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All Journal Jurnal Konseling dan Pendidikan STUDIA ISLAMIKA Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Riset Akuntansi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Jurnal EMT KITA Juripol (Jurnal Institusi Politeknik Ganesha Medan) Edukasi Islami: Jurnal Pendidikan Islam Jurnal Kewirausahaan dan Bisnis EQIEN - JURNAL EKONOMI DAN BISNIS JOURNAL OF SCIENCE AND SOCIAL RESEARCH Journal of Humanities and Social Studies Journal of Education, Humaniora and Social Sciences (JEHSS) EKONOMIKA SYARIAH : Journal of Economic Studies E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Pena Justisia: Media Komunikasi dan Kajian Hukum ACTIVA: Jurnal Ekonomi Syariah SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Management and Business Innovations Management Studies and Entrepreneurship Journal (MSEJ) Bisman (Bisnis dan Manajemen): The Journal of Business and Management Konfrontasi: Jurnal Kultural, Ekonomi dan Perubahan Sosial Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ilmiah Akuntansi Kesatuan Enrichment : Journal of Management RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Aghniya: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Cakrawala Repositori Imwi Ilomata International Journal of Management INVEST : Jurnal Inovasi Bisnis dan Akuntansi Lentera:Indonesian Journal of Multidisciplinary Islamic Studies Journal La Sociale Jurnal Investasi Islam Berajah Journal juremi: jurnal riset ekonomi International Journal of Educational Review, Law And Social Sciences (IJERLAS) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Proceedings of The International Conference on Social and Islamic Studies International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Share: Jurnal Ekonomi dan Keuangan Islam International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) International Journal of Humanities Education and Social Sciences Jurnal Akuntansi, Manajemen dan Bisnis Digital Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah dan Bisnis International Journal Of Economics Social And Technology Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Research of Economics and Bussiness Takuana: Jurnal Pendidikan, Sains, dan Humaniora JURNAL ECONOMINA EKONOMIKA SYARIAH : Journal of Economic Studies Media Ekonomi Inkubis: Jurnal Ekonomi dan Bisnis Jurnal Indonesia Sosial Sains Jurnal Publikasi Ilmu Manajemen e-Jurnal Apresiasi Ekonomi International Journal of Economic, Technology and Social Sciences (Injects) Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Mutiara: Jurnal Penelitian dan Karya Ilmiah JSE: Jurnal Sharia Economica Neraca Manajemen, Akuntansi, dan Ekonomi Journal Economic Excellence Ibnu Sina Sharia Economic and Management Business Journal (SEMBJ) Santri : Jurnal Ekonomi dan Keuangan Islam Prosiding Seminar Nasional Hasil Penelitian dan Pengabdian Kepada Masyarakat Journal of Innovative and Creativity Jurnal Penelitian Pendidikan Indonesia Jurnal Economic Edu International Economic and Finance Review Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) Danadyaksa: Post Modern Economy Journal Outline Journal of Economic Studies Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam Fundamental and Applied Management Journal Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Share

Soemitra, Andri

Universitas Islam Negeri Sumatera Utara

Author-ID : 1798346

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Pengaruh Kebijakan Moneter Terhadap Kinerja Bisnis Perbankan Syariah Asmaul Husna; Atika Atika; Syachrul Wahyudi; Andri Soemitra
Jurnal Riset AKuntansi dan Bisnis Vol 21, No 2 (2021): SEPTEMBER
Publisher : Jurnal Riset Akuntansi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jrab.v21i2.7682

This paper is a literature review that aims to investigate the effect of monetary policy on the performance of Islamic banking. The methodology used is a review of previous studies both on a local Indonesian scale and on an international scale. The result, it was found that there are two classifications of the researchers views regarding this topic. The most of researchers conclude that monetary policy has negative effects on the performance of Islamic banking, while other conclude that monetary policy has no effect on the performance of Islamic banking. The basic thinking for this different findings can be referred to the classical opinion, that monetary policy is a "black box" that is influenced by the behavior of stakeholders, time lag, and changes in the strategy for formulating monetary policy transmission. Some suggestions found of this research is the claim that there is still a lack of sharia-based liquidity instruments that can be used as a valuable input for the monetary authorities.

