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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Bisnis dan Manajemen Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmiah Ekonomi Islam JURNAL MANAJEMEN MOTIVASI Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Ganaya: Jurnal Ilmu Sosial dan Humaniora JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JURNAL MANAJEMEN BISNIS JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Tasharruf: Journal Economics and Business of Islam Amalee: Indonesian Journal of Community Research & Engagement JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Proceeding International Seminar of Islamic Studies Indonesian Journal of Innovation Studies Jurnal Ilmiah Mahasiswa Manajemen, Bisnis dan Akuntansi NUSANTARA: Jurnal Pengabdian Kepada Masyarakat CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Jurnal Penelitian Ekonomi Manajemen dan Bisnis Moneter : Jurnal Keuangan dan Perbankan Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Manajemen Akuntansi Jurnal Riset Akuntansi Journal of Economics and Management Scienties Advokasi Hukum & Demokrasi IIJSE Journal of Waqf and Islamic Economic Philanthropy El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JURNAL MULTIDISIPLIN ILMU AKADEMIK Journal of Sharia Business Management Al-Insyiroh: Jurnal Studi Keislaman As-Syirkah: Islamic Economic & Financial Journal
Silalahi, Purnama Ramadani
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The Determinant Factor of Interest to Pay Zakat in Medan City Mosques Through Qris Using the Technology Acceptance Model (TAM) Approach Lubis, Passa Sayyid Akbar; Rokan, Mustapa Khamal; Silalahi, Purnama Ramadani
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 9 No 2 (2025): August
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v9i2.2896

Abstract

This study explores various factors that influence people's interest in paying zakat, particularly those related to zakat knowledge, management transparency, service quality, and the level of religiosity. The research was conducted quantitatively in several mosques across Medan City, involving 60 selected respondents. Data were collected using a questionnaire and analyzed through multiple linear regression. The results of the study indicate that the variables of knowledge and perceived benefits have a positive and significant influence on the interest of zakat payers in paying zakat through QRIS at mosques in Medan City, while perceived risk has a negative but insignificant influence. Simultaneously, all three variables were found to have a positive and significant influence on the interest in using QRIS. These findings confirm that improving digital literacy and understanding the benefits of technology are the primary determinants in promoting the adoption of QRIS-based zakat payments in line with the Technology Acceptance Model (TAM) approach.
Analisis Penerapan Anggaran Dana terhadap Kinerja pada BPJS Ketenagakerjaan Cabang Medan Utara Naufal, Muhammad; Yanti, Nursantri; Silalahi, Purnama Ramadani
Journal of Economics and Management Scienties Volume 8 No. 1, December 2025
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v8i1.225

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan anggaran dana dan pengaruhnya terhadap kinerja BPJS Ketenagakerjaan Cabang Medan Utara. Anggaran dana yang dikelola dengan baik diharapkan dapat meningkatkan efektivitas operasional dan kualitas layanan kepada peserta BPJS Ketenagakerjaan. Penelitian ini juga mengidentifikasi faktor-faktor yang mempengaruhi pencapaian target anggaran serta dampaknya terhadap kinerja organisasi. Penelitian ini menggunakan pendekatan kuantitatif dan kualitatif. Data diperoleh melalui wawancara dengan pihak terkait di BPJS Ketenagakerjaan, serta analisis dokumen seperti Rencana Kegiatan dan Anggaran Tahunan (RKAT) dan laporan keuangan. Metode analisis yang digunakan meliputi analisis deskriptif dan analisis varians untuk membandingkan anggaran yang direncanakan dengan realisasi yang dicapai. Hasil penelitian menunjukkan bahwa realisasi anggaran pada tahun 2022 melampaui target yang ditetapkan, dengan pencapaian pendapatan sebesar 110,02% dari RKAT. Efisiensi dalam pengelolaan beban operasional juga tercermin dari realisasi yang lebih rendah dibandingkan anggaran yang direncanakan. Namun, meskipun terdapat peningkatan aset neto yang signifikan pada tahun 2022, proyeksi tahun 2023 menunjukkan adanya penurunan, yang mengindikasikan kebijakan investasi atau strategi alokasi dana yang lebih konservatif. Selain itu, partisipasi dalam penyusunan anggaran terbukti berkontribusi terhadap peningkatan akuntabilitas dan efektivitas dalam pengelolaan anggaran. Penelitian ini menyimpulkan bahwa penerapan anggaran yang sistematis dan berbasis data berperan penting dalam meningkatkan kinerja BPJS Ketenagakerjaan. Oleh karena itu, optimalisasi perencanaan, pengawasan, dan evaluasi anggaran perlu dilakukan secara berkelanjutan agar dapat terus memberikan manfaat yang maksimal bagi peserta.
Analysis of Partnership-Based Cocoa Farming Development in Gunung Maria Village Dongoran, Ranah santri; Muhammad Ikhsan Harahap; Purnama Ramadani Silalahi
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2737

