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All Journal International Journal of Advances in Applied Sciences ETIKONOMI Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Laa Maisyir Jurnal Ekonomi Islam Jurnal Ekonomi Syariah Teori dan Terapan BAKI (Berkala Akuntansi dan Keuangan Indonesia) Journal of Information Systems Engineering and Business Intelligence Jurnal Ekonomi dan Bisnis Islam Journal of Geoscience, Engineering, Environment, and Technology Jurnal Ilmiah Ekonomi Islam Perisai : Islamic Banking and Finance Journal al-Uqud : Journal of Islamic Economics Jurnal Riset Akuntansi dan Keuangan Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam AFEBI Islamic Finance and Economic Review MALIA Shirkah: Journal of Economics and Business Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Indonesian Tourism, Hospitality and Recreation Iqtishoduna: Jurnal Ekonomi Islam Journal of Leadership in Organizations Justisia Ekonomika Ulumuna: Jurnal Studi Keislaman Economic Education and Entrepreneurship Journal Iqtishodia: Jurnal Ekonomi Syariah Proceedings of Annual Conference for Muslim Scholars ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Quantitative Economics and Management Studies Daengku: Journal of Humanities and Social Sciences Innovation Daluang: Journal of Library and Information Science Journal of Islamic Economic and Business Research Telaah Bisnis Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Jurnal Ekonomika dan Bisnis Islam JRABA Jurnal Riset Public Relations JURNAL AGROINDUSTRI HALAL Jurnal Perbankan Syariah Darussalam (JPSDa) International Journal of Emerging Issues in Islamic Studies Jurnal Kepariwisataan: Destinasi, Hospitalitas dan Perjalanan eJEBA

Ririn Tri Ratnasari

Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga

Author-ID : 3025631

Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

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Analisis Perbedaan Pengaruh Kepuasan terhadap Kepercayaan dan Loyalitas Pasien Raditya Sukmana; Ririn Tri Ratnasari
Telaah Bisnis Vol 16, No 1 (2015): Juli 2015
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Abstract This study aims to determine that the effect on patient satisfaction and patient trust in RSI and RKZ. Effect on patient satisfaction and loyalty in RKZ and RSI, and patients’ trust effect on patient loyalty in RSI and RKZ. The approach will be used for this research is a quantitative research approach. The population in this study were patients who take medication and inpatient treatment at the Islamic Hospital and in RKZ Vincent’s Hospital for more than 1 (one) week in the period June to August. The number of total sample of 100 patients, divided into two, namely 50 Islamic Hospital patients and 50 patients in RKZ Vincent Hospital. The way sampling is purposive sampling. The analysis technique used in this research is path analysis.These results indicate that the effect on patient satisfaction and patient trust in RSI and RKZ. Effect on patient satisfaction and loyalty in RKZ and RSI, and patients’ trust effect on patient loyalty in RSI and RKZ. Suggestions for the management of Islamic Hospital, should have to pay attention to the complaints of patients and the need to respond quickly to patient complaints regarding jenguk limited hours and take turns. For further research, research must be done by inserting a variable level of knowledge of religion and gender as a moderator variable.

The Effect of Economic Growth, Government Spending, and Human Development Index toward Inequality of Income Distribution in the Metropolitan Cities in Indonesia Alfath Shifa Ghifara; Achmad Nur Iman; Akhmad Kusuma Wardhana; Sulistya Rusgianto; Ririn Tri Ratnasari
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 2 No. 4 (2022)
Publisher : PT Mattawang Mediatama Solution

This study aims to determine and analyze the influence of economic growth, government capital expenditure, and human development index on the inequality of income distribution in Metropolitan Cities in Indonesia. This type of research is descriptive associative research, where the data used is secondary data from 2012 to 2021 obtained from relevant agencies, which were analyzed using the panel data regression method. The findings of this study indicate that the human development index has a negative and significant effect on the inequality of income distribution in Metropolitan Cities in Indonesia, capital expenditures and economic growth have a positive and insignificant effect on the inequality of income distribution in Metropolitan Cities in Indonesia. Taken together, only the human development index has a significant effect on the inequality of income distribution in Metropolitan Cities in Indonesia.

