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All Journal Jurnal Mirai Management JBMP (Jurnal Bisnis, Manajemen dan Perbankan) JMM (Jurnal Masyarakat Mandiri) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JUMANJI (JURNAL MANAJEMEN JAMBI) Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI) Kumawula: Jurnal Pengabdian Kepada Masyarakat eCo-Buss Dinasti International Journal of Education Management and Social Science Jurnal Informatika Ekonomi Bisnis Jurnal Riset Akuntansi Politala Community Engagement and Emergence Journal (CEEJ) Bisman (Bisnis dan Manajemen): The Journal of Business and Management Jurnal Pengabdian kepada Masyarakat Nusantara Yumary: Jurnal Pengabdian kepada Masyarakat Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Journal of Tourism Economics and Policy Jurnal Ekonomi dan Manajemen Indonesia Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Penamas: Journal of Community Service Annals of Human Resource Management Research Jurnal Manajemen dan Bisnis JURNAL ECONOMINA Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Economics, Entrepreneurship, Management Business and Accounting Jurnal Manajemen Riset Inovasi International Journal of Asian Business and Management (IJABM) GLORY Jurnal Ekonomi dan Ilmu Sosial Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Informatika Ekonomi Bisnis Journal of Mandalika Literature Jurnal Lembaga Pengabdian Kepada Masyarakat Undana Abdimas Mandalika Journal of Management and Business Innovation (JOMBINOV)
Yonas F Riwu
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Pengaruh Pengalaman Kerja dan Tingkat Pendidikan terhadap Prestasi Kerja Karyawan pada PT. Amrtha Micro Fintec Cabang Wewiku Kabupaten Malaka Ewaldus Erwin Leki; Rolland E. Fanggidae; Yonas F. Riwu
Jurnal Manajemen Riset Inovasi Vol. 4 No. 3 (2026): Jurnal Manajemen Riset Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v4i3.9643

Abstract

This study aims to examine the effect of work experience and education level on employee performance at PT Amartha Mikro Fintec Wewiku Branch, Malaka Regency. The research employed a quantitative approach using an associative research design to analyze the relationship between the independent variables and the dependent variable. The study population consisted of all 35 employees of the company, and a saturated sampling technique was applied, meaning that all members of the population were selected as research participants. Data were collected through questionnaires and analyzed using SPSS version 22. The findings indicate that work experience has a positive and significant effect on employee performance. Likewise, education level also has a positive and significant influence on employee performance. Simultaneously, work experience and education level significantly affect employee performance and provide a substantial contribution to explaining variations in employee performance. These findings suggest that employees with greater work experience and higher educational attainment tend to achieve better job performance. Therefore, the company is expected to pay greater attention to work experience and educational background in recruitment, training, and career development programs. Such efforts are expected to improve employee performance more effectively while supporting organizational productivity and the achievement of corporate goals in a sustainable manner.
Pemberdayaan Masyarakat Penggerak Wisata Berbasis Inovasi BioReefTek dalam Konservasi Terumbu Yonas Ferdinand Riwu; Junita Cestilia Nenabu; Markus Bunga; Sonnya Marliani
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 3 (2026): Maret
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i3.5762

Abstract

Purpose: This program aims to enhance the capacity of coastal communities in managing marine ecotourism potential while maintaining the sustainability of coral reef ecosystems. Research Methodology: The implementation methods include socialization, Focus Group Discussions (FGD), technical training, and hands-on practice in the creation and installation of BioReefTek media and spiderwebs as tools for coral growth, involving 48 participants (fishermen and Mitra Analaut) on November 8, 2025. Results: The activities resulted in a significant increase in community knowledge and participation in marine conservation, with a 90% improvement measured through pre-test and post-test evaluations. The FGD produced important recommendations regarding the need for synergy between education, conservation, and nature-based economic development. The active role of the Anana Laut Community was a key element of the program’s success through local innovation and cross-sector collaboration involving the community, academics, government, and private sector. Conclusions: This program demonstrates the effectiveness of a holistic approach in integrating simple technology with local wisdom for the sustainability of coral reef ecosystems. Limitations: The limitation of this community service lies in the use of the BioReefTek method, which requires experimentation with more complex methods for coral ecosystem restoration. Contributions: This program contributes to the preservation of coral reefs, which are better preserved and experiencing improved growth. It also impacts the increased fish catch for fishermen.
The Effect Of Democratic Leadership And Work Discipline On Employee Performance Theresia Adisanti H. Klau; Ni Putu Nursiani; Yonas Ferdinand Riwu
Jurnal Mirai Management Vol 10, No 2 (2025)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v10i2.9764

