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All Journal Jurnal Pendidikan Ekonomi Undiksha IQTISHODUNA Jurnal Keuangan dan Perbankan Jurnal Kesehatan Masyarakat El Dinar Jurnal Ilmiah Mahasiswa FEB JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics Wacana, Jurnal Sosial dan Humaniora Journal of Indonesian Economy and Business TEMA (Jurnal Tera Ilmu Akuntansi) International Journal of Local Economic Governance ECSOFiM (Economic and Social of Fisheries and Marine Journal) Jurnal Administrasi Kesehatan Indonesia Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmu Ekonomi dan Pembangunan Jurnal Ekonomi & Keuangan Islam Journal of Health Science and Prevention Jurnal Sosial Ekonomi Kelautan dan Perikanan Buletin Ilmiah Marina : Sosial Ekonomi Kelautan dan Perikanan Journal of Innovation in Business and Economics IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam International Journal of Economics, Business and Accounting Research (IJEBAR) Creative Research Management Journal Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Munaddhomah: Jurnal Manajemen Pendidikan Islam GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Caring : Jurnal Pengabdian Masyarakat Islamiconomic: Jurnal Ekonomi Islam International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings Journal of Islamic Economics Lariba Journal of Community Health and Preventive Medicine (JOCHAPM) Jurnal Ekonomi dan Pembangunan Indonesia Journal of Development Economic and Social Studies (JDESS) Contemporary Studies in Economic, Finance and Banking (CSEFB) Islamic Economics and finance in Focus (IEFF) Al-Infaq : Jurnal Ekonomi Islam
Asfi Manzilati
Departement Of Economy, Faculty Of Economics And Business, Universitas Brawijaya, Malang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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PENGUATAN FUNGSI LEGISLATIF DAN EVALUASI KINERJA BIDANG PENGANGGARAN (Studi di DPRD Kota Batu) Asfi Manzilati; Maftuch -; M Fadli
Journal of Indonesian Applied Economics Vol. 5 No. 2 (2011)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.013 KB) | DOI: 10.21776/ub.jiae.2011.005.02.7

Abstract

Changes in performance-based budgeting system (performance budgeting) that pro-motes community participation, provide an important role in Parliament as represen-tatives of the people drafting process, in accordance with Law no. 17 of 2003 on StateFinance. Implementation of the people’s rights in the budget can be realized in com-munity involvement in participatory planningand budgeting process. This study aimsto (1) to know  legislators understanding in Batu City and its implementation to thefunction  of budgeting,  (2)  to  evaluate  the  performance  of budgeting  in Batu City.Using a qualitative approach, results of this study are: (1) Legislators’ understandingin Batu City tend to function as a means of budgeting “bargain” with local govern-ment, and  lack of  touch on  the  substance  to  the public welfare,  (2)Parliament hasused “Alat Kelengkapan Dewan”  associated with  the  budgeting  of  the  “BadanAnggaran”, frequently board members’s budget is more  than  the amount of budgetapproved by the municipal government of Batu City. But this condition still happenedbecause the government afraid of the revenue and expenditure budget (APBD) notapproved by parliament.Keywords: budget, parliament batu, legislative functions
METAFORA RISK AND RETURN SEBAGAI DASAR PENGEMBANGAN BAITUL MAAL WA TAMWIL (BMT) YANG MANDIRI Tyas D. Hascaryani; Asfi Manzilati; Nurman S. Fadjar
Journal of Indonesian Applied Economics Vol. 5 No. 1 (2011)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1135.068 KB) | DOI: 10.21776/ub.JIAE.005.01.6

Abstract

The purpose of this study is to find out how Baitul Maal Wa Tamwil (BMT) candevelop their independence as microfinance institutions, based on the expansion ofthe nature and development (metaphor) risk & return. With post positivism rational-istic approach, the results of this study are: (1) the risk faced by BMT in addition tofinancial risk (conventional), as well as more broadly in the form of guaran-tees(goodwill) and guarantee facilities of customer funds. 2) On the return, in addi-tion to financial return (conventional) the meaning has expanded on customer loyalty,market expansion and social functioning of the BMT.Keywords: metaphor, risk, return, independency
Analysis Of Factors Affecting Credit Access And Their Impact On Welfare Asfi Manzilati; Yenny Kornitasari; Suprayogi Suprayogi; Anthon Efani
Journal of International Conference Proceedings Vol 5, No 4 (2022): FEBIC International Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i4.1954

