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Peran Bank Wakaf dalam Penguatan Ekonomi Islam: Sebuah Kerangka Konseptual Afada, Abik; Budiyono
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 17 No 2 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i2.267

Abstract

Abstract: This paper explores the concept and potential role of a Waqf Bank as a key institution in supporting the Islamic economy. By leveraging the traditional Islamic endowment system (waqf), a Waqf Bank could serve as a sustainable financial mechanism aimed at empowering Small and Medium Enterprises (SMEs), alleviating poverty, and promoting socio-economic development in Muslim-majority countries. This study employs a conceptual approach, drawing from both classical and contemporary literature on waqf and Islamic banking. It proposes a model where Waqf Bank operations align with Sharia principles while addressing modern economic challenges, such as financial inclusion and social welfare improvement. The findings suggest that a well-structured Waqf Bank has the potential to fill existing gaps in Islamic finance, providing a strategic means for wealth redistribution and long-term economic sustainability. The paper also highlights potential challenges in implementing such a bank, including legal, regulatory, and operational concerns, and offers recommendations for future research on optimizing waqf-based financial institutions.
Efektivitas Pemberian Bantuan Hukum terhadap Tersangka yang Tidak Mampu pada Tingkat Penyidikan: Studi Kasus di Polresta Banyumas Martinus Prima Hasiholan Turnip; Angkasa; Budiyono
As-Syar i: Jurnal Bimbingan & Konseling Keluarga  Vol. 7 No. 1 (2025): As-Syar’i: Jurnal Bimbingan & Konseling Keluarga
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/as.v7i1.5866

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Martinus Prima Hasiholan Turnip, Master of Law Study Program, Postgraduate Program, Jenderal Soedirman University, "The Effectiveness of Providing Legal Aid to Suspects Who Are Unable to Afford It at the Investigation Level at the Banyumas Police" Supervisory Commission, Prof. Dr. Angkasa, S.H., M.Hum. Member, Dr. Budiyono, S.H., M.Hum. This study aims to determine the effectiveness and factors that are inhibiting the effectiveness of providing legal aid to suspects who are unable to afford it at the investigation level at the Banyumas Police Sociological juridical approach, descriptive, Research Location at the Banyumas Police. Primary data collection with interviews, secondary data from literature studies. The data is presented in the form of descriptions, analyzed qualitatively. Based on the results of the research and discussion, it can be concluded as follows: the basis for providing legal aid is regulated in Article 28 paragraph (1) of the 1945 Constitution, Article 56 of the Criminal Procedure Code, and Law Number 16 of 2011 concerning Legal Aid that at the beginning of the examination process, the investigator is obliged to notify the suspect of the right to legal aid, but in practice,  There are still suspects who are unable to afford to be unaware of the existence of free legal aid so that the implementation is not effective. In the process of implementation, the inhibiting factors that occurred included in terms of legal structure, substance and culture.
MENINGKATKAN PEMAHAMAN SISWA MENGGUNAKAN MEDIA BOX AJAIB UNTUK MENGETAHUI HASIL BELAJAR SIFAT-SIFAT BUNYI Sucandari, Syahmatul; Budiyono; Khoirul Fansuri
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 10 No. 04 (2024): Volume 10 No. 03 September 2024
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v10i3.4091

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This research aims to increase students' understanding of using the Magic Box to determine the learning outcomes of sound properties in class 5A at SDN Gading VII Surabaya. The method used is Classroom Action Research (PTK) with two cycles, where each cycle consists of planning, action, observation and reflection. The subjects of this research were 27 students, data was collected using observation, interviews, tests and documentation. The results of the research show an increase using the Magic Box media. The results from the pre-cycle were 58%, the first cycle was 79% and the second cycle was 85%. This research states that the use of Magic Box media is very effective in improving learning outcomes regarding sound properties material in Natural and Social Sciences Education (IPAS) subjects by creating a fun, interesting learning atmosphere and more active interaction with the group.
PENERAPAN PEMBELAJARAN DIRECT INSTRUCTION BERBANTUKAN CHATBOT NUTA UNTUK MENINGKATKAN HASIL BELAJAR SISWA PADA MATA PELAJARAN PPKN Hasan Ariefien Ilham; Budiyono; Ratna Puspa Darmawati
Civic Society Research and Education: Jurnal Pendidikan Pancasila dan Kewarganegaraan Vol 5 No 2 (2024): CIVIC SOCIETY RESEARCH and EDUCATION: Jurnal Pendidikan Pancasila dan Kewarganega
Publisher : Universitas Nias Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57094/jpkn.v5i2.2016

