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All Journal JEMMA | Journal of Economic, Management and Accounting Dinasti International Journal of Management Science Dinasti International Journal of Education Management and Social Science Dinasti International Journal of Digital Business Management Enrichment : Journal of Management Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) East Asian Journal of Multidisciplinary Research (EAJMR) JURNAL ECONOMINA International Journal of Advanced Multidisciplinary Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Penelitian Ekonomi Manajemen dan Bisnis Manajemen Kreatif Jurnal Jurnal Riset Ilmiah Indonesian Journal of Economics and Strategic Management Siber Journal of Advanced Multidisciplinary Jurnal Manajemen Bisnis Digital Terkini Jurnal Greenation Ilmu Akuntansi Greenation International Journal of Economics and Accounting Dinasti Accounting Review Fibonacci : Jurnal Ilmu Ekonomi, Manajemen dan Keuangan Indonesia Economic Journal Jurnal Riset dan Inovasi Manajemen Siber Nusantara of Economic and Finance Review (SNEFR)
Putra, Christophorus Indra Wahyu
Universitas Bhayangkara Jakarta Raya
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Public Health Social Sciences Other

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Pengaruh Work Life Balance dan Pengembangan Karir terhadap Kinerja Karyawan pada Biskop XXI Grand Kota Bintang Bayu Putra Danaya; Dodi Kurniawan; Fahmi Sahlan; Adi Wibowo Noor Fikri; Christophorus Indra Wahyu Putra
Fibonacci: Jurnal Ilmu Ekonomi, Manajemen dan Keuangan Vol. 1 No. 3 (2025): Fibonacci: Jurnal Ilmu Ekonomi, Manajemen, dan Keuangan
Publisher : Yayasan Inovasi Akademi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63217/fibonacci.v1i3.116

Abstract

The purpose of this study was to determine the effect of work-life balance and career development on employee performance at Bioskop XXI Grand Kota Bintang. This study used a quantitative method with a sampling technique, namely saturated sampling. The population in this study were 72 employees at Bioskop XXI Grand Kota Bintang. The number of samples in this study was 72 employee respondents at Bioskop XXI Grand Kota Bintang. The measurement scale used was a Likert scale (1-5). The tests carried out in this study were the outer model test, inner model test, and hypothesis test using the SEM-PLS technique using SmartPLS statistical software. The results of the study conducted at XXI Grand Kota Bintang Cinema are as follows: 1) Work Life Balance has a positive and significant effect on Employee Performance; and 2) Career Development has a positive and significant effect on Employee Performance.
Pengaruh Kemudahan Penggunaan Fintech, Self-Control, dan Gaya Hidup terhadap Pengelolaan Keuangan Pribadi Generasi Z di Bekasi pada Era Cashless Society Devina Elga Ranjani; Christophorus Indra Wahyu Putra; Eri Bukhari; Bayu Seno Pitoyo
Jurnal Manajemen Bisnis Digital Terkini Vol. 3 No. 3 (2026): Juli: Jurnal Manajemen Bisnis Digital Terkini
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumbidter.v3i3.1478

Abstract

This study aims to analyze the influence of the ease of use of fintech, self-control, and lifestyle on the personal financial management of Generation Z in Bekasi City. A quantitative approach was used with a purposive sampling technique, involving 148 respondents of fintech users from Generation Z. Data was analyzed using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method to test the relationship between variables. The results of the study showed that the three variables had a positive and significant effect on personal financial management. The self-control variable had the strongest influence (O = 0.524; P < 0.001), followed by fintech's ease of use (O = 0.262; P < 0.001), and lifestyle (O = 0.135; P = 0.021). These findings confirm that self-control is a key factor in shaping healthy financial behaviors, while easy access to fintech services and lifestyle patterns also strengthen the effectiveness of financial management. This research makes a practical contribution to the development of financial literacy strategies that emphasize the importance of self-control, the use of financial technology, and the awareness of a balanced lifestyle. Thus, the results of the research can be the basis for educational institutions, fintech service providers, and policymakers in designing financial capacity building programs for Generation Z.
Pengaruh Financial Literacy, Digital Financial Behavior, Income Level dalam Pengambilan Keputusan Penggunaan Layanan Buy Now Pay later (BNPL) Revilia Nur Vardania Putri; Christophorus Indra Wahyu Putra; Ferawaty Puspitorini; Bayu Seno Pitoyo
Jurnal Riset dan Inovasi Manajemen Vol. 4 No. 3 (2026): Agustus: Jurnal Riset dan Inovasi Manajemen
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jrim-widyakarya.v4i3.6555

Abstract

This study aims to analyze the effects of financial literacy, digital financial behavior, and income level on decision-making regarding the use of Buy Now Pay Later (BNPL) services among Generation Z in Bekasi City. This study employed a quantitative approach using a survey method. The sample consisted of 100 respondents selected through purposive sampling based on predetermined criteria. Primary data were collected through questionnaires and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) with SmartPLS software. The results indicate that financial literacy has a positive and significant effect on BNPL usage decisions (β = .323, p = .016). Digital financial behavior also has a positive and significant effect (β = .523, p < .001), while income level has a negative and significant effect (β = −.176, p < .001). These findings suggest that higher financial literacy and better digital financial behavior support more informed decisions regarding BNPL use. Conversely, higher income levels are associated with a lower tendency to use BNPL services. The study emphasizes the importance of financial literacy and prudent digital financial management in promoting responsible use of digital financial services.
Determination of Deposits through Exchange Rates: Analysis of Interest Rates, Trust in Banks, and Public Income Christophorus Indra Wahyu Putra; Hasanuddin Hasanuddin; Rosalina Siagian
Siber Nusantara of Economic and Finance Review Vol. 2 No. 2 (2026): Siber Nusantara of Economic and Finance Review (April - September 2026)
Publisher : Siber Nusantara Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/snefr.v2i2.777

