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All Journal Jurnal Tomalebbi I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah International Journal of Supply Chain Management Khatulistiwa: Journal of Islamic Studies Istinbath: Jurnal Hukum dan Ekonomi Islam Nizham Journal of Islamic Studies Madinah: Jurnal Studi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business SOLUSI Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Economic, Public, and Accounting (JEPA) Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Al-MAIYYAH : Media Transformasi Gender dalam Paradigma Sosial Keagamaan Ulumuna Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah International Journal of Community Service Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ad-Dariyah COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Banco: Jurnal Manajemen dan Perbankan Syariah Mauriduna : Journal of Islamic studies Journal Islamic Economics Ad Diwan Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi dan Binsis ANWARUL: Jurnal Pendidikan dan Dakwah Ash-Shahabah: Jurnal Pendidikan dan Studi Islam Maqrizi : Journal of Economics and Islamic Economics Investama : Jurnal Ekonomi dan Bisnis Peradaban Journal of Religion and Society DIKTUM: JURNAL SYARIAH DAN HUKUM Al-Iftah: Journal of Islamic studies and society Madani: Multidisciplinary Scientific Journal Indonesia Journal Of Zakat and Waqf Al-fiqh : Journal of Islamic Studies Socius: Social Sciences Research Journal Journal of Management and Innovation Entrepreneurship (JMIE) JEBD At Tawazun Jurnal ekonomi Islam International Journal of Islamic Studies Media Hukum Indonesia (MHI) Nomico Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Madania: Jurnal Kajian Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah

Rahman Ambo Masse

Universitas Islam Negeri Alauddin Makassar

Author-ID : 1665532

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Transportation Other

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Implementasi Hybrid Contract pada Pembiayaan Murabahah Bil Wakalah di BNI Syariah Cabang Makassar Nur Hikmah; Rahman Ambo Masse; Damira
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 2 No 1 (2020): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Hybrid contract that is collecting two or more contracts in one financing. Murabaha financing product is an example of a financing product that is often compiled with a wakalah contract that aims to make customers free to choose the items needed because the bank is unable to provide all the items customers need. This study discusses the implementation of hybrid contracts in murabaha financing wakalah with a focus of research to determine the provisions of hybrid contracts in murabaha financing wakalah and implementation of the provisions of hybrid contracts murabaha bil wakalah BNI Syariah KC Makassar.This study uses a qualitative method. Primary data in this study were obtained through direct observation and interviews. Whereas secondary data was obtained from literature such as browsers, Makassar Syariah KC Makassar Microfinance financing manuals and examples of murabahah contracts when the BNI Syariah KC Makassar was held.The results of this study indicate that there are terms and conditions for murabaha financing wakalah contained in 22 articles which emphasize starting from financing provisions to settling disputes in murabaha financing wakalah. The implementation of murabaha bil wakalah at BNI Syariah KC Makassar is also not fully in accordance with the provisions of Fatwa DSN-MUI No. 04 of 2000 concerning murabaha because the bank did not explain the purchase price of the murabahah object to the customer so that it violated the provisions of Fatwa DSN-MUI No. 04 of 2000 6 about murabaha.

Pengaruh Insentif dan Kedisiplinan terhadap Kinerja dengan Religiuitas Sebagai Variabel Moderating Muhammad Nasri Katman; Muh Rasul Pradana; Rahman Ambo Masse
Jurnal Ekonomi & Bisnis Vol 1 No 2 (2022): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

This study aims to prove or determine the partial and simultaneous effect of incentives and discipline on the performance of PT. Independent Distribution Partners with religiosity as a moderating variable. The method used is a quantitative method with quantitative descriptive. The sample used is 45 respondents. The data collected consists of primary and secondary data. Data analysis using SPSS version 25 application. The results of this study indicate that partially incentives have a positive effect on performance, discipline has no positive effect on performance and religiosity has a positive effect on performance. Simultaneously, each shows a significant effect on performance. Religiosity is able to moderate the relationship between incentives and discipline on the performance of PT. Mitra Distribusi Mandiri.

