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All Journal Jurnal Manajemen Teori dan Terapan Indonesian Journal of Islamic Educational Management JMM (Jurnal Masyarakat Mandiri) Jurnal Al Himayah Jurnal At-Tarbiyat (Jurnal Pendidikan Islam) Al-Amwal EKONOMIKA SYARIAH : Journal of Economic Studies Instructional Development Journal Al-Muqayyad Jurnal Teknik Industri Terintegrasi (JUTIN) Jurnal Pengabdian Masyarakat Multidisiplin Jurnal Ilmu Ekonomi dan Bisnis Islam Islamic Business and Finance (IBF) International Journal of Educational Review, Law And Social Sciences (IJERLAS) EKONOMIKA SYARIAH : Journal of Economic Studies Journal of Artificial Intelligence and Digital Business Innovative: Journal Of Social Science Research Prosiding Seminar Nasional Manajemen dan Ekonomi Sharing: Journal Of Islamic Economics, Management And Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin IIJSE Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat Journal of Economic, Management, Business, Accounting Sustainability Journal of Digital Community Services Journal Of Community Sustainability Journal Of Legal Sustainability (JOLS) Multidisciplinary Journal of Religion and Social Sciences (MJRS) JPS (Jurnal Perbankan Syariah) Journal of Community Service and Empowerment Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat
Mohd. Winario
Universitas Pahlawan Tuanku Tambusai, Bangkinang, Indonesia
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Analisis Implementasi Akad Musyarakah Dalam Pembiayaan Modal Usaha Pada Perbankan Syariah Di Indonesia Putri, Elen Sri Ega; Winario, Mohd; Mairiza, Diany
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.237

Abstract

Mudharabah is one of the fundamental forms of business partnership contracts in Islamic economic jurisprudence, established between the capital provider (shahibul maal) and the entrepreneur or business manager (mudharib). In the context of modern Islamic banking, the mudharabah contract serves as a crucial instrument for both collecting and distributing customers' funds, while also representing the values of justice, transparency, and partnership in economic activity. The implementation of mudharabah in contemporary Islamic financial institutions often faces various challenges that warrant critical examination from the normative perspective of Islamic law. This study aims to thoroughly examine how the mudharabah contract is applied in modern Islamic banking practices and to evaluate its compliance with the principles of fiqh muamalah as established by both classical and contemporary Islamic scholars. The approach used in this study is descriptive-analytical, by exploring primary sources of Islamic law (the Qur’an and Hadith), secondary sources (including ijma’, qiyas, and fatwas issued by the National Sharia Council—DSN-MUI), as well as operational practices adopted by Islamic banking institutions in Indonesia and several other Muslim-majority countries. In practice, the mudharabah contract has undergone significant modifications to align with the demands of the modern and complex banking sistem.
Analisis Hukum Islam terhadap Praktek Jual Beli Online Tanpa Kepemilikan Barang (Drop Shipping) Winario, Mohd; Kamalin, Muhammad
Journal of Legal Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i3.360

Abstract

This study aims to analyze the practice of online buying and selling without ownership of goods (drop shipping) from the perspective of Islamic law. The main focus of this research is to assess the validity of contracts and ownership status in transactions conducted by business actors who do not directly own, control, or store the goods being sold. The research method used is qualitative with a normative-juridical approach, by reviewing secondary data in the form of classical and contemporary fiqh literature, fatwas of Islamic scholars, as well as regulations governing electronic commerce (e-commerce). The analytical technique used is descriptive-analytical, examining the compatibility of drop shipping practices with the principles of Islamic commercial law (muamalah). The results of the study indicate that drop shipping is permissible in Islam under certain key conditions, including transparency in the contract, absence of deceit or uncertainty (gharar), and the obligation of the seller to disclose that the product is shipped directly by a third party. If these conditions are met, the practice can be categorized as a valid wakalah bil ujrah or salam contract under Islamic law. Conversely, if there is any ambiguity or manipulation of information, the transaction may be considered impermissible (haram) or invalid.
Konsep Keadilan dalam Hukum Islam: Kajian Normatif dan Aplikatif Kamalin, Muhammad; Winario, Mohd; Rafiqoh, Lailan
Journal of Legal Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i3.361

