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PENGARUH PEMANFAATAN DANA ZAKAT PRODUKTIF TERHADAP TINGKAT PENDAPATAN MUSTAHIK: Studi Kasus pada Badan Amil Zakat Nasional di Kecamatan Haurgeulis, Kabupaten Indramayu Syatir Maufur; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 4 (2022): Desember 2022
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i4.237

Abstract

In Islam, we are familiar with zakat, which is one of the five pillars of Islam. In essence, zakat is a certain part of the property of a person who is Muslim which must be issued by order of Allah SWT, for the benefit of others according to a predetermined level. Zakat is issued with the aim of cleaning up the property of the owner then as gratitude for the blessings that have been given. By adhering to the aqidah or belief that is spread by Islam for humans, the way is opened to achieve the goodness of life in this world and goodness in the hereafter, after humans leave this mortal world. This study aims to determine whether there is an effect of the use of productive zakat on the income level of the Mustahik who are on the mustahik list of BAZNAS, Haurgeulis District. The implementation of this research was carried out from January to d. March 2018. The respondents who were taken were 30 people who were included in the mustahik list of BAZNAS, Haurgeulis District, using the non-probability sampling method. This research method is quantitative by collecting data used by the method of questionnaires, observation and literature study. The results of this study are to analyze the data used percentages based on statistical analysis with technical analysis ANOVA using SPSS 20.0 for windows program. Based on the coefficient table through the calculation of SPSS version 20.00, the t value for the variable X (utilization of productive zakat funds) is 24.606. While the value of t table for N = 30 is 0.294. so t count > t table or 24.606> 0.294 with probability (significance) = 0.05%. Thus, Ho is rejected and H1 is accepted. Because the value of t count > t table, it can be concluded that the utilization of productive zakat funds (Variable X) does have a positive and significant effect on the income level of mustahik (Variable Y). So here it is clear that the proposed hypothesis is proven true. Based on calculations using (SPSS)version 20.00, namely the ANOVA test or F test, it was found that the Fcount was 11,915 while the F table (a 0.05) for N = 30 was 2.69. So the calculated F is greater than F table or 11.915> 2.69 with a significant level of 0.00 because 0.00 < 0.05, it can be said that the variable utilization of productive zakat funds (X) simultaneously has a real influence on the level variable. income (Y) on mustahik in the National Amil Zakat Agency, Haurgeulis District.
IMPLEMENTASI AKAD ISTISHNA’ PADA JUAL BELI RUMAH PERSPEKTIF FATWA MUI NO.06/DSN-MUI/IV/2000 : Studi Kasus di PT. Azzura Griya Utama Bekasi Asroni; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 4 (2022): Desember 2022
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i4.240

Abstract

Azzura Griya Utama Bekasi is a company engaged in property, namely buying and selling houses using a pure sharia system, the manufacturing process will wait for an order and will be made according to the buyer's request. The payment process is allowed buyers to make payments in advance, in the middle, or at the end of the transaction without a specified time limit. This study has two formulations of the problem that will be studied, namely how to implement the istishna’ contract in buying and selling houses at PT. Azzura Griya Utama Bekasi, and how is the review of the istishna' contract No.06/DSN-MUI/IV/2000 on the implementation of the istishna' contract in the sale and purchase of houses at PT. Azzura Griya Utama Bekasi. This research is classified as research that directly comes to the field to conduct research. This study used a descriptive analysis approach. In terms of data collection techniques, this study used interviews and documentation with informants. In addition, for data processing, the researchers used qualitative methods. In this study, two conclusions were obtained. First, the implementation of istishna' contract in the sale and purchase of houses at PT. Azzura Griya Utama Bekasi is in accordance with the study of the istishna’ contract theory, namely the provisions of the goods ordered are clear in form, quantity, and information. For the method of payment, it is in accordance with the istishna’ contract, namely, it is permissible to pay upfront, in the middle, or at the end of the transaction when the goods ordered are ready to be received by the buyer. The unspecified payment period is in accordance with the istishna’ contract where there is no time limit and no interest that contains elements of usury. Second, regarding the practice of istishna' contract that exists at PT. Azzura Griya Utama Bekasi, the theory used is in accordance with the provisions regarding payment and provisions regarding goods made that are in line with the practice of istishna' contract as described from the Fatwa MUI of DSN-MUI No.06/IV/2000.
PELAKSANAAN PRAKTIK SEWA POHON MANGGA DITINJAU DARI HUKUM ISLAM: Studi Kasus Desa Sukorejo Kecamatan Sumber Rembang Sodikin; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 4 (2022): Desember 2022
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i4.261