Analisis Swot dalam Strategi Penghimpunan dan Pendayagunaan Zakat Di Inisiatif Zakat Indonesia Musdalifah musdalifah; Rahman Ambo Masse; Trisno wardy Putra
COMSERVA : Jurnal Penelitian dan Pengabdian Masyarakat Vol. 2 No. 6 (2022): COMSERVA : Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/comserva.v2i6.359

This study aims to determine the extent of swot analysis in the strategy of collecting and utilizing zakat in the Indonesian zakat initiative (IZI) representatives of South Sulawesi, whether it makes a difference to the lives of mustahiq who are empowered and in accordance with the basic principles of Islamic law. This type of research uses qualitative methods with a descriptive approach, the data sources used are primary data and secondary data, then the data collection techniques used are observation, interviews, documentation, how to analyze the data in this study using the Milens and Huberman method, which stages are data collection, descriptive data, data reduction, data presentation, data verification, and conclusion drawing, then test the validity of the data in this study using credibility, transferability, dependability, and confirmability tests. The results of this study indicate that there is a swot analysis in the strategy of collecting and utilizing zakat carried out by the national amil zakat institution IZI South Sulawesi, which provides positive changes for the economic improvement of mustahiq who are empowered, the utilization of this zakat for mustahiq done by IZI South Sulawesi in accordance with the principles of sharia, and the collection carried out by IZI so that muzakki knows more about the obligation to give zakat and mustahiqs are given business capital by IZI not out of eight asnaf, in the provision of zakat funds mustahiqs are not charged to return compensation funds because it has become the absolute right of mustahiqs.

Isu Kepatuhan Syariah pada Akad Musyarakah Mutanaqishah di Indonesia Sry Muliyani; Mawaddah Rachman; Eka Dewintara; Rahman Ambo Masse
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 4 No 2 (2022): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v4i2.3582

The development of Islamic financial institutions in Indonesia has increased quite a bit from year to year. This is because people's interest in saving is quite high in Islamic financial institutions. Interest-based conventional financial institutions can be compared with products from Islamic financial institutions. For example, cooperation-based sharia banking products with a "profit and loss sharing" system such as musyarakah and mudharabah contracts. The implementation of cooperation products with this musyarakah contract did not show significant growth so that the innovation of the musyarakah contract was implemented which resulted in a Musyarakah Mutanaqishah contract in accordance with National Syari'ah Council Fatwa No: 08/DSN-MUI/IV/2000 Concerning Musyarakah Financing and Council Fatwa National Sharia No: 73/DSN-MUI/XI/2008 Concerning Musyarakah Mutanaqisah. The purpose of writing this paper is to analyze the issue of sharia compliance in musyarakah mutanaqishah contracts practiced in sharia banking products in Indonesia. These issues consist of sharia issues, legal issues and operational issues according to the musyarakah and musyarakah mutanaqishah product standard books published by the Financial Services Authority (OJK) in 2016. The results of the analysis in this paper show that first, sharia issues generally occur in this issue. is the existence of "two contracts in one item" where the rental and purchase contracts are agreed at the same time. Second, legal issues related to the existence of different perspectives between fiqh rules and Indonesian positive law related to the recording of ownership certificates. And the third issue, an operational issue where there is price independence when a financing contract with a musyarakah scheme is made that requires a transfer of ownership.

BEREKONOMI UNTUK HIDUP LAYAK irfan Djufri; Rahman Ambo Masse; Misbahuddin Misbahuddin
Ash-Shahabah : Jurnal Pendidikan dan Studi Islam Vol. 9 No. 1 (2023): Ash-Shahabah: Jurnal Pendidikan dan Studi Islam
Publisher : Fakultas Agama Islam Universitas Islam Makassar (UIM)

Show Abstract | Download Original | Original Source | Check in Google Scholar

The purpose of this study is to find out how the concept of a decent/prosperous life is in Islamic economics. The research method used is literature research. Data collection techniques come from different literature, then use a normative descriptive approach and are analyzed according to problems related to the topic and title of the research paper. The results of his research are the concept of Islamic economics, as well as the principles of Islamic economics and the concept of a decent life in Islam.

KAJIAN HUKUM ISLAM PERSPEKTIF ORIENTALISME Rahman Ambo Masse
DIKTUM: Jurnal Syariah dan Hukum Vol 12 No 1 (2014): Diktum : Jurnal Syariah dan Hukum
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

The study of Islamic law has always been an interesting discourse to be discussed. Especially when Islamic law used as feedstock national legislation. Indonesian Islamic law reformers among the developing discourse that gave birth to the two groups with the character and tendency of thought is diametrically different. The first group, discuss the application of Islamic law with legalistic -textual approach, namely that Islamic law should be applied textually and enforced for all Indonesian Muslims . Islamic law - textual legally in Indonesia can be realized if supported by political struggle. Civic groups voiced discourse, among others, is Hizbur Tahrir Indonesia (HTI), and the Islamic Defenders Front (FPI). This group tends to struggle line radical - conservative by means of dialogue and anarchism combines street parliament. The second group, using substantial - cultural approach, namely that Islamic law does not need to be formalized in the form of legislation, but the most important is the absorption of Islamic values in the socio-cultural life of Indonesian Muslims. Acculturation Islamic values, such as honesty, liberty, justice, and equality before the law needs to be actualised in the daily life of Indonesian Muslim society is far more important than the formalization of the religious teachings . This group is represented by the Liberal Islam Network.

