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All Journal Jurnal Tomalebbi I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah International Journal of Supply Chain Management Khatulistiwa: Journal of Islamic Studies Istinbath: Jurnal Hukum dan Ekonomi Islam Nizham Journal of Islamic Studies Madinah: Jurnal Studi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business SOLUSI Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Economic, Public, and Accounting (JEPA) Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Al-MAIYYAH : Media Transformasi Gender dalam Paradigma Sosial Keagamaan Ulumuna Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah International Journal of Community Service Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ad-Dariyah COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Banco: Jurnal Manajemen dan Perbankan Syariah Mauriduna : Journal of Islamic studies Journal Islamic Economics Ad Diwan Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi dan Binsis ANWARUL: Jurnal Pendidikan dan Dakwah Ash-Shahabah: Jurnal Pendidikan dan Studi Islam Maqrizi : Journal of Economics and Islamic Economics Investama : Jurnal Ekonomi dan Bisnis Peradaban Journal of Religion and Society DIKTUM: JURNAL SYARIAH DAN HUKUM Al-Iftah: Journal of Islamic studies and society Madani: Multidisciplinary Scientific Journal Indonesia Journal Of Zakat and Waqf Al-fiqh : Journal of Islamic Studies Socius: Social Sciences Research Journal Journal of Management and Innovation Entrepreneurship (JMIE) JEBD At Tawazun Jurnal ekonomi Islam International Journal of Islamic Studies Media Hukum Indonesia (MHI) Nomico Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Madania: Jurnal Kajian Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah
Rahman Ambo Masse
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Transportation Other

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TINJAUAN HUKUM ISLAM TERHADAP TRANSAKSI JUAL BELI BUAH PEPAYA CALIFORNIA DI POHON Muh. Irwan.T; Rahman Ambo Masse; Wawan M.
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 2 (2023): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i2.6515

Abstract

This type of research uses a type of qualitative research. The data sources used are the population and samples, then the data collection technique is carried out by means of observation, interviews and documentation. The results showed that the practice of buying and selling California papayas on trees that occurred in Duampanua Village was a transaction that was often carried out by the community when California papayas were ready to be harvested. The reason farmers buy and sell is because it is considered practical The mechanism for evaluating the buying and selling of fruit on the tree is carried out by means of farmers and buyers alike appraising the fruit on the tree after estimating the amount of the harvest then determining the price There are two methods of determining the price, namely paying cash and paying after harvest while the implementation of the Ijab and Kabul is carried out orally in Islamic economics the practice of buying and selling fruit on trees is included in the practice of buying and selling fruit which is halal. Considering that the practice of buying and selling fruit on trees in Duampanua Village, Andreapi Polewali Mandar District, the fruit has been seen and there is also a contract system which has been agreed upon in the contract where the farmer's tree will change hands within a period of several months according to the agreed contract.
Implementasi Fatwa DSN-MUI No. 85/ DSN-MUI/XII/2012 Tentang Waad pada Akad Ijarah Muntahiya Bittamlik di BMI Makassar Muh. Ihsan Dahri; Rahman Ambo Masse; Fadli Andi Natsif
BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Vol 5 No 2 (2024): BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/bustanul.v5i2.1712

Abstract

Banking functions primarily as an intermediation institution that collects and channels funds as credit. Sharia Banks guarantee Sharia compliance in every transaction. Among their activities is ijarah financing and its derivative, Ijarah Muntahiya Bittamlik (IMBT). This research aims to: (1) Understand the concept of waad in the MUI Fatwa and the IMBT contract at Bank Muamalat; (2) Assess the suitability of the MUI fatwa regarding waad on IMBT at Bank Muamalat; (3) Identify challenges and obstacles to implementing the fatwa. This field research, conducted at Bank Muamalat Indonesia's Makassar Branch, employs normative and qualitative methods. Findings reveal that the waad concept in the MUI fatwa is binding and must be implemented if conditions are met, and this applies to IMBT contracts at Bank Muamalat. The IMBT implementation aligns with MUI Fatwa principles and the Financial Services Authority. Challenges include limited public knowledge, fluctuating costs, and customer apathy. The research provides insights and implications for Islamic banking and its customers, serving as a reference for practitioners, policymakers, and researchers. It encourages future research to explore alternative methodologies, enhancing the body of knowledge and yielding more robust outcomes.
Usury and Bank Interest in the View of Neo Revivalists and Modernists Nurjannah Nurjannah; Muslimin Kara; Rahman Ambo Masse; M Afief Mubayyin
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 1 (2023)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i1.9460

