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Debt to Equity Ratio, Current Ratio, and Return on Investment on Stock Prices in Conventional Commercial Bank Listed on The Indonesian Stock Exchange Maryam, Siti; Gemina, Dwi; Samsuri, Samsuri; Asmi, Erni Amriani; Gunawan, Rachmat
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4404

Abstract

To anticipate fluctuations in share value, investors rely on empirical research. Ratios are often used in financial statement studies. The focus of the research is on traditional commercial banks listed on the Indonesian Stock Exchange so that stock exchange trading trends can be identified. Debt-to-equity ratio, current ratio, return on investment, and bank stock price are just some of the financial metrics we'll look at. The 45 participating banks are listed on the Indonesia Stock Exchange and are part of this research. Thirteen or eleven banks were randomly selected for this investigation. Share prices can also be influenced by other indicators such as return on investment (ROI), current ratio, and debt-to-equity ratio. The value of a company is negatively influenced only by the Current Ratio. The Current Ratio is considered to have a detrimental influence because capital market investors do not consider the extent of this financial measure when formulating investment choices.
The The Role of Satisfaction as a Mediator of the Influence of Facilities and Location on Revisit Intention: A Study at the Unit Bumi Kepanduan Sentul Bogor Sudarijati; Dwi Gemina; Selvia, Dina
SKeTsa Bisnis (e-jurnal) Vol 12 No 2 (2025): Sketsa Bisnis
Publisher : Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/j667wv11

Abstract

Introduction: This study examines how facilities and location influence visitors’ intention to revisit the Bumi Kepanduan Sentul Bogor Unit, with customer satisfaction serving as a mediating variable. The research is grounded in the understanding that visitor satisfaction is a key determinant of loyalty and revisit intention, particularly in tourism and recreation destinations. Methods: The study involved 100 respondents selected using a non-probability purposive sampling method. The criteria included visitors aged 17 years and above who had visited the site at least once. A descriptive and verification approach was applied using the path analysis method to determine both direct and indirect effects among variables. Results: The findings reveal that facilities and location have a direct and positive influence on satisfaction, while both also directly affect revisit intention. Furthermore, satisfaction itself significantly influences revisit intention and serves as a mediating factor between facilities, location, and the desire to return. These results indicate that improved facilities and strategic location can enhance visitor satisfaction, which ultimately increases the likelihood of revisits. Conclusion: This study highlights the importance of maintaining and improving facilities and location quality to enhance visitor satisfaction and loyalty. However, the study is limited by its relatively small sample size and narrow variable scope. Future research is recommended to include additional factors such as lifestyle, social influence, and reference groups, as well as to use a larger and more diverse sample to obtain more representative results.
KEBERHASILAN USAHA BERBASIS JIWA KEWIRAUSAHAAN DAN INOVASI Sudarijati, Sudarijati; Gemina, Dwi; Rizkon, Muhamad Agus
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 13, No 2 (2025): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v13i2.11638

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh langsung dan tidak langsung jiwa kewirausahaan terhadap keberhasilan usaha melalui inovasi pada UMKM di Kecamatan Haurwangi. Populasi dalam penelitian ini adalah para pelaku usaha di Kecamatan Haurwangi tahun 2022 sebanyak 113 orang. Pengambilan sampel yang berjumlah 113 orang dilakukan dengan sampling jenuh. Data yang digunakan dalam penelitian ini adalah data ordinal yang dirubah menjadi data mentrik berskala  interval dengan Method Of Successive Interval (MSI). Analisis data menggunakan analisis deskripsif dan verifikatif, serta menggunakan analisis jalur (Path Analisys) dan analisis Sobel Test untuk variabel intervening. Hasil penelitian menunjukan bahwa terdapat pengaruh langsung dan positif jiwa kewirausahaan terhadap inovasi, jiwa kewirausahaan terhadap keberhasilan usaha, inovasi terhadap keberhasilan usaha, serta pengaruh tidak langsung dan positif jiwa kewirausahaan terhadap keberhasilan usaha melalui inovasi.Kata Kunci: jiwa kewirausahaan, inovasi, Keberhasilan usaha.
Success Of Small-Medıum Mıcro Industrıal Busıness Management Based On Busıness Envıronment, Busıness Management, Creatıvıty And Innovatıon In West Java Provınce Indonesıa Gemina, Dwi; Harini, Sri; Silaningsih, Endang
APMBA (Asia Pacific Management and Business Application) Vol. 10 No. 1 (2021)
Publisher : Department of Management, Faculty of Economics and Business, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.apmba.2021.010.01.6

