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Marliyah
Universitas Islam Negeri Sumatera Utara
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PERKEMBANGAN PERBANKAN SYARIAH PADA ERA EKONOMI DIGITAL Dita Zakia Rahmah Siahaan; Marliyah Marliyah
Ekonom : Jurnal Ekonomi dan Bisnis Vol 3 No 1 (2023): Ekonom: Jurnal Ekonomi dan Bisnis
Publisher : Yana Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58432/ekonom.v3i1.765

Abstract

Studi ini bertujuan untuk meneliti bagaimana perkembangan perbankan syariah pada era ekonomi digital. Teknologi digital merupakan salah satu produk ataupun fitur dari perkembangan teknologi era modern. Salah satu bidang yang paling krusial dalam era modern ini adalah bidang keuangan yang erat kaitannya dengan lingkup perbankan. Penelitian ini didasarkan pada literatur yang dipilih. Adapun metode penelitian yang dilakukan menggunakan Google Scholar untuk publikasi 5 tahun terakhir. Kemudian dilakukan analisis isi per topik bahasan peneliti yaitu Perkembangan Perbankan Syariah Pada Era Ekonomi Digital sehingga diperoleh 10 artikel. Temuan utama dari penelitian ini dari kajian studi literatur menunjukkan bahwa dengan keberadaan digital ekonomi akan mendorong pertumbuhan ekonomi dan meningkatkan daya saing produk dan jasa baik di level mikro maupun makro. Terdapat tiga tantangan yang dihadapi perbankan di Indonesia dalam pelayanan digital banking, yakni evaluasi uji coba layanan digital banking Bank Indonesia (BI) terkait dengan sistem informasi bank, ketersediaan jaringan, dan edukasi serta perlindungan konsumen. ABSTRACT This study aims to examine how the development of Islamic banking in the digital economy era. Digital technology is a productor feature of modern technological developments. One of the most crucial fields in this modern era is the financial sector which is closely related to the banking sector. This study is based on selected literature. The research method used is Google Scholar for publication in the last 5 years. Then a content analysis was carried out per the topic of there searcher's discussion, namely the Development of Islamic Banking in the Digital Economy Era so that 10 articles were obtained. The main findings of this research from a review of literature studies show that the existence of a digital economy willen courage economic growth and increase the competitiveness of products and services at both the micro and macro levels. There are three challenges faced by banks in Indonesia in digital banking services, namely the evaluation of trials of Bank Indonesia's digital banking services related to bank information systems, network availability, and consumer education and protection.
PELUANG DAN TANTANGAN INDUSTRI HALAL MENUJU PUSAT INDUSTRI GLOBAL Muhammad Suhaimi; Marliyah Marliyah
Ekonom : Jurnal Ekonomi dan Bisnis Vol 3 No 1 (2023): Ekonom: Jurnal Ekonomi dan Bisnis
Publisher : Yana Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58432/ekonom.v3i1.768