Abstract

Al-Maududi and Abdullah Saeed are Muslim scholars. He contributed various thoughts in the field of economics, one of which is related to usury and bank interest. But there are differences of opinion between the two.  The purpose of this study is to look at the views of Al-Maududi and Abdullah Saeed regarding usury and bank interest. The method used is a literature study with a descriptive qualitative approach. Data sources come from secondary data sources, namely journals and books related to the discussion. The result of the research is that Al-Maududi firmly rejects bank interest because the institution is a source of danger and evil through its influence on human character because it is influenced by the love of money. In addition, Al-Maududi stated that there is an element of injustice in bank interest and it is clearly prohibited in Islam. While Abdullah Saeed views the prohibition of usury based on the historical situation and conditions behind the revelation of the verse, so related to bank interest Abdullah Saeed argues that bank interest is not included in usury because the context of usury in ancient times is very much different from usury today.   
The Sharia Economic Institution's History In Indonesia Syahruddin Kadir; Muslimin Kara; Rahman Ambo Masse; Hassan Alaaraj
Nizham Jurnal Studi Keislaman Vol 11 No 02 (2023): Nizham: Jurnal Studi Keislaman
Publisher : Pascasarjana IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/nizham.v11i02.7619

Abstract

The goal of this research is to learn more about the institutionalization of the Islamic economy in Indonesia, which is a fair economic system that works to preserve social and political life within bounds that don't jeopardize the general welfare. This study employs a method known as a literature review or literature study. The findings of this study show that external factors, such as the establishment of Islamic banks in other nations, trade missions, and preaching that facilitate the implementation of the Islamic economic system, have played a significant role in the history of Islamic economic thought and institutionalization in Indonesia. The internal aspect is public awareness, namely Muslim intellectuals' efforts to adopt an Islamic-based economic system among Indonesia's mostly Muslim population. With several laws controlling Islamic contracts and goods, institutionalization, and systems run by Islamic banks in Indonesia, the Islamic economy has up until now continued to grow. The growth of Islamic economic institutions, however, still falls short of Islamic financial literacy, where knowledge of Islamic economics is still quite poor.
ZAKAT SEBAGAI KEWAJIBAN BAGI UMMAT ISLAM (Suatu Kajian Terhadap Perintah membayar Zakat) Muhammad Dahlan; Misbahuddin Misbahuddin; Rahman Ambo Masse
Jurnal Tomalebbi Volume 10, Nomor 2 (Juli 2023)
Publisher : Jurusan Pendidikan Pancasila dan Kewarganegaraan (PPKn)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islam adalah pandangan hidup yang seimbang dan terpadu didesain untuk mengantarkan kebahagiaan manusia melalui peningkatan kebutuhan melalui kebutuhan-kebutuhan moral dan materil Manusia, dan akulturasi hubungan sosio ekonomi dan persaudaraan antar masyarakat. Hal ini dapat tercermin dalam praktek beribadah misalnya dalam ibadah Zakat karena didalamnya mencakup dua unsur tersebut yaitu sosial dan ekonomi masyarakat muslim pada umumnya. Yang mendorong penulisan makalah ini adalah niat untuk memberikan nasehat dan peringatan akan kewajiban zakat yang telah diremehkan oleh kebanyakan kaum muslimin, mereka tidak mengeluarkanya sebagaimana cara yang disyariatkan, meski perkara ini adalah besar, dan merupakan salah satu dari lima rukun Islam di mana bangunan Islam tidak akan tegak tanpanya.“Islam dibangun di atas lima landasan: Syahadat bahwa tiada Tuhan selain Allah, dan Muhamad utusan Alah, menegakan sholat, menunaikan zakat, puasa ramadhon dan haji”. Ini menunjukkan bahwa zakat merupakan bagian penting dalam kehidupan umat Islam. Bahkan pada masa Khalifah Abu Bakar As-Siddiq orang-orang yang enggan berzakat diperangi sampai mereka mau berzakat. Itu karena kewajiban berzakat sama dengan kewajiban mendirikan sholat.”Sesungguhnya orang-orang yang beriman, mengerjakan amal saleh, mendirikan shalat dan menunaikan zakat, mereka mendapat pahala di sisi Tuhannya. tidak ada kekhawatiran terhadap mereka dan tidak (pula) mereka bersedih hati”. Kewajiban zakat atas muslim adalah di antara kebaikan Islam yang menonjol dan perhatianya terhadap urusan para pemeluknya, hal itu karena begitu banyak manfaat zakat dan betapa besar kebutuhan orang-orang fakir kepada zakat. Kitab dan sunnah serta ijma' telah menunjukan kewajibanya, barang siapa mengingkari kewajibanya maka ia adalah kafir dan murtad dari Islam dan harus diminta agar bertaubat, jika tidak bertaubat dibunuh, dan barang siapa kikir dengan enggan mengeluarkan zakat atau mengurangi sesuatu darinya maka ia termasuk orang-orang dzolim yang berhak atas sangsi dari Allah swt. Namun sayang, zakat yang seharusnya menjadi potensi ekonomi umat yang sangat baik, pada umumnya belum digarap secara baik. Akibatnya kemiskinan di kalangan umat Islam jumlahnya masih cukup banyak. Padahal kita pun tahu bahwa kemiskinan dan kemelaratan merupakan bibit potensial untuk kemurtadan dan kekufuran. 
The Model Investment Management of Cash Waqf Masse, Rahman Ambo; Aderus, Andi
DIKTUM: Jurnal Syariah dan Hukum Vol 20 No 2 (2022): DIKTUM: Jurnal Syariah dan Hukum
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (563.656 KB) | DOI: 10.35905/diktum.v20i2.3327

