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All Journal Jurnal Pendidikan Ekonomi Undiksha IQTISHODUNA Jurnal Keuangan dan Perbankan Jurnal Kesehatan Masyarakat El Dinar Jurnal Ilmiah Mahasiswa FEB JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics Wacana, Jurnal Sosial dan Humaniora Journal of Indonesian Economy and Business TEMA (Jurnal Tera Ilmu Akuntansi) International Journal of Local Economic Governance ECSOFiM (Economic and Social of Fisheries and Marine Journal) Jurnal Administrasi Kesehatan Indonesia Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmu Ekonomi dan Pembangunan Jurnal SEPA (Social Economic and Agribusiness Journal) Jurnal Ekonomi & Keuangan Islam Journal of Health Science and Prevention Jurnal Sosial Ekonomi Kelautan dan Perikanan Buletin Ilmiah Marina : Sosial Ekonomi Kelautan dan Perikanan Journal of Innovation in Business and Economics IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam International Journal of Economics, Business and Accounting Research (IJEBAR) Creative Research Management Journal Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Munaddhomah: Jurnal Manajemen Pendidikan Islam GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Caring : Jurnal Pengabdian Masyarakat Islamiconomic: Jurnal Ekonomi Islam International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings Journal of Islamic Economics Lariba Journal of Community Health and Preventive Medicine (JOCHAPM) Jurnal Ekonomi dan Pembangunan Indonesia Journal of Development Economic and Social Studies (JDESS) Contemporary Studies in Economic, Finance and Banking (CSEFB) Islamic Economics and finance in Focus (IEFF) Al-Infaq : Jurnal Ekonomi Islam
Asfi Manzilati
Departement Of Economy, Faculty Of Economics And Business, Universitas Brawijaya, Malang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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TELAAH KESYARIAHAN AKAD PADA KOPERASI (Studi di KPRI Universitas Brawijaya) Munir, Misbakhul; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.2.06

Abstract

The concept of business in Islam is controlled by halal and haram rules, which is a differentiator from conventional business. One form of business in Islam is Sharia Cooperatives with various sharia contract products. one of way to achieve its sharia, it is necesarry to study using its terms and conditions. It also needs supervision related to the sharia of the contract which is carried out by the Sharia Supervisory Board (DPS) from the internal cooperative itself. The existence of the Sharia Supervisory Board (DPS) has not been able to guarantee the sharia of the contracts due to inadequate capacity and regulations. The purpose of this study is to determine the sharia of the contract in cooperatives, Study at KPRI UB. This research uses a qualitative method of case studies. The result of this research is that the Savings and Loans Unit (Unit Simpan Pinjam) of KPRI UB has savings products with Mudharabah and Wadiah contracts, as well as financing or loan products with Ijarah, Murabahah, Qardh, and Musyarakah Mutanaqisah contracts. The Savings and Loans Unit (Unit Simpan Pinjam) of KPRI UB has the meaning, requirements, and mechanism of the contract that is in accordance with sharia provisions, but in its application there are still procedures that are not applied.
FAKTOR EKSTERNAL DAN INTERNAL YANG MEMPENGARUHI PEMBIAYAAN BANK UMUM SYARIAH KEPADA UMKM Mega Ria; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.04

Abstract

This study aims to analyze the influence of external factors (inflation, BI rate, exchange rate) and internal factors (CAR, ROA, NPF, FDR, TPF and BOPO) on the financing disbursed by Islamic commercial banks to MSMEs. The data used in this study is monthly data from January 2015 to December 2021 sourced from the official website of The Indonesian Financial Services Authority, the Central bank of Indonesia, the Ministry of Trade of the Republic of Indonesia, and the Central Bureau of Statistics. The methodology used in this study is the Error Correction Model (ECM), using Eviews 10 as an estimation tool. The results of this study indicate that in the short term, all variables have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs. For the long-term, the inflation variable, FDR, and NPF have positively and significantly affected financing disbursed by Islamic commercial banks to MSMEs. In contrast, the BOPO variable negatively affects financing disbursed by Islamic commercial banks to MSMEs. Other variables, namely the BI rate, exchange rate, CAR, ROA, and NPF, have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs.
THE IMPLICATIONS OF TRANSACTION COSTS FOR SALT FARMERS' INDEPENDENCE IN PESANGGRAHAN VILLAGE, KWANYAR DISTRICT, BANGKALAN REGENCY Kusairi Kusairi; Umar Burhan; Asfi Manzilati
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.7091