Venture vs Investment, Which Type of Financing was more Demanded by Agriculture, Forestry, and Aquaculture Sector? Achmad Nur Iman; Akhmad Kusuma Wardhana; Sulistya Rusgianto; Ririn Tri Ratnasari
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 2 No. 5 (2022)
Publisher : PT Mattawang Mediatama Solution

COVID-19 creates uncertainty on business. SMEs in Indonesia need to take a loan to survive. Sharia banks could give credit financing based on Islamic law. This study has a purpose to observe if the total value of credit financing issued by sharia bank in Indonesia affects the total financing of agriculture, forestry, and aquaculture sectors. This study uses secondary data taken from ojk.co.id as the sample. The independent variable is credit financing use for capital venture and investment. Dependent variables are the total financing in the agricultural, forestry, and aquaculture sectors. Data is analyzed using the linear regression method. The data of each variable was also tested using a T-test to analyze if there were significant changes during the COVID-19 pandemic. Result showed that financing of capital venture has a moderate impact on the total of credit financing for agriculture and forestry sector, while investment is none. Moreover, the COVID-19 pandemic has no effect in changing the number of credits issued by sharia banks nor credit received by agriculture, forestry, and aquaculture sectors. Sharia bank implemented two pillars of maqashid, which are the protection of life and wealth in issuing credit financing. The total of credit issued by sharia banks in Indonesia affected Agriculture & forestry sectors for capital, but not for investment. Sharia bank implemented two pillars of maqashid, which are the protection of life and wealth in issuing credit financing

Impact of Agricultural Land and the Output of Agricultural Products Moderated with Internet Users toward the Total export of Agricultural Product in Three Islamic South East Asian Countries Akhmad Kusuma Wardhana; Ririn Tri Ratnasari
Iqtishodia: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v7i2.719

Agriculture was the key to preserving the main supply of food. Internet users could moderate the output of agricultural product. This study aims to explore and indepth analysis on the agricultural land and its products moderated with internet users could affect the total exports of agricultural materials in. This study used secondary data collected from sesric.org and fao.org from three OIC countries, Idonesia, Malaysia, and Brunei. This study used the number of internet users as a moderating variable on the effect of agricultural production which was divided into several types toward exports. The endogenous variable was total export, a moderating variable was the total of internet users, while the agricultural products were exogenous variables. The data were analyzed using moderated regression analysis to observe if the moderating variable affected exogenous variables. The result found that before the variables such as width of agricultural land, total output of cow’s meat, chicken’s meat, and freshwater fish were being moderated by number of internet users, all of them had no significant effect to total export.

Management And Strategy In Waqf Institution: A Systematic Literature Review Ramdani Ramdani; Ririn Tri Ratnasari; Imron Mawardi
Perisai : Islamic Banking and Finance Journal Vol 6 No 2 (2022): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i2.1614

Waqf management has not been carried out optimally, waqf has not been able to play a prominent role in people's social life. Reflecting on the heyday of the Ottoman Turks, waqf was so dominant and occupied an important position. The current reality many waqf assets are unproductive and run conservatively. Therefore, this research is essential to see how waqf institutions can implement various strategies so that waqf becomes productive. The Systematic Literature Review approach explores multiple strategies by various waqf institutions. The study results show, that the strategy adopted by waqf institutions has succeeded in producing waqf assets, So waqf institutions can be more effective and efficient in carrying out their operations.

Value for Money Perception on Buying Intention Halal Cosmetics: Mediated by Emotional Brand Attachment Hafidza Gumelar Muksininna; Ririn Tri Ratnasari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 5 (2022): September-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20225pp617-627

