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All Journal International Journal of Reconfigurable and Embedded Systems (IJRES) MUQTASID Jurnal Fisika FLUX J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal At-Tibyan: Jurnal Ilmu Alqur’an dan Tafsir Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Khatulistiwa: Journal of Islamic Studies Jurnal Pendidikan Fisika dan Teknologi At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurnal Bisnis Dan Kajian Strategi Manajemen Ihtiyath : Jurnal Manajemen Keuangan Syariah Humanism : Jurnal Pengabdian Masyarakat Plusminus: Jurnal Pendidikan Matematika INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE JIMEBIS El-Qish: Journal of Islamic Economics Jurnal Pengabdian Ilung (Inovasi Lahan Basah Unggul) Asian Journal of Community Services (AJCS) International Journal of Community Service (IJCS) EKOBIS SYARIAH Eastasouth Journal of Effective Community Services Eastasouth Journal of Positive Community Services Current Biomedicine UPMI Proceeding Series Journal Jurnal Natural Scientiae International Conference on Islamic Economic Jurnal Keuangan dan Perbankan Syariah Al-Aflah ASNAF Journal of Islamic Law El Madani PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) International Journal of Kita Kreatif Jurnal Pengabdian Bakti Akademisi LANCAH Jurnal Inovasi dan Tren Risalah Iqtisadiyah: Journal of Sharia Economics
Nurma Sari, Nurma
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Utilization of Zakat Funds on The Welfare Dimensions of The Poor In Aceh Besar (Baitul Mal Mustahik Case Study) Utari, Ulya; Sari, Nurma; Amri, Amri
El-Qish: Journal of Islamic Economics Vol. 1 No. 1 (2021): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v1i1.1534.2021

Abstract

This study aims to analyze the effect of zakat funds utilization on the dimensions of the welfare of the poor in Aceh Besar. This research uses a quantitative approach by multivariate analysis (Manova) method. Data was collected by interviewing and distributing questionnaires to mustahik the Baitul Mal Aceh, using the Probability Sampling method and using the Quota Sampling Model. The utilization of zakat funds is reviewed in the scope of categories of types of businesses (agriculture, trade, and services), while the welfare dimension is measured by several variables (food, clothing, Education, Health, and Savings). Findings. The results showed that the type of business had a significant effect on the dimensions of welfare. Agriculture was the type of business with the highest level of welfare, followed by services and trade.
Balancing Tradition and Protection: Child Marriage in the Practice of Islamic Family Law Maswan, Maswan; Toni, Muhammad; Wahyudi, Untung; Sari, Nurma; Netti, Misra
Journal of Islamic Law El Madani Vol. 4 No. 2 (2025)
Publisher : Yayasan Marwah Madani Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55438/jile.v4i2.179

Abstract

Child marriage remains a pressing issue in Indonesia despite legal reforms aimed at increasing the minimum age for marriage. This study conducted in Siak, Riau Province, Indonesia for explores how the practice of Islamic family law influences the persistence of child marriage, focusing on the tension between traditional religious interpretations and contemporary child protection efforts. The aim is to understand how religious court decisions, sociocultural norms, and interpretations of Islamic legal principles contribute to the continuation or mitigation of child marriage in Muslim communities. Using a qualitative approach, data were collected through in-depth interviews with religious court judges (hakim agama), community leaders, and affected families in selected West Java and Central Java regions. Document analysis of court decisions regarding marriage dispensation was also conducted to examine the reasoning behind legal allowances for underage marriages. The findings reveal that while many religious judges express concern for child protection, they often face social and religious pressures to approve marriage dispensations, especially in cases involving premarital pregnancy or economic vulnerability. Cultural traditions and local interpretations of Islamic law frequently prioritize family honor and social conformity over legal age requirements. However, some progressive interpretations are emerging, emphasizing maqāṣid al-sharī‘ah (the higher objectives of Islamic law), especially the protection of minors. This study concludes that balancing tradition and protection requires a contextual rethinking of Islamic legal practices in Indonesia. Greater emphasis on the ethical goals of Islamic law, combined with community education and judicial training, can help reduce the incidence of child marriage. The research highlights the need for an integrated approach that respects religious values while safeguarding children's rights.
Islamic Fintech and Digital Banking Adoption: A Systematic Review of Established Models of Fintech Adoption and Their Influence on Sharia Financial Inclusion and Performance Sari, Nurma
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 1 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.11684