PERBANDINGAN MASLAHAT DALAM PANDANGAN IMAM MALIK DENGAN IMAM AL-GAZALI Rahman Ambo Masse
DIKTUM: Jurnal Syariah dan Hukum Vol 10 No 2 (2012): DIKTUM : JURNAL SYARIAH DAN HUKUM
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

The idea of benefit to Imam Malik has a style of its own, which makes the beneficiaries as a method of law that can provide special insight into the passage of a general nature, and even tend to practice the beneficiaries rather than nas, nas contextually if it is not in accordance with the socio society. Beneficiaries in view of al-Ghazali is an expression of something that will benefit and refused harm, the beneficiaries can maintain the intent Syari'a. The purpose of the Syari'ah concerning humans, there are five cases, which is preserve religion, life, intellect, lineage, and wealth. What are five things related to it are called beneficiaries. Otherwise everything can destroy five of the above named mafsadat. Differences thought benefit to Imam Malik and Imam al-Ghazali lies in the use of the ratio in the determination of the existence of a benefit. Imam Malik freer in the use of ratios to determine the existence of a benefit. While Imam al-Ghazali still assume that the ratio is able to capture the presence or absence of a benefit as justified by the revelation. Thus the applicative, Imam Malik freer in determining beneficiaries than Imam al-Ghazali

KONSEP MUDHARABAH Antara Kajian Fiqh dan Penerapan Perbankan Rahman Ambo Masse
DIKTUM: Jurnal Syariah dan Hukum Vol 8 No 1 (2010): DIKTUM : JURNAL SYARIAH DAN HUKUM
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

This article tries to study how the concept of mudharabah in classical Islamic legal theories implemented in Islamic monetary institution, especially Islamic banking. Using library research, this study shows that there exists discrepancy between the concept of mudharabah in classical Islamic books and its implementation in Islamic banking. The discrepancy indicates that the door of ijtihad is still widely open in contemporary Islamic law. The prudential principle necessitates Islamic banking to contextualize the classical concept of mudharabah in contemporary socio-cultural situation.

HUKUM ISLAM DAN PEMBERDAYAAN EKONOMI UMAT Rahman Ambo Masse
DIKTUM: Jurnal Syariah dan Hukum Vol 13 No 1 (2015): Diktum : Jurnal Syariah dan Hukum
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

Reactualization of Islamic law can be done through empowerment of fiqh and fatwa to understand that fiqh and fatwa are the product of scholars’ thought affected by the socio-cultural aspects accompanying it. The Product of that thought is used as a device to overcome the problems of the religious dimension of worship, muamalah, family law, civil and criminal. Generally, Muslims tend to assume that the product of fiqh thought is considered as religious because most of the practice and application of religious teachings are derived from fiqh, such as the ordinance of purification, prayer, fasting, pilgrimage, and etiquette for transaction which is appropriate to Shari’a guidance.

DEWAN PENGAWAS SYARIAH DAN PROFESIONALISME SUMBER DAYA MANUSIA H. Rahman Ambo Masse
DIKTUM: Jurnal Syariah dan Hukum Vol 16 No 2 (2018): Diktum: Jurnal Syariah dan Hukum
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

Sharia Supervisory Board (DPS) is one of the most important part in the system of Islamic financial and banking institutions in Indonesia. The existence of DPS is recognized based on applicable laws and regulations. The existence of DPS in sharia financial institutions and sharia banking aims to oversee sharia principles that must be implemented in real terms in the contract system and transactions in Islamic financial and banking institutions. Empirically, the recognition of legislation on the existence of DPS has not been fully implemented by Islamic financial and banking institutions. In fact, recommendations regarding the findings of sharia principles violations in the contract system and transactions in sharia financial and banking institutions often receive a response from the board of directors. Therefore, the most important indicator that DPS must have is the professionalism of its human resources. Competence is a determinant factor in recruiting DPS. These competencies include aspects of mastery of fiqh muamalah theories, competency in reading financial statements, and competencies in the field of engagement law.

