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All Journal TOMALEBBI: Jurnal Pemikiran, Penelitian Hukum, Pendidikan Pancasila dan Kewarganegaraan (PPKn) AL-Fikr I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah International Journal of Supply Chain Management Khatulistiwa: Journal of Islamic Studies Istinbath: Jurnal Hukum dan Ekonomi Islam Nizham Journal of Islamic Studies Madinah: Jurnal Studi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah BISEI: Jurnal Bisnis dan Ekonomi Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business SOLUSI Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Economic, Public, and Accounting (JEPA) Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Ulumuna Management of Zakat and Waqf Journal (MAZAWA)) Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ad-Dariyah Al-Buhuts (e-journal) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Banco: Jurnal Manajemen dan Perbankan Syariah Mauriduna : Journal of Islamic studies Journal Islamic Economics Ad Diwan Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi dan Binsis ANWARUL: Jurnal Pendidikan dan Dakwah Ash-Shahabah: Jurnal Pendidikan dan Studi Islam Maqrizi : Journal of Economics and Islamic Economics Investama : Jurnal Ekonomi dan Bisnis DIKTUM: JURNAL SYARIAH DAN HUKUM Al-Iftah: Journal of Islamic studies and society Madani: Multidisciplinary Scientific Journal Borneo Islamic Finance and Economics Journal (BIFEJ) Jurnal Inovasi Pendidikan Agama Islam Indonesia Journal Of Zakat and Waqf Al-fiqh : Journal of Islamic Studies Socius: Social Sciences Research Journal Southeast Asia Journal of Graduate of Islamic Business and Economics Journal of Management and Innovation Entrepreneurship (JMIE) At Tawazun Jurnal ekonomi Islam Media Hukum Indonesia (MHI) Nomico Tafaqquh : Jurnal Hukum Ekonomi Syariah dan Ahwal Syahsiyah Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Madania: Jurnal Kajian Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah Nomico Jurnal Manajemen, Bisnis dan Kewirausahaan Referensi Islamika: Jurnal Studi Islam Syattar; Studi Ilmu-Ilmu Hukum dan Pendidikan AL-MAIYYAH: Media Transformasi Gender dalam Paradigma Sosial Keagamaan Jurnal Teknologi Pendidikan Madrasah
Rahman Ambo Masse
Universitas Islam Negeri Alauddin Makassar
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Potensi dan Tantangan Implementasi Akad Wakalah bil Ujrah pada Transaksi Bisnis Syariah Modern Maulana, Maulana; Bin Sapa, Nasrullah; Ambo Masse, Rahman; Galib, Mukhtar
Al-Buhuts Vol. 20 No. 1 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i1.4781

Abstract

This research aims to explore the potential and challenges of implementing Akad Wakalah bil Ujrah in modern Islamic business transactions in Indonesia. The research method used is qualitative research with a case study approach. Data was collected through in-depth interviews with Islamic finance practitioners, analysis of documents related to Islamic business regulations and transactions, and direct observation of the implementation process of Akad Wakalah bil Ujrah. The research results show that there is great potential in applying this akad to increase operational efficiency, reduce risk, and support the growth of the Islamic finance industry. However, challenges such as lack of understanding among business actors, unclear regulations, lack of supporting infrastructure, and the risk of misuse become obstacles that need to be overcome. By overcoming these challenges through educational efforts, regulatory improvements, infrastructure development, and the implementation of strict monitoring mechanisms, the implementation of Akad Wakalah bil Ujrah can be an effective instrument in supporting the growth of modern Islamic business in Indonesia
Wawasan Tentang Konsep Ekonomi Abu Yusuf Ayu, Vera; Ambo Masse, Rahman; Kara, Muslimin
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2025): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v7i1.3394

Abstract

This paper studies on the islamic economic thought of Abu Yusuf. Broadly speaking there are four things that made Abu Yusuf in the country restructure its economic system in Baghdad during the reign of Caliph Harun al-Rashid. First, replacing the system with a system wazīfah, muqassamah. Second, building the understanding of social flexibility. Third, build political and economic system that is transparent. Fourth, create an autonomous economic system.
Konsep Zakat sebagai Instrumen Finansial Islam dalam Usaha Pemulihan Kondisi Ekonomi Samsidar; Syamsurianto; Wahyuddin; Masse, Rahman Ambo; Alwi, Aulia
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 9 No 1 (2024): Juni 2024
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v9i1.6049

