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METODE BIMBINGAN MANASIK HAJI DI KBIHU NURUL HARAMAIN Didin Chonyta; Taufiqur Rahman; Mu’tasim Billah
HARAMAIN : Jurnal Manajemen Bisnis Vol. 1 No. 03 (2021): HARAMAIN : JURNAL MANAJEMEN BISNIS
Publisher : HARAMAIN : Jurnal Manajemen Bisnis

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Abstract

Penelitian ini dilatar belakangi oleh kebutuhan peneliti untuk mengetahui metode bimbingan manasik haji. Penelitian ini dilakukan di KBIHU Nurul Haramain. Data yang melalui studi lapangan dan dianalisis menggunakan deskriptif kualitatif. Tujuan penelitian ini yaitu untuk mengetahui metode yang digunakan KBIHU Nurul Haramain dalam pelaksanaan bimbingan manasik haji. Dalam penelitian ini berfokus pada metode bimbingan manasik haji KBIHU Nurul Haramain. Berdasarkan hasil penelitian dapat disimpulkan bahwa metode yang digunakan KBIHU Nurul Haramain dalam bimbingan manasik haji yaitu: Pertama,metode ceramah. Kedua,Tanya jawab. Ketiga, Praktik manasik. Keempat, Simulasi. Hasil Penelitian menunjukkan bahwa metode yang digunakan oleh KBIHU Nurul Haramain dalam Bimbingan  manasik haji sangatlah bermanfaat dan berguna bagi calon jamaah haji walaupun dalam pelaksanaannya masih dapat kekurangan, tetapi KBHIU Nurul Haramain selalu memberikan yang terbaik untuk para calon jamaah haji, supaya ibadah yang dilaksanakan di tanah suci berjalan dengan lancar dan menjadi haji yang mabrur. Sesuai dengan Visi dan Misi KBHIU Nurul Haramain, Visi : “Melaksanakan bimbingan haji/umrah yang terpercaya dan profesional.” dan Misi : Menyelenggarakan bimbingan haji, umrah, dan ziarah sejak di tanah air hingga ke tanah suci. Membantu terbentuknya kehidupan bermasyarakat yang adil, sejahtera, dan bermartabat, berdasarkan nilainilai keislaman dan keindonesiaan. Membina silaturrahim antara para jamaah haji dalam upaya melanggengkan kemabruran dalam kehidupan sehari-hari. In accordance with the Vision and Mission of KBHIU Nurul Haramain, Vision: "Implementing trusted and professional Hajj/Umrah guidance."
PENERAPAN PEMASARAN DIGITAL MARKETING PAKET IBADAH UMRAH (PT.ARUDAM SEMBILAN-SEMBILAN ASWAJA CABANG PROBOLINGGO) Taufiqur Rahman
HARAMAIN : Jurnal Manajemen Bisnis Vol. 2 No. 03 (2022): HARAMAIN : JURNAL MANAJEMEN BISNIS
Publisher : HARAMAIN : Jurnal Manajemen Bisnis

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Abstract

Penelitian ini dilatar belakangi oleh ketertarikan penulis untuk mengetahui dan menambah wawasan tentang penerapan digital marketing dalam pemasaran paket ibadah umrah. Penelitian ini dilakukan di cabang PT. Arudam Sembilan-sembilan Aswaja cabang Probolinggo. Data didapat melalui studi lapangan dan dianalisis menggunakan deskriptif kualitatif. Tujuan penelitian ini yaitu untuk mengatahui penerapan digital marketing dalam pemasaran ibadah umrah. Dalam penelitian ini berfokus kepada penerapan digital marketing dalam pemasaran ibadah umrah PT. Arudam Sembilan-sembilan Aswaja cabang Probolinggo. Adapun hasil penelitian ini menunjukkan bahwa PT. Arudam Sembilan-sembilan Aswaja cabang Probolinggo telah menerapkan digital marketing dalam pemasaran ibadah umrah melalui akun media social yang ada, seperti Intagram,Whatsaap dan Website.tetapi masih belum efektif dalam penggunaan akun media sosial yang dimiliki, karena kurang update dalam memposting produk untuk di promosikan di akun media. Berbeda dengan kantor PT. Arudam Sembilan-sembilan di pusat yang selalu update dalam memposting produknya untuk di promosikan. Oleh  karena itu masih lebih banyak dari calon jamaah yang menggunakan jasa pelayanan PT. Arudam Sembilan-sembilan Aswaja cabang Probolinggo dari hasil melalui mitra, bukan dari hasil pemasaran digital.
Pentingnya Pendekatan Konstruktivisme Dengan Metode Jigsaw Dalam Pembelajaran Bahasa Indonesia Tingkat SMA Riskianti, Siti Sofa; Ach. Ziyad Ilmi; Eni Safitri; Qurrotul Aini; Taufiqur Rahman; Lailatul Janna
JURNAL ILMU PENDIDIKAN Vol. 4 No. 2 (2025): JULI-DESEMBER
Publisher : Gayaku Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jurip.v4i2.1764