Abstract

Pemerintah Indonesia telah mencanangkan untuk menjadi pusat industri halal dunia tahun 2024, namun persaingan industri halal kini tidak hanya berasal dari negara-negara muslim melainkan juga negara-negara mayoritas non muslim. Oleh karena itu, penelitian ini bertujuan untuk mengurai peluang dan tantangan industri halal Indonesia menuju pusat industri halal dunia. Penelitian ini merupakan studi literatur, menggunakan pendekatan deskriptif, data dan informasi di himpun dari berbagai literatur dan data sekunder.Hasil penelitian ini menunjukkan bahwa terdapat lima aspek peluang industri halal Indonesia, aspek pengakuan global, keuangan,makanan halal, wisata halal dan aspek halal lifestyle. Terdapat masing-masing tiga tantanganyang berasal dari eksternal, yakni banyaknya negara pesaing, belum tersedianya keseragaman sertifikasi halal yang disepakati secara global dan ketidak kompakan negara-negara muslim dalam menetapkan standar produk halal; dan secara internal terdiri dari, kurangnya halal awareness pada masyarakat Indonesia,adanya problematika dari Undang-Undang Nomor 33 Tahun 2014 Tentang Jaminan Produk Halal dan rendahnya kesadaran masyarakat Indonesia untukberkompetisi. Selain tantangan tersebut juga terdapat kendala yang dihadapi Indonesia, antara lain peluang bisnis industri halal belum disadari banyak pihak maupun regulator, terbatasnya suplai bahan baku yang memenuhi kriteria halal, masih terbatasnya pemahaman sejumlah produsen yang disertai dengan belum memadainya infrastruktur, perbedaan standarisasi dan sertifikasi produk halal dan banyaknya produk impor yang masuk ke Indonesia. ABSTRACT The Indonesian government has planned to become the center of the world's halal industry in 2024, but competition for the halal industry now does not only come from Muslim countries but also non-Muslim majority countries.Therefore, this research aims to unravel the opportunities and challenges of the Indonesian halal industry towards the center of the world halal industry.This research is a literature study, using a descriptive approach, data and information collected from various literature and secondary data. The results of this study indicate that there are five aspects of opportunities for the Indonesian halal industry, aspects of global recognition, finance, halal food, halal tourism and aspects of halal lifestyle.There are three challenges that come from external sources, namely the number of competing countries, the unavailability of uniform halal certification that is agreed globally and the discordance of Muslim countries in setting halal product standards; and internally it consists of, the lack of halal awareness in the Indonesian people, the existence of problems from Law Number 33 of 2014 concerning Guaranteed Halal Products and the low awareness of the Indonesian people to compete. In addition to these challenges, there are also obstacles faced by Indonesia, including business opportunities in the halal industry that have not been realized by many parties or regulators, limited supply of raw materials that meet halal criteria, limited understanding of a number of producers accompanied by inadequate infrastructure, differences in standardization and certification of halal products. and the number of imported products entering Indonesia.
Development Strategy of Halal Food Industry to Enhance Consumption Activities in the Community of Medan City Ahmad Kurnia; Marliyah; Juliana Nasution
Asian Journal of Applied Business and Management Vol. 2 No. 3 (2023): August 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajabm.v2i3.5671

Abstract

This study aims to discover how the primary priority strategies for the development of the Halal Food Industry can enhance consumption activities in the community of Medan City by presenting the internal and external factors that have been undertaken thus far. Additionally, the researcher highlights several urgent measures that need to be implemented to ensure a more focused development of the Halal Food Industry. The method employed is qualitative, using SWOT analysis and QSPM analysis. The questionnaire was completed by a total of five respondents, five of whom were SME practitioners in Medan City and five of whom were expert professionals. Based on the SWOT analysis results, the strategy quadrant derived after processing through the IFE and EFE matrices falls within Quadrant I. This indicates that the strategy employed is a progressive one. This strategy signifies that the Halal Food industry possesses strengths and opportunities. Moving forward to the QSPM analysis, the outcome indicates that the primary priority strategy to be undertaken is to capitalize on the Halal Product Training Program, thereby enabling the Halal Industry to tap into global markets.
Tourism Sector Development Strategy Of Kalimantung Island And Mursala Island In Islamic Economic Perspective Rodhiatul Aslamah Meuraxa; Azhari Akmal Tarigan; Marliyah Marliyah
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 11 No 2 (2023)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v11i2.4852

