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All Journal International Journal of Advances in Applied Sciences ETIKONOMI Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Laa Maisyir Jurnal Ekonomi Islam Jurnal Ekonomi Syariah Teori dan Terapan BAKI (Berkala Akuntansi dan Keuangan Indonesia) Journal of Information Systems Engineering and Business Intelligence Jurnal Ekonomi dan Bisnis Islam Journal of Geoscience, Engineering, Environment, and Technology Jurnal Ilmiah Ekonomi Islam Perisai : Islamic Banking and Finance Journal al-Uqud : Journal of Islamic Economics Jurnal Riset Akuntansi dan Keuangan Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam AFEBI Islamic Finance and Economic Review MALIA Shirkah: Journal of Economics and Business Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Indonesian Tourism, Hospitality and Recreation Iqtishoduna: Jurnal Ekonomi Islam Journal of Leadership in Organizations Justisia Ekonomika Ulumuna: Jurnal Studi Keislaman Economic Education and Entrepreneurship Journal Iqtishodia: Jurnal Ekonomi Syariah Proceedings of Annual Conference for Muslim Scholars ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Quantitative Economics and Management Studies Daengku: Journal of Humanities and Social Sciences Innovation Daluang: Journal of Library and Information Science Invest Journal of Sharia & Economic Law Journal of Tourism Economics and Policy Journal of Islamic Economic and Business Research Telaah Bisnis Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Jurnal Ekonomika dan Bisnis Islam JRABA Jurnal Riset Public Relations Jurnal Perbankan Syariah Darussalam (JPSDa) International Journal of Emerging Issues in Islamic Studies eJEBA ZISWAF: Jurnal Zakat dan Wakaf Jurnal Agroindustri Halal
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Zakat Institution of Financial Transparency Model: An Explanatory Research Wahyudi, Muhamad; Huda, Nurul; Herianingrum, Sri; Ratnasari, Ririn Tri
ZISWAF Vol 8, No 2 (2021): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v8i2.9358

Abstract

Public demand for financial transparency of zakat institutions is getting stronger. The weak quality of financial reports resulted in a distrust of this institution. Therefore, a framework is needed as a reference in compiling and presenting quality financial reports that meet public expectations. This article aims to propose a financial transparency framework for the Amil Zakat Institution (LAZ) in Indonesia. This is a descriptive qualitative study with an explanatory approach. Furthermore, data collection was carried out through studies related to financial transparency of the institution and was complemented by interviews with directors, distribution managers, accounting staff, and three muzaki of zakat institutions in Central Java. The results concluded that the framework for transparency practice in the financial statements of zakat institutions comprises three parts, namely the principle of tauhid as a foundation component. Amil zakat's professionalism, internal audit, internal control, and financial accounting standards are the principal components, as well as the use of the website as support. The implication of this study is that the credibility of zakat institutions can be increased by improving the quality of financial reports.
Analisis Dampak Religiusitas, Kesadaran Halal, Sertifikasi Halal, dan Komposisi Pangan terhadap Minat Beli Makanan Halal Nizar Muhammad Nizar; Ririn Tri Ratnasari; Indrianawati Usman
JURNAL AGROINDUSTRI HALAL Vol. 10 No. 3 (2024): Jurnal Agroindustri Halal
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jah.v10i3.8234

Abstract

Penelitian ini bertujuan untuk menginvestigasi dampak dari religiusitas, kesadaran halal, sertifikasi halal, dan komposisi bahan makanan terhadap niat beli produk. Metode yang digunakan dalam penelitian ini adalah survei dengan menggunakan kuesioner yang disebar melalui goggle form. Sampel penelitian ini sebanyak 205 responden dengan menggunakan purpose sampling, dengan sasaran masyarakat Indonesia yang sudah dewasa. Hasil analisis menunjukkan bahwa religiusitas, kesadaran halal, sertifikasi halal, dan komposisi bahan makanan berpengaruh positif signifikan pada niat beli produk makanan halal. hal ini menunjukkan bahwa semakin tinggi tingkat religiusitas dan kesadaran seseorang maka semakin besar kemungkinan mereka akan membeli produk makanan halal. selain itu sertifikasi halal juga menjadi indikator penting dalam menentukan minat beli produk, karena sertifikat halal memberikan jaminan bahwa produk tersebut sudah memenuhi standar halal yang ditetapkan. Faktor lain adalah komposisi makanan yang memiliki pengaruh signifikan terhadap niat pembelian, ketersediaan bahan dan komposisi yang halal pada produk akan meningkatkan nilai beli konsumen.
The Influence of The Informativeness of Tourist-Chatbot Interaction and Halal Facilities and Services on the Destination Image of Generation Z in Muslim-Friendly Tourism at Mount Bromo Afra Bahita Fridajaya; Ririn Tri Ratnasari
Journal of Tourism Economics and Policy Vol. 6 No. 2 (2026): Journal of Tourism Economics and Policy (April – June 2026) - In Press
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/jtep.v6i2.1977

