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PENGARUH LITERASI KEUANGAN DAN KEMUDAHAN BERTRANSAKSI TERHADAP MINAT PENGGUNAAN DOMPET DIGITAL (E-WALLET): STUDI KASUS KARYAWATI PT SMJ TEAM MEMBER SEWING LINE 1-40 GEDUNG UP 1 Fanni, Maghfira Nur Tri; Dumadi, Dumadi; Roni, Roni
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.673

Abstract

The financial services sector is one of the sectors that is very vulnerable to technological turmoil. This will change the business pattern of the financial services industry as a whole. Such as the emergence of technology-based financial companies or financial technology (fintech). The development of financial technology can change the way people conduct financial transactions and quickly turn cash transactions into non-cash. Revolutionary payment methods such as digital wallets will change the way we transact. To make transactions, e-wallets use digital tokens, which can be accessed through mobile devices, computers, or other internet devices. The purpose of the research was to analyze the influence of literacy on interest in using digital wallets/e-wallets; ease of transactions for interest in using digital wallets/e-wallets; financial literacy and ease of transactions together on the interest in using digital wallets/e-wallets in the employees of PT SMJ team member sewing line 1-40 building up 1. This type of research is quantitative research with the type of primary data obtained from questionnaire answers. The sampling technique was the Slovin formula with a margin error of 10% obtained by 96 respondents. The data were analyzed by descriptive statistical analysis test, classical assumption test, multiple regression analysis, and hypothesis test. The test is assisted by SPSS software. Financial literacy has a significant influence on interest in using digital wallets/e-wallets; ease of transactions has a significant influence on interest in using digital wallets/e-wallets; Financial literacy and ease of transactions together affect the interest in using digital wallets/e-wallets in PT SMJ team member sewing line 1-40 building up 1
PENGARUH GOOD CORPORATE GOVERNANCE (GCG) DAN PRICE EARNING RATIO (PER) TERHADAP HARGA SAHAM : STUDI PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Yanah, Nur Sopi; Dumadi, Dumadi; Ernitawati, Yenny
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.674

Abstract

This research was conducted with the aim of examining the influence of Good Corporate Governance (GCG) and Price Earning Ratio (PER) on Stock Prices. Good Corporate Governance which is proxied with the Board of Directors, Board of Commissioners, Independent Board of Commissioners, and Audit Committee. This research is quantitative using secondary data. The study population consisted of 47 banking companies listed on the Indonesia Stock Exchange from 2020-2023, with 29 companies taken as a sample over a 4-year period, resulting in a total of 116 sample data. The sample was selected using the purposive sampling technique based on certain criteria. Data collection technique with the documentation method from the company's financial statements. The data analysis method was carried out by multiple linear regression analysis using SPSS 16 for Windows. The results of the study show that partially, only the variable of the board of directors has a significant effect on the stock price. Meanwhile, simultaneously, Good Corporate Governance which is proxied with the board of directors, board of commissioners, independent board of commissioners, audit committee, and Price Earning Ratio has a significant effect on the stock price by 28.5% and while the remaining 71.5% is influenced by other factors that were not studied in this study
Pengaruh Kompetensi SDM, Implementasi Sistem Aplikasi Keuangan Tingkat Instansi (SAKTI) dan Pengendalian Internal terhadap Kualitas Informasi Laporan Keuangan pada Kantor Pengadilan Agama Kabupaten Brebes Navira Nur Hannisa; Dumadi Dumadi; Yenny Ernitawati
Jurnal Ekonomi Manajemen Akuntansi Vol. 30 No. 1 (2024): JURNAL EKONOMI MANAJEMEN AKUNTANSI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharma Putra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/ema.v30i1.191

