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All Journal International Journal of Advances in Applied Sciences ETIKONOMI Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Laa Maisyir Jurnal Ekonomi Islam Jurnal Ekonomi Syariah Teori dan Terapan BAKI (Berkala Akuntansi dan Keuangan Indonesia) Journal of Information Systems Engineering and Business Intelligence Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam Journal of Geoscience, Engineering, Environment, and Technology Jurnal Ilmiah Ekonomi Islam Perisai : Islamic Banking and Finance Journal al-Uqud : Journal of Islamic Economics Jurnal Riset Akuntansi dan Keuangan Al-Muzara'ah AFEBI Islamic Finance and Economic Review MALIA Shirkah: Journal of Economics and Business Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Indonesian Tourism, Hospitality and Recreation Iqtishoduna: Jurnal Ekonomi Islam Journal of Leadership in Organizations Justisia Ekonomika Ulumuna: Jurnal Studi Keislaman Economic Education and Entrepreneurship Journal Iqtishodia: Jurnal Ekonomi Syariah Proceedings of Annual Conference for Muslim Scholars ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Quantitative Economics and Management Studies Daengku: Journal of Humanities and Social Sciences Innovation Daluang: Journal of Library and Information Science Journal of Islamic Economic and Business Research Telaah Bisnis Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Jurnal Ekonomika dan Bisnis Islam JRABA Jurnal Riset Public Relations JURNAL AGROINDUSTRI HALAL Jurnal Perbankan Syariah Darussalam (JPSDa) International Journal of Emerging Issues in Islamic Studies Jurnal Kepariwisataan: Destinasi, Hospitalitas dan Perjalanan eJEBA
Ririn Tri Ratnasari
Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

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The Concept of Social Welfare From The Perspective of Ibn Taimyah and Ibn Khaldun Mazza Basya, Maziyah; Hendratmi, Achsania Hendratmi; Ratnasari, Ririn Tri; Prasetyo, Ari
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 12 No. 1 (2025): e-JEBA Volume 12 Number 1 Year 2025
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v12i1.53697

Abstract

This article explores the concept of social welfare, a universal aspiration for all humans. In Islam, welfare encompasses not only material well-being but also spiritual fulfillment. Achieving this welfare requires adherence to Allah's commands and avoidance of His prohibitions. Prominent Muslim thinkers, such as Ibn Taimiyah and Ibn Khaldun, have extensively discussed this topic. Ibn Taimiyah emphasized the role of government institutions in fostering prosperity, arguing that a government serves as a custodian of divine commandments. By promoting virtues like discipline, honesty, and justice, and discouraging wrongdoing, the government plays a key role in ensuring societal welfare. Similarly, Ibn Khaldun posited that prosperity arises when key factors—such as sharia, political authority, population, wealth, development, and justice—function harmoniously, a concept encapsulated in his "Circle of Equity" theory. This sense of unity enables collaboration, mutual accountability, and the fulfillment of shared obligations, fostering social harmony and driving the development of civilization and prosperity
Faktor-Faktor yang Mempengaruhi Niat Berdonasi Green Waqf di Kalangan Muslim yang Peduli Lingkungan: Peran Mediasi dari Attitude Indirwan, Syanisma Khansa; Faradilah Putri Fauzi; Sulistya Rusgianto; Ririn Tri Ratnasari
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i04.17244