STUDI LITERATUR PROBLEMATIKA PRODUCT DEVELOPMENT DAN STANDARD PRODUK LEMBAGA KEUANGAN DAN PERBANKAN ISLAM Abdi Jaya; Andri Soemitra; Arbanur Rasyid
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam │ Vol. 8 │ No. 1 │ 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research is a literature study that discusses the problems of product development and standards product for Islamic financial and banking institutions. The purpose of this research is to look at the problems faced by financial practitioners and all elements of Islamic banking in order to increase the market share of Islamic banking which tends to be stagnant, where as of October 2019 it only unmoved at 6.01 percent. This study uses literacy methods from various reliable sources, such as research journals, books and so on. The results of the study showed the various problems and challenges faced by Islamic banking in creating product development according to customer interests and satisfaction, both Muslims and non-Muslims and other challenges such as: unsufficient capital, limited human resources who understand Islamic banking, development. products that are in accordance with current technology but still based on Islamic principles and parameters of the maqasid sharia approach, insufficient support from stakeholders related to regulations, socialization of Islamic banking products by academics.

EFEKTIVITAS PROGRAM SUMUT MAKMUR OLEH BADAN AMIL ZAKAT NASIONAL SUMATERA UTARA DALAM PEMBERDAYAAN EKONOMI UMAT DI KECAMATAN KOTA PINANG (Studi Kasus Bantuan Modal Bergulir Badan Amil Zakat Nasional Labuhanbatu Selatan) Afifah Rahmadani; Andri Soemitra; Aqwa Naser Daulay
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. VII | No. 2 | 2021
Publisher : Universitas Islam Negeri Sumatera Utara

The revolving capital assistance program is the provision of capital loans from the National Amil Zakat Agency of South Labuhanbatu in reducing capital loans that borrow funds from moneylenders, banks, and cooperatives. This study aims to determine and analyze (1) regarding the revolving capital assistance program at the National Amil Zakat Agency of South Labuhanbatu. (2) The role of the revolving capital assistance program of the South Labuhanbatu National Amil Zakat Agency in empowering the economy of the people in the District of Kota Pinang. (3) The effectiveness of the revolving capital assistance program of the South Labuhanbatu National Amil Zakat Agency in empowering the economy of the people in Kota Pinang District. The research approach carried out in this research is descriptive quantitative with data collection methods using observation, interviews and documentation. To analyze the data, the author uses a Likert scale and Miles and Huberman data analysis techniques, namely data reduction, data presentation, and drawing conclusions. The results of the study concluded that (1) the revolving capital assistance program in BAZNAS Labuhanbatu Selatan aims to empower the people's economy so that traders can fulfill their daily needs to be more empowered. (2) The role of the revolving capital assistance program is to increase independence in entrepreneurship, motivate recipients to strengthen ties of friendship among mosque congregations and to improve the family's economic standard of living. (3) The South Labuhanbatu BAZNAS revolving capital assistance program has been implemented effectively in empowering the economy of the people in Kota Pinang District with the average distribution scale value for the effectiveness of the revolving capital assistance program is 2.63

Higher Objectives of Islamic Investment Products: Islamizing Indonesian Capital Market Andri Soemitra
Studia Islamika Vol 23, No 2 (2016): Studia Islamika
Publisher : Center for Study of Islam and Society (PPIM) Syarif Hidayatullah State Islamic University

Indonesian capital market regulators have already accommodated Islamic products as one of Indonesian capital market products. Theoretically, Islamic investment promises three main benefits i.e. spiritual, financial, and social benefits. Realizing Islamic investment in the sense of those three main benefits needs serious effort. This paper discusses the perception of capital market investors. This study suggests that their opinion as to whether or not sharī‘ah capital market products had fulfilled their expectations of Islamic comprehensive objectives. Islamic capital market instruments are part of Islamic instruments. The Islamization of financial institutions and instruments in the modern era has emerged not only to meet Muslims’ need for financial activities but also as the medium to realize the higher objectives of Islam, i.e. maqāṣid al-sharī‘ah in economic and financial activities.DOI: 10.15408/sdi.v23i2.2408