ABSTRAK Penelitian ini bertujuan untuk mengetahui adanya pengaruh value for money perception dan emotional brand attachment terhadap niat membeli kosmetik halal khususnya produk Innisfree. Selain itu, untuk meningkatkan literasi tentang value for money perception dan emotional brand attachment terhadap buying intention. Pendekatan kuantitatif digunakan dalam metodologi penelitian ini dengan Path Analysis sebagai teknik analisis data. Pengumpulan data dengan menyebarkan kuesioner skala Likert berskala lima secara online. Responden dalam penelitian ini adalah 100 mahasiswi diberbagai universitas di Surabaya yang belum pernah menggunakan produk Innisfree. Hasil dari riset menunjukkan bahwa hubungan antar variabel value for money perception terhadap buying intention, value for money perception terhadap emotional brand attachment, dan emotional brand attachment terhadap buying intention ketiganya memiliki pengaruh secara signifikan positif. Kata Kunci: Value for Money Perception, Emotional Brand Attachment, Buying Intention, Kosmetik Halal. ABSTRACT This study aims to determine the effect of value for money perception and emotional brand attachment on the intention to buy halal cosmetics, especially Innisfree products. In addition, to increase literacy about value for money perception and emotional brand attachment to buying intention. A quantitative approach is used in this research methodology with Path Analysis as a data analysis technique. Collecting data by distributing a five-scale Likert scale questionnaire online. Respondents in this study were 100 female students in various universities in Surabaya who had never used Innisfree products. The results of the research show that the relationship between the variable value for money perception on buying intention, value for money perception on emotional brand attachment, and emotional brand attachment on buying intention, all three have a significant positive effect. Keywoards: Value for Money Perception, Emotional Brand Attachment, Buying Intention, Halal Cosmetics. DAFTAR PUSTAKA Alnawas, I., & Hemsley-Brown, J. (2018). The differential effect of cognitive and emotional elements of experience quality on the customer-service provider’s relationship. International Journal of Retail & Distribution Management, 46(2), 125–147. Aw, E. C., Chuah, S. H., & Fazli, M. (2021). Go loud or go home ? How power distance belief influences the effect of brand prominence on luxury goods purchase intention. Journal of Retailing and Consumer Services, 58(September 2020), 102288. https://doi.org/10.1016/j.jretconser.2020.102288 Briliana, V., & Mursito, N. (2017). Exploring antecedents and consequences of Indonesian Muslim youths' attitude towards halal cosmetic products: A case study in Jakarta. Asia Pacific Management Review, 22(4), 176-184. Budiyono, B. S., & Ratnasari, R. T. (2020). Determinants factors of hindus customers in using bank muamalat service. 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Journal of Consumer Behaviour, August, 1–13. https://doi.org/10.1002/cb.1871 Dabbous, A., & Barakat, K. Aoun. (2020). Bridging the online offline gap: Assessing the impact of brands’ social network content quality on brand awareness and purchase intention. Journal of Retailing and Consumer Services, 53(March 2019), 101966. https://doi.org/10.1016/j.jretconser.2019.101966 Dash, G., Kiefer, K., & Paul, J. (2021). Marketing-to-Millennials: Marketing 4.0, customer satisfaction and purchase intention. Journal of Business Research, 122(February 2020), 608–620. https://doi.org/10.1016/j.jbusres.2020.10.016 Dwivedi, A., Johnson, L. W., Wilkie, D. C., & Araujo-Gil, L. D. (2019). Consumer emotional brand attachment with social media brands and social media brand equity. European Journal of Marketing, 53(6), 1176–1204. https://www.emerald.com/insight/search?q=Emotional Fastoso, F., & González-Jiménez, H. (2020). Materialism, cosmopolitanism, and emotional brand attachment: The roles of ideal self-congruity and perceived brand globalness. Journal of Business Research, 121(December), 429–437. https://doi.org/10.1016/j.jbusres.2018.12.015 Hayati, A., & Ratnasari, R. T. (2020). Factors affecting muslim consumer decisions on choosing Islamic hotel. Hamdard Islamicus, 43(2), 619–638. Henry, A. (2001). Consumer Behaviour and Marketing Action. Singapore. Thomson Learning Innisfree. (2021). Konsep Brand Innisfree. Retrieved from innisfree.com Japutra, A., Ekinci, Y., & Simkin, L. (2019). Self-congruence, brand attachment and compulsive buying. Journal of Business Research, 99(August), 456–463. https://doi.org/10.1016/j.jbusres.2017.08.024 Kaufmann, H. R., Petrovici, D. A., Filho, C. G., & Ayres, A. (2016). Identifying moderators of brand attachment for driving customer purchase intention of original vs counterfeits of luxury brands. Journal of Business Research, 69(12), 5735–5747. https://doi.org/10.1016/j.jbusres.2016.05.003 Kementerian Agama RI. (2021). Al-Qur'an dan terjemahan. Retrieved from www.quran.kemenag.go.id Khalek, A. A., & Ismail, S. H. S. (2015). Why are we eating halal – Using the theory of planned behavior in predicting halal food consumption among generation Y in Malaysia. International Journal of Social Science and Humanity, 5(7), 608–612. https://doi.org/10.7763/ijssh.2015.v5.526 Kotler, P., & Amstrong, G. (2008). Prinsip-prinsip pemasaran. Jakarta: Erlangga Ku, T., & Lin, T. (2018). Effects of luxury brand perceptions on brand attachment and purchase intention: A comparative analysis among consumers in China, Hong Kong and Taiwan. South African Journal of Business Management, 49(1), 1–9. https://doi.org/10.4102/sajbm.v49i1.6 Li, G., Li, G., & Kambele, Z. (2012). Luxury fashion brand consumers in China: Perceived value, fashion lifestyle, and willingness to pay. Journal of Business Research, 65(10), 1516–1522. https://doi.org/10.1016/j.jbusres.2011.10.019 Lim, X., Cheah, J., Cham, T., Ting, H., & Memon, M. (2020). Compulsive buying of branded apparel, its antecedents, and the mediating role of brand attachment. Asia Pacific Journal of Marketing and Logistics, 32(7), 1539–1563. https://doi.org/10.1108/APJML-03-2019-0126 Liu, D., & Guo, X. (2017). Can trust and social benefit really help? Empirical examination of purchase intentions for wearable devices. Information Development, 33(1), 43–56. https://doi.org/10.1177/0266666916635724 Mattila, Anna, W. Y. (2016). Why do we buy luxury experiences? Measuring value perceptions of luxury hospitality services. International Journal of Contemporary Hospitality Management, 28(9), 1848-1867. https://doi.org/10.1108/IJCHM-11-2014-0579 Bappenas. (2018). Masterplan Ekonomi Syariah Indonesia 2019-2024. Kementerian Perencanaan Pembangunan Nasional/ Badan Perencanaan Pembangunan Nasional, 1–443 Nasution, M., & Yasin, H. (2014). Pengaruh promosi dan harga terhadap minat beli perumahan Obama PT. Nailah Adi Kurnia Sei Mencirim Medan. Jurnal Manajemen & Bisnis, 14(2), 135–143. http://dx.doi.org/10.30596%2Fjimb.v14i2.182 Nenycz-Thiel, M., & Romaniuk, J. (2012). Value-for-money perceptions of supermarket and private labels. Australasian Marketing Journal, 20(2), 171–177. https://doi.org/10.1016/j.ausmj.2011.12.002 Niros, M. I., & Pollalis, Y. A. (2011). Brand personality and consumer behavior: Strategies for building strong service brands. Journal of Marketing & Operations Management Research, 2(2), 101–115. Peterson, C., & Skolits, G. (2020). Value for money: A utilization-focused approach to extending the foundation and contribution of economic evaluation. 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Analysis of the Effect of Consumption Expenditure, Foreign Direct Investment, and Manufacturing Industry moderated by Labor force on Growth of Economy of OIC Countries during the Covid-19 Pandemic Maulidy Albar; Ririn Tri Ratnasari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 6 (2022): November-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20226pp787-799

