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Productive Zakat Governance Model for Improving the Quality of Islamic Education Ridwan, Muhamad; Salam, Abdus; Aspandi, Ade; Muttaqin, Muhammad Azhar
Scaffolding: Jurnal Pendidikan Islam dan Multikulturalisme Vol. 7 No. 2 (2025): Pendidikan Islam dan Multikulturalisme
Publisher : Institut Agama Islam Sunan Giri (INSURI) Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/scaffolding.v7i2.7774

Abstract

This study aims to examine the model of productive zakat governance implemented by BAZNAS of Majalengka Regency, focusing on the implementation of zakat programs in the education sector, including scholarships, educational infrastructure development, and vocational training. It also explores the role of information technology in enhancing transparency and accountability in zakat distribution. The research employs a qualitative field-based approach by collecting primary data through direct observations, in-depth interviews with zakat management officials, beneficiaries, and educational institution administrators, as well as documentation of relevant institutional reports. Secondary data were obtained from internal publications, zakat distribution records, and program evaluations. The analysis of the collected data was conducted using the interactive model of Miles and Huberman, which involves data reduction, data display, and conclusion drawing to ensure systematic interpretation and validity of the findings. The findings reveal that BAZNAS Majalengka has successfully developed an effective digital-based zakat management system, which improves community participation and ensures targeted distribution. The zakat scholarship program has shown a positive impact on the social mobility and academic performance of students from underprivileged backgrounds. The study concludes that a transparent, collaborative, and technology-driven zakat governance model can serve as a strategic alternative funding source for the sustainable improvement of Islamic education quality at the local level.
Analisis Kesesuaian Prinsip Syariah dalam Praktik Utang-Piutang Berbasis Fintech: Studi Kasus Pengguna Aplikasi Akulaku Salam, Abdus
As-Syirkah: Islamic Economic & Financial Journal Vol. 4 No. 2 (2025): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/jv529451

Abstract

This study critically examines the compliance of fintech-based debt-credit practices, specifically within the Akulaku application, with Islamic Sharia principles. It addresses the rapid growth of online lending in Indonesia and the increasing need for Sharia-compliant financial solutions among the Muslim population. Employing a qualitative descriptive methodology, the research analyzes Akulaku's operational mechanisms, product offerings (Akulaku Paylater, KTA Asetku, Dana Cicil), and terms and conditions against the foundational concepts of qardh (loan) and riba (interest/usury) in Islamic law, drawing upon relevant DSN-MUI fatwas. Findings consistently indicate that while Akulaku offers convenience and quick access to funds, its imposition of additional charges on principal loans and late payment penalties constitutes riba qardh and riba jahiliyah, rendering these practices non-compliant with Sharia principles, particularly DSN-MUI Fatwa No. 117/II/2018. The study highlights the negative implications for users, who often face burdensome repayments and psychological stress. It concludes that despite its modern facade, Akulaku's current debt-credit model requires significant reform to align with Islamic economic principles, offering crucial insights for users, developers, and regulators in the burgeoning Islamic fintech sector.  
PENGARUH HARGA, KUALITAS PRODUK DAN KUALITAS PELAYANAN TERHADAP KEPUASAN KONSUMEN MELALUI KEPUTUSAN PEMBELIAN SEBAGAI VARIABEL INTERVENING PADA TOKO MS COLLECTION DI KABUPATEN SITUBONDO Salam, Abdus; Ediyanto, Ediyanto; Sari, Lita Permata
Jurnal Mahasiswa Entrepreneurship (JME) Vol 4 No 8 (2025): AGUSTUS 2025
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v4i8.7209

