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All Journal Jurnal Diskursus Islam Pendas : Jurnah Ilmiah Pendidikan Dasar Didaktik : Jurnal Ilmiah PGSD STKIP Subang WAHATUL MUJTAMA: Jurnal Pengabdian Masyarakat Al-Tafaqquh: Journal of Islamic Law Jurnal Kajian Ilmu Pendidikan (JKIP) KENDALI: Economics and Social Humanities El-Fata: Journal of Sharia Economics and Islamic Education QANUN: Journal of Islamic Laws and Studies Socius: Social Sciences Research Journal Relinesia: Jurnal Kajian Agama dan Multikulturalisme Indonesia Media Hukum Indonesia (MHI) RETORIKA : Jurnal Kajian Komunikasi dan Penyiaran Islam Retorika: Jurnal Komunikasi, Sosial dan Ilmu Politik Al-Qalam: Jurnal Kajian Islam Dan Pendidikan
Raehana, Syarifa
Universitas Muslim Indonesia
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENERAPAN MODEL PEMBELAJARAN KOOPERATIF TIPE THINK TALK WRITE UNTUK MENINGKATKAN HASIL BELAJAR DI SMPN 3 PANCA RIJANG Ayu, Fitrah Mutiara; Mustamin; Raehana, Syarifa; Bunyamin, Andi; Sudarmono, Muh Aidil
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Public
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43447

Abstract

This study aims to improve student learning outcomes in Islamic Religious Education through the implementation of the Think Talk Write cooperative learning model in class VIII.1 of SMP Negeri 3 Panca Rijang, Sidrap Regency. The type of research used is Classroom Action Research (CAR) which is carried out in two cycles, where each cycle consists of planning, action implementation, observation, and reflection stages. The subjects of this study were 33 students. Data collection techniques used include learning outcome tests, observation, interviews, and documentation. The research instruments used were test sheets to measure student learning outcomes and observation sheets to determine student activities during the learning process. The data analysis technique used was quantitative descriptive analysis for test result data and qualitative descriptive analysis for observation data. The results of the study showed that the implementation of the Think Talk Write learning model was able to improve student learning outcomes in Islamic Religious Education at SMP Negeri 3 Panca Rijang, Sidrap Regency. In the pre-cycle stage, the average score of students was 69.69 with a completion rate of 39% or 13 students who achieved completion. In cycle I, the average score increased to 80.15 with a completion rate of 66.67% or 22 students. Furthermore, in cycle II, the average score increased to 88.63 with a completion rate of 93.94% or 31 students who achieved completion. Furthermore, student learning activities also increased and the learning process became more active, interactive, and enjoyable. Thus, the implementation of the Think Talk Write cooperative learning model is effective in improving student learning outcomes.
PENERAPAN MODEL PEMBELAJARAN EDUTAINMENT DALAM MENINGKATKAN PRESTASI BELAJAR PESERTA DIDIK PADA MATA PELAJARAN PENDIDIKAN AGAMA ISLAM KELAS VIII.C DI UPTSMPN 34 MAKASSAR Sabial Masani Hasan; Mustamin; Syarifa Raehana; Martini; Abdul Wahab
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43501

Abstract

This thesis discusses "The Application of the Edutaiment Learning Model in Improving Student Learning Achievement in Islamic Religious Education Subjects for Class VIII. C at the UPT SMPN 34 Makassar." The purpose of this study is to describe the application of the Edutaiment Learning Model in Improving Student Learning Achievement in Islamic Religious Education Subjects for Class VIII. C at the UPT SMPN 34 Makassar.This study is a Classroom Action Research (CAR) consisting of two cycles, where each cycle consists of two meetings. The subjects in this study were 30 students of class VIII. C at the UPT SMPN 34 Makassar. Data collection techniques in this study were observation, interviews, tests, and documentation. The data analysis techniques used in this study were using percentage calculation formulas and average values ​​(mean) for both the analysis of student activity sheet data and the completeness of student learning achievement.The results of the study on the application of the Edutainment Learning Model using Cycles I and II indicate that student learning outcomes in Cultural History for Class VIII.C at the UPT SMPN 34 Makassar increased in each cycle. This is evident in the student learning outcomes obtained in Cycles I and II. In Cycle I, 20 students achieved completion with an average score of 74.6, categorized as "good," or 66%. Meanwhile, in Cycle II, the number of students who completed the course increased to 26 with an average score of 86, categorized as "sufficient," or 86.66%.
ANALISIS IMPLEMENTASI FATWA DSN-MUI PENERAPAN INKLUSI KEUANGAN SYARIAH PADA PEMBIAYAAN MURABAHAH UNTUK PENINGKATAN KESEJAHTERAAN NASABAH DI BPRS Hafid, Ekaradiah; Bunyamin, Andi; Lawang, Hasanna; Raehana, Syarifa; Arsyad, Yusri Muhammad
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43829