Abstract

Penelitian ini dilatar belakangi oleh sebagian besar siswa kelas 7B yang mengalami kesulitan dalam memahami materi Keragaman Suku dan Budaya yang dibuktikan dengan rendahnya nilai ulangan harian yang berada di bawah KKM. Untuk itu, penelitian ini bertujuan untuk mengetahui peningkatan hasil belajar siswa setelah mengikuti pembelajaran dengan model direct instruction berbantukan chatbot Nuta. Penelitian ini menggunakan metode Penelitian Tindakan Kelas (PTK) yang dilaksanakan secara kolaboratif dan melalui empat siklus secara bertahap, yang dimulai dari perencanaan, pelaksanaan, observasi dan merefleksikan. Hasil penelitian menunjukkan adanya peningkatan yang signifikan pada hasil belajar siswa. Persentase ketuntasan belajar meningkat mulai dari pratindak sebesar 32% dengan nilai rata-rata 62,4, siklus I sebesar 64% dengan nilai rata-rata 76,4, dan siklus II sebesar 92% dengan nilai rata-rata 89,2. Dengan demikian, penerapan pembelajaran langsung berbantukan chatbot Nuta terbukti efektif dalam meningkatkan hasil belajar siswa pada materi Keragaman Suku dan Budaya.
The Abilities of Junior High School Students in Solving PISA-Like Mathematical Problems on Uncertainty and Data Contents Sujadi, Imam; Budiyono; Kurniawati, Ira; Wulandari, Arum Nur; Andriatna, Riki; Puteri, Hanifa Alifia
Jurnal Penelitian dan Pengembangan Pendidikan Vol. 7 No. 1 (2023): April
Publisher : LPPM Undiksha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jppp.v7i1.51931

Abstract

Indonesia's participation in PISA is less satisfactory, particularly in mathematics. Uncertainty and data are two of the PISA content areas being evaluated. Therefore the aim of this study is to analyze students' abilities to solve mathematical problems such as PISA on uncertainty and data content to map student readiness for PISA. This study is kind of qualitative study used a case study design. The sample in this study was 84 students of grade IX junior high school who were selected with a simple random sampling technique. The data collection method employs both test and non-test instruments. The data analysis technique used in this study consist of data reduction, data presentation, and conclusion and verification. The results showed that 689 students scored out of 1344, representing 51.41%. These results show that students' ability to solve math problems such as PISA on uncertainty and data content is in the moderate category. While each material, namely statistics and opportunities, is in the high and low categories. This condition is based on learning that has yet to lead students to contextual problems. With these results, it is hoped that there will be efforts to improve the learning process by involving problems such as PISA as habituation.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Pembelian Kendaraan Roda Tiga Pada UMKM di Jawa Tengah Windria, Anafil; Budiyono; Mege, Stacia Reviany; Werdani, Riandhita Eri
Surplus: Jurnal Ekonomi dan Bisnis Vol. 1 No. 2 (2023): Juni-Nopember 2023
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v1i2.613

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Peningkatan jumlah UMKM mempengaruhi tingginya permintaan transportasi yang digunakan sebagai sarana untuk menunjang operasional usaha. Khususnya bagi penggunaan kendaran bermotor roda tiga yang banyak digunakan oleh para pelaku UMKM yang tersebar di wilayah Jawa Tengah, dalam penelitian kali ini wilayah penelitian dikerucutkan menjadi delapan daerah yang menjadi target penelitian terhadap UMKM yang menjalankan usahanya di delapan daerah tersebut. Daerah diantaranya yakni Semarang, Kendal, Ungarang, Demak, Boyolali, Klaten, Sukoharjo dan Solo. Penelitian bertujuan untuk mengetahui faktor-faktor yang mempengaruhi keputusan pembelian kendaraan roda tiga dan motivasi pembelian kendaraan dengan fokus terhadap UMKM sebagai obyek penelitian. Penulis menggunakan pendekatan deskriptif dengan metode kualitatif. Hasil penelitian didapati faktor-faktor yang dapat mempengaruhi keputusan pembelian kendaraan roda tiga meliputi aspek harga, spesifikasi yang dibutuhkan oleh calon pembeli, kualitas, dan service after sales berupa garansi yang diberikan sebagai bentuk pelayanan dalam menjaga loyalitas pelanggan, motivasi yang mendorong minat calon pembeli untuk melakukan pembelian unit kendaraan dilatarbelakangi oleh tujuan utama pembelian yang mencakup kegunaan kendaraan untuk mengangkut produk usaha, frekuensi pemakaian kendaraan, dan kemampuan dalam mencapai target jarak tempuh sesuai spesifikasi kendaraan.
Realistic Mathematics Engineering for improving elementary school students’ mathematical literacy Nurmasari, Linda; Budiyono; Nurkamto, Joko; Ramli, Murni
Journal on Mathematics Education Vol. 15 No. 1 (2024): Journal on Mathematics Education
Publisher : Universitas Sriwijaya in collaboration with Indonesian Mathematical Society (IndoMS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22342/jme.v15i1.pp1-26

