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All Journal Journal of Governance Sawala : Jurnal Administrasi Negara Journal on Education Jurnal Mantik Management Studies and Entrepreneurship Journal (MSEJ) As-Syar'i : Jurnal Bimbingan & Konseling Keluarga INFOKUM Jurnal Scientia Journal of Innovation in Educational and Cultural Research Kebijakan: Jurnal Ilmu Administrasi The World of Public Administration Journal The World of Financial Administration Journal The World of Business Administration Journal Jurnal Kewarganegaraan Jurnal Ekonomi Jurnal Sistim Informasi dan Teknologi
Iwan Henri Kusnadi
(SCOPUS ID: 57218824020) Faculty Of Administration, Universitas Subang
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Journal : Jurnal Scientia

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THE IMPACT OF FINANCIAL TECHNOLOGY ON TRANSACTIONAL KNOWLEDGE ACQUISITION AMONG GENERATION Z Asry Ady Bakri; Dwi Atmojo WP; Muammar Khaddafi; Iwan Henri Kusnadi; Yoseb Boari
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v12i03.1827

Abstract

This study seeks to investigate the impact of Financial Technology on Generation Z's transactional knowledge and usage, as well as their preferences for using e-wallet applications. Using Google Form, 26 respondents of various ages and genders participated in an online survey to capture data on transactional knowledge and FinTech utilization. The results of the analysis indicate that Generation Z has a solid grasp of Financial Technology, particularly as it pertains to e-wallet applications. The majority of respondents demonstrated a practical understanding of non-cash transactions, but there is still room for improvement in their comprehension of financial concepts. E-wallets are also widely adopted, with the majority of respondents using applications such as Dana, Qris, Ovo, Shopeepay, and Gopay for a variety of transactions, including purchases and fund transfers. However, some respondents continue to rely on cash transactions. Therefore, more comprehensive financial education programs, cybersecurity and privacy awareness campaigns, and the development of more intuitive e-wallet app interfaces are suggested. With the implementation of these recommendations, Generation Z can be better prepared for evolving financial changes and ensure the prudent and efficient use of Financial Technology in their financial management.
Co-Authors Abdurrahman Rahim Thaha Abdurrahman Sadikin Ade Nawawi Ade Risna Sari ADE RISNA SARI Aep Saefullah Afrizal Afrizal Agung Teguh Setyadi Aisyah Solehati.,S.E.,M.M Akhmad Ramli Aminatus Zakhra Andri Kurniawan Anugriaty Indah Asmarany Apit Fathurohman Arianto Muditomo Arief Nuryana Asry Ady Bakri Ayu Anindia Hizraini Bertha Jean Que Buamonabot, Irfandi Cakranegara, Pandu Adi Citra Arta, Deddy Novie Deda Cornelis Desy Misnawati Diah Afrianti Rahayu Diah Apriliani Dian Aswita Dina Agnesia Sihombing Dwi Atmojo WP Efendi Efendi Eka Hendrayani Enos Lolang Fahrina Mustafa Gamar Al Haddar Hamzah Hamzah Harianto Saputro Haris Munandar Hefri Yodiansyah Hendy Tannady Ichsan Ichsan Ilham Arief Ilham Arief Irwan Moridu Isnawati Osman Ivonne Ayesha Jimmy Nganta Ginting Joko Ariawan Julistyono Widodo Kiki Setyawati Kraugusteeliana Kraugusteeliana Kusman Yuhana Lenny Nuraeni, Lenny Luki Natika Lukmanul Hakim M Dian Hikmawan Made Ayu Anggreni Magdalena Magdalena Magdalena Mariane, Ine Misbahul Munir Muammar Khaddafi Muhammad Ridhwan Muhammad Rifqi Baihaqi Muhtar Muhtar Nelli Sulistiana Nurlaili Rahmi Opniel Harsana B Pongkapadang Primadi Candra Susanto Rachmadi Indrapraja Rahman, Arief Aulia Ratnawati Ratnawati Rihfenti Ernayani Sahrul Sahrul Sardjana Orba Manullang Silalahi, Ronald Maraden Parlindungan Silvy Sondari Siregar, Ade Perdana Sri Dinarwati Sri Subekti Subagja, Agus Dedi Sudadi Sugiarti Sugiarti Sugiarti Sugiarti Suparman, Ade Taharruddin Taharruddin Tamaulina Br Sembiring Tobias Duha Tony Pathony Tri Setyo Wa Ode Riniati Wawan Wawan Wheny Khristianto Wina Nurhayati Yanti Budiasih Yayu Alawiyah Yohanes Totok Suyoto Yoseb Boari Yuyun Taufik Zahra Khusnul Lathifah