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Pengaruh Literasi Keuangan, Inklusi Keuangan dan Financial Technology terhadap Perilaku Keuangan dengan Lifestyle Sebagai Variabel Pemoderasi: (Studi pada Mahasiswa Generasi Z di Universitas Prof. Dr. Hazairin, SH) Rahmad Ramadhani; Sintia Safrianti; Fauzan Fauzan
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 5 No. 1 (2025): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v5i1.2655

Abstract

In the current era of globalization, there are many changes in financial behavior, therefore financial intelligence is absolutely necessary for a student. Because, financial intelligence includes how a person manages their finances well, including expenses, investments, savings, and other financial aspects. This study aims to determine how much influence financial literacy, financial inclusion, and Financial Technology have on financial behavior and to determine how much Lifestyle moderates it in generation Z students at Prof. Dr. Hazairin SH University. This research method is quantitative by distributing questionnaires to 160 students in generation Z at Prof. Dr. Hazairin SH University. Sampling techniques that use non-probability sampling techniques.. Data analysis was carried out using the Partial Least Square - Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS 4 software. The results of the analysis show that partially Financial Technology, Financial Literacy and Lifestyle have a positive and significant effect on Financial Behavior. Conversely, Financial Inclusion does not have a positive and significant effect on Financial Behavior. And Lifestyle as a moderating variable shows a significant influence in strengthening the relationship between Financial Inclusion and Financial Behavior. Meanwhile, Lifestyle as a moderating variable does not show a significant influence in strengthening the relationship between Financial Literacy and Financial Technology.
Analisis Hadis”Berdusta Atas Nama Nabi Muhammad Saw” dalam Konteks Empat Kompetensi Guru Husna Husna; Syabuddin Syabuddin; Fauzan Fauzan
JURNAL RISET RUMPUN ILMU PENDIDIKAN Vol. 4 No. 1 (2025): April : Jurnal Riset Rumpun Ilmu Pendidikan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurripen.v4i1.6306

Abstract

The hadith of the Prophet Muhammad (peace be upon him), "Whoever lies about me intentionally, let him take his place in Hell" (Narrated by Bukhari and Muslim), is a stern warning to maintain honesty, especially for educators. This study aims to examine this hadith in relation to a teacher's competence. Hadith, as a source of Islamic teachings after the Qur'an, serves as a guideline in various aspects of life, including education. Teachers as educators are required to convey knowledge correctly, without reducing or misleading the teachings. This study uses a library research approach and content analysis techniques to examine the meaning and relevance of the hadith. The results of the study indicate that this hadith has a close relationship with four teacher competencies, namely pedagogical, professional, personality, and social. This hadith emphasizes the importance of integrity, honesty, and responsibility in carrying out a teacher's duties, while also making him a role model for students.
PENGARUH SELF EFFICACY, TEAM WORK DAN WORK LIFE BALANCE TERHADAP KINERJA KARYAWAN PT FINANSIA MULTI FINANCE (KREDIT PLUS) KOTA BENGKULU Dimas Ferdiansyah; Muhammad Noor Armi; Fauzan Fauzan
Economicus : Jurnal Ekonomi dan Manajemen Vol. 13 No. 2 (2023): Juni: Economicus : Jurnal Ekonomi dan Manajemen
Publisher : Institut Teknologi dan Bisnis Dewantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47860/economicus.v13i2.37

Abstract

This study aims to determine the effect of self efficacy, team work and work life balance on employee performance at PT Finance Multi Finance (Credit Plus) Bengkulu City. Self efficacy, teamwork and work life balance are the variables of this study. Data collection techniques by distributing questionnaires using a scale likert instrument. The entire PT Employee Multi Finance Finance (Kredit Plus) Bengkulu City is the study population. Using the saturated sample method 38 samples This research uses the SPSS 22 analysis program. Multiple linear regression analysis Classical hypothesis test t test F test multiple correlation, the coefficient of determination is also used techniques used for data analysis. The results only show that (1) self efficacy affects the performance employees of PT Finansia Multi Finance. (2) Team work at PT Finansia Multi Finance (Kredit Plus) does not affect employee performance (3) Employee Performance PT Finansia Multi Finance (Kredit Plus) Bengkulu City is influenced by work life balance. (4) self efficacy, team work and work life balance have a simultaneous effect on the performance of Finansia Multi Finance (Kredit Plus) Bengkulu City employees.
Penanaman Karakter Religius Melalui Program Tahfidz di MTsN 1 Lima Puluh Kota Ardina Khoirunnisa; Fauzan Fauzan; Ulva Rahmi; Alimir Alimir
Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat Vol. 1 No. 4 (2024): Oktober: Jurnal Pendidikan Agama Islam dan Filsafat
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/akhlak.v1i4.113