Abstract

Zakat adalah bagian dari filantropi Islam, seperti halnya perintah yang diberikan dalam Alquran untuk menegakkan shalat. Jika ibadah mahdah memiliki dimensi horizontal maka zakat memiliki dimensi sosial. Dalam hal dimensi sosial ini, Jelas bahwa zakat harus diberikan kepada orang muslim yang memiliki harta yang cukup hingga nantinya dapat tesampaikan kepada masyarakat yang termasuk kategori mustahiq dalam zakat. Pendistribusian Zakat secara formal dengan tujuan untuk mengembangkan evektifitas serta efektivitas dalam administrasi zakat, serta untuk menggunakan keuntungan yang diperoleh dari zakat untuk menjamin kesejahteraan umat dan memerangi kemiskinan. Peneliti ini menggunakan metode penelitian pustaka. Dari hasil penelitian ini peneliti menjelaskan bahwa zakat tidak boleh digunakan untuk kegiatan ekonomi yang prioritas menguntungkan, selama mustahik yang wajib dibantu belum tersampaikan dalam memenuhi kebutuhan dasarnya, ketika zakat digunakan untuk kegiatan-kegiatan ekonomi, tujuannya adalah untuk membebaskan penerima zakat secara sosial ekonomi dan mengubah mereka dari penerima menjadi pembayar. Konsep ini dapat diterapkan dengan memberi penerima zakat kesempatan untuk mendirikan atau mengembangkan bisnis mereka sendiri dengan memberikan hibah untuk modal usaha, yang akan memungkinkan mereka juga mampu mendapatkan sumber pendapatan yang permanen.
Implementasi Fatwa DSN-MUI No. 85/ DSN-MUI/XII/2012 Tentang Waad pada Akad Ijarah Muntahiya Bittamlik di BMI Makassar: Implementation of DSN-MUI Fatwa No. 85/DSN-MUI/XII/2012 on Waad in Ijarah Muntahiya Bittamlik Agreement at BMI Makassar Dahri, Muh. Ihsan; Masse, Rahman Ambo; Andi Natsif, Fadli
BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Vol. 5 No. 2 (2024): BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/bustanul.v5i2.1712