Bagaimana Kepatuhan Membayar Zakat? Muhammad Arfan Harahap; Abd Latip; Iskandar Muda; Andri Soemitra; Sugianto Sugianto
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The purpose of this study is to investigate the factors that influence trust and knowledge and their impact on compliance in paying zakat, a case study on lecturers who teach in Langkat Regency. The data analysis technique used is the Structure Equation Modeling (SEM) approach based on variance (PLS) with the help of wrapPLS program analysis. This type of research is quantitative, using latent data as a predictor. The research data was obtained by using a questionnaire either in person or online. The findings in this study are the income variable has a positive and significant effect on compliance in paying zakat. Furthermore, the religiosity variable has a positive and significant effect on compliance in paying zakat

ACCOUNTABILITY AND TRANSPARENCY OF WAQF MANAGERS IN INCREASING TRUST IN ENDOWMENTS FOR DEVELOPMENT: LITERATURE STUDY Selfi Afriani Gultom; Andri Soemitra
Jurnal Akuntansi dan Pajak Vol 23, No 1 (2022): JAP : Vol. 23, No. 1, Februari 2022 - Juli 2022
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i1.5263

This article analyzes the role of accountability and transparency in increasing the trust of waqf institutions. Along with the development of information and science, waqf has become a financial instrument that is not only a means of improving welfare but also a supporter of development that can create state progress. This article is a literature study of reputable national and international books, journals. The discussion is sorted by taking content that is in accordance with the focus of the accountability theme. There are 50 selected journals with 20 national journals and 30 international journals. Furthermore, the content is divided into six focus discussions. The results of the discussion found that accountability and transparency were the main indicators to increase the trust of the wakif and the public regarding the waqf funds entrusted to the waqf management institution. Accountability and transparency are carried out not just preparing waqf accountability reports according to standards. Reports must be informed massively to all wakif, stakeholders, and the public by using various communication media, both print, and electronic media, so that waqf becomes a culture. The integrity of information will increase trust, increase the number of wakif and funds, add models of waqf instruments that can be used for comprehensive community development for the development of the country.

ANALISIS BIBLIOMETRIKA PERAN BANK WAKAF MIKRO DALAM MENDORONG KESEJAHTERAAN UMKM DI INDONESIA Ismail; Andri Soemitra
Juremi: Jurnal Riset Ekonomi Vol. 1 No. 5: Maret 2022
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/juremi.v1i5.998

Sistem ekonomi islam selalu berkontribusi besar dalam perkembangan ekonomi nasional dan sebagai alat pemecah kemiskinan, disamping itu dalam Al-Quran sudah jelas tertera larangan riba. Salah satu Lembaga keuangan mikro syariah yaitu Bank Wakaf Mikro hadir dengan konsep dengan segala kemudahan menggunakan prinsip-prinsip syariah. Penelitian ini merupakan studi literatur dengan menganalisis beberapa literature terpilih 5 tahun terakhir di google schoolar dengan menggunakan aplikasi Publish or perish. Hasil dari penelitian ini menunjukkan bahwa Bank Wakaf Mikro memainkan perannya sebagai lembaga yang non riba, memberikan pembiayaan tanpa agunan serta memberikan pendampingan untuk mendorong keberhasilan mencapai kesejahteraan UMKM di Indonesia serta membantu para nasabah UMKM terlepas dari jeratan Rentenir yang mengambil keuntungan semata.

Analysis and Comparison of Financial Technology Peer to Peer Lending Sharia and Conventional Alfi Amalia; Andri Soemitra
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 4, No 4 (2022): Journal of Education, Humaniora and Social Sciences (JEHSS), May
Publisher : Mahesa Research Center