Abstract

Mastery of mathematical literacy is essential for developing life skills in the 21st century. Mathematical literacy is even more critical in elementary schools as it forms the basis for mastery at the junior and senior high school levels. Elementary school students differ in their characteristics from students at the higher education level. They, therefore, require an appropriate learning model to improve their mathematical literacy. This research aims to develop a learning model, termed Realistic Mathematics Engineering (RMEng), that combines the Realistic Mathematics Education approach with the steps of the Engineering Design Process and determines the model’s effectiveness. The model was validated by seven experts from three universities in Indonesia and had an Aiken validity index value of 0.786, indicating that it was valid. The RMEng model contains the following steps: understanding realistic problems, solving problems in informal ways, developing formal mathematics, developing products, and drilling. Discussions and presentations can be incorporated into each of these five steps. The RMEng model was subjected to the stages of preliminary and main field testing and was revised based on the suggestions of teachers and observers. Through experimental research compared to a control group, the RMEng model was proven more effective in increasing elementary school students’ mathematical literacy at the 0.000 significance level.
Penerapan Model Pembelajaran Kooperatif Tipe Jigsaw dan NHT Ditinjau dari Kecerdasan Interpersonal Siswa pada Pokok Bahasan Bangun Ruang Sisi Datar Kurniawati, Kiki Riska Ayu; Budiyono; Saputro, Dewi Retno Sari
Mathematics Education Journal Vol. 11 No. 1 (2017): Jurnal Pendidikan Matematika
Publisher : Universitas Sriwijaya in collaboration with Indonesian Mathematical Society (IndoMS)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aims ofthis research were to find out the different effect of each categories of learning model, students interpersonal intelligence and their interaction towards students mathematics learning achievement on the subject of plane geometry.The research was quasi experimental with 3×3 factorial design. The hypothesis test used unbalanced two ways analysis of variance at the significance level of 0,05. Based on hypothesis test, it can be concluded that: (1) the cooperative learning model of Jigsaw type gives a better mathematics achievement than cooperative learning model of NHT type and direct learning model, and the cooperative learning model of NHT type gives a better mathematics achievement than direct learning model; (2) students with the high interpersonal intelligence had the same achievement as students with the medium interpersonal intelligence, students with the high interpersonal intelligence had better achievement than students with the low interpersonal intelligence, and the students with the medium interpersonal intelligence had the same achievement as students with the low interpersonal intelligence; (3) on the cooperative learning model of Jigsaw type, NHT type and direct learning model, students with the high interpersonal intelligence had the same achievement as students with the medium interpersonal intelligence, students with the high interpersonal intelligence had better achievement than students with the low interpersonal intelligence and the students with the medium interpersonal intelligence had the same achievement as students with the low interpersonal intelligence; and (4) on students interpersonal intelligence high, medium and low, the cooperative learning model of Jigsaw type gives a better mathematics achievement than cooperative learning model of NHT type and direct learning model, and the cooperative learning model of NHT type gives a better mathematics achievement than direct learning model.
Peran Bank Wakaf dalam Penguatan Ekonomi Islam: Sebuah Kerangka Konseptual Afada, Abik; Budiyono
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 17 No. 2 (2024): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v17i2.267

Abstract

Abstract: This paper explores the concept and potential role of a Waqf Bank as a key institution in supporting the Islamic economy. By leveraging the traditional Islamic endowment system (waqf), a Waqf Bank could serve as a sustainable financial mechanism aimed at empowering Small and Medium Enterprises (SMEs), alleviating poverty, and promoting socio-economic development in Muslim-majority countries. This study employs a conceptual approach, drawing from both classical and contemporary literature on waqf and Islamic banking. It proposes a model where Waqf Bank operations align with Sharia principles while addressing modern economic challenges, such as financial inclusion and social welfare improvement. The findings suggest that a well-structured Waqf Bank has the potential to fill existing gaps in Islamic finance, providing a strategic means for wealth redistribution and long-term economic sustainability. The paper also highlights potential challenges in implementing such a bank, including legal, regulatory, and operational concerns, and offers recommendations for future research on optimizing waqf-based financial institutions.
OPTIMASI ALAT PENUKAR KALOR DENGAN PEMANFAATAN GAS BUANG PEMBAKARAN KETEL UAP UNTUK PENGERINGAN PAKAIAN budiyono
Surya Teknika : Jurnal Ilmiah Teknik Mesin Vol. 1 No.1 Oktober 2017
Publisher : Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/suryateknika.v1i1.1245