Abstract

This study aims to analyze the development strategy Partnership-based cocoa farming in Gunung Maria Village, North Padang Lawas Regency. Cocoa is a leading sector with a strategic role in supporting the rural economy and significant potential. for both domestic and export markets. The research uses in-depth interview approach, and SWOT analysis (Strengths, Weaknesses, Opportunities, Threats, qualitative descriptive through field observation). The results of the analysis show that Gunung Maria Village has strengths in the form of abundant natural resources, strong partnerships, and farmer skills, as well as Opportunities such as increasing market demand and government support remain challenging. However, major challenges remain in the form of limited capital, access to technology, and road infrastructure. The SWOT mapping results place the village in Quadrant I, which is an aggressive strategy, which recommends leveraging internal strengths to achieve strategic objectives. seize external opportunities. The proposed strategy includes farmer training, product diversification, institutional strengthening, and the use of digital technology and export partnerships. These findings are expected to serve as a strategic reference in designing policies for sustainable agricultural development and improving the welfare of cocoa farmers.
Program Yuk Nabung Saham terhadap Minat Investasi pada Kelompok UKM di Kota Medan Sumatera Utara Liana, Vega; Silalahi, Purnama Ramadani; Ayuni, Putri; Syahputra, Rifandi
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 1 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/he48r638

Abstract

Let's invest in SME organizations in Medan, North Sumatra, and save stock for investment interest. The purpose of this study was to determine the influence of the "Yuk Saving Stock" program on SME investment interest in Medan, North Sumatra. In this study, the survey method was chosen as a research method. by gathering both primary and secondary information. Purposive sampling was used to choose the study site, and the t-test with simple linear regression was used to assess the results. The results show that the size of the independent variable fraction (x) explaining the Y variable may be determined using the correlation coefficient and determination coefficient. The strong and unidirectional relationship between savings shares and investment interests in Medan City UKM is indicated by the correlation value of 0.827. The percentage of shares that may explain the variable investment interest has a coefficient of determination of variation of 0.827, or 82.7 percent; the remaining 13.7 percent is explained by other variables not examined in this study.
Industri Halal Sebagai Solusi Peningkatan Pertumbuhan Ekonomi Di Nusa Tenggara Barat Silalahi, Purnama Ramadani; Imsar, Imsar; Fattah, Abdul
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12709

Abstract

This research aims to analyze the halal industry as a solution to increase economic growth in West Nusa Tenggara. The research approach uses a qualitative approach with in-depth interview methods. The findings in this research are that economic growth in a province can be increased, one of which is through optimizing the halal industry. By optimizing sharia-based industry, it will become an attractive brand for investors, tourists and creative economy players to improve the economy in NTB. This labeling of the halal industry must of course be supported by binding and sustainable provincial government regulations. So the existence of a halal park industry roadmap designed by the provincial government really helps accelerate the halal industry so that economic growth in NTB can grow and be strong. The halal industry not only pays attention to halal tourism, halal food, halal cosmetics and medicines but also pays attention to the facilities and infrastructure of the sharia financial industry, where the growth of sharia industrial assets in NTB is currently still relatively slow. The role of the OJK as well as financial and non-bank institutions is very much needed so that this halal industry can develop well.
STRATEGI DIGITAL BUSINESS DALAM MENGEMBANGKAN USAHA BAGI WIRAUSAHAWAN MILLENIAL Gita Nurul Fitri Damanik; Anisa Aulia; Silalahi, Purnama Ramadani
INTERNATIONAL, Journal of Sharia Business Management Vol 1 No 2 (2022): Desember
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Marketing through digitization media is very influential on young entrepreneurs by utilizing existing social media. In the use of social media such as Instagram, Facebook, WhatsApp, websites, platforms that can be used as brand enhancement, public interest in the products to be marketed, cooperation between entrepreneurs and loyalty. Currently the use of digital technology as an alternative in doing business. The purpose of this research is to find out the use of digital business strategies in developing businesses for millennial entrepreneurs. The method used in this study is a qualitative method using secondary data sourced from books, journals, other supporting scientific articles. This research is a literature study. Based on the results of the study, it was concluded that digital business strategies have an effect on developing businesses that are being run by millennial entrepreneurs. Digital transformation is currently in the spotlight and requires in-depth consideration when responding to developments in information technology. In the millennial era, innovation is needed due to increasingly fierce competition in the business world. Using e-commerce and startup as a business innovation that is able to compete in the globalization era.
ANALISIS PINJAMAN MODAL USAHA PADA SHOPE PAYLATTER MENURUT PERSPEKTIF EKONOMI ISLAM Neng Siska; Maulida Marpaung; Agung Prasektyo; Purnama Ramadani Silalahi
INTERNATIONAL, Journal of Sharia Business Management Vol 1 No 2 (2022): Desember
Publisher : CV. Barokah Publsiher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

