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All Journal Jurnal Pendidikan Ekonomi Undiksha IQTISHODUNA Jurnal Keuangan dan Perbankan Jurnal Kesehatan Masyarakat El Dinar Jurnal Ilmiah Mahasiswa FEB IQTISHADIA JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics Wacana, Jurnal Sosial dan Humaniora Journal of Indonesian Economy and Business TEMA (Jurnal Tera Ilmu Akuntansi) International Journal of Local Economic Governance ECSOFiM (Economic and Social of Fisheries and Marine Journal) Jurnal Administrasi Kesehatan Indonesia Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmu Ekonomi dan Pembangunan Jurnal SEPA (Social Economic and Agribusiness Journal) Jurnal Ekonomi & Keuangan Islam Journal of Health Science and Prevention Jurnal Sosial Ekonomi Kelautan dan Perikanan Buletin Ilmiah Marina : Sosial Ekonomi Kelautan dan Perikanan Journal of Innovation in Business and Economics IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam International Journal of Economics, Business and Accounting Research (IJEBAR) Creative Research Management Journal Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Caring : Jurnal Pengabdian Masyarakat Islamiconomic: Jurnal Ekonomi Islam International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings Journal of Islamic Economics Lariba Journal of Community Health and Preventive Medicine (JOCHAPM) Jurnal Ekonomi dan Pembangunan Indonesia Journal of Development Economic and Social Studies (JDESS) Contemporary Studies in Economic, Finance and Banking (CSEFB) Islamic Economics and finance in Focus (IEFF) Al-Infaq : Jurnal Ekonomi Islam
Asfi Manzilati
Departement Of Economy, Faculty Of Economics And Business, Universitas Brawijaya, Malang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analysis of Preferable Occupation between Merchant and Islamic Bank Clerk in Bank Syariah Mandiri (BSM) Based on a Hadith about Riba An'im Kafabih; Asfi Manzilati
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.2751

Abstract

This paper investigates the relationship between occupation to interest rate between Islamic bank clerk and merchant who export or import goods. As Prophet Muhammad ever said that at the end people still eat the “the dust of riba” event they want to avoid it, this implies that what people’s occupation will also be affected by the rate of interest rate. Introducing two model that represent the relationship between two occupation, merchant and Islamic bank clerks, and using ordinary regression, this study finds that statistically, as people want to be a merchant, they will gain much benefit when the rate of interest raise, however, when people prefer to become Islamic bank clerk (especially in BSM as case study), their income will harm as the rate of interest increase. In addition, when the interest rate rise, the benefit which is gained by merchant much greater than the loss of Islamic bank profit (BSM) because of the higher coefficient value of merchant rather than Islamic bank profit (BSM).
TATA KELOLA INSTITUSI (INSTITUTIONAL ARRANGEMENT) KONTRAK MUDHARABA DALAM KERANGKA TEORI KEAGENAN Asfi Manzilati
Jurnal Ekonomi & Keuangan Islam Volume 1 No. 1, Januari 2011
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol1.iss1.art6

Abstract

This study offers an alternative governance (arrangement) mudharaba contract resulting mudharaba institutions that benefit both parties (principal and agent). With interviews obtained two important findings: first, the character of prospective clients is an important determinant of the creation of a contract as collateral material (should) not be used as a tool to compensate for the risk, and the second is that monitoring is key to the process of contract enforcement. Based on existing findings, to develop an institutional design that is expected mudharaba fair and beneficial to both parties, the bank / Shohibul mall as the principal and client / mudarib as an agent.
IDENTIFIKASI FAKTOR FAKTOR STRATEGIS DALAM RANGKA PEMBUATAN PERENCANAAN PEMBANGUNAN PARTISIPASI DESA PAKIS MOJOKERTO JAWA TIMUR Bambang Agoes Hermanto; Asfi Manzilati; Ghozali Maski; Munawar Ismail
Creative Research Management Journal Vol 4 No 1 (2021): June
Publisher : Universitas Prof. Dr. Hazairin SH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/crmj.v4i1.1835

Abstract

The purpose of this study is to identify strategic factors in the framework of making participatory development planning in thevillage of Pakis Mojokerto, East Java. The methodology used in this research is descriptive qualitative using SWOT analysis. The results of the study show that the actors of strengths and opportunities greatly contribute to strategic determination, so thestrategy used is to optimize strengths in seizing opportunities. The strategy is to increase human resources (including improving health and education infrastructure and facilities), increase access to financial institutions or credit for productive business development, develop non-agricultural businesses that are still related to the agricultural sector, and develop village tourism. The implications of this research are The strategy used in participatory development planning is to strengthen strengths toovercome weaknesses
KAJIAN HUKUM DAN IMPLEMENTASI WAKAF HARTA BERGERAK DI INDONESIA: WAKAF UANG DAN SAHAM Girindra Mega Paksi; Asfi Manzilati; Marlina Ekawaty
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 9, No 2 (2018)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) Universitas Islam Negeri (UIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (320.664 KB) | DOI: 10.32678/ijei.v9i2.94