Abstract

Transaction costs include negotiation, the cost of doing every exchange transaction and usually occur outside the production costs. Transaction costs arise because of the inability to meet the requirements of the salt farmers in making passes. This study aims to identify the cost implications of the independence transksi salt farmers in the Village Pesanggrahan District Kwanyar Bangkalan. The research method in this study is a qualitative method of data collection techniques on interviews and field notes. This study has two types of key informants and informant informant supporters. Results from this study is the existence of transaction costs initiated by salt farmers who do not have passes. Letters road normally used in order to sell directly to the salt production salt factory. The transaction costs in the form of rental fees permit to the owner of the letter. It starts from the farmers who decide to execute contract so that all circuit buying and selling going on striving to independence salt farmers.
Peran Pedagang Udang Vaname terhadap Akses Informasi Harga dan Pasar di Muncar, Kabupaten Banyuwangi Rosyidah, Lathifatul; Suman, Agus; Manzilati, Asfi
Buletin Ilmiah Marina Sosial Ekonomi Kelautan dan Perikanan Vol 10, No 1 (2024): Juni 2024
Publisher : Research Center for Marine and Fisheries Socio-Economic

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15578/marina.v10i1.12911

Abstract

Budi daya udang vaname mempunyai peranan penting dalam perekonomian masyarakat pesisir di Muncar. Namun, sampai saat ini, pembudi daya kekuatan negosiasinya masih lemah dalam menentukan harga dengan pedagang. Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis peran pedagang dalam akses dan informasi harga pada pemasaran udang vaname di Desa Wringinputih, Kecamatan Muncar, Kabupaten Banyuwangi. Penelitian ini dilakukan pada bulan Juni 2023 dengan menggunakan pendekatan kualitatif fenomenologi untuk mendapatkan pemahaman yang mendalam tentang pengalaman dan perspektif subjek penelitian. Jenis data pada penelitian ini meliputi data primer dan sekunder. Pengumpulan data menggunakan metode wawancara mendalam, observasi, dan dokumentasi kepada responden kunci, yaitu pembudi daya udang vaname dan tiga orang pedagang (supplier). Hasil penelitian menunjukkan bahwa pedagang memiliki kendali yang kuat dalam memperoleh akses informasi harga yang memengaruhi kesejahteraan pembudi daya. Oleh karena itu, pemerintah daerah perlu memfasilitasi akses informasi harga bagi pembudi daya agar dapat meningkatkan posisi tawar (bargaining position) kepada pedagang udang vaname. Title: The Role of Vaname Shrimp Traders in Accessing Price and Market Information in Muncar, Banyuwangi Regency aname shrimp farming plays an important role in the economy of coastal communities in Muncar. However, they have less negotiation power in determining prices with intermediaries. This study aims to identify and analyze the role of traders in accessing and price information on Vaname shrimp marketing in Wringinputih Village, Muncar District, Banyuwangi Regency. This research was conducted in June 2023 using a qualitative phenomenological approach to gain a deep understanding of the experiences and perspectives of research subjects. The primary and secondary data were used in this study. Data has been collected using in-depth interviews, observation, and documentation of key respondents, namely Vaname shrimp farmers and traders/suppliers. The results showed that traders have strong control in gaining access to price information that affects the welfare of farmers. Therefore, local governments must facilitate farmers' access to price information to improve bargaining positions for Vaname shrimp traders.
Comparison of Sharia Banking Performance in Malaysia and Indonesia According to Maqashid Sharia Perspectives Munir, Misbakhul; Ekawaty, Marlina; Manzilati, Asfi
Journal of Indonesian Applied Economics Vol. 12 No. 1 (2024): February 2024
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2024.012.01.5