Abstract

This study aims to analyze the factors that influence access to credit and analyze the impact of access to credit on welfare. So far, a number of important international studies to access credit services that are considered capable of reducing poverty in low-income communities. Credit in the fisheries sector is able to provide input for fishermen to carry out fishing activities. the availability of credit makes fishermen more eligible to increase their productivity, so it is natural when credit request services are needed to improve the welfare of the fishing community. Data was collected by surveying small fishermen in Malang and Probolinggo districts using a questionnaire. Furthermore, the data will be analyzed with descriptive statistical tests, and Instrumental Variable (IV) logit, and Endogenous Switching Regression. The results showed that the variables that had no significant effect on fishermen's credit access were experience and ship size. Meanwhile, the variables of age, education, and fisherman group have a significant influence on fishermen's credit access. The impact on welfare shows that households that have access to formal credit have higher incomes by 33.8% to 44.4% compared to households that do not have access to formal credit. The implication of research is that with access to credit, the welfare level of fishermen will increase. Keywords: Credits; Well-being; small fisherman; endogenous transiti
Analysis of multidimensional poverty dynamics in Indonesia: The effect of demographic and institutional factors Esha Najitama; Ghozali Maski; Asfi Manzilati
Journal of Innovation in Business and Economics Vol. 4 No. 02 (2020): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v4i02.15630

Abstract

Measuring poverty only from a monetary perspective is lacking. Given the variety of human needs, poverty needs to be measured multidimensionally. Hence, this study analyzes multidimensional poverty dynamics and identifies its determinants from the demographic and institutional factors. Using the Multidimensional Poverty Index (MPI) and data from the two survey periods of the Indonesia Family Life Survey (IFLS), it is known that multidimensional poverty tends to be transient rather than chronic. The highest education level of the head of the household, the level of dependency, the island of residence, the village political system, and the village government's corruption affect both chronic and transient poverty categories. The marital status of household heads, household size, and customary norms only affected the chronic poor category
The Nadzir’s Role in Waqf Empowerment for General Welfare (Case Study in the Nadzir of Universitas Islam Malang Foundation) Anisa Fitria Utami; Agus Suman; Asfi Manzilati
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2021.007.01.5

Abstract

The purpose of this research is to find out the role of the nadzir in developing waqf assets for general welfare. The management of productive waqf for general welfare that conducted by The Nadzir of Univesitas Islam Malang Foundation. The Nadzir of Universitas Islam Malang Foundation received 2 bilion Rupiahs funds from Kementerian Agama that acted as the waqif. The waqf fund are from Anggaran Belanja dan Pendapatan Negara Perubahan with purpose as the pilot program of productive waqf fund management. In order to run the role, The Nadzir of Universitas Islam Malang Foundation is stick with the sharia law and UU No. 41 Tahun 2004. The role of Universitas Islam Malang’s nadzir is suitable with the duties and roles that listed on UU No 41 Tahun 2004. The duties and roles are first, accepting and administrating the waqf asset. Second, managing and developing waqf asset through build VIP Rooms, Al-Khaibar Minimarket and Go Fish Restaurant. Third, keep the waqf asset through pledging the waqf asset to Bank Muamalat and fourth, reporting the waqf asset management to Kementerian Agama as waqif.
Perdebatan Teori Rasionalitas dalam Menjelaskan Terbentuknya Biaya Transaksi pada Seleksi Pegawai Negeri Firmansyah, M.; Suman, Agus; Manzilati, Asfi; Susilo, Susilo
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 13, No. 1
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

A civil servant selection attributes transaction cost. Aim of this conceptual paper is to explain behavior of transaction cost payment from perspective theory of the rationale of economics. This study was conducted by understanding various theories regarding a phenomena of transaction cost payment. This study revealed transaction cost payment as typical self interest and utility maximization (neo-classic rationality), to behave as Al-Nafs Al-Ammarah (Islamic rationality). The transaction cost payment was encouraged by perception, understanding and prior experiences (Keynes rationality), environment (psychology rationality). However, there was a limited scope of information for transaction cost payment (bounded rationality).
TELAAH KESYARIAHAN AKAD PADA KOPERASI (Studi di KPRI Universitas Brawijaya) Munir, Misbakhul; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.2.06