Abstract

Abstract. The Implementation and Legality Review of Movable Treasure Endowments in Indonesia: Endowments of Money and Shares. Endowment or Waqf is a non-market wealth distribution methods alongside zakah, infaq, and sadaqa. Particularly in Indonesia, waqf practice is identical with fixed asset donation notably land and building. The utilization of most waqf asset in Indonesia is not economically productive, such as mosque and cemetery. The aims of this study are to analyze the precept of cash and share waqf and its implementations. This study is classified as a literature review with qualitative approach. A Meta-synthesis method is applied as analyzing tools. Results shows that most Islamic scholar allow cash and shares to be used as waqf object. Both cash and share waqf can be implemented into two models. Cash waqf can be implemented as mutual fund or converted into other fixed asset. While share waqf implementation can be done through corporate waqf and individual share waqf. Abstrak. Kajian Hukum dan Implementasi Wakaf Harta Bergerak di Indonesia: Wakaf Uang dan Saham. Wakaf adalah metode distribusi kekayaan non-pasar bersama zakat, infaq, dan shadaqah. Khususnya di Indonesia, praktik wakaf identik dengan sumbangan aset tetap, terutama tanah dan bangunan. Pemanfaatan sebagian besar aset wakaf di Indonesia tidak produktif secara ekonomi, seperti masjid dan pemakaman. Tujuan dari penelitian ini adalah untuk menganalisis kas dan share wakaf dan implementasinya. Penelitian ini diklasifikasikan sebagai tinjauan pustaka dengan pendekatan kualitatif. Metode Meta-synthesis diterapkan sebagai alat analisis. Hasilnya menunjukkan bahwa sebagian besar ulama Islam mengizinkan uang tunai dan saham untuk digunakan sebagai objek wakaf. Baik kas dan share wakaf dapat diimplementasikan ke dalam dua model. Wakaf uang tunai dapat diimplementasikan sebagai reksadana atau dikonversi menjadi aset tetap lainnya. Sedangkan pelaksanaan wakaf saham dapat dilakukan melalui wakaf korporat dan wakaf saham individu
Do Institutional and Banking Cost Affect Investment in ASEAN? Asfi Manzilati; Silvi Asna Prestianawati; Tsumma Lazuardini Imamia
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 5, No 1 (2022): International Journal of Accounting & Finance in Asia Pasific (IJAFAP) February
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (151.729 KB) | DOI: 10.32535/ijafap.v5i1.1409

Abstract

ASEAN is one of the actors in the world economy. With the launch of Forging Ahead Together, it is hoped that ASEAN can strengthen its economy and attract foreign investors to invest. The entry of large foreign investment into ASEAN is an opportunity for global investors. On the other hand, the factors that affect investment are from economic as well as non-economic. One important economic factor is banking costs because investment activities are inseparable from the presence of the financial sector which can cause costs and prices. Meanwhile, non-economic factors include institutional costs arising from the quality of a country's governance. This study uses a quantitative approach with panel regression analysis method to determine whether economic factors, namely bank costs or non-economic factors, affect the level of investment in ASEAN countries.
THE ROLE OF SPIRITUAL LEADERSHIP AND WORK ETHIC IN INCREASING PRODUCTIVITY Eka Dirgantara Aquino; Multifiah Multifiah; Asfi Manzilati
Journal of Indonesian Applied Economics Vol. 8 No. 1 (2020)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2020.008.01.1

Abstract

This study aims to examine the role of spiritual leadership and work ethic in increasing productivity. The research metode used in this study is a qualitative method, by employing a case study approach, data analysis used is reduction, data display end verification. The result of this study stated that spiritual leadership at BSM has a role in increasing productivity, so does the work ethich also has a role in increasing productivity. The increased productivity was indicated  by an increase in the performan of BSM Area Malang, namely the achievements of profit targets in 2019 listed in the contribution margin report and BSM Area Malang could  be the best in terms profitability among BSM in other areas
MANAGERIAL STRENGTHENING OF KEMBAR JAYA SEAFOOD TOWARDS AN INDEPENDENT PROCESSING AND MARKETING GROUP (KELOMPOK PENGOLAH DAN PEMASAR/POKLAHSAR) Anthon Efani; Moh Khusaini; Asfi Manzilati
Caring : Jurnal Pengabdian Masyarakat Vol 2, No 3 (2022): CARING Jurnal Pengabdian Masyarakat (Desember 2022)
Publisher : Caring : Jurnal Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.caringjpm.2022.002.03.5

