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Analisis Praktik Penyaluran Zakat Fitrah Di Desa Trimulya Ditinjau Dari Perspektif Hukum Islam Acok Pujiono; Haeran Haeran; Zeni Sunarti; Daud Daud; Kuswanto Kuswanto; Erwina Kartika Devi; Ahmad Hidayat
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

This study aims to examine the actual mechanisms of zakat fitrah distribution in Trimulya Village and to analyze the practice's conformity with Islamic law and prevailing positive law in Indonesia. A descriptive qualitative method with a normative-empirical legal approach was employed. Primary data were gathered through field observations and in-depth interviews with informants selected via purposive sampling—including the village midwife, religious leaders, official zakat administrators, village officials, and community members acting as zakat payers. Secondary data were obtained through literature reviews, documentary research, and an analysis of relevant legislation. Data analysis utilized the Miles and Huberman interactive model, comprising three stages: data reduction, data display, and conclusion drawing/verification. The study yielded two key findings: First, the mechanism of distributing zakat fitrah to the village midwife in Trimulya is driven by strong emotional ties rooted in local tradition and a community sense of indebtedness; zakat is handed directly to the midwife's residence, after which she redistributes it to her own internal family network. Second, from the perspective of Islamic law, this practice is categorized as an invalid normative deviation. The village midwife is financially capable; thus, she is legally prohibited from receiving zakat and falls outside the eight categories of zakat recipients—a classification that is absolute and defined in Surah At-Taubah, verse 60. Because the requirement regarding the correct recipient was not met, the status of the zakat assets shifted to that of a hibah, meaning the muzaki have not yet fulfilled their Sharia obligation to pay zakat fitrah.
Digitalization of Islamic Social Finance in Rural Areas: Optimizing the Management of Zakat, Infaq, and Sadaqah (ZIS) for Stunting Alleviation Erwina Kartika Devi
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1413

Abstract

Stunting in rural areas remains a crucial challenge for human resource development in Indonesia. Conversely, the potential of Islamic Social Finance through Zakat, Infaq, and Alms (ZIS) is immense, yet it is often hindered by traditional management practices and limited distribution reach. This study aims to explore how the digitalization of Islamic social finance can optimize ZIS management to support stunting reduction programs in rural settings. The methodology employed is a descriptive qualitative approach utilizing a literature study. The findings indicate that the implementation of digital platforms in the collection and distribution of ZIS can enhance transparency, accountability, and the precision of targeting nutritional aid for toddlers and education for pregnant women. Digitalization enables data integration between zakat management institutions (LAZ/BAZNAS) and village health data, ensuring that stunting interventions are conducted in a sustainable and measurable manner. In conclusion, the synergy between financial technology and Islamic philanthropic instruments serves as a strategic pillar in accelerating the decline of stunting rates while simultaneously improving the economic welfare of rural communities
Syariah Principles in Culinary Marketing: A Dialectical Study of Profitability and Business Morality Arif Budiman; Wargo; Nurjali; Erwina Kartika Devi
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1529

Abstract

The culinary industry in the modern era is characterized by hyper-competition, often leading business practitioners to prioritize short-term profitability over ethical considerations, which results in deceptive marketing practices. This study aims to analyze the dialectical relationship between profitability and business morality by examining the marketing strategies of the Pagi Sore eatery in Talang Babat from the perspective of Islamic business ethics. Employing a descriptive-qualitative case study approach, data were gathered through in-depth interviews, passive participant observation, and documentation studies, subsequently analyzed using an interactive model of data reduction and inductive reasoning. The results demonstrate that the eatery successfully internalizes prophetic values shiddiq (truthfulness), amanah (trustworthiness), fathanah (wisdom), and tabligh (advocacy) into its marketing mix, particularly through halalan thoyyiban product assurance and transparent pricing. Crucially, the findings reveal a "Location Paradox," where the consistent application of Sharia principles serves as a potent moderating variable that neutralizes geographical disadvantages and fosters organic consumer loyalty through integrity-based competitive advantage. This study concludes that Islamic business ethics is not merely a normative religious obligation but a sophisticated strategic asset that ensures long-term business resilience and profitability. By transforming locational challenges into market strengths, this research provides a replicable framework for small-scale enterprises to harmonize ethical integrity with commercial success in a saturated market.
Financial Institutions' Responsibilities to Protect Customer Funds: An Islamic Economic Analysis of the Bank Jambi Case Achmad Hidayat; Daud Daud; Erwina Kartika Devi
Journal of Indonesian Islamic Studies Vol. 5 No. 2 (2026): Journal of Indonesian Islamic Studies (April)
Publisher : Postgraduate Program of the State Islamic Institute of Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/jiis.v5i2.10612

Abstract

This study aims to analyze the responsibility of financial institutions for protecting customer funds from an Islamic economic perspective, using Bank Jambi as a case study. The Bank Jambi case is relevant because, on February 22, 2026, a digital service system disruption occurred alongside customer reports of missing balances. The incident was followed by a forensic audit, reporting to the Jambi Regional Police, coordination with the Financial Services Authority (OJK) and Bank Indonesia, and a commitment to compensate affected customers. This research applies a descriptive qualitative method through a case-study approach and normative Islamic economic analysis. Data were obtained through literature review and documentation of public sources and Islamic economic literature. The findings indicate that, from an Islamic economic perspective, the responsibility of financial institutions does not stop at collecting and managing funds. It also includes the obligation to uphold trust (amanah), protect customer wealth, provide transparency, offer complaint mechanisms, and restore losses fairly. The handling of the Bank Jambi case shows institutional accountability through audit, legal reporting, and fund compensation. However, the Islamic economic perspective also requires stronger prevention, accountability, and systemic protection so that public trust can be maintained.
Entrepreneurship Education Berbasis Ekonomi Islam: Rekonstruksi Kemandirian Ekonomi Peserta Didik dalam Ekosistem Digital Erwina Kartika Devi; M. Arif Musthofa; Salis Masruhin
Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner Vol. 5 No. 2 Mei 2026: Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/jipsi.v5i2.1606