Abstract

This study aims to describe and analyse the cultivation of religious character through the tahfidz Al-Qur'an program at MTsN 1 Lima Puluh Kota. A descriptive qualitative approach was used in this study, with data collected through observation, interviews, and documentation. The results showed that the tahfidz programme in superior VIII grade has had a positive impact on the formation of students' religious character. The cultivation of religious character is carried out through various methods, such as exemplary teachers, habituation, advice, and punishment. Exemplary teachers, such as examples of polite behaviour and dressing according to sharia, provide good examples to students. Habituation, such as praying together before learning and praying zuhur in congregation, forms positive habits in worship. Brief advice from teachers helps students understand the importance of discipline and obedience in religion. Meanwhile, punishment, such as repeating one page of memorisation backwards, is used as an effort to correct the behaviour of students who do not comply with the rules. This study also shows that the Qur'an memorisation programme not only improves students' ability to memorise the Qur'an, but also forms a better person in worship and morals. However, there are still some obstacles in the implementation of this programme, such as students' lack of awareness of religious obligations and lack of religious attitudes. Therefore, it is recommended that the tahfidz programme continue to be improved and supported by all relevant parties to achieve the goal of forming better religious characters in students.
Pelaksanaan HIJAS di Pondok Pesantren MUS Candung Sari Dewi; Deswalantri Deswalantri; Wedra Aprison; Fauzan Fauzan
Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat Vol. 1 No. 4 (2024): Oktober: Jurnal Pendidikan Agama Islam dan Filsafat
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/akhlak.v1i4.135

Abstract

HIJAS is a school support program at the MUS Candung Islamic Boarding School. This research aims to determine the implementation of HIJAS and the values ​​that are instilled. Using qualitative methods, the key informant is the HIJAS coach as the implementer. Supporting informants: students and OSMUS as participants. Based on the results of observations and interviews, it is true that the HIJAS program instills religious values ​​such as: congregational morning prayers, discipline values, diligent recitation of the Koran and social.
Strategi Guru Tahfidz dalam Memperbaiki Bacaan Al-Qur’an di Taman Pendidikan Al-Qur’an (TPA) Ar-Rasyid Kota Tanjungpinang Kepulauan Riau Muhammad Ryan Lazuardi; Alimir Alimir; Arifmiboy Arifmiboy; Fauzan Fauzan
Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat Vol. 1 No. 4 (2024): Oktober: Jurnal Pendidikan Agama Islam dan Filsafat
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/akhlak.v1i4.136

Abstract

This research was conducted at the Ar-Rasyid Al-Qur'an Education Park (TPA), Tanjungpinang City, Riau Islands, to overcome problems in learning the Al-Qur'an, especially the pronunciation of hijaiyah letters, recognition of dignity, and the science of recitation. Teachers try to guide children in reading the Koran correctly, assisted by the cooperation of parents at home. The teacher uses the question and answer method to motivate students to understand and instill the laws of recitation. This research is qualitative field research with descriptive methods. Data was collected through interviews, observation and documentation, then analyzed using the steps of collecting, editing, presenting data and drawing conclusions. Data validity testing was carried out through triangulation. The research results show that the tahfidz teacher's strategy in improving Al-Qur'an reading includes utilizing time to read the Al-Qur'an before learning, muroja'ah strategies, and implementing systematic learning procedures. Teachers also carry out final assessments every semester. Implementation techniques include the jama' method for collective memorization and the Iqra' method for reading practice. The Tahfidz teacher evaluation strategy shows the existence of supporting factors and investors, such as laziness and donor coordination between the head of the foundation, teachers and students. The solutions implemented include good time management, motivation and support from TPA, teachers and parents so that students are more enthusiastic about learning the Koran at TPA Ar-Rasyid.
Peranan Orangtua Dalam Memotivasi Anak Untuk Melaksanakan Shalat Lima Waktu Di Jorong Bungo Tanjuang Kenagarian Sungai Janiah Kecamatan Gunung Talang Kabupaten Solok Tita Eka Putri; Fauzan Fauzan; Jasmienti Jasmienti; Supriadi Supriadi
Concept: Journal of Social Humanities and Education Vol. 2 No. 1 (2023): March : Concept: Journal of Social Humanities and Education
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/concept.v2i1.245

