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All Journal International Journal of Informatics and Communication Technology (IJ-ICT) International Journal of Advances in Applied Sciences Jurnal Manajemen Bisnis Ars: Jurnal Seni Rupa dan Desain DeKaVe Lintas Ruang: Jurnal Pengetahuan dan Perancangan Desain Interior Riset Manajemen dan Akuntansi Journal of Urban Society´s Arts Laa Maisyir Jurnal Ekonomi Islam Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Benefit: Jurnal Manajemen dan Bisnis Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Universitas Batanghari Jambi Journal of Economic, Bussines and Accounting (COSTING) al-Afkar, Journal For Islamic Studies SEIKO : Journal of Management & Business Jurnal Ilmu Manajemen (JIMMU) IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Review Pendidikan dan Pengajaran (JRPP) Sebelas Maret Business Review Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) PANYONARA: Journal of English Education Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Bisnis Manajemen Prima Journal of Management - Small and Medium Enterprises (SME's) Jurnal Senirupa Warna (JSRW) Bisnis Net : Jurnal Ekonomi dan Bisnis Jurnal Amplifier: Jurnal Ilmiah Bidang Teknik Elektro dan Komputer JEBDEKER: Jurnal Ekonomi, Manajemen, Akuntansi, Bisnis Digital, Ekonomi Kreatif, Entrepreneur Unram Journal of Community Service (UJCS) Jurnal Pajak dan Bisnis (Journal of Tax and Business) AJAD : Jurnal Pengabdian kepada Masyarakat International Journal of Management Science and Information Technology (IJMSIT) Studi Akuntansi, Keuangan, dan Manajemen Jurnal Riset Ekonomi Syariah Proceeding ISETH (International Summit on Science, Technology, and Humanity) Prosiding University Research Colloquium Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Innovative: Journal Of Social Science Research Paradoks : Jurnal Ilmu Ekonomi Jurnal Informatika Ekonomi Bisnis Community Empowerment Journal Adabuna: Jurnal Pendidikan dan Pemikiran IIJSE FATAWA: Jurnal Pendidikan Agama Islam Jurnal Sistem Informasi dan Manajemen Majapahit Journal of Islamic Finance dan Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management Conference Proceedings International Conference on Education Innovation and Social Science Proceeding of International Conference on Humanity Education and Society JER Indonesian Journal of Islamic Economic Law Journal of Ekonomics, Finance, and Management Studies USRATUNA: Jurnal Hukum Keluarga Islam Iqtisad : Journal of Islamic Economic and Civilization Benefit: Jurnal Manajemen dan Bisnis Brilliant International Journal of Management and Tourism International Journal of Economics and Management Research
M. Sholahuddin
Institut Seni Indonesia Yogyakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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BRAND IMAGE AS A MEDIATOR BETWEEN DIGITAL MARKETING AND PURCHASE DECISIONS Saputra, Farid Eka; Sholahuddin, Muhammad
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 1 (2026): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/e637rp30

Abstract

This research looks into how influencers, content marketing, and promotions affect brand image and buying choices, with brand image serving as an important link in the area of halal personal care items sold on the Shopee online platform. The study uses numbers and data gathered through surveys from Shopee customers who have bought halal personal care products. The information was examined through SEM. The findings show that influencers do not significantly improve brand image or buying choices. On the other hand, content marketing and promotions positively impact brand image in a significant way. Additionally, both content marketing and promotions also greatly affect buying choices. Brand image itself positively influences buying choices, underscoring its crucial role in guiding consumer habits. When it comes to mediation roles, brand image does not connect influencers with buying choices. However, it does play a significant part in connecting content marketing with buying choices. On the other hand, brand image does not link promotions to buying choices. In summary, these results emphasize that content marketing is the most important element in enhancing brand image and influencing buying choices for halal personal care products, while influencer marketing has a limited effect in this area. These findings suggest practical steps for online sellers and marketers to focus on high-quality and relevant content strategies while also running effective promotional campaigns to improve consumer buying choices.
MENTAL WORKLOAD, JOB STRESS, AND LEADERSHIP TRUST SHAPING EMPLOYEE CREATIVITY VIA PSYCHOLOGICAL DISTRESS Utama, Muh Na’afi; Sholahuddin, Muhammad
Journal of Management Small and Medium Enterprises (SMEs) Vol 19 No 1 (2026): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v19i1.27449

