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All Journal Jurnal Konseling dan Pendidikan STUDIA ISLAMIKA Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Riset Akuntansi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Jurnal EMT KITA Juripol (Jurnal Institusi Politeknik Ganesha Medan) Edukasi Islami: Jurnal Pendidikan Islam Jurnal Kewirausahaan dan Bisnis EQIEN - JURNAL EKONOMI DAN BISNIS JOURNAL OF SCIENCE AND SOCIAL RESEARCH Journal of Humanities and Social Studies Journal of Education, Humaniora and Social Sciences (JEHSS) EKONOMIKA SYARIAH : Journal of Economic Studies E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Pena Justisia: Media Komunikasi dan Kajian Hukum ACTIVA: Jurnal Ekonomi Syariah SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Management and Business Innovations Management Studies and Entrepreneurship Journal (MSEJ) Bisman (Bisnis dan Manajemen): The Journal of Business and Management Konfrontasi: Jurnal Kultural, Ekonomi dan Perubahan Sosial Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ilmiah Akuntansi Kesatuan Enrichment : Journal of Management RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Aghniya: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Cakrawala Repositori Imwi Ilomata International Journal of Management INVEST : Jurnal Inovasi Bisnis dan Akuntansi Lentera:Indonesian Journal of Multidisciplinary Islamic Studies Journal La Sociale Jurnal Investasi Islam Berajah Journal juremi: jurnal riset ekonomi International Journal of Educational Review, Law And Social Sciences (IJERLAS) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Proceedings of The International Conference on Social and Islamic Studies International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Share: Jurnal Ekonomi dan Keuangan Islam International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) International Journal of Humanities Education and Social Sciences Jurnal Akuntansi, Manajemen dan Bisnis Digital Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah dan Bisnis International Journal Of Economics Social And Technology Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Research of Economics and Bussiness Takuana: Jurnal Pendidikan, Sains, dan Humaniora JURNAL ECONOMINA EKONOMIKA SYARIAH : Journal of Economic Studies Media Ekonomi Inkubis: Jurnal Ekonomi dan Bisnis Jurnal Indonesia Sosial Sains Jurnal Publikasi Ilmu Manajemen e-Jurnal Apresiasi Ekonomi International Journal of Economic, Technology and Social Sciences (Injects) Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Mutiara: Jurnal Penelitian dan Karya Ilmiah JSE: Jurnal Sharia Economica Neraca Manajemen, Akuntansi, dan Ekonomi Journal Economic Excellence Ibnu Sina Sharia Economic and Management Business Journal (SEMBJ) Santri : Jurnal Ekonomi dan Keuangan Islam Prosiding Seminar Nasional Hasil Penelitian dan Pengabdian Kepada Masyarakat Journal of Innovative and Creativity Jurnal Penelitian Pendidikan Indonesia Jurnal Economic Edu International Economic and Finance Review Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) Danadyaksa: Post Modern Economy Journal Outline Journal of Economic Studies Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam Fundamental and Applied Management Journal Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Share

Soemitra, Andri

Universitas Islam Negeri Sumatera Utara

Author-ID : 1798346

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Neuroscience Physics Public Health Social Sciences Transportation Other

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Pertumbuhan Transaksi Financial Technology (Fintech) Di Dalam Perbankan Pada Masa Pandemi Covid-19 Dwi Kresna Riyadi; Andri Soemitra; Zuhrinal M Nawawi
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 2 (2022): MSEJ : Management Studies and Entrepreneurship Journal
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v3i2.426