ABSTRAK Pandemi COVID-19 menyebabkan pertumbuhan ekonomi global melambat. Pertumbuhan ekonomi yang dikuru melalui GDP suatu negara dipengaruhi oleh beberapa hal. OIC merupakan organisasi negara-negara muslim didunia dimana GDP mereka juga juga terdampak secara signifikan akibat pandemi COVID-19. Penelitian ini bertujuan untuk mengobservasi pertumbuhan ekonomi negara anggota OKI yang dipengaruhi oleh variabel Industri manufaktur, Penanaman Modal Asing, dan Total konsumsi yang di moderasi oleh tenaga kerja. Penelitian ini menggunakan jenis data panel. Data diambil dengan menggunakan metode purposive sampling. Penelitian ini menggunakan sampel 10 negara aggota OKI dalam rentan tahun 2018-2020. Studi ini menggunakan teknik Random Effect Model (REM) untuk melihat pengaruh hubungan variabel independen terhadap variabel dependen secara simultan maupun parsial. Hasil menunjukkan bahwa beberapa variable independen seperti total konsumsi dan Penanaman Modal Asing mampu memberikan pengaruh signifikan untuk pertumbuhan ekonomi tanpa harus dimoderasi oleh Tenaga Kerja. Sedangkan industri manufaktur ketika dimoderasi oleh tenaga kerja, justru memberikan pengaruh yang relevan kepada pertumbuhan ekonomi di beberapa negara anggota OKI saat masa pandemi Covid-19. Maka, saran kepada pemangku kepentingan diharapkan memberikan perhatian khusus terhadap sektor industri manufaktur yang sangat banyak menyerap tenaga kerja. Untuk penelitian selanjutnya, diharapkan mampu menambah jumlah sampel data jika topik yang diambil sama dengan penelitian ini karena sampel data terbatas hanya pada negara OKI dalam penelitian ini. Kata kunci: Covid-19, Pertumbuhan Ekonomi, Penanaman Modal Asing, Tenaga Kerja, OKI. ABSTRACT The COVID-19 pandemic has caused global economic growth to slow down. Economic growth measured through a country's GDP is influenced by several things. OIC is an organization of Muslim countries in the world where their GDP has also been significantly affected by the COVID-19 pandemic. This study aimed to observe the economic growth of OIC member countries which is influenced by the variables of the manufacturing industry, foreign investment, and total consumption which are moderated by labor. This research used panel data type. Data were taken using purposive sampling method. This study used a sample of 10 OIC member countries in the 2018-2020 vulnerable years. This study uses the Random Effect Model (REM) technique to see the effect of the relationship of the independent variable on the dependent variable simultaneously or partially. The results showed that several independent variables such as total consumption and foreign investment are able to have a significant influence on economic growth without having to be moderated by the labour force. Meanwhile, the manufacturing industry, when moderated by the labour force, actually has a relevant influence on economic growth in several OIC member countries during the Covid-19 pandemic. Therefore, suggestions to stakeholders are expected to pay special attention to the manufacturing industry sector which absorbs a lot of workers. For further research, it is expected to be able to increase the number of data samples if the topic taken is similar to this recent study because the data sample in this study is limited to only the OIC countries. Keywords: Covid-19, Economics Growth, Foreign Direct Investment, Labor Force, OIC. REFERENCES Almosabbeh, I. A., & Almoree, M. A. (2018). The relationship between manufacturing production and economic growth in the kingdom of Saudi Arabia. Journal of Economic Studies, 45(4), 674–690. https://doi.org/10.1108/JES-02-2017-0029 Anto, M., H. (2013). Introducing an Islamic human development index (i-hdi) to measure development in oic countries. 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Sistematik Literatur Review: Persepsi Mahasiswa Indonesia pada Pembelajaran Elektronik Era Pandemi Covid-19 Siti Nur Indah Rofiqoh; Raditya Sukmana; Ririn Tri Ratnasari; Muhammad Nafik HR; Zulfa Mufidah; Anik Rufaidah; Muhammad Ala’uddin
Jurnal Riset Public Relations Volume 2, No. 2, Desember 2022, Jurnal Riset Public Relations (JRPR)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jrpr.vi.1358