Abstract

The Micro, Small, and Medium industries (MSMI) have an essential role as a driver of the economy in Indonesia. The sector MSMI opportunities can provide employment that can reduce unemployment and contribute to Gross Domestic Product (GDP). In addition, several types of products from this sector through exports contribute to generating foreign exchange. The objectives of this study: 1) analyze the direct and indirect effects of the business environment and business management on creativity and innovation and business success; 2) analyze the factors driving and inhibiting creativity and innovation; 3) analyze the factors driving and inhibiting business success: survey research methods and forms of descriptive and verification research. The research object of MSMI snack food in West Java Province was 150 respondents. Sampling using technique random sampling is based on areas that have the potential for industrial development (industrial centers) consisting of three areas, namely Bogor, Sukabumi, and Cianjur, which have a large number of  MSMI  with superior products that have potential and become priorities for development. This research used the analysis technique SEM or Structural Equation Modeling. The results show that there are direct and indirect effects of the business environment, business management on creativity and innovation as well as business success; the driving factors for creativity and innovation as well as business success are the business environment and business management.
Pemberdayaan Pengelola Buah Pala Berbasis Kualitas Produk untuk Keberlanjutan Usaha Gemina, Dwi; Kartini, Tini; Haris, Helmi; Sudarijati, Sudarijati; Andari, Titiek Tjahja; Nurjanah, Dewi Astri
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 6, No 1 (2026): Abdira, Januari
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v6i1.1523

Abstract

Community empowerment based on product quality as a form of community service. The method used is Focus Group Discussion (FGD) and a participatory approach is used in this activity through counseling using lectures, mentoring, instruction, question and answer, discussion, simulation and practice methods. Activities carried out include: transfer of financial management knowledge; transfer of packaging knowledge; various marketing models; transfer of quality and production capacity of nutmeg as well as providing motivation and utilizing business opportunities and financial management information. This community service program is a form of implementation of the Tri Dharma of Higher Education for Djuanda University with the work results of lecturers being used by the community.
Briket Aromaterapi Berbasis Limbah: Inovasi Hijau Desa Cijujung untuk Ekonomi Berkelanjutan Endang Silaningsih; Dwi Gemina; Maria Magdalena Melani; Cucu Ratnasih; Dava Delistiana Putri; Rulistya Maharani; Ayu Amalia Putri
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.4444

Abstract

Pemanfaatan limbah ampas tapioka sebagai bahan baku briket energi alternatif merupakan inovasi ramah lingkungan yang memiliki nilai ekonomi tinggi. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan keterampilan warga Desa Cijujung, Kecamatan Sukaraja, dalam mengolah limbah menjadi produk bernilai jual sekaligus mengurangi pencemaran lingkungan. Metode yang digunakan adalah deskriptif partisipatif melalui penyuluhan, demonstrasi, praktik langsung, serta evaluasi menggunakan kuesioner pre-test dan post-test. Hasil kegiatan menunjukkan peningkatan pengetahuan dan keterampilan masyarakat secara signifikan, dengan rata-rata pemahaman naik dari 65,78% menjadi 96,37%. Produk yang dihasilkan berupa briket Cassafire dengan berbagai varian—briket original, aroma terapi, dan pengusir nyamuk—yang memiliki potensi pasar menjanjikan. Inovasi ini terbukti tidak hanya mengurangi limbah ampas tapioka, tetapi juga membuka peluang usaha baru, memperkuat perekonomian lokal, dan mendukung konsep pembangunan berkelanjutan.
Product Quality Analysis as a Tool for Marketing Strategy Planning for Nutmeg Juice Products (Case Study in Bogor City) Gemina, Dwi; Kartini, Tini; Haris, Helmi; Nurjanah, Dewi Astri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8888

Abstract

This study aims to analyse the level of performance and importance of product quality in order to design a marketing strategy for Nutmeg Juice Products. The research population consists of consumers of nutmeg juice products, with a sample size of 75 respondents. This study uses Importance Performance Analysis (IPA). The results of the study show that consumer expectations of nutmeg juice products focus on the uniqueness of the logo, attractive product appearance, and the accuracy of the flavour description on the packaging. Meanwhile, consumers perceive the product performance to be good in terms of ease of storage, health benefits, and long shelf life. Based on IPA analysis, it was found that the three product quality indicators that are the top priorities for improvement are performance, reliability, and quality of conformance. These three indicators are considered very important by consumers, but their performance still does not meet expectations. To achieve an effective marketing strategy, manufacturers can make efforts to improve ease of maintenance, product uniqueness, and aesthetics.
Pemodelan Strategi Keberhasilan Koperasi dengan Jumlah Anggota sebagai Pemediasi dengan Pendekatan Analisis Uji Sobel pada Regresi Data Panel menggunakan Eviews Didi Didi; Dwi Gemina; Devina Damayantie; Siti Rachma; Haklima Bintang Wulandari; Hilman Ariyansyah; Dwi Agustin, Pitriani; Ristya Cahya Khaerunissa; Aulia Rahman; Laila Lutfiyyah Salsabila; Nihlatul Muniroh; Muhammad Afrizal
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 6 No. 1 (2026): CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v6i1.8356