Abstract

This study aims to comprehensively analyze the concept of justice in Islamic law from both normative and applicative perspectives, by examining how these justice values are implemented in contemporary legal practices. From the normative perspective, this research explores the primary sources of Islamic teachings such as the Qur’an, Hadith, ijma’, qiyas, as well as the views of classical and modern scholars, which explain the fundamental principle of justice as an integral part of maqashid al-shariah. Meanwhile, from the applicative perspective, this study examines the implementation of justice principles within the Sharia judicial system in several countries, both those that adopt Islamic law as the main legal foundation and those that integrate it partially into their national legal systems. The research method employed is library research with a normative qualitative approach that combines content analysis and comparative study of various literature and legal documents. The findings indicate that justice in Islamic law is not only understood as the imposition of proportional punishment (retributive), but also includes efforts toward restoration (restorative) and prevention (preventive) in order to uphold public interest, protect individual rights, and achieve social balance. However, the application of the concept of justice in modern contexts still faces challenges, particularly in terms of legal interpretation and the process of harmonizing Islamic law with positive legal systems in various Muslim-majority countries.
Analisis Hukum Jual Beli Salam dalam Perspektif Imam Syafii Zakir, Muhammad; Winario, Mohd; Paisal, Paisal
Journal of Legal Sustainability Vol. 2 No. 3 (2025): September 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jols.v2i3.372

Abstract

This study aims to analyze the law of salam sale contracts from the perspective of Imam al-Shafi‘i and to evaluate their relevance to contemporary muamalah (Islamic commercial practices). Salam sale is a form of contract in which payment is made in advance, while the goods are delivered later according to agreed specifications. In the Shafi‘i school of thought, this contract is permitted even though the goods do not yet exist at the time of the agreement, as it is supported by shar‘i evidence and fulfills the practical needs of society in economic activities. The method used in this study is library research with a qualitative approach, analyzing primary sources such as al-Umm by Imam al-Shafi‘i and other fiqh books from the Shafi‘i school, as well as secondary literature from contemporary scholars and academics. The results show that salam sale is permissible according to Imam al-Shafi‘i under specific conditions: full payment must be made at the time of the contract, the goods must have clear, measurable, and mutually known specifications, and the time and place of delivery must be precisely determined. These provisions are intended to avoid elements of gharar (uncertainty) and potential disputes. The study concludes that salam sale remains highly relevant in the modern Islamic economic system, particularly in pre-order schemes, agricultural contracts, and financing in the production sector based on sharia principles.
Kepemimpinan Transformasional Terhadap Kemampuan Organisasi dalam Mengatasi Krisis Di Era Digital Erman, Nilam; Winario, Mohd.
Innovative: Journal Of Social Science Research Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i1.8936

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kepemimpinan transformasional terhadap kemampuan organisasi dalam mengatasi krisis di era digital. Penelitian ini mengadopsi metode kualitatif. Hasil penelitian ini menunjukkan bahwa kepemimpinan transformasional memiliki pengaruh positif terhadap kemampuan organisasi dalam menghadapi dan mengatasi krisis. Para pemimpin yang menerapkan gaya kepemimpinan ini mampu memotivasi anggota organisasi, menginspirasi inovasi, dan membangun budaya kerja yang adaptif. Selain itu, penelitian ini juga mengungkapkan bahwa dalam era digital, kepemimpinan transformasional dapat memfasilitasi integrasi teknologi dan pemahaman yang mendalam tentang perubahan lingkungan bisnis. Dengan demikian, organisasi yang memiliki pemimpin transformasional dapat mengoptimalkan sumber daya teknologi mereka untuk mengatasi krisis dengan lebih efektif.
RIAU SCIENTY PERCEPTION ABOUT RIAU-KEPRI SHARIA BANK CONVERSION PROCESS Munthe, Marabona; Winario, Mohd.
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 2 (2022): March
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i2.231

Abstract

This research is based on the statement of the Governor of Riau Province who stated his plan to convert Bank Riau-Kepri into Bank Riau-Kepri Syariah in mid-2019, but until now the conversion has not been carried out. The purpose of this study was to find out how the public's perception of the conversion of Bank Riau-Kepri into Bank Riau-Kepri-Syariah. In this paper, the author uses qualitative analysis methods, namely analysis by means of descriptive qualitative and argumentative. The results of the study show that the wants and needs of the people of Riau and outside Riau for Islamic Banks are very high, this can be seen from the questionnaire that the author distributed to respondents. Public doubts arise about the seriousness of the Riau Provincial Government towards the conversion of Bank Riau-Kepri to the totality of Bank Riau-Kepri Syariah, as a community who is aware and understands sharia, the community continues to support not only haste, but stands at the forefront to fully support the achievement of a blessed society. with the establishment of sharia in the field of muamalah.
Penerapan Strategi Bisnis Berkelanjutan Sesuai Dengan Prinsip Syariah Di Dhuafa Mart Hasda, Mifta; Winario, Mohd; Hidayat, Hidayat; Zaim, Muhammad
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jcse.v1i1.25

