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All Journal Jurnal Diskursus Islam Pendas : Jurnah Ilmiah Pendidikan Dasar Didaktik : Jurnal Ilmiah PGSD STKIP Subang WAHATUL MUJTAMA: Jurnal Pengabdian Masyarakat Al-Tafaqquh: Journal of Islamic Law Jurnal Kajian Ilmu Pendidikan (JKIP) KENDALI: Economics and Social Humanities El-Fata: Journal of Sharia Economics and Islamic Education QANUN: Journal of Islamic Laws and Studies Socius: Social Sciences Research Journal Relinesia: Jurnal Kajian Agama dan Multikulturalisme Indonesia Media Hukum Indonesia (MHI) RETORIKA : Jurnal Kajian Komunikasi dan Penyiaran Islam Retorika: Jurnal Komunikasi, Sosial dan Ilmu Politik Al-Qalam: Jurnal Kajian Islam Dan Pendidikan
Raehana, Syarifa
Universitas Muslim Indonesia
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENERAPAN MODEL PEMBELAJARAN KOOPERATIF TIPE THINK TALK WRITE UNTUK MENINGKATKAN HASIL BELAJAR DI SMPN 3 PANCA RIJANG Ayu, Fitrah Mutiara; Mustamin; Raehana, Syarifa; Bunyamin, Andi; Sudarmono, Muh Aidil
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Public
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43447

Abstract

This study aims to improve student learning outcomes in Islamic Religious Education through the implementation of the Think Talk Write cooperative learning model in class VIII.1 of SMP Negeri 3 Panca Rijang, Sidrap Regency. The type of research used is Classroom Action Research (CAR) which is carried out in two cycles, where each cycle consists of planning, action implementation, observation, and reflection stages. The subjects of this study were 33 students. Data collection techniques used include learning outcome tests, observation, interviews, and documentation. The research instruments used were test sheets to measure student learning outcomes and observation sheets to determine student activities during the learning process. The data analysis technique used was quantitative descriptive analysis for test result data and qualitative descriptive analysis for observation data. The results of the study showed that the implementation of the Think Talk Write learning model was able to improve student learning outcomes in Islamic Religious Education at SMP Negeri 3 Panca Rijang, Sidrap Regency. In the pre-cycle stage, the average score of students was 69.69 with a completion rate of 39% or 13 students who achieved completion. In cycle I, the average score increased to 80.15 with a completion rate of 66.67% or 22 students. Furthermore, in cycle II, the average score increased to 88.63 with a completion rate of 93.94% or 31 students who achieved completion. Furthermore, student learning activities also increased and the learning process became more active, interactive, and enjoyable. Thus, the implementation of the Think Talk Write cooperative learning model is effective in improving student learning outcomes.
PENERAPAN MODEL PEMBELAJARAN EDUTAINMENT DALAM MENINGKATKAN PRESTASI BELAJAR PESERTA DIDIK PADA MATA PELAJARAN PENDIDIKAN AGAMA ISLAM KELAS VIII.C DI UPTSMPN 34 MAKASSAR Sabial Masani Hasan; Mustamin; Syarifa Raehana; Martini; Abdul Wahab
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43501

