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Implikasi Hukum Terhadap Keamanan dan Perlindungan Nasabah atau Konsumen dalam Layanan Bank Digital Daniel; Negara, Revolusi Shandi; Ongkowiguno, Cheryl Michaeli; Rachim, Muhammad Hafidz; Nugroho, Andriyanto Adhi
Causa: Jurnal Hukum dan Kewarganegaraan Vol. 1 No. 4 (2023): Causa: Jurnal Hukum dan Kewarganegaraan
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3783/causa.v1i4.819

Abstract

Penulisan ini bertujuan untuk menganalisis implikasi hukum yang berkaitan dengan keamanan transaksi dan perlindungan konsumen dalam layanan bank digital. Fokus utama adalah menganalisis kerangka regulasi yang ada, menyoroti kelemahan dalam perlindungan konsumen, dan menawarkan solusi untuk memperkuat aspek keamanan dan perlindungan konsumen dalam konteks bank digital. Penelitian ini merupakan jenis penelitian hukum normatif dimana pengambilan data dilakukan dengan menganalisis literatur terkait regulasi keuangan dan hukum perlindungan konsumen. Hasil analisis menunjukan bahwa meskipun ada kerangka regulasi yang ada, masih ada celah yang perlu diatasi terkait keamanan transaksi dan perlindungan konsumen dalam bank digital. Tantangan utama termasuk kerentanan terhadap keamanan data dan kurangnya keseragaman dalam regulasi perlindungan nasabah atau konsumen di berbagai platform bank digital.
PERLINDUNGAN HUKUM PEMEGANG POLIS ASURANSI DALAM KASUS GAGAL BAYAR DAN KEPAILITAN PADA PERUSAHAAN ASURANSI Kinanti Puput Septiana; Fitria Syahwa Fawdhisa; Al Fitriyani; Andriyanto Adhi Nugroho
Causa: Jurnal Hukum dan Kewarganegaraan Vol. 1 No. 5 (2023): Causa: Jurnal Hukum dan Kewarganegaraan
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3783/causa.v1i5.847

Abstract

Resiko dapat saja terjadi saat melakukan suatu hal, sehingga masyarakat di Indonesia melalukan pengalihan resiko tersebut melalui asuransi. Oleh karena itu, penelitian ini bertujuan untuk mengetahui perlindungan hukum di Indonesia terhadap pemegang polis yang mengalami gagal bayar dan kepailitan perusahaan asuransi. Jenis metode penelitian yang digunakan yaitu penelitian normatif dengan menggunakan studi pustaka untuk menyelesaikan permasalahan yang ada dalam rumusan masalah. Hasil penelitian yang didapatkan dalam penelitian ini adalah penulis mengetahui kedudukan hukum pemegang polis asuransi dalam hal perusahaan asuransi mengalami gagal bayar, serta mengetahui akibat hukum putusan pailit perusahaan asuransi terhadap pemegang polis asuransi.
ANALISIS YURIDIS MENGENAI AKIBAT HUKUM SERTA PENYELESAIAN SUATU PERUSAHAAN YANG DINYATAKAN PAILIT Dara Puspita Riyawan; Dieka Qaulam Nabilla; Faizal Erick Lingga Wisnu; Farizh Maulana Yusuf; Logan Al Ghozi; Andriyanto Adhi Nugroho
Causa: Jurnal Hukum dan Kewarganegaraan Vol. 1 No. 6 (2023): Causa: Jurnal Hukum dan Kewarganegaraan
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3783/causa.v1i6.933

Abstract

Istilah kepailitan sering kali masih terasa awam bagi sebagian orang, walau istilah ini sering digunakan dalam dunia bisnis dan usaha. Kepailitan merupakan suatu proses penyelesaian sengketa bisnis melalui jalur litigasi yaitu melalui pengadilan niaga. Penelitian ini dibuat dengan tujuan menganalisa terkait akibat hukum dan pertanggungjawaban serta penyelesaian yang dapat dilakukan oleh suatu perusahaan yang dinyatakan pailit. Hasil penelitian menunjukan bahwa Proses penyelesaian kewajiban dilakukan dengan menjual aset-aset perusahaan. Berdasarkan hasil rapat pengadilan pada 4 Agustus 2023, PT Perusahaan Pengelola Aset (PPA) dan kreditur separatis sepakat membagi sebagian hasil penjualan kepada para kreditur konkuren dengan mengedepankan asas keadilan dan kemanusiaan sesuai UU Kepailitan. Dengan demikian, peneliti dapat memberi kesimpulan bahwa kepailitan suatu perusahaan membawa konsekuensi hukum yang kompleks, termasuk pembekuan hak perusahaan atas kekayaan dan hak debitur untuk mengurus asetnya. Berdasarkan penelitian tersebut, penulis menyarankan agar perusahaan perlu menerapkan praktik manajemen keuangan yang hati-hati, termasuk pemantauan secara rutin terhadap kesehatan keuangan dan restrukturisasi yang proaktif jika diperlukan.
Implementasi Undang-Undang ITE Dalam Menjamin Kebebasan Berpendapat di Dunia Maya Nugroho, Andriyanto Adhi; Hermawati, Mutiara; Sandiah, Rara Siti; Aryaputri, Aqila Shafiqa; Feby, Amanda; Siregar, Tiara Rebecca Kezia
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 11 (2024): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11508390