Abstract

One of the sectors that can support the increase in Regional Original Revenue (PAD), improvement of social life of the community and improvements to the marine environment is the tourism sector. However, the tourism sector in Central Tapanuli Regency has not been managed and utilized optimally, especially the tourism of kalimantung island and mursala island. The author focuses on the problem of the development strategy of the tourism sector of kalimantung island and mursala island and the many tourism assets in Central Tapanuli Regency that are still not managed properly and correctly, which is due to the lack of cooperative relations with related agencies, academics, business people, communities, and local media in building and developing tourist attractions, and the lack of community participation in developing tourist attractions. This research uses a qualitative method with a descriptive approach through SWOT analysis with the Penthahelix Model to describe the situation in the field which is then examined to find general problem solving. The purpose of this research is to find out the extent to which Stakeholders (Academics, Business Actors, Communities, Government and Media) participate in the development of tourism in the district of Centralapanuli especially on Kalimantung Island and Mursala Island along with phenomena that describe the obstacles faced and efforts to overcome obstacles.
Analisis Pencegahan Money Laundering Melalui Know Your Customer Principles Terhadap Reputasi Dan Intregritas Perbankan Syariah (Pada Bank Aceh Syariah Kcp.Sutomo) Rizky Nabila Tanjung; Marliyah Marliyah; Kusmilawaty Kusmilawaty
el-Amwal Vol 6, No 2 (2023): September
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v6i2.12907

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pencegahan Money Laundering melalui Know Your Customer Principles pada Bank Aceh Kcp Sutomo serta menganalisis apa saja yang menjadi faktor penghambat dalam pencegahan money laundering pada bank tersebut sehingga Bank Aceh Kcp Sutomo mampu memberikan solusi penerapan Know Your Customer Principles yang efektif dalam mencegah transaksi nasabah yang mengarah dan terindikasi terhadap money laundering sehingga  reputasi serta integritas bank tetap terjaga. metode penelitian yang digunakan adalah kualitatif deskriptif. Pengumpulan data dilakukan dengan cara wawancara, observasi, dan dokumentasi. Data yang digunakan bersumber dari data primer yang bersumber dari lapangan dan data  sekunder yang bersumber dari kepustakaan. penelitian ini dilakukan di Jl.Sutomo No.Rt.02, Pandau Hilir, Kecamatan Medan Timur, Kota Medan, Sumatera Utara. Hasil penelitian ini menunjukkan bahwa Know Your Customer Principles merupakan cara yang cukup efektif dalam mencegah Money Laundering pada Bank Aceh Kcp Sutomo yang didalam penerapannya mecakup beberapa kebijakan diantaranya kebijakan pengorganisasian, identifikasi nasabah, pelaporan system dan pelaporan manual kepusat dan dengan membekali karyawan bank aceh dengan pelatihan -pelatihan pengenalan nasabah dIkarenakan masih ada kendala yang di hadapi dalam penerapannyan baik dari internal bank itu sendiri maupun berasal dari nasabahnya serta pencegahannya dengan mempelajari manajamen reputasi dan integritas Bank Aceh Kcp Sutomo.
Analisis Pengaruh Kompetensi Sdm, Kepuasan Kerja, Komitmen Kerja Terhadap Kinerja Karyawan Dengan Kompensasi Sebagai Variabel Moderating (Studi Kasus Bank Muamalat Kc Medan Balaikota) Lukman Hakim; Marliyah Marliyah; Atika Atika
el-Amwal Vol 6, No 2 (2023): September
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v6i2.12899