Abstract

This study aims to describe Democratic Leadership Style, work discipline and employee performance and analyze Democratic Leadership Style and work discipline partially and simultaneously on employee performance. The research method used in this study is descriptive method. The type of research used is quantitative. The sample used in this study were employees of KOPDIT Serviam Oebufu Branch with a sample size of 35 sample respondents in this study. The primary data collection technique used a questionnaire technique. The results of the study showed that Democratic Leadership Style did not have a significant positive effect on Employee Performance, Work Discipline had an effect on employee performance, thus the higher the level of employee discipline in working, the higher their performance, Democratic Leadership Style and Work Discipline together had an effect on employee performance at KOPDIT Serviam Oebufu Branch.
Systematic Literature Review Keberlanjutan Implementasi Green Investment Perbankan Di Indonesia Dengan Pendekatan Bibliometrik Berbasis Prisma Andrea Chandra; Febriyanti G. Hunga; Ade Try Pratama; Sesilia Wilgis Klau; Rolland Epafras Fanggidae; Yonas Ferdinand Riwu
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 6 No 2 (2026): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Edisi Agustus 2026
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/a4njy759

Abstract

The banking sector plays a strategic role in supporting sustainable development through green investment. However, research on the sustainability of green investment implementation in Indonesia’s banking sector remains limited. This study aims to analyze research developments from 2019 to 2025 by identifying research themes, topic interrelationships, and the challenges and opportunities associated with implementation. This study employs a Systematic Literature Review method with a bibliometric approach based on PRISMA. Articles were obtained from Google Scholar and selected from SINTA accredited journals and relevant Q1–Q4 international journals. The findings indicate that research on green investment in Indonesia’s banking sector remains limited and has not specifically focused on sustainability issues. Major challenges include emphasis on short-term investment returns, regulatory inconsistencies, greenwashing risks, limited human resource capacity, and low investor confidence. Nevertheless, opportunities for sustainable implementation are supported by green accounting, banking digitalization, green sukuk development, and integration with the blue economy concept. This study is expected to provide a reference for future research, policy development, and academic discussion in promoting sustainable green investment in Indonesia’s banking sector.
Swipe, Pay, Repeat: E-Wallets, Financial Literacy, and the Consumer Lifestyle of Gen Z in Kupang Sari Angriany Natonis; Olaf Tri Wilopo Simanjuntak; Yonas Ferdinand Riwu
Jurnal Penelitian Ekonomi dan Akuntansi JPENSI Vol. 10 No. 2 (2025): JURNAL PENELITIAN EKONOMI DAN AKUNTANSI
