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Formulation of preferences of murabahah, wadi'ah in non-Muslim Community in the Indonesian Sharia Branch Hadi, Muhammad
Robust: Research of Business and Economics Studies Vol. 1 No. 2 (2021): Oktober 2021
Publisher : IAIN Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/robust.v1i2.7097

Abstract

Research Titled Formulation of preferences of murabahah, wadi'ah in non-Muslim Community in the Indonesian Sharia Branch, Bertuju to find out the accadi especially for non-Muslim customers at Bank Syariah Indonesia BSI. In this study, there are similarities in service and financing, although somewhat different in the implementation of the agreement, the ban on non-Muslim ban in BSI only uses the acad, Or Voting for the financing of murabahah and wadi'ah selected, especially the product savings of Hesiah. The study uses quantative approaches and observer methods, interviews, documentation and triangulation of primary data. The results of the study, concluded the buzz using Madasid theory aI-shariah imam Shatibi, especially in wildul malls by understanding direct view of non-Muslim bans related to deposits in BankSyariah Indonesia. There are several invoices, fulfilling the interests of non-Muslim banners; in the interpretation of behavior.trust, Honesty and Transparent in the Bank. Results From Some responding to non-Muslims also indicate that the same understanding of Muslim-non-Muslim stars in BSI banks in the unworthy profit system, although different in the applicability of the accad\especially non-Muslim customers need to act as in Islam, in addition to being limited in choosing products savings murabalah and wadi'ah in Islamic bank Indonesia. In this study, there is also no illustration of moderation behavior in service means not distinguishing between Muslims and non-Muslims, not being extreme even if prioritizing to any customer who comes in the branch of in the Indonesian Sharia Branch.
POTENSI DAN EFEKTIVITAS PENGELOLAAN ZAKAT DI KABUPATEN KONAWE SELATAN Sodiman, Sodiman; Mustafa, P; Hadi, Muhammad; Ahmadi, Ahmadi; Hadisi, La
Li Falah: Journal of Islamic Economics and Business Vol. 1 No. 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.483

Abstract

Abstract Zakat is an Islamic instrument for poverty reduction and achieving the welfare of the community equally and fairly. This religious instrument has tremendous economic potential to garner a sense of social solidarity of the rich (aghniya) to the poor (fuqara), to provide aid to the poor on the basis of love, so that the poor can be free from poverty. In the context of the local area, zakat is also a great potential, including in Konsel, to eradicate poverty. But the zakat has not been able to work properly. From this research it is known that the potential zakat fitrah in Konawe Selatan high enough. The potential is there on the Muslim population that is 250 818 inhabitants (93% of the population Konawe Selatan) which annually pay zakat fitrah. The percentage of tithe payment Konsel which amounted to 99.2% claimed regular pay tithes annually. With the level of awareness of paying zakat, zakat fitrah Konawe Selatan community life 250 818 X 2.5 Kg Rice = 627 045, or if in the form of money 250 818 X Rp 20,000 = US $ 5.01636 billion. Zakat mal potention, viewed by the average level of public income per month, which is the level of income above US $ 4,600,000.00 per month of 0.8%. This figure shows the potential of tax payers mall in Konawe Selatan. While zakat agriculture, plantation, farming, trading, gold, silver and mining have not been explored in this study. The effectiveness of the management of zakat fitrah and zakat mal in Konawe Selatan yet effective. The management system is still conventional, not to use a wellorganized system; still through small groups from mosques every region, has not been done in a centralized or without a centralized management that gives direction to better and more effective. Indicators ineffectiveness are: (1) the low level of public understanding of zakat, (2) the level of public confidence in the amil zakat institutions are not yet fully developed well, as is evident by the many muzaki who pay zakat directly to mustahiq, (3) management amil zakat by not completely worked according to the principles of good management, (4) has not impacted the growing prosperity of the people who receive zakat (mustahiq), or it can be said that zakat in Konawe Selatan still categories of zakat zakat consumptive yet productive.
Contribution of Mui-Dsn Fatwa on Operational Products of Mudharabah-Wadi’ah Bank Sharia Indonesia Hadi, Muhammad
Li Falah: Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): December 2022
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v7i2.8476

Abstract

Fatwa of the Indonesian Ulema Council and the Indonesian Sharia Council recommend non-interest-based banking institutions that are built on the basis of the Qur’an and Hadith. Along with the issuance of the fatwa above, Islamic banking continues to experience rapid growth, even with the merging of Bank Syariah Mandiri, BNI Syariah, and B.R.I. Syariah into one umbrella of Bank Syariah Indonesia (B.S.I.). More complete than other banks in Kendari. The purpose of Islamic banks is not only to function as funding and loan services. Currently, Islamic banks are expanding to develop other financial services, including gold pawning, Western Union, hajj bailouts and others. This article uses qualitative methods through observation, research, and data collection). This method can be used to understand the role of the fatwa on mudharabah-wadi’ah contract products at B.S.I., which is not yet known. To fully understand the role of the MUI-DSN fatwa, the researcher uses the maqashid al-Syari’ah al-Syatibi approach, which is expressed in dharuriyat, which includes khifd al-dien, aql, nafs, aql, and mal. From the data collected, the findings in this article have not shown a significant effect since the merger of the three B.S.M., BNI sharia, and B.R.I. sharia transformed into B.S.I., which has not had any progress for customers. To prove that “The role of the MUI-DSN fatwa in the operationalization of mudharabah-wadi’ah contract products at the B.S.I. Kendari bank” illustrated the existence of different contract implementation regulations in each product integrated with customers, for example, wadi’ah contracts for safekeeping, mudharabah for financing buying or building a house, musharaka for financing business development, and others. This research can later become an additional academic reference, especially for the Faculty of Economics and Islamic Business IAIN Kendari, because it seeks to explain the financing model through the contract system carried out by Bank BNI Syariah Kendari City.
Effects of digitally delivered mindfulness-based interventions in reducing burnout in healthcare workers: a systematic review and meta-analysis of randomized controlled trials Riu, Silvia Dewi Mayasari; Hadi, Muhammad; Talibo, Norman Alfiat; Taplo, Yusti Muzdalifah; Tonapa, Santo Imanuel
Jurnal Ners Vol. 21 No. 1 (2026): VOLUME 21 ISSUE 1 (FEBRUARY 2026)
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jn.v21i1.79809