Abstract

Poor quality of financial statements can have an impact on the inaccuracy of the information presented, thereby hindering data-based decision-making. This can also affect the accountability and transparency of financial management within government agencies. This study aims to investigate the influence of human resource (HR) competence, the implementation of the Agency-Level Financial Application System (SAKTI), and internal control on the quality of financial statement information at the Brebes Regency Religious Court Office. The research method used is quantitative with a survey approach. The research sample consists of employees who are directly involved in the financial reporting process. Data was collected through questionnaires and analyzed using regression methods to test the relationship between these variables. Human resource competence has a positive and significant effect on improving the Quality of Financial Statement Information at the Brebes Regency Religious Court office by 66.5%. The implementation of SAKTI had a positive and significant effect on improving the quality of financial statement information by 17.5%. Internal Control had a positive and significant effect on improving the Quality of Financial Statement Information by 14.0%. HR competence, SAKTI implementation, and Internal Control simultaneously affect the improvement of the quality of financial statement information at the Brebes Regency Religious Court office. The variables of HR competence, SAKTI implementation, and internal control contributed 66.4% to the quality of financial statement information at the Brebes Regency Religious Court office, while the remaining 33,760% were influenced by variables that were not studied.
Penyuluhan Kewirausahaan pada Kelompok UMKM Desa Parereja untuk Meningkatkan Motivasi Berwirausaha Dwi Ariyanti Barkah; Dumadi, Dumadi; Ari Kristiana; Nasiruddin, Nasiruddin; Farhan Saefudin Wahid; Ubaedillah, Ubaedillah
Jurnal Pengabdian Masyarakat Waradin Vol. 2 No. 3 (2022): September : Jurnal Pengabdian Masyarakat Waradin
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/wrd.v2i3.275

Abstract

Desa Parereja merupakan salah satu desa yang ada di Kecamatan Banjarharjo yang terdapat beberapa kelompok usaha rumahan dan UMKM diantaranya produksi arumanis, kerupuk basreng, rengginang dan kerupuk centir. Dalam perkembangan usaha ada beberapa kelompok usaha yang masih terkendala dalam inovasi produk, pemasaran, pengemasan dan disstribusi produksi. Kegiatan pengabdian masyarakat ini bertujuan untuk memberikan pengetahuan dan pemahaman ilmu tentang pentingnya melakukan motivasi dalam berwirausaha dan pentingnya melakukan inovasi pada usaha dengan kolaborasi ilmu dan teknologi yang dapat meningkatkan perekonomian lokal masyarakat. Bentuk kegiatan pengabdian ini dilakukan dengan metode sosialisasi melalui penyampaian materi oleh narasumber, tanya jawab dan diskusi. Peserta dalam pelaksanaan kegiatan ini adalah kelompok UMKM, kelompok Pemberdaya Kesejahteraan Keluarga (PKK) serta masyarakat umum yang berjumlah 33 orang. Hasil dari kegiatan ini yaitu peserta kegiatan memperoleh berbagai manfaat seperti: menambah pengetahuan dan pemahaman kepada masyarakat tentang pentingnya membangun motivasi dan jiwa kewirausahaan yang meliputi inovasi pada produk, pengemasan yang menarik pembeli serta pentingnya pembukuan selama kegiatan produksi berlangsung. Diharapkan dapat dijadikan pemberdayaan kepada masyarakat dalam mengembangkan usahanya serta siap dalam menghadapi persaingan pada tiap produk yang sama dengan keunggulan yang berbeda.
The Effect of Local Original Income, Regional Levies and Regional Tax Contributions on Regional Expenditures of Brebes Regency for the 2017-2021 Period Azizah, Silvia Syarifatul; Wulandari, Hilda Kumala; Dumadi, Dumadi
Journal Of Accounting Management Business And International Research Vol 1, No 2 (2022): October 2022
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (384.966 KB) | DOI: 10.57235/jambuair.v1i2.65