Abstract

This research aims to change the traditional learning paradigm system using the lecture method and sitting quietly and listening passively by students. Teachers must make updates to the learning process according to students' needs. Constructivism emphasizes the formation of students' knowledge actively and independently in solving problems and giving meaning to what is being studied. Indonesian language learning must be designed according to the criteria needed to provide an effective contribution to high school level students. The jigsaw method in learning Indonesian is designed to influence interaction patterns between students and teachers. Learning by applying a constructivist approach using the jigsaw method can make students more confident in developing their potential. So that teaching and learning activities are not completely controlled by the teacher in the learning process. Students can create learning experiences through their own observations and experiences. Students will be more enthusiastic and have high motivation to learn due to their curiosity about what they are studying. It is important for teachers to understand this application in order to facilitate effective learning.
Sharia Leasing as an Alternative Financing: SLR of Islamic Economics and Sharia Law Literature Moh. Sudirman; Taufiqur Rahman
Maklumat: Journal of Da'wah and Islamic Studies Vol. 3 No. 4 (2025)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/maklumat.v3i4.80

Abstract

Sharia leasing is an alternative financing based on sharia principles that is increasingly in demand as a substitute for conventional schemes. This instrument avoids usury, gharar, and maysir and emphasizes fair and transparent transactions in accordance with Islamic law. This study aims to conduct a systematic literature review (Systematic Literature Review/SLR) to identify basic concepts, views of muamalah fiqh, operational challenges, and prospects for its development in Indonesia. The method used is SLR with sources from databases such as Google Scholar, ScienceDirect, Scopus, and the Garuda Portal of the Ministry of Education and Culture for the 2018–2025 period. The literature was analyzed using a thematic approach to obtain a comprehensive picture. The results of the study indicate that sharia leasing has a strong basis in muamalah fiqh through contracts such as ijarah and its combinations. However, its implementation still faces challenges such as lack of harmonization of contracts, low public literacy, and the need to improve national regulations. As a solution, contract standardization, digitalization of sharia services, public education, and synergy between regulators, business actors, and academics are needed. The MSME and transportation sectors are strategic segments with increasing demand. The conclusion of the study states that sharia leasing has great potential as a modern Islamic economic instrument, as long as it is supported by strong policies and sustainable technological innovation.
The Impact of Sharia Fintech on Financial Inclusion in Indonesia: A Bibliometric Analysis Nurul Jennah; Taufiqur Rahman
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 4 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i4.176

Abstract

Sharia FinTech is the integration of financial technology with Islamic financial principles, which plays a role in increasing financial inclusion in Indonesia. This study aims to analyze the impact of Sharia FinTech on financial inclusion using a bibliometric approach. The research data was obtained from Google Scholar in the period 2015 to 2025, which was then analyzed using VOSviewer software to visualize publication trends and relationships between concepts. The results of the study indicate that Sharia FinTech, especially in the form of sharia P2P lending and waqf-based crowdfunding, plays an important role in expanding access to financial services for previously underserved communities. The main factors driving the growth of Sharia FinTech include increasing internet penetration, smartphone usage, supportive government policies, and sharia regulations that ensure the conformity of the digital financial ecosystem with Islamic principles. This study also identified that research on the analysis of the impact of Sharia FinTech on financial inclusion still has room for further exploration. The implications of this study can be a basis for academics and practitioners in developing research and policies that support sharia-based financial inclusion in the future.
Systematic Literature Review of the Concept and Practice of Sharia Leasing: Theoretical and Application Perspectives Moh. Nasrul Muslim; Taufiqur Rahman
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.111