Abstract

In the era of increasingly fierce business competition, price, product quality, and service quality have become important elements in building customer satisfaction. This study aims to analyze the influence of price, product quality, and service quality on customer satisfaction through purchase decision as an intervening variable at MS Collection Store in Situbondo Regency. This research is an explanatory study with a quantitative approach. The population of this research is the customers of MS Collection Store, with the sampling technique using purposive sampling. Data analysis was conducted using IBM SPSS Statistic 22 with Structural Equation Modeling – Partial Least Square (PLS-SEM) through Smart PLS 3.2 software. The results of the hypothesis testing using Smart PLS 3.2 show that Price has a positive influence on Purchase Decision but the effect is not significant, Price has a positive influence on Customer Satisfaction but the effect is not significant, Product Quality has a positive influence on Purchase Decision but the effect is not significant, Product Quality has a positive influence on Customer Satisfaction but the effect is not significant, Service Quality has a positive and significant influence on Purchase Decision, Service Quality has a positive influence on Customer Satisfaction but the effect is not significant, Purchase Decision has a positive influence on Customer Satisfaction but the effect is not significant, Price has a positive influence on Customer Satisfaction through Purchase Decision but the effect is not significant, Product Quality has a positive influence on Customer Satisfaction through Purchase Decision but the effect is not significant, Service Quality has a positive influence on Customer Satisfaction through Purchase Decision but the effect is not significant.
Event Management System for Webinars and Survey Ismail; Syafrinal; Salam, Abdus; Hajriyanti, Rahmi
International Journal Software Engineering and Computer Science (IJSECS) Vol. 2 No. 1 (2022): MAY 2022
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijsecs.v2i1.761

Abstract

Webinars and surveys have been widely used. Popular applications such as ezTalks, Zoom, Demio, Google Meet, LiveStorm have been used in seminars and online meetings. For every webinar activity, the organizers often carry out survey activities to see feedback from participants, google forms applications, survey monkeys, typeforms, zoho surveys, and gizmo surveys are used to see responses from all participants. In addition, several organizers also gave appreciation in the form of certificates. However, the management of many webinars is often an obstacle to seeing the results of each activity and the participants who take part in the activity. Although the use of google forms has been very good and effective, the lack of features in the management of webinar activities is a problem in itself in making reports in a short time. Therefore, we need a service application that can assist in the management of webinar activities and has survey features from registration, attendance to certificates. Where later application users (organizations, committees) can fill out webinar activities and can propose surveys for each activity carried out. In software development, Agile Development Methods (ASD) are used, Event Management System for Webinars and Survey applications that the researchers built using CodeIgniter and React-Js. In the test, we plan the data analysis to be divided into three parts, namely Demographic Analysis Results, Reliability Test Results Analysis, Validity, and Data Processing Analysis. Analysis Data processing includes Importance-Performance Analysis (IPA). So far, webinar and survey management applications have completely fulfilled needs such as making a number of questions in the form of multimedia and sharing research data, but webinar management applications with survey services in an application have not been carried out. It is hoped that the development of research on webinar and survey management applications will produce more visualitative applications and be able to manage webinar activities and reporting related to surveys, reporting participants for each activity carried out. Based on the results of the Importance Performance Analysis, it is known that the average value of the level of expectation or importance for usability is 3.97, and the average value for the level of performance is 3.68. the average value of the level of expectation or importance for information quality is 4.07, and the average value for the level of performance is 3.70. the average value of the level of expectation or importance for service interaction is 3.94, and the average value for the level of performance is 3.71.
Murur Scheme Educational Model: An Andragogy-Based Innovation for Strengthening Hajj Moderation Jajat, Dede; Salam, Abdus; Karim, Abdul
Scaffolding: Jurnal Pendidikan Islam dan Multikulturalisme Vol. 7 No. 3 (2025): Pendidikan Islam dan Multikulturalisme
Publisher : Institut Agama Islam Sunan Giri (INSURI) Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/scaffolding.v7i3.7813