Abstract

Latar belakang penelitian ini adalah yang berkaitan dengan peranan orangtua dalam memotivasi anak melaksankan shalat lima waktu di Jorong Bungo Tanjuang Kenagarian Sungai Janiah. Hal ini akan digali atau dicari informasi mengenai apa yang membuat anak di Jorong Bungo Tanjuang Kenagarian Sungai Janiah itu banyak yang meninggalkan shalat dan ada juga yang tidak melakukan shalat limawaktu. Penelitian ini menggunakan pendekatan kualitatif jenis deskriptif, dengan menggunakan informan kunci orangtua. Informan pendukung dalam penelitian ini adalah anak yang ada di Jorong Bungo Tanjuang Kenagarian Sungai Janiah. Dalam pengumpulan data, pengumpulan data yang digunakan yaitu observasi dan wawancara. Adapun teknik analisi data yang di gunakan adalah menelah seluruh data, reduksi, penyajian data. Adapun teknik keabsahan data yaitu membandingkan data hasil pengamat dengan data hasil wawancara, membandingkan data yang dikatan orangtua dengan data yang dikatakan anak.Hasil penelitian ini menunjukan bahwa malasnya anak shalat yang ada di Jorong Bungo Tanjuang Kenagarian Sungai Janiah, dikarenakan kurangnya peranan orangtua dalam memotivasi anaknya untuk shalat. Orangtua hanya mengingatkan tetapi tidak melihat apakah anak itu benar-benar sudah melakukan atau belum melakukan shalat.
Pengaruh Literasi Keuangan, Inklusi Keuangan dan Financial Technology terhadap Perilaku Keuangan dengan Lifestyle Sebagai Variabel Pemoderasi: (Studi pada Mahasiswa Generasi Z di Universitas Prof. Dr. Hazairin, SH) Rahmad Ramadhani; Sintia Safrianti; Fauzan Fauzan
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 4 No. 2 (2025): Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v4i2.4634

Abstract

In the current era of globalization, there are many changes in financial behavior, therefore financial intelligence is absolutely necessary for a student. Because, financial intelligence includes how a person manages their finances well, including expenses, investments, savings, and other financial aspects. This study aims to determine how much influence financial literacy, financial inclusion, and Financial Technology have on financial behavior and to determine how much Lifestyle moderates it in generation Z students at Prof. Dr. Hazairin SH University. This research method is quantitative by distributing questionnaires to 160 students in generation Z at Prof. Dr. Hazairin SH University. Sampling techniques that use non-probability sampling techniques.. Data analysis was carried out using the Partial Least Square - Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS 4 software. The results of the analysis show that partially Financial Technology, Financial Literacy and Lifestyle have a positive and significant effect on Financial Behavior. Conversely, Financial Inclusion does not have a positive and significant effect on Financial Behavior. And Lifestyle as a moderating variable shows a significant influence in strengthening the relationship between Financial Inclusion and Financial Behavior. Meanwhile, Lifestyle as a moderating variable does not show a significant influence in strengthening the relationship between Financial Literacy and Financial Technology.
Perbandingan Hasil Belajar Fiqih Menggunakan Model Pembelajaran Problem Based Learning Dan Discovery Learning Di Kelas X MAN Lima Puluh Kota Fanelawati Fanelawati; Arifmiboy Arifmiboy; Charles Charles; Fauzan Fauzan
JURNAL PENDIDIKAN DAN ILMU SOSIAL (JUPENDIS) Vol. 1 No. 4 (2023): OKTOBER : JURNAL PENDIDIKAN DAN ILMU SOSIAL
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jupendis.v1i4.949

Abstract

Understudy learning results in FIQIH class X MAN Fifty Urban communities are still low. Scientists saw from the low grades of understudies. Then from the manner in which understudies discover that is as yet deficient. The method for defeating these issues is to apply issue based learning or revelation learning models. This review means to figure out the factors that will be involved between the exploratory class 1 utilizing the issue based learning model and the trial class 2 utilizing the revelation learning model. This kind of examination is semi exploratory with a genuine trial plan. The instrument utilized was various decision regarding the matter of Fiqh upwards of 20 inquiries with material on removal and changes in resources. Taking a huge choice worth <0.05 shows a massive contrast between the underlying variable and the last factor. As well as the presence of tremendous contrasts between learning results utilizing issue based learning and revelation learning models. So it very well may be reasoned that "there is an examination of learning results in fiqh utilizing issue based learning and revelation learning models in class X MAN Fifty Urban communities."
Legal Protection or Perpetrators of Crimes With the Element of Self-Defense Iman Sejati Zendrato; Yasmirah Mandasari Saragih; Fauzan Fauzan
International Journal of Sociology and Law Vol. 2 No. 1 (2025): International Journal of Sociology and Law
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijsl.v2i1.306