Abstract

The concept of business in Islam is controlled by halal and haram rules, which is a differentiator from conventional business. One form of business in Islam is Sharia Cooperatives with various sharia contract products. one of way to achieve its sharia, it is necesarry to study using its terms and conditions. It also needs supervision related to the sharia of the contract which is carried out by the Sharia Supervisory Board (DPS) from the internal cooperative itself. The existence of the Sharia Supervisory Board (DPS) has not been able to guarantee the sharia of the contracts due to inadequate capacity and regulations. The purpose of this study is to determine the sharia of the contract in cooperatives, Study at KPRI UB. This research uses a qualitative method of case studies. The result of this research is that the Savings and Loans Unit (Unit Simpan Pinjam) of KPRI UB has savings products with Mudharabah and Wadiah contracts, as well as financing or loan products with Ijarah, Murabahah, Qardh, and Musyarakah Mutanaqisah contracts. The Savings and Loans Unit (Unit Simpan Pinjam) of KPRI UB has the meaning, requirements, and mechanism of the contract that is in accordance with sharia provisions, but in its application there are still procedures that are not applied.
FAKTOR EKSTERNAL DAN INTERNAL YANG MEMPENGARUHI PEMBIAYAAN BANK UMUM SYARIAH KEPADA UMKM Mega Ria; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.04

Abstract

This study aims to analyze the influence of external factors (inflation, BI rate, exchange rate) and internal factors (CAR, ROA, NPF, FDR, TPF and BOPO) on the financing disbursed by Islamic commercial banks to MSMEs. The data used in this study is monthly data from January 2015 to December 2021 sourced from the official website of The Indonesian Financial Services Authority, the Central bank of Indonesia, the Ministry of Trade of the Republic of Indonesia, and the Central Bureau of Statistics. The methodology used in this study is the Error Correction Model (ECM), using Eviews 10 as an estimation tool. The results of this study indicate that in the short term, all variables have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs. For the long-term, the inflation variable, FDR, and NPF have positively and significantly affected financing disbursed by Islamic commercial banks to MSMEs. In contrast, the BOPO variable negatively affects financing disbursed by Islamic commercial banks to MSMEs. Other variables, namely the BI rate, exchange rate, CAR, ROA, and NPF, have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs.
THE IMPLICATIONS OF TRANSACTION COSTS FOR SALT FARMERS' INDEPENDENCE IN PESANGGRAHAN VILLAGE, KWANYAR DISTRICT, BANGKALAN REGENCY Kusairi Kusairi; Umar Burhan; Asfi Manzilati
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.7091

Abstract

Transaction costs include negotiation, the cost of doing every exchange transaction and usually occur outside the production costs. Transaction costs arise because of the inability to meet the requirements of the salt farmers in making passes. This study aims to identify the cost implications of the independence transksi salt farmers in the Village Pesanggrahan District Kwanyar Bangkalan. The research method in this study is a qualitative method of data collection techniques on interviews and field notes. This study has two types of key informants and informant informant supporters. Results from this study is the existence of transaction costs initiated by salt farmers who do not have passes. Letters road normally used in order to sell directly to the salt production salt factory. The transaction costs in the form of rental fees permit to the owner of the letter. It starts from the farmers who decide to execute contract so that all circuit buying and selling going on striving to independence salt farmers.
Peran Pedagang Udang Vaname terhadap Akses Informasi Harga dan Pasar di Muncar, Kabupaten Banyuwangi Rosyidah, Lathifatul; Suman, Agus; Manzilati, Asfi
Buletin Ilmiah Marina Sosial Ekonomi Kelautan dan Perikanan Vol 10, No 1 (2024): Juni 2024
Publisher : Research Center for Marine and Fisheries Socio-Economic