Abstract

In the current era of digitalization, freedom of speech can not only be exercised through direct demonstrations but can also be exercised by voicing opinions freely in cyberspace through social media platforms. However, since the enactment of the ITE Law, which regulates various aspects related to electronic information and transactions, this freedom has begun to be strictly limited, followed by sanctions. However, the article does not clearly regulate what specific violations can be sanctioned so that the articles regulated in the ITE Law related to freedom of expression are dubbed rubber articles by the public. With this in mind, this research aims to find out how the implementation of the ITE Law guarantees the right to freedom of expression and what impact the implementation has. The method used by the author is normative juridical with data collection techniques using library methods that use secondary data sources.  The result of the research found is that in its implementation in guaranteeing the right to freedom of expression, ITE Law often causes debates among the public due to misunderstandings in the interpretation of articles related to the right to freedom of expression.  So that the research hopes that the principles of freedom of expression guaranteed by the ITE Law can be applied fairly and not lopsidedly. 
Pengaturan Umum Mengenai Investasi Serta Keuangan Elektronik Dalam Hukum Teknologi dan Informasi Ramadhan, Niko Rafael; Alvito, Haykal Rizki; Matondang, Togar Ibrahim; Nugroho, Andriyanto Adhi
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 12 (2024): July
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12147717

Abstract

Digital investment can also be interpreted as investment activities carried out to gain profits through an online or digital platform. Electronic finance (Electronic Finance) is a form of financial transaction that uses information and communication technology to carry out financial transactions, such as payments, sending funds, etc. History of the ITE Law In Article 1 number 1 of Law no. 14 of 2008 concerning Public Information Openness, 'information' is information, statements, ideas and signs that contain values, meanings and messages, whether words, facts or explanations that can be seen, heard and read which are presented in various forms. packaging and format in accordance with developments in electronic and non-electronic technology and communication. Forms of electronic investment consist of E-Gold, Mutual Funds, and shares as well as electronic finance usually found in E-Wallets. The Electronic Financial Investment Law Justice Institute (Electronic Financial Investment Dispute Settlement Agency) is a regulatory body in Indonesia which is responsible for handling disputes related to electronic financial investments, such as online trading, e-commerce and other digital financial transactions. The Electronic Financial Investment Supervisory Agency is contained in Law Number 21 of 2011 OJK (Financial Services Authority). 
Situs Judi Online Ilegal: Mengurai Implikasi Hukum dan Upaya Penegakan Insani, Gema Mutiara; Farbadi, Mayla Putri; Azalia, Zatira Rahma; Nugroho, Andriyanto Adhi
Media Hukum Indonesia (MHI) Vol 2, No 2 (2024): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11846379

Abstract

Online gambling has become a growing phenomenon in Indonesia along with advances in information and communication technology. Even though gambling is generally prohibited in Indonesia, online gambling activities can still be accessed by the public through gambling sites from abroad. This journal outlines the legal implications of online gambling in Indonesia as well as law enforcement efforts that have been and will be carried out by the government to overcome this problem. Parties involved in online gambling, both organizers and players, may be subject to criminal sanctions in accordance with applicable regulations. Apart from that, online gambling is also related to issues of money laundering and consumer protection. The government has taken steps such as blocking online gambling sites, international cooperation, increasing public awareness, and law enforcement to overcome the rise of online gambling.
Analisa Kebijakan Hukum Terhadap Kasus Koin Kripto Sebagai Bukti Elektronik Tindak Kejahatan Pencucian Uang Murti, Terra Whisnu; K, Kefianto; Ferdiansyah, Reza; Priyambodo, Muhammad Bagus; Akbar, Masyhur; Nugroho, Andriyanto Adhi
Media Hukum Indonesia (MHI) Vol 2, No 2 (2024): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11911769