Abstract

Legal protection is an effort made by the government to protect its citizens in accordance with legal regulations that aim to realize justice, legal certainty, and benefits. The application of law is a system that aims to regulate and protect every action or behavior that occurs within the scope of society with various norms and sanctions that are binding and coercive in order to prevent problems from occurring. Every person who commits a crime will certainly be held accountable in the form of sanctions for the violations committed. In this writing process, the normative legal research method or normative juridical method is used using a statutory approach, a conceptual approach, and a comparative approach. A crime in general can also be caused by actions or deeds that are not directly carried out with an element of intent in the form of protection or self-defense. Accountability for criminal acts on the basis of self-defense in this case can be justified as long as it meets the requirements and limitations according to legal provisions. Thus, self-defense efforts in the criminal act process cannot be punished if they meet the elements of self-protection because there is no way out, meet the unlawful nature, for the benefit of oneself, others and public order issues, and do not go against the norms that live in society.
Co-Authors Abd Mukti Adi Susilo Jahja Afrinaldi Afrinaldi Agustina Agustina Aji Fakhrizal Syahbet Alimir Alimir Amelia Putri Andi Mariani Anggi Pertiwi Anis Fuadah Z Anjelia Etri Ardina Khoirunnisa Arifmiboy, Arifmiboy Armadani Armadani Arman Husni Asyura, Khairun Athailah Athailah Ayanda Shiro Kamarullah Basalamah, Muhammad Ridwan Bobby Rahman Bonar Yudhistira Charles Charles Conniwanti Darul Ilmi David Bahrin Deswalantri Deswalantri Devita Maisari Dibi Vation Manik Dicky Armanda Dikpride Despa Dimas Ahmad Hernawan Dimas Ferdiansyah Dyna Aulya Zuliarti Efraim Abigail Bukit Eka Pradana Mahardika Eka Rizal Eka Suwirza Eko Subrata Erwin Efendi Rangkuti Fachroerrozi Hoesni, Fachroerrozi Fanelawati Fanelawati Farizal Farizal Fasdarsyah Fasdarsyah Firman Hidayat Firmansyah Firmansyah First San Hendra Rivai Gusmardi Indra Hamdi Abdul Karim Harza, Zulkifli Hayati Palesa Heriyanto Heriyanto Husna Husna Ibrahim Ibrahim Ilham Salsabila Iman Sejati Zendrato Indah Sri Ningrum Jasmienti Jasmienti Jeni Delvi Junaidi Junaidi Keken Parmita M Anang Jatmiko M. Lutfi Al Fahmi Mahalla, Mahalla Marhaiza Ibrahim Markoni Markoni Maulidin Maulidin Mei Elvariani Misdalipah Misdalipah Mudinillah, Adam Muhaddis Muhaddis Muhammad Faiz Hadi Muhammad Ilham Anugrah Muhammad Noor Armi Muhammad Rizwan Muhammad Ryan Lazuardi Mukhlis Mukhlis Naja Suhratul Jana Ni Wayan Sridani Norti Novita Sari Nur Hidayati Nurasmi Nurasmi Nurmasyahyati Nurmasyahyati Puja Savira Putri Lestari, Nadia Putriani Nduru Rahmad Ramadhani Rajuddin Rajuddin Ratna Devi Resti Kurnia Sari Rizal S.Si., M.IT, Rizal Rizki Andini Rizqy Aredo Suhada Pratama Romy Rohadi Saragih Rubiyatun Rubiyatun Rusmalini Rusmalini Ryan Fadli Siregar Salma Fadhilah Hanun Salmi Wati Salmiwati Salmiwati Sari Dewi Selpiana Selpiana Sintia Safrianti Siti Mesaroh SonyaFutri Ramafina Sri Oktavia Sri Wilujeng Sundari, Sri Supriadi Supriadi Susilastri Susilastri Syabuddin Gade Syaiful Akhyar T. Ikhsan Ansyari Husny Tamaulina Br Sembiring Taufiki Rahman Tesha Dwi Putri Thesa Oktarina Tiara Elya Ariawan Tiaratama Sekar Endita Tita Eka Putri Trias Setiawati Trisya Septiana Ulva Rahmi Wedra Aprison Winda Aulia Darmawis Yasmirah Mandasari Saragih Yassir Yassir Yondrizal Yondrizal Yulia Christy Shintara Aruan Zaharil Anasy Zeno Eronu Zalukhu Zulkarnaini Zulkarnaini