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Integrating Justice and Riba-Free Principles in Islamic Financial Management Muliadi; Maulana, Muhammad; Yunizar, Muhammad; Havna; Fitri, Rati Saktia; Zainuri, Hamzah
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol. 9 No. 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12957

Abstract

Legal Review of the Crime of Embezzlement at the North Sumatra Regional Police Muliadi
International Journal of Advanced Research Vol. 2 No. 4: December 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/pgnh4f27

Abstract

Embezzlement is a crime against property regulated in the Criminal Code (KUHP), specifically Articles 372 to 377. This crime frequently occurs across various levels of society and generally stems from a relationship of trust that is then abused. In this study, the author examines the legal and normative application of the law to the crime of embezzlement, using case study Report No. 2128/XII/2021/SPKT/North Sumatra Regional Police. The research was conducted through a literature review of laws and regulations, scientific literature, and interviews with investigators from the North Sumatra Regional Police as primary data. The results indicate that the application of the law to the crime of embezzlement has been guided by the Criminal Code and the Criminal Procedure Code, particularly during the investigation and inquiry stages. However, in practice, obstacles remain, such as limited evidence and external factors that can affect the effectiveness of law enforcement. This study emphasizes the need to strengthen the capacity of law enforcement officers and adjust the nominal value of Article 373 of the Criminal Code to make it relevant to current economic conditions.
A Critical Review of Murabahah Practices in Indonesia Islamic Banks: A Sharia Perspective Muliadi; Zainuri, Hamzah
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/evhxnd69

Abstract

Murabahah is the most favored financing product among customers, contributing significantly to the growth of Islamic banking. With a straightforward scheme resembling typical sales transactions, murabahah focuses on fulfilling consumptive needs, similar to credit offered by conventional banks. As a result, banks do not need to worry about customers’ profits or losses, as the profit margin is predetermined from the outset. However, the adoption and adaptation of murabahah financing by Islamic banks have not been free from scrutiny and debate. Along with the development of the Islamic financial industry, questions have arisen about the extent to which murabahah truly reflects the spirit of authentic Islamic economic law. This research employs a qualitative methodology and is a library-based study emphasizing a scientific approach without involving statistical procedures. The study critiques various points of contention and debates surrounding murabahah products within the context of Islamic banking.
Introduction to the Pasigala Website-Based Historical Site Rizka Fadliah Nur; Muliadi
Jurnal Teknologi Informatika dan Komputer Vol. 12 No. 1 (2026): Jurnal Teknologi Informatika dan Komputer
Publisher : Universitas Mohammad Husni Thamrin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37012/jtik.v12i1.3171

Abstract

History is one of the cultural heritages that holds significant value in shaping the identity of a nation. Historical sites serve as silent witnesses to the passage of time and store a wealth of valuable information about past civilizations, cultures, and events. This research aims to design and develop a website-based historical site information system for the Pasigala area (Palu, Sigi, Donggala). This system functions as an interactive digital medium that provides comprehensive information about historical sites, with the goal of increasing public awareness of the importance of preserving local culture and supporting the promotion of historical tourism. With the website-based information system, the public can easily access accurate and reliable information about the historical sites in Pasigala. The research method used is Research and Development, with stages including literature review, primary and secondary data collection, needs analysis, and design. With a website-based information system, the public can easily obtain accurate and reliable information about historical sites in Pasigala. The system includes development, testing, and implementation. The result is a responsive web-based application that contains complete data on historical sites along with a photo gallery, and allows user interaction through a suggestion feature. The system has also been tested for functionality and usability with satisfactory results. This research contributes to the preservation of cultural heritage in the digital era while supporting the development of information technology, particularly in the field of website-based information systems.
Identifikasi Struktur Bawah Permukaan Daerah Potensi Panas Bumi Di Daerah Tulehu Menggunakan Metode Gravitasi Kurniawan, Indra Reza; Perdhana, Radhitya; Muliadi
Progressive Physics Journal Vol. 6 No. 2 (2025): Progressive Physics Journal
Publisher : Program Studi Fisika, Jurusan Fisika, FMIPA, Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/w66fps36