Abstract

Transformasi ekosistem ekonomi digital menuntut pendidikan kewirausahaan tidak lagi berorientasi semata pada pembentukan entrepreneurial intention, tetapi pada pengembangan kapabilitas peserta didik untuk menciptakan nilai dan mencapai kemandirian ekonomi. Penelitian ini bertujuan merekonstruksi entrepreneurship education berbasis ekonomi Islam melalui integrasi nilai-nilai Islam, kompetensi kewirausahaan, kapabilitas ekonomi digital, dan potensi ekonomi lokal dalam membentuk economic agency peserta didik, dengan konteks Provinsi Jambi. Penelitian menggunakan pendekatan Systematic Literature Review (SLR) dengan menganalisis literatur ilmiah yang relevan mengenai pendidikan kewirausahaan, Islamic entrepreneurship, digital entrepreneurship, entrepreneurial intention, economic agency, dan pendidikan ekonomi Islam. Analisis dilakukan melalui tahapan identifikasi, seleksi, kategorisasi, sintesis tematik, dan rekonstruksi konseptual. Hasil penelitian menunjukkan bahwa kajian terdahulu masih cenderung memposisikan entrepreneurial intention, sikap, dan self-efficacy sebagai outcome utama pendidikan kewirausahaan. Dalam konteks Jambi, penelitian mengenai digital entrepreneurship, literasi keuangan, dan Islamic entrepreneurship telah berkembang, tetapi masih relatif terfragmentasi dan belum mengintegrasikan dimensi nilai Islam, kapabilitas digital, penciptaan nilai lokal, dan kemandirian ekonomi dalam satu kerangka konseptual. Penelitian ini menawarkan model yang menempatkan nilai ekonomi Islam sebagai fondasi normatif, entrepreneurship education sebagai mekanisme pembentukan kompetensi, digital economic capability sebagai pengungkit, potensi ekonomi lokal sebagai ruang penciptaan nilai, dan economic independence sebagai outcome. Kebaruan penelitian terletak pada pergeseran orientasi dari entrepreneurial intention menuju economic agency dan kemandirian ekonomi peserta didik dalam ekosistem pendidikan yang berbasis nilai Islam, digital, dan kontekstual lokal. Model ini memberikan implikasi bagi pengembangan kurikulum, pembelajaran berbasis proyek, inkubasi bisnis mahasiswa, dan penguatan institutional entrepreneurship ecosystem di Provinsi Jambi.
Co-Authors . Syamsulbahri Abd. Malik Abnaina, Elma Achmad Hidayat Achmad Hidayat Acok Pujiono Ade Elfhina Ahmad Edi Saputra Ahmad Hidayat Ainil Mardiah Al-Munip Alfiana Alisyah Pitri Alisyah Pitri Pitri Anatun Nisa Mun'amah Andre Maulana Annatun Nisa Mun'amah Annisa Fitri Arif Budiman Aris, Nurlina Arisanti, Ivon Asroni Ardiansyah Christine Riani Elisabeth Darmawansah Hikma Darmiono, Darmiono Daud Daud Daud Dedi Mizwar dewi, hasna Dinda Mayang Apriliani Dito Anurogo Eko Sudarmanto Elma Abnaina Erfendi Regar Eva Andriani Eva Yuniarti Utami Gusneli Gusneli Gustiadi Herma Putra Hadiroh, Putri Siti Haeran Haeran Haeran Haeran Haeran Hasna Dewi Hasna Dewi Hasna Dewi Hasnah Dewi Hidayatun, Riris Ihya Ulumudin, Ihya Ilham Slamet Riyadi Irwan Moridu Isna Judijanto, Loso Kadarsih, Sri Khairul Zikri Khairul Zikri Kurniawan Kurniawan Kurniawan Kuswanto Kuswanto Kuswanto Lia Nurina Loso Judijanto Lukluil Mukarromah M. Arif Musthofa M. Arif Musthofa M. Fahrurrozi M.Arif Musthofa2 Misidawati, Dwi Novaria Moh Gifari Sono Moh Gifari Sono Mokodenseho, Sabil Muhammad Tang Mun'amah, Anatun Nisa Munamah, Anatun Nisa Munip, Al Nanda Oktaviani Astuti Nano Romansyah Nilfatri Nilfatri Noferiadin Noferiadin Nurbaiti Nurjali Nurlia Fusfita Okrice Andha Fia Pini Susanti Priyana, Yana RAMADHI RAMADHI Regar, Erfendi Reza Okva Marwendi Ria Astuti Safitri Romansyah, Nano Ruslan Ruslan Sabil Mokodenseho Salis Masruhin Santy Sriharyati Sapriandi Saputra, Ahmad Edi sarmiati sarmiati Sarwono Sarwono Sarwono Sarwono Sarwono Siti Fatimah Siti Fatimah Siti Fatimah Siti Marfu'ah Siti Marfuah Sono, Moh Gifari Sri Kadarsih Sulistyo Budi Utomo Supriandi Supriandi Supriandi Supriandi, Supriandi Syadia Mutiara Syamsu Rijal Syarifuddin Yusuf Taufik Hidaya Utami, Eva Yuniarti v, Daud wandi Wandi, Wandi Wargo Wildan Nur Hidayat Wildan Nur Hidayat Yana Priyana Yasir Maulana Yuliaten Zaenal Abidin Zeni Sunarti