Co-Authors A. Haerunnisah Azizah A. Zulfikar Darussalam AA Sudharmawan, AA Abdul Chadjib Halik Abdul Rizal, Abdul Abdul Wahab Abdul Wahid Haddade Abdut Tawwab, Muhammad Achmad Adnan Yahya Adam Nursya Ban, Muh. Aderus, Andi Adji pratama, Satria Adriani Agus, Sherly Afriani Akram Ista Aldi Nyawai Ali Halidin Ali Halidin ALI HALIDIN, ALI Aminuyati Amiruddin, Muhammad Majdy Amri Rahman Andi Aderus Anwar, Nurfiah Arifin, Asriadi Asapa, Nasrullah Asrandi, Muh Asriyana, . Astriani Astuti Syam Audia, Sitti Rabiatul Aulia Alwi Awaluddin Awaluddin Aydi Syam, Aydi Ayu Ruqayyah Yunus Baso Hamka Bin Sapa, Nasrullah Damira Dian Sari EKA DEWINTARA Elfa Syariati, Namla Fadli Andi Natsif Farah Khumaerah Arif, Nurul Fatimah, Emi Sri Rahayu Faturrahman Fauziah Fauziah Firawati Firawati Firman Firman Fitra Analia Fitri Handayani Fitri, Nurul Amalia H, Herianti Hamka Hamka, Hamka Hasbiullah, Hasbiullah Hassan Alaaraj Heriyani, Heriyani Idha Fadhilah Sofyan Ilham, Rizky Amaliyah Ramdhani irfan Djufri Irwan Misbach Ismail Hannanong Ita Rukmanasari Jamaluddin Jannah, Raodahtul Jayawarsa, A.A. Ketut K, Amiruddin Kamaluddin Nurdin Marjuni Kara, Muslimin H. Katman, Muhammad Nasir Lince Bulutoding M, Misbahuddin Marsanda, Marsanda Mawaddah Rachman Misbahuddin Misbahuddin Misbahuddin Misbahuddin Mohammad Subaeh, Syekh Toha Nasir Muammar Bakry Muh Affandi Muh Ilham Nur Haslin Muh Rasul Pradana Muh. Fadly Syam Muh. Ihsan Dahri Muh. Irwan T. Muh. Irwan. T Muh. Irwan.T Muh. Ridwan Markarma Muhamad, Mar’ie Muhammad Afief Mubayyin Muhammad Dahlan Muhammad Fadel Muhammad Nasri Katman Muhammad Nasri Katman Muhammad W, Syafaat Muhsin, Syamsiah Musdalifa Musdalifa Musdalifah musdalifah Muslihati Muslimah Muslimah Muslimin Kara Muslimin Kara Muslimin Kara Muslimin Kara Naheri Nahlah, Nahlah nahlah, nahlah Nasrullah Bin Sapa Nasrullah Bin Sapa Nasrullah Sapa Nela Novyanti Nur Annisa Baharsyam Nur Hikmah Nurhidayatullah Rahma Nurjannah Nurjannah Nurjannah Nurrahimah, S. Nurul Pratiwi Parmitasari, Rika Dwi Ayu Prades Ariato Silondae Pratiwi, Dhita Putra, Trisno Wardy Putri R, Rahmatullah R, Randy Rabiatul Adawiyah Rafifah Abu, Rahmah Rahmah Sari, Nur Rahmaniar Rahmawati Muin rati tiar Ratnasari Ratnasari Reniar Reski Ananda Putri, Andi Reza Pahlevi, Ashraf Rizal Ancu Rizki, Atika Rukiah Rukman Aditama Sahrani, Sahrani Sakti, Salwa Nurfauziyah Salam, Selmiana Sandi, Ahmad Sapa, Nasrullah Sappeami, Sappeami Sirajuddin Sirajuddin Sirajuddin Sofyan, Idha Fadhilah Sofyan, Syathir Sry Muliyani Sudarmi Sudarmi Sudirman Sudirman Sufiani Zahra Sunuwati Sunuwati Syahdan Hidayat SYAHRUDDIN KADIR Taqwim, Andi Ahsan Trisno Wardy Putra Trisno wardy Putra Trisno Wardy Putra WAHYUNI Wawan M. Wiwik Permatasari WULAN PURNAMASARI, WULAN Wulandari, Devy Yuli Irawan Rasit Yuli Irawan Rasit Yuniar Yunus, Ayu Ruqayyah Zainuddin, Elza

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