Penelitian ini dilakukan untuk mengetahui besar pertumbuhan transaksi Fintech di dalam perbankan pada masa pandemi Covid-19. Seperti yang dirasakan bersama bahwa wabah pandemi covid-19 merupakan ancaman yang serius bagi kehidupan serta perekonomian. Hal ini berdampak pada seluruh sektor usaha yang membawa pengaruh buruk bagi inklusi keuangan dunia khususnya di negara Indonesia. Dampak ini juga sangat dirasakan oleh sektor perbankan. Sebagai lembaga intermediasi keuangan yang mengedepankan pelayanan kepada masyarakat (nasabah), perbankan semakin gencar melaksanakan kegiatan bisnisnya dengan basis technology. Financial technology adalah basis yang terus di gesa dalam perkembangan serta pemutakhirannya untuk mendukung transaksi cash less yang memungkinkan melakukan transaksi tanpa uang tunai dan tanpa tatap muka langsung. Pembukaan kanal-kanal pembayaran melalui start up terkemuka dan ternama terus di jalin agar memungkinkan untuk saling bertautan dalam bertransaksi. Peer to peer (P2P) merupakan salah satu cara yang tepat dalam membantu memperkuat inklusif bagi pelaku usaha maupun nasabah. Menciptakan kemudahan dalam setiap transaksi adalah kewajiban bagi setiap lembaga perbankan. Memudahkan jangkauan pelayanan kepada setiap individu juga merupakan harapan yang harus tercapai dan terwujud. Financial technology (Fintech) adalah sarana yang tepat untuk membangun image dimata masyarakat sebagai mitra/pengguna. Keyword: Fintech, Peer to peer, Star up

Literature Study Of Islamic Microfinance Institutions : Future Research Topics And Directions M. Indra Mulia Nasution; Andri Soemitra
Enrichment : Journal of Management Vol. 12 No. 2 (2022): Management Science and Field
Publisher : Institute of Computer Science (IOCS)

This research is a literature study related to Islamic Microfinance Institutions. Quantitatively analyzing the literature in the form of research results from the last five years from 2016 to 2020 published in various publishers with the help of software to track as many as 150 articles based on ratings. This study uses a content analysis approach, to describe the research topic and the structure of the field, author, country, publisher journal and network mapping of research topics. The results of the study found that the country that publishes the most journals related to Islamic microfinance is Malaysia. There are several main topics in the research range, namely: Poverty alleviation, Waqf-based microfinance, Marketing & Fintech, Sustainability & Outreach, Maqashid Syariah and Risk Management & Governance. We also offer future research directions. First, related to efforts to identify innovative applications of Islamic microfinance schemes that shift their focus to sustainable development. Second, the issue of shariah compliance is less explored in shariah microfinance research. Third, the development of Information and Communication Technology develops a sharia microfinance model based on Sharia-based financial technology (fintech) to provide benefits for poor entrepreneurs with limited access to financial institutions. The results of this study can be used for future researchers and for policy makers to be used as material for discussion on the need for regulatory reform to increase the practical feasibility of Islamic microfinance as an institution for microeconomic transformation.

The Relevance of Islamic Economics and Finance Fundamentals to the Contemporary Economy: Islamic Economist Perceptions Andri Soemitra
Share: Jurnal Ekonomi dan Keuangan Islam Vol 10, No 2 (2021)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

There have been some studies related to the fundamental values of Islamic economics and finance. However, not many studies directly examine the relevance of the fundamental values of Islamic economics and finance to the modern contemporary economy. This study intends to examine the perception of Islamic economists on the relevance of the fundamental values of Islamic economics and finance to the contemporary economy. This research was conducted with a qualitative design by conducting a structured survey and in-depth interviews with 61 participants. Data analysis used in this research is collected from surveys and interviews from several sources and analyzed by qualitative descriptive method. The findings show that the Islamic economists perceived that the Islamic economics and finance fundamental values are relevant to contemporary modern economic conditions. The values are also considered better in overcoming economic and financial problems, thus achieving Islamic goals of public prosperity. The results also reveal the need for more vigorous efforts in promoting Islamic economics and finance fundamental values.==========================================================================================================ABSTRAK – Relevansi Fondasi Ekonomi dan Keuangan Islam dengan Ekonomi Kontemporer: Persepsi Ekonom Islam. Kajian-kajian terkait dengan nilai-nilai dasar ekonomi dan keuangan Islam telah banyak dijumpai dalam literatur. Namun, tidak banyak penelitian yang secara langsung mengkaji relevansi nilai-nilai fundamental ekonomi dan keuangan Islam dalam tataran ekonomi kontemporer. Oleh karena itu, penelitian ini bertujuan untuk mengkaji persepsi ekonom Islam terhadap relevansi aspek fundamental ekonomi dan keuangan Islam dalam terhadap ekonomi kontemporer. Penelitian ini dilakukan dengan pendekatan kualitatif dimana data-data didapat dengan cara survei terstruktur dan wawancara mendalam dengan 61 peserta. Analisis data dilakukan dengan metode deskriptif kualitatif. Hasil kajian menunjukkan bahwa para ekonom Islam menganggap bahwa nilai-nilai fundamental ekonomi dan keuangan Islam relevan dengan kondisi ekonomi kontemporer. Nilai-nilai tersebut juga dianggap lebih baik dalam mengatasi masalah ekonomi dan keuangan kontemporer, sehingga mencapai tujuan syariah untuk kesejahteraan umat. Hasil kajian juga mengungkapkan tentang pentingnya upaya yang lebih gencar dalam mempromosikan nilai-nilai fundamental ekonomi dan keuangan Islam.

