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PERANAN LEMBAGA AMIL ZAKAT INFAQ DAN SHODAQOH DI MASJID AL MUHAJIRIN KOMPLEK DEPLU CARAKA BHUWANA DALAM MENINGKATKAN PEREKONOMIAN MASYARAKAT SEKITAR Maman; Irvan Iswandi; Ali Aminulloh
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.294

Abstract

In zakat there are two dimensions of worship, namely the vertical dimension which is the relationship between Muslims and Allah SWT, and the horizontal dimension where a Muslim will always be in touch with other Muslims. The purpose of this study was to determine the practice of receiving zakat infaq and shodaqoh at the Al Muhajirin Mosque, Complex of the Ministry of Foreign Affairs, Caraka Bhuwana, and to determine the role of the amil zakat, infaq and shodaqoh institutions at the Al Muhajirin Mosque, Complex, Ministry of Foreign Affairs, Caraka Bhuwana, in improving the community's economy. This study uses a qualitative approach. This type of research is field research and the nature of the research uses a descriptive approach. Sources of research data are primary data sources and secondary data. Data collection techniques in this study were observation, interviews and documentation. The results of the study 1) The practice of managing zakat infaq and shodaqoh at the Al Muhajirin Mosque, Complex of the Ministry of Foreign Affairs, Caraka Bhuwana, is quite good by using management principles, namely planning, organizing, implementing and supervising. 2) The role of the amil zakat infaq and shodaqoh institutions at the Al Muhajirin Mosque, namely: (1) in the religious sector, providing assistance to Koran teachers and Al-Quran assistance to children. (2) in the education sector, namely providing educational scholarships (3) in the economic sector, namely providing financial assistance for small businesses.
TINJAUAN HUKUM ISLAM TERHADAP PRAKTIK JUAL BELI NANAS DENGAN SISTEM TEBAS: Studi Kasus Desa Kasomalang, Kabupaten Subang, Jawa Barat Samsul Bahri; Irvan Iswandi; Ali Aminulloh
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.295

Abstract

Buying and selling and farming is one of the commodities of Indonesian society. Especially in rural areas, such as the Kasomalang village community. On average, the people of Kasomalang village earn as farmers. such as rice, vegetables and fruits. The majority of farmers in Kasomalang village grow pineapples, because the area is very suitable for planting pineapples because the area has not too hot weather and is highland. The purpose of this study was to find out the practice of buying and selling with the Tebas system in Kasomalang village and to find out the review of Islamic law on the practice of buying and selling pineapples with the Tebas system in Kasomalang village. The method used in this research is qualitative research. The approach taken in this research is empirical juridical, namely legal research regarding the enforcement or implementation of legal provisions. The data sources in this study are primary data sources and secondary data sources. Data collection techniques through observation, interviews, and documentation. The results of the study are: 1) The practice of buying and selling pineapple slashing systems in Kosamalang Village, Subang, West Java, uses an oral contract, after the contract has occurred, the slasher gives a down payment, then the payment will be made when the pineapple is ready to be harvested. This has become the custom of the village. 2) The sale and purchase of pineapples in Kosamalang Village, Subang, West Java, is reviewed in terms of Islamic law, the sale and purchase is valid because it meets the pillars and conditions of the sale and purchase, namely in the second contract where the object of the sale and purchase is clear in terms of shape, and the agreed price.
ANALISIS PRAKTIK MAKELAR JUAL BELI TANAH PERSPEKTIF HUKUM ISLAM DI DESA MEKARJAYA KECAMATAN GANTAR, KABUPATEN INDRAMAYU, JAWA BARAT Wahid Nur Salim; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 5 (2023): February 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59004/metta.v1i5.299