Abstract

Introduction: This review aimed to synthesize the evidence on the effectiveness of dMBIs in reducing burnout, depression, and mindfulness among healthcare workers. Methods: A systematic review and meta-analysis of randomized controlled trials (RCTs) were conducted according to the PRISMA 2020 guidelines. Six databases were searched through June 25, 2025. Eligible studies evaluated dMBIs among healthcare workers with burnout as a primary or secondary outcome. Standardized mean differences (SMDs) were pooled using a random-effects model. The risk of bias was assessed using the Cochrane Risk of Bias tool, version 2.0. Results: Nine RCTs were included, with 1,603 participants contributing to the analyzable data. dMBIs reduced emotional exhaustion (SMD = −0.34; 95% CI: −0.60 to −0.07) and depersonalization (SMD = −0.31; 95% CI: −0.55 to −0.07), and increased personal accomplishment (SMD = 0.48; 95% CI: 0.16 to 0.80). The dMBIs also improved mindfulness (SMD = 0.44; 95% CI: 0.07 to 0.82) and reduced depressive symptoms (SMD = −0.20; 95% CI: −0.37 to −0.03). The heterogeneity was moderate to high, and most studies were at a high risk of bias. Conclusions: dMBIs may improve burnout, mindfulness, and depression in healthcare workers, and their flexible digital format may support their use in workplace wellness programmes. However, the heterogeneity was moderate to high, and most trials were at a high risk of bias; therefore, the findings should be interpreted cautiously. Further high-quality trials are needed to confirm these effects and to identify the best delivery formats and engagement strategies.
Co-Authors Agung, Rizki Nugraha Agustiany Dumeva Putri, Agustiany Dumeva Agustria Wijaksono, Azhar Ahmad Nasir Pulungan AHMADI Alland Kelana, Bagus Alvis, Zacky Alwahidin Alwahidin Angelina, Marchel Arofiati, Fitri Audi, Ajeng Asri Dayastri, Zibril Khaidir Dian Rosdiana, Dian Dodi Pramana Endri, Gunawan Eni Widiastuti, Eni Fadilah, Harif Fadillah, Harif Fitri Haryanti Haryanto, Rohadi Hasanah, Idyatul Hasibuan, Muhammad Irvan Husyairi, Khoirul Aziz Iyonu, Mentari Ariesta Junifa Layla Sihombing, Junifa Layla Kartika, Rini Fatma Kurniati, Tri La Hadisi, La Li Yoong , Tang Lisna Efiyanti Luthfyah Mawaddah, Siti Mahmudah, Laili Marwan, Aji Meliani, Eti Meliani Nabila, Najha Naryati, Naryati Nellyta Neneng Kurwiyah Notoatmojo, Notoatmojo Novia Sari, Asih Nur Ainun, Tina Nursalam Nursalam Nursanti, Irna Okiyana, Soviyani Oktafiona, Fani P Mustafa, P Pardede, Muliadi Prabawati, Dewi Pratami, Arifa Prihandoko . Prihandoko Prihandoko Prima Astuti Handayani Purwati, Nyimas Heny Puspitasari, Nia Ayu Radiamoda, Anwar M. Rahayu Rahayu Rahim Kamil, Abdu Riu, Silvia Dewi Mayasari Riza Agustiani, Riza Romawati, Pita Rum, Jalaluddin Safira, Juni Safira Santo Imanuel Tonapa, Santo Imanuel Saputri, Anggun Meylani Saragih, Desvita Sasteri Yuliyanti Satinah, Satinah Simanjuntak, Janter Pangaduan Sodiman Sodiman, Sodiman Solehah, Asna Markhotun Sopani, Ahmad Sri Mulyani Subekti, Siti Rohmah Suhendar Suhendar, Suhendar Sulaeman, Suhendar Sumartini, Tini Suminarti, Tini Sunandar, Mas Asep Syamsul Anwar, Syamsul Talibo, Norman Alfiat Taplo, Yusti Muzdalifah Threesnaldy, Muhammad Rezky Tintin Sukartini Sukartini, Tintin Sukartini Tonasa , Muh Tuti Nuraini Wahyu Hidayati Wahyudin Maguni, Wahyudin Widiastuti , Eni Wiramukthi, Supangkat Yani Sofiani Yanny Trisyani Yunus, Syarifudin Zahra, Atika