Abstract

Islamic fintech and digital banking have become important catalysts in realising shariah-compliant financial inclusion. This study aims to systematically synthesise the use of technology behaviour theories - namely Technology Acceptance Model (TAM), Unified Theory of Acceptance and Use of Technology (UTAUT), and Theory of Planned Behaviour (TPB) in explaining the adoption of Islamic fintech services and its influence on financial inclusion and financial performance of Muslim individuals or businesses. Using the Systematic Literature Review (SLR) approach based on PRISMA 2020 protocol, 568 articles were identified from Google Scholar (spanning 2020-2025). After screening and eligibility assessment, 20 verified articles were included in the thematic synthesis. Results show that perceived usefulness, trust, and religiosity are the dominant determinants in TAM and TPB models, while performance expectancy and facilitating conditions appear mostly in UTAUT. Financial inclusion is a significant mediating variable in bridging the relationship between adoption intention and improved financial performance, especially in the MSME sector. This study also identified important gaps, such as the limited number of longitudinal studies, the lack of integration of maqashid sharia as an outcome indicator, and the absence of a cross-theoretical synthesis model that considers spiritual-financial alignment. This study recommends the development of a framework to integrate
Upaya Peningkatan Literasi Keuangan Syariah Di Kalangan Santri Pesantren Tradisional Aceh Umuri, Khairil; Haris Riyaldi, Muhammad; Nizam, Ahmad; Syahriyal; Sartiyah; Amri; Ikhsan; Sari, Nurma; Muhammad Syahrizal, Teuku
Humanism : Jurnal Pengabdian Masyarakat Vol 4 No 3 (2023): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/hm.v4i3.20368

Abstract

Pengabdian ini bertujuan untuk memberikan edukasi keuangan syariah bagi santri Pesantren Darul Hikmah Khaju melalui kegiatan literasi keuangan syariah dengan menggunakan media edukatif. Kegiatan ini dilatarbelakangi masih rendahnya literasi keuangan syariah di Provinsi Aceh, terutama kalangan santri pesantren. Padahal Provinsi Aceh dikenal dengan pelaksanaan syariat Islam. Kegiatan pengabdian meliputi persiapan pelaksanaan kegiatan, pelaksanaan kegiatan, dan evaluasi kegiatan. Persiapan pelaksanaan kegiatan dilakukan dengan berkoordinasi dengan pihak pesantren mengenai kesediaan, tempat, dan peserta kegiatan. Kegiatan dilakukan dengan melibatkan para santri yang dibagi tiga kelompok berdasarkan tingkat pendidikan. Penyampaian materi mengenai konsep dasar ekonomi Islam dan keuangan syariah dilakukan dengan menggunakan media video. Evaluasi pelaksanaan kegiatan pengabdian tergambar dari kehadiran dan antusias peserta dalam menyimak materi yang disampaikan. Kegiatan pengabdian masyarakat diharapkan dapat memberikan hasil yang positif dengan meningkatnya literasi keuangan syariah para peserta.
Shariah-Compliant Digital Marketing in Early Childhood Education: A Case Study from Malaysia Sari, Nurma; Rahmayati, Rahmayati
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/579adp76

Abstract

Digital marketing has become a crucial tool for educational institutions to increase visibility, build trust, and attract prospective students. However, the integration of Sharia principles into digital marketing remains underexplored, particularly in early childhood education. This study aims to analyze the implementation of Sharia-based digital marketing strategies at Tadika Tinta Khalifah School, Kedah, Malaysia. Employing a descriptive qualitative approach, data were collected through interviews, observations, and documentation to provide a comprehensive understanding of marketing practices within the school context. The findings reveal that the school employs social media platforms, an official website, and Islamic value-based content as its primary marketing strategies. These practices reflect adherence to Sharia principles such as honesty, transparency, and ethical communication. Nonetheless, the study also identifies several challenges: limited human resources, constrained promotional budgets, strong competition from other schools, and the need for parents to adapt to digital platforms. Despite these obstacles, the results show that the school has effectively utilized digital marketing in ways that both promote its services and preserve Islamic ethical standards. The contribution of this study lies in offering practical insights into how Sharia-compliant digital marketing can be applied in early education, highlighting both its opportunities and constraints. It provides valuable recommendations for strengthening capacity, optimizing content, and fostering collaboration to enhance competitiveness while maintaining alignment with Islamic values.
INTEGRATING QUR'ANIC ETHICS WITH SDGS: A THEMATIC STUDY OF SURAH AL-BAQARAH VERSES 30 AND 275-279 Sari, Nurma; Tarigan, Akmal; Syahriza, Rahmi; Fauziah, Cut
Jurnal At-Tibyan: Jurnal Ilmu Alqur'an dan Tafsir Vol 10 No 1 (2025): Volume 10 No. 1 June 2025
Publisher : The Department of the Qur'anic Studies, Faculty of Ushuluddin, Adab, and Da'wah, State Institute of Islamic Studies (IAIN) Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/at-tibyan.v10i1.10846