Abstract

This study investigates the influence of mental workload, work stress, and trust in leaders on employee creativity and innovation at XYZ University, both directly and through psychological distress as a mediating variable. The research adopts a quantitative explanatory approach and involves employees who have been actively working for at least one year in academic or managerial roles. Data were collected through structured questionnaires and analyzed using Structural Equation Modeling (SEM) with the assistance of SmartPLS.The findings reveal that work stress negatively affects employee creativity and innovation, while trust in leaders plays an important role in encouraging innovative behavior among employees. Meanwhile, mental workload and psychological distress do not show a direct influence on creativity and innovation, and psychological distress does not mediate the relationship between the studied variables. The results highlight the importance of leadership quality and effective stress management in fostering creativity and innovation within organizations. Future research is recommended to expand the research context to different organizations, include additional relevant variables, and apply longitudinal or mixed-method approaches to better understand the psychological dynamics of employees in the workplace. Keywords: Creativity; Innovation; Leadership; Psychological Distress; Work Stress
Pengaruh Ukuran Perusahaan, Volume Perdagangan Saham, dan Kebijakan Dividen Terhadap Volatilitas Harga Saham Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index Ikhbal Septyaji Putranto Trijasa; Muhammad Sholahuddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.7469

Abstract

This study examines the impact of firm size, stock trading volume, and dividend policy on stock price volatility in companies listed on the Jakarta Islamic Index (JII) from 2020 to 2023. Using a quantitative approach, the research analyzes 13 firms that consistently remained in JII and dis-tributed dividends, resulting in 52 observations. Panel data regression processed through E-Views 12 is employed to assess relationships between variables. The findings indicate that firm size has a significant negative effect on stock price volatility, whereas trading volume and dividend policy, measured by the Dividend Payout Ratio (DPR), show no significant influence. However, the study is limited by its small sample size, restricted variables, and exclusive focus on JII stocks. Future research should explore additional variables, extend the observation period, and include broader samples beyond JII-listed companies for more comprehensive results.
Analisis Minat UMKM Terhadap Wakaf Produktif Di Surakarta Aryakusuma Sumarjoko, Achmad; Sholahuddin, Muhammad
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 11 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i11.10317

Abstract

This study aims to analyze the influence of knowledge about productive waqf and trust in waqf managers on the perception of economic benefits and the interest of Micro, Small, and Medium Enterprises (MSMEs) in participating in productive waqf in Surakarta. The research employs a quantitative approach using a survey method. Data were collected from 191 MSME respondents selected through purposive sampling and analyzed using the Partial Least Square–Structural Equation Modeling (PLS-SEM) method with SmartPLS 4.0 software. The results indicate that knowledge about productive waqf has a positive and significant effect on both the perception of economic benefits and the interest of MSMEs in productive waqf. Trust in waqf managers also shows a positive and significant influence on the perception of economic benefits and MSME interest. Furthermore, the perception of economic benefits has a positive and significant effect on MSME interest in productive waqf and acts as a partial mediating variable in the relationship between knowledge and trust toward MSME interest. The findings of this study affirm that improving knowledge and trust in waqf management institutions can strengthen the perception of economic benefits, which in turn increases MSMEs’ interest in participating in the development of productive waqf in Surakarta.
Research Trends on Online Learning Toward Changes in Millennial Consumer Behavior in the Digital Era: A Bibliometric Analysis Purbokusumo, Andreas Sang Aji; Wajdi, M. Farid; Sholahuddin, Muhammad; Fadloli, F
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid development of digital technology, which affects almost every aspect of life, has also transformed the consumption behavior of the millennial generation toward digital domains. This study aims to analyze trends and changes in millennial consumer behavior in the digital era as an impact of online learning. Using bibliometric methods and VOSviewer visualization, data were collected from international publications (Scopus, Web of Science, Google Scholar) during the 2020-2025 period. The findings show that online learning has accelerated the adoption of digital consumption behaviors among millennials, with key terms such as consumer behavior, machine learning, e-commerce, and millennial forming interconnected clusters. The study also identifies a research gap related to loyalty and postpurchase behavior among millennials in the digital ecosystem. The results of this research are expected to serve as a reference for strengthening educational policy, digital economy development, and digital literacy to support the national agenda for superior human resource development and digital transformation in Indonesia.
Google Play review analysis on Sharia pawnshop applications in Indonesia Alam, Azhar; Kurniawan, Adityo Wiwit; Sholahuddin, Muhammad
International Journal of Advances in Applied Sciences Vol 15, No 1: March 2026
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijaas.v15.i1.pp86-98