Abstract

Penelitian ini bertujuan untuk menguji pengaruh kompetensi SDM, kepuasan kerja, dan komitmen kerja terhadap kinerja karyawan, secara parsial dan simultan. Dan apakah kompensasi mampu memoderasi variabel kompetensi SDM, kepuasan kerja dan komitmen kerja terhadap kinerja karyawan pada Bank Muamalat KC Medan Balaikota. Penelitian ini menggunakan metode kuantitatif, pengumpulan data menggunakan skala likert. Subjek penelitian adalah karyawan Bank Muamalat KC Medan Balaikota berjumlah 55 sampel, teknik analisis melalui IBM SPSS Statistic 26. Hasil penelitian menunjukan pertama variabel kompetensi SDM berpengaruh signifikans terhadap kinerja karyawan. Nilai signifikan Kompetensi SDM sebesar 0,010 (<0,05), kedua variabel kepuasan kerja berpengaruh signifikan terhadap kinerja karyawan. Nilai signifikan variabel kepuasan kerja sebesar 0,001 (<0,05), ketiga variabel komitmen kerja tidak berpengaruh signifikan terhadap kinerja karyawan. Nilai signifikan variabel komitmen kerja sebesar 0,582 (>0,05), keempat secara simultan variabel kompetensi SDM, kepuasan kerja, komitmen kerja, dan kompensasi berpengaruh signifikan terhadap kinerja karyawan, nilai Signifikan sebesar 0,000 (<0,05), kelima variabel kompensasi memperkuat hubungan antara variabel kompetensi SDM terhadap kinerja karyawan nilai signifikan sebesar 0,000 (<0,05), keenam variabel kompensasi memperkuat hubungan antara variabel kepuasan kerja terhdap kinerja karyawan, nilai signifikan sebesar 0,000 (< 0,05), ketujuh variabel kompensasi memperkuat hubungan antara variabel komitmen kerja terhadap kinerja karyawan nilai signifikan sebesar 0,000 (< 0,05).
Analisis Tingkat Literasi Keuangan Syariah Petani Padi Di Desa Sei Penggantungan Kabupaten Labuhanbatu Ahmad Suwandi; Marliyah Marliyah
JIA (Jurnal Ilmiah Agribisnis) : Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian Vol. 8 No. 2 (2023)
Publisher : Department of Agribusiness, Halu Oleo University Jointly with Perhimpunan Ekonomi Pertanian Indonesia - Indonesian Society of Agricultural Economics (PERHEPI/ISAE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37149/jia.v8i2.610

Abstract

Sei Penggantung Village, Labuhanbatu Regency, is an underdeveloped village starting to develop. Having the majority of the population working as rice farmers makes farmers during the farming period always need capital, but often in farming activities, farmers are always constrained by money. Farmers always borrow from conventional financial services in the village when there is a shortage of capital. This does not solve the problem but creates a new trial, namely interest-bearing debt, so a new financing system is needed that avoids interest. Islamic financial institutions can be an option for farmers as a source of capital. The aim is to assess knowledge of Islamic finance among farmers. The study was conducted from October 2022 to January 2023. It used four indicators to measure Islamic financial literacy: Islamic savings and loans, basic knowledge of Islamic finance, Islamic investment, and Islamic insurance. A survey method was used to collect data, and a sample of 30 individuals was selected through purposive sampling. Data collection was carried out by interviewing using a questionnaire, and previously the questionnaire items were validated and tested for reliability. Descriptive statistics were used for analysis. The results showed that the level of Islamic financial literacy among rice farmers in Sei Penggantungan Village was low, with an index value of 59.66%. According to the classification of Chen and Volpe (1998), it is included in the low category (<60%). The main factor causing low Islamic financial literacy among farmers is the limited access of rural communities to financial education related to Islamic financial services. This includes understanding the features, benefits, risks, rights, and obligations associated with the service. This drives the lack of public interest in using Islamic financial services causing farmers to continue to rely on moneylenders to find sources of capital.
Analisis Akuntabilitas Dan Transparansi Dalam Pengelolaan Anggaran Dana Bantuan Operasional Sekolah (Bos) Di Mis Perguruan Ubudiyyah Medan Siti Hawa Rahma Sari Pane; Marliyah Marliyah; Arnida Wahyuni Lubis
J-EBI: Jurnal Ekonomi Bisnis Islam Vol 2, No 02 (2023): J-EBI: JURNAL EKONOMI DAN BISNIS ISLAM
Publisher : J-EBI (Jurnal Ekonomi Bisnis Islam)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57210/j-ebi.v2i02.273

