURING DISTANCES LEARNING: THE ROLE OF EMOTIONAL INTELLIGENCE AND LEARNING DISCIPLINE Seftiyana, Devi; Susanti, Santi; Fauzi, Achmad
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 2 No. 2 (2021): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the effect of emotional intelligence and learning discipline on learning outcomes of spreadsheet subject at SMK Negeri 13 Jakarta. The population of this research was 108 students and the sample of this study was taken as many as 84 students with the sampling technique using Proportional Random Sampling. The technique of collecting data is through a questionnaire with a Likert scale and documentation. Based on multiple linier regression analysis technique, t test result show that emotional intelligence and learning discipline partially have a positive and significant effect on learning outcomes with t value < 0,05. Meanwhile, F test result show that emotional intelligence and learning discipline simultaneously have a positive and significant effect on learning outcomes with F significance < 0,05. The analysis of the coefficient of determination has an R Square value of 0.804, it means that emotional intelligence and learning discipline simultaneously have ability to explain students learning outcomes by 80,4%, while the remaining is influenced by unexamined variables.
THE EFFECTIVENESS OF KAHOOT! AS A LEARNING MEDIA IN INCREASING STUDENT INTEREST IN LEARNING OFFICE MANAGEMENT AND BUSINESS SERVICES Irsy, Rahmadiani; Susanti, Santi; Wahono, Puji
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 2 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0502.02

Abstract

One of the most important factors in learning is student interest, using learning media is one technique to encourage student participation and increase their interest towards learning materials. This research aims to test whether or not there are differences before and after the use of Kahoot! learning media on students' interest in learning. The research method used in this research is experimental quantitative method one group pre-test-post-test design. The data used in this study are primary data by distributing questionnaires that measure interest in learning before treatment (Kahoot!) and after treatment, then the result processed using the IBM SPSS Statistics 20 version. The sample in this study used one class in class XI majoring in Office Management and Business Services (MPLB) at Public Vocational High Schools 48 Jakarta totaling 36 students. The results of the analysis show that there is a significant difference before and after the use of Kahoot! learning media on student interest in learning with a significance level of 5%. So it can be concluded in this study that the use of Kahoot! as a learning media is effective for increasing students' interest in learning.
ANALYSIS OF INTEREST IN CONTINUING EDUCATION TO HIGHER EDUCATION AMONG VOCATIONAL SCHOOL STUDENTS IN ACCOUNTING: THE ROLE OF PARENTS, SCHOOLS, AND STUDENT READINESS Haris, Nurul Hanifa; Susanti, Santi; Fauzi, Achmad
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 3 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0503.08

Abstract

This study aims to determine whether there is an influence between parental support, the role of the school, and student readiness on the interest in continuing education to college. The population in this study were students majoring in accounting at Public Vocational High School in Central Jakarta, with an accessible population of 177 students. The sampling technique in this study used proportional random sampling with a sample of 122 respondents. The method used in this study is quantitative using questionnaires and surveys. The analysis methods in this study are descriptive statistical tests, validity tests, reliability tests, normality tests, linearity tests, multiple regression tests, hypothesis tests (t-test and f-test), and determination coefficient tests. The results of the research state that parental support has a significant effect on the interest in continuing education to college, the role of the school has a significant effect on the interest in continuing education to college, student readiness has a significant effect on the interest in continuing education to college, and parental support, the role of the school, and student readiness have a significant effect on the interest in continuing education to college.
Co-Authors Achmad Fauzi Adriansyah, Muhammad Yusuf aida fitria Akhmad Nugraha Angelika, Marseli Dwi Annisa Lutfia Apriyani, Dila Asep Suryana ATI SUMIATI, ATI Aurel, Dinda Natasya Baagil, Khodijah Boka, Yurita Bukman Lian, Bukman Busman Edyar, Busman Dea Fauzia Lestari, Dea Fauzia Deddy Mulyana Dewi Setyaningsih Dian Wardiana Sjuchro Dila Apriyani N, Dila Dwi Budi Santoso Dwi Handarini, Dwi Erika Takidah Esih, Suka Etty Gurendrawati, Etty Fadilah, Tifani Nur Febrianto, Muhammad Riza Hanief Fitri Perdana, Fitri Gustiana, Asep Deni Haris, Nurul Hanifa Hasanah, Sumrotul Henny Sri Mulyani Rohayati Heru Sapto Nugroho I Wayan Nurjaya Irsy, Rahmadiani Irzal Effendi iwan koswara, iwan Khairunnisa, Zelfi Khasna, Tri Mei Khotimah, Ulfah Husnul Kismiyati El Karimah Kokom Komariah Krissanya, Nofriska Kurniasari, Harini Dwi Lilis Lisnawati Mardi Mardi Mardi Martinez, Stepahnie J. Masruroh MASRUROH Mochamad Tri Hartanto Mogot, Yuni Mohamad Rizan Monoarfa, Terrylina Arvinta muliasar, indah Mulyawan, Putri Salsabila Musthofa Hadi Nasution, Syamsuddin Ali Nia Damayanti, Nia Nikmah, Balqis Nurul Ninis Agustini Damayani Novika, Almira Gitta Nugraha, I Gusti Wayan Albar Nugraha, Teguh Nugroho Susanto Nuramalia Hasanah Nurtania, Yuni Pebrian, Rizky Petrolis Nusa Perdana, Petrolis Nusa Pinkan, Friska Nabilla Puradiredja, Sena Pasha Purwana E.S., Dedi Purwita, Anis Puspita, Yenny Putri Maulida, Nabila Putri, Fika Rahmatia Rachmaniar Rachmaniar Rachmaniar Rahmadi, Rico Tri Rahmiatin, Sitti Rangga Saptya Mohamad Permana Rastina Ratmita, Reksa Anggia Ratna Sariningsih Respati, Dwi Kismayanti Rida Prihatni Roesmelyana, Firza Nazera Rudiyanto Hartono, Dwiki Salsabila, Afviya Samingan Samingan Sanusi, Anisa Seftiyana, Devi Sentosa, Hiprolis Sentot Sudarwanto, Albertus Silvana Rachmawati, Tine Sri Zulaihati, Sri Subaeti, Tri Sukaesih Sukaesih, Sukaesih Sulistyoningsih, Hariyani Sumardi . Susi Indriani Suwandi Sumartias Syifaurrohman, Mochammad Angga Teguh Prasetyo Thifalia, Naurah Tri Prartono Tuhana Tuhana Wahono, Puji Wahyuningsih, Melania Wenno, Max Robinson Widayati, Titik Wijayanti, Henny Noor Wijayanti, Heny Noor Wina Erwina Yeni Rachmawati Yuliwarni, Eka Zaki, Nurul Hidayah Mat ‎ ‎, Tomi Agustian