Abstract

The most prominent potential in the Bajulmati area is the potential for capture fisheries. Even so, the Bajulmati area also has the potential for processed fishery products, but the potential for these processed products does not yet have optimal marketing. This is due to the lack of marketing and business management systems that are owned. The purpose of this service activity includes: (1) Integrating the performance of Higher Education (Universitas Brawijaya), with processing and marketing group (kelompok pengolah dan pemasar/POKLAHSAR) Kembar Jaya Seafood in Bajul Mati, Malang Regency to improve business sustainability POKLAHSAR Kembar Jaya Seafood, (2) Creating business sustainability through business management training, (3) Increasing hard skills in managing financial flows through financial management training, (4) Increasing the competitiveness of POKLAHSAR Kembar Jaya Seafood products through product branding, (5) Increasing standardization of fish processing products at POKLAHSAR Kembar Jaya Seafood, Malang Regency both in terms of hygiene, halal, and packaging, (6) Creating a marketing and sales system so that fish processing businesses at POKLAHSAR Kembar Jaya Seafood are able to carry out marketing and sales effectively , (7) increasing the role of Brawij University I am in developing the area around the campus by involving students. This community service activity is carried out using managerial assistance methods including business management training, financial management, product branding socialization, product standardization assistance, initiation of effective marketing and sales systems for souvenir needs. This service program is able to make POKLAHSAR Kembar Jaya Seafood a sustainable business. Sustainability in question is not only productivity sustainability but also sustainability as a center for processed fishery products. The five programs proposed as solutions ranging from business management training, financial management, product branding training, product standardization assistance and the creation of an effective marketing and sales system went well accompanied by enthusiasm from POKLAHSAR Kembar Jaya Seafood.
PENGUATAN FUNGSI LEGISLATIF DAN EVALUASI KINERJA BIDANG PENGANGGARAN (Studi di DPRD Kota Batu) Asfi Manzilati; Maftuch -; M Fadli
Journal of Indonesian Applied Economics Vol. 5 No. 2 (2011)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.013 KB) | DOI: 10.21776/ub.jiae.2011.005.02.7

Abstract

Changes in performance-based budgeting system (performance budgeting) that pro-motes community participation, provide an important role in Parliament as represen-tatives of the people drafting process, in accordance with Law no. 17 of 2003 on StateFinance. Implementation of the people’s rights in the budget can be realized in com-munity involvement in participatory planningand budgeting process. This study aimsto (1) to know  legislators understanding in Batu City and its implementation to thefunction  of budgeting,  (2)  to  evaluate  the  performance  of budgeting  in Batu City.Using a qualitative approach, results of this study are: (1) Legislators’ understandingin Batu City tend to function as a means of budgeting “bargain” with local govern-ment, and  lack of  touch on  the  substance  to  the public welfare,  (2)Parliament hasused “Alat Kelengkapan Dewan”  associated with  the  budgeting  of  the  “BadanAnggaran”, frequently board members’s budget is more  than  the amount of budgetapproved by the municipal government of Batu City. But this condition still happenedbecause the government afraid of the revenue and expenditure budget (APBD) notapproved by parliament.Keywords: budget, parliament batu, legislative functions
METAFORA RISK AND RETURN SEBAGAI DASAR PENGEMBANGAN BAITUL MAAL WA TAMWIL (BMT) YANG MANDIRI Tyas D. Hascaryani; Asfi Manzilati; Nurman S. Fadjar
Journal of Indonesian Applied Economics Vol. 5 No. 1 (2011)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1135.068 KB) | DOI: 10.21776/ub.JIAE.005.01.6

Abstract

The purpose of this study is to find out how Baitul Maal Wa Tamwil (BMT) candevelop their independence as microfinance institutions, based on the expansion ofthe nature and development (metaphor) risk & return. With post positivism rational-istic approach, the results of this study are: (1) the risk faced by BMT in addition tofinancial risk (conventional), as well as more broadly in the form of guaran-tees(goodwill) and guarantee facilities of customer funds. 2) On the return, in addi-tion to financial return (conventional) the meaning has expanded on customer loyalty,market expansion and social functioning of the BMT.Keywords: metaphor, risk, return, independency
Analysis Of Factors Affecting Credit Access And Their Impact On Welfare Asfi Manzilati; Yenny Kornitasari; Suprayogi Suprayogi; Anthon Efani
Journal of International Conference Proceedings Vol 5, No 4 (2022): FEBIC International Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i4.1954