Abstract

Banking functions primarily as an intermediation institution that collects and channels funds as credit. Sharia Banks guarantee Sharia compliance in every transaction. Among their activities is ijarah financing and its derivative, Ijarah Muntahiya Bittamlik (IMBT). This research aims to: (1) Understand the concept of waad in the MUI Fatwa and the IMBT contract at Bank Muamalat; (2) Assess the suitability of the MUI fatwa regarding waad on IMBT at Bank Muamalat; (3) Identify challenges and obstacles to implementing the fatwa. This field research, conducted at Bank Muamalat Indonesia's Makassar Branch, employs normative and qualitative methods. Findings reveal that the waad concept in the MUI fatwa is binding and must be implemented if conditions are met, and this applies to IMBT contracts at Bank Muamalat. The IMBT implementation aligns with MUI Fatwa principles and the Financial Services Authority. Challenges include limited public knowledge, fluctuating costs, and customer apathy. The research provides insights and implications for Islamic banking and its customers, serving as a reference for practitioners, policymakers, and researchers. It encourages future research to explore alternative methodologies, enhancing the body of knowledge and yielding more robust outcomes.
Ketangguhan Finansial Melalui Asuransi Syariah: Perlindungan Holistik Dan Keberlanjutan Ekonomi Nurjannah; Ita Rukmanasari; Nurul Pratiwi; Rahman Ambo Masse; Aulia Alwi
Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia Vol. 1 No. 6 (2023)
Publisher : Yayasan Pendidikan Mandira Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Ketangguhan finansial melalui perlindungan holistik dan keberlanjutan ekonomi menjadi upaya yang dilakukan untuk menghadapi ketidakpastian ekonomi dan arus globalisasi, instrumen keuangan yang mampu memberikan perlindungan terhadap resiko finansial adalah asuransi syariah. Penelitian ini bertujuan untuk mengeksplorasi konsep ketangguhan finansial berupa perlindungan holistik dan keberlanjutan ekonomi melalui asuransi syariah. Fokus utama penelitian ini adalah memahami konsep dasar asuransi syariah dan peranannya dalam ketangguhan finansial. Penelitian ini termasuk penelitian library research, yang menggunakan pendekatan deskriptif, sumber data penelitian ini berasal dari buku, jurnal, dan riset-riset yang sudah ada. Hasil penelitian menunjukkan asuransi syariah memegang peranan penting dalam memberikan perlindungan kepada peserta asuransi, karena asuransi syariah memiliki keunggulan yang mampu memberikan proteksi yang jauh lebih baik dan mendukung ekonomi yang berkelanjutan melalui prinsip tolong menolong, serta mengutamakan keadilan dan transparansi, perlindungan holistik serta keberlanjutan ekonomi dapat menciptakan ketangguhan finansial pada masyarakat. Penelitian ini diharapkan dapat memberikan landasan dalam pengembangan kebijakan yang mendukung perlindungan finansial yang holistik dan berkelanjutan
Perilaku Produsen Dalam Prespektif Ekonomi Islam Wiwik Permatasari; Idha Fadhilah Sofyan; Prades Ariato Silondae; Aulia Alwi; Rahman Ambo Masse
Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia Vol. 1 No. 6 (2023)
Publisher : Yayasan Pendidikan Mandira Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perilaku produsen adalah lembaga bisnis tunggal yang memproduksi barang -barang konsumen untuk memenuhi kebutuhan untuk berkontribusi untuk meningkatkan nilai penggunaan barang atau jasa. Kemitraan adalah interaksi yang adil dan saling menguntungkan antara dua pihak. Penelitian ini bertujuan untuk memastikan hal -hal seperti perilaku produser dari sudut pandang ekonomi Islam. Penelitian semacam ini adalah studi sastra yang mengumpulkan data melalui metode penelitian kualitatif. Metode literatur adalah pendekatan yang akan diterapkan pada evaluasi
Konsep Konsumsi Islami: Integrasi Prinsip-prinsip Islam dalam Teori Konsumsi Nur Alisa; Pipi Arviana; Nur Azizah; Aulia Alwi; Rahman Ambo Masse
TAFAQQUH Vol. 8 No. 02 (2023): Tafaqquh : Jurnal Hukum Ekonomi Syariah dan Ahwal Syahsiah
Publisher : STIS DAFA MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70032/xp9r7846

Abstract

The earth and everything in it is a mandate from God to humans to be used as well as possible. Consumption is one of the important elements in economic activities. The application of Islamic economic ethics becomes the foundation and provides limits in consumption behavior. The purpose of this study is to understand the basic concepts of Islamic consumption behavior theory and its principles. This research uses qualitative research with a collection method called library research which collects various references that are relevant to the topic of discussion being studied. The results showed that Islamic consumption behavior theory means a concept of economic activity built on the basis of Islamic law. Consumption behavior is a behavior carried out by a person in order to meet needs by spending the value of the benefits of goods/services to achieve satisfaction. Consumption in an Islamic economic perspective provides physical, spiritual, intellectual and material benefits which are realized in the concept of maslahah. The integration of economic principles and theories in consumption activities is expected to create Islamic consumption behavior according to the guidance of Islamic law.
Qur’anic Perspectives on Economic Ethics: A Thematic Study of Four Key Verses for Building a Prosperous Ummah Ningsih, Fitiriah; Muntu, Andi Tenri Sri; Ilham, Muhammad; Ridwan; Masse, Rahman Ambo
Jurnal Inovasi Pendidikan Agama Islam (JIPAI) Vol. 5 No. 2 (2025): Jurnal Inovasi Pendidikan Agama Islam
Publisher : Islamic Religious Education Study Program Postgraduate Program UIN Sunan Gunung Djati Band

