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All Journal Islamic Ecomonics Journal Jurnal Humanitas: Katalisator Perubahan dan Inovator Pendidikan Studia Economica: Jurnal Ekonomi Islam IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pengabdian Magister Pendidikan IPA Journal on Education JURNAL MANAJEMEN BISNIS Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Proaksi International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESEARCH AND DEVELOPMENT JOURNAL OF EDUCATION (RDJE) Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL JURMA : Jurnal Program Mahasiswa Kreatif Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Holistics and Health Sciences (JHHS) Journal La Bisecoman Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Economic Reviews Journal MES Management Journal Journal of Innovation Research and Knowledge AKASYAH: Jurnal Akuntansi, Keuangan dan Audit Syariah Optimal: Jurnal Ekonomi dan Manajemen Journal of Public Representative and Society Provision Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Citra Delima Scientific journal of Citra Internasional Institute Journal of Contemporary Gender and Child Studies Jurnal Pendidikan Kesehatan (e-Journal) Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora IIJSE Jurnal Media Akademik (JMA) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Jurnal Kesehatan Prosiding Seminar Nasional Unimus Jurnal Intelek Insan Cendikia Journal of Ekonomics, Finance, and Management Studies Jurnal Price : Ekonomi dan Akuntasi International Journal of Economics and Management Research Edumaspul: Jurnal Pendidikan
Jannah, Nurul
Universitas Islam Negeri Sumatera Utara
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Journal : IIJSE

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Design Curriculum of Islamic Economics Based on Independent Learning Independent Campus (MBKM) to Increase the Competitiveness of Graduates Imsar Imsar; Rahmat Daim Harahap Imsar; Nurul Jannah; Purnama Ramadani Silalahi; Robi Mufti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3429

Abstract

The Independent Learning Independent Campus (MBKM) curriculum in the Islamic Economics Study Program has not been implemented optimally. Universities experience many obstacles in implementing the MBKM system, including those related to the conversion of grades and the assignment of grades to the selected subjects, the different curriculum models used, the limitations of teaching lecturers, and the materials to be taught. In this study, the authors use qualitative data types with Primary and Secondary Data Sources. The results of this study indicate that the MBKM implementation can be carried out for students in semester 5 by carrying out a student exchange program and for students in semesters 6 and 7 by carrying out an internship program outside the college. Based on the results of interviews with the Dean and Head of the Islamic economics/sharia economics study program at three well-known universities, namely UIN Syarif Hidayatullah, the Tazkia Institute, and Padjadjaran University, the researchers concluded that the MBKM Program opens opportunities for students to develop their skills, expand their networks and go directly into the world of work. Therefore, in the future, alumni can adapt young and be able to compete with graduates.
Policy Analysis of Bank Indonesia Concerning Finance to Value (FTV) to Minimize Problem Financing of Sharia Home Ownership Loans (KPR Nadira Paramita; Sugianto Suggianto; Nurul Jannah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3854

Abstract

The Financing to Value (FTV) policy is a macroprudential policy issued by Bank Indonesia to determine the total ratio between the value of credit that can be provided by a bank to the value of collateral in the form of property at the time of initial lending to customers. This research aims to be able to know how the procedures for implementing risk management in Sharia Home Ownership Loans (KPR) financing and knowing FTV policies can minimize problem financing on Sharia KPR products at Bank Muamalat Branch Office (KC) Medan City Hall. In this study, the authors used qualitative research with a case study approach. Data collection techniques used interviews and documentation. From the results of the research conducted, it was found that Bank Muamalat KC Medan City Hall has fully implemented Bank Indonesia’s policy regarding Finance to Value (FTV) in KPR financing products. However, this implementation is not fully in accordance with existing policies and the application of these policies has not fully minimized the NPF of Sharia KPR. In addition, the implementation of Sharia Home Ownership Loans (KPRS) distribution carried out by Bank Muamalat KC Medan City Hall did not go well due to several things that caused problematic financing, including non-performing loans. Problematic credit financing at Bank Muamalat KC Medan City Hall is caused by two things, namely debtors and creditors. To prevent and overcome problem financing loans that have been carried out by Bank Muamalat KC Medan City Hall, namely by providing understanding to debtors and providing concessions to ongoing credit problems.
Analysis of Implementation of Reputation Risk Management in Employees of Sharia Bank (Case Study of Bank Sumut Sub-Branch Office Sharia Simpang Kayu Besar Tanjung Morawa) Wiwin Khairany Simanjuntak; Muhammad Lathief Ilhamy Nasution; Nurul Jannah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3862