Abstract

The rise of buying and selling land that occurred in the village of Mekarjaya assisted by brokers made researchers want to know the actual practice, because many cases occurred regarding land disputes, but for the general public the practice of brokers is considered as a helper in brokering land sales and purchases.This study aims to determine the actual practice of brokers in the community, especially in Mekarjaya Village and to determine the calculation of wages received by brokers in the Islamic Law Perspective.This study uses a qualitative approach specifically more directed at descriptive qualitative research design. Sources of data in this study using primary data sources and secondary data. The data collection technique was carried out by: 1) observation, 2) guided free interviews.Based on the results of the study, the practice of buying and selling land brokers that occurred in the village of Mekarjaya were as follows: 1) The land owner conveyed to the broker/mediator in his closest neighborhood. 2) The broker/mediator checks related documents such as AJB/seller's land certificate. 3) The land owner and the broker make an agreement on the price of the land to be sold and the wages to be received by the broker are generally 2% to 5%. 4) The broker/mediator begins to work by conveying information to his partners and potential buyers. 5) The broker brings together the prospective buyer and the seller to see the condition of the land and make a price agreement. 6) After the transaction is successful/goals, the seller pays the agreed wages to the broker/mediator according to the initial agreement. The practice of buying and selling land brokers in Mekarjara Village is in accordance with the perspective of applicable Islamic law. Because it does not come out of the signs that have been set in Islamic law.
ANALISIS MANAJEMEN RISIKO TERHADAP PEMBIAYAAN BERMASALAH MENURUT ATURAN HUKUM POSITIF DAN HUKUM ISLAM Hana Melinda; Irvan Iswandi
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 6 (2023): April 2023
Publisher : Melati Institute

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Abstract

This study discusses the Risk Management Analysis of Problematic Financing According to Positive Legal Rules and Islamic Law at Bank Jabar Banten Syariah, Patrol. The focus of the research is the causes of problematic financing and risk management implemented by Bank Jabar Banten Syariah Patrol in tackling problematic financing according to the rules of Positive Law and Islamic Law. This study uses a qualitative method. The data sources used are primary data and secondary data with data collection techniques, namely observation, documentation and interview methods. The analysis in this research is descriptive analysis with data reduction, data presentation and data conclusion. Based on the results of the study, it can be concluded that risk management of problem financing at Bank Jabar Banten Syariah is based on Positive Law, namely the Application of Risk Management regulated under the provisions of the Financial Services Authority Regulation number 65/POJK.03/2016 dated 28 December 2016 concerning Application of Risk Management for Islamic Commercial Banks. And based on Bank Indonesia through the Decree of the Board of Directors of Bank Indonesia Number 31/147/KEP/DIR dated 12 November 1998, it provides a classification regarding credit quality, whether the credit provided by the bank includes non-performing loans or non-performing loans. Based on the view of Islamic Law regarding financing explained in the Qur'an, namely QS.al-Hadid (57): Verse 11, QS. Al-Baqarah (2): Verse 245, and QS. al-Muzzammil (73): Verse 20, Hadith of the Prophet, Ijma', DSN Fatwa About al-Qardh No:19/DSN-MUI/IV/2001 Fatwa of the National Sharia Council and settlement of problematic financing implemented al-Ibra' (debt waiver) recommended in QS. al-Maidah (2): Verse 2.
TINJAUAN HUKUM ISLAM TERHADAP PRAKTIK JUAL BELI PULSA MENGGUNAKAN APLIKASI JUAL BELI PULSA ONLINE Naufal Hilal Rofi; Irvan Iswandi; Muhammad N. Abdurrazaq
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 6 (2023): April 2023
Publisher : Melati Institute

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Abstract

The more people owning handphone makes credit needs getting increase too. This makes many people take credit commerce as their business. Some make it as their main job and establishing a counter, and some make it only as side hustle to get additional income by selling credit. This research aimed to find out how was Islamic Law Review on the transaction of Online Credit Commerce Using Online Credit Commerce Application. Through the problem mentioned above then the specific purpose of this research was to find out the transaction mechanism of credit commerce using online credit commerce application and to find out Islamic law review on the transaction of credit commerce using online credit commerce application. This research employed qualitative research method. The data used were primary data. The data collection was conducted by using documentation and interview method. The source of primary data in this research was informant who owned credit commerce business using online credit commerce application. Related to the secondary data used were in the form of documents, books, notes, and so on. The results of this research showed that credit commerce transaction using online credit commerce application is the same with credit commerce in general. Only the media is different namely in the form of online credit commerce application. And reviewed from Islamic law, credit commerce using online credit commerce application is considered legal because it has been in line with the principles and requirements of commerce in Islamic shariah law and does not contain something which disadvantages either the seller or the buyer.
PRAKTIK JUAL BELI ONLINE DITINJAU DARI PERSPEKTIF HUKUM EKONOMI ISLAM PADA MAHASISWA IAI AL-AZIS ANGKATAN 2016 Anisa Aksani; Irvan Iswandi; Ali Aminulloh
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 6 (2023): April 2023
Publisher : Melati Institute

