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Identification of Social Capital Bonding Inter Trader and Bank Thithil (Study Case in Blimbing Traditional Market, Malang City) Hidayati, Bunga; Suman, Agus; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 2 No. 1 (2016)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2016.002.01.2

Abstract

In traditional market activity, economic actors who are in it not only traders or buyers. But there are also other economic actors who became part of the traders capital resources is loan shark. In terms of Java, loan shark referred to as "Bank Thithil". The purpose of this study was to identify the bonding social capital (interaction of individuals within the group) on interactions inter-traders and inter Bank Thithil. By use qualitative method with phenomenological approach, the results shows that bonding social capital at the micro network between traders to collective action to loan contract with Bank Thithil. While elements of social capital of trust that is infectious, micro and norms make  network of interaction between the traders and Bank Thithil increasingly exist. Moreover, capital support from Bank Thithil’s family can reduce transaction costs and improve the existence of Bank Thithil.
The Role of Social Capital on Information and Communication Technology Based Empowerment (Case Study in Kertosari Village, Pasrujambe District, Lumajang Regency) Riniati, Riniati; Suman, Agus; Ashar, Khusnul; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 3 No. 2 (2017)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Information and Communication Technology (ICT) based empowerment is a kind of empowerment that can used as an approach to solve various rural development problems. Theoritically, the success of various empowerment is significantly depend of social capital  factor. This study aimed to analyze  the role of social capital againts the success of ICT based empowerment, from the point of view of 3 parameters, that are : trust, norms and networks. The result showed that : 1) trust play a role in pushing society participation on ICT based empowerment program, that are : (i) trust on the empowerment organizers credibility, (ii) trust on the usefulness of ICT based empowerrment; 2) norms as daily customs, customs and individual character play a role to ease ICT based empowerment, that are: (i) individual character of community figures in the society have a role to build society trust on the ICT based empowerment; (ii) norms as customs have a role in the success of implementation of socialization about the existence of telecenter; and (iii) norms as  daily customs have a role to ease the socialization about  the usefulness  of ICT based empowerment; 3) networks  play an  important role againts the success of ICT based empowerment. The role of networks was to fund the development of telecenter building and facilitate the implementation of socialization activities. 
Identification Bridging of Inter-Community On Social Capital Community Village Empowerment (Case Study: Tulungrejo Village Batu City) Fauzi, Dekky; Maryunani, Maryunani; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 6 No. 1 (2020)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2020.006.01.3

Abstract

The aim of the research is to identify Bridging of Inter-Community on Social Capital Community Village Empowerment between communities that affect the existence of Farmers Group Makmur Abadi (KTMA) with businesses around so it can become social capital that can be converted into economic benefits. The research method is qualitative method of phenomenology. The results showed that bridging (1) role to relate and bridge the cooperation and trust between groups in the Tulungrejo village, (2) improves service coverage and trust (3) price competitiveness by apple jobbers harms the community business climate (4) bridging increases profitability and expands access to resources.The role of bridging social capital is identified in the values of keep the quality; guests are king; business partnership; delay payment and barter; price competitiveness; and figure. The presence of figure values in various group policies has proven help the group facing the socio-economic dynamics so facilitate the conversion of social capital into economic benefits.  
The Nadzir’s Role in Waqf Empowerment for General Welfare (Case Study in the Nadzir of Universitas Islam Malang Foundation) Utami, Anisa Fitria; Suman, Agus; Manzilati, Asfi
International Journal of Social and Local Economic Governance Vol. 7 No. 1 (2021)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2021.007.01.5