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jipai.v5i2.46332

Abstract

This study conducts a thematic exegesis (tafsir maudhū‘ī) of Qur’anic verses related to investment, focusing on four key verses. Surah Al‑Baqarah (2): 261, An‑Nisā’ (4): 9, Luqmān (31): 34, and Al‑Hashr (59): 18. A library-based methodology is employed, integrating thematic interpretation, linguistic analysis, the contexts of revelation (asbāb al‑nuzūl), and inter-verse correlations (munāsabah). Findings reveal that Islamic investment is not solely about wealth accumulation; it emphasises ethical commitment, justice, and social welfare. This Qur’anic framework offers a foundation for Islamic economic models that harmonise financial efficiency with public welfare and balance worldly gains with accountability before the Hereafter. The study’s insights contribute to the development of Sharia-compliant economic policies and investment practices that promote prosperity and social justice.
Halal Certification in Micro, Small and Medium Enterprises (MSMEs) of the Fish Processing Industry in Sambas Regency Muslimah Muslimah; Muslimin H. Kara; Rahman Ambo Masse; Wulan Purnamasari
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/4a015y83

Abstract

This research departs from the phenomenon that many MSME actors in the fish processing industry sector in Sambas Regency do not register for halal certification. This study aims to identify the obstacles and problems faced by MSMEs in the Fish Processing Industry Business in Sambas Regency in obtaining Halal Certificates. This type of research is classified as qualitative with the research approach applied is field research. Data collection techniques were pursued through interviews, observation, and documentation. The results of this study indicate that the obstacles and problems faced by business actors in obtaining Halal Certificates in the fish processing industry include limited resources, inability to afford the costs required to meet halal requirements, and limited knowledge and abilities in managing production processes that meet halal standards. In addition, other problems faced are the lack of knowledge and understanding of MSME actors regarding halal certification, the low awareness and obedience of MSME actors to register halal certification, the confidence of MSME actors in the halalness of their products, and limited human resources.
Implementasi Budaya Kerja Islam dalam Pencapaian Visi Misi PT. Yotta Berkah Mulia Al fadli Ramadhan; Dedy Irwansyah; Rahman Ambo Masse; A. Syathir Sofyan
Jurnal Manajemen, Bisnis dan Kewirausahaan Vol. 6 No. 1 (2026): April: Jurnal Manajemen, Bisnis dan Kewirausahaan (JUMBIKU)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumbiku.v6i1.6405