Abstract

The presence of the bitcoin concept, especially blockchain technology, first attracted the world's attention and provided good opportunities. However, in fact it is increasingly opening up loopholes for criminals, one of which is money laundering. Currently, crimes involving money laundering on blockchain platforms have accumulated significant amounts and caused considerable losses. In terms of the regulation of the criminal act of money laundering, there are still obstacles that give rise to pros and cons in the investigation process carried out by law enforcers, thus giving rise to problems in the investigation process. Therefore, this research examines whether investigators can prove and reveal criminal acts of money laundering which currently can only reach people who participate in committing criminal acts and what is the model for investigating criminal acts of money laundering which can confiscate, confiscate and destroy the assets of perpetrators of the crime. money laundering crime carried out using advanced technology and cryptocurrency. This research uses a normative legal research method which examines law conceptualized as applicable norms or rules.
Analisis Yuridis Peran Digital Forensik Dalam Pembuktian Kasus Penipuan Berkedok Investasi Online (Studi Kasus Doni Salmanan) Manggala, Bayu Suryadi; Putri, Amelia; Suzeeta, Nala Syandhira; Zalfa, Nabila; Marpaung, Velani Christina; Natalia, Imelda Hera; Nugroho, Andriyanto Adhi
Media Hukum Indonesia (MHI) Vol 2, No 2 (2024): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11378972

Abstract

Technology has become an integral element in human life, influencing almost every aspect from daily activities to industrial development. Technology brings various conveniences, such as automation of industrial processes, increased efficiency in various sectors, and fast access to information. Advances in information and communications technology have provided a platform for fraudsters to devise investment schemes that are increasingly sophisticated and difficult to detect. These technology-based investment scams often utilize social media, email and fake websites to attract victims with the promise of high profits in a short time. Technology also allows fraudsters to hide their identities and makes it difficult to trace stolen funds. Education and public awareness are also key in preventing victims from falling into the trap of investment fraud. In order to reduce the risk and impact of technology-based investment fraud, collaboration between government, the technology industry and society is essential.
Validitas Bukti Digital dan Legalitas Penangkapan Pada Kasus Peretasan Akun Media Sosial Ravio Patra Maharani, Nurrachma; Lamminar, Anatasia; Christiansen, Nicholas; Rafidah, Annisa Rahma; Nurrachman, Azzahra; Nugroho, Andriyanto Adhi
Media Hukum Indonesia (MHI) Vol 2, No 3 (2024): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11535188

Abstract

Instant Messaging (IM) technology such as WhatsApp has grown rapidly, but it has also become a medium for cybercrime. This research examines the validity of digital evidence and the legality of arrest in the case of hacking the social media account of Ravio Patra, an activist accused of spreading provocation through WhatsApp after his account was hacked. Using a juridical-normative method, this research examines the types of digital evidence that are valid in Indonesia as well as aspects of the legality of arrests based on digital evidence. Relevant types of digital evidence include server log records, account activity, digital messages, and metadata. The validity of digital evidence is governed by the Electronic Information and Transaction Law (UU ITE) and the Criminal Procedure Code (KUHAP). Authentication processes are essential to ensure data integrity, but are often questioned due to the potential for manipulation. The Ravio Patra case shows the importance of legality in arrest and fair evidence collection. The identification of the actual perpetrator is crucial to prove the guilt or innocence of the accused. This research highlights the need for clear regulations and transparency in the management of digital evidence, as well as updates to legal regulations that are responsive to developments in information technology. Suggestions are given to strengthen regulations, ensure transparent processes, and provide regular training for law enforcement to handle digital evidence professionally and effectively
Tren Fintech Terhadap Crowdfunding dan Blockchain di Era Revolusi Industri 4.0 Respati, Adnasohn Aqilla; Seraf, Yudea Maruli; Gracy, Clony Christy; Nugroho, Andriyanto Adhi
Media Hukum Indonesia (MHI) Vol 2, No 3 (2024): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12532956