Abstract

This study analyzes the factors influencing the intention to donate to green waqf among environmentally conscious Muslims in Indonesia. The examined factors include green waqf literacy, subjective norms, and access to information media on the intention to donate to green waqf, with attitude acting as a mediating variable. The theoretical foundation of this study is the Theory of Planned Behaviour (TPB). This is a quantitative study that employs the Partial Least Squares Structural Equation Modeling (PLS-SEM) method, with a minimum sample size of 60 respondents. A purposive sampling technique was used, based on three respondent criteria, and the data were analyzed using SmartPLS version 4. This research contributes to the literature by exploring the mediating role of attitude in the relationship between green waqf literacy, subjective norms, and information media access on the intention to donate to green waqf. Additionally, this study specifically focuses on environmentally conscious Muslims, as their knowledge and awareness of environmental issues can play a vital role in supporting and promoting green waqf initiatives. The findings indicate that attitude and subjective norms significantly influence the intention to donate to green waqf among environmentally conscious Muslims in Indonesia. In particular, subjective norms have both direct and indirect effects through attitude, underscoring the importance of social influence in encouraging donation intention. In contrast, green waqf literacy and access to information media show positive but insignificant effects on donation intention, both directly and indirectly through attitude.
Unlocking Amil performance: Leadership, knowledge management capability, and organizational culture Asya’bani, Nispia; Rusgianto, Sulistya; Ratnasari, Ririn Tri; Ryandono, Muhammad Nafik Hadi; Susanto, Arva Athallah
Asian Journal of Islamic Management (AJIM) VOLUME 7 ISSUE 1, 2025
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol7.iss1.art8

Abstract

Purpose – This study examines the impact of Islamic leadership style and Knowledge Management Capability (KMC) on improving amil performance in Indonesia, with organizational culture serving as a mediating variable. In addition, this study identified potential future research directions in this field.Methodology – This research employs a quantitative approach utilizing Structural Equation Model (SEM) analysis with Smart-PLS 4 software. The sample was selected through purposive sampling, targeting 130 amils in Indonesia. Findings – The findings reveal that both Islamic leadership and Knowledge Management Capability (KMC) have a significant positive influence on amil performance, both directly and through the mediating role of organizational culture. Furthermore, Islamic leadership directly enhances knowledge-management capabilities. Implications – This study provides valuable insights into the application of knowledge management practices and the role of Islamic leadership in enhancing the performance of amil zakat (zakat institutions). This study's implications highlight the need for greater focus on improving amil performance to maximize the efficiency of zakat collection and management.Originality – To the best of our knowledge, this analysis represents actionable recommendations for improving the efficiency of zakat collection and distribution through enhanced amil performance with the combination of KMC and organizational culture, which has rarely been studied in zakat institutions.
Enhancing OCB through spiritual leadership, workplace spirituality, and Islamic work ethics Pertiwi, Tanza Dona; Ronny, Ronny; Ratnasari, Ririn Tri; Osman, Ismah; Cholil, Muhammad
Asian Journal of Islamic Management (AJIM) VOLUME 7 ISSUE 1, 2025
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol7.iss1.art10

Abstract

Purpose – This study examined the influence of spiritual leadership (SL), workplace spirituality (WS), and Islamic work ethics (IWE) on organizational citizenship behavior (OCB) among employees. It also investigates whether there are generational differences in the effects between Generation Y and Generation Z in Surabaya.Methodology – This research employed a quantitative approach using Structural Equation Modeling–Partial Least Squares (SEM-PLS) and Partial Least Squares Multi-Group Analysis (PLS-MGA) with the aid of SmartPLS 4. The study involved 110 employees from Generation Y and Generation Z who lived and worked in Surabaya.Findings – The results show that spiritual leadership, workplace spirituality, and IWE have a positive and significant impact on OCB. However, the MGA revealed no significant differences between Generation Y and Z in terms of how these variables affected OCB. These findings support Social Exchange Theory, suggesting that when employees feel valued and spiritually supported, they tend to reciprocate with positive behaviors such as OCB. Despite the assumptions in generational theory, both generations respond similarly to spiritually rooted leadership and ethical Islamic values.Implications – This study offers practical insights for organizations with multigenerational workforces to adopt spiritual leadership, foster spiritual workplaces, and apply Islamic work ethics to consistently enhance OCB across generations.Originality – By incorporating multi-group analysis, this research adds to the limited literature on spirituality and ethics in shaping OCB, particularly among Generation Y and Z Muslim employees in a modern workplace setting.
Islamic Bank Financing, Green Sukuk, and the Jakarta Islamic Index: An ARDL Analysis of Indonesia’s Real Sector Hidayat, Rahmad; Jazilinni’am, Naili; Rusgianto, Sulistya; Ratnasari, Ririn Tri; Ryandono, Muhammad Nafik Hadi
Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Vol. 12 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jreksa.v12i2.13994