Fiqih Muamalah Financial Technology Julita Julita; Andri Soemitra
International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Vol. 1 No. 3 (2022): JUNE 2022
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/ijeset.v1i3.202

The current research will classify the research topics of fiqh muamalah financial technology to find out the existing research map so that it can be seen what has been researched and further research opportunities for the expansion of research and development of muamalah fiqh. By using qualitative research with content analysis and focus discussion groups with economists, the articles used were 25 articles published in journals in Indonesia from 2017 to 20212. The topic of this muamalah fiqh research consists of 4 topics, namely (1) Development of Fintech, (2) Fintech dynamics, (3) Financial Technology Concepts, (4) Financial technology in terms of sharia economic perspective.

Literature Study on Fiqh Muamalah Digital Business Transactions (e-commerce) Yudi Siswadi; Andri Soemitra
International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Vol. 1 No. 3 (2022): JUNE 2022
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/ijeset.v1i3.208

The Digital Era or also known as the "Web 4.0" era where everything is converted into digital form. The muamalah sector is the single largest area of digitization (buying and selling transactions). Advances in information technology have a positive impact on business innovation.transactions E-commerce have a positive impact on the widespread use of information technology and the internet today. E-commerce is the single most innovative aspect of Indonesian business. Currently, Indonesia is being hit by the Corona virus (Covid-19), and the government urges the public to adopt a healthy lifestyle by doing activities at home as a way to protect themselves. This condition will provide access to online buying and selling transactions, both through various digital platforms and those specifically related. The formal legality of digital/e-commerce business transactions has been regulated in Law Number 11 of 2008, Law Number 7 of 2014 concerning trade and Law Number 8 of 1999 concerning consumer protection and the MUI DSN with its Fatwa Number: 05/DSN- MUI/IV/2000 regarding the sale and purchase of Salam. The purpose of this study is to analyze the practice of e-commerce from the perspective of Fiqh Muamalat. The analytical method used is literature with qualitative approach analysis. Current studies show that e-commerce is a form of commerce that is synonymous with trading with as-salam. The practice of e-commerce in this way can also be considered to meet the requirements of as-salaam.

Fiqh Muamalah Sharia Pawnshop Widy Hastuty HS; Andri Soemitra
International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Vol. 1 No. 3 (2022): JUNE 2022
Publisher : Pusat Riset Manajemen dan Publikasi Ilmiah Serta Pengembangan Sumber Daya Manusia Sinergi Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55983/ijeset.v1i3.215

Pawn is a form of guarantee in a loan agreement.even this product can be said to be a superior product in every Islamic financial institution. Transactions in this pawnshop must be strictly monitored so that each transaction can provide benefits. Many studies have been conducted on the application of fiqh muamalah pawnshops, especially in pawnshops or Islamic banking financial institutions. The current research will group the research topics of fiqh muamalah pawnshops to find out the existing research map so that it can be seen what has been researched and further research opportunities for the expansion of research and development of muamalah fiqh. By using qualitative research with content analysis and focus discussion groups with economists, the articles used were 15 articles published in journals in Indonesia from 2018 to 2021, the topic of this muamalah fiqh research consisted of 5 topics, namely (1) provisions sharia law regarding pawnshops, (2) the suitability of the DSN MUI fatwa transaction for pawnshops (3) public interest in pawning, (4) products in sharia pawnshops, and (5) marketing strategies for sharia pawnshops