Abstract

The development of Islamic economy and finance at the global level has shown significant growth over the past decade. One important instrument in the development of Islamic financial sectors is sharia-based leasing or operating lease, known in Islamic jurisprudence (fiqh muamalah) as ijarah . This concept not only aims to meet the need for capital goods—both productive and consumptive—but also emphasizes values such as justice, transparency, and compliance with Islamic principles. In practice, sharia leasing differs fundamentally from conventional schemes, especially in terms of cost structure and time conditions. Unlike conventional leasing, which typically uses an interest-based system without full transparency to consumers, all cost components in sharia leasing must be clearly explained to the lessee. Furthermore, one popular form of ijarah in a business context is Ijarah Muntahiyah Bitamlik (IMBT) , a lease contract that ends with the transfer of asset ownership to the lessee, either through a gift or a separate sales agreement. According to data from the Islamic Financial Services Board (IFSB, 2023), the global Islamic financial sector reached more than USD 2 trillion by 2023, with non-banking instruments such as sharia leasing, sukuk, and takaful showing increasing participation. In Indonesia, despite relatively rapid development in the Islamic financial industry, financing through Islamic leasing companies remains limited. As of 2022, the number of full-fledged Islamic multifinance institutions and Sharia Business Units (UUS) offering sharia leasing services was still suboptimal. One of the main challenges in developing sharia leasing is the lack of public awareness regarding its benefits and mechanisms. Additionally, limitations in regulation, low institutional capacity in designing competitive products, and insufficient human resource readiness are obstacles to the widespread implementation of this concept. From a theoretical perspective, many studies have explored sharia leasing from various angles, including fiqh, contract law, and institutional implementation. However, comprehensive and synthetic reviews of these literatures remain limited. Therefore, the systematic literature review (SLR) method is relevant to identify, evaluate, and synthesize findings from previous studies. Through SLR, the author mapped the conceptual and practical development of sharia leasing and identified research gaps that require further investigation. This approach provides a systematic and objective framework to ensure that the analysis is evidence-based and supported by valid references.
The effect of minimum wage, open unemployment rate and economic growth on the gini ratio in indonesia in 2020-2024 in the perspective of islamic economics: Gini Ratio, Minimum Wage, Open Unemployment Rate, Economic Growth Dea Aprilia; Dinda Fali Rifan; Taufiqur Rahman
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 9 No. 1 (2026): Jurnal Ilmiah Akuntansi, Manajemen, dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jam-ekis.v9i1.9380

Abstract

This study analyzes the effect of the Minimum Wage, Open Unemployment Rate, and Economic Growth on the Gini Ratio in 10 Indonesian provinces with high inequality—DI Yogyakarta, DKI Jakarta, West Java, Gorontalo, Papua, West Papua, East Java, South Sulawesi, West Nusa Tenggara, and Central Java—during 2020–2024. Using a quantitative approach with panel data multiple linear regression, the analysis applies the Chow, Hausman, and LM tests, along with classical assumption tests. Data were obtained from the Central Statistics Agency. The results indicate that the Random Effect Model (REM) is the most appropriate model. The Minimum Wage, Open Unemployment Rate, and Economic Growth each show positive but insignificant effects on the Gini Ratio and are also jointly insignificant, suggesting that income inequality in these provinces is influenced more by factors beyond these variables
Challenges and Opportunities for Developing Islamic Pension Funds in the Global Market Masruroh; Taufiqur Rahman
Rihlah Iqtishad: Jurnal Bisnis dan Keuangan Islam Vol. 3 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/rihlah.v3i1.38

Abstract

The development of Islamic finance in Indonesia has increased significantly, but the Islamic pension fund subsector remains slow. This is despite the high growth of the global Islamic economy and Indonesia's large Muslim population, which should present significant opportunities for the development of Sharia-compliant pension instruments. This study aims to identify and analyze the challenges and opportunities for developing Sharia-compliant pension funds in Indonesia using a Systematic Literature Review (SLR) approach, as a basis for strategic policy in building the future of national Islamic finance. The qualitative SLR approach was based on the PRISMA method. Literature from 2015–2025 was collected through Google Scholar, SINTA, and GARUDA. Articles meeting the inclusion criteria were thematically analyzed to identify regulatory, institutional, innovation, and socio-literacy issues. The main challenges are the immature legal framework, low literacy on Sharia pensions, and limited innovative products. Opportunities include support from Muslim demographics, government incentives, and the involvement of Islamic financial institutions.
The Contribution of Islamic Capital Markets in the Islamic Economy to Social and Economic Impacts Furaqanul Amirur Rifan; Taufiqur Rahman
Al-Iffah: Journal of Islamic Sciences Research Vol. 2 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/iffah.v2i1.22