Abstract

Indonesia has great geothermal potential, Indonesia is located in the path of volcanoes or the ring of fire can also be called the ring of fire. Maluku Province, especially the Ambon and Seram islands, has geothermal energy potential that can be developed as an alternative renewable source. One of the geothermal potentials located in the Maluku islands is WKP Tulehu which has a fairly high temperature reaching 134.09°C–251°C. One method that can be used to identify the subsurface layer of geothermal areas is the gravity method using GGMPlus gravity data. The 2013 Global Gravity Model Plus (GGMPlus) secondary gravity data is a global gravity model data that has ultra–high resolution with grid spacing between data points ~220 m in the north–south direction. The results of the identification of geological structures using gravity methods using regional anomaly values with a range of 80.7–101.3 mgal. The depth of the regional anomaly in the study area is estimated to be 1.862 km deep. There are 7 faults found in the 4 research cross sections. These faults are located in cross section A–A' at a distance of 8.30 km, cross section B–B' at a distance of 1.9 km and 5.1 km, cross section C–C' at a distance of 2.450 km and at a distance of 11.6 km, and cross section D–D' 2.248 km and 4.5 km.
Analysis of the mental readiness of technology and engineering students before industrial work practice Muliadi; Eddy Sutadji; Isnandar Isnandar; Widiyanti Widiyanti
Jurnal Inovasi Teknologi Pendidikan Vol. 12 No. 4 (2025): December (On Progress)
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jitp.v12i4.85420

Abstract

Industrial Work Practice is an important stage for Vocational High School students in applying the technical skills acquired during the learning process to the world of work. Internal readiness is a determining factor for students' success in facing industry challenges. This study aims to analyse the internal readiness of students at Lingsar State Vocational High School 1, majoring in technology and engineering, before participating in pre-school, and to identify factors that affect this readiness. The method used is a quantitative descriptive method; data are collected through interviews. Moreover, questionnaires showed that 84 students had high self-confidence, while 50 felt anxious due to a lack of technical skills, and 38 admitted they lacked sufficient industry experience. A total of 95 students assessed that practitioners' roles are critical in shaping their internal readiness, indicating that educators' mentoring has a significant influence on their readiness. Statistical analysis shows that perseverance and environmental support factors contribute to students' internal readiness. Soft skill training programs, work culture simulations and strengthening psychosocial support, to ensure students have optimal internal readiness before entering the workforce.
The Concept of Wasathiyah in the Control of Wealth and Its Relevance to the Distribution of Wealth in the Thought of Yusuf al-Qaradawi Yunizar, Muhammad; Muhammad Maulana; Muliadi; Rati Saktia Fitri; Havna
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol. 9 No. 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12975

Abstract

Penerapan Tutor Sebaya Dalam Implementasi Strategi CIRC Berbasis Active Learning Untuk Meningkatkan Hasil Belajar Siswa Pada Mata Pelajaran Sistem Komputer di SMKN 5 Makassar Ayu Widya Lestari; Riana T. Mangesa; Muliadi
Jurnal MediaTIK Volume 3 Issue 3, September (2020)
Publisher : Jurusan Teknik Informatika dan Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/mediatik.v3i3.1561

Abstract

Penelitian ini bertujuan untuk meningkatkan hasil belajar siswa melalui penerapan Tutor Sebaya dan Implementasi Strategi CIRC pada mata pelajaran Sistem Komputer siswa kelas X TKJ SMK Negeri 5 Makassar yang berjumlah 34 orang. Penelitian ini merupakan penelitian tindakan kelas yang terdiri atas empat tahapan yaitu perencanaan tindakan, pelaksanaan tindakan, evaluasi dan refleksi. Penelitian ini dilaksanakan dalam dua siklus yaitu masing-masing siklus terdiri atas tiga kali pertemuan. Data dikumpulkan menggunakan angket, lembar observasi, tes tertulis dan dokumentasi. Teknik analisis data yang digunakan adalah analisis statistik deskriptif. Hasil penelitian yang ditemukan ini menunjukkan penerapan Tutor Sebaya dan Implementasi strategi CIRC dapat meningkatkan hasil belajar siswa kelas X TKJ SMK Negeri 5 Makassar. Hal ini berdasarkan nilai hasil belajar yang di peroleh siswa dari Siklus I ke Siklus II mengalami peningkatan.
Pengaruh Sarana dan Prasarana Laboratorium Komputer Terhadap Hasil Belajar Atri Sandi; Sugeng A. Karim; Muliadi
Jurnal MediaTIK Volume 7 Issue 2, Mei (2024)
Publisher : Jurusan Teknik Informatika dan Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/mediatik.v7i2.2260