Abstract

This study aims to analyze the management of waqf through money and its implications for the development of social institutions in the Muslim community. The research departs from the phenomenon of cash waqf management in Nazhir waqf which is not in accordance with the mandate of the legislation, namely cash waqf must be managed and invested in Islamic financial institutions. This study uses a qualitative method (qualitative method) with a phenomenological approach. The data were obtained through in-depth interviews and documents on Baitul Maal Muamalat, LAWAZIS DDI, Yatim Mandiri, and LAZISNU PCNU Parepare, and the Ministry of Religion. The results showed that the form of cash waqf management at waqf institutions was in the form of waqf through money. This form of waqf is not invested in Islamic financial institutions. However, the receipt of waqf donations through cash is directly channeled to waqf programs in the form of real assets. The implications of waqf management through money on the development of social institutions are very significant. Yatim Mandiri allocates waqf through money for scholarships, and means of learning studios for the Qur'an and mathematics. Baitul Maal Muamalat allocated waqf through money for the construction of the Adetarinah mosque in Antang. LAWAZIS DDI allocates waqf through money for the construction of the DDI secretariat and the Tahfidz Institute in Makassar. LAZISNU PCNU Parepare allocates waqf through money for land acquisition and construction of facilities and infrastructure for the Zubdatul Asrar Islamic boarding school in Parepare.
Analisis Pengaruh Biaya Produksi terhadap Laba Bersih pada PT. Aneka Tambang Tbk Zainuddin, Elza; Wahab, Abdul; Masse, Rahman Ambo
Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2023): Balanca: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/balanca.v5i1.2869

Abstract

Profit is a part that is always a target to be achieved by a company. every company. To obtain maximum profit, the company must be able to reduce production costs incurred in its operations. This study aims to determine the effect of production costs on net profit at PT. Aneka Tambang Tbk. This study uses a quantitative approach. The data used is secondary data obtained from the quarterly financial reports of PT. Aneka Tambang Tbk. starting from 2018 to 2021 which is adjusted to the financial reports on the Indonesian Stock Exchange. The analysis used in this research is simple linear regression analysis. The results showed that the production cost variable had a significant positive effect on net income. This significant positive result is evidenced by the results of the Production Cost t-test which has a significance value of 0.006 in the positive direction. The level of strength of the relationship between production costs and net profit is in the medium category because the coefficient of determination obtained is 42.6%.
PENGEMBANGAN EKONOMI BERBASIS PESANTREN (STUDI KASUS PESANTREN MODERN AL-JUNAIDIYAH BIRU KABUPATEN BONE Agus, Sherly Afriani; Masse, Rahman Ambo; Putra, Trisno Wardy
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.14297