Abstract

The Islamic capital market plays a strategic role in supporting the Islamic economy, not only from a financial perspective but also a social one. This study aims to evaluate the contribution of the Islamic capital market to economic growth and social impact using a Systematic Literature Review (SLR) approach. Data were collected from various databases such as Google Scholar, Scopus, DOAJ, SINTA, and SSRN, based on relevant articles published between 2016 and 2023. The results show that the Islamic capital market contributes to financing the real sector, increasing financial inclusion, and promoting equitable welfare distribution. However, challenges such as low financial literacy and a lack of product innovation remain significant obstacles. This study highlights the need for educational strategies and sustainable policies to maximize the potential of the Islamic capital market in advancing the Islamic economy.
Developing Halal Investment in the Islamic Capital Market in the Digital Era: A Literature Review Analysis Ahmad Amirul Aziz; Taufiqur Rahman
Al-Iffah: Journal of Islamic Sciences Research Vol. 2 No. 1 (2026)
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/iffah.v2i1.25

Abstract

This study discusses the development of halal investment in the Islamic capital market in the digital era through a systematic literature review (SLR) approach. This study aims to identify trends, opportunities, and challenges faced in the development of halal investment, as well as provide strategic recommendations to improve Islamic financial literacy. The methods used include analysis of relevant literature from 2020 to 2025, with a focus on digital innovation and financial inclusion. The results of the study indicate that although there is positive growth in interest in Islamic investment instruments, challenges such as low financial literacy and regulatory disharmony still hamper development. This study recommends collaboration between capital market authorities, fintech platforms, and educational institutions to improve public understanding of Islamic investment, as well as the integration of sustainability principles in investment products. Keywords: halal investment, Islamic capital market, financial literacy, digital innovation, and financial inclusion.
Co-Authors A. Iqbal Khairi Firmansyah Abdan Syakura Ach. Ziyad Ilmi Adrian Syah Rifa'I Afrizal Zulkarnaein Agoesta Pralita Agusti , Agusti Ahmad Al Farisi Ahmad Amirul Aziz Ahmad Faizal Ahmad Sholahuddin Aldi Atmanegara Ali Imran Ali Mahsun ALI NUR HADI Alvin Hairi Ama Safina Andri Maulidani Angel Sophia Intan Anggeria Oktavisa Denta Asrizal Astri Ivo Cantika Iva Nugrahani Daffa Rakha Attalah Dea Aprilia Devi Putri Meilani Didin Chonyta Dimas Pratomo Dinda Fali Rifan Dita Amelia Dita Amelia, Dita Djoko Setyadi Doddy Adhimursandi Dwi Aryani Edy Suryadi A Eka Angeliani Putri Elisa Christiana Endang Fauziyah Susilawati Endang FS Endang Poerwanti Eni Safitri EVA ZAKIYATUL FAKHIROH Fadhil Daifullah Fairous Shafiratul Mubarok Fathor Rakhman Fitriana, Wahyu Furaqanul Amirur Rifan Galuh Danawati, Murtyas HAMIDAH Hibatullah Fikri Haikal Bahrawi Hilmah Noviandry R Ifadhah, Hurriyatul Indra Arif Firmansyah Iren Sadeva Azhar Isnaini Novita Sari Jamil Mustofa Kholilur Rohman Kuzzairi Laila Diana Lailatul Hafidah Lailatul Janna Marsya Benita Masruroh Mas’odi Maudy Marditta Putridinanti Miftahus Surur Mochammad Ilham Hidayat Moh Habiburrohman Moh. Fajrul Rasuly Moh. Nasrul Muslim Moh. Sudirman Moh. Zamili Mohammmad Khomisun Muhamad Afandi Multazem Mu’tasim Billah Nindawi Nindawi, Nindawi Nur Baiti, Siti Nur Iszakiyah Nurizakiyah, Nurizakiyah Nurlaili Nurlaili Nurul Jennah Prastomo Prastomo S Prastomo Suhendro Putri Oktaviana Qurnia Andayani Qurrotul Aini Raharja, Kristian Triatmaja Rahayu Yuliana W Rahma Apriani Rido Nur Hidayat Riskianti, Siti Sofa Roland Anggala Perdana Salma Munawwaroh Samsuki Siska Yuli Anita Siti Arafat Siti Rumaidah Sultan Diyas Supaijo Supaijo Syaiful Anam Tio Saputra Febriansyah Ubaidatun Nurul Hikmah Velia Luthfi Oktarena Vivian Vebryanti Yuana Chelsea Yusiska Widya Tama Zainur Ridho