Abstract

The Qur'an as a guide to life for Muslims offers universal guidance that covers various aspects of life, including economic development and social sustainability. Surah Al-Baqarah verse 30 and verses 275-279 are ethical theological foundations in building governance that is fair, sustainable, and free from economic injustice. The Qur'anic approach to human development is not only normative but also provides practical solutions. The prohibition of usury, the recommendation of zakat, infaq, sadaqah, and human responsibility as khalifah are integral mechanisms to create inclusive and sustainable development. Therefore, this study aims to examine the relationship between the values contained in Surah Al-Baqarah verses 30 and 275-279 with the goals of SDGs by using a thematic interpretation approach. The results show that achieving the SDGs requires the integration of spiritual values, as taught in the Qur'an, to complement technical and economic approaches. Therefore, the Qur'an can be the main reference in addressing various global issues through a holistic approach that incorporates ethics.
THE INFLUENCE OF PRODUCT QUALITY AND HALAL LABELING ON REPURCHASE INTENTION FOR EMINA COSMETIC PRODUCTS MEDIATED BY CUSTOMER EXPERIENCE ON FEMALE STUDENTS IN BANDA ACEH CITY Juwita, Dara; Sari, Nurma
International Journal of Kita Kreatif Vol 1, No 3 (2024): International Journals Kita Kreatif Vol.1 No. 3 Agustus 2024
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v1i3.39305

Abstract

This research aims to analyze the influence of product quality and halal labeling on the intention to repurchase Emina cosmetic products which is mediated by customer experience among female students in Banda Aceh City. The data used is primary data obtained from questionnaires distributed to 105 student respondents in Banda Aceh City. This study uses a quantitative approach. The sampling method used was non-probability sampling with a technique namely purposive sampling. The analysis techniques used are path analysis and Sobel test. The results of this research show that product quality and halal labeling have a positive and significant effect on customer experience. Product quality, halal labeling and customer experience have a positive and significant effect on the intention to repurchase Emina cosmetic products among female students in Banda Aceh City. Customer experience can mediate the influence of product quality and halal labeling on the intention to repurchase Emina cosmetic products among female students in Banda Aceh City.Keyword: Product Quality, Halal Labeling, Customer Experience, Repurchase Intention
AKUNTANSI SYA Sari, Nurma
Khatulistiwa Vol 4, No 1 (2014)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (112.501 KB) | DOI: 10.24260/khatulistiwa.v4i1.227

Abstract

Accounting has, in fact, been around since the days of the Prophet and already existed in the Qur'an. It began with a transaction that was not made in cash or accounts receivable which required a careful and systematic bookkeeping. Accounting principles have embodied the conservative, historical, and material principles. The Sharia accounting principles are rules of common decision derived from the objective of financial reporting and the Sharia accounting concept which governs the development of Sharia accounting techniques. In practice, the principles are full disclosure principle, consistency principle, accrual basic principle, and the principle of current exchange rates.
The Influence of Islamic Branding, Online Customer Reviews, and Tagline on Online Purchase Decisions on Shopee Salpina, Parjah; Umuri, Khairil; Halim, Hendra; Sari, Nurma
EKOBIS SYARIAH Vol. 8 No. 2 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i2.23807

Abstract

This research aims to analyze the influence of Islamic branding, online customer reviews and tagline on online purchasing decisions at Shopee by students in Banda Aceh City. The data used is primary data obtained from questionnaires distributed to 160 respondents, students who use Shopee ecommerce in Banda Aceh City. This research used a quantitative approach. The sampling technique uses purposive sampling techniques and is determined by the Hair formula. Technical data analysis using multiple linear regression with the SPSS. The results of this study indicate that the variables of Islamic branding, online customer review, and tagline have a positive and significant effect on online purchasing decisions at Shopee. Simultaneous testing found that the variables of Islamic branding, online customer review, and tagline have an effect on online purchasing decisions at Shopee
Influence of reputation, religiosity and transparency on the belief of muzakki paying zakat at Baitul Mal Banda Aceh Akhsanun Nadia; Sari, Nurma
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.6248