Abstract

This study examines the effects of Islamic Bank Financing (IBF), Green Sukuk (GS), the Jakarta Islamic Index (JII), inflation (CPI), exchange rate fluctuations (EXR), and money supply (M2) on Indonesia’s real sector using the Autoregressive Distributed Lag (ARDL) approach. The findings reveal that IBF stimulates the real sector in the short run, but structural challenges and limited market penetration constrain its long-term influence. Conversely, GS exerts a significant positive impact over the long term, underscoring the importance of sustainable investments in enhancing productive capacity and generating employment. Although JII shows no significant short-term effect, it contributes meaningfully in the long run. CPI consistently exerts a negative influence on the real sector in both horizons, while exchange rate appreciation and M2 growth support economic activity. These results highlight the need for coordinated policy measures to foster inclusive, stable, and sustainable development in Indonesia’s real economy.
A Risk-Based Bank Rating: Studi Multi Kasus pada Perbankan Syariah Rofiqoh, Siti Nur Indah; Ratnasari, Ririn Tri; Rufaidah, Anik; Hasib, Fatin Fadhilah
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 1 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (422.032 KB) | DOI: 10.33379/jihbiz.v6i1.1039

Abstract

This paper aims to explain the internal and external factors on the credit risk that represented by Non-Performing Financing (NPF) of sharia bank. Internal variables related to Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR). Return on Assets (ROA), Operating Expenses Ratio (OER), Investment Proportion and Risk (IPR), Profit and Loss Sharing (PLS) as financing ratio. External variables related to Gross Domestic Product (GDP) by industrial origin. The annual data report of Statistik Perbankan Syariah (SPS) and Statistik Ekonomi Keuangan Indonesia (SEKI) in Indonesia as secondary data is used to support priority setting of SWOT analysis element to complete IFAS dan EFAS after the multiple regression analysis. Different with the result of regression t and f-Statistic analysis, the finding indicated that internal variables more influence than external variable on the credit risk based on SWOT priority analysis. The most influence variable on the credit risk is increasing Operating Expenses Ratio (OER). The limitations of this paper are expected to have difference implication for SPS, the sharia compliance from regulator management and the important role of SPS and SEKI.
FAKTOR YANG MENENTUKAN MUZAKKI BERDONASI KEMBALI DI LEMBAGA ZAKAT Basit, Abdul; jaenudin, muhammad; Ratnasari, Ririn Tri
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 2 (2022): Desember 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i2.15407

Abstract

This study aims to determine the muzakki's factors to re-donate in LAZNAS IZI. In addition, this study also wants to know the effect of service quality factors and the institution's reputation on the intention to re-donate at LAZNAS IZI. This study uses multiple linear regression by testing the effect of the Independent variables (X) on the Dependent variable (Y). There are four independent variables, namely Service Quality (X1), Reputation (X2), Attitude (X3), and Trust (X4). The dependent variable used is Intention to Redonation (Y). Primary data were obtained from questionnaires distributed to 97 IZI Zakat Institution donors who had donated more than once. From this research, it can be seen that Service Quality partially influences the interest to donate Back to IZI Zakat Institution. While Reputation, Attitude, and Trust partially have no effect. However, simultaneously all variables affect the interest of donors to re-donate to LAZNAS IZI. This study can be used by LAZNAS IZI as a reference to maintain several variables that are factors that donors are willing to redonation. In addition, variables that do not have a direct effect need to be developed with other variables together to have an effect and increase the donor's intention to redonation. The addition of the number of respondents and LAZ studied can also enrich the results of subsequent studies
Analysis of the Implementation of Subsidized Homeownership credit Financing Based on the Concept of Maslahah Sopingi, Imam; Ririn Tri Ratnasari; Imron Mawardi
MALIA: Jurnal Ekonomi Islam Vol 15 No 1 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v15i1.4173