Abstract

This study aims to analyze the influence of tourist-chatbot interaction informativeness and halal facilities and services on destination image among Generation Z in the context of Muslim-friendly tourism at Mount Bromo. A quantitative survey approach was employed by distributing online questionnaires to 224 Muslim Generation Z respondents selected through purposive sampling. The respondents were active users of ChatGPT and had an interest in Muslim-friendly tourism at Mount Bromo. The data were analyzed using multiple linear regression. The findings show that tourist-chatbot interaction informativeness has a positive and significant effect on destination image. Halal facilities and services also have a positive and significant effect on destination image. Simultaneously, both independent variables explain 60.8% of the variation in destination image. These results indicate that digital information quality through chatbot interaction and the availability of halal-oriented facilities are important factors in shaping a positive image of Muslim-friendly tourism destinations. The findings provide practical implications for destination managers to integrate reliable digital information services with halal facilities to improve destination competitiveness among Muslim Generation Z tourists.
Navigating Faith and Finance: The Role of Islamic Literacy and Scepticism in Shaping Cryptocurrency Investment Intention Fuad Hasyim; Ririn Tri Ratnasari; Sri Herianingrum; Arroyan Ramly; Wakhid Musthofa
Shirkah: Journal of Economics and Business Vol. 10 No. 3 (2025)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v10i3.682

Abstract

Despite the rapid global adoption of cryptocurrencies, the lack of a unified Sharia ruling creates profound ethical uncertainty for faith-conscious investors. The present study analyses how investors integrate spiritual considerations and the complexities of Islamic Finance to formulate investment intentions in cryptocurrencies. Building on the Decomposed Theory of Planned Behaviour (DTPB), the model incorporates Islamic Financial Literacy and Sharia Scepticism. Shariah Scepticism and Islamic Financial Literacy reflect the Islamic value-embedded attitude towards finance and investment. For this study, the authors collected and analysed survey data from Java’s urban areas' 213 Muslims using PLS-SEM. Results demonstrate that people’s investment intentions are shaped by the compatibility of values, ease of use, and perceived usefulness of the investment. Financial Literacy in Islam bolsters confidence in Shariah-compliant digital assets, and Shariah Scepticism raises theological and ethical considerations. Despite the limited impact of perceived behavioural control, subjective norms exerted the most significant influence on behavioural intentions. This study adds to the Islamic behavioural finance literature the first faith-based model to explain investment intentions in cryptocurrencies within Muslim populations.
The Influence of The Informativeness of Tourist-Chatbot Interaction and Halal Facilities and Services on the Destination Image of Generation Z in Muslim-Friendly Tourism at Mount Bromo Afra Bahita Fridajaya; Ririn Tri Ratnasari
Journal of Tourism Economics and Policy Vol. 6 No. 2 (2026): Journal of Tourism Economics and Policy (April – June 2026)
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/jtep.v6i2.1977

Abstract

This study aims to analyze the influence of tourist-chatbot interaction informativeness and halal facilities and services on destination image among Generation Z in the context of Muslim-friendly tourism at Mount Bromo. A quantitative survey approach was employed by distributing online questionnaires to 224 Muslim Generation Z respondents selected through purposive sampling. The respondents were active users of ChatGPT and had an interest in Muslim-friendly tourism at Mount Bromo. The data were analyzed using multiple linear regression. The findings show that tourist-chatbot interaction informativeness has a positive and significant effect on destination image. Halal facilities and services also have a positive and significant effect on destination image. Simultaneously, both independent variables explain 60.8% of the variation in destination image. These results indicate that digital information quality through chatbot interaction and the availability of halal-oriented facilities are important factors in shaping a positive image of Muslim-friendly tourism destinations. The findings provide practical implications for destination managers to integrate reliable digital information services with halal facilities to improve destination competitiveness among Muslim Generation Z tourists.
Trust Studies of Zakat Institutions: A Systematic Review for Future Research Direction Azhar Alam; Ririn Tri Ratnasari; Muhamad Nafik Hadi Ryandono; Ari Prasetyo; Estina Rahmawati
International Journal of Emerging Issues in Islamic Studies Vol. 3 No. 2 (2023): December 2023
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijeiis.v3i2.1419