With the rapid development of technology, an application for online shopping (marketplace) appears. One of the biggest in Indonesia is the Shopee marketplace. Within the Shopee application there is a payment feature that can be made in installments, known as Spaylater. the author uses an analytical descriptive method to describe how the process of borrowing, payment, and settlement occurs in the event of a delay in payment on paylater practices in the shopee application. Then for data collection methods using literature review and interviews via online. The results of this study are related to the view of Islamic economics, in view of Spaylater that there are conditions from contracts that are not fulfilled in Spaylater. Because in it there is a late fine given by the Spaylater, this late fine is included in usury ignorance. Therefore the practice of spaylater is not allowed in Islam because it contains elements of usury
Pengaruh Leverage dan Likuiditas terhadap Profitabilitas Perusahaan Asuransi Syariah di Indonesia M. Yusril Aziz; Hendra Harmain; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i8.4231

Abstract

The purpose of this research is to see how leverage (measured by Debt to Equity Ratio) and liquidity (measured by Current Ratio) affect profitability (measured by Return on Equity) in Indonesian Sharia Insurance Companies. The independent variables in this research are Debt to Equity Ratio and Current Ratio, while the dependent variable is Return on Equity. The data analyzed comes from the company's annual financial reports from 2017 to 2021. The research results show a simultaneous test result or F test of 7.129 with a sig value of 0.000. Fcount 7.129 > Ftable 2.76 with a sig value of 0.00 < 0.05 indicates that the hypothesis in this research or H1 can be accepted which states that the Debt to Equity Ratio and Current Ratio both have a significant influence on Return On Equity. The research results show that.  
Pengaruh Pemahaman Muamalah dan Sikap Heuristik Terhadap Pengambilan Keputusan Investasi Syariah pada Mahasiswa Universitas Islam Negeri Sumatera Utara (UINSU) Fudla Azzuhra Rahmawan; Nur Ahmadi Bi Rahmani; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5494

Abstract

This study aims to examine the effect of muamalah understanding and heuristic attitude on sharia investment decision making among students of the Faculty of Economics and Islamic Business at the State Islamic University of North Sumatra (UINSU). Muamalah understanding refers to the knowledge of Islamic rules governing economic transactions, including the prohibition of riba, gharar, and maisir. Meanwhile, heuristic attitude involves the use of rules of thumb that help simplify the decision-making process, especially in complex and uncertain situations. This study was conducted using a quantitative approach through a survey of 271 students selected using purposive sampling technique. Data was collected through a Google Form-based questionnaire and analysed using multiple linear regression. The results showed that both muamalah understanding and heuristic attitude have a significant positive influence on Islamic investment decision making. Simultaneously, these two variables explain about 67,0% of the variation in Islamic investment decision-making. A deep understanding of muamalah helps students in choosing investments that are in accordance with sharia principles, while heuristic attitude allows them to make decisions more quickly and efficiently even in conditions of limited information.
Analisis Perdagangan Industri Halal Dunia Studi Kasus Indonesia Cina 2020-2024 Minda Agustina; Yusrizal; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7238