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Abstract

The rapid development of technology today drives people to find easier ways to make transactions, especially in buying and selling online or known as online shop. The purpose of the present study was to determine and understand online buying and selling practices on IAI AL-AZIS Students and the perspective of Islamic law in online buying and selling. The present study used field research by using observation and interview research methods. The sampling technique was purposive sampling, i.e., designate members of a particular population, carried out based on certain considerations based on the characteristics or characteristics of the population that has been known before. According to purposive sampling in this study the sample that the author used was 6 students for IAI AL-AZIS. The research results showed that: 1) The implementation of online buying and selling for students of the Az-Zaytun Indonesia Islamic Institute (IAI AL-AZIS) class of 2016 was carried out using various social media applications. The sellers promoted their wares using the social media accounts they used. 2) Buying and selling according to an Islamic economic perspective that is legally carried out is buying and selling that has fulfilled the pillars and conditions of buying and selling, namely the existence of a seller and a buyer, the existence of goods that are used as the object of buying and selling, and the presence of sighat or consent granted. In addition to this condition, it is no less important that the goods must comply with the terms of the buyer both in terms of shape and colors. If some of these conditions are met, then actually buying and selling in anyway is not a problem, it is still valid and permissible.
TINJAUAN HUKUM ISLAM MENGENAI TENAGA KERJA WANITA (TKW) DI LUAR NEGERI DALAM MENINGKATKAN PENDAPATAN KELUARGA Mar’atus Soleha; Irvan Iswandi; Ali Aminulloh
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 6 (2023): April 2023
Publisher : Melati Institute

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Abstract

Law family income makes women take independent role in earning family income by working abroad to create family harmony in Islamic law. The purpose of the present study was to determine the perspective of Islamic law on female workers abroad and their role in increasing family income. The present study used types were field research with qualitative research approach and qualitative descriptive research. The data sources of the study were primary and secondary data sources. The sampling method was sampling purposive. It used observation, semi-structured interview and documentation research methods. The research results showed that; 1) The family income increased after working abroad. By working abroad, they were able to improve their family’s quality of life, pay their children’s education, build comfortable homes, and have savings in the form of money or assets; 2) Women who worked abroad to increase family income were allowed in Islamic law because Islam doesn’t forbid helping and complementing each other to create a happy family. Being a TKW in fiqh muamalah contract is called Ijarah Amal and the wages from work are called Ujrah. Even though the implementation of work sometimes goes through work agreements, as long as it is still within reasonable limits and no one is harmed, the ijarah contract is still ongoing for overseas migrant workers. As long as their jobs were safe, they were permitted by their husbands or guardians, they were able to protect their honor and no one was wronged.
PRAKTIK PINJAMAN DARI BANK KELILING DALAM MENINGKATKAN PENDAPATAN MASYARAKAT DITINJAU DARI HUKUM ISLAM Arif Fahrudhin; Irvan Iswandi; Ahmad Asrof Fitri
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 6 (2023): April 2023
Publisher : Melati Institute

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Abstract

In everyday life, people often need lenders for urgent needs or additional capital in order for their businesses to be able to continue. Apart from official financial institutions, there are also mobile banks in the community which have their own existence because they provide convenience on terms and conditions in lending to the community, but have higher interest in return. The purpose of this research was to find out the practice of mobile bank loans in increasing people's income in Sub-village of Sembung I and to find out the review of Islamic Law on the practice of mobile bank loans in Sub-village of Sembung I. In this research, the authors used a qualitative research approach. In collecting data from the field, both from sources and in the form of documents related to the author using observation techniques, interviews and documentation. While the data processing and analysis techniques used by the authors are descriptive analysis and then interpreted in the form of qualitative descriptive. The results of this research showed that: First, Loans from Mobile Banks in increasing people's income in Sub-village of Sembung I, turned out not to be able to significantly increase people's income. Second, According to Islamic law, the existence of mobile banks whose purpose is to increase people's income is unlawful according to Islamic law. Because it contains elements of usury in it and in practice mobile banks bring more harm than benefits.
ANALISIS STRATEGI PENINGKATAN PENDAPATAN USAHA MIKRO KECIL MENENGAH PADA MASA PANDEMI COVID-19 DALAM PERSPEKTIF HUKUM ISLAM Ahmad Maulana; Irvan Iswandi; Alfi Satria
Jurnal Penelitian Multidisiplin Ilmu Vol 1 No 6 (2023): April 2023
Publisher : Melati Institute