Abstract

The Indonesian Civil Servants Cooperative (KPRI) plays an important role in enhancing member welfare and supporting the national economy. Nevertheless, increases in business volume and own capital do not necessarily translate into higher profitability, while the number of members an essential characteristic of cooperatives is also assumed to influence financial performance. This study aims to examine the effect of business volume and own capital on cooperative profitability, with the number of members acting as a mediating variable. A quantitative approach was employed using secondary data derived from the financial statements of KPRI in Bogor City during the 2020–2024 period. Purposive sampling was applied, resulting in 12 cooperatives with a total of 60 observations. Panel data regression analysis was conducted using EViews software, and mediation effects were tested using the Sobel test. The results indicate that business volume has a positive and significant effect on cooperative profitability, whereas own capital does not show a significant influence. The number of members has a negative and significant effect on profitability. Furthermore, the Sobel test confirms that the number of members does not mediate the relationship between business volume or own capital and cooperative profitability. These findings suggest that enhancing business activities and improving the quality of member participation are more critical for increasing cooperative profitability than merely expanding capital or membership size.
OPTIMALISASI DIGITALISASI PADA UMKM SANGHUI, PARAS FURNITURE DAN DI & DIN COLLECTION Agtariza Wulanda Suci Padi; Tini Kartini; Endang Silaningsih; Erni Yuningsih; Sudarijati Sudarijati; Dwi Gemina; M. Rachmat Jailani; Ikhwan Zaenudin
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 6 (2023): martabe : jurnal pengabdian kepada masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i6.1907-1913

Abstract

Optimalisasi digitalisasi pada UMKM Sanghui, Paras Furniture dan Di Din Collection. Penerapan digitalisasi pada UMKM sangatlah diperlukan dimasa pandemi seperti ini. Digitalisasi ini berguna untuk mempersiapkan UMKM untuk mampu bertahan menghadapi persaingan usaha baik dari segi pemasaran dan keuangan. Oleh karena itu perlunya pendampingan kepada UMKM dalam memasarkan produknya melalui e-commerce dan mendata keuangan secara digital, sehingga diharapkan mampu membantu UMKM agar lebih efektif dan efisian dalam usahanya. Pelaksanaan kegiatan pendampingan ini meliputi wawancara secara langsung dengan UMKM perihal masalah-masalah yang dihadapi, berdiskusi tentang penyelesaian masalah dengan pemberian sosialisasi materi tentang digitalisasi pemasaran dan keuangan serta pelatihan dan pendampingan dalam pembuatan e-commerce pada masing-masing UMKM dan pencatatan keuangan secara digital. Hasil evaluasi kegiatan pendampingan ini adalah penerapan digitalisasi pada UMKM diterima dengan sangat baik dan diterapkan oleh para UMKM.
Customer Loyalty Through Word of Mouth, Service Quality and Customer Satisfaction as Intervening Variables Dwi Gemina; Palahudin; Robyansyah roby
Jurnal Manajemen Vol. 17 No. 1 (2026): Jurnal Manajemen (Edisi Elektronik)
Publisher : UPT Jurnal & Publikasi Ilmiah SPs Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jm-uika.v17i1.21639