Abstract

This research began with the implementation of the practice of renting mango trees in Sukorejo Village, Sumber District, Rembang Regency. In this village, many people use mango trees by renting them out. This transaction makes the mango fruit as a benefit. The payment for renting mango trees in Sukorejo Village uses a prepayment system that does not take into account the harvest once or twice a year and even fruit or no fruit. The formulation of the problem taken from the background above is how to implement the practice of renting mango trees in Sukorejo Village, Sumber District, Rembang Regency and how to review Islamic law on the system in mango tree rental in Sukorejo Village, Sumber District, Rembang Regency. According to the type of research included in this field research is included in the qualitative approach. The study chose the implementation of the mango tree rental practice that occurred among the people of Sukorejo Village, Sumber District, Rembang Regency. The data obtained will be processed and analyzed with ijarah theory to answer the formulation of the problem. From this research, it can be concluded that the mango tree rental contract in Sukorejo Village, Sumber Subdistrict, Rembang Regency is not in accordance with the ijarah principle because one of the pillars and conditions in ijarah is not fulfilled, namely in terms of benefits, where the benefits of the mango tree are mangoes and mangoes are part of the benefits. from the mango tree itself, while in the principle of ijarah, Jumhur scholars forbid renting out trees for fruit because it is unclear whether the tree bears fruit or not (gharar). The payment system for renting mango trees in Sukorejo Village is in accordance with the ijarah principle, because the payment system is carried out, namely, after an agreement on the rental price occurs, the tenant will hand over cash. And for a review of Islamic law on the expiration of the contract in the lease of mango trees in Sukorejo Village, it is in accordance with the ijarah principle because it is clear that in the expiration of the contract, the principle of ijarah rental period must be clear, namely the minimum or maximum time for leasing goods or services.
ANALISIS TERHADAP PENERAPAN PERLINDUNGAN KONSUMEN DALAM JUAL BELI ONLINE PADA APLIKASI SHOPEE MENURUT PERSPEKTIF HUKUM ISLAM: Studi Kasus Mahasiswa Institut Agama Islam Az-Zaytun Indonesia Fakultas Syariah Anisa Alya Madani; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 4 (2022): Desember 2022
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i4.263

Abstract

Shopee Application is one of online shopping platforms which give easiness to its users in carrying out transaction but in its practice also causing problem or disadvantage experienced by the consumer such as the good is not suitable with the picture or the description and high risk of fraud. Related to these loss in Indonesia has been managed concerning the consumer’s rights in The Law Number 8 Year 1999 about Consumer Protection. The problem in this research; how was the analysis on the implementation of consumer protection in online commerce at shopee application and how was the implementation of consumer protection in online commerce at shopee application according to Islamic law perspective. The purpose of this research was to find out the analysis on the implementation of consumer protection in online commerce at shopee application and to find out the implementation of consumer protection in online commerce at shopee application according to Islamic law perspective. This research was a qualitative research. The primary data were collected through online interview using questionnaire spread to students of Shariah Faculty at IAI AL-AZIS to find out the practice of consumer protection implementation in shopee application. The research result concluded that Shopee Application has afforded consumber protection by providing guarantee on the good in the form of shopee guarantee, providing message feature, and giving responsibility to the seller to give proper information to the consumer. Second, the implementation of consumer protection in shopee application has been in line with the Islamic law where the policy concerning consumer protection applied by shopee has been in accordance with the consumer’s right that must be concerned by the businessmen in Islam.
TINJAUAN HUKUM POSITIF DAN HUKUM ISLAM TERHADAP EFEKTIVITAS PENDAYAGUNAAN ZAKAT PRODUKTIF PADA PENINGKATAN USAHA MIKRO MUSTAHIK PENGUSAHA Fitri Robbany; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 4 (2022): Desember 2022
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i4.264