Abstract

Pesantren-based economic development is an effort in the economic field where Islamic boarding schools are used as a motor to drive an independent economy by using various efforts such as business units. This study purpose to establish the economic development of the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, by using a qualitative descriptive type of research, namely research that explains a situation to problems in the form of facts that occur. The results of this study, it is known that the Al-Junaidyah Biru Islamic Boarding School in Bone Regency has three Business Units, namely, Workshop, Building Leasing and Santri Mart. The delay in economic development is due to the human resources at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, which tend to be unfamiliar with the business world. Business Unit management is carried out with profit sharing, so that control does not need to be carried out massively. BUY (Foundation Business Entity) is planned to be legally the legal umbrella for various business units that will be formed later. Until now, new relationships have been built with alumni and the surrounding community to run the business unit. The obstacle experienced by the formation of business units at the Al-Junaidyah Biru Islamic Boarding School, Bone Regency, is the lack of human resources, information obtained from the Head of the Al-Junaidyah Biru Islamic Boarding School Business Unit, Bone Regency.
Pengaruh Literasi Wakaf, Advertensi dan Religiusitas terhadap Minat Masyarakat Kota Makassar untuk Berwakaf Uang dengan Transparansi sebagai Variabel Moderating Firawati, Firawati; Katman, Muhammad Nasir; masse, Rahman Ambo
ANWARUL Vol 4 No 1 (2024): FEBRUARI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/anwarul.v4i1.2289

Abstract

The aim of this research is to examine the extent to which waqf literacy, advertising and religiosity have an impact on the interest of the people of Makassar City to give cash waqf. This research uses a quantitative descriptive research design. This research relies on primary and secondary data sources. In this research, questionnaires, interviews and documentation were used to collect data. The SmartPLS 4.0 data processing application is used in research data analysis. Based on the regression results, the variables Literacy (X1), Advertising (X2), and Religiosity (X3) have a positive and large influence on the variable Interest in donating cash (Y). Furthermore, the variable Transparency (Z) cannot moderate (weaken) the influence of waqf literacy and cannot moderate (weaken) the influence of religiosity but can moderate (strengthen) the influence of advertising on people's interest in cash waqf.
Pengaruh Profesionalisme dan Kompetensi Amil terhadap Pengelolaan Zis pada Laznas PPPA Daarul Qur’an Sul-Sel Ratnasari, Ratnasari; Masse, Rahman Ambo; Muslihati, Muslihati
ANWARUL Vol 4 No 1 (2024): FEBRUARI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/anwarul.v4i1.2304