Abstract

This study aims to identify and evaluate the effect of local taxes, expenditures, and revenues on local expenditures. In 2017–2021, at the BAPPEDA and BPKAD offices in Brebes Regency. Quantitative in nature, this type of research uses secondary data. The main focus of this research is the implementation of the Regional Budget of Brebes Regency for one month because of the targeted use of skewers in the sewing stitch research. Usage is made of secondary data. then tested, including research hypotheses, multiple linear regression analysis, traditional hypothesis testing, and descriptive statistical analysis tests. SPSS Version 25 program was used to perform the test. The findings of this study indicate that this occurs as a result of the tests carried out: 1) local revenue has a positive and significant effect on regional spending, 2) regional retributions have a significant and positive effect on regional expenditures, 3) the contribution of local taxes is positive and significant on regional spending. and 4) local revenue, regional levies, local tax contributions have a significant simultaneous effect on regional spending.
Pengaruh Literasi Keuangan, Payment Gateway, dan Peer to Peer Lending terhadap Peningkatan Pendapatan UMKM di Kabupaten Brebes Tiya Aryana; Dumadi Dumadi; M. Badrun Zaman
Jurnal Visi Manajemen Vol. 10 No. 3 (2024): Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v10i3.488

Abstract

This study aims to find out and analyze the influence of financial literacy, payment gateways and peer to peer lending on increasing MSME income in Brebes Regency. Primary data were used in the study. The population in this study is all MSME actors in Brebes Regency who have used financial technology. Multistage cluster sampling technique with Slovin formula. Data analysis techniques with data quality test, classical asusmation test, multiple linear regression analysis and hypothesis test with the help of SPSS. The results of the study show that financial literacy has a positive and significant effect on increasing MSME income in Brebes Regency, payment gateways have a positive and significant effect on increasing MSME income in Brebes Regency, and peer to peer lending has a positive and significant effect on increasing MSME income in Brebes Regency as well as financial literacy, payment gateways and peer to peer lending have a positive and significant effect on increasing MSME income in Brebes Regency.
Pengaruh Pendapatan Wajib Pajak, Kualitas Pelayanan, dan Pemahaman Literasi Perpajakan terhadap Kepatuhan Wajib Pajak Bumi dan Bangunan di Kelurahan Keboledan Kecamatan Wanasari Kabupaten Brebes Periode Tahun 2021-2023 Siti Adelah Sofiyati; Dumadi Dumadi; Hilda Kumala Wauandari
Jurnal Visi Manajemen Vol. 10 No. 3 (2024): Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v10i3.489

Abstract

Tax revenue from this sector is not small, so the government must optimize its services and also be able to provide stimulus to the community so that they are willing to pay taxes, because with the high tax revenue from this sector, financing for regional development will be able to be carried out properly. This research aims to determine the influence of taxpayer income, service quality and understanding of tax literacy in Keboledan Village. This research is with a quantitative descriptive approach. Data analysis technique with multiple linear regression analysis. The population in this study is all taxpayers in Keboledan Village of 2.39 people. The sampling technique in this study used the Slovin formula with a margin of error of 5% obtained by 343 respondents. The results of this study obtained a t-value of 4,115>1,967 and a significance value of 0.000<0.05, which means that taxpayer income has a positive and significant effect on the compliance of land and building tax taxpayers in Keboledan Village. The quality of service has a t calculation of 4,434>1,967 and a significance value of 0.000<0.05 which means that the quality of service has a positive and significant effect on the compliance of land and building taxpayers in Keboledan Village. The understanding of tax literacy has a t count of 8,131>1,967 and a significance value of 0.000<0.05 which means that the understanding of tax literacy has a positive and significant effect on the compliance of land and building taxpayers in Keboledan Village. It is believed that taxpayer income, service quality and tax literacy understanding together affect land and building tax compliance in Keboledan Village.
Pengaruh Kualitas Pelayanan PDAM, Tarif PDAM dan Tempat Pembayaran PDAM terhadap Penerimaan Pembayaraan PDAM Indah Lestari; Dumadi Dumadi; Yenny Ernitawati
Jurnal Visi Manajemen Vol. 11 No. 1 (2025): Jurnal Visi Manajemen
Publisher : Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jvm.v11i1.491

