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All Journal Jurnal Teknik Mesin Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Kajian Akuntansi dan Bisnis Rekayasa Sipil An-Nuha : Jurnal Kajian Islam, Pendidikan, Budaya Dan Sosial Wahana Akademika: Jurnal Studi Islam dan Sosial Jurnal Ilmiah Ekonomi Islam INOVATIF: Jurnal Penelitian Pendidikan, Agama dan Kebudayaan AL-FALAH : Journal of Islamic Economics qolamuna : Jurnal studi islam Kinestetik : Jurnal Ilmiah Pendidikan Jasmani Jurnal al Hikmah Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat JURNAL PENDIDIKAN TAMBUSAI Jurnal Literasiologi Al - Tadabbur: Jurnal Ilmu Al-Qur'an dan Tafsir Jurnal Ilmu Dakwah Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Al-Kharaj: Journal of Islamic Economic and Business Jurnal Asy-Syukriyyah Otopro Hanifiya: Jurnal Studi Agama-Agama Community Development Journal: Jurnal Pengabdian Masyarakat Mitra PGMI: Jurnal Kependidikan MI Emanasi Jurnal Ilmu Keislaman dan Sosial Wahana Akademika: Jurnal Studi Islam dan Sosial Kordinat : Jurnal Komunikasi antar Perguruan Tinggi Agama Islam Tadris : Jurnal Penelitian dan Pemikiran Pendidikan Islam TAJDID: Jurnal Pemikiran Keislaman dan Kemanusiaan Al-MIKRAJ: Jurnal studi Islam dan Humaniora Abiwara : Jurnal Vokasi Administrasi Bisnis el-Jizya: Jurnal Ekonomi Islam Ulumul Qur'an: Jurnal Kajian Ilmu Al-Qur'an dan Tafsir Journal of Artificial Intelligence and Digital Business Mestaka: Jurnal Pengabdian Kepada Masyarakat Indo Green Journal Lentera: Jurnal Ilmu Dakwah dan Komunikasi Jurnal Keuangan dan Perbankan Syariah Journal of Sharia Accounting and Tax (JSAT Jurnal Asy-Syukriyyah Journal of Economic Development and Village Building Geo-Image Journal Jurnal Ekonomi, Manajemen, Akuntansi Indo Green Journal Journal of Sharia Tourism and Hospitality DCS: Jurnal Pengabdian Masyarakat Mashadiruna: Jurnal Ilmu Al-Qur’an dan Tafsir Dirasat: Journal Islamic Studies Contemporary Islamic Economic and Business Review
Abdul Ghoni
STIE Widya Manggala
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Inggris Ghoni, Abdul; Arianty, Erny
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.18975

Abstract

This research examines the impact of policy guarantees on the Sharia insurance industry in Indonesia, focusing on analyzing the factors causing claim payment failures by insurance companies and the roles of the Financial Services Authority (OJK) and the Deposit Insurance Corporation (LPS) in addressing these issues. The research employs SWOT analysis to identify the strengths, weaknesses, opportunities, and threats in the policy guarantee program. The findings suggest that policy guarantees can enhance customer trust and the stability of the Sharia insurance industry, although challenges remain such as incomplete regulatory support and low levels of public education. The policy guarantee program can be an aggressive growth strategy for the Sharia insurance industry by leveraging existing strengths and opportunities, while mitigating weaknesses and threats. This research contributes by providing insights into the importance of policy guarantees as a tool for improving customer protection and promoting the development of the Sharia insurance industry in Indonesia.
Co-Authors Abdul Aziz Abdullah Salam, Abdullah Achmad, Hilmy Naufal Bani Adeni, Adeni Afina, Meida N Agustiar agustiar Al-Jufri, Salim Alfadhilah, Jauharotina ali fauzi ALVIEN SEPTIAN HAERISMA Anam, M. Asroful Anggra, Fiveriati Ansory, Isnan Arianty, Erny Ariyanto, Panji Astuti, Rani Pudji AWKA, Abdul Muizz Bakhri, Syaeful Chintya, Natsya Dewi Dewi Liesnoor Setyowati Efriyani, Merry Eken, Metin Ellya Roza Fahmy Fachrezzy Fauji, Hari Fawaid, Ahsana Fawaid, M. Ainul Fitriyanto, Arief Gatot Jariono Hartawati, Andi Hartono, Sidiq Hermawan, M. Yudi Ilmiyah, Qomariyatul Irwanto Irwanto Ittaqillah, M. Wildan Jauhari, Muhammad Sofwan Jauhari, Sofwan Jaya, Alwi Jojok Widodo Soetjipto Jumrotun, Siti Kadir, Taqiyuddin Khusna, Amanda Kurnie, Muhammad Iqbal Al Layaman Layaman, Layaman Marbun, Wildani Ramadhan Marliyati Marliyati, Marliyati Marwan, Amiruddin Maswatu, Ismail Ma’rufah, Rosidiana Mira Nila Kusuma Dewi Moch Asmawi, Moch MOCHAMAD ARIF IRFAI Morinda, Claudio Gita Muhammad Nuh Siregar Muhammad Syaifuddin Mujiono Mujiono Mulyani, Dwi Rizky Munadhiroh, Munadhiroh Muslimin Muslimin Nafis, M. Cholil Ningsih, Tri Hartutuk NINING WAHYUNINGSIH Nuhaza, Irma Nurhayati, Rofiah Nursusilo Wati, Shinta Julia Oktapratiwi, Sabrina Prasetyo, Iman Darmawan Putri, Anggie Nalita Putri, Nur Anjani Ramadhan, Eep Muhammad Ramadhina, Zahra Zahira Rofiudin, M. Rositawati, Ita Rosyida, Ela Salfen Hasri, Salfen Salim, Andre Santosa, Tomi Apra Saputra, Aditya Tri Sari, Neni Novita Shodiqoh, Mira Sholahuddin Ashani Soebahar, Moh Erfan Sohiron, Sohiron Sri Lestari Sri Sukmawati Suandhana, Uud Pandu Suciani, Indah Sukaiyna, Siti Supyadillah, Asep Susianti, Evi Syaifullah, Hamli Taqiyuddin Kadir Tasbihah, Ahya Lailah Teguh Suripto Toibah, Dede Nur Toto Suharto Tri Bodroastuti Tria Lestari Tuti Andriani Vina Nurul Husna Wartoyo Wartoyo Widagdo, Ridwan WIJOYO, HADION