Abstract

Bantuan Operasional sekolah (BOS) program di bidang pendidikan, harus digunakan seefektif mungkin agar tujuan tercapai. Dana BOS dikeluarkan dalam empat triwulan untuk satu tahun (satu periode), berdasarkan prosedur yang ada dana BOS perlu di kelola secara relevan dan efektif. Tujuan dari penelitian ini adalah untuk mengetahui Akuntabilitas, Transparansi, dan Pengelolaan Anggaran Dana Bantuan Operasional Sekolah (BOS) di MIS Perguruan Ubudiyyah. Metode pengumpulan data menggunakan data primer. Teknik pengumpulan data berupa wawancara, observasi, dan studi dokumentasi. Dalam penelitian ini, peneliti mewawancarai beberapa narasumber yaitu: Kepala Sekolah, Bendahara, dan Komite sekolah secara murni serta dokumentasi sebagai penunjang keabsahan informasi. Hasil penelitian menunjukkan bahwa akuntabilitas di MIS Perguruan Ubudiyyah sudah berjalan dengan cukup baik sesuai dengan Permendikbud No. 18 Tahun 2019, yaitu adanya keterlibatan tim manajemen BOS, komite sekolah dan seluruh guru dalam perencanaan, pelaksanaan, dan pertanggung jawaban sudah sesuai petunjuk teknis penggunaan dana BOS tahun 2019, pertanggung jawaban dana BOS dilakukan setiap triwulan, tetapi tranparansinya belum berjalan dengan baik, kepala sekolah tidak mensosialisasikan draft RKAM ataupun sumber dana dan rincian penggunaan kepada wali murid secara langsung maupun tidak. Sekolah hanya memberikan informasi mengenai dana BOS yang diterima di papan pengumuman sekolah, tetapi pada kenyataannya papan pengumuman mengenai dana BOS kosong, sama sekali tidak terisi. Oleh karena itu, pengunaan dana BOS sulit untuk diakses masyarakat.Kata Kunci: Akuntabilitas, Transparansi, dan Pengelolaan Dana BOS.
The Effect of Religiosity and Emotional Intelligence on the Performance of the Management of the Student Organization with Motivation as Intervening Variable Zulhazzi Siregar; Sugianto Sugianto; Marliyah Marliyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economic: July, 2021
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v4i1.1501

Abstract

Islamic Boarding School is a life-oriented Islamic education institution that emphasizes the importance of having a religious attitude and good emotional intelligence in students as a form of motivation that supports good performance and brings the good name of the Islamic boarding school. This study aims to prove how the direct and indirect influence of Religiosity and Emotional Intelligence on performance with motivation as an intervening variable. The sample in this study was the member of the Student Organization of Modern Islamic Boarding School Nurul Hakim Tembung, totaling 47 people. The method used in this research is a quantitative approach using path analysis with multiple linear regression models with SPSS version 20. The results of this study found that religiosity does not affect motivation. Emotional intelligence has a significant effect on motivation. Motivation does not affect performance. Indirectly Religiosity does not affect performance through motivation. Emotional intelligence indirectly does not affect performance through motivation. Religiosity, Emotional Intelligence, Motivation, Performance.
Determination of Poverty through Unemployment in North Sumatra Piter Andrean; Marliyah Marliyah; Maryam Batubara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3859