Publisher : Program Studi Akuntansi Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study delves into how financial literacy and the use of Fintech e-wallets shape the consumptive behavior of Generation Z in Kupang City. Employing a quantitative approach with 75 respondents, this research utilizes multiple linear regression analysis to examine the influence of these two factors, both partially and simultaneously. The findings indicate that both financial literacy and the use of Fintech e-wallets have a positive impact on the consumptive behavior of Generation Z in Kupang City. These results provide crucial insights into the dynamics of consumption in the digital age and highlight the vital role of financial understanding and payment technology in shaping the spending habits of younger generations.
Co-Authors Achwan Noorlistyo Adi Ade Try Pratama Aman, Dominikus K. T Aman, Dominikus K.T Amtiran, Paulina Y Amtiran, Paulina Y. Anderias U. T. Anabuni Andi Aris Mattunruang Andrea Chandra Anggi Somba Poddala Anggi Somba Poddala Antin Yeftanti Nugrahening Widi Arjuna Purba Arthana, I Komang Austin Geriel Bandaso Beka, Amrina Lopes Bere, Meilinda Cristianti Carolyne Bon, Sergius Fribontius Bora'a, George R.C.L Bria, Eleonora Fransiska Bukka, Maria Florensia Yosefin Bunga, Markus Chindri, Yassensia Debeata Chrispy Theresia Daud Christien Corina Foenay Da Lopez, Viktorianus Mahenda Da Lopez, Viktorianus Mahendra Dhae, Yosefina K I D D Djo, Rini Aryani Dominikus K.T Aman Dominikus K.T.Aman Dominikus Kopong T. Aman Dyah Wahyu Nastiti Ekasari, Juendiny Chrisna Elisabet Tangkonda Ewaldus Erwin Leki Fadhy Risckhy Loe Fahik, Maria Efanggelina Familya Maria D.L. Moensaku Fanggidae, Apriana H. J Fanggidae, Apriana H.J. Fanggidae, Ronald P. C Fanggidae, Ronald Patrick Costantin Febriyanti G. Hunga Fedho, Grardiana Claudia Fia, Faya Koriana Filphin Adolfin Amalo Foenay, Christien C. Fransiska Mariana Unenor Ga Mage, Indah Lestari Gaina, Cynthia Dewi Glen Yosua Febryan Hallan, Markus A. K. B Hartaman, Hidayat Hastuti, Krisdayanti Hida, Valen Yehezkiel Hunam, Desi Hurit, Maria Brialin Husein, Febriani J. C. I Nyoman Arya Wiguna Irience R.A. Manongga Itu, Maria Aryani Jachielin Helvinda Lada Jackline H. Lada Jegaut, Patrisia Astuti Kaho, Adelita Throci Klaasvakumok Jehezkielomi Kamuri Klau, Herlina Helmy Konstantia Amol Korenguru, Izzat D J Kuta, Maria Claudia Beka Labi, Alfa Irene Lau, Rosalinda Tantris Lidia Hartarti Loe, Fadhy Risckhy Maak, Clarce Sarliana Marianus S. Neno Marianus S.Neno Marianus Saldanha Neno Markus Bunga Markus Bunga Merlyn Kurniawati Meyok, Mysheilla Musdalifa Musdalifa Nadia Sasmita Wijayanti Nahak, Roswita Nalle, Karni Jublina Nastiti, Dyah Wahyu Natonis, Sari Angriany Nenabu, Junita Cestilia Neno, Marianus S Ni Putu Nursiani Ningrum, Martiana Ratri Nursiani , Ni Putu Olaf Tri Wilopo Simanjuntak Pandi Resi, Angel Naysila Penu Dima, Dicky Pratama Petrus E.de Rozari Rahmawati Rahmawati Rati, Dyah Anggita Rian Ara Mali, Yohanes Don Bosko Rolland E. Fanggidae Ronald P. C. Fanggidae Ruhu, Yholand F Sabha, Adrianus Salean, Debryana Y Sari Angriany Natonis Selan, Yulfia Nellymalik Sesilia Wilgis Klau Simanjuntak, Olaf Tri Wilopo Sinlae, Yoan Tania Sonia Virgarini Nawi Sonia Virgarini Nawi Sonia Virginia Nawi Sonnya Marliani Suki, Priska Henderina Taebenu, Melinda Talo, Destiana Olok Theresia Adisanti H. Klau Timuneno, Tarsisius Ulin, Bhara A D Utoyo, Hipolitus Leonardo Viktorianus Mahendra Da Lopez Viktorianus Mahendra da Lopez Wehelmina M.Ndoen Wolo, Adventa Dete Yaris, Benyamin Yoan Tania Sinlae Yosefina K I D D Dhae Yuri S. Fa’ah Yuri Sandra Faah Yuri Sandra Faah Yuri Sandra Fa’ah Yuri.S.Fa’ah