Abstract

Management must maximize marketing techniques in Bogor Regency's cutthroat hotel industry by enhancing service quality and utilizing word-of-mouth (WOM) to foster client loyalty and satisfaction. According to field statistics, the Jayakarta Mountain Resort Cisarua Bogor has less than ideal occupancy rates and poor levels of patron satisfaction and loyalty. The relationship between WOM, service quality, and customer loyalty is examined in this study, along with the function of customer satisfaction as an intervening variable. The study used purposive sampling to survey 150 participants using a quantitative, descriptive-verificative design. Using SPSS version 25, data were examined using path analysis and the Sobel test. The findings show that customer happiness, which in turn boosts customer loyalty, is positively and significantly impacted by word-of-mouth and service quality. Through satisfaction, both factors have a direct and indirect impact on loyalty. According to the coefficient of determination, WOM, service quality, and customer happiness account for 86.6% of the variation in customer loyalty. Customer satisfaction is a key mediating factor, according to the Sobel test. These results demonstrate that building loyalty in the resort sector requires improving service quality and encouraging favorable word-of- mouth. To foster long-term consumer loyalty, management is encouraged to implement customer-driven promotional initiatives, enhance service responsiveness, and fortify loyalty programs. In the end, customer happiness is the primary factor that increases the influence of word-of-mouth and service quality on loyalty, highlighting its crucial function in guaranteeing competitive advantage.
Co-Authors -, Ismartaya -, Istiyanah Abdul Hakim ABDUL ROHMAN Abian Nurdiansyah, Muhammad Ade Budi Setiawan Ade Rosadi Agtariza Wulanda Suci Padi Ahmad Ginanjar Ajeng Widia Pitaloka Allan William Sebastian Alnima Shakiya Ambarwati Rahayu Amelia Kartini5 Anak Agung Gede Sugianthara Andika Haikal Fikri Andriyan Anne Effane Apendi Arsyad Apriliasari, Ajeng Arifin, MA Asmi, Erni Amriani Asmin , E. A. Aulia Rahman Ayu Amalia Putri Aziz, Ayi Jamaludin Bria, Donatus Klau Chailis, Irwan Chandra Ayu Pramestidewi Chintia Chintia, Chintia Cucu Ratnasih Damar Sandi, Rafly Dava Delistiana Putri Dedy Supriyadi Deliana Deliana Deliana, Deliana Desi Yusefa Devina Damayantie DEWI RAHMAWATI Dinda Ivana Rismawati Donatus Klau Bria Dwi Agustin, Pitriani Dwi Noven Nugroho Eko Wurdianto Emela, Satia Endang Silaningsih Erni Yuningsih Erni Yunningsih Erny Amriani Asmin Ervika Arfelina Iskandar Evi Tri Anjani Fadly, Januar Nur Mohamad Fadly, Mohammad Rizky Fe, Didi FERDIANSYAH, M Fikri, Jihad Fitri Catur Andreani Gemini, Pra Gilang Pratama Mulya5 Gunawan, Rachmat Gunawan, Rachmat Haikal Fikri, Andika Hakiki, Muhaimin Puji Haklima Bintang Wulandari Hamdan Hamdan Hardiana, Hardiana Helmi Haris Hilman Ariyansyah Hutajulu, Immanoel Gunawan Hutajului, Richard Surungan Ikhwan Zaenudin Ilham, Saepul Indra Cahya Kusuma Irawan, Muhammad Hari Irwan Chailis ISMARTAYA Ismartaya - Ismartaya Ismartaya, Ismartaya Istiyanah - Istiyanah, Istiyanah Jailani, M. Rachmat Jaya, M. Prima Jihad Fikri Karimatun Nisa Kartika ., Kartika Kartini, Tini Laila Lutfiyyah Salsabila Latipah, Ipat Livia Amertiana Khoirunisa Luki Adiyanto M. Prima Jaya M. Rachmat Jailani M. Rachmat Jailani M. Zainil Muhsin MA Arifin Malik, Aqsal Maulana Mardiah Mardiah Maria Magdalena Melani Mashadi, M. Maulana, Iman Maulana, Lucky Hikmat Maulana, Lucky Himat Maulida, Wildan Uyunina Mia Maulani Agustin Mohamad Irfan Maulana Muhaimin Puji Hakiki Muhamad Agus Rizkon Muhammad Afrizal Muhammad Faza Aditya Muhammad Ikbal Riyadi Muhsin, M. Zainil Mutiah Husnul Huluk Nihlatul Muniroh NOERMANSYAH, REZA Nor Komalasari Nur Muhammad Rizqi Nurjanah, Dewi Astri Nurpratomo, Ari Palahudin Palahudin Palahudin Palahudin Palahudin Palahudin, Palahudin Pra Gemini Pra Gemini Putri, Adistiasari Kencana Rachmat Gunawan Rafly Damar Sandi Rahma Nuryawati Ramdani, Shifa Aulia Restiana Febrianti Ristya Cahya Khaerunissa Rizal Habibi Rizkon, Muhamad Agus Rizqi, Nur Muhammad Robyansyah roby Rosadi, Ade Rulistya Maharani Rully Zulkiply Rusi Rusmiati Aliyyah Rusmawan, Regita Saiful Ilham Samsuri Samsuri . Samsuri Samsuri Sarji Selvia, Dina Septiani, Imas Noer Siti Julaiha SITI MARYAM Siti Mutiara Salma Siti Rachma Siti Robiatul Adawiyah Sri Devi, Sri Sri Harini Sri Harini Sudarijati Sudarijati Sudarijati Sudarijati Sudarijati Sukamto, Muhamad Fadel Sukarno, Jurhandono Sumantri, Ujang Suryani, Danu Sya’banniah, Nispi Yani Tiara Indah Sari Tini Kartini Tini Kartini Tini Kartini Tini Kartini Tini Kartini Titiek Tjahja Andari Titiek Tjahya Andari Titiek Tjahya Andari Tun Susdiyanti Ujang Heri Rahmatullah Ujang Sumantri Wawi Wawi Wawi, Wawi Winda Apriani Wurdianto, Eko Yulianingsih, Yulianingsih Zhafna Nurachma Septanti