Abstract

This research aims to analyze the implementation of subsidized home ownership credit financing based on the concept of Maslahah at Bank Tabungan Negara, branch office in Jombang. The research method employed is a qualitative case study with six techniques for data collection, including the researcher's direct participation with the research subject and conducting direct interviews with key informants from the financing service department. The research findings reveal that subsidized home ownership credit is one form of financing provided to the community to purchase homes, with the support of the government through collaboration with Bank Tabungan Negara, branch office in Jombang. Bank Tabungan Negara, branch office in Jombang, also offers various flexible repayment schemes to its customers. However, this research has limitations, such as its focus on a single location and an inability to describe variations in implementation at other locations. Furthermore, the research findings can have positive implications, particularly in the development of more effective policies and programs that align with the community's needs, by offering repayment options that suit customers' financial conditions.
Bibliometric Insights into Shared Leadership: Integrating Islamic Leadership and Entrepreneurship Values Hendratmi, Achsania; Ratnasari, Ririn Tri
Journal of Leadership in Organizations Vol 7, No 2 (2025): Journal of Leadership in Organizations
Publisher : Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jlo.103753

Abstract

Introduction/Main Objectives: This study explores shared leadership approaches integrating Islamic leadership and Islamic entrepreneurship values using bibliometric methods. The research aims to provide insights into shared leadership development and its connection to Islamic principles. Background Problems: Shared leadership is an emerging paradigm in leadership studies, focusing on team performance, virtual collaboration, and cultural diversity. However, its linkage with Islamic values such as justice, deliberation, and blessings remains underexplored. This gap highlights the need for further investigation. Novelty: The novelty of this research lies in mapping shared leadership literature from 1996 to 2024 and uncovering its potential integration with Islamic values. This perspective has not been addressed comprehensively in prior studies. Research Methods: This study conducts a bibliometric analysis of 437 documents from the Scopus database. The study identifies trends, dominant themes, and contributions from authors and institutions in shared leadership research. Findings/Results: The findings reveal the significant growth of shared leadership research, emphasizing team performance, virtual collaboration, and cultural diversity. This study highlights the potential of Islamic leadership principles to enhance team collaboration, justice, shura (deliberation), blessings, and ta'awun (cooperation). Conclusion: This research provides new insights into integrating spiritual and professional values in modern leadership theory. Shared leadership in the context of Islamic entrepreneurship emerges as an inclusive, socially impactful model. The study offers strategic directions for future research and practical applications.
Model Islamic Corporate Governance (ICG) Wakaf Uang Berbasis Kewirausahaan: Studi Multi Kasus di Indonesia dan Malaysia Tri Ratnasari, Ririn; Nur Indah Rofiqoh, Siti; Sukmana, Raditya; Alimin, Alimin; Sulistyowati, Sulistyowati
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 14 No. 1 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v14i1.134