Abstract

Zakat with good management is the potential fund source which can be utilized to advance public wealth for the community included MSME as one of business that can help economic development in a country. BAZNAS has a program namely productive zakat as explained in The Constitution Number 23 Year 2011. Productive zakat one of which is used to help mustahik’s MSME empowerment until there is development in their enterprise. This productive zakat aims if beforehand the mustahik could become muzakki. The purpose of this research is to find out the effectiveness of productive zakat empowerment in the improvement of micro enterprise and to find out how is the Islamic law perspective and positive law point of view. The research type used was field research. This research was descriptive qualitative which can analyze and describes the research results by investigating and studying productive zakat empowerment in the improvement of micro enterprise with data collection techniques used were observation, interview, and documentation. The results of this research show that productive zakat empowerment given to the mustahik is effective because they can run their business sustainable and continuos to increase in accordance with the purpose of positive law in the constitution number 23 year 2011 about productive zakat which becomes the countermeasure for the poor and to increase the economy of MSME doers. Until the implementation of productive zakat can decrease poverty in that area and poverty in Indonesia, however it is not in line with Islamic Law yet that those who have right to obtain zakat are 8 sanaf, while some mustahiks are not people who really need zakat and they are wealthy enough.
TINJAUAN HUKUM ISLAM TERHADAP JUAL BELI DENGAN SISTEM ONLINE: Studi Kasus di David Navisa Toko (DNT) Store Haurgeulis Indramayu Sungeb; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.267

Abstract

DNT stores are stores that provide goods for special customers with quality clothing needs through an online sales system so that they can produce and sell quality and innovative products, by involving more users supported by integrated management systems. The purpose of this thesis are: 1) How is the practice of buying and selling online systems carried out by DNT Store Haurgeulis Indramayu district, 2) How is the application of Islamic law to the buying and selling of online systems conducted by DNT Store Haurgeulis Indramayu. This research uses a qualitative method. The purpose of this survey is to explain the practice of buying and selling carried out by DNT Store Haurgeulis Indramayu and to learn how to discuss Islamic law regarding the practice of buying and selling. The results of this research are DNT stores that have made transactions based on Islamic law because they are in accordance with the terms and conditions of sale and purchase in accordance with the legal terms and conditions. Stores and DNT parties.
MEKANISME AKAD MUSYARAKAH PEMBIAYAAN MODAL KERJA REVOLVING DITINJAU DARI PERSPEKTIF HUKUM ISLAM: Studi Pada Bmt Riyadhul Jannah Bekasi Muhammad Ammar Nurkholifadin; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.279

Abstract

Akad musyarakah adalah suatu bentuk akad kerjasama perniagaan antara beberapa milik modal untuk menyertakan modalnya dalam suatu usaha, dimana masing-masing pihak mempunyai hak untuk ikut serta dalam pelaksanaan manajemen usaha tersebut. Penelitian ini bertujuan untuk mengetahui mekanisme akad musyarakah pembiayaan modal kerja revolving pada BMT Riyadhul Jannah Bekasi. Penelitan ini merupakan jenis penelitian lapangan dengan pendekatan deskriptif kualitatif. Dari hasil penelitian dapat disimpulkan bahwa BMT menyediakan beberapa produk simpanan dan produk pembiayaan. Untuk melakukan pengajuan pembiayaan, yang pertama harus menjadi anggota BMT terlebih dahulu dan kedua pihak BMT melakukan survei usaha yang ingin diajukan pembiayaan dan yang ketiga negosiasi bagi hasil. Akad musyarakah di BMT Riaydhul Jannah hanya untuk usaha. Bagi hasil yang ditentukan BMT Riyadhul Jannah yaitu 3% perbulan dan biaya administrasi 3% (dipotong diawal pembiayaan), dalam penerapan akad musyarakah pembiayaan modal kerja revolving pada BMT Riyadhul bagi hasilnya sudah sesuai dengan syariah Islam.
TINJAUAN HUKUM ISLAM TERHADAP TRANSAKSI GO-FOOD : Studi Pada Restoran Ayam Gepuk Pak Gembus Kunciran Pakujaya Tangerang Selatan Rijal Sasmita; Irvan Iswandi; Ali Aminullah
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.280