Abstract

This study aims to find out and test the influence of PDAM service quality, PDAM tariff and PDAM payment place on PDAM payment receipts. This research was conducted with a quantitative approach. The type of data in the form is primary data with questionnaires. The study population is PDAM customers in Brebes Regency. The determination of the number of samples in this study with the Slovin formula obtained 98 responses. The respondents' answer data was tested with validity and reliability tests. It is then tested with a classical assumption test. The data analysis technique was carried out by multiple regression test The results of the study showed that the quality of PDAM services partially affected the receipt of PDAM payments obtained a sig value = 0.000 < 0.05. Partially, the PDAM tariff affects the receipt of PDAM payments, obtaining a sig value = 0.000 < 0.05. Partially, the place where PDAM payments affect the receipt of PDAM payments obtained a sig value = 0.001 < 0.05. Simultaneously, the quality of PDAM services, PDAM tariffs and PDAM payment places affect PDAM payment receipts.
The Determinants of Millennial Farmers' Income: The Role of Capital, Education, and Technology Azis Tri Budianto; Ageng Widodo; Dumadi Dumadi; catur raharjo febrayanto; Fitri Susiyanti; Muhammad Siwi Nugraha; Mohammad Agus Yulianto; Ira Amanda Hirbasari
SOCA: Jurnal Sosial Ekonomi Pertanian Vol 18 No 3 (2024)
Publisher : Program Studi Agribisnis, Fakultas Pertanian, Universitas Udayana Jalan PB.Sudirman Denpasar, Bali, Indonesia. Telp: (0361) 223544 Email: soca@unud.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/SOCA.2024.v18.i03.p02

Abstract

This study investigates the factors influencing the income of millennial farmers in Brebes Regency, Indonesia, a region known for its agricultural sector. The objectives are to determine the profile of millennial farmers and analyze the relationship between education level, knowledge of pests and fertilizers, mechanization, access to capital, and infrastructure, with the income level of young farmers. This research employs a mixed-methods approach, combining quantitative and qualitative analyses. Quantitative analysis utilizes correlation and simple linear regression tests on data collected from a representative sample of millennial farmers in the region. Qualitative analysis is based on in-depth interviews with staff from the Brebes Regency Agriculture and Food Security Agency and millennial farmers themselves. Results indicate that education level, knowledge of pests and fertilizers, and the use of agricultural mechanization among Brebes millennial farmers are already at adequate levels. However, access to capital, particularly the size of cultivated land, is a more significant factor influencing farming activities and income among millennial farmers in Brebes Regency. Therefore, policy planning aimed at expanding the agricultural land available to young farmers is crucial for significantly improving the economic well-being of millennial farmers in Brebes Regency.
The Influence of Social Media and Product Quality on Purchase Intention on MSME Mitra Mandiri Brebes Dumadi Dumadi; Slamet Bambang Riono
Harmony Management: International Journal of Management Science and Business Vol. 2 No. 2 (2025): International Journal of Management Science and Business
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/harmonymanagement.v2i2.267