Abstract

The purpose of this study is to analyze the World Halal Industry Trade Case Study Indonesia China 2020-2024. The method in this study uses library research with a narrative method. Primary data sources in this study are data obtained directly from primary sources, namely books and journals on the world halal industry trade. The data collection method used by the author is descriptive. The results of Indonesia's export trade to China in 2020 to 2024 show a positive trend of recovery and growth. China remains one of Indonesia's main trading partners, with an increase in various product sectors. Product diversification strategies and increasing added value are key to strengthening Indonesia's position in the Chinese market in the future.
Co-Authors Abdul Fattah Abdullah Hutauruk, Muhammad Zaky Affandi Al Imadi Hasibuan Afriani Afriani Afsah Sandy Tarigan Agung Prasektyo Agung Wibowo Ahmad Thoriq Alfan Ainatul Hasanah Aini, Khadijah Nur Aisyah Fitri Pasaribu Akbar, Alwi Aldi Raihan Ramadhan Daulay Alimuddin Pohan Amini, Aisyah Anisa Aulia Antin Kurnyasih Anugrah Ramanda Lubis Ardhia Meianti Ardhia Meianti Arifin Fauzi Lubis Ashari, Fara Sofia Atika Atika Aulia Monica Harahap Ayuni, Putri Baehaqi Bancin, Eliyas Santi Bayu Andika Daim Harahap Imsar, Rahmat Daulay, Muthia Aulia Azhari Dewianna Sari Harahap Dhea Savitri Dian April Yani Dicky Pratama Dio Sanda Dita Ayu Susmita Dongoran, Ranah Santri Egi Regi Proyoga Fajar Daniel Samosir Fazira Salsabila Febby Ayu Gurning Febriana, Vinni Fitri Rorizki Franadita, Dwi Fudla Azzuhra Rahmawan Gibral Naval Althariq Gita Nurul Fitri Damanik Habibah Shobri Hasibuan, Ahmad Muniruddin Hasibuan, Misna Hasibuan, Titin Efrida Hasibuan, Zahra Syahfitri Hendra Harmain Hilma Kholilah Lubis Husdiana Husdiana Ibnu Habib Wahyudi Ihsan Rahmadi Wijaya Ikhsan Harahap, Muhammad Ilfa Damayanti Andini Harahap Iman Purdani Imsar Imsar Imsar, Imsar Indradewa, Rhian Irsyadiah Dermaini Berutu Ismail Ghifari Jamila, Khaidar Rahmaini Juliana Nasution Khofifah Sari hasibuan Lailan Nur Laksono Trisnantoro Layla Nurul Sakinah Liana, Vega Lidia Nova Lista Lubis, Adlin Nahar Lubis, Passa Sayyid Akbar M. Ridwan M. Yusril Aziz Marliyah, Marliyah Marwiyah, Syarifatul Maryam Batubara Maryam Batubara Maryam Batubara Masleni Nasution Maulida Marpaung Minda Agustina Mufti, Robi Muhammad Andre Alkahfi Muhammad Andre Alkahfi Muhammad Hafizh Muhammad Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal, Muhammad Muhammad Rifqi Akbar Muhammad Sendi muhammad Syahbudi, muhammad Muhammad Taufiq Muharril, Ikram Mustapa  Khamal  Rokan Nasution, Salman Neng Siska Niza Utami Novita Sari NUR AHMADI BI RAHMANI Nur Ainun Siregar Nurbaiti Nurbaiti Nuri Aslami Nursantri Yanti Nurul Annisa Nurul Jannah Nurul Jannah Pajhar Ainnun Berutu Pane, Salmi piliyang, riza saharah Pradani, Ellysa Pulungan, Nikmatul Maula Purnama Sari Purba Putri Adila Putri Ayuni Putri Mardiyyah Hasibuan Putri Nur Alfisyahri Putri Salsa Nabila Qarni, Waizul Rafika Azwina Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Imsar Rahmi Syahriza, Rahmi Raihan Saputra Raudah Azzahra Manurung Rima Rizki Syahputri Risfa Dwi Andini Riski Halomoan Siregar Rizki Wahyudi Robi Mufti Rokan, Mustafa Kamal Salwa Fadhilah Haya Sanda, Juana Tria Sari, Indi Widya Satria Mariqom Harahap Sella Febrianti Shinta Mawadda Sintaini Fi Sholiha Siregar, Rizky Anggina Sonia Ritonga Sri Aderafika Sani Sri Aderafika Sani Suryani Suryani Syahputra, Rifandi Tambunan, Khairina Tryana Ramadhani Batubara Tumanggor, Siti Rahmah Tuti Anggraini Urrahman, Assyfa Vega Liana Vina rahmanda Waizul Qarni Wanmelia Gusdini Wein Rizki Dharmawan Widya Ayu Harahap Wildan IFauzi IHarahap Wulan Amelia Fernanda Yolanda, Tata Felina Yusrizal Zaman, Muhammad Qomaruz Zikri Rahman ‘Aisyi, Luthfiyyah Rahadatul