Abstract

Digital transformation opens opportunities for Sharia pawnshops to develop innovative application-based services following Sharia principles. This study analyzes the perception and experience of users of the Sharia pawnshop application on the Google Play Store using a netnography approach. It collects and analyzes 395 user reviews between June and December 2024, which consist of 219 positive reviews and 176 negative reviews. The analysis shows that 59.82% of users gave positive reviews regarding satisfaction with using the application, especially regarding transaction security and ease of use. As many as 17.35% of positive reviews emphasized the benefits of the application in transforming Islamic financial services. The main challenges identified included update system problems (35.23%), technical and server problems (30.11%), and registration complexity (5.68%). There was also a discrepancy between numerical ratings and review content. Important concerns include service problems (9.66%) and limited choice of Islamic banks (5.11%). This research provides important insights for the development of digital Islamic finance applications in the future, especially in the aspects of improving technological infrastructure, simplifying processes, and improving the quality of customer service. The results of this study contribute to a better understanding of user needs in the context of the digitization of Islamic financial services in Indonesia.
The Influence of Islamic Financial Literacy and Service Ease of Use on Customers’ Decisions to Use Islamic Digital Banking Products with Islamic Financial Inclusion as a Mediating Variable Silvia Novita Sari; Muhammad Sholahuddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 2 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i2.11410

Abstract

This study aims to analyze the influence of Islamic financial literacy and the ease of use of digital services on customers’ decisions to use Islamic digital banking products, with Islamic financial inclusion as a mediating variable. The research employs a quantitative approach using a survey method. Data were collected through questionnaires distributed to Islamic bank customers who use digital services in Indonesia. Data analysis was conducted using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS 4 software. The results indicate that Islamic financial literacy and the ease of use of digital services have a positive and significant effect on customers’ decisions to use Islamic digital banking products. In addition, both variables also have a positive and significant influence on Islamic financial inclusion. Islamic financial inclusion, in turn, has a positive effect on customers’ decisions and is able to mediate the relationship between Islamic financial literacy, the ease of use of digital services, and the decision to use Islamic digital banking products. The novelty of this study lies in the development of an integrative research model that combines Islamic financial literacy and the ease of use of digital services by incorporating Islamic financial inclusion as a mediating variable within the context of digital Islamic banking. This study is expected to enrich academic literature on customer decision behavior and provide practical implications for Islamic banking institutions in enhancing inclusive and sustainable digital service adoption.
Does the effectiveness of the Fintech platform affect interest in paying infaq and sadaqah? Arelsa, Kamila Dhiyanahda; Sholahuddin, Muhammad
Sebelas Maret Business Review Vol 8, No 1 (2023): June 2023
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/smbr.v8i1.75080