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15578/marina.v10i1.12911

Abstract

Budi daya udang vaname mempunyai peranan penting dalam perekonomian masyarakat pesisir di Muncar. Namun, sampai saat ini, pembudi daya kekuatan negosiasinya masih lemah dalam menentukan harga dengan pedagang. Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis peran pedagang dalam akses dan informasi harga pada pemasaran udang vaname di Desa Wringinputih, Kecamatan Muncar, Kabupaten Banyuwangi. Penelitian ini dilakukan pada bulan Juni 2023 dengan menggunakan pendekatan kualitatif fenomenologi untuk mendapatkan pemahaman yang mendalam tentang pengalaman dan perspektif subjek penelitian. Jenis data pada penelitian ini meliputi data primer dan sekunder. Pengumpulan data menggunakan metode wawancara mendalam, observasi, dan dokumentasi kepada responden kunci, yaitu pembudi daya udang vaname dan tiga orang pedagang (supplier). Hasil penelitian menunjukkan bahwa pedagang memiliki kendali yang kuat dalam memperoleh akses informasi harga yang memengaruhi kesejahteraan pembudi daya. Oleh karena itu, pemerintah daerah perlu memfasilitasi akses informasi harga bagi pembudi daya agar dapat meningkatkan posisi tawar (bargaining position) kepada pedagang udang vaname. Title: The Role of Vaname Shrimp Traders in Accessing Price and Market Information in Muncar, Banyuwangi Regency aname shrimp farming plays an important role in the economy of coastal communities in Muncar. However, they have less negotiation power in determining prices with intermediaries. This study aims to identify and analyze the role of traders in accessing and price information on Vaname shrimp marketing in Wringinputih Village, Muncar District, Banyuwangi Regency. This research was conducted in June 2023 using a qualitative phenomenological approach to gain a deep understanding of the experiences and perspectives of research subjects. The primary and secondary data were used in this study. Data has been collected using in-depth interviews, observation, and documentation of key respondents, namely Vaname shrimp farmers and traders/suppliers. The results showed that traders have strong control in gaining access to price information that affects the welfare of farmers. Therefore, local governments must facilitate farmers' access to price information to improve bargaining positions for Vaname shrimp traders.
Co-Authors Abdillah, Muqaffi Abu Bakar Abu Bakar Sambah, Abu Bakar Adam Apriliyadi Agus Suman Ah Miftahul Alim Ahmad Djalaluddin Ahmad Erani Yustika Ahmad Syatir Ajeng Kartika Galuh Aji Dedi Mularwaman Amelia Priharsanti An'im Kafabih An'im Kafabih Anisa Fitria Utami Anisa Fitria Utami Anthon Efani Ari Kamayanti Arrum Mahmudahningtyas Aryo Galih Saloko Aryo Saloko Aulad, Afdalul Awang Tri Satria Bambang Agoes Hermanto Bayu Krisnamurthi Bella Myirandasari Bunga Hidayati Bunga Hidayati Burhan M. Umar Calista Donabella, Belinda Darti Djuharni DAVID KALUGE di, Supar Dias Satria Eka Dirgantara Aquino Esha Najitama Estu Unggul Drajat Estu Unggul Drajat, Estu Unggul Fadjar Setiyo Anggraeni Fahrizal, Muhamad Reza Faizaturrodhiah, Nur Fajari, Alfiani Bintang Fatik Noviono Utomo Fauzi, Dekky Gazi, Ananta Ghazela, Jehan Putri Ghozali Maski Ghozali Maski Girindra Mega Paksi Hanif Kautsar Rahmanda Yuna Ikrar Adina Panuntun Imamia, Tsumma Lazuardini Istiasih, Shitny Dwi Iswan Noor Jayanti, Dwi Nur Jayawarsa, A.A. Ketut Kafabih, An'im Kafabih, An'im Kartikasari, Dhian Khusnul Ashar Khusnul Ashar Khusnul Ashar Khusnul Ashar Kusairi Kusairi Laili Hurriati Listiyanto, Eko Lutfillah, Novrida M Fadli M. Firmansyah M. Firmansyah M. Pudjihardjo M. Tamim Syaifullah M. Umar Burhan Maftuch - Marlina Ekawaty Maryunani Maryunani, Maryunani Mashudi, Ahmad Mega Ria Misbakhul Munir Moch. Bukhori Muslim Mochamad Tamim Syaifullah Moh Agus Nugroho Moh. Khusaini Moh. Shadiqur Rahman Muhamad Reza Fahrizal Muhammad Dandy Alif Wildana Muhammad Faisal Riza Muhammad Zamroni Mahfudh Multifiah . Multifiah Multifiah Munawar Ismail Munawar Ismail Nabila, Ulfa Nina Andriyani, Nina Nurman Setiawan Fadjar Nurul Badriyah Patricia Diella Budiarto Prahara, Rahma Sandhi Rahel Kimbal Ratri, Devita Rahmani Rina Oktavia Riniati RIZKY ADITYA, DEANDRA Rosyidah, Lathifatul Sabila, Shafira Fathia Sari, Mariyana Siagian, Kevin Adriel Silvi Asna Prestianawati Siti Rohima Situmorang, Elina R. Sonhaji *), Ferra Ika Wardani Solechan Sri Muljaningsih Sri Muljaningsih Sudarman, Suhaily Supar di Suprayogi Suprayogi Suprayogi Suprayogi Susilo Susilo Syamsuri, Asyila Muthi'ah Syatir, Ahmad Tita Hariyanti Tsumma Lazuardini Imamia Tsumma Lazuardini Imamia Tumirin Tyas D. Hascaryani Tyas Danarti Uma Adi Kusuma, Uma Adi Umar Burhan Umar Burhan Umar Burhan, Umar Virginia Nur Rahmanti Virginia Nur Rahmanti Wicesa, Nayaka Artha Widodo Mardi Santoso, Widodo Mardi Winda Wahyu Widyasari Yenny Kornitasari Yenny Kornitasari Yenny Kornitasari, Yenny Yuna, Hanif Kautsar Rahmanda