Abstract

The purpose of this research is to find out the role of the nadzir in developing waqf assets for general welfare. The management of productive waqf for general welfare that conducted by The Nadzir of Univesitas Islam Malang Foundation. The Nadzir of Universitas Islam Malang Foundation received 2 bilion Rupiahs funds from Kementerian Agama that acted as the waqif. The waqf fund are from Anggaran Belanja dan Pendapatan Negara Perubahan with purpose as the pilot program of productive waqf fund management. In order to run the role, The Nadzir of Universitas Islam Malang Foundation is stick with the sharia law and UU No. 41 Tahun 2004. The role of Universitas Islam Malang’s nadzir is suitable with the duties and roles that listed on UU No 41 Tahun 2004. The duties and roles are first, accepting and administrating the waqf asset. Second, managing and developing waqf asset through build VIP Rooms, Al-Khaibar Minimarket and Go Fish Restaurant. Third, keep the waqf asset through pledging the waqf asset to Bank Muamalat and fourth, reporting the waqf asset management to Kementerian Agama as waqif.
IMPLIKASI SOSIAL EKONOMI PONDOK PESANTREN TERHADAP EKONOMI MASYARAKAT Fajari, Alfiani Bintang; Manzilati, Asfi
Journal of Development Economic and Social Studies Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2023.02.2.15

Abstract

Humans are social creatures so each individual will always interact with one another in meeting their needs. This interaction has a socio-economic impact on other communities. Pondok Modern Darussalam Gontor Putri which is located in Mantingan also interacts with the community which has an impact on its surroundings. Therefore, this research wants to find out how to realize the social economy of Islamic boarding schools to the community's economy. The method used in this research is the case study method. The results of the study found that Islamic boarding schools also had an impact on the socio-economic community. The economic impact arising from the interaction between the community and the cottage is to create jobs and generate a desire to open businesses such as lodging, stalls, and laundries to meet the needs of migrants related to the cottage. Apart from that, the social relationship between Pondok and pesantren has more impact on education and the religious community with the dedication carried out by ustadz and ustadzah Gontor at the TPA and MI which were founded by Pondok Gontor. The relationship between Pondok Gontor and the community has also experienced several problems regarding Pondok's land being used by the community. In their settlement, they consult with each other and then settle it legally if there is no common ground for agreement
Factors Influencing the Participation of Small-Scale Fishermen in Marine Protected Areas in East Java Efani, Anthon; Manzilati, Asfi; Riza, Muhammad Faisal
ECSOFiM (Economic and Social of Fisheries and Marine Journal) Vol 11, No 1 (2023): ECSOFiM October 2023
Publisher : Faculty of Fisheries and Marine Science, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ecsofim.2023.011.01.04

Abstract

Marine Protected Areas (MPA) were created to address overfishing, which can harm fishing communities and reduce the number of fish. This affects how much food is available and how happy people feel, especially for people who work as small-scale fishermen. They depend on catching fish to meet their needs. This study aimed to find out what factors affect fishermen's choice to participate in MPAs. It was done in Malang and Probolinggo Regencies in East Java, with 200 fishermen involved in the research. This research gathers information by asking people questions through a survey. The survey has a set of questions that are planned. The economist studies the probit model to determine what factors affect fishermen's choice to join MPAs. The findings indicated that factors like family members, marital status, number of fishing gear, market access, and savings did not have a noteworthy impact on the involvement of small-scale fishermen in MPAs. But, things like how old they are, how much education they have, whether they belong to a fishermen's group, if they work outside of fishing, and if they are part of a cooperative all greatly impact whether small fishermen participate in MPAs.
ANALISIS PERBANDINGAN KINERJA KEUANGAN SEBELUM DAN SESUDAH PENERAPAN MOBILE BANKING Siagian, Kevin Adriel; Manzilati, Asfi
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.1.10