Abstract

This study aims to analyze the application of Islamic financial inclusion principles in murabahah financing at BPRS Bobato, Tidore Islands City, and to examine the implementation of DSN-MUI Fatwa Number 04/DSN-MUI/IV/2000 concerning murabahah contracts in such financing practices. The main focus of this study is to determine the extent to which Islamic financial inclusion through murabahah products is able to provide broader financial access to the community, especially MSMEs, in order to improve their economic welfare in a sustainable manner. The research method used is qualitative research with a case study approach. Data collection was carried out through observation techniques, in-depth interviews, and documentation. Research informants consisted of the management of BPRS Bobato, especially the Marketing Manager, as well as active customers who use murabahah financing. The data obtained were then analyzed descriptively to provide a comprehensive picture of the implementation of Islamic financial inclusion and the conformity of murabahah practices with the DSN-MUI fatwa. The results of the study indicate that the implementation of Islamic financial inclusion at BPRS Bobato has been running well, especially in expanding access to financial services for people who previously had difficulty reaching conventional banking. The implementation of DSN-MUI Fatwa No. 04/2000 has also been in accordance with sharia principles, as evidenced by price and margin transparency. However, challenges remain, including low customer understanding and the need for strengthened internal oversight.
ANALISIS PENETAPAN TARIF AGEN BRILINK DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH KECAMATAN BELOPA UTARA KABUPATEN LUWU Sudirman, Putri; Hasibuddin, M; Lawang, Hasanna; Raehana, Syarifa; Jamaluddin
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43883

Abstract

Belopa Utara District, Luwu Regency, and to examine its conformity with the perspective of Islamic economic law. This research uses a field research method with a qualitative approach and a normative sociological approach. The data sources consist of primary data obtained through interviews with BRIlink agents and customers, as well as secondary data from books, journals, and other supporting documents. Data collection techniques include observation, interviews, and documentation, while data analysis is conducted using descriptive qualitative methods through data reduction, data presentation, and conclusion drawing. The results show that the tariff determination system of BRIlink agents in Belopa Utara is not standardized by PT Bank Rakyat Indonesia (Persero) Tbk, but is determined independently by each agent based on operational costs, location distance, and marketing strategies. This leads to variations in tariffs among agents. In terms of service, BRIlink provides convenience for the community in conducting financial transactions; however, tariff transparency is still not optimal. From the perspective of Islamic economic law, the practice of tariff determination is permissible as it represents a service fee (ujrah) in an ijarah contract, as long as it adheres to the principles of justice, transparency, and public benefit. However, significant tariff differences and lack of transparency may lead to elements of gharar (uncertainty) and perceived injustice. Therefore, increased transparency and supervision are needed to ensure that tariff practices align with Islamic economic principles.
ANALISIS DAMPAK PINJAMAN PERMODALAN NASIONAL MADANI (PNM) MEKAR SYARIAH TERHADAP KESEJAHTERAAN MASYARAKAT PRESPEKTIF HUKUM EKONOMI SYARIAH Syamsinar; Lawang, Hasanna; Akil, M; Bunyamin, Andi; Raehana, Syarifa
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43970

