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EFEKTIVITAS PENYALURAN KREDIT USAHA RAKYAT (KUR) DALAM MENINGKATKAN USAHA KECIL DAN MENENGAH PADA BANK RAKYAT INDONESIA UNIT MANONDA PALU Arwan, Arwan
Katalogis Vol 6, No 9 (2018)
Publisher : Katalogis

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Abstract

KUR which is one of the government's efforts in encouraging banks to channel capital credit to UMKM and Giving Cooperatives. People's Business Credit (KUR) aims to accelerate the development of economic activities in the real sector in the context of poverty alleviation and expansion as well as the expansion of employment opportunities, especially for UMKM around the working area of BRI Manonda unit. This research is analyzed descriptively qualitative. The informants in this study are Head of Marketing, Head of Credit, 2 Marketing, and 3 People small and medium entrepreneurs. The number of informants in the study ie 7 people who were withdrawn with the technique of purposive sampling.Techniques of collecting and retrieving data consists of observation, interviews, and documentation. The theory used in looking at the effectiveness criteria of an organization is determined by the five elements put forward by Gibson. The results showed that the Distribution of People's Business Credit (KUR) in Improving Small and Medium Enterprises in Bank Rakyat Indonesia ManondaPalu Unit effective, it can be seen from five aspects namely; first, the results of production achieved. Second, efficiency, because it can improve business.Third, satisfaction, namely improving the welfare of entrepreneurs. Fourth, the adjustment, which UMKM can adjust to other business competition. And the fifth, continuity, namely UMKM can run and develop in accordance with the potential that exists.
Co-Authors A. Haris Abas Oya Abdul Haris Achmad Herman Afifah, Ulfa Nur Agustiani, Sindi ahmad yani Akbar Hidayat Ananta Wikrama Tungga Atmaja Anggraeni, Putri Decha Ariyanti, Zaskia Asep Rohman Atika, Nyimas Auliyah, Dwi Septi Bagus, Muhammad Fadli Bayan, Ashfan Abdan Budiarto, Syam Budiwan, Sadry Burhanuddin Burhanuddin Darmawati Darmawati Deki Zulkarnain Devisia, Melani Dewi Iryani Dimas, Dimas Dr. I Nyoman Tika,M.Si . Duangkamol Aemevat Elvaria Mantao Fadjriah, Rasyika Nurul Fadli, Bagus Muhammad Fahriah, Fathia Saidah Farniati, Farniati Fauzi, Azra Febrianty, Yayuk Firmansyah , Firmansyah Firmansyah Firmansyah Fransiska, Desvi Garaika Harapin Hafid H. Hasanah Hasanah Herawanto Herawanto, Herawanto Ibrahim Ibrahim Ika Purnamasari Ikra, Ikra Imelda, Ovi Iqbal Wahyuda Iswandari, Vanessa R Jusman Rau, Muhammad Kamba, Ismail Kiki Sanjaya Kiki, Kiki Sanjaya Krisnasari, Sendhy La Tarifu, La Tarifu Lestari, Ayu Citra Li, Priska Veina Lismiati, Lismiati Lusia Salmawati Mangela, Jessica Angelina Mardiono, Mardiyono Mareta, Evi Maulana Maulana, Maulana Meilinda, Nina Mislawati, Sri Eva Misnawati Misnawati Muhammad Aji Satria Muhammad Ansar, Muhammad Muhammad Rizki Ashari Muhammad Ryman Napirah Muhammad Sabri Syahrir Muhammad Yani Muhammad Zikra Netti Tinaprilla Ni Wayan Sridani Ningsih, Suprihatin ningsih, Sutri Novi Inriyanny Suwendro Nurfidah, Nurfidah Nurul Fadjriah, Rasyika Nurul Istiqomah oya, abas Paramita, Shanti Pitriani, Pitriani Prasilia, Hellen Pujiastuti, Rr. Sri Endang Puteri, Rafa Nabila Rabial Kanada, Rabial Rafa Nabila Puteri Rahma, Nuraini Rahma, Nur’aini Rahman Rahman Rahmatullisa, Siti Ramadhina, Tri Wahyuni Ramdhani, Lisda Ratno Ratno Rosa Dwi Wahyuni Sadli Syam saidin, saidin Sakinah, Nazara Syifa Saputra, Ade Akhmad Saputra, Dedek Sari, Novita Eka Sarungallo, Amelia Tirsa Siti Nurhaliza Sitti Radhiah Sri Suryaningsih Sri Suryaningsih Subhan Subhan Suhaimi Suhaimi Sulfiyanti, Sulfiyanti Supriadin, Andi Suprianto, Rizky Fajar Supriyanto, Try Surya Raharja Syamsul Arif Syarifah Syarifah, Syarifah Taufiqurrahman, M. Ta’adi, Ta’adi Tesva, Sepralin Vidyanto, Vidyanto Wantah, firmansyah Wayan Suastra