Abstract

This study systematically reviewed the literature on trust-related publications in zakat institutions. This study revealed the development of the study of trust in zakat institutions, the thematic classification of the study, and discussions on the direction of future research development. This study adopted the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) system in screening the articles that were the subject of the study. From 415 zakat study documents indexed by the Scopus database, this study selects all articles and leaves 24 studies that make trust in zakat institutions the primary study material.The results show an increasing trend in the number of publications discussing trust in zakat institutions in recent years. This study also classified the findings from empirical research and conceptual models in the factors that shape trust in zakat institutions and the influence of faith on zakat behavior. This study also mapped out qualitative study findings that explain the sources of public distrust of zakat institutions and the solutions offered. This research is a pioneer in the discussion of literature systematically related to the research of trust in zakat institutions. This study also discussed potential research develop a survey of trust in zakat institutions.
THE CONCEPT OF SOCIAL WELFARE FROM THE PERSPECTIVE OF IBN TAIMIYAH AND IBN KHALDUN Basya, Maziyah Mazza; Hendratmi, Achsania; Ratnasari, Ririn Tri; Prasetyo, Ari
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 12 No. 1 (2025): e-JEBA Volume 12 Number 1 Year 2025
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v12i1.53697

Abstract

Artikel ini membahas konsep kesejahteraan sosial, yang meupakan aspirasi universal bagi semua manusia. Dalam Islam, kesejahteraan tidak hanya mencakup kesejahteraan material tetapi juga pemenuhan spiritual. Untuk meraih kesejahteraan tersebut, manusia harus menaati perintah-perintah Allah dan menjauhi larangan-larangan-Nya. Para pemikir muslim terkemuka, seperti Ibnu Taimiyah dan Ibnu Khaldun, telah banyak membahas topik ini. Ibnu Taimiyah menekankan peran lembaga pemerintah dalam mendorong kesejahteraan, dengan menyatakan bahwa pemerintah berfungsi sebagai penjaga perintah-perintah Tuhan. Dengan mempromosikan nilai-nilai luhur seperti kedisiplinan, kejujuran, dan keadilan, serta mencegah pelanggaran, pemerintah berperan penting dalam memastikan kesejahteraan masyarakat. Demikian pula, Ibnu Khaldun berpendapat bahwa kesejahteraan muncul ketika faktor-faktor utama seperti syariah, otoritas politik, populasi, kekayaan, pembangunan, dan keadilan berfungsi secara harmonis, sebuah konsep yang dirangkum dalam teori "Lingkaran Keadilan" miliknya. Selain itu, Ibnu Khaldun menyoroti pentingnya teori ashabiyah, yang menggarisbawahi persaudaraan Islam. Rasa persatuan ini memungkinkan terjadinya kolaborasi, akuntabilitas bersama, dan pemenuhan kewajiban bersama, sehingga mendorong tumbuhnya keharmonisan sosial dan kemajuan peradaban serta kesejahteraan.
EXAMINING THE TREND, THEMES, AND SOCIAL STRUCTURE OF THE ISLAMIC ACCOUNTING USING A BIBLIOMETRIC APPROACH Muhamad Wahyudi; Sri Herianingrum; Ririn Tri Ratnasari
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 2 (2022): JULY - DECEMBER 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i2.34073