Among the types of fintech that are growing rapidly in Indonesia at this time are peer-to-peer lending fintechs, technology-based money-borrowing fintechs through peer-to-peer lending services have advantages, namely simple requirements and a fast process compared to borrowing and borrowing. money to banking institutions. In addition to conventional peer to peer lending fintech services, there are also sharia peer to peer lending fintech services. This study aims to identify and analyze the differences between conventional peer to peer lending fintech and sharia peer to peer lending fintech and how to apply sharia principles in sharia peer to peer lending fintech. So that it can guarantee the Indonesian people, whose residents are generally Muslim, will the halal products offered. The differences between sharia peer to peer lending fintech and conventional peer to peer lending fintech include: First, from the regulatory aspect that governs it, Second, the existence of a Sharia Supervisory Board in sharia fintech, Third, in the working mechanism between conventional fintech and sharia fintech which makes the difference of course with the existence of sharia principles. And fourth, in practice, in sharia fintech generally the loans provided are productive and more varied. Meanwhile, in its application, sharia peer to peer lending fintech is in accordance with the Fatwa of the MUI National Sharia Council No. 117/DSN-MUI/II/2018. in the working mechanism between conventional fintech and sharia fintech, the difference is of course with the existence of sharia principles. And fourth, in practice, in sharia fintech generally the loans provided are productive and more varied. Meanwhile, in its application, sharia peer to peer lending fintech is in accordance with the Fatwa of the MUI National Sharia Council No. 117/DSN-MUI/II/2018. in the working mechanism between conventional fintech and sharia fintech, the difference is of course with the existence of sharia principles. And fourth, in practice, in sharia fintech generally the loans provided are productive and more varied. Meanwhile, in its application, sharia peer to peer lending fintech is in accordance with the Fatwa of the MUI National Sharia Council No. 117/DSN-MUI/II/2018.

Bibliometric Analysis of the Role of Online Marketing on MSME Actors in the Pandemic Period Laila Tiffany Hasibuan; Andri Soemitra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2273

Economic activity is one of the many significant sectors to affect the level of welfare of a country, including Indonesia. One of the activities included in the economy itself is the activities of MSMEs which have recently begun to be noticed and empowered by the government. This research is a literature study by analyzing several selected literatures in the last 4 years sourced from Google Scholar. The results of this study state that Online Marketing has a significant role as one of the strategies for MSME actors during the Corona Virus Disease-19 pandemic that has hit over the past few years, increasing sales levels, and helping MSME actors to learn technology literacy that is transitioning from system conventional to online systems.

Utilization of Zakat Infaq and Alms for ASN Binjai Government through Baznas to Improve Community Welfare in Binjai City Arnadila Dwi Syahputri; Andri Soemitra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2285

One of the efforts to reduce the poverty rate in Binjai City is by utilizing Zakat, Infaq and Sadaqah (ZIS). Zakat, Infaq and Sadaqah (ZIS) of the Binjai Government Civil Apparatus (ASN) with a total of 2.5% is obtained from the salary of each employee at the Binjai Government which is then distributed through Baznas. This study looks at the utilization of Zakat, Infaq and Sadaqah (ZIS) for the Binjai Government Civil Service Apparatus (ASN), in order to improve community welfare and reduce poverty levels. The management of zakat which starts from collecting, distributing and then making accountability reports is all based on Law Number 23 of 2011 concerning zakat management. The results showed that the distribution of Zakat, Infaq and Sadaqah (ZIS) for the State Civil Apparatus (ASN) of the Binjai Government through Baznas was intended for 8 categories of people who were entitled to receive zakat according to Islamic teachings. The distribution and utilization of Zakat, Infaq and Sadaqah (ZIS) for the Binjai Government Civil Service Apparatus (ASN) generally consists of assistance in the fields of health, education and social empowerment. The accountability report was handed back to the Pemko Binjai with transparency in the reporting system that was quite good.