Abstract

This thesis discusses "The Application of the Edutaiment Learning Model in Improving Student Learning Achievement in Islamic Religious Education Subjects for Class VIII. C at the UPT SMPN 34 Makassar." The purpose of this study is to describe the application of the Edutaiment Learning Model in Improving Student Learning Achievement in Islamic Religious Education Subjects for Class VIII. C at the UPT SMPN 34 Makassar.This study is a Classroom Action Research (CAR) consisting of two cycles, where each cycle consists of two meetings. The subjects in this study were 30 students of class VIII. C at the UPT SMPN 34 Makassar. Data collection techniques in this study were observation, interviews, tests, and documentation. The data analysis techniques used in this study were using percentage calculation formulas and average values ​​(mean) for both the analysis of student activity sheet data and the completeness of student learning achievement.The results of the study on the application of the Edutainment Learning Model using Cycles I and II indicate that student learning outcomes in Cultural History for Class VIII.C at the UPT SMPN 34 Makassar increased in each cycle. This is evident in the student learning outcomes obtained in Cycles I and II. In Cycle I, 20 students achieved completion with an average score of 74.6, categorized as "good," or 66%. Meanwhile, in Cycle II, the number of students who completed the course increased to 26 with an average score of 86, categorized as "sufficient," or 86.66%.
ANALISIS IMPLEMENTASI FATWA DSN-MUI PENERAPAN INKLUSI KEUANGAN SYARIAH PADA PEMBIAYAAN MURABAHAH UNTUK PENINGKATAN KESEJAHTERAAN NASABAH DI BPRS Hafid, Ekaradiah; Bunyamin, Andi; Lawang, Hasanna; Raehana, Syarifa; Arsyad, Yusri Muhammad
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43829

Abstract

This study aims to analyze the application of Islamic financial inclusion principles in murabahah financing at BPRS Bobato, Tidore Islands City, and to examine the implementation of DSN-MUI Fatwa Number 04/DSN-MUI/IV/2000 concerning murabahah contracts in such financing practices. The main focus of this study is to determine the extent to which Islamic financial inclusion through murabahah products is able to provide broader financial access to the community, especially MSMEs, in order to improve their economic welfare in a sustainable manner. The research method used is qualitative research with a case study approach. Data collection was carried out through observation techniques, in-depth interviews, and documentation. Research informants consisted of the management of BPRS Bobato, especially the Marketing Manager, as well as active customers who use murabahah financing. The data obtained were then analyzed descriptively to provide a comprehensive picture of the implementation of Islamic financial inclusion and the conformity of murabahah practices with the DSN-MUI fatwa. The results of the study indicate that the implementation of Islamic financial inclusion at BPRS Bobato has been running well, especially in expanding access to financial services for people who previously had difficulty reaching conventional banking. The implementation of DSN-MUI Fatwa No. 04/2000 has also been in accordance with sharia principles, as evidenced by price and margin transparency. However, challenges remain, including low customer understanding and the need for strengthened internal oversight.
ANALISIS PENETAPAN TARIF AGEN BRILINK DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH KECAMATAN BELOPA UTARA KABUPATEN LUWU Sudirman, Putri; Hasibuddin, M; Lawang, Hasanna; Raehana, Syarifa; Jamaluddin
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43883

Abstract

Belopa Utara District, Luwu Regency, and to examine its conformity with the perspective of Islamic economic law. This research uses a field research method with a qualitative approach and a normative sociological approach. The data sources consist of primary data obtained through interviews with BRIlink agents and customers, as well as secondary data from books, journals, and other supporting documents. Data collection techniques include observation, interviews, and documentation, while data analysis is conducted using descriptive qualitative methods through data reduction, data presentation, and conclusion drawing. The results show that the tariff determination system of BRIlink agents in Belopa Utara is not standardized by PT Bank Rakyat Indonesia (Persero) Tbk, but is determined independently by each agent based on operational costs, location distance, and marketing strategies. This leads to variations in tariffs among agents. In terms of service, BRIlink provides convenience for the community in conducting financial transactions; however, tariff transparency is still not optimal. From the perspective of Islamic economic law, the practice of tariff determination is permissible as it represents a service fee (ujrah) in an ijarah contract, as long as it adheres to the principles of justice, transparency, and public benefit. However, significant tariff differences and lack of transparency may lead to elements of gharar (uncertainty) and perceived injustice. Therefore, increased transparency and supervision are needed to ensure that tariff practices align with Islamic economic principles.
ANALISIS DAMPAK PINJAMAN PERMODALAN NASIONAL MADANI (PNM) MEKAR SYARIAH TERHADAP KESEJAHTERAAN MASYARAKAT PRESPEKTIF HUKUM EKONOMI SYARIAH Syamsinar; Lawang, Hasanna; Akil, M; Bunyamin, Andi; Raehana, Syarifa
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43970