Abstract

The purpose of this study is to identify financial performance differences of Bank Negara Indonesia before and after the application of Mobile Banking. This research period is six years before (2010 – 2015) and six years after (2016 – 2021) implementation of Mobile Banking. Financial performance was analyzed from the aspects of capital (CAR), productive assets (NPL), profitability (ROA), efficiency cost (OER), and liquidity (LDR). Normality test showed that CAR and NPL was tested using Paired sample t-test. Meanwhile ROA, BOPO, and LDR were tested using Wilcoxon signed-rank test. SPSS 25 was used for data processing. This study finds that OER does not show difference in financial performance before and after application of Mobile Banking. In NPL, there’s a slightly decreased after Mobile Banking application, considered as insignificant. CAR and LDR indicate an increase in financial performance. ROA significantly decreased after the application, which caused by high cost of application development and short period of the research. This study recommends banking companies, particularly Bank Negara Indonesia, to promote activation of Mobile Banking. Furthermore, security issues are crucial for both public and banks. Implementing proactive cybersecurity, policy harmonization, and increasing people awareness concerning cyberattack can serve protection for both banks and customers.
ANALISIS PERILAKU KONSUMEN TERHADAP PENGGUNAAN PLATFORM DIGITAL BANK (Studi Pada Generasi Z Kota Malang) Calista Donabella, Belinda; Manzilati, Asfi
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2022.01.2.04

Abstract

Technology and an increasingly developing economy that has an efficient impact on the use of cash. When using cash to transact with a large enough value it becomes inefficient. Crimes such as robbery, theft and counterfeiting cause people to have a fear of storing or carrying large amounts of cash. The purpose of this study was to determine how the influence of service quality, convenience, innovation, and trust on customer satisfaction in using the bank's digital platform. The research sample used was 200 people from Generation Z in Malang City. The research method used is a type of quantitative research with data analysis techniques using logistic regression. The results show that simultaneously service quality and convenience have an effect on customer satisfaction in using the bank's digital platform, while partially innovation and trust have no significant effect on customer satisfaction in using the bank's digital platform. banks need to increase innovation through digital banks they have and provide.
STUDI KOMPARASI KINERJA SAHAM UNGGUL DAN SAHAM LIKUID SEBELUM DAN SAAT PANDEMI Jayanti, Dwi Nur; Manzilati, Asfi
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.2.04

Abstract

The pandemic Covid-19 is a pandemic that attacks public health so that it has an impact on the economy, especially the capital market. The pandemic Covid-19 resulted in a weakening of the IHSG by up to 26.96%, apart from the weakening of the IHSG there were superior and liquid stocks which were the stocks most in demand by investors because they had the best performance and had a high probability of providing high profits. The purpose of this research is to compare the performance of superior stocks and liquid stocks before and during the pandemic by using stock returns, transaction volume and stock risk. By using the Wilcoxon rank test method. The results of this study indicate that stock performance through stock returns on superior stocks does not have a significant effect and there is a decrease during a pandemicc, while liquid stock returns also do not have a significant effect but there is a slight increase during a pandemic, the transaction volume of superior stocks and liquid stocks has a significant effect and occurs an increase in transaction volume during a pandemic, the risk of superior stocks and liquid stocks also has a significant influence and there is an increase in risk during a pandemic.
PENERIMAAN APARATUR SIPIL NEGARA (ASN) KABUPATEN BONDOWOSO TERHADAP KONSEP WAKAF PRODUKTIF Sabila, Shafira Fathia; Manzilati, Asfi
Islamic Economics and finance in Focus Vol. 1 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.1.04