Abstract. This article aims to measure the student’s perception about electronic learning in Covid-19 era hat causing apprehension, deep changes in education policy. This article used the literature systemic review as the approaches. Searching for literature article, researcher was primary collected from Google scholar and Scopus during 2020 to 2021. The research gap highlighted by VOS-viewer software. Matching articles consist of 2 qualitative literature studies with thematic analysis, 1 article used mixed method analysis study, 1 modified pre and post-test experimental control group design paper, and 1 descriptive research article study through the google form link study. The review concluded that electronic learning should have been done by various kinds of supporting application platforms, various learning methods and also various self-motivations. The supporting application platforms such as Zoom, Google Classroom, university web, WhatsApp group and virtual libraries. The supporting learning methods such as e-conferences, e-games, e-writing contests and e-libraries action. The several self-motivations are self-developed and maintained continuously, independent learning, self-awareness, and self-learning achievement, and also initiative blended learning. Abstrak. E-learning atau pembelajaran dalam jaringan harus dilakukan oleh hampir seluruh dosen di Indonesia pada saat Pandemi Covid 19. Meskipun jarak jauh, dosen harus menjamin kualitas Pendidikan sesuai kebutuhan para pemangku kepentingan. Menggunakan berbagai aplikasi pendukung pendidikan tinggi berbasis internet, beberapa artikel telah ditulis guna mengukur persepsi ketercapaian e-learning. Metode penelitian ditetepakan menggunakan literatur sistematik review bersumber artikel pada Google Scholar dan Sopus yang diolah menggunakan software VOS-viewer untuk menetapkan gap penelitian. Lima artikel data penelitian terdiri dari 2 artikel kualitatif analisis tematik, 1 artikel metode penelitian campuran, 1 artikel eksperimen dan 1 artikel deskriptif menggunakan google form sebagai link kuisioner. Hasil analisis menunjukkan kesimpulan bahwa ketercapaian e-learning didukung oleh ketepatan penggunaan aplikasi, ketepatan pemilihan metode pembelajaran dan penanaman motivasi kemandirian belajar. Penggunaan aplikasi yang tepat, seperti Zoom, Google Classroom, Wesite pembelajaran kampus, grup WhatsApp dan perpustakaan online. Metode pembelajaran pendukung e-learning seperti presentasi online, game online, tugas menulis online dan akses perpustakaan online. Adapun penanaman kemandirian belajar dapat diwujudkan melalui kepemilikan jiwa pengembangan diri, konsistensi diri, keberlanjutan, kemandirian, kesadaran, pencapaian dan inisiatif belajar.