Abstract

The rapid adoption of digital technology has revolutionized various industries, including the financial services sector, through the emergence of financial technology (Fintech). In Indonesia, Fintech regulations, such as Indonesian bank (Bank Indonesia-BI) regulations no. 18/40/PBI/2016 has played a crucial role in governing payment systems. This research examines the impact of the Fintech platform's effectiveness on individuals' interest in making infaq and sadaqah payments. A survey method was employed, utilizing a sample size of 128 individuals residing in the Solo Raya area, and conducted via Google form. The study results indicate that the Fintech platform's effectiveness significantly influences individuals' interest in making infaq or sadaqah payments. This can be attributed to the trust people place in Fintech platforms, which ensures data confidentiality and minimizes the risk of fraud. Consequently, individuals are more inclined to engage in infaq and sadaqah payments, recognizing Fintech platforms' secure and reliable nature. This research highlights the positive relationship between Fintech platform effectiveness and individuals' interest in infaq and sadaqah payments, shedding light on the potential for Fintech to drive the development of the Islamic economy further.
Co-Authors Adinata, Alberta Adirestuty, Fitranty Adityo Wiwit Kurniawan Agus Budiman Agus Supriatman Amrullah, Muhammad Ilham Andy Dwi Bayu Bawono Anindyastri, Ranty Annisa, Widya Anton Agus Setyawan Apsta, Widya Arelsa, Kamila Dhiyanahda Arfatun Ariyanto, Annastasya Aprilia Arsita, Nurul Cahya Aryakusuma Sumarjoko, Achmad Asri Abdullah, Moha Asyaffa Aulia, Prambawati Atwal Arifin Awangrif, Hasna Albana Azhar Alam Barom, Mohd. Nizam bistara, Sadewa rama Choirul Amin Conteh, Abdul Damayanti, Intan Dian Rahmawati, Sisca Dinda Wulan Andari Dionna, Finna Liana Stela Dwi Sarbini Edy Purwo Saputro Eko Suryanti Eni Setyowati Erma Setiawati Fadloli, F Febrianti, Bella Finalta, Adfan Syah Fitriana Mustikaningrum Fristyaningrum, Viciananda Ghazali, Yovanda Alfian Gunawan, Noviandra Hafiizh, Muhammad Esa Hardhianti, Vioreliana Harits, Muhammad Helmy Nurcahyo Wibowo Henri Dwi Wahyudi Hidayat, Rezki Nur Huda, Muhammad Saiful Ibrohim, Muhammad Ida Musofiana, Ida Ikhbal Septyaji Putranto Trijasa Ikhlas Ramadhan, Teguh Imronuddin Imronudin Imronudin Imronudin Imronudin, I Isti Khoirul Rochmah Iswahyuni. S, Zalsa Jannah, Zainur Miftakhul Juliana Juliana Kussudyarsana Kusumastuti, Anestia Retno Lestari, Frisca Ayu M. Faiz Ali Hidayat M. Farid Wajdi Maharani, Naila Cahya Mahardika, Salwa Bunga Marwan Effendy Maulina, Reni Ma’ruf, Ma’ruf Mir’atul Hayah Moch Taufik Moch. Adi Nur Ikhsan Moechamad Nasir, Moechamad Moechammad Nasir Moha Asri Abdullah, Moha Asri Muhammad Amar Abiyoso Muhammad Amir Anshori Muhammad Arif Muhammad Halim Maimun Muhammad Hasanudin, Muhammad Muhammad Qomaruddin Muhriza, Nurul Mujiyati Mukaramah, Maya Muzakar Isa Nabila Nurhuwaida Nasongko, Noer Ngafwan Nilam Saputri , Iin Normalita Sari, Astri Novel Idris Abas Nugroho Dwi Saputro, Nugroho Dwi Nur Achmad Nur Ahmad Nur ‘Ainie Diena Khanifah Nurdaya, Bastian Nurhaliza, Cut Nurshalihah, Aini Umi Oktandani, Nafania Annisa Permatasari, Qisthoni Poerwadi, Yuniar Belly Pradana, Angga Nur Pradina Putri, Novia Pramesti, Safira Amelia Pramudya Kurnia Priyono Priyono Purbokusumo, Andreas Sang Aji Purnomo, Siddiq Puro, Intan Widia Purwaningtyas, Yani Putri, Widya Nirmala Qonitah Qonitah Rahmawati, Rara Yuni Ramadhani, Dina Mariana Regianingsih, Sinta Amelia Dwi Riansyah, Andi Ridho, M. Ghusni Rini Kuswati Riski Pangestu Rizka Rizka, Rizka Robbani Ridho, Muhammad Salsabila, Annisa Zahra Saputra, Farid Eka Saputra, Setyawan Adi Kresna Sari, Silvia Novita Sembiring, Rinawati Septiawan, Gavinda Micko Setia Rini Sigit Haryanto Signori, Muhammad Silvia Novita Sari Sisca Dian Rahmawati Siti Fatimah Nurhayati Sri Murwanti Sri Padmantyo Sudrajad, Dimas Rama Supomo Supomo Surono, Arif Susanto, Dimas Audy Tri Nur Wahyudi Ubaidillah, M Burhanuddin Umrotun Umrotun Utama, Muh Na’afi Veriansyah, Satria Wafiatun Mukharomah Wiyadi Wiyadi Wiyadi, W Wuryaningsih Dwi Lestari, Wuryaningsih Dwi Yuni Rahmawati, Rara Yusuf Sulistyo Nugroho Yusuf, M Luthfi Azhril Zakariyah Zakariyah Zulfa Irawati, Zulfa