Abstract

This study aims to analyze the factors that influence access to credit and analyze the impact of access to credit on welfare. So far, a number of important international studies to access credit services that are considered capable of reducing poverty in low-income communities. Credit in the fisheries sector is able to provide input for fishermen to carry out fishing activities. the availability of credit makes fishermen more eligible to increase their productivity, so it is natural when credit request services are needed to improve the welfare of the fishing community. Data was collected by surveying small fishermen in Malang and Probolinggo districts using a questionnaire. Furthermore, the data will be analyzed with descriptive statistical tests, and Instrumental Variable (IV) logit, and Endogenous Switching Regression. The results showed that the variables that had no significant effect on fishermen's credit access were experience and ship size. Meanwhile, the variables of age, education, and fisherman group have a significant influence on fishermen's credit access. The impact on welfare shows that households that have access to formal credit have higher incomes by 33.8% to 44.4% compared to households that do not have access to formal credit. The implication of research is that with access to credit, the welfare level of fishermen will increase. Keywords: Credits; Well-being; small fisherman; endogenous transiti
Co-Authors Abdillah, Muqaffi Abu Bakar Abu Bakar Sambah, Abu Bakar Adam Apriliyadi Agus Suman Ah Miftahul Alim Ahmad Djalaluddin Ahmad Erani Yustika Ahmad Syatir Ajeng Kartika Galuh Aji Dedi Mularwaman Amelia Priharsanti An'im Kafabih An'im Kafabih Anisa Fitria Utami Anisa Fitria Utami Anthon Efani Ari Kamayanti Arrum Mahmudahningtyas Aryo Galih Saloko Aryo Saloko Aulad, Afdalul Awang Tri Satria Bambang Agoes Hermanto Bayu Krisnamurthi Bella Myirandasari Bunga Hidayati Bunga Hidayati Burhan M. Umar Calista Donabella, Belinda Darti Djuharni DAVID KALUGE di, Supar Dias Satria Eka Dirgantara Aquino ELINA R SITUMORANG Esha Najitama Estu Unggul Drajat Estu Unggul Drajat, Estu Unggul Fadjar Setiyo Anggraeni Fahrizal, Muhamad Reza Faizaturrodhiah, Nur Fajari, Alfiani Bintang Fatik Noviono Utomo Fauzi, Dekky Gazi, Ananta Ghazela, Jehan Putri Ghozali Maski Ghozali Maski Girindra Mega Paksi Hanif Kautsar Rahmanda Yuna Ikrar Adina Panuntun Imamia, Tsumma Lazuardini Istiasih, Shitny Dwi Iswan Noor Jayanti, Dwi Nur Jayawarsa, A.A. Ketut Kafabih, An'im Kafabih, An'im Kartikasari, Dhian Khusnul Ashar Khusnul Ashar Khusnul Ashar Khusnul Ashar Kusairi Kusairi Laili Hurriati Listiyanto, Eko Lutfillah, Novrida M Fadli M. Firmansyah M. Pudjihardjo M. Tamim Syaifullah Maftuch - Marlina Ekawaty Maryunani Maryunani, Maryunani Mashudi, Ahmad Mega Ria Misbakhul Munir Moch. Bukhori Muslim Mochamad Tamim Syaifullah Moh Agus Nugroho Moh. Khusaini Moh. Shadiqur Rahman Muhamad Reza Fahrizal Muhammad Dandy Alif Wildana Muhammad Faisal Riza Muhammad Zamroni Mahfudh Multifiah . Multifiah Multifiah Munawar Ismail Munawar Ismail Nabila, Ulfa Nina Andriyani, Nina Nurman Setiawan Fadjar Nurul Badriyah Patricia Diella Budiarto Rahel Kimbal Ratri, Devita Rahmani Rina Oktavia Riniati RIZKY ADITYA, DEANDRA Rosyidah, Lathifatul Sabila, Shafira Fathia Sari, Mariyana Siagian, Kevin Adriel Silvi Asna Prestianawati Siti Rohima Siti Rohima Sonhaji *), Ferra Ika Wardani Solechan Sri Muljaningsih Sri Muljaningsih Sudarman, Suhaily Supar di Suprayogi Suprayogi Suprayogi Suprayogi Susilo Susilo Syamsuri, Asyila Muthi'ah Syatir, Ahmad Tita Hariyanti Tsumma Lazuardini Imamia Tsumma Lazuardini Imamia Tumirin Tyas D. Hascaryani Tyas Danarti Uma Adi Kusuma Umar Burhan Umar Burhan Umar Burhan, Umar Virginia Nur Rahmanti Virginia Nur Rahmanti Wicesa, Nayaka Artha Widodo Mardi Santoso, Widodo Mardi Winda Wahyu Widyasari Yenny Kornitasari Yenny Kornitasari Yenny Kornitasari, Yenny Yogi Pasca Pratama, Yogi Pasca Yuna, Hanif Kautsar Rahmanda