Abstract

This community service aims to integrate sharia principles into sustainable business strategies to improve operational sustainability and social impact of Dhuafa Mart. The methods used include needs analysis, strategy design, training, implementation, and evaluation and adjustment. The initial needs analysis identified challenges and opportunities in existing business practices, while strategy design involved developing a plan that combined sharia principles with sustainable business practices. Training and socialization were conducted to ensure staff understanding and skills in implementing the new strategy. Implementation was carried out in stages to minimize disruption, followed by monitoring and evaluation to ensure the effectiveness and suitability of the strategy. The results of the community service showed that the strategies implemented succeeded in improving operational efficiency, strengthening customer relationships, and providing significant social benefits, including empowering the data community and protecting the environment. In conclusion, integrating sharia principles into sustainable business has proven effective. It can be used as a model for other companies, offering ethical and sustainable solutions in the context of modern business.
Motives For Fraudulent Behavior In Islamic Bank: Hexagon Model Of Perspective Fraud Meilany, Merry; Winario, Mohd.
JPS (Jurnal Perbankan Syariah) Vol 5 No 1 (2024): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v5i1.1761

Abstract

This research explores the motives for fraudulent behaviour using the fraud hexagon model approach in Islamic Bank X, city Y. This research is qualitative research with primary data sources. Data collection was carried out through unstructured interviews and then deepened through observation. The informants for this research consisted of 7 people who had worked and were currently working in several parts of Islamic Bank X, city Y. This research used qualitative data analysis techniques with three stages in the form of data reduction, data presentation and conclusion. This research reveals the motives for fraudulent behaviour at Islamic Bank X in City Y from the perceptive fraud hexagon model. Fraudulent behaviour is based on the perpetrator's intention and is driven by motives in the form of pressure, rationalization, opportunity, ability, arrogance and collusion. Companies can use the results of this research to consider strategies and policies for controlling risks against fraud. The results of this research can also be helpful for Islamic Banks regarding the suitability of a person's position. Sharia banks must develop their human resources well so that there is a balance between employee rights and obligations.
Strategi Pemasaran pada UMKM Berbasis Kuliner (Studi Kasus: UMKM Siti Hajar Kota Pekanbaru) Meilany, Merry; Winario, Mohd
Jurnal Teknik Industri Terintegrasi (JUTIN) Vol. 7 No. 1 (2024): January
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jutin.v7i1.23842

Abstract

Marketing strategy is the implementation of business steps which are a manifestation of achieving business success. This strategy is very important considering that no matter how good the segmentation, target market and market position are, it will not work if the right strategy is not followed. This research uses a qualitative descriptive research approach. Data collection techniques using observation, interviews and documentation techniques. Based on the results and discussion of research that has been put forward regarding the marketing strategy of MSME Siti Hajar Pekanbaru, it can be concluded that MSME Siti Hajar Pekanbaru uses the 4P Marketing Mix which consists of product strategy with products that are packaged well, price ) with affordable prices, strategic locations, and regular promotions and utilizing technology. UMKM Siti Hajar also analyzes strengths and weaknesses (internal factors) as well as opportunities and threats (external factors) using SWOT. MSME Siti Hajar Pekanbaru maintains cash flow, widens the target market, continues to innovate by developing a variety of food flavors, maximizing social media, and creating a marketplace. MSME Siti Hajar Pekanbaru has culinary products that are quality, healthy, and priced according to product quality, distribution places are affordable to the public, and have carried out promotions through social media.
Pendampingan Pembuatan Website Desa Gunung Malelo untuk Mempermudah Penyebaran Informasi Desa Priyatno, Arif Mudi; Firmananda, Fahmi Iqbal; Ramadhan, Wahyu Febri; Winario, Mohd; Jati, Putri Zulia; Tanjung, Lailatul Syifa
Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat Vol. 1 No. 2 (2023): Dedikasi 2023
Publisher : Institut Teknologi Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/dedikasi.v1i2.20