Abstract

Through research In this article, readers can understand FinTech and its innovations, such as understanding Crowdfunding and Blockchain. Talking about innovation in FinTech in a nutshell is an important part of finance, including asset aggregation, market making, risk management, and information clearing. Then this article also discusses the scope of crowdfunding and blockchain. The discussion regarding crowdfunding points to financial technology in the form of fintech innovation which does not eliminate the need for financial intermediaries. The aim of this research is to understand the topic of Financial Technology and the development of FinTech and show readers that modern studies of FinTech are fragmented with a controlled and structured theoretical basis. Through this research, the author uses normative research, which means that problems will be raised, discussed and explained focusing on the application of rules or norms in positive law in Indonesia.
Co-Authors Achmad Hanif Avicenna Setiady ADINDA ZAHRA ANDRIYANI Adira Mutiara Jasmine Agustanti, Rosalia Dika Akbar, Masyhur Al Fitriyani Alvito, Haykal Rizki Anatasia Lamminar Andriyan Rahardi Angelia Carla Angga Sandhika Raharjo Anindya, Salma Elsa Anisah, Aura Artanti Zahra Adisa Aryaputri, Aqila Shafiqa Atik Winanti Azalia, Zatira Rahma Azareel Sulistiyanto Jusuf Azizah A Azkia An Nida Fasya Bayu Suryadi Manggala Cahaya Grace Roulina Centia Sabrina Nuriskia Chairunnisa Yumna Risti Christiansen, Nicholas Daniel Dara Puspita Riyawan DARRYL ANNE LANITA SIMANUNGKALIT Devy Fitri Syahrani Dhitania Annisa Diah Ayu Wulandari, Diah Ayu Diani Sadiawati Dieka Qaulam Nabilla Diva Salsabila Ferdiansyah Djie, Bryan Storm Feryan Dorinda S, Gabriel Eliska Vioni Faizal Erick Lingga Wisnu FANDY GULTOM Farbadi, Mayla Putri Farizh Maulana Yusuf Feby, Amanda Ferdiansyah, Reza Feryan Djie, Bryan Storm Fitria Syahwa Fawdhisa Gabriella Angelina Permatasari Gabriella Ivana Ghina Rhoudotul Gracy, Clony Christy Guna Gerhat Sinaga Gunawan, Rafy Akmal Hasna Nurul Zahida Hendra Parulian Hermawati, Mutiara Heru Suyanto Hilyah Az Zahra Human Santoso Hutabarat, Josefid Keitharo Indriani Rieda Astuti Insani, Gema Mutiara Irene Liansah Jihan Shaumy Julia Elfany Shavira K, Kefianto Karina Hasiyanni Manurung Khalda Fadilah Kinanti Puput Septiana Kusuma, Nanda Putri Ananda Lambok Suprianto Lamminar, Anatasia Lestari, Marcella Agustia Logan Al Ghozi Maharani, Nurrachma Mahendra, Rayhan Syahbana Manggala, Bayu Suryadi Manogu Sitompul, Theodore Daniel Sebastian Marpaung, Velani Christina Marsya Arviela Maharani Matondang, Togar Ibrahim Maylinda, Prisca Dwi Muhammad Athaya Primananda muhammad fikri Muhammad Rifqi Murti, Terra Whisnu Mustafid Milanto Achmad Muthia Sakti Nadila Devita Nafisa Verlee Ameeralia Najwa Latisha Natalia, Imelda Hera Natasya Fhadyah Azzahra Negara, Revolusi Shandi Nicholas Pratama Budi Eryono Nirwana, Rena Putri Nirwasita Zada Paramesti Noviani, Laila Nurchasanah Nurfajriana, Syifa Nurrachma Maharani Nurrachman, Azzahra Ongkowiguno, Cheryl Michaeli Parlagutan, Dodi Pramudita Antasia Priyambodo, Muhammad Bagus Pujia Khoirunisa Rachim, Muhammad Hafidz Rafidah, Annisa Rahma Rafli, Muhammad Raihan Fadhilah Putra Raka Wicaksono Ramadhan, Niko Rafael Ramadhandiko, Difqa Alvi Rebecca Purba Respati, Adnasohn Aqilla Rifa Nasya Shafwa Rofi Ayyasy Sadiqa, Hafsa Syahrain Safina Nabila Fikrie Sandiah, Rara Siti Seraf, Yudea Maruli Setyarini, Astri Dewi Sheila, Eirene Eva Marta Shiddiq Gymnastiar, Abdur Rahman Silvia Fernanda Silvia Rosiana Siregar, Tiara Rebecca Kezia SITI NUR AMALIAH Sitorus, Yosua Audric Matthew Subakdi Suci, Indah Meisyana Suherman Sulthoni Ajie Sahidin Surahmad Suyanto, Heru Suzeeta, Nala Syandhira Swanasti Djatu Dianti Syahrani, Devy Fitri Syifa Nurfajriana Tambunan, Yesaya Geraldo Tantri Nur Aditya S Tazkia Asshiva Maryam Thoriq Umam Farisy Tigor Akhmad Fahrezi Utami, Safira Maharani Putri Wahyo Santoso Winati, Atik Yearta Kurnia Zalifah Yuliana Yuli Yuliana Yuli Wahyuningsih Yuliana, Adelia Zahra Auliana Noor Alfatah Zainab Cahya Rosuli Zalfa, Nabila