Abstract

This study aims to analyze the distribution mechanism and effectiveness of loans from PNM Mekaar Syariah, South Bontonompo Branch, Gowa Regency, in improving the economic welfare of the community in Pa'bundukang Village, South Bontonompo District, and to identify factors that influence the success of customers' micro-enterprises. The results of this study are expected to provide theoretical benefits as a reference in the development of Islamic economics, particularly related to microfinance-based poverty alleviation efforts, as well as practical benefits for PNM Mekaar Syariah in improving the quality of services and empowerment programs. The research method used is a qualitative approach with data collection techniques through direct observation, in-depth interviews, and documentation. Research informants consisted of active customers of PNM Mekaar Syariah and program managers. Data analysis was carried out through the stages of data reduction, data presentation, and drawing conclusions to obtain a valid picture of changes in the economic and social conditions of the community before and after receiving financing. The results of the study indicate that capital loans from PNM Mekaar Syariah have a significant impact on improving community welfare. Economically, customers are able to develop businesses and increase household income. Socially, group-based financing encourages discipline and responsibility. However, there were challenges in repaying installments when business declined. Overall, this program has proven effective in supporting Sharia-based community economic empowerment.
PENERAPAN MODEL PEMBELAJARAN EXAMPLES NON EXAMPLES UNTUK MENINGKATKAN HASIL BELAJAR PESERTA DIDIK PADA MATA PELAJARAN PENDIDIKAN AGAMA ISLAM KELAS XII.5 DI SMA NEGERI 1 JENEPONTO Fina Damayanti, Nurul; Bunyamin, Andi; Mustamin; Wahab, Abdul; Raehana, Syarifah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Public
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.46302

Abstract

ABSTRACT This study discusses the "application of the Example Non-Example learning method in Islamic Religious Education subjects in class VII.5 SMA Negeri 1 Jeneponto. This study is motivated by the low learning outcomes of students who are still far from the Minimum Completion Criteria (KKM). This study aims to describe the application of the Example Non-Example method in improving student learning outcomes in Islamic Religious Education subjects. The research method used is Classroom Action Research (CAR) by referring to the Jhon Ellio model which consists of two cycles each at the planning, action, observation, and reflection stages. The subjects in this study were students of class VII.5 SMA Negeri 1 Jeneponto with a total of 31 students. Data collection techniques used observation, interviews, tests and documentation. While the data analysis used is quantitative data analysis and qualitative data. The results of the study show that the application of the Example Non-Example learning method significantly improves student learning outcomes. In the pre-cycle stage, the average score was only 61.67 with a mastery percentage of 25.80% (Very Poor category). In Cycle I, the average score increased to 71.80 with a mastery percentage of 51.61% (Poor category). The improvement continued in Cycle II, where the average score reached 84.25 with a mastery percentage of 83.87% (Good category). The implementation of the Examples Non Examples method proved to enhance students’ focus, concentration, active participation, classroom interaction, and appreciation of religious values. Therefore, the Examples Non Examples method is effective in improving both students’ learning outcomes and the quality of the Islamic Religious Education learning process in class VII.5 at SMA Negeri 1 Jeneponto. Keywords: Example Non Examples, Learning Outcomes, Islamic Religious Education
ANALISIS PERAN ADMINISTRATIF KANTOR URUSAN AGAMA DALAM PENETAPAN DAN PENGELOLAAN TANAH WAKAF DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH Indarwati, Yayu; Raehana, Syarifa; Lawang, Hasanna; Akil, M; Subaedah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 02, Juni 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.45617