Abstract

This study aims to analyze the effect of the unemployment rate, Gross Regional Domestic Product (GRDP), investment, and The Human Development Index (HDI) which are relevant in influencing poverty in North Sumatra Province. This study uses secondary data in the form of North Sumatra Cross Section data from 2015-2021. The analytical method used in this study is a mixed method with Path Analysis and Descriptive Qualitative approaches. The results showed that GRDP had a significant effect on the poverty rate, Investment had a significant effect on poverty, HDI had a significant effect on poverty, GRDP had a significant effect on unemployment, Investment had a significant effect on unemployment, HDI had a significant effect on unemployment, and unemployment has no significant effect on poverty in North Sumatra. Unemployment does not function as an intervening variable between GRDP and poverty, unemployment functions as an intervening variable between investment and poverty, and unemployment does not function as an intervening variable between HDI and poverty.
Co-Authors Abdul Kholid Azhari Adelia Adelia Adila Husna Adinda Fitri Adjie Ahmad Nugraha Afrizal Afrizal Agiet Mutiara Rengganis Agung Setia Ahmad Fikri Ihsan Nasution Ahmad Kurnia Ahmad Kurnia Ahmad Muhaisin B. Syarbaini Ahmad Suwandi Ahmad Thoriq Alfan Aida Ulviani Nst Alya Ratu Balqis Angga Lesmana Anggi Pratiwi Sitorus Anysa Putri Aqwa Naser Daulay Arif Riyukuri Ariyadi Ariyadi Arman Syafii Harahap Arnida Wahyuni Lubis Arnida Wahyuni Lubis Asmaul Husna Asmuni Asmuni Asraaf Efendi Batubara Atika Atika Atika Atika Atika Atika Aulia Ramadani Pane Aumalia Hanipah Awaliya Awaliya Ayu Wulandari S. Tanjung Azhari Akmal Tarigan Bagus Mulya Pratama Bakia Sarmita Utari Siregar Bambang Gunawan Bambang Lesmono Banjirul Akbar Bismi Purnama Chuzaimah Batubara Dalyanto Dana Syahputra Barus Dedek Melisa Dedy Dwi Arseto Denisa Felia Putri Munthe Dharma, Budi Dhea Maura Azhari Dian Adila Putra Dinda Pratiwi Tarigan Dini Vira Khairuni Disna Anum Siregar Dita Zakia Rahmah Siahaan Diza Rahmi Puteri Rahayu Dwi Indah Pertiwi Dwi Nur Annisa Dwi Septialamsyah Dwi Vita Lestari Soehardi Early Ridho Kismawadi Edi Marjan Nasution Elanda, Yochi Ella Fadilla Damanik Emi Yani Teta Br Tarigan Ernida Siregar Fadhillah Insani Fadilah Andriani Falahuddin Falahuddin Fanny Asyifa Br. Lumban Tobing Fara Sofia Ashari Fathur Rahman Fuadi Fuadi Fuadi Fuadi Ghina Rosadina Sadli Gina Maulida Ndraha Graudi Haekal Gultom, Selfi Afriani Gustina Rizky Habibul Mubarok Hade Chandra Batubara Haidir Arianja Halim Afif Siregar Halimatussakdiyah Halimatussakdiyah Handoko, Dodi Okri Hanifah Ramadhani Harahap, Muhammad Ikhsan Harianto Harianto Harianto Harianto Haris Al Amin Herwan Nafil Hilman Fauzi Harahap Humaidi Sitompul Ibnu Habib Wahyudi Icha Ferina Putri Ida Ayu Putu Sri Widnyani Idham Mahrivi Idzni Hadziyah Ika Darma Yuni Ikhwanul Khair Imsar Imsar Inna Insana Intan Mutia Iqbal Fahri Tobing Ira Amalia Khairunnisa Ismail Nura Isnaini Harahap Jania Fadila Aryanti Jannah, Nurul Jihan Humairoh Jodihartandi Jodihartandi Julfan Saputra Juliana Nasution Juliana Nasution Kamaruddin Kamaruddin Kamilah K Kamilah, K Khairina Tambunan Kurnia Sandi Panjaitan Kusmilawaty