Abstract

Penyebaran informasi yang efektif merupakan aspek penting dalam pembangunan desa yang inklusif dan berkelanjutan. Dalam konteks tersebut, kegiatan pengabdian masyarakat ini dilakukan dengan tujuan untuk mempermudah penyebaran informasi desa melalui pendampingan pembuatan website Desa Gunung Malelo. Desa Gunung Malelo memiliki potensi pariwisata, perkebunan, dan pertanian, namun masih menghadapi tantangan dalam penyebaran informasi kepada masyarakat setempat. Melalui metode pendampingan yang terstruktur, kegiatan ini melibatkan analisis kebutuhan, pembentukan tim pendamping, pelatihan, pembangunan website desa, pelatihan pengelolaan konten, dan pendampingan teknis. Tim pendamping terdiri dari ahli teknologi informasi, pengembang web, dan fasilitator komunitas. Hasil dari kegiatan ini adalah terwujudnya sebuah website desa yang fungsional dan responsif. Masyarakat Desa Gunung Malelo dapat dengan mudah mengakses informasi penting seperti pengumuman pemerintah desa, kegiatan sosial, informasi kesehatan, jadwal pertemuan, dan layanan publik melalui website tersebut. Pendampingan dan pelatihan yang dilakukan membantu meningkatkan kapasitas sumber daya manusia di desa dalam mengelola dan memperbaharui konten website secara mandiri. Kegiatan ini berhasil mencapai tujuan utama, yaitu mempermudah penyebaran informasi desa. Desa Gunung Malelo mengalami peningkatan aksesibilitas informasi, partisipasi masyarakat, dan pengelolaan konten website yang berkelanjutan. Melalui pengabdian masyarakat ini, terjadi perubahan positif dalam dinamika komunikasi dan pengembangan desa, menuju arah yang lebih maju, terhubung, dan inklusif.
Co-Authors Adityawarman Hidayat Aisyah, Puji Nur Akhdan, Mulki Amalia, Nala AMELIA, NUR Aminin, Risti Andini, Bunga Anggiani, Mei Dinda Arif Mudi Priyatno Ayu Pani Berliana Putri Berliana Putri Budi Trianto Bustanur, Bustanur Candra, Filtra Dedi Sumanto Delia, Dwi Anisa Despira, Despira Dian Novita Dian Pratiwi Dianti, Ratna Diany Mailiza Diany Mairiza Dinata, Shidiq Ramdan Dwi Widiarsih Emilia Susanti Emilia Susanti Faris, Naufal Firmananda, Fahmi Iqbal Fitriyana, Rinda Harahap, Ahmad Muda Harahap, Ahmad Rofi'i HARAHAP, ISMAIL Hasgimianti Hasgimianti Hasgimianti, Hasgimianti Hendri K, Hendri Heni Pujiastuti Henry Martin Adriansyah Hidayat Hidayat Hidayati, Qonita Hidayatullah, Iqbal Husni Fuaddi I. Irawati Irawati Irawati Irawati Irawati Irawati Irawati Irmawanti, Irmawanti IRWAN, YUDI Jati, Putri Zulia Jenari, Felisa Juliana Yulianti Kamalin, Muhammad Kasman Ediputra, Kasman Khairunisa, Madona KHAIRUNISA, MADONA Larasati, Febrina Putri Lismawati, Lismawati Lubis, Haniah M. Zaim Maini, Nur Mardiyah, Suci Merry Meilany Mifta Hasda Miza, Rauzatul Mizan Asnawi, Mizan Muhammad Afif Muhammad Mardiansyah Muhammad Syaipudin Muhammad Zakir Muhammad Zakir Munthe, Marabona Nala Amalia Nala Amelia Nilam Erman Nongliasma, Nongliasma Novriavani, Novriavani Nur Amelia NUR HASANAH Nurhamidah, Eva Nurmaini Nurmaini PAISAL PAISAL Putra, Aroiyan Faiz Putri, Alfira Huriyah Putri, Berliana Putri, Elen Sri Ega Putri, Ramanitya Dewi Rafiqoh, Lailan Rahmawati, Rahmawati Rahmayani, Wahyu Rantisi, Muhammad Agil Ridwan, M Sulaiman Rifqil Khairi Rinaldi Rinaldi Rinda Fithriyana Rizky, Syafnur M Rohmannudin, Rohmannudin Saputra, Rio Panji Sari, Efti Novita Sarini, Elfi Saru Reza Simbolon, Muhammad Iran Sisda, Tiara Melfia Siti Fitriyah Suci Mardiyah Suhayanti, Suhayanti Sunelti, Detri Suniarti, Nining Syahfitra, Nofri Ramadhani Syam, Zulkharil Hadi Syamsiar, Syamsiar Tanjung, Lailatul Syifa Taufik Taufik Tiara Aninditha Tutia Saputri Wahyu Febri Ramadhan Sudirman Yasra, Dewi Yoly, Zafia Sarina Yuliani Yuliani Z, Rafida Zubaidah Assyifa ZULFAN EPENDI