Abstract

This study aims to determine the Islamic Corporate Governance (ICG) model of entrepreneurship-based cash waqf. Using qualitative research methods and a multi-case study approach, research data were obtained primarily (in-depth interviews), online report documentation, journal articles, and books. Data analysis conclude that the ICG model of entrepreneurship-based cash waqf is built from a unique waqf membership model (waqf donations come from the company's Corporate Social Responsibility), determination of special donors, and determination of beneficiaries of waqf productivity funds in public facilities development programs that are integrated with entrepreneurial activities. This study recommends the issuance of entrepreneurship-based cash waqf shares, both permanent and temporary.
Co-Authors Abdul Basit Abdul Basit Achmad Nur Iman Achsania Hendratmi Adinda Septiani M Adirestuty, Fitranty Aditya Okta Viandhy Aditya Okta Viandhy, Aditya Okta Ahmad Khabib Dwi Anggara Ahmad Sodiq, Ahmad Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Al Adawiyah, Rumaisah Azizah Alfath Shifa Ghifara Alimin Alimin Alimin Alimin Amalina Rusydina Aminudin Ma'ruf Angga Khoerul Umam Anik Rufaidah Anik Rufaidah Anneke Ratnasari Hardianto Anneke Ratnasari Hardianto, Anneke Ratnasari Annisa Rahma Febriyanti Anwar Allah Pitchay Anwar Allah Pitchay Anwar Allah Pitchay, Anwar Allah Ari Prasetyo Arridha Harahap Asya’bani, Nispia Aulia, Melananda Risky Author, Nailul Azhar Alam Azizah Al Adawiyah, Rumaisah Battour , Mohamed Battour, Mohamed Bt Mohd Ariffin, Noraini Bunga Permata Samodra Chazanah , Indah Nur Cholil, Muhammad Ega Rusanti Fadlillah, Nilna Faradilah Putri Fauzi Fatin Fadhilah Hasib Firmansyah , Egi Arvian Fitria Solahika Salma Fuad Hasyim Ghozian Hakeem Habibah, Aminatun Hadi, T.Saipul Hafidza Gumelar Muksininna Hani Khairo Amalia Hapsari, Safira Arsyadin Hariyanto Hariyanto Hasan Aedy hasna fauziana Hasna Fauziana Hasna Fauziana Hasyim, Fuad Hendratmi, Achsania Hendratmi Hermawan, Rheza Hesti Dwi Fandini Hidayati, Huzaini, Moh Ilham Rahmanto Imam Sopingi Imron Mawardi Inayah Rahman Indah Rofiqoh, Siti Nur Indirwan, Syanisma Khansa Indra Rajasa, Muhammad Attar Indrianawati Usman Ismah Osman Ismail, Shafinar Iwan Prakoso Gunawarman Jaenudin, M jaenudin, muhammad Jamil, Fadila Ainur Jamilu, Usman Jazilinni’am, Naili K. S., Salsabiilatul Ayniah Karimah Tri Lestari La Ode Alimusa Lintang Titian Purbasari M. Adi Surya Anwar M. Ala’uddin Masruroh, Amalia Maulidy Albar Maziyah Mazza Basya Mega Nilasari Johan Mega Nilasari Johan, Mega Nilasari Moh. Nurul Qomar Moh. Nurul Qomar, Moh. Nurul Muchammad Choir Rivo Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Ala’uddin Muhammad Irsyad, Syaiful Muhammad Nizar Muhammad Rifqi Muhammad Syifa Mustika, Hindah Nanang Qosim Nida’ Al-Karimah Makkawi Njie, Yahya Novi Sekar Sari Novi Sekar Sari Nur Adila Wulandari Nur Aulia Noviyani Nur Chazanah, Indah Nur Indah Rofiqoh, Siti Nurrochman, Danang Dwi Nurul Ain Nurul Ain, Nurul Nurul Huda Nurul Huda Nurwijayanti Osman, Ismah Pertiwi, Tanza Dona Purbasari, Lintang Titian Putra, Trisno Wardy Putri, Hamilatul Hasanah Qolbi, Ayun R. Andy Erwin Wijaya Raditya Sukmana Rahmawati, Estina Ramdani Ramdani Ramly, Arroyyan Rani, Lina Nugraha Reza Dasangga, Dian Ghani Ridan Muhtadi Rifki Fajar Subekhi Rika Rika Ririt Iriani Sri Setiawati Rizky Farah Nurfadhilah Rofiqoh, Siti Nur Indah Ronny Ronny Rufaidah, Anik Rusgianto, Sulistya Ryval Ababil Samsul Arifin Sari, Dyah Permata Sekar Sari, Novi Sheila Ayu Pramesti Permatasari Siti Nur Indah Rofiqoh Siti Nur Indah Rofiqoh Siti Zulaikha Sitii Nur Indah Rofiqoh Sri Herianingrum Sri Herianingrum Sulistya Rusgianto Sulistya Rusgianto Sulistyowati Sulistyowati Sulistyowati Sulistyowati Susanto, Arva Athallah Syafira, Fadillah Nur Syukron Makmun Syukron Makmun, Syukron Tamamala, Zailan Basri Tanissa Intan Syahvina Thoyyib Mas’udi Tia Yuliawati Tiara Tresnawulan Barkah Ujang Syahrul Mubarrok Usman Jamilu Vicky Alif Putra Wardhana, Akhmad Kusuma Yan Putra Timur Yusuf Kurniawan Zukhrufani, Alfitri Zulfa Mufidah