Abstract

The purpose of this study was to construct an educational model for strengthening religious moderation among elderly Hajj pilgrims at the Hajj and Umrah training institution of the Nurulhuda Islamic Education Foundation in Ciamis. This research approach used a qualitative case study method. Data collection was carried out through semi-structured interviews with the Foundation Leader, Ustadz, and elderly Hajj pilgrims. As well as observations through observing Hajj training activities for the pilgrims. Data analysis used the Miles and Huberman model, and validity testing used a data credibility test with the triangulation method. The results of the study showed: 1)Murur Scheme Education was carried out with the following schemes: Delivery of Murur policies, Socialization of new aspects in Murur policies in Muzdalifah, Comprehensive understanding of elderly pilgrims, and innovating ways to provide a correct understanding regarding the obligatory Hajj. 2)Strengthening Andragogy-Based Hajj Moderation was carried out by strengthening religious moderation in accompanying Hajj pilgrims, providing provisions before Hajj departure, during Hajj implementation, and after the peak of Hajj. 3)Implementation is carried out through the application of andragogy, through education by tutors, organization of learning materials, and learning methods. 4)Implications of Andragogy-Based Murur Scheme Education through two phases, namely, the education phase and the Andragogy-Based Hajj Moderation Strengthening Phase. The results of the study contribute by providing innovative solutions for elderly Hajj education through an andragogy approach that can be adopted by educational institutions and Hajj organizers, and support the development of a more inclusive and adaptive learning model.
Co-Authors Abdul Karim Adityo Nugroho, Adityo Afkar, M.Khadafi Ahdiani Hayati, Lena Ahmad Rofii Akbar, Rasyan Akmalia, Naila Febrina Al Bahri, Fauzan Putraga Al-Maamari, Abdulwahab Abdullah Almeida, Giovani Costa Alvien Septian Haerisma Amri Amin Angrian Permana, Angrian Anisa Fitria Utami Apriliani, Andhini Asep Nugraha, Asep Aspandi, Ade Azhari, Lukman Aziz, Muhammad Fauzan Bachrul Ulum Bahruni . Cahya, Ilham Dwi Dede Rosyada Deik, Ghiyas Ahmed Ediyanto Eva Siti Ropiah Fadillillah, Shabian Dylan Fatani, Muhammad Fathurrahmad Ferdiansyah, Dimas Galih Firmansyah, Aditya Fitri Meliani, Fitri Gatra, Rahmadhan Ghazali, Ziyadul Ifdhal Habibah, Muzayyidatul Hajriyanti, Rahmi Hamonangan, Andhika Daniel Harry Aprianto Heriyani, Nofitri Hevi Kurnia Hardini Hilfanzi, Mendra Ihsanuddin Ihsanuddin Imilda Imilda, Imilda Iqbal, Taufiq Iradhad Taqwa Sihidi Irawati Irmayana Irpani, Ayit Ismail Ismail Ismail Jajat, Dede James, Bobby James, Bobby Arvian Jibril, Mohammad Khana, Rajes Kristiawan, Niko Kurniawan, Muhammad Rizky Dwi Kurniawan, Wahyudi Lita Permata Sari Mabrurrosi, Mabrurrosi Maharani, Shinta Aulia Mahmud, Basri Marjuki Marjuki Marliani, Lina Miftahul Jannah Miswar Muammar Muhamad Ridwan Muhammad Faisal Muhammad Riza Muhtadin Mujiburrahman Mujiburrahman Mumtaz, Muhammad Reynaldi Munawir Munawir Munir Hidayat, Asep Muntasir, Muntasir Muttaqin, Muhammad Azhar Nazariyanti Nisa, Fauzatul Laily Nuryatimah, Yayat Pasaribu, Nurliana Perani Rosyani Pernando, Frengki Putri, EE Lailatul Qushary, Muhammad Al R, Jalaluddin Iman Rachman, Muhammad Afif Raditya, Muhammad Riza Rahma Pambudi, Aditya Rahmawati, Cut Ramadhan, Leo Berliandri Ramadhan, Muhammad Lutfi Ridwan, Jauhan Nuari Ridwan, Jauhar Nuari Rinah Sahruddin, Sahruddin Saputra, Ilyas Sari, Silvia Agustina Wulan Septarini, Ri Sabti Setyo Wahyu Sulistyono Siti Ropiah, Eva Sobirin Sobirin Sujata, Tatang Suwandana, Endan Syafrinal Syamsul Huda Syarifuddin Syaripudin, Mohamad Tampubolon, Parlindungan Tasti, Andi Thalita Thaariq, Ath Tundo, Tundo Verra, Lie Wafie, M. Sholeh Wagiman, Wagiman Wahyuni, Neneng Wali , Muhammad Watekhi Watekhi Wijonarko, Panji WINARNO Yana Syafriyana Hijri Yunita Sari yusuf, muhammad maulana ZAHRA, RITA Zain, Zahra Nasywa Zalianti, Nabila Reva Zalianti