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Ridwan, Ahmad Hasan
Universitas Islam Negri Sunan Gunung Djati Bandung
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Journal : Jurnal Bisnis, Ekonomi Syariah dan Pajak

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Pemikiran Ekonomi Syariah dan Prinsip - Prinsip Hukum dalam Penerapan Akad Mudharabah Muqayyadah Ade Suryawirawan; Ahmad Hasan Ridwan
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 2 No. 3 (2025): September : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v2i3.1462

Abstract

This study examines the philosophy of Islamic economics and the legal principles underlying the implementation of the mudharabah muqayyadah contract in Islamic financial institutions. The mudharabah muqayyadah contract is a form of partnership contract involving the shahibul maal (capital owner) and mudharib (business manager), with provisions limited to a certain scope, so that the implementation of this contract must be based on sharia principles that regulate all forms of financial transactions. This study focuses on how ethical values in Islam are integrated with the legal principles of sharia contracts, particularly in maintaining fair relations between the two parties. Through a normative qualitative approach, data were collected from classical and contemporary literature as well as regulations applicable in the Islamic financial sector. The results show that the mudharabah muqayyadah contract is a manifestation of maqashid al-shariah in economic practice, which aims to safeguard assets, uphold justice, and create balance in economic transactions. The legal principles applied in this contract include freedom of contract, good faith, and fairness, which serve to ensure transparency, accountability, and justice between the parties involved. However, the biggest challenges in implementing the mudharabah muqayyadah contract are the aspects of supervision and compliance with sharia principles, as well as technical practices that are often influenced by conventional systems. Therefore, this study recommends the need to strengthen education on sharia philosophy for practitioners in the Islamic financial sector, as well as the need for regulatory harmonization to ensure the fair implementation of the contract, in accordance with the transcendental values taught in Islam. Furthermore, harmonization of regulations governing the mudharabah muqayyadah contract is also crucial to create uniformity in practice across Islamic financial institutions. Clear and firm regulations will reduce the potential for misinterpretation that can lead to bias against the interests of one party.
Co-Authors Ade Suryawirawan Aden Rosadi Ahmad Lukman Nugraha Akbar, Wahyu Asri Sundari Astiti, Ni Nyoman Adi Athoillah, Mohamad Anton Azmi, Nofan Nurkhafid Azzahra, Shalsabila Azzahro, Naufi Fajria Badriyah Badriyah, Badriyah Bainon, Masalan Bunyamin, Bubun Burhanuddin Camila, Vanisa Candra Boy Seroza Dede Kania Devika Rosa guspita Dwi Widiastuti, Dwi Eko Budiono Enceng Iip Syaripudin Ending Solehuddin Ending Solehudin Farikhin, Ahmad Fariz, Luthfi Ahmad Fauzan Ali Rasyid Furkony, Deni Konkon Furkony Gugun Sodik Hadiat Hadiat Hadiat Hakim, Atang Abdul Hasan Bisri Hurun'in, Siti Zayyini I Nurol Aen Ian Rakhamawan Suherli Idzam Fautanu Ika Atikah Irfan Safrudin Ismail Bin Mohd Jamaludin, Jujun Jefry Tarantang Juarsa, Eka Kamaludin Yusup , Deni Kamaludin Yusup, Deni Khaeruman, Badri Khosi’ah, Siah Khosi’ah, Siah Khosyi'ah, Siah Khosyi’ah, Siah Koidin Kusuma, Nurul Rahmah Lina Pusvisasari Mahmud Mahmud Moh. Asep Zakariya Ansori Muhammad Al Qarni Muhammad Hasanuddin, Muhammad Muharni, Yusraini Mujiburohman, Mujiburohman Mukhlas, Oyo Sunaryo Mulyaden, Asep Mulyasari, Heni Musaiyana, Musaiyana Mustofa Mustofa Najamudin Najamudin Najib, Moh. Nanang Sobarna Nasrulloh, Agus Ahmad Naufi Fajria Azzahro Nurrahmi S., Anti Nurrohman Nurrohman Syarif, Nurrohman Nurul Rahmah Kusuma Qarni, Muhammad Al Rahman, Maman Abdur Rahmat, Asep Rahmi Widia Aliani Abubakar Ramdani Wahyu Sururie Ridwan , Achmad Ritonga, Bakti Riyani, Irma Rollis, Rollis Rumatiga, Hidayat Saepullah, Usep Salsabila, Salsabila Santika, Ganjar Seroza, Candra Boy Setia Mulyawan, Setia Setiadi Setiadi Sofyan Al-Hakim Sohifah, Sohifah Solehuddin, Ending Solihin, Dadin Suharti, Sri Suherli, Ian Rakhamawan Suherli, Ian Rakhmawan Sukirman, Asrianti Sulaeman Suntana, Ija Sutira, Andri Syahrul Anwar, Syahrul Vida Hanum Salzabilla Yadi Janwari Yeni Hendriyani Yunus Rusyana, Ayi