Abstract

Islamic Engagement Law is part of Islamic Law in the field of muamalah which manages human behavior in running their economy relationship. In this digital era, many business actor utilizes online transportation. One of online transportations is Go-Jek which in it there is Go-Food facility which ease the customers to order food via online. The problem context in this research was how the implementation of Go-Food eas at Gepuk Chicken Restaurant of Mr. Gembus Kunciran Pakujaya, driver and consumers, and how was the Islamic law review on the implementation of this transaction. This research was included into field research that was conducted at Gepuk Chicken Restaurant of Mr. Gembus, driver of Go-jek and Go-food, and consumers. To obtain valid data, primary and secondary data were employed. The data collection methods were interview, observation, and documentation. After the data were collected, then they were analyzed by using qualitative method with thinking method inductively. Based on the research result, the customer ordered the food using Go-food application, then total price appears, the price appears is more expensive compared to when the customer buy the food by themselves at the restaurant because of the price registered by the restaurant at Go food has been taxed 20% from the real price, then Go-food party will seek the nearest driver, the driver will confirm the order to the customer and buy the food ordered by the customer, then the driver pays for the food then deliver it to the customer’s location, the customer pays the order with the cost fee of the driver which is determined by Go-food party in accordance with the distance. The implementation of this Go-food transaction is concluded into ijarah agreement between the driver and customer, while the commerce agreement occurs between the customer and the restaurant party. Both agreements can be categorized into wakalah bil ujrah agreement. The driver represented the customer to buy the food and obtain fee for it. About the tax imposed for the food price in Go-food is the evidence of promotion service rent that must given by the restaurant to Go-food party. This has fulfilled the pillar and requirements of commerce in order to be hindered from gharar and riba element and also strongly suitable with the syara’ regulation namely clear quality and quantity of the goods until it is enough with the order, therefore it is allowed in Islamic law.
TINJAUAN HUKUM ISLAM TENTANG PRAKTIK JUAL BELI BAWANG MERAH DENGAN SISTEM TAKSIRAN: Studi Kasus di Desa Larangan Kecamatan Larangan Kabupaten Brebes Tugimin; Irvan Iswandi; Ahmad Asrof Fitri
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.281

Abstract

Is motivated by the researcher’s curiosity about the practice of buying and selling shallots with an estimation system when it is viewed based on Islamic law in Larangan Village. Larangan District, Brebes Regency, it is due to the practice of sale and purchase transactions of shallot harvest using an estimation system. The research method used was field research which was descriptive in nature, the research was carried out by collecting data through direct observation in the field, observation, interviews with people who were directly involved in this activity and also the documentation of activities. Based on the results of the research conducted, it pointed out that the practice of buying and selling shallots using the estimation system in the village of Larangan was a legitimate buying and selling transaction due to it has adjusted with the buying and selling principle, namely the existence of a seller and a buyer, the existence of sale and purchase agreement and the existence of goods or services that are the object of the transaction. This transaction was a valid habit (urf) and it did not contradict with the religious teachings. Moreover, in theory of muamalah reveals that everything is permissible as long as there are no arguments that against it. Besides, the practice of buying and selling using this estimation system was also legitimate based on in fiqh that the essence of commerce or buying and selling is mutual willingness between transacting parties.
IMPLEMENTASI AKAD ISTISHNA DALAM PEMBIAYAAN RUMAH TANPA BANK DEVELOPER PROPERTI SYARIAH : Studi Kasus pada PT. Amanah Barokah Santosa di Bekasi Kiswanto; Irvan Iswandi; Ahmad Asrof Fitri
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.282