Abstract

This study aims to determine and analyze the administrative role of the Office of Religious Affairs (KUA) in determining waqf land and the management of waqf land by nazhir from the perspective of Sharia Economic Law in Bolo District, Bima Regency. This study uses a qualitative research type with a phenomenological approach and a sharia approach. Data collection techniques were carried out through observation, interviews, and documentation with informants consisting of the head of KUA, waqf administration staff, nazhir, wakif, and community leaders in Bolo District. The data obtained were then analyzed descriptively qualitatively to provide a comprehensive picture of the administration and management practices of waqf land. The results of the study indicate that the administrative role of KUA in determining waqf land has been implemented through the process of verifying land ownership documents, recording waqf pledges, and issuing Waqf Pledge Deeds (AIW) as proof of legality. This procedure aims to provide legal certainty and protection for waqf assets. However, in practice, waqf is still found to be carried out verbally without official registration, as well as a lack of public understanding of the importance of the administrative aspects and legality of waqf. Meanwhile, waqf land management by the nazhir is generally used for religious and social purposes, such as the construction of mosques and educational facilities. However, this management is not yet fully optimal due to limited managerial capabilities, lack of reporting, and the absence of a structured and professional management system. From the perspective of Sharia Economic Law, this practice reflects the principle of public welfare, but still requires improvements in transparency, accountability, and professionalism to optimize the benefits of waqf for community welfare.
ANALISIS PENERAPAN FATWA DSN-MUI NO.108 TAHUN 2016 PADA PENGELOLAAN HOTEL SYARIAH DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH Wulandari, Astrika; Lawang, Hasanna; Akil, M; Raehana, Syarifa; Subaedah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.46561

Abstract

This research is motivated by the suboptimal implementation of sharia principles in the hotel industry, despite the continued development of the sharia hotel concept in Indonesia. This phenomenon indicates a gap between claims of being a sharia hotel and operational implementation in accordance with Islamic economic law. Therefore, this study aims to analyze the implementation of DSN-MUI Fatwa No. 108 of 2016 concerning Guidelines for Organizing Tourism Based on Sharia Principles in the management of Al-Badar Hotel Syariah Makassar, and to identify various obstacles encountered in its implementation. The research method used is field research with a qualitative interpretative approach. Data collection techniques were carried out through in-depth interviews, direct observation, and documentation. The data obtained were then analyzed qualitatively with an inductive approach to understand the suitability between hotel management practices and the principles of sharia economic law. The results of the study indicate that the implementation of sharia principles has been carried out in several key aspects, namely service, facilities, and guest selection. In the service aspect, Islamic moral values ​​have been applied through the friendly and polite attitude of employees. In terms of facilities, the hotel has provided an environment free from haram elements and supports religious needs. Meanwhile, in terms of guest selection, the hotel has implemented a policy of refusing non-mahram couples. However, this implementation remains partial due to the lack of institutional support, such as the absence of a Sharia Supervisory Board (DPS) and the lack of a comprehensive sharia management system. The main obstacles faced include limited understanding of human resources, low public literacy regarding the concept of sharia hotels, and the absence of a formal oversight system. Therefore, this study recommends strengthening institutions and improving human resource competencies to optimize the implementation of sharia principles comprehensively and sustainably.
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK WAKALAH BIL UJRAH ANTAR PEDAGANG PAKAIAN DI PASAR SENTRAL PANGKEP Algazali, Muhammad; Raehana, Syarifa; Syahid, Akhmad; Lawang, Hasanna; Alwi, Auliah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.47361