Abstract

This study aims to analyze the influence of interest rates, trust in banks, and public income on deposits through the exchange rate as a mediating variable in the banking sector in Indonesia. The approach used was a descriptive qualitative approach using the Systematic Literature Review (SLR) method on 40 nationally and internationally reputable scientific articles. Data were analyzed through the stages of reduction, presentation, and synthesis to produce a comprehensive conceptual model. The results indicate that: 1) Interest rates affect the exchange rate; 2) Trust in banks affects the exchange rate; 3) Public income affects the exchange rate; 4) Interest rates affect deposits; 5) Trust in banks affects deposits; 6) Public income affects deposits; 7) The exchange rate affects deposits; 8) Interest rates affect deposits through the exchange rate; 9) Trust in banks affects deposits through the exchange rate; 10) Public income affects deposits through the exchange rate.
Determinasi Peer Conformity, Financial Self-Efficacy dan Uang Saku terhadap Perilaku Konsumtif Fast Fashion Mahasiswa FEB Universitas Bhayangkara Jakarta Raya Awalia Romadon; Christophorus Indra Wahyu Putra; Ferawaty Puspitorini
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 5 No. 3 (2026): Agustus: Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v5i3.6629

Abstract

This study aims to examine the influence of Peer Conformity, Financial Self-efficacy, and Allowance on the Consumptive Behavior on Fast fashion of students at the Faculty of Economics and Business, Universitas Bhayangkara Jakarta Raya. A quantitative approach with a causal associative design was employed. Data were collected through questionnaires from 94 respondents selected using purposive sampling and analyzed using SmartPLS 4.0. The results revealed that Peer Conformity had a positive and significant effect on Consumptive Behavior (β = 0.652; T = 7.457; p = 0.000). In contrast, Financial Self-Efficacy (β = 0.187; T = 1.482; p = 0.138) and Allowance (β = 0.146; T = 1.040; p = 0.298) did not significantly affect Consumptive Behavior. These findings indicate that peer influence plays a greater role in shaping students' consumptive behavior than Financial Self-Efficacy or the amount of allowance received.
Co-Authors abi prasidi Adi Wibowo Noor Fikri Adler Haymans Manurung Adler Haymans Manurung AGUS SETIAWAN Agus Suhendra Agus Suhendra Agustian Zen Ajeng Afifah Mustikasari Andrian Andrian Anjasmara, Rengga Ari Sulistyowati Ari Sulistyowati Ari Sulistyowati, Ari Awalia Romadon Ayu Nazira, Nawfa Bayu Putra Danaya Bukhari, Eri Butar, Cindy Kristina Butar Cahyadi Husadha Carlos, Gerry Juan Cindy Kristina Butar Butar Denny Mahendra Denny Mahendra Desvita Setyanie Devina Elga Ranjani Dharma Yudastoro, Fasida Dodi Kurniawan Dodi Kurniawan DODY KURNIAWAN Dody Kurniawan DODY KURNIAWAN Elena Syafa Chamilla Ester Rosalina Fahmi Sahlan Ferawaty Puspitorini Ferawaty Puspitorini Fikri , Adi Wibowo Noor Gerry Juan Carlos Gerry Juan Carlos Gerry Juan Carlos Ghina Allya Pebriani Gratia Atanka Barus Hadita Hadita Hariyanti Hariyanti Hariyanti Hariyanti Haryudi Anas Hasanuddin Hasanuddin Hasanuddin Hasanuddin Indrianna Meutia, Kardinah Intan Khoirunnisa Yahya Jihan Shafira Josua Panatap Soehaditama Juan Carlos, Gerry Jumawan, Jumawan Kamsariaty Kamsariaty Kamsariaty Kamsariaty Kamsariaty Kamsariaty, Kamsariaty Kardinah Indriana Meutia Kardinah Indrianna Meutia Kardinah Indrianna Meutia Khairullah Musaid Komariah, Neng Siti Kurniawan, Dodi Lufiana Anggrainie M. Yusuf Sanny Maidani, Maidani Maria Rumiris Tamba Marinda Machdar, Nera Maya Sova Meutia, Kardinah Indrianna Mochammad Subagio Mochammad Subagio mohamad saobari Mohamad Sobari Mohamad Sobari Mohamad Yusuf Kurniawan Mu'tia Zubaidah Muhammad Yusuf Muhammad Yusuf Mulyani Setyowati, Tri Murdiono, Jatmiko Natasa Nurwidianti Nazira, Nawfa Ayu Nera Marinda Machdar Nurwa Putri, Cahyani Pitoyo, Bayu Seno Prasetyo, Muhammad Ilham Pratiwi Nila Sari Purwoko, Harry Putra Danaya, Bayu Putri, Salsabila Aninda Rasyida Yanuardi Revilia Nur Vardania Putri Rianto, Muhammad Richo Rizka Nurul Hanifah Rosalina Siagian Rosalina Siagian Rosalina Siagian Sahlan, Fahmi Salsabila Aninda Putri Selvia Annisa Permatasari Siagian, Rosalina Sobari, Mohamad Sugiyanto - Suhendra, Agus Tamba, Maria Rumiris Tri Widyastuti Triyana Widi Winarso Widi Winarso, Widi Widjanarko, Wirawan Wirawan Widjanarko Wirawan Widjanarko Wirawan Widjanarko Wirawan Widjarnarko Woestho, Choiroel Yoganingsih, Tutiek Yosepha, Sri Yanthy Yuliastuti, Hilda Yunia Prastika Yuniati, Triana Yunita, Tyna Yusuf Kurniawan, Mohamad