Abstract

This study focuses on bibliometric indicators of Islamic accounting research development, such as trends in Islamic accounting research and its distribution, topics and themes in Islamic accounting research, significant contributors to Islamic accounting research, the pattern of collaboration in Islamic accounting research, and the most significant texts in the Islamic accounting literature. Four hundred eighty-three pieces of scientific literature were entered into the Scopus database for bibliometric analysis on January 10, 2022. Various programs were used to analyze frequency, metrics, and citations, including Microsoft Excel, VOS viewer, and Harzing's Publish or Perish. Over the last ten years, Islamic accounting publications have grown significantly and steadily. Islamic accounting literature is based in Asia, Europe, America, and the Middle East, and it can be found in social science, business, management, accounting, economics, and finance. With a few exceptions in Malaysian, Arabic, German, Indonesian, Slovak, and Turkish, the majority of Islamic accounting literature is written in English. The study also discovered that terms like Islamic bank, banking, Islamic performance, Islamic accounting standards, and Islamic finance are commonly used. The seven countries that contributed the most to the development of scholarly collaborations in Islamic accounting were Malaysia, Indonesia, the United States, Saudi Arabia, the United Kingdom, Pakistan, and Australia. This is critical in assisting academics in making recommendations for future study in the field of Islamic accounting.
CELEBRITY ENDORSERS VS EXPERT ENDORSERS: WHO CAN AFFECT CONSUMER PURCHASE INTENTION FOR HALAL FASHION PRODUCT? Yan Putra Timur; Ririn Tri Ratnasari; Nailul Author
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 2 (2022): JULY - DECEMBER 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i2.37529

Abstract

This study aims to analyze the effect of using two types of endorsers, namely celebrities and expert endorsers, on consumer purchase intentions between halal fashion products. The method used in this study is PLS-SEM for model evaluation. This study analyzes the effect of using two types of endorsers, namely celebrities and expert endorsers, on consumers' purchase intentions between halal fashion products. The method used in this study is PLS-SEM for model evaluation. This study gave respondents a full-color print advertisement containing a photo of artist April Jasmine as a celebrity endorser and expert fashion designer Hannie Hananto as an expert endorser. We use celebrity and expert endorsers as independent variables and consumer purchase intention in halal mode as the dependent variable. The result showed that celebrity endorsers positively influence consumer purchase intention in halal fashion products. Meanwhile, expert endorser does not affect consumer purchase intention on halal fashion products. The results of this study reveal that celebrity endorsers positively affect consumers' purchase intentions for halal fashion products. However, marketers must pay attention to the suitability of selecting the type and attributes of the endorser with the product they support. The goal is that the marketing costs incurred by the company in the endorser use strategy are more effective and follow marketing objectives.
Beyond Cognitive Satisfaction: Unveiling the Role of Spiritual Happiness and Store Image in Halal Retail Loyalty Fuad Hasyim; Ririn Tri Ratnasari; Budi Sukardi; Fuad Dhiya Ul Husaen; Ferdi Arifin
Invest Journal of Sharia & Economic Law Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/invest.v6i1.13593