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Abstract

Micro, Small and Medium Enterprises (MSMEs) play a role in the development and growth of the country's economy. MSMEs have different characteristics from large businesses, especially MSMEs, which are labor-intensive businesses located in rural locations, are more oriented towards local raw materials, and provide the main goods and services for the basic needs of people who have low incomes. This study aims to understand the MSME income-increasing strategy and understand the Perspective of Islamic Law on income-increasing strategies. The researcher uses a qualitative approach and this type of research is field research. The researcher uses primary and secondary data with three data collection techniques, namely observation, documentation, and interviews. The object of research in this study are the actors who own (MSMEs) in Gantar Village. The results of the study show that, 1) SMEs make many strategic changes, they adopt a survival strategy, dare to add goods/products and services, use mobile and online selling systems. MSMEs do not get business funding assistance from the government because the program is not on target. 2) Based on the perspective of Islamic law, good and humble service, having the courage to defend their business, being honest and trustworthy in buying and selling activities, and being consistent in business is a strategy to increase income. The majority of MSMEs in Gantar Village are self-owned and buying and selling transactions have an element of debt and credit but do not lead to usury. Then buying and selling is carried out with an Islamic principle contract by selling halal products. The implementation of the strategy to increase MSME income in Gantar Village has not fully implemented the Islamic law strategy, because there are still several MSME actors who get their capital from mobile bank loans (emok banks).
Praktik Pendayagunaan Dana Zakat Infak dan Sedekah Melalui Program Kesehatan (Studi Kasus di Yayasan Rahmatan Lil Alamin Jakarta Timur) Rose Dina Fitriyah; Irvan Iswandi
Jurnal Hukum dan HAM Wara Sains Vol 2 No 07 (2023): Jurnal Hukum dan HAM Wara Sains
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jhhws.v2i07.480