Efforts to Improve Community Mindset Through Religious Activities Implemented by the People's Welfare Section of Binjai City Handana Sembiring; Andri Soemitra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2394

The People's Welfare Section of Binjai City is one of the fields that has the main task of carrying out guidance, facilitation and coordination of the implementation of policies in the field of Religion as well as preparing the implementation of the provision of assistance in the field of Religion. This assistance could be through a procurement plan for each activity that aims to launch each series of activities. This research was conducted to see how the influence of religious activities on the community carried out by the People's Welfare Section of Binjai City. The results of this study indicate that religious activities carried out by the welfare section of the people of Binjai City have a good impact on the mindset of the community and become a form of change for the community to remember religion and have a good effect on the economy because of the activities carried out. This research method uses field data collection in a series of religious activities including MTQ activities in every area of the city of Binjai.

Administrative Service Standards at the Department of Population and Civil Registration (DISDUKCAPIL) Deli Serdang Elma Fadilah; Andri Soemitra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2406

One of the public services organized by the government is administrative services. Administrative services are services that produce various forms of official documents needed by the community. The purpose of this study was to see how the standard of administrative services in the office of population and civil registration (DISDUKCAPIL) is. The research method used in this research is using qualitative methods. Where the results of the study show that the standard of administrative services carried out by the Office of Population and Civil Registration (Disdukcapil) Deli Serdang is considered to be quite good. Although there are some things that need to be improved again in the future such as existing facilities and infrastructure..

Application of One Stop Integrated Services in Improving the Effectiveness of Community Services at the Medan District Attorney Vania Auziva; Andri Soemitra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2417

The One Stop Integrated Service System is an integrated service in a unified process starting from the initial stage to the completion stage, the aim is to provide the best service to people seeking justice. The Medan District Attorney's One Stop Service serves the community in a friendly, clean and comfortable room to provide services. With this PTSP, it is hoped that the community can be served well and make it easier to provide maximum service to justice seekers. With the One Stop Service, as one of the implementation units of the Medan District Attorney, it has service standards, service procedures, and time standards so that the effectiveness and efficiency of the services provided can be measured. The use of PTSP is a form of commitment to improve the quality of services to the community, improve transparency and accountability in services.

Analysis of the Government's Role in Social Development Based on Development Administration at the Medan Mayor's Office Maulana M Hamzah; Andri Soemitra
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 1 No 2 (2022): Juli
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v1i2.2422

Administration for development is the administration of and for development, which usually uses a management approach, because it is concerned with development management. In this case, development management includes development planning, resource mobilization and budgeting. All of these aspects ar e necessary because they see development needs that are greater than the availability of existing resources. Therefore, development planning is needed to make right judgements in accordance with the development vision. Development planning must be in line with optimal resource mobilization and appropriate budgeting.