Abstract

Productive Waqf in Bondowoso is still relatively low compared to other surrounding areas. This may be due to the perception of the Bondowoso community that only looks at waqf and the number of people who also do not fully understand the meaning of waqf. One of the major contributors to productive waqf is the State Civil Apparatus (ASN). However, not every ASN who is waqf has a sufficient understanding of waqf. Therefore, the researcher conducted a study of Bondowoso Regency State Civil Apparatus Acceptance (ASN) Against the Productive Waqf Concept with the aim of knowing the effect of the level of understanding, the level of religiosity and information media on the acceptance of the productive waqf concept. This study uses quantitative research methods using primary data obtained by distributing questionnaires to ASN Kab. Bondowoso in the Regional Secretariat. The sample selection used purposive sampling technique with a total of 102 samples. The results obtained are 16 respondents who do not accept the concept of productive waqf and 86 respondents who accept the concept of productive waqf. So the ASN acceptance of the concept of productive waqf is divided into two, some reject and some accept. The level of understanding, the level of religiosity and the information media have an influence on the acceptance of the concept of productive waqf.
Co-Authors Abdillah, Muqaffi Abu Bakar Abu Bakar Sambah, Abu Bakar Adam Apriliyadi Agus Suman Ah Miftahul Alim Ahmad Djalaluddin Ahmad Erani Yustika Ahmad Syatir Ajeng Kartika Galuh Aji Dedi Mularwaman Amelia Priharsanti An'im Kafabih An'im Kafabih Anisa Fitria Utami Anisa Fitria Utami Anthon Efani Ari Kamayanti Arrum Mahmudahningtyas Aryo Galih Saloko Aryo Saloko Aulad, Afdalul Awang Tri Satria Bambang Agoes Hermanto Bayu Krisnamurthi Bella Myirandasari Bunga Hidayati Bunga Hidayati Burhan M. Umar Calista Donabella, Belinda Darti Djuharni DAVID KALUGE di, Supar Dias Satria Eka Dirgantara Aquino Esha Najitama Estu Unggul Drajat Estu Unggul Drajat, Estu Unggul Fadjar Setiyo Anggraeni Fahrizal, Muhamad Reza Faizaturrodhiah, Nur Fajari, Alfiani Bintang Fatik Noviono Utomo Fauzi, Dekky Gazi, Ananta Ghazela, Jehan Putri Ghozali Maski Ghozali Maski Girindra Mega Paksi Hanif Kautsar Rahmanda Yuna Ikrar Adina Panuntun Imamia, Tsumma Lazuardini Istiasih, Shitny Dwi Iswan Noor Jayanti, Dwi Nur Jayawarsa, A.A. Ketut Kafabih, An'im Kafabih, An'im Kartikasari, Dhian Khusnul Ashar Khusnul Ashar Khusnul Ashar Khusnul Ashar Kusairi Kusairi Laili Hurriati Listiyanto, Eko Lutfillah, Novrida M Fadli M. Firmansyah M. Firmansyah M. Pudjihardjo M. Tamim Syaifullah M. Umar Burhan Maftuch - Marlina Ekawaty Maryunani Maryunani, Maryunani Mashudi, Ahmad Mega Ria Misbakhul Munir Moch. Bukhori Muslim Mochamad Tamim Syaifullah Moh Agus Nugroho Moh. Khusaini Moh. Shadiqur Rahman Muhamad Reza Fahrizal Muhammad Dandy Alif Wildana Muhammad Faisal Riza Muhammad Zamroni Mahfudh Multifiah . Multifiah Multifiah Munawar Ismail Munawar Ismail Nabila, Ulfa Nina Andriyani, Nina Nurman Setiawan Fadjar Nurul Badriyah Patricia Diella Budiarto Prahara, Rahma Sandhi Rahel Kimbal Ratri, Devita Rahmani Rina Oktavia Riniati RIZKY ADITYA, DEANDRA Rosyidah, Lathifatul Sabila, Shafira Fathia Sari, Mariyana Siagian, Kevin Adriel Silvi Asna Prestianawati Siti Rohima Situmorang, Elina R. Sonhaji *), Ferra Ika Wardani Solechan Sri Muljaningsih Sri Muljaningsih Sudarman, Suhaily Supar di Suprayogi Suprayogi Suprayogi Suprayogi Susilo Susilo Syamsuri, Asyila Muthi'ah Syatir, Ahmad Tita Hariyanti Tsumma Lazuardini Imamia Tsumma Lazuardini Imamia Tumirin Tyas D. Hascaryani Tyas Danarti Uma Adi Kusuma, Uma Adi Umar Burhan Umar Burhan Umar Burhan, Umar Virginia Nur Rahmanti Virginia Nur Rahmanti Wicesa, Nayaka Artha Widodo Mardi Santoso, Widodo Mardi Winda Wahyu Widyasari Yenny Kornitasari Yenny Kornitasari Yenny Kornitasari, Yenny Yuna, Hanif Kautsar Rahmanda