Abstract

The title of this research is the implementation of istishna akad in house finance without bank applied by shariah property developer PT Amanah Barokah Santosa. This research studied the implementation of istishna akad in house finance without bank. Istishna akad is order commerce and it is one form of commerce frequently implemented by the community in the process of owning a house. The problem of this research was how is the implementation of istishna akad in house finance without bank that occurs at sharia property developer PT Amanah Barokah Santosa in Bekasi. The type of this research was descriptive qualitative with elaboration related to the existed problem solving. The results of this research show that PT. Amanah Barokah Santosa has implemented istishna akad well and free of riba/interest. It also embraced the concept of not implementing riba or interest, there is no penalty, it does not guarantee the goods that do not belong to the buyer, the price determined prevails until the house is completely paid, the guarantee applied is in the form of goods (rahn), and it is true that it uses house finance system without bank.
Co-Authors Abdin Kholid Assabil Sa’ban Abdul Hakim Achmad Fauzih Achmad Rijal Afifah Umudini Afrida Zahira Ahmad Asrof Fitri Ahmad Asrof Fitri Ahmad Maulana Ahmad Sudirman Abbas Aidi Agung Sani Aidi Agung Sani Ainul Haq Aisyah Al Abror Bilqis Aris Purnama Al Kanza, Luthfia Alfi Satria Alfi Satria Ali Aminulloh Ali Aminulloh Amelia Muasyasya Amelia Rohmatunisa, Nur Aminulloh, Ali Amran Al Bantani Azis Anhar Muhamad Soleh Anisa Aksani Anisa Alya Madani Anisa Nur Rahma Ari, Ari Arif Fahrudhin Arifudin, Akmal Asroni Aulia Aulia, Rizka Syahrani Azmi Faizah Nahri Azzahra Auliadin Budiyanto, Didik Buwono Cameila Alya Yahya Cameila Alya Yahya Cholisa Fitri Dadan Mardani Damayanti, Yeni Rosa Dariyani, Sritin Dede Indra Setiabudi Dede Indra Setiabudi Dede Indra Setiabudi Dewi Utami Dewi Utami Dzulfa Fahira Maulida Elvira Jahrotul Aina Eri Herdiansyah Faiha Nur Baiti Falah, Rizal Al Fanirin, Moch. Hasyim Fara Dhiyah Hasni Fara Dhiyah Hasni Fatihani, Nur Fauzan, Habibullah Nur Fikriyatul Fizamani Fitriyah Firdaus, A'la Firdaus, Ridwan Fitri Robbany Fitriani, Robiatul Ghina Aribah, Amara Hafizhah, Indah Halimatu Sadiah Hana Fauziah Balqis Hana Melinda Hasanah, Rafikah Hendi Suardana Hendy Widiyanto Henri Peranginangin Heru Birowo Hidayah Apriani Humaeroh, Iis Ida Purwani Iis Susiawati Ika Nur Solikah Ilma Nasiroh Imam Prawoto Iman Supriatna Insan Al Awal Iping Supriana Suwardi Irma Rachmayani Ismi Hayatunnisa Jidan Ahmad Pratama Jidan Ahmad Pratama Kartini Kartini Khasanah, Nur Laila Khoirun Kiswanto Kuswono Lukman Abdul Aziz Lutfia Rosidah Luthfi Al Aqidatu Khoirun Madaniah, Zahra Madaniyyah, Kholishotul Maharani, Silvia Maman Mar'atus Soliha Mar’atus Soleha Mas’ud Arifin Mas’ud Arifin, Moh. Moch. Hasyim Fanirin Moch. Irfan Malindo Moch. Irfan Malindo Moch. Syafii Mochammad Imron Awalludin Moh Hasan Amrulloh Moh. Mas` ud Arifin Moh. Mas’ud Arifin Moh. Mas’ud Arifin Muhammad Ammar Nurkholifadin Muhammad Aswin Muhammad N. Abdurrazaq Muhammad N. Abdurrazaq Muhammad Nurkholis Abdurrazaq Muhammad Yusuf Muhammad Yusuf Mujadidah Al-Muwahidah Murnasih, Murnasih Nada Daris Salam Naufal Hilal Rofi Nisa Jamilah, Shofi Nissa Nurhadidah Faried Nissa Nurhadidah Faried Nur Fadhilah Nur Istiqomah, Laili Nur Laila Khoirun Khasanah Nur Ulfa Maulidevi Nurul Fauziah Nurul Jihad Nurul Karimah, Muthia Oktavia Nur Istiqomah Prawoto, Imam Puji Rasmuri Purnama, Al Abror Bilqis Aris Putri Sholehah, Rizki Rabbani Nabilah Al-Qudsi Ragil Sapto Aji Nugroho Rahmi Aisyah Rajiman, Arman Ratih Soko Aji Jagat Rifai, Abdul Rachmat Rijal Sasmita Riris Mahirotun Nisa Rizal Mashudan Sabilillah Rizal Maulana Rizal Maulana, Rizal Rizqi Arifan Zulianto Ros Malasari Rose Dina Fitriyah Rudi Saefudin, Akhmad Saiful Kamal Salamah, Huri Salsabila Urfa Samsul Bahri Satria , Alfi Satria, Alfi Seirawan, Wisang Afi Setyo Waluyo Sholehah, Amaliatun Showatul Dini Siti Rohmah SOBIRIN Sodikin Sofie Baetillah Sidkiyah Sudirman Tebba Sulistyani, Anjar Sungeb Supar, Supar Supriyati, Wiwin Suwanta Syaeful Anwar Syalwa Syalsabiluna Syatir Maufur Tahira, Jihan Topik Topik Tugimin Urfa, Salsabila Usmaniah, Nur Verdianto, Verry Via Regita Wahid Nur Salim Wahyu Setyo Wahyudin Wahyudin Wardoyo Wardoyo Yahya A Ashiri Yunus Yunus Yunus Yunus Zahira Fitriana Zahra Putri Alhaqni Zahrotul Nadhifah, Dita