Kusmilawaty Kusmilawaty Kusmilawaty Kusmilawaty Laila Alfi Laylan Syafina Layyinatus Shifah Lia Nur Fatmawati Lidya Asterina Liska Febrianti Liska Febrianti Liska Febrianti Lisna Limbong Lukman Hakim M. Dhafa Maulana Nasution M. Fadli Chaniago M. Ridwan M. Riswan Azifi M. Sabri A. Majid M. Sabri Abd. Majid M. Satrio Al Ridho M. Shabri A. Majid M. Shabri A. Majid M. Shabri Abd. Majid M. Shabri Abd. Majid M. Shabri Abd. Majid M. Ziqhri Anhar Nst M.Sabri A.Majid M.Shabri Abd.Majid M.Shabri Abd.Majid M.Shabri Abd.Majid Madiha Putri Khairat Ritonga Mahlel Mai Simahatie Maryam Batubara Maryam Batubara Maulana Aksan Mauliza Nur Fadhillah Maysarah Andini Mhd. Zulkifli Hsb Miranda Panjaitan Muhammad Adam Muhammad Arfan Harahap Muhammad Arif MUhammad Azrai Nasution Muhammad Idris Nst Muhammad Iqbal Sani Muhammad Reza Muhammad Rizal Muhammad Suhaimi Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Yafiz Muharram Al Baraqy Musliyani Musliyani Mustafa Kamal Rokan Nadia Amalia Nadia Evira Nadia Mayang Rukmana Naili Nuril Aufa Manik Neila Susanti Neng Siska Nikita Zulyan Batubara Nirmadarningsih Hiya NUR AHMADI BI RAHMANI Nur Ahmadi Bi Rahmani Nur Mustika Syahputri Nur Rahmadi Nur Salsabila Arwan Nst Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurdin Nasution Nurhayati Nurhayati Nurlaila Nurlaila Nurlaili Nurlaili Nursantri Yanti Nurul Adilla Nurul Annisa Nurul Aulia Dewi Nurul Hidayah Nurul Inayah Nurul Rafiqoh Lubis Nurwani Nurwani Pandapotan Pandapotan Pani Akhiruddin Siregar Piter Andrean Popi Adiyes Putra Putri Apriyani br Rangkuti Putri Ayuni Sari Putri Nazli Putri Oktavia Rahmadina Rahmadina Rahmah, Dewi Chofifah Rahmansyah Rahmansyah Rahmansyah Rahmansyah Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Rahmi Syahriza Rahul Al Fatah Suripto Ramdansyah Fitrah Rani Febriyanni Raniwati Siregar Razali Razali Retnawati Siregar Ridayanti Ridayanti Ridha Alhamdi Rifka Fachrina Rijal Allamah Harahap Riska Nasution Rispan Rispan Rita Handayani Rivai, Ahmad Rizky Nabila Tanjung Rodhiatul Aslamah Meuraxa Rokan, Mustafa Kamal Roos Nelly Roos Nelly Royhan Hasyim Hutapea Sahnila Sikumbang Saidah Ulfah Pohan Salpiani Munthe Salsabilla Siagian Sanusi Gazali Pane Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Sarah Fitria Harahap Sari, Deva Kumala Silvana Dwi Novianty Sinta Aulia Haikal Sisca Amini Cahya Agitsna Siti Hawa Rahma Sari Pane Siti Kadariah Siti Maisyarah Siti Maisyarah SRI RAHAYU Sri Sudiarti sri sudiarti Sufiati Annisa Sugianto Sugianto Sugianto Sugianto Sugianto Suhairi Ritonga Suryani Rezeki Siregar Suwarni Suwarni Syachrul Wahyudi Syahrul Amsari Syahruna Fitri Syavira Raniya Syawal Harianto Syuhada Fela Yudha Tambunan, Khairina Tanzila Arifah Putri Tetty Handayani Siregar Tree Engel Natalia Tri Inda Fadhila Rahma Tsamara Balqis Tumanggor, Arief Hidayat Tuti Anggraini Tuti Anggraini Tuti Anggraini Tuti Anggraini Ujang Sumarwan Umi Nabila Suci Utia Elja Rizki Uun Dwi Al Muddatstsir Wahyu Sahara Ramadhana Manurung Wahyu Syarvina Wandi Riyaldi Ahmad Telaumbanua Windari, Windari Yena Puspita Yenni Arfah Arfah Yenni Samri Juliati Nasution Yuni Fatma Sari Yusuf Wildan Nasution Zainarti Zainarti Zein Zahara br Surbakti Zuhrinal M. Nawawi Zulhazzi Siregar Zulkifli