FAKTOR YANG MENENTUKAN MUZAKKI BERDONASI KEMBALI DI LEMBAGA ZAKAT Abdul Basit; muhammad jaenudin; Ririn Tri Ratnasari
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 6 No 2 (2022): Desember 2022
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v6i2.15407

This study aims to determine the muzakki's factors to re-donate in LAZNAS IZI. In addition, this study also wants to know the effect of service quality factors and the institution's reputation on the intention to re-donate at LAZNAS IZI. This study uses multiple linear regression by testing the effect of the Independent variables (X) on the Dependent variable (Y). There are four independent variables, namely Service Quality (X1), Reputation (X2), Attitude (X3), and Trust (X4). The dependent variable used is Intention to Redonation (Y). Primary data were obtained from questionnaires distributed to 97 IZI Zakat Institution donors who had donated more than once. From this research, it can be seen that Service Quality partially influences the interest to donate Back to IZI Zakat Institution. While Reputation, Attitude, and Trust partially have no effect. However, simultaneously all variables affect the interest of donors to re-donate to LAZNAS IZI. This study can be used by LAZNAS IZI as a reference to maintain several variables that are factors that donors are willing to redonation. In addition, variables that do not have a direct effect need to be developed with other variables together to have an effect and increase the donor's intention to redonation. The addition of the number of respondents and LAZ studied can also enrich the results of subsequent studies

PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA Sitii Nur Indah Rofiqoh; Ririn Tri Ratnasari; Alimin Alimin; M. Ala’uddin; Thoyyib Mas’udi; Anik Rufaidah; Fatin Fadhilah Hasib
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 2 No. 1 (2022): Januari 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

This paper aims to validate a potential financing of sharia banking to profit and operational cost on Covid-19 era. The secondary monthly SPS data is used to support the double-simple linear regression analysis. The result of f-statistic and t-statistic analysis shows that the potential financing of sharia banking significantly influence to the profit only. It means that a risk-sharing regulatory framework in sharia banking may provide the inner adjustment which any mismatch regarding maturity, risk, value or linkage with the real economy is corrected systematically on covid-19 era. It offers policy implication for regulators, supervisors and sharia banking Standard Operating Procedure (SOP).