Abstract

This study examines the association between brand positioning and service quality and halal retail loyalty through the mediating role of spiritual happiness and the moderating role of store image. Drawing on the Stimulus‑Organism‑Response framework, the study introduces transcendental loyalty as a novel construct that extends beyond cognitive satisfaction to encompass emotional and spiritual fulfillment. A quantitative explanatory design was employed, using a cross-sectional survey of 292 Muslim consumers in selected East Java cities in and around the Tapal Kuda retail corridor, with responses collected both online and offline to ensure contextual relevance. The findings indicate that spiritual happiness helps translate functional stimuli into enduring consumer–brand relationships, while store image is associated with a stronger pathway by validating consumer beliefs and reinforcing trust. Theoretically, this study advances Islamic marketing and sharia economic law by embedding transcendental constructs into loyalty models and linking halal retail behavior with fiqh muamalah and maqashid al-shariah concerns. Practically, it provides guidance for halal retailers to design strategies that integrate Shariah-compliant values, authentic brand positioning, and phygital store image management. These insights contribute to a deeper understanding of how halal retail may sustain long-term loyalty through the alignment of commercial practices with spiritual well-being.
Co-Authors Abdul Basit Abdul Basit Abdul Basit Achmad Nur Iman Achsania Hendratmi Adinda Septiani M Adirestuty, Fitranty Aditya Okta Viandhy Aditya Okta Viandhy, Aditya Okta Afifa, Ulfia Nur Afra Bahita Fridajaya Ahmad Khabib Dwi Anggara Ahmad Sodiq, Ahmad Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Al Adawiyah, Rumaisah Azizah Alfath Shifa Ghifara Alimin Alimin Alimin Alimin Amalina Rusydina Aminudin Ma'ruf Angga Khoerul Umam Anik Rufaidah Anik Rufaidah Anneke Ratnasari Hardianto Anneke Ratnasari Hardianto, Anneke Ratnasari Annisa Rahma Febriyanti Anwar Allah Pitchay Anwar Allah Pitchay Anwar Allah Pitchay Anwar Allah Pitchay, Anwar Allah Ari Prasetyo Arridha Harahap Arroyan Ramly Asya’bani, Nispia Azhar Alam Azizah Al Adawiyah, Rumaisah Battour , Mohamed Budi Sukardi Bunga Permata Samodra Chazanah , Indah Nur Cholil, Muhammad Danang Dwi Nurrochman DYAH Permata PERMATA SARI Ega Rusanti Egi Arvian Firmansyah Estina Rahmawati Fadlillah, Nilna Faradilah Putri Fauzi Fatin Fadhilah Hasib Ferdi Arifin Firdan Thoriq Faza Fitria Solahika Salma Fuad Dhiya Ul Husaen Fuad Hasyim Fuad Hasyim Fuad Hasyim Ghozian Hakeem Habibah, Aminatun Hadi, T.Saipul Hafidza Gumelar Muksininna Hani Khairo Amalia Hapsari, Safira Arsyadin Hariyanto Hariyanto Hasan Aedy hasna fauziana Hasna Fauziana Hasna Fauziana Hasyim, Fuad Hendratmi, Achsania Hendratmi Hesti Dwi Fandini Hidayati, Hindah Mustika Ilham Rahmanto Imam Sopingi Imron Mawardi Inayah Rahman Indah Rofiqoh, Siti Nur Indirwan, Syanisma Khansa Indrianawati Usman Ismah Osman Ismail, Shafinar Iwan Prakoso Gunawarman Jaenudin, M jaenudin, muhammad Jamil, Fadila Ainur Jamilu, Usman Jazilinni’am, Naili K. S., Salsabiilatul Ayniah Karimah Tri Lestari La Ode Alimusa Lintang Titian Purbasari M Jaenudin M. Adi Surya Anwar M. Ala’uddin Masruroh, Amalia Maulidy Albar Maziyah Mazza Basya Mega Nilasari Johan Mega Nilasari Johan, Mega Nilasari Moh. Nurul Qomar Moh. Nurul Qomar, Moh. Nurul Mohamed Battour Muchammad Choir Rivo Muhamad Nafik Hadi Ryandono Muhamad Wahyudi Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Ala’uddin Muhammad Irsyad, Syaiful Muhammad Nizar Muhammad Rifqi Muhammad Rifqi Muhammad Syifa Nailul Author Nanang Qosim Nida’ Al-Karimah Makkawi Nizar Muhammad Nizar Novi Sekar Sari Novi Sekar Sari Nur Adila Wulandari Nur Aulia Noviyani Nur Chazanah, Indah Nur Indah Rofiqoh, Siti Nurul Ain Nurul Ain, Nurul Nurul Huda Nurul Huda Nurwijayanti Osman, Ismah Pertiwi, Tanza Dona Purbasari, Lintang Titian Putri, Hamilatul Hasanah Qolbi, Ayun R. Andy Erwin Wijaya Raditya Sukmana Rajasa, Muhammad Attar Indra Ramdani Ramdani Ramly, Arroyyan Ridan Muhtadi Rifki Fajar Subekhi Rika Rika Ririt Iriani Sri Setiawati Rizky Farah Nurfadhilah Rofiqoh, Siti Nur Indah Ronny Ronny Rufaidah, Anik Ryval Ababil Samsul Arifin Sekar Sari, Novi Sheila Ayu Pramesti Permatasari Siti Nur Indah Rofiqoh Siti Nur Indah Rofiqoh Siti Zulaikha Sitii Nur Indah Rofiqoh Sri Herianingrum Sri Herianingrum Sri Herianingrum Sri Herianingrum Sulistya Rusgianto Sulistyowati Sulistyowati Sulistyowati Sulistyowati Susanto, Arva Athallah Syafira, Fadillah Nur Syukron Makmun Syukron Makmun, Syukron Tamamala, Zailan Basri Tanissa Intan Syahvina Thoyyib Mas’udi Tia Yuliawati Tiara Tresnawulan Barkah Trisno Wardy Putra Ujang Syahrul Mubarrok Usman Jamilu Usman Jamilu Vicky Alif Putra Wakhid Musthofa Wardhana, Akhmad Kusuma Yan Putra Timur Yusuf Kurniawan Zukhrufani, Alfitri Zulfa Mufidah