Abstract

ABSTRAKSI Potensi energi yang terbuang dari pembakaran Ketel Uap yang dapat dimanfaatkan untuk proses pengeringan sehingga dapat meningkatkan efektivitas dan produktivitas dari hasil ikan yang dikeringkan. Adapun panas yang dihasilkan dari Gas Buang Pembakaran Ketel uap sebesar 250 ˚C – 300 ˚C, dimana gas buang yang berasal dari Ketel Uap tersebut dialirkan ke alat penukar kalor sehingga Udara panas yang dikeluarkan menuju ke alat pengering mempunyai temperature sebesar 60 0C dan kapasitas dari alat pengering sebesar 36kg/1 jam dan Q= 1098 W dan temperatur 60 oC,Sehingga dilakukan perancangan alat penukar kalor yang dibutuhkan untuk mengalirkan udara panas yang sudah di naikan temperaturnya.Gas buang yang beasal dari PLTD dengan laju aliran massa 2.72 kg/s, perancangan alat penukar kalor dengan tipe cangkang and pipa,dimana aliran panas gas buang melalui shell.dan udara melalui pipa. Kata kunci : gas buang, laju aliran massa, cangkang dan pipa
Co-Authors , MASRUROH -, Maya Kartika Sari Afada, Abik Agus Subekti Agus Sumarliani Agus Triono Ahmad Rifaldi Ahmad Saleh Ahmad Saleh Aisyah, Adinda Siti ALFIYA NURIANA, SITI Alvin Yuswan AMELIA FARAH, RIZKY AMIRUL UMMAH, NUR Anggi Silfianasari Angkasa Ani Nurwijayanti, Ani Anisa Husnul Khotimah Antono Suryoputro Antono Suryoputro Arif Widiyatmoko, Arif Arrohmah, Munib Arum Nur Wulandari Ayun Sriatmi Bambang Subali Berlian, Hangrengga Cahya Mei Samapta Dafa Putra Wijaya Delia Indrawati Desyana Indira Putri Dewi Astutik Dewi Rahayu Dewi Retno Sari Saputro, Dewi Retno Dwi Sutiningsih Edi Mulyanto EFTA HANDAYANI, MIRIS EMILIATI PATOLA, FELSIMA Erwin Saleh Pulungan FAHIM MURIDLO, MOHAMMAD Fany Nur Zabrina FATIKAH, NURUL Firmansyah, Ade Arif Fitriana, Laila Habibie, Ramadhan Kurnia Hanifa Alifia Puteri Hapsari Dewi Haris Harjum Muharram Hasan Ariefien Ilham Henna Imalinda Waldiasih Heradhyaksa, Bagas Heri Margono Hibnu Nugroho Hidayat, Sa'ban Alfin Hieronymus Soerjatisnanta Iin Emy Prastiwi Imam Prasetyo Imam Sujadi Imam Sujadi Ira Kurniawati Ira Kurniawati Itsna Aufa Syafiqoti As-Sholikhah Joko Nurkamto Kamariyah KHOIRUL ANAM Khoirul Fansuri Kiki Riska Ayu Kurniawati, Kiki Riska Ayu Kristiawan Kuat Puji Prayitno LMS Kristiyanti, LMS LUCKY STRIKE, BAYU Malicia Evendia Martha Riananda Martinus Prima Hasiholan Turnip MARZUKI, FAHAD Mashudi MASULAH, NANIK MAULIDATUL ZAHARA, HANIK Merliana Dewi Astuti Mohammad Wildan Alifianto Mohammad Zen Rahfiludin Muhammad Luthfi Muhtadi Murni Ramli NATAS, PERDANA Nikmah, Ellya Mafazatun Nurmasari, Linda Paga, Bertha Ollin Puteri, Hanifa Alifia PUTRI RAHMA SUCI, GHYANITA PUTRI SEPTIARI, TIAR Putri, Sarah Nur Eka RACHMAWATI, ELSA RAHAYU, VIOLAH Ratna Puspa Darmawati Refky Dermawan Riki Andriatna RINDAWATI SANI PUTRANTI, JOHANNA ROKHMAWATI, ALIAH Roy Adi Setiawan Rukmini Safitri, Nurma Eka SEPTIANA, RISKI Setya Wahyudi Sri Lestari Yuli Prastyatini Stacia Reviany Mege Sucandari, Syahmatul Suhartono Sulistianik SUMADI SUMADI Suprihati Ulfi Aminatuz Zahroh, Ulfi Aminatuz ULHAQ ZUHDI Umi Khanifah Werdani, Riandhita Eri WIDJANARKO, JELITA Windria, Anafil Wulandari, Arum Nur Yunita Wulandari Yusdiyanto Yuwita Ariessa Pravasanti, Yuwita Ariessa Zahrah, Ananda Amanatuz Zulkarnain Ridlwan