Abstract

Penelitian ini bertujuan untuk menganalisis dan mengetahui pengaruh sarana dan prasarana laboratorium komputer terhadap hasil belajar mata pelajaran perakitan komputer siswa kelas X TKJ SMK Negeri 1 Enrekang. Penelitian ini menggunakan metode kuantitatif dengan studi kasualitas untuk melihat ada tidaknya pengaruh sarana dan prasarana laboratorium terhadap hasil belajar mata pelajaran perakitan komputer siswa kelas X TKJ SMK Negeri 1 Enrekang. Variavel bebas dalam penelitian ini adalah sarana dan prasarana laboratorium, sedangkan variabel terikatadalah hasil belajar mata pelajaran perakitan komputer. Populasi dalam penelitian ini adalah seluruh siswa kelas X TKJ SMK Negeri 1 Enrekang yang berjumlah 90 siswa, pemilihan sampel dalam penelitian ini dengan menggunakan sampel berdasarkan kelas atau disebut juga cluster sampling, peneliti menggunakan satu kelas yang dijadikan sebagai sampel dalam penelitian ini. Teknik analisis data yang digunakan dalam penelitian ini adalah uji-t. Berdasarkan hasil analisis nilai signifikansi (Sig) dari variabel sarana dan prasarana laboratorium komputer sebesar 0,000 lebih kecil dari nilai probabilitas 0,05, (0,000 < 0,05), dan nilai t-hitung = 6,853 lebih besar dari nilai t-tabel = 1,689, (6,853 > 1,689). Sehingga dapat disimpulkan bahwa sarana dan prasarana laboratorium komputer berpengaruh signifikan terhadap hasil belajar mata pelajaran perakitan komputer siswa kelas X TKJ SMK Negeri 1 Enrekang, sedangkan nilai t-hitung yang positif menunjukkan bahwa sarana dan prasarana laboratorium komputer berpengaruh positif terhadap hasil belajar mata pelajaran perakitan komputer siswa kelas X TKJ SMK Negeri 1 Enrekang.
Pengembangan Sistem Informasi Kependudukan Berbasis Web di Kelurahan Baruga Dhua Kecamatan Banggae Timur Kabupaten Majene Mustari S. Lamada; Muliadi; Aisyah Maydina
Jurnal MediaTIK Volume 5 Issue 2, Mei (2022)
Publisher : Jurusan Teknik Informatika dan Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/mediatik.v5i2.2978