Abstract

Purpose The research objective was to analyze the difference of sharia banking performance in Malaysia and Indonesia through measurement tool of maqashid index of MPEM and PMMS Design/methodology/approach This research used comparative study quantitative method and secondary data with observation period of 2014-2021. Findings Based on the MPEM index of maqashid sharia, this research result referred that Indonesia was superior in the dimension of preserving religion, maintaining wealth, and continuing offspring. Based on PMMS maqashid sharia index, Malaysia was superior to Indonesia in all indicators consisting of educating individuals and upholding justice and welfare. Research limitations/implications The research objective was to analyze the difference of sharia banking performance in Malaysia and Indonesia through measurement tool of maqashid index of MPEM and PMMS period of 2014-2021 Originality/value The countries in Southeast Asia region have applied this Dual Banking System including Indonesia and Malaysia. The use of different system applied in banking field should affect the difference of performance measurement. MPEM and PMMS were taken as alternatives of maqashid sharia-based banking performance measurement which was more proper if it was functioned to measure the performance of sharia banking.
EKONOMI HIJAU PERSPEKTIF EKONOMI POLITIK: RELEVANSI DAN IMPLEMENTASI DI INDONESIA Ajeng Kartika Galuh; Asfi Manzilati; Sri Muljaningsih
GOVERNANCE: Jurnal Ilmiah Kajian Politik Lokal dan Pembangunan Vol. 11 No. 1 (2024): 2024 September
Publisher : Lembaga Kajian Ilmu Sosial dan Politik (LKISPOL)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56015/gjikplp.v11i1.251

Abstract

This research aims to investigate the relevance and implementation of the concepts of green economy and political economy in Indonesia through analysis of literature studies. The concept of a green economy emphasizing sustainable and environmentally friendly economic growth is becoming increasingly relevant amid the challenges of climate change and environmental degradation faced by Indonesia. Meanwhile, political economy is a key theoretical basis in understanding how economic decisions related to green practices are influenced by political, economic and policy factors at the local, national and global levels. Research findings show that there is a gap between concept and implementation in the field. Despite the commitment and efforts made by the government, private sector and civil society to encourage a green economy, there are still challenges in facing conventional economic interests which tend to focus on economic growth without taking environmental impacts into account. The implications of this research are the need for cross-sector collaboration, stronger regulations, investment in green innovation, and increased public awareness as important steps in realizing sustainable and environmentally friendly economic development in Indonesia.
Pemetaan Kebutuhan dalam Rangka Peningkatan Pelayanan dan Kesejahteraan Anggota Koperasi Jasa Pegawai Republik Indonesia (KJPRI) Universitas Brawijaya Manzilati, Asfi; Wicesa, Nayaka Artha; Wildana, Muhammad Dandy Alif; Rahmanti, Virginia Nur
IHSAN : JURNAL PENGABDIAN MASYARAKAT Vol 6, No 1 (2024): Ihsan: Jurnal Pengabdian Masyarakat (April)
Publisher : University of Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ihsan.v6i1.17023