Abstract

This study aims to analyze the practice of wakalah bil ujrah among clothing traders at Pasar Sentral Pangkep and to examine its compliance from the perspective of Islamic economic law. This research employs a qualitative method with a descriptive and normative-empirical approach. Data were collected through interviews, observations, and documentation, involving clothing traders and the market head as key informants. Data analysis uses the Miles and Huberman model, including data reduction, data display, and conclusion drawing. The results show that the practice of wakalah bil ujrah occurs when a trader who does not have the requested goods seeks them from another trader with the buyer’s approval. In this practice, the intermediary trader acts as an agent (wakil), while the owner of the goods acts as the principal (muwakkil), and the profit is obtained from the price margin. This practice is influenced by the desire to retain customers, limited stock availability, and strong social relationships among traders. It also provides positive impacts such as increasing transaction opportunities and improving distribution efficiency. From the perspective of Islamic economic law, this practice fulfills most of the essential elements of wakalah, including the presence of a principal, an agent, and a clearly defined object, and reflects principles such as mutual assistance, consent, honesty, and fairness. However, it does not fully comply with the requirements of wakalah bil ujrah due to the absence of clear contractual agreement and predetermined compensation, which may lead to elements of uncertainty (gharar). Furthermore, the practice resembles other contracts such as samsarah (brokerage) and ju’alah, thus it can be categorized as a hybrid contract in contemporary Islamic transactions. Therefore, improvements in transparency and clarity of agreement are necessary to align with Islamic economic law principles.
Co-Authors A, Nurfadila Abbas Alimayo Abdillah, Ikram Abdul Wahab Abdullah, Nuraeni Abu Baedah, Said Syafuddin Afif Ma’ruf Afrianti, Ifa Ahmad Ahmad A Ahmad Hakim Akil, M Akil, Muh Alboneh, Abdulqadir Alfisyahri, Alfisyahri Algazali, Muhammad Alwi, Auliah Amiruddin K. Andi Bunyamin Andi Herawati Andi Mulyadi Angriani Putri, Aisyah Arsyad, Yusri M Arsyad, Yusri Muhammad Atika, Nur Atjo, Noerrachman Ayu, Fitrah Mutiara Baco, Rispa Damayanti Baedah, Said Syarifuddin Abu Bambang Sampurno, Bambang Bunyamin, Andi Darmawangsa, Andi Elena Mariantika Fauziah Ahmad Fina Damayanti, Nurul Fitrayani Shultan H. Nashiruddin Pilo Hafid, Ekaradiah Harahap, Anggie Felysha Hasibuddin Mahmud Hasibuddin, M Hasriani , Andi Hasriani, Andi Hasryana B Hj. Nur Setiawati Husnul Khatimah Idrian Jaya Indarwati, Yayu Irman, Dilla Jamaluddin Jufri Jufri Lawang, Hasanna M Akil M. Akil, M. M. Nasir Hamzah Mallongi, Maryati Mappeasse, Nurul Zazkiyah MARTINI Muh.Kemal Makassau Muhaimin Muhaimin Muhammad Ishaq Shamad Muhammad Syahrul Muslimin Kara Mustamin Mustamin Mustamin Nashiruddin Pilo Nengsi , Ratika Nengsih, Ratika Noka, Isara Abda Nur Setiawati Nurhidayanti Nursetiawati Nursetiawati Nurul Qadriyyah. Ak, Nurul Pawe, Nunung Indrawati Puspita, Nuraeni Qadri, Muh Rahman, Aly Fathur Rahmat Hidayat Rahmatullah, Sity Raihannatul Jannah Rismaya, Rismaya Rosmiati Rosmini Rosmini S, Ansar. Sabial Masani Hasan Said Syaripuddin Said, Taufikurrahman Saldi, Muhammad Salim Hasan Salsyabila, Hasnia Satriani Satriani Septiani, Fheby Setiawati , Nur Sriwahyuni, Ilfa St. Musdalifa Subaedah Subaedah, Subaedah Sudarmono R, Muh Aidil Sudarmono, Muh Aidil Sudirman, Putri sumardin, sumardin Surani Syafei, Achmad Syafril Syahid, Akhmad syahrul, muhammad Syamsinar Syamsuriah , Syamsuriah Syamsuriah, Syamsuriah Syarifuddin, Said Tahir, Musafir Tahta, Tahta Rizky Fajrul Islam Ummu Kalsum Wana Ikhwana Wandasari, Wulan Wulandari, Astrika Yanti, Rahma Zulfahmi Zulham Zulham