Abstract

Tujuan daripada penelitian ini adalah untuk mengetahui hasil pengembangan sistem informasi kependudukan berbasis web di Kelurahan Baruga Dhua Kecamatan Banggae Timur Kabupaten Majene dan untuk mengetahui respon dan tanggapan pengguna terhadap sistem informasi kependudukan berbasis web pada Kantor Kelurahan Baruga Dhua. Model pengembangan prototyping digunakan pada penelitian ini karena penelitian ini adalah penelitian dan pengembangan (R&D). Hasil penelitian dan pengembangan sistem dinyatakan valid dan layak digunakan oleh validator. Berdasarkan uji coba, sistem informasi yang dikembangkan dinyatakan efektif. Hasil tanggapan pengguna terhadap sistem informasi kependudukan pada Kantor Kelurahan Baruga Dhua yang dikembangkan dinyatakan valid, efektif, dan praktis untuk digunakan karena telah berada pada kategori sangat baik.
Co-Authors A.A. Ketut Agung Cahyawan W Abdul Fattah Nasution Abdul Karim Abdul Latif Achmad Rizal Adean Mayasri Adrianda, Irsan Agitha, Nadiyasari Aisyah Maydina Akbar Prayoga Aldy Ramadhan Amani, Risca Amin, Kasma Amna, Nurlaila Andi Farmadi Andi Farmandi Andi Ihwan Andriani, Cut Yessi Anjar Pranggawan Azhari Arlina Asyadi, Teuku Murisal Atri Sandi Awal Nusantara Ayu Widya Lestari Bayu Hadi Sudrajat Cahaya Maharani Sitompul Cahayani, An’gun Chalida Alfany Dedi Iskandar Desti Suci Safitri Dewi Fatmarani Surianto Difa Fitria Dini Rosyida Dira Ayu Annisa Dodon Turianto Nugrahadi Duyo, Rizal A Dwi Kartini Dwi Kartini, Dwi Eddy Sutadji Emma Andini Eriyani, Nindy Sri Erlianita, Noor Fadhli, Cut Fadillah, M. Surya Fahrul Rozi Fajriani Nurl, Anisa Fatma Indriani Fauzan Fitri, Rati Saktia Fridawati, Titit Friska Abadi Gugus Rahmadi Gunawan, Khairol Hafid, Abd Halimah Hasibuan, Helviana Hasita Dwi Putri Havna Hendrawan Herman, Marlinda Hermiati, Arya Syifa Herri Muliadi Huynh, Phuoc-Hai Indah Nahdiat Isrori Irhami Irwan Budiman Irwan Budiman Isnandar Itqan Mazdadi, Muhammad Jahada Haluti, Islamiyati Jamaludin, Masdar Joko Sampurno Khairun Nisa Marpaung Kholipatul Hasanah Kurnia Prima Putra Kurniawan, Indra Reza Kurniawati , Wa Ode Intan Linda Kurnia Mustafa M. Fauzi Rifqi M. Teguh Jaka Satya Samudra Jati Suara Maghfirah, Geubrina Mahsur Marzuki Mashfufah Maulani Mochammad Imron Awalludin Muh. Ishak Jumarang Muhamad Fawwaz Akbar Muhammad Denny Ersyadi Rahman Muhammad Itqan Mazdadi Muhammad Latief Saputra Muhammad Marwin Muhammad Maulana Muhammad Maulana Muhammad Nadim Mubaarok Muhammad Reza Faisal, Muhammad Reza Muhammad Taufiq Rahman, Muhammad Taufiq Muhardi Mulyantika, Dea Ambar Musa, Ratna Mustari S. Lamada Mustika Muzafar Nafis Satul Khasanah Nanda Wafiya Nirwana, Hafsah Nugraha, Muhammad Amir Nurhanif Nurhastuti Nurhidayat Nursalim, Danni Pajri Perdhana, Radhitya Pirjatullah Prastya, Septyan Eka Qaaf, Muhammad Alfath Radityo Adi Nugroho Rahmahtrisilvia Rahman Hadi Rahman Ramadani, Syahruni Ramadhan, Rafsanjani Ramadhani, Maudy Rati Saktia Fitri Reza Faisal, Mohammad Riana T. Mangesa Ridwan, M. Arif Rina Sasmita Alfani Risdawati, Irsyam Riza Adriat Rizka Fadliah Nur Rudy Herteno Rukayah Rukayah Ruslan Salahuddin Salam, Fitria Nur Dina Saragih, Sry Ningsih Saragih, Triando Hamonangan Satria Putra, Yoga Satriani D H, Satriani D H Siena, Laifansan Sindi Hikmala Siregar , Winner Situngkir, Andreas Henfri Sri Indah Setiyaningsih MSM St. Jauhar, St. Jauhar Sudarto Sudarto Sudarto Sugeng A. Karim Syamsuddin Syamsuddin Sylva Rahmah Hafiz Syukri Taufiq, Wildan Tengku Riza Zarzani N Teuku Zulfadli Tsaputra, Antoni Ulantari Suhal Ulfa Khairina Wahyu Caesarendra Wahyu Muhammad Abdul Wahid Wasik, Abdul Waulandari, Elysa Widia Rahayu Widiyanti Widiyanti Wisnu Bekti Nugraha Yanti, Yeni Yassir Yulia Azmi Khotimah Yulisnaeni, Sri Yunida, Rahmi Yunizar, Muhammad Yuris Sutanto Zaenuddin, Agus Rizal Zainuri, Hamzah Zamzam, Yra Fatria zamzami Zulfian Zulfian