Co-Authors Abdul Basit Abdul Basit Achmad Nur Iman Achsania Hendratmi Adinda Septiani M Adirestuty, Fitranty Aditya Okta Viandhy Aditya Okta Viandhy, Aditya Okta Afifa, Ulfia Nur Ahmad Khabib Dwi Anggara Ahmad Sodiq, Ahmad Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Akhmad Kusuma Wardhana Al Adawiyah, Rumaisah Azizah Alfath Shifa Ghifara Alimin Alimin Alimin Alimin Amalina Rusydina Aminudin Ma'ruf Angga Khoerul Umam Anik Rufaidah Anik Rufaidah Anneke Ratnasari Hardianto Anneke Ratnasari Hardianto, Anneke Ratnasari Annisa Rahma Febriyanti Anwar Allah Pitchay Anwar Allah Pitchay Anwar Allah Pitchay, Anwar Allah Ari Prasetyo Arridha Harahap Asya’bani, Nispia Aulia, Melananda Risky Author, Nailul Azhar Alam Azizah Al Adawiyah, Rumaisah Battour , Mohamed Battour, Mohamed Bt Mohd Ariffin, Noraini Bunga Permata Samodra Chazanah , Indah Nur Cholil, Muhammad Ega Rusanti Egi Arvian Firmansyah Fadlillah, Nilna Faradilah Putri Fauzi Fatin Fadhilah Hasib Faza, Firdan Thoriq Fitria Solahika Salma Fuad Hasyim Ghozian Hakeem Habibah, Aminatun Hadi, T.Saipul Hafidza Gumelar Muksininna Hani Khairo Amalia Hapsari, Safira Arsyadin Hariyanto Hariyanto Hasan Aedy hasna fauziana Hasna Fauziana Hasna Fauziana Hasyim, Fuad Hendratmi, Achsania Hendratmi Hermawan, Rheza Hesti Dwi Fandini Hidayati, Huzaini, Moh Ilham Rahmanto Imam Sopingi Imron Mawardi Inayah Rahman Indah Rofiqoh, Siti Nur Indirwan, Syanisma Khansa Indra Rajasa, Muhammad Attar Indrianawati Usman Ismah Osman Ismail, Shafinar Iwan Prakoso Gunawarman Jaenudin, M jaenudin, muhammad Jamil, Fadila Ainur Jamilu, Usman Jazilinni’am, Naili K. S., Salsabiilatul Ayniah Karimah Tri Lestari La Ode Alimusa Lintang Titian Purbasari M. Adi Surya Anwar M. Ala’uddin Masruroh, Amalia Maulidy Albar Maziyah Mazza Basya Mega Nilasari Johan Mega Nilasari Johan, Mega Nilasari Moh. Nurul Qomar Moh. Nurul Qomar, Moh. Nurul Muchammad Choir Rivo Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Ala’uddin Muhammad Irsyad, Syaiful Muhammad Nizar Muhammad Rifqi Muhammad Syifa Mustika, Hindah Nanang Qosim Nida’ Al-Karimah Makkawi Njie, Yahya Novi Sekar Sari Novi Sekar Sari Nur Adila Wulandari Nur Aulia Noviyani Nur Chazanah, Indah Nur Indah Rofiqoh, Siti Nurrochman, Danang Dwi Nurul Ain Nurul Ain, Nurul Nurul Huda Nurul Huda Nurwijayanti Osman, Ismah Pertiwi, Tanza Dona Purbasari, Lintang Titian Putra, Trisno Wardy Putri, Hamilatul Hasanah Qolbi, Ayun R. Andy Erwin Wijaya Raditya Sukmana Rahmawati, Estina Ramdani Ramdani Ramly, Arroyyan Rani, Lina Nugraha Reza Dasangga, Dian Ghani Ridan Muhtadi Rifki Fajar Subekhi Rika Rika Ririt Iriani Sri Setiawati Rizky Farah Nurfadhilah Rofiqoh, Siti Nur Indah Ronny Ronny Rufaidah, Anik Rusgianto, Sulistya Ryval Ababil Samsul Arifin Sari, Dyah Permata Sekar Sari, Novi Sheila Ayu Pramesti Permatasari Siti Nur Indah Rofiqoh Siti Nur Indah Rofiqoh Siti Zulaikha Sitii Nur Indah Rofiqoh Sri Herianingrum Sri Herianingrum Sulistya Rusgianto Sulistya Rusgianto Sulistyowati Sulistyowati Sulistyowati Sulistyowati Susanto, Arva Athallah Syafira, Fadillah Nur Syukron Makmun Syukron Makmun, Syukron Tamamala, Zailan Basri Tanissa Intan Syahvina Thoyyib Mas’udi Tia Yuliawati Tiara Tresnawulan Barkah Ujang Syahrul Mubarrok Usman Jamilu Vicky Alif Putra Wardhana, Akhmad Kusuma Yan Putra Timur Yusuf Kurniawan Zukhrufani, Alfitri Zulfa Mufidah

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