Abstract

Abstract Purpose – This research is to analyze the effect of reputation, religiosity, and transparency on muzakki's trust in paying zakat in Baitul Mal Banda Aceh Method – This study collected primary data by distributing questionnaires to 100 respondents using a random sampling technique. Technical data analysis was carried out using multiple regression tests with the SPPS analysis tool. Research result - The results of the study show that reputation, religiosity, and transparency have a significant positive effect partially, as well as the results obtained simultaneously the three variables have a significant effect on the muzakki's trust in paying zakat at Baitul Mal Banda Aceh. Limitations - This study has limitations in terms of the relatively small number of samples and the internal measuring variable used in this study is only religiosity, it is better to add other variables that are internal Practical Implications - As a practical implication, the results of this research can be used as a reference by zakat organizations/institutions to maintain performance and continue to improve capacity and integrity, especially transparency in order to maintain the trust of existing muzakki and provide the sense of confidence to other prospective muzakki.
Co-Authors Abd.Rashid, Muhammad Hafiz Abdul Jabbar, Caesar Afandi ZT, Fitrah Afifudin, Toha Aina, Nurul Akhsanun Nadia Amarina, Hasna Amelia Putri, Novi Amir, Fakhrurrazi Amri Amri Amri Amri, Khoirul Andriyanto Andriyanto Anwari, Khairul Arfan Eko Fahrudin Chairani, Mira Che Wae, Husnee Cut Fauziah Dara Juwita Darminto . Dhiya Alifa DM, Burhanis Sulthan Eddy Gunawan, Eddy Elianti Nasution, Lisa Fadhil, Rahmat Fadilla, Dina Fahrudin, Arfan E Farid Farid Farid, Farid Farma, Junia Fitrah Khairi Fonna, Rizki Putri Nurita Giang, Phan Bao Gusti Atika Urfa Halim, Hendra Hamdani, Ahmad Hanif, Muhammad Hanif Fariswan Haris Riyaldi, Muhammad Hasnanti Putri, Windi Hayani, Nurilda Hidayat, Firdan Ikhsan In-In Hanidah Iwan Sugriwan, Iwan Joko Santoso Kadir Jailani, Abdul Kastika, I Nyoman Eva Khairiani, Dian Khasanah, Nur Dina Meylaila Luthfi Fuadah, Evi Khadijah Martin Sitepu, Panglima Maswan, Maswan Muftahuddin, Muftahuddin Muhammad Haris Fadhillah Muhammad Haris Riyaldi, Muhammad Haris Muhammad Salahuddin Muhammad Syahrizal, Teuku Muharman Lubis Mulia Saputra Nabila, Nisa Nasrulloh, Amar V Nasrulloh, Amar Vijai Netti, Misra Nirlina, Eka Nizam, Ahmad Nugraha, Adhitya Ade Nurlina, Eka Othman, Razali Bin Panggabean, Ovie Esrani Putra, Edy Giri Putra, Hamdika Yendri Putri, Siti Lusiana Rahimi, Sayyid Afdhal El Rahmadhiani, Ighfirlana Alief Rahmayati Rahmayati, Rahmayati Rahmi Syahriza, Rahmi Raisa Ullya Nisva Ramadhani, Evi Rani, Dzacky Muharram Ridwan Nurdin Rusdi Rusdi Safika S, Safika Salpina, Parjah Sari, Maemunah Nurmaya Sari, Meutia Dwi Novita Sari, Nor Dewi Sartiyah Sartiyah Sartiyah, Sartiyah Savitri, Yuniar Setyorini, Dian Siregar, Fachrul A Sitepu, Novi Indriyani Sri Cahyo Wahyono Sri Rezeki Suganda, Rolly Ega Suminar Pratapa Suryajaya Suryajaya, Suryajaya Susanna Syahriyal Syahriyal, Syahriyal Syahrizal, Teuku Muhammad Syukri, Sarah Tarigan, Akmal Tetti Novalina Manik Tiofanny, Claudie Toni, Muhammad Totok Wianto Tri Hapsari, Annisa Umuri, Khairil Utari, Ulya Wahyono, Sri C Wahyudi, Untung Yenny Anggreini Sarumaha Yulia Yulia Yusrizal Yusrizal Zahri Hamat ZT, Fitrah Afandi