Co-Authors Abd Latip Abdi Jaya Abdillah Aswari Abdullah, Ikhsan Achmad Habib Hamsar Adila Khairani br Tambunan adlina Hasan Afifah Rahmadani Afrizal Afrizal Agiet Mutiara Rengganis Agna Sabrina Ahmad Muhajir Ainun Mardhiah Alfi Amelia Alvi Natzmi Alya Rahma Siregar Amalia, Alfi Amin Akbar Amin Al Jawi Ammy, Baihaqi Anang Andrian Anggi Pratiwi Sitorus Anggia Nurulita Anhar Ziqhri Aninda Mahfadillah Annisa Ayu Kusuma Aqwa Naser Daulay Aqwa Nasir Daulay Arbanur Rasyid Arief Arnadila Dwi Syahputri Arnida Wahyuni Lubis Asmaul Husna Asmaul Husna Asmuni Asmuni Asmuni Asmuni Asmuni Atika Ayu Andini Azhari Akmal Tarigan Azwansyah Habibie, Azwansyah Bambang Lesmono Berlian Puspita Ningrum Burhanuddin Cindi Husna Pratiwi Cut Nurul A’la Dandi Ibnu Sutowo Dharma, Budi Dini Rahmayani Dwi Kresna Riyadi Dwi Purnama Sari Elma Fadilah Fahrul Azhar Kesogihin Faisal Nasution Fathur Rahman Fauzan Fahmi Hasibuan Feby Sahira Fenni Windi Yati Fira Nafisah Fitri Fuadi Fuadi Gultom, Selfi Afriani Handana Sembiring Hayati, Fitri Hendra Hendra Herry Syahbanuddin Husni Pasarela Imsar, Imsar Indah Pratiwi Indra Prawira Iqbal Sitompul Irham Khalid Irna Permata Sari Irvan Murizal Iskandar Muda Ismail Ismail Ismail Ismail Ismul Fakhri Lubis Isnaini Harahap Jaidil Kamal Julfan Saputra Juliana Nasution Juliana Sari Harahap Julita, Julita Kamaruddin Kamaruddin Kamilah, K Kaswinata Kaswinata Khairani Andini Daulay Khairina Tambunan Laila Tiffany Hasibuan Lailan Safina Hasibuan M. Fauzan M. Ikhsan Harahap M. Indra Mulia Nasution M. Shabri Abd. Majid M.Indra Mulia Nasution Mahfuzah Dalimunthe Maisyarah Salsabilaa Marliyah Maulana M Hamzah Maya Dian Eka Sari Mhd Zulkifli Hasibuan Mhd. Chairul Abdi Muhammad Arfan Harahap Muhammad Fikri Pohan Muhammad Habrul Aji Muhammad Hakim Sitompul Muhammad Ikhsan Harahap Muhammad Raihan Kamil Muhammad Ridwan Muhammad Rizal Muhammad Yafiz Mustapa Khamal Rokan Nadhrah Adlina Ritonga Nasution, Muhammad Irwan Padli Nia Safitri Br Tarigan Nina Amanda Nindya Azzahra Nisa Aulia Nova Fitri Yasdiana Nst, Muhammad Lathief Ilhamy Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nur Amadi Bi Rahmani Nur Jannah Al Baiti Nurbaiti, Nurbaiti Nurdiana Nurdiana Nurhajijah Nuri Aslami Nurlaila Nurul Hasanah Syah Nurul Izzah Nurul Jannah Oktavera Rizki Palti Raja Siregar Ponco Setio Wijaksono Putri Afdillah Putri Wulandini Sagala Rafi Husin Harahap Rahmad Bahagia Rahmadi Rambe Rahmat Daim Harahap Raja Sakti Putra Harahap Ramdansyah Fitrah Ridha Alhamdi Rifki Ismail Rifki Ismal Rifki Rifki Ismal Ririn Khairiyah Rizka Salsabila Rizki Kurniawan Rohaya Rudy Rifalgi Rukiah Sabarudin Chaniago Sanusi Gazali Pane Saparuddin Siregar Sartika Sartika Sheerina Said Mazruk Shifa, Mutiara Silvia Handayani Siregar Siti Aisyah Siti Hamizah Harahap Siti Mutiah Ulfha Siti Nurhalizah Lubis Sri Sudiarti Sugianto Sugianto Sugianto Sugianto Sugiyanto Sugiyanto Suharto, Tentiyo Sukiman Sukiman Syachrul Wahyudi Syilvana Dwi Novianti Syuhada Fela Yudha T. Wulan Arianti Tengku Imam Alwafi Tiara Ermelia Tuti Anggraini Vania Auziva Wahyu Syarvina Widy Hastuty HS Yaumul Khair Afif Yenni Arafah Yenni Arfah Yenni Samri Juliati Nasution YUDI SISWADI Yusrizal Yusrizal Zainur Zainur Zuhrinal M Nawawi ZULFA KHAIRINA BATUBARA Zulfan Kurniawan Zunaida Riska

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