Abstract

The future of banking is largely determined by the management capabilities of Islamic banking and facing the rapid changes that are happening at this time. The rapid pace of information and technology as well as financial innovation has made the financial sector where Islamic banking takes shelter increasingly complex, dynamic, and competitive. This condition has the potential to increase risks to Islamic banking where all these risks absolutely must be managed. Islamic banks should start to manage such risks as reputation risk, for example. Reputation risk is the risk due to decreased stakeholder trust originating from negative perceptions of the bank. The impact of reputation risk events generally causes non-financial losses for the bank. The purpose of this study was to determine the analysis of the implementation of reputation risk management of Islamic banks on employees. The research method of this journal is a descriptive qualitative method with a case study approach from the data using collected three methods, namely, direct interview observation, and documentation. The results of the study show that the role of implementing risk management in North Sumatra companies or banks is very important because in reputation risk there must be control in the company by increasing compliance with applicable regulations in order to control reputation risk. Companies must also anticipate complaints from customers and lawsuits.
Co-Authors Ade Widya Claudia agusani, widya Ahmad Muhaisin B. Syarbaini Ahmad Perdana Indra Ahmad Perdana Indra Ali Akbar Harahap Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Alya Rahma Siregar Ananda Dwi Cahya Andi Tri Lestari Anik Purwati Annisa Lestari Ritonga Annisa Rahmawita Annisa Suci Ramadhani Aqwa Naser Daulay Aramita Aramita Arif Ramadhan Arya Neta Adinda Jambak Asmuni Asmuni atika Aura Mahdiyah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azhari Akmal Tarigan Bastanta Sinulingga Budi Harianto Citra Prasiska Puspita Tohamba, Citra Prasiska Puspita Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Egi Regi Prayoga Eko Agus Alfianto ENDRI ENDRI ESKI ADITYA Eski Aditya Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Fina Mulyana Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Gunavathy Selvarajh Hadi Nasbey Hamdani Achmad Hanifah Oktaviani Fakhri Hanizar Simatupang Harahap, Fasthabiqul Ambiya Hari Subakti Helmi, Muhammad Hervina Dahlianti I Gusti Ngurah Agung Surya Aditya Iis Herike Ilham Tri Wardana Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Julia Putri Zahara Juliana Nasution Juliani Junita Sari Juwita Wulandari Dalimunthe Kamilah , K Khairunisah Khairunisah Kurnia Sandi Panjaitan Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Margaretha Maria Shinta Pratiwi Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN Maulidah, Aula MAULIDYA REZEKI Melinia Maduratna Miranda Julia Pasaribu Mohammad Chaidir Mudrikah, Azizah Muhamad Indra Nurzaman Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Choir Rivaldi Muhammad Helmi Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Mulya Virgonita I Winta Murat, Nur Atiqah Maulad Musi zalfa Izza Mutia Maudy Khasanah Mutiara Ratu Shapura Nadia Amalia Nadira Paramita Nadya Ulfah nasution, fauziah Natasya Rahma Apriliani Nia Nazlia Nilam Utami Aqillah Novita Ayunda Sari NUR AHMADI BI RAHMANI Nur Ainun Ningsih Nur Ainun Siregar Nur Fadlilah Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurlaila Nurlaila Nurlaila Nurlaila Nurul Arsih Olita Jasmine Padlan Habibi Prayugo Ali Abdillah Purnama Ramadani Silalahi Purnama Sari, Eka Putri Ismaydina Putri Masrifah Rahma, Tri Inda Fadhila Rahmad Raja Martua Hasibuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Imsar Raisa Aulia Rahma Ramayani Rima Yohani RINDI SAFIRA Riyadi, Muskhab Eko Rizka Afriani RIZKIA ZAHRA Robi Mufti Ruqayyah Ruqayyah Ryan Arianda Salma Anisa Risky Salsabila Putri Salsabila Rahmawan, Fadia Salwa Fadillah Haya Saparuddin Siregar Sari, Meyana Selly Febriana Sigit Pranomo Hadi Silvia Retri Aldona Tampubolon Sindi Novita Sari Siti Aisyah Siti Rahmah Ritonga Solly Aryza Sri Bella Larasaty Yuandra Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Syarif Amin SYFA ARIKAH Tambunan, Khairina Tri Inda Fadhila Rahma Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ummi Kalsum Vanessa Vanessa Vega Liana velly khairunnisa velly Vina Soviana Wahyu Sarvina Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yenni Samri Juliati Nasution Yudi Paruhum Yuliana Sain Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Ziad, Muhammad Thoriq Zikri Rahman Zuhrinal M. Nawawi