Abstract

Koperasi merupakan sebuah badan usaha yang didirikan dengan tujuan memenuhi kebutuhan dan meningkatkan kesejahteraan anggotanya. Beberapa manfaat yang dapat ditawarkan oleh koperasi adalah akses kepada pasar, sumber pembiayaan, pelatihan dan pendidikan, keuntungan bersama, serta keamanan dan perlindungan anggota. Manfaat- manfaat tersebut dapat terlaksana secara baik apabila koperasi berjalan sesuai dengan asas-asas pendirian koperasi. Koperasi Jasa Pegawai Republik Indonesia Universitas Brawijaya (KJPRI UB) sebagai sebuah koperasi yang menaungi para pegawai UB (Dosen dan Tenaga Kependidikan) memiliki misi yang sama, yaitu memenuhi kebutuhan dan kesejahteraan anggotanya. Oleh karenanya, KJPRI UB memerlukan pemetaan dan informasi komprehensif mengenai kebutuhan anggotanya sehingga dapat lebih berperan dan berkontribusi dalam peningkatan kesejahteraan anggota. Kegiatan pengabdian yang dilakukan bertujuan membantu KJPRI UB untuk memetakan kebutuhan anggota, sehingga dapat merumuskan strategi dan kebijakan dalam mencapai tujuan utama koperasi, yaitu kesejahteraan anggota.
Analyze the Implementation of Remuneration an Islamic Perspective at Supermarket Sakinah Surabaya Istiasih, Shitny Dwi; Manzilati, Asfi; Muljaningsih, Sri
Journal of International Conference Proceedings Vol 6, No 3 (2023): 2023 ICPM Penang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i3.2491

Abstract

This study aims to analyze the implementation of remuneration from an Islamic perspective at Sakinah Supermarket Surabaya. The type of research that is appropriate is qualitative research. The approach used in this research is the case study method. Data collection was carried out through the stages of observation, interviews, and documentation. After data collection, data interpretation and validation were carried out. The results of this study indicate that the system and principles of wages at Sakinah Supermarket are by several Islamic principles. Remuneration is not only given in the form of money but also emphasized on support services and heart-to-heart relationships between employees. In addition, employees make work a part of worship. This can be seen from the routine activities in the form of halaqah and ease of worship. Islamic principles that have been implemented, such as fair, transparent, and equal. This study found that the wages received are a form of reciprocity for work and behavior at work. So that workers can carry out all the provisions of the company properly and precisely. Meanwhile, employers can provide opportunities for workers to be able to negotiate regarding the wages they will receive to create decent and fair wages for workers.
An Analysis of Hijra Decisions in the Banking Sector in Padang City Ghazela, Jehan Putri; Manzilati, Asfi; Muljaningsih, Sri
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i1.2303

Abstract

The dual-banking system adopted by Indonesia shows the phenomenon of hijra in society which can be seen from the decrease in the number of loans and third-party funds in conventional banks. On the other hand, there has been an increase in financing and third-party funds in Islamic banks. The market share of Islamic banking in West Sumatra is 6.8% larger than the nation is only 5%, therefore this research was conducted in Padang City, West Sumatra Province. This study aims to analysis of hijrah decisions from conventional banks based on the Theory of Planned Behavior by Ajzen. The analytical method used in this study is Schultz's descriptive qualitative approach to phenomenology through the blade of "because of motives" and "order to motives". Data collection uses interview methods from key informants and supporting informants. Based on the results there are 4 themes have been found as follow: 1.) Spiritual belief; Bank interest is riba in Islam. 2.) Momentum; Relearning Qur'an. 3.) Temptation; Before and after the hijra. 4.) W
Economic and Social Dimensions of Uang Panai in the Bugis Tribe Sudarman, Suhaily; Burhan, Umar; Manzilati, Asfi
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i1.2304