Abstract

This study aims to analyze the distribution mechanism and effectiveness of loans from PNM Mekaar Syariah, South Bontonompo Branch, Gowa Regency, in improving the economic welfare of the community in Pa'bundukang Village, South Bontonompo District, and to identify factors that influence the success of customers' micro-enterprises. The results of this study are expected to provide theoretical benefits as a reference in the development of Islamic economics, particularly related to microfinance-based poverty alleviation efforts, as well as practical benefits for PNM Mekaar Syariah in improving the quality of services and empowerment programs. The research method used is a qualitative approach with data collection techniques through direct observation, in-depth interviews, and documentation. Research informants consisted of active customers of PNM Mekaar Syariah and program managers. Data analysis was carried out through the stages of data reduction, data presentation, and drawing conclusions to obtain a valid picture of changes in the economic and social conditions of the community before and after receiving financing. The results of the study indicate that capital loans from PNM Mekaar Syariah have a significant impact on improving community welfare. Economically, customers are able to develop businesses and increase household income. Socially, group-based financing encourages discipline and responsibility. However, there were challenges in repaying installments when business declined. Overall, this program has proven effective in supporting Sharia-based community economic empowerment.
Co-Authors A, Nurfadila Abbas Alimayo Abdillah, Ikram Abdul Wahab Abdullah, Nuraeni Abu Baedah, Said Syafuddin Afif Ma’ruf Afrianti, Ifa Ahmad Ahmad A Ahmad Hakim Akhmad Syahid Akil, M Akil, Muh Alboneh, Abdulqadir Alfisyahri, Alfisyahri Amiruddin K. Andi Bunyamin Andi Herawati Andi Mulyadi Angriani Putri, Aisyah Arsyad, Yusri M Arsyad, Yusri Muhammad Atika, Nur Atjo, Noerrachman Ayu, Fitrah Mutiara Baco, Rispa Damayanti Baedah, Said Syarifuddin Abu Bambang Sampurno, Bambang Bunyamin, Andi Darmawangsa, Andi Elena Mariantika Fauziah Ahmad Fitrayani Shultan H. Nashiruddin Pilo Hafid, Ekaradiah Harahap, Anggie Felysha Hasibuddin Mahmud Hasibuddin, M Hasriani , Andi Hasriani, Andi Hasryana B Hj. Nur Setiawati Husnul Khatimah Idrian Jaya Irman, Dilla Jamaluddin Jufri Jufri Lawang, Hasanna M Akil M. Akil, M. M. Nasir Hamzah Mallongi, Maryati Mappeasse, Nurul Zazkiyah MARTINI Muh.Kemal Makassau Muhaimin Muhaimin Muhammad Ishaq Shamad Muhammad Syahrul Muslimin H. Kara Mustamin Mustamin Mustamin Nashiruddin Pilo Nengsi , Ratika Nengsih, Ratika Noka, Isara Abda Nur Setiawati Nurhidayanti Nursetiawati Nursetiawati Nurul Qadriyyah. Ak, Nurul Pawe, Nunung Indrawati Puspita, Nuraeni Qadri, Muh Rahman, Aly Fathur Rahmat Hidayat Rahmatullah, Sity Raihannatul Jannah Rismaya, Rismaya Rosmiati Rosmini Rosmini S, Ansar. Sabial Masani Hasan Said Syaripuddin Said, Taufikurrahman Saldi, Muhammad Salim Hasan Salsyabila, Hasnia Satriani Satriani Septiani, Fheby Setiawati , Nur Sriwahyuni, Ilfa St. Musdalifa Subaedah Subaedah, Subaedah Sudarmono R, Muh Aidil Sudarmono, Muh Aidil Sudirman, Putri sumardin, sumardin Surani Syafei, Achmad Syafril Syahid, Akhmad syahrul, muhammad Syamsinar Syamsuriah , Syamsuriah Syamsuriah, Syamsuriah Syarifuddin, Said Tahir, Musafir Tahta, Tahta Rizky Fajrul Islam Ummu Kalsum Wana Ikhwana Wandasari, Wulan Yanti, Rahma Zulfahmi Zulham, Zulham