Abstract

The impact of the Covid-19 pandemic was experienced by business actors, especially MSME business actors and had a huge impact on business actors who had just started a business. The Covid-19 pandemic that hit the world has made many changes, including the changing behavior of consumers. MSME actors must be able to adapt to existing conditions. Consumers prefer to make purchases onlineonline according to their circumstances and needs during a pandemic, but this right is also inseparable with regard to the quality of the product to be purchased, whether it meets their needs or not. The research objectives were to find out and analyze the influence of: social media on buying interest, product quality on buying interest, and social media and product quality on buying interest in UMKM Mitra Mandiri Brebes. The research population referred toFriends of the Umkm Mitra Mandiri account as of October 15, 2023 totaling 201 friends. Sampling using the Slovin formula with techniquesincidental as many as 67 respondents. The data uses primary data from the answers to the questionnaire. Hypothesis testing uses SPSS. The theoretical basis used is social media, product quality, and buying interest. The results showed social media partially has a significant effect on purchase intention, product quality partially has a significant effect on purchase intention, and social media and product quality simultaneously influence purchase intention
Co-Authors Abdul Mutholib Adi Saputra Aenul Ma’rifah Afridah, Nur Afti Sulastri Ageng Widodo Akbar NP Darma Wahana Aldi Prayoga Amelia Sholeha Andi Yulianto Andi Yulianto Anisa Sains Kharisma Anisa Sains Kharisma Anisa Sains Kharisma Ari Kristiana Aula, Anisa Darojatu Ayip Febriansyah Ayu Ainunnisa Ayundah, Yuyun Azis Tri Budianto Azizah, Eva Azizah, Silvia Syarifatul Bambang Kuryanto Bela Dwi Defira Casroni Casroni Casroni, Casroni Catur Raharjo Febrayanto Citra Mega Suara Dewi Mulyani, Indah Dewi Safitri Didi Pangestu Dwi Ariyanti Barkah Dwi Harini Dwi Harini Ely Supratin Eva Lutfiyatul Latipah Fanni, Maghfira Nur Tri Farhan Saefudin Wahid Findhy Dwita Kumala Firda Fiah Zaini Firdausa Nuzula Fitri Susiyanti Gian Fitrialisma Hendri Sucipto Hendri Sucipto Hendri Sucipto Hesti Karuniati Rizkiana Hidayatai Cahyani Eka Putri Hilda Kumala Wauandari Hilda Kumala Wulandari Hilda Kumala wulandari Hilda Kumala Wulandari Hilda Kumala Wulandari Hilda Kumala Wulandari Hilda KumalaWulandari Ika Novita Ardelia Ikhwan, Syariefful Indah Dewi Mulyani Indah Dewi Mulyani Indah Dewi Mulyani Indah Dewi Mulyani Indah Dewi Mulyani Indah Dewi Mulyani Indah Indah Indah Lestari Indriyani, Azizah Intana, Dewi Ira Amanda Hirbasari Irna Roseniati Roseniati Ismi Nur Kholifah Iza Azkiah Jalaliah Jalaliah Khalid Iskandar Khojin, Nur Kholifah, Ismi Nur Laela, Ana Zulfa Laila Putri Setia Arti Lili Nur Intan M Badrun Zaman M. Badrun Zaman M. Badrun Zaman M. Ibnu Nasirin Maftukhin Maftukhin Maftukhin Maftukhin Masrini Dian Utami Ma’rifatul Indra Oktaviani Mega, Solusi Melania Noeri Alifiyah* Melly Pitria Indriani Melly Pitria Indriani Mey Nur Aisyah Moh. Nurizki Mohamad Badrun Zaman Mohammad Agus Yulianto Muhammad Fahmi Hidayat Muhammad Siwi Nugraha Muhammad Syaifulloh MUHAMMAD SYAIFULLOH Muhammad Syaifulloh Mulyamin Mulyamin Nasiruddin Nasiruddin Nasiruddin, Nasiruddin Navira Nur Hannisa Noeri Alifiyah*, Melania Noviana Dewi Nur Afrida Nur Afridah Nur Afridah Nur Aisyah Nur Khojin Nurkojin Nurkojin Nuroksi Apipah Nurul Imanul Qur’an Otong Saeful Bachri Pangestu, Didi Prayoga, Aldi Priska Amelia Putri Novia Sari R.M.Herdian Bhakti Rena Widayanti Riki Yogi Yusnanto Riono, Slamet Bambang Riri Rengganih Ririn Widia Astuti Risma Amelia Rizqi Amellia Roby Setiadi Roikhatun Mawah Roni Roni Roni Roni Roni, Roni Rossa Amelia Imelda Safira Utami Sari, Putri Novia Sholeha, Amelia Sholikha Puji Astuti Siti Adelah Sofiyati Siti Rofiqoh Solikhin Sri Tahany* Sucipto, Hendri Sugiani Sugiani Susi Apriyani Khumaeroh Syarieful Ikhwan Tahany*, Sri Teguh Arifianto TITI RAHMAWATI Titi Rahmawati Tiya Aryana Tri Octaviani Ubaedillah Ubaedillah, Ubaedillah Umi Mutmainah, Umi Mutmainah Umisara, Elinda Uswatun Hasanah Uswatun Hasanah Veronika Hutapea WAHYU FIRMANSYAH Wihartiani Wihartiani Windy Girmaliya Wiwi Nur Aisyah Wulandari, Hilda Kumala Yanah, Nur Sopi Yanti, Sita Dwi Yenny Ernitawati Zaman, M Badrun Zaman, M. Badrun