Abstract

This research uses a quantitative type of research with a survey approach. The population in this study were donors or muzakki at LAZNAS PPPA Daarul Qur'an Sul-Sel. The sampling technique used purposive sampling technique by determining the number of samples using the Krejcie Morgan formula, so that a sample size of 108 respondents was obtained. The types of data used are primary and secondary data and data collection through distributing questionnaires. Data processing uses SPSS 21. Based on research results using the F test, the calculated F value is 5.928 > F table 3.08 with a probability value of 0.004 < 0.05. This means that the variables of professionalism and amil competence together have a positive and significant influence on the variables of zakat, infaq and alms management at LAZNAS PPPA Daarul Qur'an Sul-Sel. Based on the results of the partial test (t test) on the amil professionalism variable, the calculated t value was 2.867 > t table 1.982 with a significant value of 0.001 < 0.05 so that the amil professionalism variable had a positive and significant effect on the zakat, infaq and alms management variables at LAZNAS PPPA Daarul Qur'an Sul-Sel. Meanwhile, the competency variable does not have a positive and significant influence on the zakat, infaq and alms management variables at LAZNAS PPPA Daarul Qur'an Sul-Sel. This is proven by the calculated t test results of -0.739 < 1.982 with a significant value of 0.481 > 0.05.
Co-Authors A. Haerunnisah Azizah A. Zulfikar Darussalam AA Sudharmawan, AA Abdul Chadjib Halik Abdul Rizal, Abdul Abdul Wahab Abdul Wahid Haddade Abdut Tawwab, Muhammad Achmad Adnan Yahya Adam Nursya Ban, Muh. Aderus, Andi Adji pratama, Satria Adriani Agus, Sherly Afriani Akram Ista Aldi Nyawai Ali Halidin Ali Halidin ALI HALIDIN, ALI Aminuyati Amiruddin, Muhammad Majdy Amri Rahman Andi Aderus Anwar, Nurfiah Arifin, Asriadi Asapa, Nasrullah Asrandi, Muh Asriyana, . Astriani Astuti Syam Audia, Sitti Rabiatul Aulia Alwi Awaluddin Awaluddin Aydi Syam, Aydi Ayu Ruqayyah Yunus Baso Hamka Bin Sapa, Nasrullah Damira Dian Sari EKA DEWINTARA Elfa Syariati, Namla Fadli Andi Natsif Farah Khumaerah Arif, Nurul Fatimah, Emi Sri Rahayu Faturrahman Fauziah Fauziah Firawati Firawati Firman Firman Fitra Analia Fitri Handayani Fitri, Nurul Amalia H, Herianti Hamka Hamka, Hamka Hasbiullah, Hasbiullah Hassan Alaaraj Heriyani, Heriyani Idha Fadhilah Sofyan Ilham, Rizky Amaliyah Ramdhani irfan Djufri Irwan Misbach Ismail Hannanong Ita Rukmanasari Jamaluddin Jannah, Raodahtul Jayawarsa, A.A. Ketut K, Amiruddin Kamaluddin Nurdin Marjuni Kara, Muslimin H. Katman, Muhammad Nasir Lince Bulutoding M, Misbahuddin Marsanda, Marsanda Mawaddah Rachman Misbahuddin Misbahuddin Misbahuddin Misbahuddin Mohammad Subaeh, Syekh Toha Nasir Muammar Bakry Muh Affandi Muh Ilham Nur Haslin Muh Rasul Pradana Muh. Fadly Syam Muh. Ihsan Dahri Muh. Irwan T. Muh. Irwan. T Muh. Irwan.T Muh. Ridwan Markarma Muhamad, Mar’ie Muhammad Afief Mubayyin Muhammad Dahlan Muhammad Fadel Muhammad Nasri Katman Muhammad Nasri Katman Muhammad W, Syafaat Muhsin, Syamsiah Musdalifa Musdalifa Musdalifah musdalifah Muslihati Muslimah Muslimah Muslimin Kara Muslimin Kara Muslimin Kara Muslimin Kara Naheri Nahlah, Nahlah nahlah, nahlah Nasrullah Bin Sapa Nasrullah Bin Sapa Nasrullah Sapa Nela Novyanti Nur Annisa Baharsyam Nur Hikmah Nurhidayatullah Rahma Nurjannah Nurjannah Nurjannah Nurrahimah, S. Nurul Pratiwi Parmitasari, Rika Dwi Ayu Prades Ariato Silondae Pratiwi, Dhita Putra, Trisno Wardy Putri R, Rahmatullah R, Randy Rabiatul Adawiyah Rafifah Abu, Rahmah Rahmah Sari, Nur Rahmaniar Rahmawati Muin rati tiar Ratnasari Ratnasari Reniar Reski Ananda Putri, Andi Reza Pahlevi, Ashraf Rizal Ancu Rizki, Atika Rukiah Rukman Aditama Sahrani, Sahrani Sakti, Salwa Nurfauziyah Salam, Selmiana Sandi, Ahmad Sapa, Nasrullah Sappeami, Sappeami Sirajuddin Sirajuddin Sirajuddin Sofyan, Idha Fadhilah Sofyan, Syathir Sry Muliyani Sudarmi Sudarmi Sudirman Sudirman Sufiani Zahra Sunuwati Sunuwati Syahdan Hidayat SYAHRUDDIN KADIR Taqwim, Andi Ahsan Trisno Wardy Putra Trisno wardy Putra Trisno Wardy Putra WAHYUNI Wawan M. Wiwik Permatasari WULAN PURNAMASARI, WULAN Wulandari, Devy Yuli Irawan Rasit Yuli Irawan Rasit Yuniar Yunus, Ayu Ruqayyah Zainuddin, Elza