Abstract

This study aims to determine the economic and social dimensions of Uang Panai among the Bugis tribe. The type of research used is qualitative with a phenomenological approach, namely explaining the results of research on phenomena that exist in people's lives. Data collection uses interviews with relevant informants, observation and documentation. The research results obtained are that uang panai can be seen from the economic dimensions and social dimensions. When viewed from the economic dimension, Uang Panai will be formed due to the interaction of bargaining between the two parties (man and woman), the man makes the request, party of the woman becomes the supplier, the woman becomes the item offered and Uang Panai becomes the price. The amount of Uang Panai is determined by several factors, namely the level of education, profession, the price of staples and the cost of the wedding ceremony. Meanwhile, if Uang Panai is seen from the social dimension, then it is related to people's lives that affect the amount of Uang Panai. Factors that influence the amount of Uang Panai on the social dimension are customs, nobility, social status, and the influence of the area or the surrounding community.
Co-Authors Abdillah, Muqaffi Abu Bakar Abu Bakar Sambah, Abu Bakar Adam Apriliyadi Agus Suman Ah Miftahul Alim Ahmad Djalaluddin Ahmad Erani Yustika Ahmad Syatir Ajeng Kartika Galuh Aji Dedi Mularwaman Amelia Priharsanti An'im Kafabih An'im Kafabih Anisa Fitria Utami Anisa Fitria Utami Anthon Efani Ari Kamayanti Arrum Mahmudahningtyas Aryo Galih Saloko Aryo Saloko Aulad, Afdalul Awang Tri Satria Bambang Agoes Hermanto Bayu Krisnamurthi Bella Myirandasari Bunga Hidayati Bunga Hidayati Burhan M. Umar Calista Donabella, Belinda Darti Djuharni DAVID KALUGE di, Supar Dias Satria Eka Dirgantara Aquino ELINA R SITUMORANG Esha Najitama Estu Unggul Drajat Estu Unggul Drajat, Estu Unggul Fadjar Setiyo Anggraeni Fahrizal, Muhamad Reza Faizaturrodhiah, Nur Fajari, Alfiani Bintang Fatik Noviono Utomo Fauzi, Dekky Gazi, Ananta Ghazela, Jehan Putri Ghozali Maski Ghozali Maski Girindra Mega Paksi Hanif Kautsar Rahmanda Yuna Ikrar Adina Panuntun Imamia, Tsumma Lazuardini Istiasih, Shitny Dwi Iswan Noor Jayanti, Dwi Nur Jayawarsa, A.A. Ketut Kafabih, An'im Kafabih, An'im Kartikasari, Dhian Khusnul Ashar Khusnul Ashar Khusnul Ashar Khusnul Ashar Kusairi Kusairi Laili Hurriati Listiyanto, Eko Lutfillah, Novrida M Fadli M. Firmansyah M. Firmansyah M. Pudjihardjo M. Tamim Syaifullah M. Umar Burhan Maftuch - Marlina Ekawaty Maryunani Maryunani, Maryunani Mashudi, Ahmad Mega Ria Misbakhul Munir Moch. Bukhori Muslim Mochamad Tamim Syaifullah Moh Agus Nugroho Moh. Khusaini Moh. Shadiqur Rahman Muhamad Reza Fahrizal Muhammad Dandy Alif Wildana Muhammad Faisal Riza Muhammad Zamroni Mahfudh Multifiah . Multifiah Multifiah Munawar Ismail Munawar Ismail Nabila, Ulfa Nina Andriyani, Nina Nurman Setiawan Fadjar Nurul Badriyah Patricia Diella Budiarto Prahara, Rahma Sandhi Rahel Kimbal Ratri, Devita Rahmani Rina Oktavia Riniati RIZKY ADITYA, DEANDRA Rosyidah, Lathifatul Sabila, Shafira Fathia Sari, Mariyana Siagian, Kevin Adriel Silvi Asna Prestianawati Siti Rohima Siti Rohima Sonhaji *), Ferra Ika Wardani Solechan Sri Muljaningsih Sri Muljaningsih Sudarman, Suhaily Supar di Suprayogi Suprayogi Suprayogi Suprayogi Susilo Susilo Syamsuri, Asyila Muthi'ah Syatir, Ahmad Tita Hariyanti Tsumma Lazuardini Imamia Tsumma Lazuardini Imamia Tumirin Tyas D. Hascaryani Tyas Danarti Uma Adi Kusuma Umar Burhan Umar Burhan Umar Burhan, Umar Virginia Nur Rahmanti Virginia Nur Rahmanti Wicesa, Nayaka Artha Widodo Mardi Santoso, Widodo Mardi Winda Wahyu Widyasari Yenny Kornitasari Yenny Kornitasari Yenny Kornitasari, Yenny Yogi Pasca Pratama, Yogi Pasca Yuna, Hanif Kautsar Rahmanda