Co-Authors Abd Latip Abdi Jaya Abdillah Aswari Abdullah, Ikhsan Achmad Habib Hamsar Adila Khairani br Tambunan adlina Hasan Afifah Rahmadani Afrizal Afrizal Agiet Mutiara Rengganis Agna Sabrina Ahmad Muhajir Ainun Mardhiah Alfi Amelia Alvi Natzmi Alya Rahma Siregar Amalia, Alfi Amin Akbar Amin Al Jawi Ammy, Baihaqi Anang Andrian Anggi Pratiwi Sitorus Anggia Nurulita Anhar Ziqhri Aninda Mahfadillah Annisa Ayu Kusuma Aqwa Naser Daulay Aqwa Nasir Daulay Arbanur Rasyid Arief Arnadila Dwi Syahputri Arnida Wahyuni Lubis Asmaul Husna Asmaul Husna Asmuni Asmuni Asmuni Asmuni Asmuni Atika Ayu Andini Azhari Akmal Tarigan Azwansyah Habibie, Azwansyah Bambang Lesmono Berlian Puspita Ningrum Burhanuddin Cindi Husna Pratiwi Cut Nurul A’la Dandi Ibnu Sutowo Dharma, Budi Dini Rahmayani Dwi Kresna Riyadi Dwi Purnama Sari Elma Fadilah Fahrul Azhar Kesogihin Faisal Nasution Fathur Rahman Fauzan Fahmi Hasibuan Feby Sahira Fenni Windi Yati Fira Nafisah Fitri Fuadi Fuadi Gultom, Selfi Afriani Handana Sembiring Hayati, Fitri Hendra Hendra Herry Syahbanuddin Husni Pasarela Imsar, Imsar Indah Pratiwi Indra Prawira Iqbal Sitompul Irham Khalid Irna Permata Sari Irvan Murizal Iskandar Muda Ismail Ismail Ismail Ismail Ismul Fakhri Lubis Isnaini Harahap Jaidil Kamal Julfan Saputra Juliana Nasution Juliana Sari Harahap Julita, Julita Kamaruddin Kamaruddin Kamilah, K Kaswinata Kaswinata Khairani Andini Daulay Khairina Tambunan Laila Tiffany Hasibuan Lailan Safina Hasibuan M. Fauzan M. Ikhsan Harahap M. Indra Mulia Nasution M. Shabri Abd. Majid M.Indra Mulia Nasution Mahfuzah Dalimunthe Maisyarah Salsabilaa Marliyah Maulana M Hamzah Maya Dian Eka Sari Mhd Zulkifli Hasibuan Mhd. Chairul Abdi Muhammad Arfan Harahap Muhammad Fikri Pohan Muhammad Habrul Aji Muhammad Hakim Sitompul Muhammad Ikhsan Harahap Muhammad Raihan Kamil Muhammad Ridwan Muhammad Rizal Muhammad Yafiz Mustapa Khamal Rokan Nadhrah Adlina Ritonga Nasution, Muhammad Irwan Padli Nia Safitri Br Tarigan Nina Amanda Nindya Azzahra Nisa Aulia Nova Fitri Yasdiana Nst, Muhammad Lathief Ilhamy Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nur Amadi Bi Rahmani Nur Jannah Al Baiti Nurbaiti, Nurbaiti Nurdiana Nurdiana Nurhajijah Nuri Aslami Nurlaila Nurul Hasanah Syah Nurul Izzah Nurul Jannah Oktavera Rizki Palti Raja Siregar Ponco Setio Wijaksono Putri Afdillah Putri Wulandini Sagala Rafi Husin Harahap Rahmad Bahagia Rahmadi Rambe Rahmat Daim Harahap Raja Sakti Putra Harahap Ramdansyah Fitrah Ridha Alhamdi Rifki Ismail Rifki Ismal Rifki Rifki Ismal Ririn Khairiyah Rizka Salsabila Rizki Kurniawan Rohaya Rudy Rifalgi Rukiah Sabarudin Chaniago Sanusi Gazali Pane Saparuddin Siregar Sartika Sartika Sheerina Said Mazruk Shifa, Mutiara Silvia Handayani Siregar Siti Aisyah Siti Hamizah Harahap Siti Mutiah Ulfha Siti Nurhalizah Lubis Sri Sudiarti Sugianto Sugianto Sugianto Sugianto Sugiyanto Sugiyanto Suharto, Tentiyo Sukiman Sukiman Syachrul Wahyudi Syilvana Dwi Novianti Syuhada Fela Yudha T. Wulan Arianti Tengku Imam Alwafi Tiara Ermelia Tuti Anggraini Vania Auziva Wahyu Syarvina Widy Hastuty HS Yaumul Khair Afif Yenni Arafah Yenni Arfah Yenni Samri Juliati Nasution YUDI SISWADI Yusrizal Yusrizal Zainur Zainur Zuhrinal M Nawawi ZULFA KHAIRINA BATUBARA Zulfan Kurniawan Zunaida Riska

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