Abstract

Zakat merupakan jalinan ikatan antara yang miskin dan yang kaya. Melalui zakat, ikatan tersebut diperbarui setiap tahun, terus menerus. Zakat, infak, dan sedekah pada hakikatnya akan berdampak positif apabila ditunaikan oleh pribadi muslim sesuai dengan ketentuan-ketentuan dan aturan Allah. Penelitian ini bertujuan untuk mengetahui bagaimana mekanisme pendayagunaan dana zakat, infak, dan sedekah melalui program kesehatan yang ada di Yayasan Rahmatan Lil Alamin Jakarta Timur yang akan ditinjau dalam hukum positif dan hukum Islam dengan menganalisis kegiatan-kegiatan pada program kesehatan di Yayasan Rahmatan Lil Alamin Jakarta Timur sehingga mengetahui program yang ada benar-benar telah dirasakan oleh para mustahik zakat dan masyarakat sekitar. Hasil penelitian ditemukan bahwa pendayagunaan program kesehatan ini termasuk yang mampu meningkatkan kesejahteraan penerima manfaat sesuai dengan Undang-Undang Nomor 23 Tahun 2011 dan program kesehatan yang dilaksanakan karena hanya dapat diikuti oleh anak yatim, piatu, yatim piatu, duafa binaan Yayasan Rahmatan Lil Alamin Jakarta Timur, dan para civitas nya dalam Undang-Undang Nomor 23 Tahun 2011 hal ini belum memenuhi seluruh mustahik yaitu delapan asnaf seperti yang telah disebutkan dalam Al-Qur’an, namun sudah mencakup empat asnaf yaitu fakir, miskin, amil zakat dan sabilillah. Sehingga hasil dari penelitian ini didapatkan kesimpulan bahwa dalam praktik pendayagunaan dana zakat, infak, dan sedekah melalui program kesehatan secara keseluruhan telah sesuai dengan hukum positif Undang-Undang Nomor 23 Tahun 2011 dan hukum Islam dalam Fatwa Majelis Ulama Indonesia Nomor 14 Tahun 2011 Tentang Penyaluran Harta Zakat Dalam Bentuk Aset Kelolaan dan Al-Qur’an.
Co-Authors Abdin Kholid Assabil Sa’ban Abdul Hakim Achmad Fauzih Achmad Rijal Afifah Umudini Afrida Zahira Ahmad Asrof Fitri Ahmad Asrof Fitri Ahmad Maulana Ahmad Sudirman Abbas Aidi Agung Sani Aidi Agung Sani Ainul Haq Aisyah Al Abror Bilqis Aris Purnama Al Kanza, Luthfia Alfi Satria Alfi Satria Ali Aminulloh Ali Aminulloh Amelia Muasyasya Amelia Rohmatunisa, Nur Aminulloh, Ali Amran Al Bantani Azis Anhar Muhamad Soleh Anisa Aksani Anisa Alya Madani Anisa Nur Rahma Ari, Ari Arif Fahrudhin Arifudin, Akmal Asroni Aulia Aulia, Rizka Syahrani Azmi Faizah Nahri Azzahra Auliadin Budiyanto, Didik Buwono Cameila Alya Yahya Cameila Alya Yahya Cholisa Fitri Dadan Mardani Damayanti, Yeni Rosa Dariyani, Sritin Dede Indra Setiabudi Dede Indra Setiabudi Dede Indra Setiabudi Dewi Utami Dewi Utami Dzulfa Fahira Maulida Elvira Jahrotul Aina Eri Herdiansyah Faiha Nur Baiti Falah, Rizal Al Fanirin, Moch. Hasyim Fara Dhiyah Hasni Fara Dhiyah Hasni Fatihani, Nur Fauzan, Habibullah Nur Fikriyatul Fizamani Fitriyah Firdaus, A'la Firdaus, Ridwan Fitri Robbany Fitriani, Robiatul Ghina Aribah, Amara Hafizhah, Indah Halimatu Sadiah Hana Fauziah Balqis Hana Melinda Hasanah, Rafikah Hendi Suardana Hendy Widiyanto Henri Peranginangin Heru Birowo Hidayah Apriani Humaeroh, Iis Ida Purwani Iis Susiawati Ika Nur Solikah Ilma Nasiroh Imam Prawoto Iman Supriatna Insan Al Awal Iping Supriana Suwardi Irma Rachmayani Ismi Hayatunnisa Jidan Ahmad Pratama Jidan Ahmad Pratama Kartini Kartini Khasanah, Nur Laila Khoirun Kiswanto Kuswono Lukman Abdul Aziz Lutfia Rosidah Luthfi Al Aqidatu Khoirun Madaniah, Zahra Madaniyyah, Kholishotul Maharani, Silvia Maman Mar'atus Soliha Mar’atus Soleha Mas’ud Arifin Mas’ud Arifin, Moh. Moch. Hasyim Fanirin Moch. Irfan Malindo Moch. Irfan Malindo Moch. Syafii Mochammad Imron Awalludin Moh Hasan Amrulloh Moh. Mas` ud Arifin Moh. Mas’ud Arifin Moh. Mas’ud Arifin Muhammad Ammar Nurkholifadin Muhammad Aswin Muhammad N. Abdurrazaq Muhammad N. Abdurrazaq Muhammad Nurkholis Abdurrazaq Muhammad Yusuf Muhammad Yusuf Mujadidah Al-Muwahidah Murnasih, Murnasih Nada Daris Salam Naufal Hilal Rofi Nisa Jamilah, Shofi Nissa Nurhadidah Faried Nissa Nurhadidah Faried Nur Fadhilah Nur Istiqomah, Laili Nur Laila Khoirun Khasanah Nur Ulfa Maulidevi Nurul Fauziah Nurul Jihad Nurul Karimah, Muthia Oktavia Nur Istiqomah Prawoto, Imam Puji Rasmuri Purnama, Al Abror Bilqis Aris Putri Sholehah, Rizki Rabbani Nabilah Al-Qudsi Ragil Sapto Aji Nugroho Rahmi Aisyah Rajiman, Arman Ratih Soko Aji Jagat Rifai, Abdul Rachmat Rijal Sasmita Riris Mahirotun Nisa Rizal Mashudan Sabilillah Rizal Maulana Rizal Maulana, Rizal Rizqi Arifan Zulianto Ros Malasari Rose Dina Fitriyah Rudi Saefudin, Akhmad Saiful Kamal Salamah, Huri Salsabila Urfa Samsul Bahri Satria , Alfi Satria, Alfi Seirawan, Wisang Afi Setyo Waluyo Sholehah, Amaliatun Showatul Dini Siti Rohmah SOBIRIN Sodikin Sofie Baetillah Sidkiyah Sudirman Tebba Sulistyani, Anjar Sungeb Supar, Supar Supriyati, Wiwin Suwanta Syaeful Anwar Syalwa Syalsabiluna Syatir Maufur Tahira, Jihan Topik Topik Tugimin Urfa, Salsabila Usmaniah, Nur Verdianto, Verry Via Regita Wahid Nur Salim Wahyu Setyo Wahyudin Wahyudin Wardoyo Wardoyo Yahya A Ashiri Yunus Yunus Yunus Yunus Zahira Fitriana Zahra Putri Alhaqni Zahrotul Nadhifah, Dita