Abstract

This study aims to examine the implementation of Islamic work culture in achieving the vision and mission of PT.Yotta Berkah Mulia, its impact on company performance, and the challenges faced. This research employs a descriptive qualitative method with data collected through observation, in-depth interviews, and documentation. The informants consist of management, employees, and customers.The results show that PT.Yotta Berkah Mulia applies Islamic work culture through the SIFAT principles (Shiddiq, Istiqamah, Fathanah, Amanah, Tabligh), implemented in weekly Tahsin programs, monthly Islamic studies, and the Jumat Berkah (Blessed Friday) program. This implementation positively impacts employee motivation, discipline, loyalty, and service quality, thereby supporting the achievement of the company's vision, “Inspiring People To Be Happy,” and its missions. The challenges include maintaining consistent employee participation, varying levels of understanding of Islamic values, and work target pressures.In conclusion, Islamic work culture plays a significant role in creating a harmonious work environment, improving performance, and strengthening the company's image as an ethical, religious, and trustworthy brand.
Co-Authors A. Haerunnisah Azizah A. M. Nur Atma Amir A. Syatir Sofyan AA Sudharmawan, AA Abdul Chadjib Halik Abdul Rizal, Abdul Abdul Sumarlin Abdul Wahab Abdul Wahab Abdul Wahid Haddade Abdullah AF Abdut Tawwab, Muhammad Achmad Adnan Yahya Adji pratama, Satria Adriani Agung Pribadi Agus, Sherly Afriani Akram Ista Al fadli Ramadhan Aldi Nyawai Alfani Wahida Ali Halidin Ali Halidin ALI HALIDIN, ALI Alwi, Aulia Amiruddin, Muhammad Majdy Amri Rahman Andi Aderus Andi Fadli Natsif Andi Natsif, Fadli Andi Zulfikar Darussalam Anugrah Arifin, Asriadi Asapa, Nasrullah Asrandi, Muh Astriani Astuti Syam Audia, Sitti Rabiatul Aulia Alwi Aydi Syam, Aydi Ayu Ruqayyah Yunus Ayu, Vera Budi Iswanto Dahri, Muh. Ihsan Damira Dedy Irwansyah Dewi Arviani Pasimai EKA DEWINTARA Emi Sri Rahayu Fatimah Farah Khumaerah Arif, Nurul Fathurrahman Fauziah Fauziah Firawati Firawati Firman Firman Fitra Analia Fitri Handayani Fitri, Nurul Amalia H, Herianti Hamka Hamka, Hamka Hassan Alaaraj, Hassan Helmy Syamsuri Heriyani, Heriyani Idha Fadhilah Sofyan Idris Parakkasi Indradewa, Rhian irfan Djufri Irwan Misbach Ismail Hannanong Ita Rukmanasari Jamaluddin K, Amiruddin Kadir, Syahruddin Kamaluddin Nurdin Marjuni Kamaruddin Arsyad Lince Bulutoding M, Misbahuddin Marilang Maulana Maulana, Maulana Mawaddah Rachman Misbahuddin Misbahuddin Mohammad Subaeh, Syekh Toha Nasir Muammar Bakry Muh Ilham Nur Haslin Muh Rasul Pradana Muh. Fadly Syam Muh. Ihsan Dahri Muh. Irwan T. Muh. Irwan. T Muh. Irwan.T Muh. Ridwan Markarma Muhamad, Mar’ie Muhammad Afief Mubayyin Muhammad Dahlan Muhammad Fadel Muhammad Ilham Muhammad Ilham Muhammad Nasir Katman Muhammad Nasri Katman Muhammad W, Syafaat Muhammad Zul Ikram Safei Muhsin, Syamsiah Muntu, Andi Tenri Sri Murtiadi Awaluddin Musdalifah musdalifah Muslihati Muslihati Muslihati Muslimah Muslimah Muslimah Muslimah Muslimin Kara Naheri Nahlah, Nahlah Nashrullah Hidir Nasrullah Bin Sapa Nasrullah Bin Sapa Nela Novyanti Ningsih, Fitiriah Nur Alisa Nur Annisa Baharsyam Nur Azizah Nur Hikmah Nurfiah Nurfiah Nurhidayatullah Rahma Nurjannah Nurjannah Nurjannah Nurrahimah, S. Nurul Pratiwi Pipi Arviana Prades Ariato Silondae Pratiwi, Dhita Putri R, Rahmatullah R, Randy Rabiatul Adawiyah Rafifah Abu, Rahmah Rafika Nur Isna Rahayu Japar Rahayu Japar Rahim, Adhira Imawardhani Rahmaniar Rahmat Rafli Rahmawati Muin rati tiar Ratnasari Ratnasari Reniar Reo Zaputra Rhayu Japar Ridwan Rika Dwi Ayu Parmitasari Rizal Ancu Rizki, Atika Rukiah Rukman Aditama Sahrani, Sahrani Sakti, Salwa Nurfauziyah Samsidar Sandi, Ahmad Sapinah Sappeami, Sappeami Sirajuddin Sirajuddin Sirajuddin Sirajuddin Sofyan, Idha Fadhilah Sri Nurul Nabila Sry Muliyani Sudarmi Sudarmi Sudirman Sudirman Sumarlin Sumarlin Sumar’in Sunuwati, Sunuwati Syahdan Hidayat Syamsurianto Taqwim, Andi Ahsan Trisno Wardy Putra Usnul Fadilah Aras Wahyuddin WAHYUNI Wardatul Wahidah Wardatul Wahidah. R Wardatul Wahidah. R Wawan M. Wiwik Permatasari Wulan Purnamasari WULAN PURNAMASARI, WULAN Yuli Irawan Rasit Yuli Irawan Rasit Yuliansyah Yuniar Yusri Karmila Zainuddin, Elza